Mlsg, Inc. Mortgage Lending & HMDA Data, 2005
In 2005, Mlsg, Inc. of Reno, NV reported 7,821 mortgage applications totaling $1.5 billion, down 29% from 2004. The average application was for $190,522, and applicants reported an average income of $79,730. 42% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (897), Los Angeles-Long Beach-Glendale, CA (736) and Las Vegas-Paradise, NV (501) (applications in parentheses).
| Mortgage Company & Address | Mlsg, Inc. 10615 Professional Circle Reno, NV 89521 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,821 |
| Total Mortgage Loan Application Amount | $1,490,079,000 |
| Average Mortgage Loan Application Amount | $190,522 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $79,730 |
| Highest Applicant Income | $1,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mlsg, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 736 | $ 189,218,000 | $ 257,089 | $ 95,000 |
| Clark, Nevada | 501 | $ 86,331,000 | $ 172,317 | $ 72,000 |
| San Bernardino, California | 472 | $ 97,917,000 | $ 207,451 | $ 84,000 |
| Riverside, California | 425 | $ 94,932,000 | $ 223,369 | $ 88,000 |
| Sacramento, California | 317 | $ 65,109,000 | $ 205,391 | $ 87,000 |
| Maricopa, Arizona | 271 | $ 46,030,000 | $ 169,852 | $ 69,000 |
| Kern, California | 210 | $ 30,615,000 | $ 145,785 | $ 59,000 |
| Washoe, Nevada | 209 | $ 40,404,000 | $ 193,320 | $ 67,000 |
| San Diego, California | 147 | $ 40,395,000 | $ 274,795 | $ 102,000 |
| Orange, California | 139 | $ 38,834,000 | $ 279,381 | $ 106,000 |
| San Joaquin, California | 137 | $ 31,840,000 | $ 232,408 | $ 95,000 |
| Fresno, California | 123 | $ 21,099,000 | $ 171,536 | $ 72,000 |
| Solano, California | 118 | $ 30,543,000 | $ 258,838 | $ 108,000 |
| Stanislaus, California | 108 | $ 22,809,000 | $ 211,194 | $ 78,000 |
| Contra Costa, California | 97 | $ 27,542,000 | $ 283,938 | $ 92,000 |
| Alameda, California | 95 | $ 28,718,000 | $ 302,294 | $ 109,000 |
| King, Washington | 87 | $ 14,455,000 | $ 166,149 | $ 81,000 |
| Wayne, Michigan | 84 | $ 7,449,000 | $ 88,678 | $ 52,000 |
| Pierce, Washington | 70 | $ 11,547,000 | $ 164,957 | $ 72,000 |
| Santa Clara, California | 64 | $ 21,513,000 | $ 336,140 | $ 103,000 |
| Imperial, California | 62 | $ 9,455,000 | $ 152,500 | $ 69,000 |
| Placer, California | 54 | $ 13,808,000 | $ 255,703 | $ 111,000 |
| Tulare, California | 52 | $ 7,683,000 | $ 147,750 | $ 71,000 |
| Salt Lake, Utah | 50 | $ 6,122,000 | $ 122,440 | $ 57,000 |
| Multnomah, Oregon | 49 | $ 5,858,000 | $ 119,551 | $ 55,000 |
| Oakland, Michigan | 48 | $ 6,446,000 | $ 134,291 | $ 92,000 |
| Fairfax, Virginia | 43 | $ 10,267,000 | $ 238,767 | $ 92,000 |
| Virginia Beach, Virginia | 43 | $ 6,205,000 | $ 144,302 | $ 70,000 |
| Snohomish, Washington | 43 | $ 7,389,000 | $ 171,837 | $ 91,000 |
| Marion, Oregon | 40 | $ 3,948,000 | $ 98,700 | $ 46,000 |
| Clark, Washington | 40 | $ 5,374,000 | $ 134,350 | $ 64,000 |
| Pima, Arizona | 37 | $ 5,410,000 | $ 146,216 | $ 63,000 |
| Ventura, California | 36 | $ 11,077,000 | $ 307,694 | $ 111,000 |
| Prince William, Virginia | 34 | $ 7,530,000 | $ 221,470 | $ 91,000 |
| Merced, California | 33 | $ 6,071,000 | $ 183,969 | $ 59,000 |
