Milend, Inc Mortgage Lending & HMDA Data, 2023

In 2023, Milend, Inc of Alpharetta, GA reported 4,645 mortgage applications totaling $1.2 billion, up 14% from 2022. The average application was for $254,545, and applicants reported an average income of $87,000. 28% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (963), Charlotte-Concord-Gastonia, NC-SC (125) and Virginia Beach-Norfolk-Newport News, VA-NC (122) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,645
Total Mortgage Loan Application Amount $1,182,365,000
Average Mortgage Loan Application Amount $254,545
Highest Mortgage Loan Application Amount $3,715,000
Average Applicant Income $87,000
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 140 $ 40,430,000 $ 288,785 $ 98,000
Cobb, Georgia 113 $ 35,975,000 $ 318,362 $ 118,000
Fulton, Georgia 107 $ 33,075,000 $ 309,112 $ 104,000
DeKalb, Georgia 105 $ 25,305,000 $ 241,000 $ 81,000
Henry, Georgia 75 $ 20,295,000 $ 270,600 $ 96,000
Jefferson, Alabama 73 $ 14,535,000 $ 199,109 $ 77,000
Duval, Florida 69 $ 18,515,000 $ 268,333 $ 79,000
Mecklenburg, North Carolina 58 $ 15,770,000 $ 271,896 $ 80,000
Cherokee, Georgia 54 $ 17,460,000 $ 323,333 $ 96,000
Clayton, Georgia 54 $ 11,350,000 $ 210,185 $ 70,000
Broward, Florida 51 $ 14,185,000 $ 278,137 $ 82,000
Shelby, Tennessee 48 $ 11,030,000 $ 229,791 $ 79,000
Mobile, Alabama 42 $ 7,700,000 $ 183,333 $ 73,000
Hillsborough, Florida 42 $ 12,310,000 $ 293,095 $ 99,000
Paulding, Georgia 42 $ 13,110,000 $ 312,142 $ 88,000
Miami-Dade, Florida 41 $ 13,185,000 $ 321,585 $ 108,000
Polk, Florida 41 $ 9,655,000 $ 235,487 $ 77,000
Chesterfield, Virginia 38 $ 11,000,000 $ 289,473 $ 93,000
Richmond, Georgia 37 $ 6,865,000 $ 185,540 $ 74,000
Guilford, North Carolina 35 $ 7,115,000 $ 203,285 $ 71,000
Palm Beach, Florida 34 $ 13,160,000 $ 387,058 $ 117,000
Chatham, Georgia 34 $ 7,710,000 $ 226,764 $ 81,000
Davidson, Tennessee 34 $ 8,860,000 $ 260,588 $ 75,000
Montgomery, Alabama 33 $ 6,335,000 $ 191,969 $ 69,000
Orange, Florida 33 $ 8,725,000 $ 264,393 $ 77,000
Virginia Beach, Virginia 33 $ 8,995,000 $ 272,575 $ 85,000
Madison, Alabama 32 $ 7,690,000 $ 240,312 $ 78,000
Douglas, Georgia 32 $ 8,200,000 $ 256,250 $ 85,000
Hall, Georgia 32 $ 9,330,000 $ 291,562 $ 88,000
Newton, Georgia 32 $ 7,820,000 $ 244,375 $ 76,000
Houston, Georgia 29 $ 7,875,000 $ 271,551 $ 84,000
Worcester, Massachusetts 29 $ 7,175,000 $ 247,413 $ 91,000
Forsyth, Georgia 28 $ 10,860,000 $ 387,857 $ 122,000
Montgomery, Tennessee 28 $ 6,370,000 $ 227,500 $ 74,000
Henrico, Virginia 27 $ 6,865,000 $ 254,259 $ 92,000
Brevard, Florida 26 $ 5,770,000 $ 221,923 $ 66,000
Volusia, Florida 26 $ 6,380,000 $ 245,384 $ 81,000
Bartow, Georgia 26 $ 6,680,000 $ 256,923 $ 87,000
Wake, North Carolina 26 $ 7,300,000 $ 280,769 $ 100,000
Richland, South Carolina 26 $ 5,670,000 $ 218,076 $ 78,000
Barrow, Georgia 25 $ 7,425,000 $ 297,000 $ 95,000
Philadelphia, Pennsylvania 25 $ 5,145,000 $ 205,800 $ 94,000
Pinellas, Florida 24 $ 6,800,000 $ 283,333 $ 89,000
St. Lucie, Florida 24 $ 6,360,000 $ 265,000 $ 76,000
Coweta, Georgia 24 $ 6,860,000 $ 285,833 $ 99,000
Allegheny, Pennsylvania 23 $ 5,675,000 $ 246,739 $ 92,000
Montgomery, Pennsylvania 23 $ 8,645,000 $ 375,869 $ 102,000
Hamilton, Tennessee 23 $ 4,735,000 $ 205,869 $ 72,000
Chesapeake, Virginia 23 $ 6,145,000 $ 267,173 $ 72,000
Columbia, Georgia 22 $ 5,750,000 $ 261,363 $ 98,000
Rutherford, Tennessee 22 $ 6,710,000 $ 305,000 $ 95,000
Lee, Florida 21 $ 7,515,000 $ 357,857 $ 99,000
Catoosa, Georgia 21 $ 4,765,000 $ 226,904 $ 90,000
York, Pennsylvania 21 $ 4,525,000 $ 215,476 $ 86,000
