Mlsg, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Mlsg, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mlsg, Inc. 10615 Professional Circle Reno, NV 89521 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,821 |
| Total Mortgage Loan Application Amount | $1,490,079,000 |
| Average Mortgage Loan Application Amount | $136,271 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $66,677 |
| Highest Applicant Income | $1,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Mlsg, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mlsg, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Mlsg, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mlsg, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mlsg, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mlsg, Inc.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 897 | $ 192,849,000 | $ 214,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 736 | $ 189,218,000 | $ 257,000 | $ 95,000 |
| LAS VEGAS-PARADISE, NV | 501 | $ 86,331,000 | $ 172,000 | $ 72,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 418 | $ 91,230,000 | $ 218,000 | $ 95,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 283 | $ 47,883,000 | $ 169,000 | $ 69,000 |
| BAKERSFIELD, CA | 210 | $ 30,615,000 | $ 145,000 | $ 59,000 |
| RENO-SPARKS, NV | 210 | $ 40,697,000 | $ 193,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 192 | $ 56,260,000 | $ 293,000 | $ 101,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 147 | $ 40,395,000 | $ 274,000 | $ 102,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 139 | $ 38,834,000 | $ 279,000 | $ 106,000 |
| STOCKTON, CA | 137 | $ 31,840,000 | $ 232,000 | $ 95,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 130 | $ 21,844,000 | $ 168,000 | $ 84,000 |
| FRESNO, CA | 123 | $ 21,099,000 | $ 171,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 118 | $ 30,543,000 | $ 258,000 | $ 108,000 |
| MODESTO, CA | 108 | $ 22,809,000 | $ 211,000 | $ 78,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 106 | $ 12,965,000 | $ 122,000 | $ 67,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 84 | $ 7,449,000 | $ 88,000 | $ 52,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 83 | $ 12,308,000 | $ 148,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 77 | $ 11,769,000 | $ 152,000 | $ 65,000 |
| TACOMA, WA | 70 | $ 11,547,000 | $ 164,000 | $ 72,000 |
| DENVER-AURORA, CO | 69 | $ 8,756,000 | $ 126,000 | $ 63,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 68 | $ 23,039,000 | $ 338,000 | $ 108,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 68 | $ 8,752,000 | $ 128,000 | $ 78,000 |
| EL CENTRO, CA | 62 | $ 9,455,000 | $ 152,000 | $ 69,000 |
| SALT LAKE CITY, UT | 60 | $ 6,878,000 | $ 114,000 | $ 57,000 |
| VISALIA-PORTERVILLE, CA | 52 | $ 7,683,000 | $ 147,000 | $ 71,000 |
| SALEM, OR | 47 | $ 4,692,000 | $ 99,000 | $ 53,000 |
| TUCSON, AZ | 37 | $ 5,410,000 | $ 146,000 | $ 63,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 36 | $ 11,077,000 | $ 307,000 | $ 111,000 |
| OGDEN-CLEARFIELD, UT | 34 | $ 2,814,000 | $ 82,000 | $ 50,000 |
| MERCED, CA | 33 | $ 6,071,000 | $ 183,000 | $ 59,000 |
| SALINAS, CA | 32 | $ 9,043,000 | $ 282,000 | $ 119,000 |
| ST. GEORGE, UT | 31 | $ 3,497,000 | $ 112,000 | $ 70,000 |
| YUBA CITY, CA | 31 | $ 5,053,000 | $ 163,000 | $ 67,000 |
| PROVO-OREM, UT | 30 | $ 3,427,000 | $ 114,000 | $ 72,000 |
| COLUMBUS, OH | 28 | $ 2,321,000 | $ 82,000 | $ 47,000 |
| BATON ROUGE, LA | 26 | $ 2,238,000 | $ 86,000 | $ 50,000 |
| GRAND RAPIDS-WYOMING, MI | 25 | $ 1,516,000 | $ 60,000 | $ 40,000 |
| MADERA, CA | 25 | $ 3,972,000 | $ 158,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 24 | $ 2,512,000 | $ 104,000 | $ 54,000 |
| RICHMOND, VA | 24 | $ 2,858,000 | $ 119,000 | $ 63,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 22 | $ 5,290,000 | $ 240,000 | $ 107,000 |
| ALBUQUERQUE, NM | 21 | $ 2,154,000 | $ 102,000 | $ 50,000 |
| ST. LOUIS, MO-IL | 21 | $ 2,483,000 | $ 118,000 | $ 52,000 |