| Monterey, California | 32 | $ 9,043,000 | $ 282,593 | $ 119,000 |
| Clackamas, Oregon | 31 | $ 4,100,000 | $ 132,258 | $ 75,000 |
| Washington, Utah | 31 | $ 3,497,000 | $ 112,806 | $ 70,000 |
| El Dorado, California | 30 | $ 7,666,000 | $ 255,533 | $ 102,000 |
| Lyon, Nevada | 30 | $ 4,488,000 | $ 149,600 | $ 107,000 |
| Utah, Utah | 30 | $ 3,427,000 | $ 114,233 | $ 72,000 |
| Madera, California | 25 | $ 3,972,000 | $ 158,880 | $ 78,000 |
| Hennepin, Minnesota | 24 | $ 3,947,000 | $ 164,458 | $ 66,000 |
| Weber, Utah | 23 | $ 1,568,000 | $ 68,173 | $ 46,000 |
| Loudoun, Virginia | 23 | $ 5,729,000 | $ 249,086 | $ 100,000 |
| Santa Barbara, California | 22 | $ 5,290,000 | $ 240,454 | $ 107,000 |
| Linn, Oregon | 22 | $ 1,679,000 | $ 76,318 | $ 52,000 |
| Butte, California | 20 | $ 3,615,000 | $ 180,750 | $ 78,000 |
| Kent, Michigan | 20 | $ 1,163,000 | $ 58,150 | $ 35,000 |
| Sonoma, California | 19 | $ 5,399,000 | $ 284,157 | $ 116,000 |
| Denver, Colorado | 18 | $ 1,775,000 | $ 98,611 | $ 47,000 |
| Washington, Oregon | 18 | $ 2,387,000 | $ 132,611 | $ 70,000 |
| Yolo, California | 17 | $ 4,647,000 | $ 273,352 | $ 89,000 |
| Adams, Colorado | 17 | $ 2,089,000 | $ 122,882 | $ 64,000 |
| Macomb, Michigan | 17 | $ 1,817,000 | $ 106,882 | $ 59,000 |
| Kings, California | 16 | $ 1,842,000 | $ 115,125 | $ 51,000 |
| Sutter, California | 16 | $ 2,770,000 | $ 173,125 | $ 70,000 |
| Ramsey, Minnesota | 16 | $ 1,863,000 | $ 116,437 | $ 58,000 |
| Bernalillo, New Mexico | 16 | $ 1,390,000 | $ 86,875 | $ 42,000 |
| Yuba, California | 15 | $ 2,283,000 | $ 152,200 | $ 65,000 |
| Fayette, Kentucky | 15 | $ 1,323,000 | $ 88,200 | $ 51,000 |
| Lake, Indiana | 14 | $ 1,323,000 | $ 94,500 | $ 60,000 |
| East Baton Rouge, Louisiana | 14 | $ 1,274,000 | $ 91,000 | $ 47,000 |
| Marion, Indiana | 13 | $ 850,000 | $ 65,384 | $ 39,000 |
| Franklin, Ohio | 13 | $ 836,000 | $ 64,307 | $ 42,000 |
| Coconino, Arizona | 12 | $ 1,889,000 | $ 157,416 | $ 69,000 |
| Pinal, Arizona | 12 | $ 1,853,000 | $ 154,416 | $ 71,000 |
| Livingston, Louisiana | 12 | $ 964,000 | $ 80,333 | $ 52,000 |
| Scott, Minnesota | 12 | $ 2,158,000 | $ 179,833 | $ 72,000 |
| Churchill, Nevada | 12 | $ 1,395,000 | $ 116,250 | $ 100,000 |
| Nevada, California | 11 | $ 3,188,000 | $ 289,818 | $ 106,000 |
| Orleans, Louisiana | 11 | $ 884,000 | $ 80,363 | $ 39,000 |
| Davis, Utah | 11 | $ 1,246,000 | $ 113,272 | $ 57,000 |
| Spokane, Washington | 11 | $ 899,000 | $ 81,727 | $ 39,000 |
| Milwaukee, Wisconsin | 11 | $ 866,000 | $ 78,727 | $ 43,000 |
| Cochise, Arizona | 10 | $ 1,236,000 | $ 123,600 | $ 48,000 |
| Arapahoe, Colorado | 10 | $ 1,132,000 | $ 113,200 | $ 53,000 |
| Ingham, Michigan | 10 | $ 742,000 | $ 74,200 | $ 53,000 |
| Olmsted, Minnesota | 10 | $ 843,000 | $ 84,300 | $ 36,000 |
| St. Louis, Missouri | 10 | $ 1,556,000 | $ 155,600 | $ 57,000 |
| Delaware, Ohio | 10 | $ 974,000 | $ 97,400 | $ 47,000 |
| Tooele, Utah | 10 | $ 756,000 | $ 75,600 | $ 57,000 |
| Chesapeake, Virginia | 10 | $ 2,388,000 | $ 238,800 | $ 68,000 |
| Napa, California | 9 | $ 2,624,000 | $ 291,555 | $ 108,000 |
| Douglas, Colorado | 9 | $ 1,353,000 | $ 150,333 | $ 80,000 |