Muscogee, Georgia 20 $ 5,610,000 $ 280,500 $ 91,000
Hennepin, Minnesota 20 $ 6,230,000 $ 311,500 $ 100,000
Walton, Georgia 19 $ 5,865,000 $ 308,684 $ 86,000
Cumberland, North Carolina 19 $ 4,665,000 $ 245,526 $ 87,000
Limestone, Alabama 18 $ 3,640,000 $ 202,222 $ 70,000
Osceola, Florida 18 $ 5,180,000 $ 287,777 $ 81,000
Pasco, Florida 18 $ 4,980,000 $ 276,666 $ 85,000
Bibb, Georgia 18 $ 3,460,000 $ 192,222 $ 75,000
Forsyth, North Carolina 18 $ 3,790,000 $ 210,555 $ 76,000
Spartanburg, South Carolina 18 $ 3,780,000 $ 210,000 $ 67,000
Baldwin, Alabama 17 $ 4,185,000 $ 246,176 $ 97,000
Rockdale, Georgia 17 $ 5,425,000 $ 319,117 $ 98,000
Bristol, Massachusetts 17 $ 5,195,000 $ 305,588 $ 101,000
Gaston, North Carolina 17 $ 3,745,000 $ 220,294 $ 86,000
Lancaster, Pennsylvania 17 $ 4,095,000 $ 240,882 $ 84,000
Northampton, Pennsylvania 17 $ 3,965,000 $ 233,235 $ 66,000
Knox, Tennessee 17 $ 4,285,000 $ 252,058 $ 96,000
Spotsylvania, Virginia 17 $ 5,595,000 $ 329,117 $ 112,000
Tuscaloosa, Alabama 16 $ 3,670,000 $ 229,375 $ 83,000
Escambia, Florida 16 $ 3,890,000 $ 243,125 $ 82,000
Lake, Florida 16 $ 4,060,000 $ 253,750 $ 79,000
Marion, Florida 16 $ 3,770,000 $ 235,625 $ 62,000
Fayette, Georgia 16 $ 5,140,000 $ 321,250 $ 84,000
Berks, Pennsylvania 16 $ 3,960,000 $ 247,500 $ 78,000
Cumberland, Pennsylvania 16 $ 3,140,000 $ 196,250 $ 83,000
Hampton, Virginia 16 $ 3,490,000 $ 218,125 $ 81,000
Hernando, Florida 15 $ 3,805,000 $ 253,666 $ 87,000
Jackson, Georgia 15 $ 4,605,000 $ 307,000 $ 109,000
Robertson, Tennessee 15 $ 3,725,000 $ 248,333 $ 76,000
Loudoun, Virginia 15 $ 6,075,000 $ 405,000 $ 145,000
Lee, Alabama 14 $ 3,010,000 $ 215,000 $ 85,000
Shelby, Alabama 14 $ 3,330,000 $ 237,857 $ 73,000
Seminole, Florida 14 $ 3,510,000 $ 250,714 $ 75,000
Spalding, Georgia 14 $ 3,400,000 $ 242,857 $ 82,000
Hampden, Massachusetts 14 $ 3,060,000 $ 218,571 $ 77,000
Plymouth, Massachusetts 14 $ 4,640,000 $ 331,428 $ 89,000
Durham, North Carolina 14 $ 3,320,000 $ 237,142 $ 86,000
Chester, Pennsylvania 14 $ 5,510,000 $ 393,571 $ 129,000
Delaware, Pennsylvania 14 $ 2,870,000 $ 205,000 $ 72,000
Berkeley, South Carolina 14 $ 3,680,000 $ 262,857 $ 75,000
Fairfax, Virginia 14 $ 7,160,000 $ 511,428 $ 152,000
Prince William, Virginia 14 $ 5,780,000 $ 412,857 $ 145,000
Etowah, Alabama 13 $ 2,815,000 $ 216,538 $ 68,000
Clay, Florida 13 $ 3,285,000 $ 252,692 $ 83,000
Sarasota, Florida 13 $ 3,845,000 $ 295,769 $ 82,000
Lowndes, Georgia 13 $ 2,935,000 $ 225,769 $ 84,000
Troup, Georgia 13 $ 2,875,000 $ 221,153 $ 77,000
Whitfield, Georgia 13 $ 2,705,000 $ 208,076 $ 82,000
Lexington, South Carolina 13 $ 2,795,000 $ 215,000 $ 128,000
Sullivan, Tennessee 13 $ 2,525,000 $ 194,230 $ 65,000
Liberty, Georgia 12 $ 2,180,000 $ 181,666 $ 69,000
Alamance, North Carolina 12 $ 2,840,000 $ 236,666 $ 73,000
Aiken, South Carolina 12 $ 2,860,000 $ 238,333 $ 112,000
Charleston, South Carolina 12 $ 3,040,000 $ 253,333 $ 76,000
Horry, South Carolina 12 $ 2,710,000 $ 225,833 $ 86,000
Wilson, Tennessee 12 $ 3,350,000 $ 279,166 $ 71,000
Norfolk, Virginia 12 $ 2,600,000 $ 216,666 $ 80,000
Houston, Alabama 11 $ 1,965,000 $ 178,636 $ 214,000
Leon, Florida 11 $ 2,755,000 $ 250,454 $ 109,000
Manatee, Florida 11 $ 3,775,000 $ 343,181 $ 101,000
Carroll, Georgia 11 $ 2,085,000 $ 189,545 $ 65,000
Monroe, Pennsylvania 11 $ 2,435,000 $ 221,363 $ 66,000
Portsmouth, Virginia 11 $ 2,345,000 $ 213,181 $ 65,000
Cullman, Alabama 10 $ 2,160,000 $ 216,000 $ 103,000
Citrus, Florida 10 $ 2,470,000 $ 247,000 $ 95,000
Anoka, Minnesota 10 $ 2,820,000 $ 282,000 $ 80,000
Davidson, North Carolina 10 $ 2,130,000 $ 213,000 $ 80,000
