Montgomery Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Montgomery Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Montgomery Bank P.O. Box 948 Sikeston, MO 63801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,430 |
| Total Mortgage Loan Application Amount | $216,879,000 |
| Average Mortgage Loan Application Amount | $140,333 |
| Highest Mortgage Loan Application Amount | $3,915,000 |
| Average Applicant Income | $23,000 |
| Highest Applicant Income | $1,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Montgomery Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Montgomery Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Montgomery Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Montgomery Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Montgomery Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Montgomery Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 317 | $ 63,835,000 | $ 201,000 | $ 18,000 |
| St. Charles County Missouri | 181 | $ 33,971,000 | $ 187,000 | $ 7,000 |
| Cape Girardeau County Missouri | 113 | $ 16,750,000 | $ 148,000 | $ 61,000 |
| St. Louis City County Missouri | 80 | $ 16,658,000 | $ 208,000 | $ 19,000 |
| St. Clair County Illinois | 70 | $ 8,739,000 | $ 124,000 | $ 1,000 |
| Jefferson County Missouri | 67 | $ 6,641,000 | $ 99,000 | $ 15,000 |
| Scott County Missouri | 60 | $ 5,509,000 | $ 91,000 | $ 51,000 |
| Madison County Illinois | 41 | $ 3,043,000 | $ 74,000 | $ 5,000 |
| Cook County Illinois | 36 | $ 10,374,000 | $ 288,000 | $ 0 |
| St. Francois County Missouri | 33 | $ 777,000 | $ 23,000 | $ 8,000 |
| Stoddard County Missouri | 20 | $ 838,000 | $ 41,000 | $ 35,000 |
| Franklin County Missouri | 19 | $ 1,762,000 | $ 92,000 | $ 22,000 |
| Williamson County Illinois | 15 | $ 119,000 | $ 7,000 | $ 0 |
| Lincoln County Missouri | 15 | $ 1,473,000 | $ 98,000 | $ 0 |
| Butler County Missouri | 12 | $ 184,000 | $ 15,000 | $ 2,000 |
| New Madrid County Missouri | 12 | $ 1,074,000 | $ 89,000 | $ 26,000 |
| Franklin County Illinois | 11 | $ 275,000 | $ 25,000 | $ 0 |
| Madison County Missouri | 11 | $ 248,000 | $ 22,000 | $ 6,000 |
| Warren County Missouri | 11 | $ 1,248,000 | $ 113,000 | $ 13,000 |
| Boone County Missouri | 10 | $ 1,742,000 | $ 174,000 | $ 0 |
| Lake County Illinois | 9 | $ 2,866,000 | $ 318,000 | $ 0 |
| Washington County Missouri | 9 | $ 54,000 | $ 6,000 | $ 0 |
| Wayne County Missouri | 9 | $ 59,000 | $ 6,000 | $ 2,000 |
| Benton County Arkansas | 8 | $ 946,000 | $ 118,000 | $ 0 |
| Vanderburgh County Indiana | 8 | $ 169,000 | $ 21,000 | $ 0 |
| McCracken County Kentucky | 8 | $ 49,000 | $ 6,000 | $ 0 |
| Bollinger County Missouri | 8 | $ 517,000 | $ 64,000 | $ 128,000 |
| Ste. Genevieve County Missouri | 8 | $ 42,000 | $ 5,000 | $ 0 |
| Lee County Florida | 7 | $ 1,813,000 | $ 259,000 | $ 111,000 |
| Perry County Illinois | 7 | $ 176,000 | $ 25,000 | $ 0 |
| Monroe County Illinois | 6 | $ 911,000 | $ 151,000 | $ 0 |
| Randolph County Illinois | 6 | $ 38,000 | $ 6,000 | $ 0 |
| Union County Illinois | 6 | $ 55,000 | $ 9,000 | $ 72,000 |
| Crawford County Missouri | 6 | $ 543,000 | $ 90,000 | $ 31,000 |
| Fairfax County Virginia | 6 | $ 788,000 | $ 131,000 | $ 60,000 |
| Collier County Florida | 5 | $ 1,552,000 | $ 310,000 | $ 229,000 |
| Clinton County Illinois | 5 | $ 31,000 | $ 6,000 | $ 0 |
| Jackson County Missouri | 5 | $ 566,000 | $ 113,000 | $ 38,000 |
| Washington County Arkansas | 4 | $ 1,203,000 | $ 300,000 | $ 40,000 |
| Warrick County Indiana | 4 | $ 26,000 | $ 6,000 | $ 0 |
| Perry County Missouri | 4 | $ 177,000 | $ 44,000 | $ 23,000 |
| Pulaski County Arkansas | 3 | $ 857,000 | $ 285,000 | $ 133,000 |
| Sebastian County Arkansas | 3 | $ 337,000 | $ 112,000 | $ 0 |
| Bond County Illinois | 3 | $ 163,000 | $ 54,000 | $ 0 |
| DuPage County Illinois | 3 | $ 1,307,000 | $ 435,000 | $ 0 |
| Jackson County Illinois | 3 | $ 23,000 | $ 7,000 | $ 0 |
| Jefferson County Illinois | 3 | $ 17,000 | $ 5,000 | $ 0 |
| Saline County Illinois | 3 | $ 23,000 | $ 7,000 | $ 0 |
| Washington County Illinois | 3 | $ 19,000 | $ 6,000 | $ 0 |
| Daviess County Kentucky | 3 | $ 18,000 | $ 6,000 | $ 0 |
| Camden County Missouri | 3 | $ 1,059,000 | $ 353,000 | $ 113,000 |
| Carroll County Arkansas | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Craighead County Arkansas | 2 | $ 642,000 | $ 321,000 | $ 0 |
| Jefferson County Arkansas | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Lonoke County Arkansas | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Douglas County Colorado | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 1,289,000 | $ 644,000 | $ 0 |
| Alexander County Illinois | 2 | $ 44,000 | $ 22,000 | $ 20,000 |
| Johnson County Illinois | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Macoupin County Illinois | 2 | $ 9,000 | $ 4,000 | $ 0 |
| Massac County Illinois | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 304,000 | $ 152,000 | $ 118,000 |
| Huntington County Indiana | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Crittenden County Kentucky | 2 | $ 9,000 | $ 4,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 386,000 | $ 193,000 | $ 106,000 |
| Marshall County Kentucky | 2 | $ 55,000 | $ 27,000 | $ 18,000 |
| Oakland County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Ripley County Missouri | 2 | $ 10,000 | $ 5,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Delaware County Ohio | 2 | $ 242,000 | $ 121,000 | $ 99,000 |
| Franklin County Ohio | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Georgetown County South Carolina | 2 | $ 1,246,000 | $ 623,000 | $ 725,000 |
| Bexar County Texas | 2 | $ 283,000 | $ 141,000 | $ 87,000 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 1,350,000 |
| Pinal County Arizona | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Cleburne County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Perry County Arkansas | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Saline County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 0 |
| White County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Ventura County California | 1 | $ 911,000 | $ 911,000 | $ 0 |
