Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Mortgage Capital Associates, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,211 |
| Total Mortgage Loan Application Amount | $953,900,000 |
| Average Mortgage Loan Application Amount | $303,333 |
| Highest Mortgage Loan Application Amount | $1,225,000 |
| Average Applicant Income | $165,666 |
| Highest Applicant Income | $3,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 477 | $ 177,649,000 | $ 372,000 | $ 177,000 |
| King County Washington | 190 | $ 58,851,000 | $ 309,000 | $ 132,000 |
| Snohomish County Washington | 163 | $ 41,369,000 | $ 253,000 | $ 101,000 |
| Orange County California | 141 | $ 54,830,000 | $ 388,000 | $ 165,000 |
| Monmouth County New Jersey | 113 | $ 34,156,000 | $ 302,000 | $ 144,000 |
| Middlesex County New Jersey | 105 | $ 28,433,000 | $ 270,000 | $ 143,000 |
| Santa Clara County California | 93 | $ 39,077,000 | $ 420,000 | $ 182,000 |
| San Diego County California | 85 | $ 26,671,000 | $ 313,000 | $ 186,000 |
| Washoe County Nevada | 85 | $ 20,281,000 | $ 238,000 | $ 118,000 |
| Maricopa County Arizona | 73 | $ 17,308,000 | $ 237,000 | $ 107,000 |
| Sacramento County California | 66 | $ 14,919,000 | $ 226,000 | $ 81,000 |
| Alameda County California | 62 | $ 24,306,000 | $ 392,000 | $ 172,000 |
| Clark County Nevada | 45 | $ 10,311,000 | $ 229,000 | $ 193,000 |
| San Bernardino County California | 44 | $ 10,968,000 | $ 249,000 | $ 103,000 |
| Ocean County New Jersey | 41 | $ 9,655,000 | $ 235,000 | $ 110,000 |
| Fairfax County Virginia | 41 | $ 12,544,000 | $ 305,000 | $ 144,000 |
| Riverside County California | 40 | $ 10,626,000 | $ 265,000 | $ 112,000 |
| Contra Costa County California | 39 | $ 13,337,000 | $ 341,000 | $ 194,000 |
| Ventura County California | 36 | $ 14,097,000 | $ 391,000 | $ 235,000 |
| Union County New Jersey | 31 | $ 10,318,000 | $ 332,000 | $ 137,000 |
| San Joaquin County California | 26 | $ 5,512,000 | $ 212,000 | $ 85,000 |
| Essex County New Jersey | 26 | $ 6,801,000 | $ 261,000 | $ 130,000 |
| Bergen County New Jersey | 23 | $ 7,237,000 | $ 314,000 | $ 149,000 |
| Somerset County New Jersey | 23 | $ 7,811,000 | $ 339,000 | $ 144,000 |
| District of Columbia County District Of Columbia | 21 | $ 7,154,000 | $ 340,000 | $ 265,000 |
| Cook County Illinois | 21 | $ 4,818,000 | $ 229,000 | $ 173,000 |
| Placer County California | 20 | $ 6,243,000 | $ 312,000 | $ 193,000 |
| Multnomah County Oregon | 18 | $ 3,563,000 | $ 197,000 | $ 99,000 |
| Pima County Arizona | 17 | $ 3,847,000 | $ 226,000 | $ 73,000 |
| San Francisco County California | 17 | $ 7,732,000 | $ 454,000 | $ 256,000 |
| Passaic County New Jersey | 17 | $ 4,001,000 | $ 235,000 | $ 96,000 |
| San Mateo County California | 16 | $ 7,554,000 | $ 472,000 | $ 179,000 |
| Hudson County New Jersey | 16 | $ 5,192,000 | $ 324,000 | $ 160,000 |
| Morris County New Jersey | 16 | $ 4,614,000 | $ 288,000 | $ 226,000 |
| Loudoun County Virginia | 16 | $ 5,079,000 | $ 317,000 | $ 157,000 |
| Prince William County Virginia | 16 | $ 5,525,000 | $ 345,000 | $ 135,000 |
| Anne Arundel County Maryland | 15 | $ 4,158,000 | $ 277,000 | $ 118,000 |
| Lehigh County Pennsylvania | 15 | $ 1,614,000 | $ 107,000 | $ 38,000 |
| Montgomery County Maryland | 14 | $ 4,522,000 | $ 323,000 | $ 125,000 |
| Gloucester County New Jersey | 14 | $ 2,368,000 | $ 169,000 | $ 65,000 |
| Queens County New York | 14 | $ 6,058,000 | $ 432,000 | $ 220,000 |
| Honolulu County Hawaii | 13 | $ 3,690,000 | $ 283,000 | $ 121,000 |
| DuPage County Illinois | 13 | $ 3,634,000 | $ 279,000 | $ 161,000 |
| Mercer County New Jersey | 13 | $ 3,564,000 | $ 274,000 | $ 138,000 |