| Jefferson, Colorado | 9 | $ 1,256,000 | $ 139,555 | $ 73,000 |
| Jackson, Oregon | 9 | $ 983,000 | $ 109,222 | $ 56,000 |
| San Mateo, California | 8 | $ 3,510,000 | $ 438,750 | $ 210,000 |
| Shasta, California | 8 | $ 1,476,000 | $ 184,500 | $ 62,000 |
| Bannock, Idaho | 8 | $ 553,000 | $ 69,125 | $ 47,000 |
| Calhoun, Michigan | 8 | $ 583,000 | $ 72,875 | $ 60,000 |
| Dakota, Minnesota | 8 | $ 1,361,000 | $ 170,125 | $ 57,000 |
| Greene, Missouri | 8 | $ 773,000 | $ 96,625 | $ 63,000 |
| Butler, Ohio | 8 | $ 1,083,000 | $ 135,375 | $ 46,000 |
| Columbia, Oregon | 8 | $ 620,000 | $ 77,500 | $ 50,000 |
| Davidson, Tennessee | 8 | $ 547,000 | $ 68,375 | $ 33,000 |
| Chesterfield, Virginia | 8 | $ 853,000 | $ 106,625 | $ 37,000 |
| Mendocino, California | 7 | $ 1,376,000 | $ 196,571 | $ 66,000 |
| Tuolumne, California | 7 | $ 1,118,000 | $ 159,714 | $ 69,000 |
| Tipton, Indiana | 7 | $ 412,000 | $ 58,857 | $ 36,000 |
| Genesee, Michigan | 7 | $ 528,000 | $ 75,428 | $ 33,000 |
| Lenawee, Michigan | 7 | $ 584,000 | $ 83,428 | $ 73,000 |
| Anoka, Minnesota | 7 | $ 996,000 | $ 142,285 | $ 50,000 |
| Sherburne, Minnesota | 7 | $ 859,000 | $ 122,714 | $ 60,000 |
| Jackson, Missouri | 7 | $ 409,000 | $ 58,428 | $ 35,000 |
| Benton, Oregon | 7 | $ 590,000 | $ 84,285 | $ 35,000 |
| Polk, Oregon | 7 | $ 744,000 | $ 106,285 | $ 69,000 |
| Stafford, Virginia | 7 | $ 1,591,000 | $ 227,285 | $ 81,000 |
| Kitsap, Washington | 7 | $ 985,000 | $ 140,714 | $ 57,000 |
| Mohave, Arizona | 6 | $ 992,000 | $ 165,333 | $ 66,000 |
| Marin, California | 6 | $ 1,697,000 | $ 282,833 | $ 117,000 |
| Santa Cruz, California | 6 | $ 2,073,000 | $ 345,500 | $ 108,000 |
| Tehama, California | 6 | $ 716,000 | $ 119,333 | $ 61,000 |
| Madison, Indiana | 6 | $ 299,000 | $ 49,833 | $ 49,000 |
| Jefferson, Louisiana | 6 | $ 631,000 | $ 105,166 | $ 62,000 |
| Terrebonne, Louisiana | 6 | $ 512,000 | $ 85,333 | $ 56,000 |
| Carson City, Nevada | 6 | $ 803,000 | $ 133,833 | $ 59,000 |
| Douglas, Nevada | 6 | $ 1,930,000 | $ 321,666 | $ 95,000 |
| Lucas, Ohio | 6 | $ 720,000 | $ 120,000 | $ 48,000 |
| Oconee, South Carolina | 6 | $ 556,000 | $ 92,666 | $ 41,000 |
| Henrico, Virginia | 6 | $ 1,116,000 | $ 186,000 | $ 142,000 |
| Norfolk, Virginia | 6 | $ 873,000 | $ 145,500 | $ 79,000 |
| Portsmouth, Virginia | 6 | $ 702,000 | $ 117,000 | $ 54,000 |
| Richmond City, Virginia | 6 | $ 379,000 | $ 63,166 | $ 39,000 |
| Colusa, California | 5 | $ 1,128,000 | $ 225,600 | $ 69,000 |
| Lake, California | 5 | $ 576,000 | $ 115,200 | $ 44,000 |
| San Francisco, California | 5 | $ 1,541,000 | $ 308,200 | $ 84,000 |
| Clark, Indiana | 5 | $ 299,000 | $ 59,800 | $ 38,000 |
| Barry, Michigan | 5 | $ 353,000 | $ 70,600 | $ 58,000 |
| Gallatin, Montana | 5 | $ 831,000 | $ 166,200 | $ 80,000 |
| Santa Fe, New Mexico | 5 | $ 885,000 | $ 177,000 | $ 70,000 |
| Suffolk, Virginia | 5 | $ 765,000 | $ 153,000 | $ 54,000 |
| Cowlitz, Washington | 5 | $ 758,000 | $ 151,600 | $ 58,000 |
| Skagit, Washington | 5 | $ 565,000 | $ 113,000 | $ 66,000 |
| San Benito, California | 4 | $ 1,526,000 | $ 381,500 | $ 145,000 |
| San Luis Obispo, California | 4 | $ 1,334,000 | $ 333,500 | $ 107,000 |