Iredell, North Carolina 10 $ 2,620,000 $ 262,000 $ 74,000
Nash, North Carolina 10 $ 2,020,000 $ 202,000 $ 76,000
New Hanover, North Carolina 10 $ 2,750,000 $ 275,000 $ 91,000
Franklin, Ohio 10 $ 2,130,000 $ 213,000 $ 87,000
Bucks, Pennsylvania 10 $ 3,570,000 $ 357,000 $ 106,000
Franklin, Pennsylvania 10 $ 2,020,000 $ 202,000 $ 65,000
Lehigh, Pennsylvania 10 $ 2,620,000 $ 262,000 $ 80,000
Richmond City, Virginia 10 $ 2,120,000 $ 212,000 $ 83,000
Calhoun, Alabama 9 $ 1,325,000 $ 147,222 $ 70,000
Elmore, Alabama 9 $ 1,285,000 $ 142,777 $ 54,000
Okaloosa, Florida 9 $ 2,265,000 $ 251,666 $ 110,000
Floyd, Georgia 9 $ 2,015,000 $ 223,888 $ 72,000
Harris, Georgia 9 $ 1,885,000 $ 209,444 $ 79,000
Lumpkin, Georgia 9 $ 2,575,000 $ 286,111 $ 88,000
Cabarrus, North Carolina 9 $ 2,955,000 $ 328,333 $ 99,000
Dauphin, Pennsylvania 9 $ 1,685,000 $ 187,222 $ 66,000
Erie, Pennsylvania 9 $ 1,415,000 $ 157,222 $ 81,000
Sumner, Tennessee 9 $ 2,335,000 $ 259,444 $ 75,000
Stafford, Virginia 9 $ 3,355,000 $ 372,777 $ 119,000
Autauga, Alabama 8 $ 1,310,000 $ 163,750 $ 57,000
Morgan, Alabama 8 $ 1,570,000 $ 196,250 $ 90,000
Tallapoosa, Alabama 8 $ 1,360,000 $ 170,000 $ 72,000
Bulloch, Georgia 8 $ 1,500,000 $ 187,500 $ 112,000
Clarke, Georgia 8 $ 1,870,000 $ 233,750 $ 101,000
Gordon, Georgia 8 $ 1,730,000 $ 216,250 $ 82,000
Barnstable, Massachusetts 8 $ 4,490,000 $ 561,250 $ 94,000
Berkshire, Massachusetts 8 $ 1,820,000 $ 227,500 $ 65,000
Essex, Massachusetts 8 $ 3,220,000 $ 402,500 $ 99,000
Middlesex, Massachusetts 8 $ 3,290,000 $ 411,250 $ 159,000
Norfolk, Massachusetts 8 $ 2,970,000 $ 371,250 $ 112,000
Dakota, Minnesota 8 $ 2,120,000 $ 265,000 $ 119,000
Onslow, North Carolina 8 $ 1,620,000 $ 202,500 $ 76,000
Dorchester, South Carolina 8 $ 1,750,000 $ 218,750 $ 68,000
Greenville, South Carolina 8 $ 1,760,000 $ 220,000 $ 69,000
Washington, Tennessee 8 $ 1,920,000 $ 240,000 $ 66,000
Frederick, Virginia 8 $ 1,900,000 $ 237,500 $ 83,000
Lynchburg, Virginia 8 $ 1,540,000 $ 192,500 $ 57,000
Roanoke, Virginia 8 $ 2,080,000 $ 260,000 $ 114,000
Chilton, Alabama 7 $ 1,305,000 $ 186,428 $ 72,000
Coffee, Alabama 7 $ 1,345,000 $ 192,142 $ 53,000
Marshall, Alabama 7 $ 1,275,000 $ 182,142 $ 59,000
Talladega, Alabama 7 $ 1,445,000 $ 206,428 $ 65,000
Bay, Florida 7 $ 1,405,000 $ 200,714 $ 86,000
Bryan, Georgia 7 $ 1,995,000 $ 285,000 $ 92,000
Camden, Georgia 7 $ 1,485,000 $ 212,142 $ 77,000
Dougherty, Georgia 7 $ 1,205,000 $ 172,142 $ 84,000
Monroe, Georgia 7 $ 1,155,000 $ 165,000 $ 76,000
Macomb, Michigan 7 $ 1,285,000 $ 183,571 $ 93,000
Wayne, Michigan 7 $ 1,455,000 $ 207,857 $ 86,000
Lincoln, North Carolina 7 $ 1,305,000 $ 186,428 $ 62,000
Stark, Ohio 7 $ 1,325,000 $ 189,285 $ 88,000
Anderson, South Carolina 7 $ 1,815,000 $ 259,285 $ 72,000
Florence, South Carolina 7 $ 3,025,000 $ 432,142 $ 78,000
Bradley, Tennessee 7 $ 1,485,000 $ 212,142 $ 59,000
Carter, Tennessee 7 $ 1,505,000 $ 215,000 $ 88,000
Loudon, Tennessee 7 $ 1,605,000 $ 229,285 $ 70,000
Madison, Tennessee 7 $ 1,305,000 $ 186,428 $ 70,000
Maury, Tennessee 7 $ 1,675,000 $ 239,285 $ 59,000
Tipton, Tennessee 7 $ 1,405,000 $ 200,714 $ 73,000
DeKalb, Alabama 6 $ 1,540,000 $ 256,666 $ 114,000
Alachua, Florida 6 $ 1,260,000 $ 210,000 $ 53,000
Flagler, Florida 6 $ 1,850,000 $ 308,333 $ 78,000
Nassau, Florida 6 $ 1,560,000 $ 260,000 $ 104,000
St. Johns, Florida 6 $ 1,760,000 $ 293,333 $ 87,000
Baltimore, Maryland 6 $ 1,700,000 $ 283,333 $ 81,000
Sherburne, Minnesota 6 $ 1,410,000 $ 235,000 $ 86,000
Catawba, North Carolina 6 $ 1,380,000 $ 230,000 $ 77,000
Chatham, North Carolina 6 $ 1,660,000 $ 276,666 $ 81,000