| Nassau County New York | 13 | $ 4,294,000 | $ 330,000 | $ 137,000 |
| Washington County Oregon | 13 | $ 2,345,000 | $ 180,000 | $ 119,000 |
| Salt Lake County Utah | 13 | $ 3,485,000 | $ 268,000 | $ 155,000 |
| Marin County California | 12 | $ 5,557,000 | $ 463,000 | $ 273,000 |
| Philadelphia County Pennsylvania | 12 | $ 1,902,000 | $ 158,000 | $ 81,000 |
| Travis County Texas | 12 | $ 2,776,000 | $ 231,000 | $ 172,000 |
| Arapahoe County Colorado | 11 | $ 2,632,000 | $ 239,000 | $ 114,000 |
| Jefferson County Colorado | 11 | $ 2,921,000 | $ 265,000 | $ 305,000 |
| Bernalillo County New Mexico | 11 | $ 2,602,000 | $ 236,000 | $ 141,000 |
| Guilford County North Carolina | 11 | $ 1,463,000 | $ 133,000 | $ 47,000 |
| Spokane County Washington | 11 | $ 2,190,000 | $ 199,000 | $ 80,000 |
| El Paso County Colorado | 10 | $ 2,035,000 | $ 203,000 | $ 154,000 |
| New Castle County Delaware | 10 | $ 2,555,000 | $ 255,000 | $ 133,000 |
| Burlington County New Jersey | 10 | $ 2,327,000 | $ 232,000 | $ 143,000 |
| Fresno County California | 9 | $ 2,010,000 | $ 223,000 | $ 131,000 |
| Prince George's County Maryland | 9 | $ 2,210,000 | $ 245,000 | $ 103,000 |
| Wake County North Carolina | 9 | $ 2,104,000 | $ 233,000 | $ 123,000 |
| Bucks County Pennsylvania | 9 | $ 1,794,000 | $ 199,000 | $ 109,000 |
| Collin County Texas | 9 | $ 1,992,000 | $ 221,000 | $ 115,000 |
| Boulder County Colorado | 8 | $ 1,693,000 | $ 211,000 | $ 97,000 |
| Baltimore County Maryland | 8 | $ 1,495,000 | $ 186,000 | $ 85,000 |
| Camden County New Jersey | 8 | $ 1,605,000 | $ 200,000 | $ 166,000 |
| Clackamas County Oregon | 8 | $ 2,231,000 | $ 278,000 | $ 169,000 |
| Deschutes County Oregon | 8 | $ 1,837,000 | $ 229,000 | $ 112,000 |
| Skagit County Washington | 8 | $ 2,002,000 | $ 250,000 | $ 94,000 |
| El Dorado County California | 7 | $ 1,987,000 | $ 283,000 | $ 190,000 |
| Yolo County California | 7 | $ 1,735,000 | $ 247,000 | $ 173,000 |
| Douglas County Colorado | 7 | $ 1,973,000 | $ 281,000 | $ 243,000 |
| Gwinnett County Georgia | 7 | $ 852,000 | $ 121,000 | $ 116,000 |
| Douglas County Nevada | 7 | $ 1,799,000 | $ 257,000 | $ 127,000 |
| Shelby County Tennessee | 7 | $ 1,579,000 | $ 225,000 | $ 119,000 |
| Clark County Washington | 7 | $ 1,489,000 | $ 212,000 | $ 129,000 |
| Thurston County Washington | 7 | $ 1,321,000 | $ 188,000 | $ 86,000 |
| Harford County Maryland | 6 | $ 1,211,000 | $ 201,000 | $ 74,000 |
| Oakland County Michigan | 6 | $ 1,244,000 | $ 207,000 | $ 129,000 |
| Montgomery County Pennsylvania | 6 | $ 1,351,000 | $ 225,000 | $ 107,000 |
| Dallas County Texas | 6 | $ 1,184,000 | $ 197,000 | $ 127,000 |
| Pinal County Arizona | 5 | $ 1,158,000 | $ 231,000 | $ 78,000 |
| Kern County California | 5 | $ 827,000 | $ 165,000 | $ 110,000 |
| Monterey County California | 5 | $ 1,742,000 | $ 348,000 | $ 104,000 |
| Santa Barbara County California | 5 | $ 2,446,000 | $ 489,000 | $ 403,000 |
| Santa Cruz County California | 5 | $ 2,171,000 | $ 434,000 | $ 380,000 |
| Solano County California | 5 | $ 1,134,000 | $ 226,000 | $ 79,000 |
| Denver County Colorado | 5 | $ 1,069,000 | $ 213,000 | $ 121,000 |
| Hartford County Connecticut | 5 | $ 1,267,000 | $ 253,000 | $ 99,000 |
| Maui County Hawaii | 5 | $ 2,380,000 | $ 476,000 | $ 185,000 |
| Lake County Illinois | 5 | $ 731,000 | $ 146,000 | $ 84,000 |
| Will County Illinois | 5 | $ 1,520,000 | $ 304,000 | $ 133,000 |
| Howard County Maryland | 5 | $ 1,711,000 | $ 342,000 | $ 149,000 |
| Washtenaw County Michigan | 5 | $ 1,180,000 | $ 236,000 | $ 104,000 |
| Kings County New York | 5 | $ 1,874,000 | $ 374,000 | $ 103,000 |