| Garfield, Colorado | 4 | $ 519,000 | $ 129,750 | $ 57,000 |
| Pueblo, Colorado | 4 | $ 386,000 | $ 96,500 | $ 90,000 |
| Canyon, Idaho | 4 | $ 326,000 | $ 81,500 | $ 83,000 |
| Kootenai, Idaho | 4 | $ 539,000 | $ 134,750 | $ 52,000 |
| Floyd, Indiana | 4 | $ 249,000 | $ 62,250 | $ 48,000 |
| Washington, Indiana | 4 | $ 157,000 | $ 39,250 | $ 25,000 |
| Washington, Minnesota | 4 | $ 660,000 | $ 165,000 | $ 83,000 |
| St. Charles, Missouri | 4 | $ 341,000 | $ 85,250 | $ 38,000 |
| St. Louis City, Missouri | 4 | $ 393,000 | $ 98,250 | $ 51,000 |
| Ravalli, Montana | 4 | $ 715,000 | $ 178,750 | $ 80,000 |
| Cuyahoga, Ohio | 4 | $ 388,000 | $ 97,000 | $ 72,000 |
| Umatilla, Oregon | 4 | $ 195,000 | $ 48,750 | $ 39,000 |
| Robertson, Tennessee | 4 | $ 270,000 | $ 67,500 | $ 37,000 |
| Shelby, Tennessee | 4 | $ 326,000 | $ 81,500 | $ 34,000 |
| Box Elder, Utah | 4 | $ 206,000 | $ 51,500 | $ 25,000 |
| Uintah, Utah | 4 | $ 296,000 | $ 74,000 | $ 40,000 |
| Albemarle, Virginia | 4 | $ 1,365,000 | $ 341,250 | $ 143,000 |
| Fauquier, Virginia | 4 | $ 880,000 | $ 220,000 | $ 87,000 |
| Spotsylvania, Virginia | 4 | $ 875,000 | $ 218,750 | $ 90,000 |
| Douglas, Washington | 4 | $ 326,000 | $ 81,500 | $ 50,000 |
| Franklin, Washington | 4 | $ 405,000 | $ 101,250 | $ 62,000 |
| Grant, Washington | 4 | $ 440,000 | $ 110,000 | $ 78,000 |
| Mason, Washington | 4 | $ 288,000 | $ 72,000 | $ 49,000 |
| Thurston, Washington | 4 | $ 387,000 | $ 96,750 | $ 39,000 |
| Santa Cruz, Arizona | 3 | $ 166,000 | $ 55,333 | $ 48,000 |
| Yavapai, Arizona | 3 | $ 443,000 | $ 147,666 | $ 76,000 |
| Humboldt, California | 3 | $ 563,000 | $ 187,666 | $ 69,000 |
| Lassen, California | 3 | $ 454,000 | $ 151,333 | $ 57,000 |
| Broomfield, Colorado | 3 | $ 577,000 | $ 192,333 | $ 82,000 |
| Elbert, Colorado | 3 | $ 574,000 | $ 191,333 | $ 77,000 |
| Clayton, Georgia | 3 | $ 259,000 | $ 86,333 | $ 61,000 |
| Honolulu, Hawaii | 3 | $ 523,000 | $ 174,333 | $ 91,000 |
| Bonneville, Idaho | 3 | $ 439,000 | $ 146,333 | $ 52,000 |
| Marshall, Indiana | 3 | $ 136,000 | $ 45,333 | $ 26,000 |
| St. Tammany, Louisiana | 3 | $ 545,000 | $ 181,666 | $ 74,000 |
| Jackson, Michigan | 3 | $ 328,000 | $ 109,333 | $ 35,000 |
| Ottawa, Michigan | 3 | $ 387,000 | $ 129,000 | $ 60,000 |
| Jefferson, Missouri | 3 | $ 193,000 | $ 64,333 | $ 42,000 |
| Valencia, New Mexico | 3 | $ 196,000 | $ 65,333 | $ 31,000 |
| Logan, Ohio | 3 | $ 223,000 | $ 74,333 | $ 27,000 |
| Delaware, Oklahoma | 3 | $ 210,000 | $ 70,000 | $ 50,000 |
| Jefferson, Oregon | 3 | $ 207,000 | $ 69,000 | $ 27,000 |
| Josephine, Oregon | 3 | $ 383,000 | $ 127,666 | $ 59,000 |
| Tillamook, Oregon | 3 | $ 192,000 | $ 64,000 | $ 26,000 |
| Williamson, Tennessee | 3 | $ 522,000 | $ 174,000 | $ 76,000 |
| Arlington, Virginia | 3 | $ 1,070,000 | $ 356,666 | $ 83,000 |
| Frederick, Virginia | 3 | $ 702,000 | $ 234,000 | $ 49,000 |
| Hampton, Virginia | 3 | $ 192,000 | $ 64,000 | $ 21,000 |
| Manassas Park, Virginia | 3 | $ 502,000 | $ 167,333 | $ 71,000 |
| Skamania, Washington | 3 | $ 610,000 | $ 203,333 | $ 80,000 |
| Yuma, Arizona | 2 | $ 359,000 | $ 179,500 | $ 48,000 |
| Del Norte, California | 2 | $ 396,000 | $ 198,000 | $ 49,000 |