Craven, North Carolina 6 $ 1,140,000 $ 190,000 $ 63,000
Harnett, North Carolina 6 $ 1,630,000 $ 271,666 $ 83,000
Johnston, North Carolina 6 $ 1,780,000 $ 296,666 $ 85,000
Robeson, North Carolina 6 $ 1,110,000 $ 185,000 $ 77,000
Union, North Carolina 6 $ 2,170,000 $ 361,666 $ 103,000
Butler, Ohio 6 $ 1,450,000 $ 241,666 $ 91,000
Lackawanna, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 92,000
Beaufort, South Carolina 6 $ 1,790,000 $ 298,333 $ 160,000
York, South Carolina 6 $ 1,530,000 $ 255,000 $ 70,000
Anderson, Tennessee 6 $ 1,410,000 $ 235,000 $ 68,000
Newport News, Virginia 6 $ 1,590,000 $ 265,000 $ 114,000
Suffolk, Virginia 6 $ 1,600,000 $ 266,666 $ 85,000
York, Virginia 6 $ 1,540,000 $ 256,666 $ 88,000
Russell, Alabama 5 $ 885,000 $ 177,000 $ 69,000
Collier, Florida 5 $ 1,875,000 $ 375,000 $ 99,000
Highlands, Florida 5 $ 855,000 $ 171,000 $ 93,000
Indian River, Florida 5 $ 1,275,000 $ 255,000 $ 62,000
Effingham, Georgia 5 $ 1,335,000 $ 267,000 $ 112,000
Haralson, Georgia 5 $ 1,465,000 $ 293,000 $ 89,000
Long, Georgia 5 $ 1,055,000 $ 211,000 $ 101,000
Madison, Georgia 5 $ 1,255,000 $ 251,000 $ 97,000
Pickens, Georgia 5 $ 1,515,000 $ 303,000 $ 93,000
Sumter, Georgia 5 $ 725,000 $ 145,000 $ 78,000
Thomas, Georgia 5 $ 1,195,000 $ 239,000 $ 86,000
Suffolk, Massachusetts 5 $ 2,315,000 $ 463,000 $ 115,000
Franklin, North Carolina 5 $ 815,000 $ 163,000 $ 69,000
Randolph, North Carolina 5 $ 985,000 $ 197,000 $ 62,000
Wayne, North Carolina 5 $ 925,000 $ 185,000 $ 89,000
Butler, Pennsylvania 5 $ 1,255,000 $ 251,000 $ 158,000
Centre, Pennsylvania 5 $ 1,225,000 $ 245,000 $ 58,000
Westmoreland, Pennsylvania 5 $ 825,000 $ 165,000 $ 86,000
Kershaw, South Carolina 5 $ 1,235,000 $ 247,000 $ 66,000
Lancaster, South Carolina 5 $ 1,515,000 $ 303,000 $ 70,000
Greene, Tennessee 5 $ 775,000 $ 155,000 $ 50,000
Hamblen, Tennessee 5 $ 1,275,000 $ 255,000 $ 85,000
Jefferson, Tennessee 5 $ 1,045,000 $ 209,000 $ 63,000
Accomack, Virginia 5 $ 705,000 $ 141,000 $ 58,000
Dinwiddie, Virginia 5 $ 855,000 $ 171,000 $ 90,000
Isle of Wight, Virginia 5 $ 1,875,000 $ 375,000 $ 67,000
Petersburg, Virginia 5 $ 885,000 $ 177,000 $ 70,000
Prince George, Virginia 5 $ 1,275,000 $ 255,000 $ 75,000
Warren, Virginia 5 $ 1,045,000 $ 209,000 $ 66,000
Blount, Alabama 4 $ 590,000 $ 147,500 $ 58,000
Marengo, Alabama 4 $ 700,000 $ 175,000 $ 74,000
Monroe, Alabama 4 $ 700,000 $ 175,000 $ 78,000
St. Clair, Alabama 4 $ 580,000 $ 145,000 $ 48,000
Walker, Alabama 4 $ 580,000 $ 145,000 $ 92,000
Dawson, Georgia 4 $ 1,180,000 $ 295,000 $ 106,000
Lamar, Georgia 4 $ 950,000 $ 237,500 $ 64,000
Laurens, Georgia 4 $ 970,000 $ 242,500 $ 78,000
Lee, Georgia 4 $ 810,000 $ 202,500 $ 96,000
Peach, Georgia 4 $ 1,000,000 $ 250,000 $ 91,000
Stephens, Georgia 4 $ 770,000 $ 192,500 $ 88,000
Prince George's, Maryland 4 $ 2,160,000 $ 540,000 $ 269,000
Oakland, Michigan 4 $ 1,310,000 $ 327,500 $ 134,000
Stearns, Minnesota 4 $ 770,000 $ 192,500 $ 87,000
Beaufort, North Carolina 4 $ 800,000 $ 200,000 $ 56,000
Cleveland, North Carolina 4 $ 820,000 $ 205,000 $ 67,000
Granville, North Carolina 4 $ 810,000 $ 202,500 $ 116,000
Hoke, North Carolina 4 $ 1,010,000 $ 252,500 $ 106,000
Pitt, North Carolina 4 $ 700,000 $ 175,000 $ 49,000
Rutherford, North Carolina 4 $ 1,090,000 $ 272,500 $ 82,000
Surry, North Carolina 4 $ 690,000 $ 172,500 $ 56,000
Cuyahoga, Ohio 4 $ 620,000 $ 155,000 $ 71,000
Lucas, Ohio 4 $ 910,000 $ 227,500 $ 109,000
Carbon, Pennsylvania 4 $ 770,000 $ 192,500 $ 55,000
Fayette, Pennsylvania 4 $ 820,000 $ 205,000 $ 115,000
Lycoming, Pennsylvania 4 $ 740,000 $ 185,000 $ 71,000
Pike, Pennsylvania 4 $ 910,000 $ 227,500 $ 150,000