| Chester County Pennsylvania | 5 | $ 1,538,000 | $ 307,000 | $ 122,000 |
| Delaware County Pennsylvania | 5 | $ 1,002,000 | $ 200,000 | $ 129,000 |
| Fort Bend County Texas | 5 | $ 1,134,000 | $ 226,000 | $ 106,000 |
| Harris County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 139,000 |
| Kitsap County Washington | 5 | $ 1,668,000 | $ 333,000 | $ 152,000 |
| Pierce County Washington | 5 | $ 1,609,000 | $ 321,000 | $ 131,000 |
| Merced County California | 4 | $ 617,000 | $ 154,000 | $ 97,000 |
| Stanislaus County California | 4 | $ 789,000 | $ 197,000 | $ 81,000 |
| Worcester County Massachusetts | 4 | $ 986,000 | $ 246,000 | $ 94,000 |
| Wayne County Michigan | 4 | $ 973,000 | $ 243,000 | $ 142,000 |
| Lyon County Nevada | 4 | $ 563,000 | $ 140,000 | $ 79,000 |
| Hunterdon County New Jersey | 4 | $ 682,000 | $ 170,000 | $ 131,000 |
| Sandoval County New Mexico | 4 | $ 726,000 | $ 181,000 | $ 140,000 |
| Richmond County New York | 4 | $ 1,588,000 | $ 397,000 | $ 184,000 |
| Suffolk County New York | 4 | $ 1,563,000 | $ 390,000 | $ 307,000 |
| Forsyth County North Carolina | 4 | $ 531,000 | $ 132,000 | $ 52,000 |
| Mecklenburg County North Carolina | 4 | $ 592,000 | $ 148,000 | $ 95,000 |
| Utah County Utah | 4 | $ 695,000 | $ 173,000 | $ 102,000 |
| Arlington County Virginia | 4 | $ 1,529,000 | $ 382,000 | $ 184,000 |
| Virginia Beach County Virginia | 4 | $ 773,000 | $ 193,000 | $ 118,000 |
| Benton County Washington | 4 | $ 607,000 | $ 151,000 | $ 84,000 |
| Island County Washington | 4 | $ 1,267,000 | $ 316,000 | $ 273,000 |
| Whatcom County Washington | 4 | $ 950,000 | $ 237,000 | $ 117,000 |
| Dane County Wisconsin | 4 | $ 1,259,000 | $ 314,000 | $ 262,000 |
| Waukesha County Wisconsin | 4 | $ 1,136,000 | $ 284,000 | $ 123,000 |
| Mohave County Arizona | 3 | $ 628,000 | $ 209,000 | $ 214,000 |
| Yavapai County Arizona | 3 | $ 548,000 | $ 182,000 | $ 66,000 |
| Nevada County California | 3 | $ 781,000 | $ 260,000 | $ 133,000 |
| Broomfield County Colorado | 3 | $ 584,000 | $ 194,000 | $ 155,000 |
| Summit County Colorado | 3 | $ 1,139,000 | $ 379,000 | $ 276,000 |
| Fairfield County Connecticut | 3 | $ 990,000 | $ 330,000 | $ 210,000 |
| Hawaii County Hawaii | 3 | $ 1,440,000 | $ 480,000 | $ 256,000 |
| Hardin County Kentucky | 3 | $ 1,097,000 | $ 365,000 | $ 347,000 |
| Jefferson County Kentucky | 3 | $ 297,000 | $ 99,000 | $ 50,000 |
| Middlesex County Massachusetts | 3 | $ 592,000 | $ 197,000 | $ 98,000 |
| Norfolk County Massachusetts | 3 | $ 972,000 | $ 324,000 | $ 166,000 |
| Carson City County Nevada | 3 | $ 734,000 | $ 244,000 | $ 95,000 |
| Santa Fe County New Mexico | 3 | $ 1,264,000 | $ 421,000 | $ 168,000 |
| Iredell County North Carolina | 3 | $ 1,056,000 | $ 352,000 | $ 136,000 |
| Jackson County Oregon | 3 | $ 794,000 | $ 264,000 | $ 94,000 |
| Yamhill County Oregon | 3 | $ 677,000 | $ 225,000 | $ 122,000 |
| Monroe County Pennsylvania | 3 | $ 499,000 | $ 166,000 | $ 62,000 |
| Williamson County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 132,000 |
| Bexar County Texas | 3 | $ 1,100,000 | $ 366,000 | $ 137,000 |
| Davis County Utah | 3 | $ 720,000 | $ 240,000 | $ 100,000 |
| Culpeper County Virginia | 3 | $ 825,000 | $ 275,000 | $ 108,000 |
| Chelan County Washington | 3 | $ 611,000 | $ 203,000 | $ 219,000 |
| Milwaukee County Wisconsin | 3 | $ 592,000 | $ 197,000 | $ 126,000 |
| Cochise County Arizona | 2 | $ 406,000 | $ 203,000 | $ 34,000 |
| Yuma County Arizona | 2 | $ 338,000 | $ 169,000 | $ 192,000 |
| Butte County California | 2 | $ 503,000 | $ 251,000 | $ 104,000 |
| Calaveras County California | 2 | $ 1,083,000 | $ 541,000 | $ 297,000 |