| Glenn, California | 2 | $ 372,000 | $ 186,000 | $ 65,000 |
| Plumas, California | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Fremont, Colorado | 2 | $ 114,000 | $ 57,000 | $ 41,000 |
| Larimer, Colorado | 2 | $ 203,000 | $ 101,500 | $ 70,000 |
| Mesa, Colorado | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| Summit, Colorado | 2 | $ 350,000 | $ 175,000 | $ 156,000 |
| Barrow, Georgia | 2 | $ 89,000 | $ 44,500 | $ 40,000 |
| Cherokee, Georgia | 2 | $ 493,000 | $ 246,500 | $ 101,000 |
| Cobb, Georgia | 2 | $ 67,000 | $ 33,500 | $ 36,000 |
| Forsyth, Georgia | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Habersham, Georgia | 2 | $ 153,000 | $ 76,500 | $ 44,000 |
| Paulding, Georgia | 2 | $ 138,000 | $ 69,000 | $ 53,000 |
| Rockdale, Georgia | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Hawaii, Hawaii | 2 | $ 564,000 | $ 282,000 | $ 73,000 |
| Maui, Hawaii | 2 | $ 335,000 | $ 167,500 | $ 82,000 |
| Ada, Idaho | 2 | $ 147,000 | $ 73,500 | $ 34,000 |
| Bonner, Idaho | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| Cook, Illinois | 2 | $ 179,000 | $ 89,500 | $ 35,000 |
| Fayette, Indiana | 2 | $ 129,000 | $ 64,500 | $ 26,000 |
| Fulton, Indiana | 2 | $ 75,000 | $ 37,500 | $ 39,000 |
| Vanderburgh, Indiana | 2 | $ 159,000 | $ 79,500 | $ 39,000 |
| Warrick, Indiana | 2 | $ 194,000 | $ 97,000 | $ 39,000 |
| Johnson, Kansas | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Sedgwick, Kansas | 2 | $ 93,000 | $ 46,500 | $ 24,000 |
| Wyandotte, Kansas | 2 | $ 75,000 | $ 37,500 | $ 22,000 |
| Harrison, Kentucky | 2 | $ 134,000 | $ 67,000 | $ 27,000 |
| Scott, Kentucky | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Simpson, Kentucky | 2 | $ 64,000 | $ 32,000 | $ 18,000 |
| Rapides, Louisiana | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| St. Bernard, Louisiana | 2 | $ 312,000 | $ 156,000 | $ 64,000 |
| St. John the Baptist, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Charles, Maryland | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Berrien, Michigan | 2 | $ 103,000 | $ 51,500 | $ 52,000 |
| Cass, Michigan | 2 | $ 125,000 | $ 62,500 | $ 25,000 |
| Hillsdale, Michigan | 2 | $ 105,000 | $ 52,500 | $ 26,000 |
| Lapeer, Michigan | 2 | $ 219,000 | $ 109,500 | $ 45,000 |
| Midland, Michigan | 2 | $ 129,000 | $ 64,500 | $ 25,000 |
| Muskegon, Michigan | 2 | $ 82,000 | $ 41,000 | $ 21,000 |
| Otsego, Michigan | 2 | $ 128,000 | $ 64,000 | $ 132,000 |
| Roscommon, Michigan | 2 | $ 169,000 | $ 84,500 | $ 68,000 |
| Shiawassee, Michigan | 2 | $ 74,000 | $ 37,000 | $ 20,000 |
| Beltrami, Minnesota | 2 | $ 211,000 | $ 105,500 | $ 37,000 |
| Chisago, Minnesota | 2 | $ 209,000 | $ 104,500 | $ 69,000 |
| Goodhue, Minnesota | 2 | $ 150,000 | $ 75,000 | $ 51,000 |
| Stearns, Minnesota | 2 | $ 139,000 | $ 69,500 | $ 48,000 |
| Wabasha, Minnesota | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Wright, Minnesota | 2 | $ 141,000 | $ 70,500 | $ 31,000 |
| Cass, Missouri | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Ray, Missouri | 2 | $ 124,000 | $ 62,000 | $ 47,000 |
| Yellowstone, Montana | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Cibola, New Mexico | 2 | $ 177,000 | $ 88,500 | $ 89,000 |