Schuylkill, Pennsylvania 4 $ 750,000 $ 187,500 $ 63,000
Pickens, South Carolina 4 $ 790,000 $ 197,500 $ 54,000
Sumter, South Carolina 4 $ 640,000 $ 160,000 $ 55,000
Campbell, Tennessee 4 $ 880,000 $ 220,000 $ 48,000
Coffee, Tennessee 4 $ 1,060,000 $ 265,000 $ 58,000
Dickson, Tennessee 4 $ 720,000 $ 180,000 $ 53,000
Lauderdale, Tennessee 4 $ 730,000 $ 182,500 $ 92,000
Lincoln, Tennessee 4 $ 670,000 $ 167,500 $ 58,000
Obion, Tennessee 4 $ 830,000 $ 207,500 $ 137,000
Smith, Tennessee 4 $ 1,020,000 $ 255,000 $ 83,000
Augusta, Virginia 4 $ 740,000 $ 185,000 $ 50,000
Henry, Virginia 4 $ 610,000 $ 152,500 $ 64,000
Louisa, Virginia 4 $ 1,030,000 $ 257,500 $ 76,000
Pulaski, Virginia 4 $ 560,000 $ 140,000 $ 72,000
Roanoke City, Virginia 4 $ 900,000 $ 225,000 $ 75,000
Colbert, Alabama 3 $ 545,000 $ 181,666 $ 72,000
Geneva, Alabama 3 $ 615,000 $ 205,000 $ 74,000
Charlotte, Florida 3 $ 985,000 $ 328,333 $ 153,000
Martin, Florida 3 $ 985,000 $ 328,333 $ 127,000
Putnam, Florida 3 $ 855,000 $ 285,000 $ 79,000
Santa Rosa, Florida 3 $ 765,000 $ 255,000 $ 85,000
Banks, Georgia 3 $ 785,000 $ 261,666 $ 80,000
Burke, Georgia 3 $ 755,000 $ 251,666 $ 103,000
Emanuel, Georgia 3 $ 715,000 $ 238,333 $ 71,000
Franklin, Georgia 3 $ 565,000 $ 188,333 $ 82,000
Gilmer, Georgia 3 $ 1,845,000 $ 615,000 $ 235,000
Glynn, Georgia 3 $ 605,000 $ 201,666 $ 62,000
Oconee, Georgia 3 $ 765,000 $ 255,000 $ 67,000
Tift, Georgia 3 $ 635,000 $ 211,666 $ 98,000
Wayne, Georgia 3 $ 635,000 $ 211,666 $ 49,000
Anne Arundel, Maryland 3 $ 1,235,000 $ 411,666 $ 146,000
Montgomery, Maryland 3 $ 925,000 $ 308,333 $ 107,000
Ingham, Michigan 3 $ 375,000 $ 125,000 $ 53,000
Kalamazoo, Michigan 3 $ 685,000 $ 228,333 $ 66,000
Chisago, Minnesota 3 $ 955,000 $ 318,333 $ 164,000
Goodhue, Minnesota 3 $ 925,000 $ 308,333 $ 113,000
Le Sueur, Minnesota 3 $ 475,000 $ 158,333 $ 44,000
Washington, Minnesota 3 $ 945,000 $ 315,000 $ 95,000
Winona, Minnesota 3 $ 805,000 $ 268,333 $ 88,000
Wright, Minnesota 3 $ 865,000 $ 288,333 $ 76,000
Brunswick, North Carolina 3 $ 1,415,000 $ 471,666 $ 122,000
Buncombe, North Carolina 3 $ 1,165,000 $ 388,333 $ 111,000
Henderson, North Carolina 3 $ 835,000 $ 278,333 $ 60,000
Moore, North Carolina 3 $ 995,000 $ 331,666 $ 90,000
Pender, North Carolina 3 $ 515,000 $ 171,666 $ 35,000
Person, North Carolina 3 $ 475,000 $ 158,333 $ 56,000
Rowan, North Carolina 3 $ 525,000 $ 175,000 $ 48,000
Transylvania, North Carolina 3 $ 535,000 $ 178,333 $ 80,000
Wilkes, North Carolina 3 $ 465,000 $ 155,000 $ 54,000
Greene, Ohio 3 $ 455,000 $ 151,666 $ 67,000
Lorain, Ohio 3 $ 825,000 $ 275,000 $ 107,000
Summit, Ohio 3 $ 765,000 $ 255,000 $ 67,000
Beaver, Pennsylvania 3 $ 495,000 $ 165,000 $ 78,000
Lebanon, Pennsylvania 3 $ 725,000 $ 241,666 $ 87,000
Luzerne, Pennsylvania 3 $ 515,000 $ 171,666 $ 69,000
Washington, Pennsylvania 3 $ 405,000 $ 135,000 $ 130,000
Chester, South Carolina 3 $ 625,000 $ 208,333 $ 71,000
Orangeburg, South Carolina 3 $ 675,000 $ 225,000 $ 93,000
Union, South Carolina 3 $ 595,000 $ 198,333 $ 85,000
Blount, Tennessee 3 $ 1,155,000 $ 385,000 $ 118,000
Cheatham, Tennessee 3 $ 715,000 $ 238,333 $ 72,000
Claiborne, Tennessee 3 $ 535,000 $ 178,333 $ 92,000
Putnam, Tennessee 3 $ 585,000 $ 195,000 $ 71,000
Sevier, Tennessee 3 $ 845,000 $ 281,666 $ 63,000
Warren, Tennessee 3 $ 465,000 $ 155,000 $ 54,000
Williamson, Tennessee 3 $ 755,000 $ 251,666 $ 96,000
Campbell, Virginia 3 $ 505,000 $ 168,333 $ 58,000
Caroline, Virginia 3 $ 675,000 $ 225,000 $ 74,000
Greene, Virginia 3 $ 685,000 $ 228,333 $ 77,000
Hanover, Virginia 3 $ 935,000 $ 311,666 $ 80,000
Hopewell, Virginia 3 $ 535,000 $ 178,333 $ 55,000