| Yolo County California | 1 | $ 535,000 | $ 535,000 | $ 126,000 |
| Eagle County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Summit County Colorado | 1 | $ 600,000 | $ 600,000 | $ 420,000 |
| Fairfield County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Broward County Florida | 1 | $ 707,000 | $ 707,000 | $ 311,000 |
| Charlotte County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Lake County Florida | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Leon County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 282,000 | $ 282,000 | $ 0 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Walton County Florida | 1 | $ 1,800,000 | $ 1,800,000 | $ 636,000 |
| Fulton County Georgia | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Adams County Illinois | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Calhoun County Illinois | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Fayette County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greene County Illinois | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Hardin County Illinois | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Pope County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Allen County Indiana | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Posey County Indiana | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Spencer County Indiana | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Linn County Iowa | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Polk County Iowa | 1 | $ 93,000 | $ 93,000 | $ 85,000 |
| Butler County Kansas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Ballard County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Henderson County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hickman County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Livingston County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Calvert County Maryland | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Genesee County Michigan | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Houghton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Livingston County Michigan | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 270,000 | $ 270,000 | $ 162,000 |
| Wayne County Michigan | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Rice County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| DeSoto County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Carter County Missouri | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Cass County Missouri | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Christian County Missouri | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Cole County Missouri | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Cooper County Missouri | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Gasconade County Missouri | 1 | $ 188,000 | $ 188,000 | $ 162,000 |
| Greene County Missouri | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Iron County Missouri | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Lawrence County Missouri | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Mississippi County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Moniteau County Missouri | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Morgan County Missouri | 1 | $ 138,000 | $ 138,000 | $ 588,000 |
| Pike County Missouri | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Platte County Missouri | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Taney County Missouri | 1 | $ 290,000 | $ 290,000 | $ 303,000 |
| Hudson County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 156,000 |
| Mercer County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 221,000 |
| Rockland County New York | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Union County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Warren County Ohio | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Collin County Texas | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| El Paso County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Harris County Texas | 1 | $ 264,000 | $ 264,000 | $ 103,000 |
| Milwaukee County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Montgomery Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 530 | $104,071,000 | $196,000 | $3,915,000 | $35,000 | $1,350,000 |
| Refinancing | 506 | $107,822,000 | $213,000 | $2,000,000 | $33,000 | $823,000 |
| Home Improvement | 394 | $4,986,000 | $12,000 | $608,000 | $1,000 | $157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,111 | $160,605,000 | $144,000 | $3,915,000 | $0 | $0 |
| White | 298 | $53,051,000 | $178,000 | $1,800,000 | $114,000 | $1,350,000 |
| Black or African American | 10 | $1,863,000 | $186,000 | $1,000,000 | $96,000 | $422,000 |
| Hispanic | 5 | $661,000 | $132,000 | $264,000 | $59,000 | $103,000 |
| Asian | 4 | $563,000 | $140,000 | $232,000 | $38,000 | $48,000 |
| Not Provided | 2 | $136,000 | $68,000 | $98,000 | $85,000 | $89,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,430 | $216,879,000 | $151,000 | $3,915,000 | $25,000 | $1,350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,042 | $138,551,000 | $132,000 | $1,105,000 | $0 | $0 |
| Loan Originated | 306 | $66,901,000 | $218,000 | $3,915,000 | $97,000 | $1,350,000 |
| Application Withdrawn By Applicant | 40 | $5,476,000 | $136,000 | $495,000 | $91,000 | $657,000 |
| Application Denied By Financial Institution | 37 | $5,171,000 | $139,000 | $1,000,000 | $63,000 | $422,000 |
| File Closed For Incompleteness | 5 | $780,000 | $156,000 | $237,000 | $25,000 | $92,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $2,080,000 | $130,000 | $1,000,000 | $67,000 | $422,000 |
| Debt-To-Income Ratio | 16 | $2,638,000 | $164,000 | $707,000 | $63,000 | $311,000 |
| Collateral | 5 | $453,000 | $90,000 | $185,000 | $49,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Montgomery Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Montgomery Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.