| San Luis Obispo County California | 2 | $ 358,000 | $ 179,000 | $ 117,000 |
| Sutter County California | 2 | $ 303,000 | $ 151,000 | $ 87,000 |
| Tulare County California | 2 | $ 550,000 | $ 275,000 | $ 100,000 |
| Tuolumne County California | 2 | $ 514,000 | $ 257,000 | $ 187,000 |
| Adams County Colorado | 2 | $ 344,000 | $ 172,000 | $ 83,000 |
| Weld County Colorado | 2 | $ 513,000 | $ 256,000 | $ 91,000 |
| New Haven County Connecticut | 2 | $ 524,000 | $ 262,000 | $ 79,000 |
| New London County Connecticut | 2 | $ 640,000 | $ 320,000 | $ 425,000 |
| Kane County Illinois | 2 | $ 314,000 | $ 157,000 | $ 103,000 |
| Kendall County Illinois | 2 | $ 574,000 | $ 287,000 | $ 163,000 |
| McHenry County Illinois | 2 | $ 354,000 | $ 177,000 | $ 142,000 |
| Jefferson County Louisiana | 2 | $ 347,000 | $ 173,000 | $ 89,000 |
| York County Maine | 2 | $ 581,000 | $ 290,000 | $ 173,000 |
| Cecil County Maryland | 2 | $ 477,000 | $ 238,000 | $ 194,000 |
| Frederick County Maryland | 2 | $ 583,000 | $ 291,000 | $ 110,000 |
| Wicomico County Maryland | 2 | $ 366,000 | $ 183,000 | $ 103,000 |
| Worcester County Maryland | 2 | $ 271,000 | $ 135,000 | $ 106,000 |
| Plymouth County Massachusetts | 2 | $ 594,000 | $ 297,000 | $ 106,000 |
| Ingham County Michigan | 2 | $ 366,000 | $ 183,000 | $ 116,000 |
| Livingston County Michigan | 2 | $ 433,000 | $ 216,000 | $ 127,000 |
| Elko County Nevada | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Nye County Nevada | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Hillsborough County New Hampshire | 2 | $ 603,000 | $ 301,000 | $ 622,000 |
| Rockingham County New Hampshire | 2 | $ 465,000 | $ 232,000 | $ 91,000 |
| Atlantic County New Jersey | 2 | $ 407,000 | $ 203,000 | $ 400,000 |
| Sussex County New Jersey | 2 | $ 736,000 | $ 368,000 | $ 198,000 |
| Warren County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 66,000 |
| Erie County New York | 2 | $ 312,000 | $ 156,000 | $ 87,000 |
| New York County New York | 2 | $ 865,000 | $ 432,000 | $ 168,000 |
| Schoharie County New York | 2 | $ 363,000 | $ 181,000 | $ 82,000 |
| Brunswick County North Carolina | 2 | $ 606,000 | $ 303,000 | $ 126,000 |
| Davidson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Durham County North Carolina | 2 | $ 693,000 | $ 346,000 | $ 275,000 |
| Delaware County Ohio | 2 | $ 345,000 | $ 172,000 | $ 65,000 |
| Benton County Oregon | 2 | $ 295,000 | $ 147,000 | $ 88,000 |
| Columbia County Oregon | 2 | $ 536,000 | $ 268,000 | $ 64,000 |
| Polk County Oregon | 2 | $ 355,000 | $ 177,000 | $ 90,000 |
| Allegheny County Pennsylvania | 2 | $ 487,000 | $ 243,000 | $ 138,000 |
| Sumner County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Denton County Texas | 2 | $ 397,000 | $ 198,000 | $ 722,000 |
| Montgomery County Texas | 2 | $ 391,000 | $ 195,000 | $ 192,000 |
| Tarrant County Texas | 2 | $ 470,000 | $ 235,000 | $ 168,000 |
| Williamson County Texas | 2 | $ 327,000 | $ 163,000 | $ 105,000 |
| Weber County Utah | 2 | $ 318,000 | $ 159,000 | $ 65,000 |
| Albemarle County Virginia | 2 | $ 491,000 | $ 245,000 | $ 168,000 |
| Fauquier County Virginia | 2 | $ 486,000 | $ 243,000 | $ 124,000 |
| Henrico County Virginia | 2 | $ 489,000 | $ 244,000 | $ 241,000 |
| Isle of Wight County Virginia | 2 | $ 720,000 | $ 360,000 | $ 110,000 |
| Navajo County Arizona | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Amador County California | 1 | $ 194,000 | $ 194,000 | $ 99,000 |
| Humboldt County California | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Imperial County California | 1 | $ 169,000 | $ 169,000 | $ 33,000 |
| Kings County California | 1 | $ 209,000 | $ 209,000 | $ 86,000 |