James City, Virginia 3 $ 1,445,000 $ 481,666 $ 122,000
Lancaster, Virginia 3 $ 525,000 $ 175,000 $ 51,000
Pittsylvania, Virginia 3 $ 625,000 $ 208,333 $ 106,000
Rockingham, Virginia 3 $ 585,000 $ 195,000 $ 86,000
Barbour, Alabama 2 $ 320,000 $ 160,000 $ 64,000
Butler, Alabama 2 $ 340,000 $ 170,000 $ 79,000
Cherokee, Alabama 2 $ 360,000 $ 180,000 $ 82,000
Choctaw, Alabama 2 $ 260,000 $ 130,000 $ 46,000
Cleburne, Alabama 2 $ 330,000 $ 165,000 $ 51,000
Escambia, Alabama 2 $ 390,000 $ 195,000 $ 84,000
Lauderdale, Alabama 2 $ 480,000 $ 240,000 $ 114,000
Lawrence, Alabama 2 $ 600,000 $ 300,000 $ 115,000
Marion, Alabama 2 $ 290,000 $ 145,000 $ 48,000
Randolph, Alabama 2 $ 350,000 $ 175,000 $ 45,000
Baker, Florida 2 $ 700,000 $ 350,000 $ 104,000
Gadsden, Florida 2 $ 510,000 $ 255,000 $ 77,000
Hardee, Florida 2 $ 320,000 $ 160,000 $ 48,000
Jackson, Florida 2 $ 350,000 $ 175,000 $ 51,000
Okeechobee, Florida 2 $ 280,000 $ 140,000 $ 58,000
Walton, Florida 2 $ 390,000 $ 195,000 $ 47,000
Washington, Florida 2 $ 540,000 $ 270,000 $ 66,000
Baldwin, Georgia 2 $ 290,000 $ 145,000 $ 71,000
Ben Hill, Georgia 2 $ 360,000 $ 180,000 $ 79,000
Berrien, Georgia 2 $ 410,000 $ 205,000 $ 60,000
Butts, Georgia 2 $ 580,000 $ 290,000 $ 105,000
Coffee, Georgia 2 $ 370,000 $ 185,000 $ 88,000
Crawford, Georgia 2 $ 360,000 $ 180,000 $ 69,000
Decatur, Georgia 2 $ 350,000 $ 175,000 $ 68,000
Habersham, Georgia 2 $ 390,000 $ 195,000 $ 90,000
Heard, Georgia 2 $ 770,000 $ 385,000 $ 148,000
Jasper, Georgia 2 $ 450,000 $ 225,000 $ 90,000
Jones, Georgia 2 $ 350,000 $ 175,000 $ 51,000
McDuffie, Georgia 2 $ 340,000 $ 170,000 $ 73,000
Meriwether, Georgia 2 $ 230,000 $ 115,000 $ 39,000
Montgomery, Georgia 2 $ 390,000 $ 195,000 $ 26,000
Pike, Georgia 2 $ 570,000 $ 285,000 $ 103,000
Polk, Georgia 2 $ 480,000 $ 240,000 $ 94,000
Tattnall, Georgia 2 $ 340,000 $ 170,000 $ 89,000
Towns, Georgia 2 $ 580,000 $ 290,000 $ 63,000
Walker, Georgia 2 $ 280,000 $ 140,000 $ 41,000
Charles, Maryland 2 $ 820,000 $ 410,000 $ 146,000
Harford, Maryland 2 $ 620,000 $ 310,000 $ 132,000
Worcester, Maryland 2 $ 560,000 $ 280,000 $ 76,000
Beltrami, Minnesota 2 $ 410,000 $ 205,000 $ 83,000
Carver, Minnesota 2 $ 670,000 $ 335,000 $ 80,000
Crow Wing, Minnesota 2 $ 620,000 $ 310,000 $ 77,000
Ramsey, Minnesota 2 $ 380,000 $ 190,000 $ 79,000
Mercer, New Jersey 2 $ 780,000 $ 390,000 $ 131,000
Monmouth, New Jersey 2 $ 810,000 $ 405,000 $ 134,000
Alleghany, North Carolina 2 $ 380,000 $ 190,000 $ 69,000
Caldwell, North Carolina 2 $ 920,000 $ 460,000 $ 167,000
Caswell, North Carolina 2 $ 300,000 $ 150,000 $ 52,000
Davie, North Carolina 2 $ 450,000 $ 225,000 $ 85,000
Haywood, North Carolina 2 $ 650,000 $ 325,000 $ 80,000
Jackson, North Carolina 2 $ 440,000 $ 220,000 $ 65,000
Lenoir, North Carolina 2 $ 300,000 $ 150,000 $ 63,000
Orange, North Carolina 2 $ 430,000 $ 215,000 $ 82,000
Sampson, North Carolina 2 $ 540,000 $ 270,000 $ 96,000
Wilson, North Carolina 2 $ 350,000 $ 175,000 $ 62,000
Clermont, Ohio 2 $ 340,000 $ 170,000 $ 69,000
Hardin, Ohio 2 $ 250,000 $ 125,000 $ 48,000
Lake, Ohio 2 $ 280,000 $ 140,000 $ 41,000
Marion, Ohio 2 $ 470,000 $ 235,000 $ 67,000
Miami, Ohio 2 $ 310,000 $ 155,000 $ 53,000
Tuscarawas, Ohio 2 $ 280,000 $ 140,000 $ 42,000
Warren, Ohio 2 $ 560,000 $ 280,000 $ 188,000
Adams, Pennsylvania 2 $ 380,000 $ 190,000 $ 56,000
Venango, Pennsylvania 2 $ 330,000 $ 165,000 $ 62,000
Clarendon, South Carolina 2 $ 430,000 $ 215,000 $ 123,000
Darlington, South Carolina 2 $ 370,000 $ 185,000 $ 53,000
Cumberland, Tennessee 2 $ 360,000 $ 180,000 $ 35,000
DeKalb, Tennessee 2 $ 300,000 $ 150,000 $ 50,000