| Sandoval, New Mexico | 2 | $ 568,000 | $ 284,000 | $ 104,000 |
| Clermont, Ohio | 2 | $ 165,000 | $ 82,500 | $ 49,000 |
| Clinton, Ohio | 2 | $ 135,000 | $ 67,500 | $ 83,000 |
| Hamilton, Ohio | 2 | $ 288,000 | $ 144,000 | $ 92,000 |
| Medina, Ohio | 2 | $ 176,000 | $ 88,000 | $ 61,000 |
| Morrow, Ohio | 2 | $ 99,000 | $ 49,500 | $ 42,000 |
| Warren, Ohio | 2 | $ 195,000 | $ 97,500 | $ 40,000 |
| Mayes, Oklahoma | 2 | $ 179,000 | $ 89,500 | $ 37,000 |
| Pawnee, Oklahoma | 2 | $ 74,000 | $ 37,000 | $ 35,000 |
| Tulsa, Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Lane, Oregon | 2 | $ 189,000 | $ 94,500 | $ 58,000 |
| Aiken, South Carolina | 2 | $ 155,000 | $ 77,500 | $ 84,000 |
| Greenville, South Carolina | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Pickens, South Carolina | 2 | $ 152,000 | $ 76,000 | $ 44,000 |
| Bradley, Tennessee | 2 | $ 161,000 | $ 80,500 | $ 29,000 |
| Jefferson, Tennessee | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| Montgomery, Tennessee | 2 | $ 63,000 | $ 31,500 | $ 28,000 |
| Duchesne, Utah | 2 | $ 135,000 | $ 67,500 | $ 27,000 |
| Iron, Utah | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| Wasatch, Utah | 2 | $ 348,000 | $ 174,000 | $ 69,000 |
| Culpeper, Virginia | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Fairfax City, Virginia | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Falls Church, Virginia | 2 | $ 570,000 | $ 285,000 | $ 144,000 |
| Franklin, Virginia | 2 | $ 165,000 | $ 82,500 | $ 34,000 |
| Franklin City, Virginia | 2 | $ 299,000 | $ 149,500 | $ 60,000 |
| Hopewell, Virginia | 2 | $ 126,000 | $ 63,000 | $ 25,000 |
| Isle of Wight, Virginia | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Newport News, Virginia | 2 | $ 214,000 | $ 107,000 | $ 59,000 |
| Island, Washington | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Lewis, Washington | 2 | $ 116,000 | $ 58,000 | $ 60,000 |
| Okanogan, Washington | 2 | $ 110,000 | $ 55,000 | $ 27,000 |
| Pacific, Washington | 2 | $ 85,000 | $ 42,500 | $ 22,000 |
| Walla Walla, Washington | 2 | $ 115,000 | $ 57,500 | $ 25,000 |
| Whatcom, Washington | 2 | $ 299,000 | $ 149,500 | $ 60,000 |
| Yakima, Washington | 2 | $ 157,000 | $ 78,500 | $ 31,000 |
| Adams, Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Brown, Wisconsin | 2 | $ 105,000 | $ 52,500 | $ 26,000 |
| Calumet, Wisconsin | 2 | $ 125,000 | $ 62,500 | $ 71,000 |
| St. Croix, Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Campbell, Wyoming | 2 | $ 164,000 | $ 82,000 | $ 86,000 |
| Gila, Arizona | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Navajo, Arizona | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Alpine, California | 1 | $ 211,000 | $ 211,000 | $ 87,000 |
| Calaveras, California | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Mariposa, California | 1 | $ 230,000 | $ 230,000 | $ 53,000 |
| El Paso, Colorado | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Montezuma, Colorado | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Fulton, Georgia | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Spalding, Georgia | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Gem, Idaho | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Latah, Idaho | 1 | $ 329,000 | $ 329,000 | $ 109,000 |