| Mendocino County California | 1 | $ 297,000 | $ 297,000 | $ 112,000 |
| Mono County California | 1 | $ 232,000 | $ 232,000 | $ 51,000 |
| Plumas County California | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Shasta County California | 1 | $ 212,000 | $ 212,000 | $ 283,000 |
| Sierra County California | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Siskiyou County California | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Sonoma County California | 1 | $ 521,000 | $ 521,000 | $ 324,000 |
| Yuba County California | 1 | $ 113,000 | $ 113,000 | $ 156,000 |
| La Plata County Colorado | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Mesa County Colorado | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Montezuma County Colorado | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Teller County Colorado | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Litchfield County Connecticut | 1 | $ 311,000 | $ 311,000 | $ 71,000 |
| Middlesex County Connecticut | 1 | $ 404,000 | $ 404,000 | $ 130,000 |
| Tolland County Connecticut | 1 | $ 248,000 | $ 248,000 | $ 187,000 |
| Sussex County Delaware | 1 | $ 242,000 | $ 242,000 | $ 91,000 |
| Osceola County Florida | 1 | $ 128,000 | $ 128,000 | $ 139,000 |
| Palm Beach County Florida | 1 | $ 218,000 | $ 218,000 | $ 96,000 |
| Seminole County Florida | 1 | $ 96,000 | $ 96,000 | $ 167,000 |
| Cherokee County Georgia | 1 | $ 134,000 | $ 134,000 | $ 179,000 |
| Cobb County Georgia | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| DeKalb County Georgia | 1 | $ 143,000 | $ 143,000 | $ 117,000 |
| Kauai County Hawaii | 1 | $ 512,000 | $ 512,000 | $ 213,000 |
| Champaign County Illinois | 1 | $ 375,000 | $ 375,000 | $ 334,000 |
| Peoria County Illinois | 1 | $ 288,000 | $ 288,000 | $ 252,000 |
| Winnebago County Illinois | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| Oldham County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Caddo County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| St. Tammany County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Vermilion County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 86,000 |
| Baltimore City County Maryland | 1 | $ 130,000 | $ 130,000 | $ 144,000 |
| Carroll County Maryland | 1 | $ 272,000 | $ 272,000 | $ 185,000 |
| Charles County Maryland | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| St. Mary's County Maryland | 1 | $ 217,000 | $ 217,000 | $ 98,000 |
| Barnstable County Massachusetts | 1 | $ 373,000 | $ 373,000 | $ 87,000 |
| Essex County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 132,000 |
| Suffolk County Massachusetts | 1 | $ 353,000 | $ 353,000 | $ 127,000 |
| Antrim County Michigan | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Barry County Michigan | 1 | $ 139,000 | $ 139,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 160,000 | $ 160,000 | $ 10,000 |
| Eaton County Michigan | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Genesee County Michigan | 1 | $ 233,000 | $ 233,000 | $ 78,000 |
| Jackson County Michigan | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Kent County Michigan | 1 | $ 153,000 | $ 153,000 | $ 99,000 |
| Ottawa County Michigan | 1 | $ 181,000 | $ 181,000 | $ 203,000 |
| Hennepin County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 74,000 |
| Ramsey County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Washington County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| Sarpy County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 137,000 |