Fentress, Tennessee 2 $ 380,000 $ 190,000 $ 72,000
Gibson, Tennessee 2 $ 390,000 $ 195,000 $ 80,000
Hawkins, Tennessee 2 $ 710,000 $ 355,000 $ 127,000
Haywood, Tennessee 2 $ 300,000 $ 150,000 $ 52,000
Marion, Tennessee 2 $ 420,000 $ 210,000 $ 172,000
McMinn, Tennessee 2 $ 350,000 $ 175,000 $ 49,000
Overton, Tennessee 2 $ 430,000 $ 215,000 $ 70,000
Roane, Tennessee 2 $ 470,000 $ 235,000 $ 82,000
Sequatchie, Tennessee 2 $ 450,000 $ 225,000 $ 71,000
Trousdale, Tennessee 2 $ 480,000 $ 240,000 $ 79,000
Weakley, Tennessee 2 $ 430,000 $ 215,000 $ 95,000
Appomattox, Virginia 2 $ 340,000 $ 170,000 $ 69,000
Botetourt, Virginia 2 $ 470,000 $ 235,000 $ 63,000
Fauquier, Virginia 2 $ 1,210,000 $ 605,000 $ 185,000
Fluvanna, Virginia 2 $ 560,000 $ 280,000 $ 100,000
Giles, Virginia 2 $ 480,000 $ 240,000 $ 114,000
King George, Virginia 2 $ 490,000 $ 245,000 $ 57,000
King William, Virginia 2 $ 350,000 $ 175,000 $ 47,000
Manassas Park, Virginia 2 $ 960,000 $ 480,000 $ 140,000
Mecklenburg, Virginia 2 $ 350,000 $ 175,000 $ 52,000
Montgomery, Virginia 2 $ 490,000 $ 245,000 $ 77,000
Orange, Virginia 2 $ 550,000 $ 275,000 $ 72,000
Patrick, Virginia 2 $ 400,000 $ 200,000 $ 60,000
Scott, Virginia 2 $ 240,000 $ 120,000 $ 30,000
Shenandoah, Virginia 2 $ 570,000 $ 285,000 $ 68,000
Staunton, Virginia 2 $ 380,000 $ 190,000 $ 108,000
Surry, Virginia 2 $ 380,000 $ 190,000 $ 49,000
Waynesboro, Virginia 2 $ 730,000 $ 365,000 $ 99,000
Westmoreland, Virginia 2 $ 350,000 $ 175,000 $ 77,000
Wise, Virginia 2 $ 370,000 $ 185,000 $ 61,000
Bibb, Alabama 1 $ 125,000 $ 125,000 $ 61,000
Chambers, Alabama 1 $ 195,000 $ 195,000 $ 120,000
Conecuh, Alabama 1 $ 125,000 $ 125,000 $ 34,000
Coosa, Alabama 1 $ 225,000 $ 225,000 $ 79,000
Dale, Alabama 1 $ 285,000 $ 285,000 $ 127,000
Dallas, Alabama 1 $ 165,000 $ 165,000 $ 67,000
Fayette, Alabama 1 $ 165,000 $ 165,000 $ 60,000
Hale, Alabama 1 $ 145,000 $ 145,000 $ 48,000
Henry, Alabama 1 $ 125,000 $ 125,000 $ 0
Jackson, Alabama 1 $ 205,000 $ 205,000 $ 37,000
Macon, Alabama 1 $ 145,000 $ 145,000 $ 61,000
Pickens, Alabama 1 $ 195,000 $ 195,000 $ 79,000
Pike, Alabama 1 $ 135,000 $ 135,000 $ 46,000
Bradford, Florida 1 $ 155,000 $ 155,000 $ 85,000
DeSoto, Florida 1 $ 155,000 $ 155,000 $ 50,000
Jefferson, Florida 1 $ 305,000 $ 305,000 $ 197,000
Levy, Florida 1 $ 215,000 $ 215,000 $ 50,000
Sumter, Florida 1 $ 325,000 $ 325,000 $ 80,000
Suwannee, Florida 1 $ 165,000 $ 165,000 $ 51,000
Wakulla, Florida 1 $ 115,000 $ 115,000 $ 27,000
Brantley, Georgia 1 $ 195,000 $ 195,000 $ 72,000
Brooks, Georgia 1 $ 205,000 $ 205,000 $ 49,000
Calhoun, Georgia 1 $ 195,000 $ 195,000 $ 77,000
Chattooga, Georgia 1 $ 135,000 $ 135,000 $ 84,000
Colquitt, Georgia 1 $ 175,000 $ 175,000 $ 42,000
Cook, Georgia 1 $ 155,000 $ 155,000 $ 44,000
Crisp, Georgia 1 $ 195,000 $ 195,000 $ 246,000
Dade, Georgia 1 $ 155,000 $ 155,000 $ 80,000
Fannin, Georgia 1 $ 175,000 $ 175,000 $ 75,000
Hancock, Georgia 1 $ 205,000 $ 205,000 $ 88,000
Hart, Georgia 1 $ 165,000 $ 165,000 $ 43,000
Jeff Davis, Georgia 1 $ 175,000 $ 175,000 $ 57,000
Lanier, Georgia 1 $ 105,000 $ 105,000 $ 123,000
Lincoln, Georgia 1 $ 195,000 $ 195,000 $ 84,000
Morgan, Georgia 1 $ 245,000 $ 245,000 $ 71,000
Murray, Georgia 1 $ 315,000 $ 315,000 $ 150,000
Oglethorpe, Georgia 1 $ 265,000 $ 265,000 $ 116,000
Pierce, Georgia 1 $ 165,000 $ 165,000 $ 59,000
Pulaski, Georgia 1 $ 215,000 $ 215,000 $ 60,000
Rabun, Georgia 1 $ 165,000 $ 165,000 $ 57,000
Randolph, Georgia 1 $ 115,000 $ 115,000 $ 40,000
Schley, Georgia 1 $ 245,000 $ 245,000 $ 76,000
Screven, Georgia 1 $ 415,000 $ 415,000 $ 159,000
Telfair, Georgia 1 $ 175,000 $ 175,000 $ 69,000