| Cass, Indiana | 1 | $ 158,000 | $ 158,000 | $ 25,000 |
| Porter, Indiana | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Vigo, Indiana | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Boone, Kentucky | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Jefferson, Kentucky | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Madison, Kentucky | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Cheboygan, Michigan | 1 | $ 88,000 | $ 88,000 | $ 968,000 |
| Eaton, Michigan | 1 | $ 257,000 | $ 257,000 | $ 110,000 |
| Grand Traverse, Michigan | 1 | $ 199,000 | $ 199,000 | $ 82,000 |
| Monroe, Michigan | 1 | $ 272,000 | $ 272,000 | $ 77,000 |
| Saginaw, Michigan | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| St. Clair, Michigan | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Cass, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Isanti, Minnesota | 1 | $ 114,000 | $ 114,000 | $ 76,000 |
| Itasca, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Rice, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Missoula, Montana | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Storey, Nevada | 1 | $ 293,000 | $ 293,000 | $ 117,000 |
| Morris, New Jersey | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Champaign, Ohio | 1 | $ 56,000 | $ 56,000 | $ 96,000 |
| Erie, Ohio | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Fulton, Ohio | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Greene, Ohio | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Madison, Ohio | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Pickaway, Ohio | 1 | $ 234,000 | $ 234,000 | $ 96,000 |
| Summit, Ohio | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Trumbull, Ohio | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Union, Ohio | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Oklahoma, Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Deschutes, Oregon | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Klamath, Oregon | 1 | $ 226,000 | $ 226,000 | $ 71,000 |
| Dorchester, South Carolina | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Edgefield, South Carolina | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Jasper, South Carolina | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Richland, South Carolina | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Blount, Tennessee | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Cocke, Tennessee | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Knox, Tennessee | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Sevier, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Sumner, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Dallas, Texas | 1 | $ 336,000 | $ 336,000 | $ 138,000 |
| Carbon, Utah | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Alexandria, Virginia | 1 | $ 356,000 | $ 356,000 | $ 100,000 |
| Caroline, Virginia | 1 | $ 231,000 | $ 231,000 | $ 95,000 |