| Cumberland County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Dona Ana County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| Rio Arriba County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| San Juan County New Mexico | 1 | $ 241,000 | $ 241,000 | $ 91,000 |
| Bronx County New York | 1 | $ 321,000 | $ 321,000 | $ 93,000 |
| Chautauqua County New York | 1 | $ 224,000 | $ 224,000 | $ 151,000 |
| Dutchess County New York | 1 | $ 331,000 | $ 331,000 | $ 91,000 |
| Fulton County New York | 1 | $ 166,000 | $ 166,000 | $ 131,000 |
| Putnam County New York | 1 | $ 328,000 | $ 328,000 | $ 81,000 |
| Rockland County New York | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Saratoga County New York | 1 | $ 410,000 | $ 410,000 | $ 1,224,000 |
| Tompkins County New York | 1 | $ 377,000 | $ 377,000 | $ 264,000 |
| Westchester County New York | 1 | $ 497,000 | $ 497,000 | $ 113,000 |
| Buncombe County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Davie County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Franklin County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Harnett County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Johnston County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Moore County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 84,000 |
| New Hanover County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 283,000 |
| Orange County North Carolina | 1 | $ 493,000 | $ 493,000 | $ 86,000 |
| Randolph County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Cuyahoga County Ohio | 1 | $ 282,000 | $ 282,000 | $ 361,000 |
| Lorain County Ohio | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Warren County Ohio | 1 | $ 116,000 | $ 116,000 | $ 175,000 |
| Coos County Oregon | 1 | $ 300,000 | $ 300,000 | $ 420,000 |
| Douglas County Oregon | 1 | $ 227,000 | $ 227,000 | $ 105,000 |
| Josephine County Oregon | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Klamath County Oregon | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Lane County Oregon | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Centre County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Northampton County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
| Wayne County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 400,000 |
| Fayette County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 43,000 |
| Hardin County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Bosque County Texas | 1 | $ 169,000 | $ 169,000 | $ 194,000 |
| Comal County Texas | 1 | $ 147,000 | $ 147,000 | $ 153,000 |
| El Paso County Texas | 1 | $ 158,000 | $ 158,000 | $ 105,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Nacogdoches County Texas | 1 | $ 137,000 | $ 137,000 | $ 92,000 |
| Rockwall County Texas | 1 | $ 189,000 | $ 189,000 | $ 217,000 |
| Washington County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Garfield County Utah | 1 | $ 353,000 | $ 353,000 | $ 253,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,080,000 |
| Wasatch County Utah | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Carroll County Virginia | 1 | $ 182,000 | $ 182,000 | $ 103,000 |
| Chesapeake County Virginia | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Franklin County Virginia | 1 | $ 295,000 | $ 295,000 | $ 264,000 |
| Gloucester County Virginia | 1 | $ 316,000 | $ 316,000 | $ 91,000 |
| Goochland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 199,000 |
| Hanover County Virginia | 1 | $ 164,000 | $ 164,000 | $ 120,000 |
| James City County Virginia | 1 | $ 247,000 | $ 247,000 | $ 109,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 208,000 |
| Poquoson County Virginia | 1 | $ 231,000 | $ 231,000 | $ 56,000 |