Terrell, Georgia 1 $ 125,000 $ 125,000 $ 47,000
Toombs, Georgia 1 $ 145,000 $ 145,000 $ 48,000
Twiggs, Georgia 1 $ 125,000 $ 125,000 $ 85,000
Union, Georgia 1 $ 215,000 $ 215,000 $ 94,000
Upson, Georgia 1 $ 185,000 $ 185,000 $ 83,000
Ware, Georgia 1 $ 245,000 $ 245,000 $ 61,000
Wheeler, Georgia 1 $ 305,000 $ 305,000 $ 52,000
Baltimore City, Maryland 1 $ 205,000 $ 205,000 $ 60,000
Frederick, Maryland 1 $ 375,000 $ 375,000 $ 109,000
Kent, Maryland 1 $ 295,000 $ 295,000 $ 125,000
Talbot, Maryland 1 $ 495,000 $ 495,000 $ 184,000
Wicomico, Maryland 1 $ 245,000 $ 245,000 $ 106,000
Franklin, Massachusetts 1 $ 285,000 $ 285,000 $ 75,000
Bay, Michigan 1 $ 175,000 $ 175,000 $ 91,000
Cass, Michigan 1 $ 175,000 $ 175,000 $ 92,000
Hillsdale, Michigan 1 $ 175,000 $ 175,000 $ 104,000
Huron, Michigan 1 $ 215,000 $ 215,000 $ 120,000
Kent, Michigan 1 $ 265,000 $ 265,000 $ 72,000
Lenawee, Michigan 1 $ 125,000 $ 125,000 $ 29,000
Monroe, Michigan 1 $ 365,000 $ 365,000 $ 116,000
Muskegon, Michigan 1 $ 155,000 $ 155,000 $ 54,000
Ottawa, Michigan 1 $ 245,000 $ 245,000 $ 64,000
Roscommon, Michigan 1 $ 75,000 $ 75,000 $ 73,000
Saginaw, Michigan 1 $ 265,000 $ 265,000 $ 136,000
St. Clair, Michigan 1 $ 175,000 $ 175,000 $ 108,000
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Mortgage Loan Application Detail Totals for Milend, Inc in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,443 $1,111,555,000 $250,000 $3,715,000 $85,000 $1,500,000
Home Purchase 202 $70,810,000 $350,000 $1,345,000 $131,000 $562,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,057 $547,345,000 $266,000 $3,715,000 $92,000 $562,000
Black or African American 1,190 $284,390,000 $238,000 $2,035,000 $80,000 $430,000
Not Provided 1,141 $280,855,000 $246,000 $2,725,000 $83,000 $1,500,000
Hispanic 200 $52,580,000 $262,000 $615,000 $87,000 $384,000
Asian 39 $11,575,000 $296,000 $655,000 $96,000 $255,000
American Indian or Alaskan Native 15 $4,885,000 $325,000 $765,000 $116,000 $224,000
Native Hawaiian or Other Pacific Islander 3 $735,000 $245,000 $365,000 $79,000 $122,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,089 $743,845,000 $240,000 $3,715,000 $81,000 $1,500,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 954 $268,990,000 $281,000 $2,725,000 $103,000 $996,000
VA-guaranteed (Veterans Administration) 600 $168,830,000 $281,000 $1,805,000 $88,000 $430,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $700,000 $350,000 $465,000 $158,000 $235,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,310 $584,900,000 $253,000 $3,715,000 $87,000 $1,500,000
Loan Originated 1,305 $334,235,000 $256,000 $1,345,000 $92,000 $459,000
File Closed For Incompleteness 504 $128,050,000 $254,000 $2,305,000 $82,000 $335,000
Application Denied By Financial Institution 492 $124,710,000 $253,000 $2,035,000 $73,000 $468,000
Application Approved But Not Accepted 34 $10,470,000 $307,000 $995,000 $94,000 $206,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,153 $1,057,655,000 $254,000 $3,715,000 $88,000 $1,500,000
Debt-To-Income Ratio 214 $56,720,000 $265,000 $2,035,000 $62,000 $468,000
Credit History 179 $42,505,000 $237,000 $535,000 $80,000 $240,000
Collateral 54 $13,410,000 $248,000 $955,000 $83,000 $430,000
Unverifiable Information 19 $5,485,000 $288,000 $665,000 $90,000 $184,000
Other 14 $3,810,000 $272,000 $475,000 $100,000 $225,000
Employment History 9 $2,175,000 $241,000 $435,000 $67,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 3 $605,000 $201,000 $215,000 $49,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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