| CHICO, CA | 20 | $ 3,615,000 | $ 180,000 | $ 78,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 19 | $ 6,748,000 | $ 355,000 | $ 147,000 |
| SANTA ROSA-PETALUMA, CA | 19 | $ 5,399,000 | $ 284,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 17 | $ 1,851,000 | $ 108,000 | $ 61,000 |
| LEXINGTON-FAYETTE, KY | 17 | $ 1,453,000 | $ 85,000 | $ 48,000 |
| HANFORD-CORCORAN, CA | 16 | $ 1,842,000 | $ 115,000 | $ 51,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 16 | $ 1,524,000 | $ 95,000 | $ 46,000 |
| GARY, IN | 15 | $ 1,443,000 | $ 96,000 | $ 58,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 14 | $ 1,731,000 | $ 123,000 | $ 58,000 |
| INDIANAPOLIS, IN | 13 | $ 850,000 | $ 65,000 | $ 39,000 |
| FLAGSTAFF, AZ | 12 | $ 1,889,000 | $ 157,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 1,120,000 | $ 93,000 | $ 54,000 |
| ROCHESTER, MN | 12 | $ 983,000 | $ 81,000 | $ 37,000 |
| KANSAS CITY, MO-KS | 11 | $ 797,000 | $ 72,000 | $ 43,000 |
| LANSING-EAST LANSING, MI | 11 | $ 999,000 | $ 90,000 | $ 62,000 |
| SPOKANE, WA | 11 | $ 899,000 | $ 81,000 | $ 39,000 |
| MEDFORD, OR | 9 | $ 983,000 | $ 109,000 | $ 56,000 |
| NAPA, CA | 9 | $ 2,624,000 | $ 291,000 | $ 108,000 |
| BATTLE CREEK, MI | 8 | $ 583,000 | $ 72,000 | $ 60,000 |
| POCATELLO, ID | 8 | $ 553,000 | $ 69,000 | $ 47,000 |
| REDDING, CA | 8 | $ 1,476,000 | $ 184,000 | $ 62,000 |
| SPRINGFIELD, MO | 8 | $ 773,000 | $ 96,000 | $ 63,000 |
| BOISE CITY-NAMPA, ID | 7 | $ 581,000 | $ 83,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 985,000 | $ 140,000 | $ 57,000 |
| CORVALLIS, OR | 7 | $ 590,000 | $ 84,000 | $ 35,000 |
| FLINT, MI | 7 | $ 528,000 | $ 75,000 | $ 33,000 |
| KOKOMO, IN | 7 | $ 412,000 | $ 58,000 | $ 36,000 |
| TOLEDO, OH | 7 | $ 835,000 | $ 119,000 | $ 48,000 |
| ANDERSON, IN | 6 | $ 299,000 | $ 49,000 | $ 49,000 |
| CARSON CITY, NV | 6 | $ 803,000 | $ 133,000 | $ 59,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 564,000 | $ 94,000 | $ 69,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 6 | $ 512,000 | $ 85,000 | $ 56,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,073,000 | $ 345,000 | $ 108,000 |
| LONGVIEW, WA | 5 | $ 758,000 | $ 151,000 | $ 58,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 565,000 | $ 113,000 | $ 66,000 |
| SANTA FE, NM | 5 | $ 885,000 | $ 177,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,365,000 | $ 341,000 | $ 143,000 |
| COEUR D'ALENE, ID | 4 | $ 539,000 | $ 134,000 | $ 52,000 |
| EVANSVILLE, IN-KY | 4 | $ 353,000 | $ 88,000 | $ 39,000 |
| GREENVILLE, SC | 4 | $ 282,000 | $ 70,000 | $ 35,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 4 | $ 405,000 | $ 101,000 | $ 62,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 326,000 | $ 81,000 | $ 34,000 |
| OLYMPIA, WA | 4 | $ 387,000 | $ 96,000 | $ 39,000 |
| PUEBLO, CO | 4 | $ 386,000 | $ 96,000 | $ 90,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,334,000 | $ 333,000 | $ 107,000 |
| TULSA, OK | 4 | $ 184,000 | $ 46,000 | $ 44,000 |
| WENATCHEE, WA | 4 | $ 326,000 | $ 81,000 | $ 50,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 387,000 | $ 129,000 | $ 60,000 |
| HONOLULU, HI | 3 | $ 523,000 | $ 174,000 | $ 91,000 |
| IDAHO FALLS, ID | 3 | $ 439,000 | $ 146,000 | $ 52,000 |
| JACKSON, MI | 3 | $ 328,000 | $ 109,000 | $ 35,000 |
| PRESCOTT, AZ | 3 | $ 443,000 | $ 147,000 | $ 76,000 |
| WINCHESTER, VA-WV | 3 | $ 702,000 | $ 234,000 | $ 49,000 |
| ALEXANDRIA, LA | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| APPLETON, WI | 2 | $ 125,000 | $ 62,000 | $ 71,000 |
| BELLINGHAM, WA | 2 | $ 299,000 | $ 149,000 | $ 60,000 |
| BILLINGS, MT | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2 | $ 179,000 | $ 89,000 | $ 35,000 |
| CLARKSVILLE, TN-KY | 2 | $ 63,000 | $ 31,000 | $ 28,000 |
| CLEVELAND, TN | 2 | $ 161,000 | $ 80,000 | $ 29,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 189,000 | $ 94,000 | $ 58,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 203,000 | $ 101,000 | $ 70,000 |