| Rockingham County Virginia | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Spotsylvania County Virginia | 1 | $ 332,000 | $ 332,000 | $ 224,000 |
| Waynesboro County Virginia | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Winchester County Virginia | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Asotin County Washington | 1 | $ 300,000 | $ 300,000 | $ 403,000 |
| Kittitas County Washington | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
| Lincoln County Washington | 1 | $ 201,000 | $ 201,000 | $ 86,000 |
| Mason County Washington | 1 | $ 163,000 | $ 163,000 | $ 56,000 |
| San Juan County Washington | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Stevens County Washington | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Walla Walla County Washington | 1 | $ 216,000 | $ 216,000 | $ 239,000 |
| Whitman County Washington | 1 | $ 229,000 | $ 229,000 | $ 130,000 |
| Yakima County Washington | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Kenosha County Wisconsin | 1 | $ 370,000 | $ 370,000 | $ 130,000 |
| Outagamie County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Pierce County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 122,000 |
| Racine County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| St. Croix County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,478 | $749,602,000 | $302,000 | $1,225,000 | $151,000 | $3,868,000 |
| Home Purchase | 707 | $195,659,000 | $276,000 | $1,000,000 | $132,000 | $3,868,000 |
| Home Improvement | 26 | $8,639,000 | $332,000 | $626,000 | $214,000 | $1,872,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,379 | $405,755,000 | $294,000 | $1,225,000 | $141,000 | $3,868,000 |
| Not Provided | 1,030 | $303,667,000 | $294,000 | $1,175,000 | $164,000 | $3,868,000 |
| Asian | 536 | $177,849,000 | $331,000 | $1,150,000 | $159,000 | $1,814,000 |
| Hispanic | 181 | $47,534,000 | $262,000 | $626,000 | $100,000 | $1,701,000 |
| Black or African American | 73 | $16,171,000 | $221,000 | $456,000 | $77,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,324,000 | $258,000 | $394,000 | $85,000 | $150,000 |
| American Indian or Alaskan Native | 3 | $600,000 | $200,000 | $278,000 | $115,000 | $221,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,408 | $729,213,000 | $302,000 | $1,225,000 | $167,000 | $3,868,000 |
| FHA-insured (Federal Housing Administration) | 763 | $214,656,000 | $281,000 | $921,000 | $88,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $4,914,000 | $204,000 | $306,000 | $63,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 16 | $5,117,000 | $319,000 | $719,000 | $102,000 | $300,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,633 | $777,409,000 | $295,000 | $1,225,000 | $140,000 | $3,868,000 |
| Application Withdrawn By Applicant | 382 | $121,035,000 | $316,000 | $1,000,000 | $201,000 | $3,868,000 |
| Application Approved But Not Accepted | 140 | $40,533,000 | $289,000 | $728,000 | $155,000 | $1,872,000 |
| Application Denied By Financial Institution | 38 | $9,482,000 | $249,000 | $532,000 | $92,000 | $307,000 |
| File Closed For Incompleteness | 18 | $5,441,000 | $302,000 | $535,000 | $196,000 | $1,728,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $1,252,000 | $208,000 | $434,000 | $92,000 | $220,000 |
| Debt-To-Income Ratio | 5 | $1,219,000 | $243,000 | $381,000 | $96,000 | $159,000 |
| Employment History | 3 | $742,000 | $247,000 | $421,000 | $84,000 | $96,000 |
| Collateral | 3 | $545,000 | $181,000 | $278,000 | $80,000 | $95,000 |
| Unverifiable Information | 3 | $925,000 | $308,000 | $494,000 | $149,000 | $307,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.