| Greensville, Virginia | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Halifax, Virginia | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Hanover, Virginia | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| King George, Virginia | 1 | $ 314,000 | $ 314,000 | $ 81,000 |
| Orange, Virginia | 1 | $ 331,000 | $ 331,000 | $ 136,000 |
| Warren, Virginia | 1 | $ 253,000 | $ 253,000 | $ 101,000 |
| Asotin, Washington | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Grays Harbor, Washington | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Dunn, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Manitowoc, Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Ozaukee, Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 119,000 |
| Polk, Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Rock, Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Mlsg, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,246 | $673,744,000 | $107,586 | $896,000 | $58,379 | $1,860,000 |
| Refinancing | 3,575 | $816,335,000 | $164,000 | $1,170,000 | $74,700 | $968,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,388 | $839,335,000 | $136,466 | $1,170,000 | $64,300 | $1,860,000 |
| White | 1,657 | $293,469,000 | $118,400 | $956,000 | $68,240 | $968,000 |
| Hispanic | 1,125 | $220,730,000 | $141,166 | $552,000 | $58,416 | $475,000 |
| Black or African American | 385 | $74,192,000 | $117,263 | $560,000 | $58,263 | $794,000 |
| Asian | 210 | $48,993,000 | $158,818 | $704,000 | $87,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $10,418,000 | $171,500 | $491,000 | $65,250 | $167,000 |
| American Indian or Alaskan Native | 12 | $2,942,000 | $228,000 | $631,000 | $109,000 | $360,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,821 | $1,490,079,000 | $131,903 | $1,170,000 | $66,451 | $1,860,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,267 | $639,081,000 | $127,653 | $956,000 | $64,961 | $968,000 |
| Application Approved But Not Accepted | 2,216 | $415,844,000 | $132,200 | $1,170,000 | $65,466 | $804,000 |
| Application Denied By Financial Institution | 2,119 | $395,202,000 | $133,250 | $896,000 | $60,178 | $1,860,000 |
| Application Withdrawn By Applicant | 211 | $38,798,000 | $127,611 | $765,000 | $61,888 | $368,000 |
| File Closed For Incompleteness | 7 | $954,000 | $130,000 | $266,000 | $61,600 | $103,000 |
| Preapproval Denied by Financial Institution | 1 | $200,000 | $200,000 | $200,000 | $172,000 | $172,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,422 | $270,202,000 | $131,653 | $896,000 | $62,000 | $906,000 |
| Employment History | 166 | $31,025,000 | $132,916 | $783,000 | $58,833 | $519,000 |
| Unverifiable Information | 146 | $27,958,000 | $156,083 | $784,000 | $68,333 | $314,000 |
| Credit History | 118 | $20,137,000 | $119,312 | $568,000 | $52,250 | $196,000 |
| Debt-To-Income Ratio | 47 | $8,100,000 | $125,800 | $450,000 | $59,000 | $336,000 |
| Collateral | 4 | $479,000 | $127,333 | $168,000 | $44,666 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $244,000 | $61,000 | $112,000 | $26,500 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlsg, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlsg, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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