| GRAND JUNCTION, CO | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| GREEN BAY, WI | 2 | $ 105,000 | $ 52,000 | $ 26,000 |
| KNOXVILLE, TN | 2 | $ 191,000 | $ 95,000 | $ 39,000 |
| MORRISTOWN, TN | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 82,000 | $ 41,000 | $ 21,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 103,000 | $ 51,000 | $ 52,000 |
| ROANOKE, VA | 2 | $ 165,000 | $ 82,000 | $ 34,000 |
| ST. CLOUD, MN | 2 | $ 139,000 | $ 69,000 | $ 48,000 |
| WICHITA, KS | 2 | $ 93,000 | $ 46,000 | $ 24,000 |
| YAKIMA, WA | 2 | $ 157,000 | $ 78,000 | $ 31,000 |
| YUMA, AZ | 2 | $ 359,000 | $ 179,000 | $ 48,000 |
| AKRON, OH | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| BEND, OR | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| COLORADO SPRINGS, CO | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| COLUMBIA, SC | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 336,000 | $ 336,000 | $ 138,000 |
| DAYTON, OH | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| JANESVILLE, WI | 1 | $ 179,000 | $ 179,000 | $ 73,000 |
| LOUISVILLE, KY-IN | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| MISSOULA, MT | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| MONROE, MI | 1 | $ 272,000 | $ 272,000 | $ 77,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| OKLAHOMA CITY, OK | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| SANDUSKY, OH | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| TERRE HAUTE, IN | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Mlsg, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,246 | $673,744,000 | $107,586 | $896,000 | $58,379 | $1,860,000 |
| Refinancing | 3,575 | $816,335,000 | $164,000 | $1,170,000 | $74,700 | $968,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,388 | $839,335,000 | $136,466 | $1,170,000 | $64,300 | $1,860,000 |
| White | 1,657 | $293,469,000 | $118,400 | $956,000 | $68,240 | $968,000 |
| Hispanic | 1,125 | $220,730,000 | $141,166 | $552,000 | $58,416 | $475,000 |
| Black or African American | 385 | $74,192,000 | $117,263 | $560,000 | $58,263 | $794,000 |
| Asian | 210 | $48,993,000 | $158,818 | $704,000 | $87,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $10,418,000 | $171,500 | $491,000 | $65,250 | $167,000 |
| American Indian or Alaskan Native | 12 | $2,942,000 | $228,000 | $631,000 | $109,000 | $360,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,821 | $1,490,079,000 | $131,903 | $1,170,000 | $66,451 | $1,860,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,267 | $639,081,000 | $127,653 | $956,000 | $64,961 | $968,000 |
| Application Approved But Not Accepted | 2,216 | $415,844,000 | $132,200 | $1,170,000 | $65,466 | $804,000 |
| Application Denied By Financial Institution | 2,119 | $395,202,000 | $133,250 | $896,000 | $60,178 | $1,860,000 |
| Application Withdrawn By Applicant | 211 | $38,798,000 | $127,611 | $765,000 | $61,888 | $368,000 |
| File Closed For Incompleteness | 7 | $954,000 | $130,000 | $266,000 | $61,600 | $103,000 |
| Preapproval Denied by Financial Institution | 1 | $200,000 | $200,000 | $200,000 | $172,000 | $172,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,422 | $270,202,000 | $131,653 | $896,000 | $62,000 | $906,000 |
| Employment History | 166 | $31,025,000 | $132,916 | $783,000 | $58,833 | $519,000 |
| Unverifiable Information | 146 | $27,958,000 | $156,083 | $784,000 | $68,333 | $314,000 |
| Credit History | 118 | $20,137,000 | $119,312 | $568,000 | $52,250 | $196,000 |
| Debt-To-Income Ratio | 47 | $8,100,000 | $125,800 | $450,000 | $59,000 | $336,000 |
| Collateral | 4 | $479,000 | $127,333 | $168,000 | $44,666 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $244,000 | $61,000 | $112,000 | $26,500 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlsg, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlsg, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.