Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Mortgage Capital Associates, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,967 |
| Total Mortgage Loan Application Amount | $617,041,000 |
| Average Mortgage Loan Application Amount | $308,000 |
| Highest Mortgage Loan Application Amount | $2,758,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $1,218,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 239 | $ 99,801,000 | $ 417,000 | $ 145,000 |
| King County Washington | 132 | $ 43,579,000 | $ 330,000 | $ 145,000 |
| Snohomish County Washington | 92 | $ 27,284,000 | $ 296,000 | $ 96,000 |
| Clark County Nevada | 81 | $ 19,256,000 | $ 237,000 | $ 121,000 |
| Orange County California | 67 | $ 29,383,000 | $ 438,000 | $ 158,000 |
| San Diego County California | 56 | $ 22,448,000 | $ 400,000 | $ 139,000 |
| Maricopa County Arizona | 50 | $ 12,177,000 | $ 243,000 | $ 107,000 |
| San Bernardino County California | 40 | $ 11,299,000 | $ 282,000 | $ 87,000 |
| Cook County Illinois | 38 | $ 7,936,000 | $ 208,000 | $ 70,000 |
| Alameda County California | 35 | $ 15,747,000 | $ 449,000 | $ 147,000 |
| Santa Clara County California | 33 | $ 18,557,000 | $ 562,000 | $ 197,000 |
| Harris County Texas | 31 | $ 7,957,000 | $ 256,000 | $ 144,000 |
| Riverside County California | 29 | $ 8,395,000 | $ 289,000 | $ 114,000 |
| Dallas County Texas | 26 | $ 6,222,000 | $ 239,000 | $ 149,000 |
| Contra Costa County California | 25 | $ 11,341,000 | $ 453,000 | $ 148,000 |
| Sacramento County California | 24 | $ 6,021,000 | $ 250,000 | $ 104,000 |
| Ventura County California | 22 | $ 8,272,000 | $ 376,000 | $ 143,000 |
| Bergen County New Jersey | 20 | $ 6,486,000 | $ 324,000 | $ 160,000 |
| Pierce County Washington | 20 | $ 5,355,000 | $ 267,000 | $ 114,000 |
| Washoe County Nevada | 19 | $ 5,131,000 | $ 270,000 | $ 138,000 |
| Passaic County New Jersey | 19 | $ 4,367,000 | $ 229,000 | $ 79,000 |
| Arapahoe County Colorado | 18 | $ 3,801,000 | $ 211,000 | $ 79,000 |
| Adams County Colorado | 16 | $ 3,866,000 | $ 241,000 | $ 113,000 |
| Collin County Texas | 16 | $ 4,375,000 | $ 273,000 | $ 125,000 |
| San Mateo County California | 14 | $ 6,754,000 | $ 482,000 | $ 141,000 |
| Monmouth County New Jersey | 14 | $ 4,288,000 | $ 306,000 | $ 120,000 |
| New Hanover County North Carolina | 14 | $ 2,370,000 | $ 169,000 | $ 68,000 |
| Tarrant County Texas | 14 | $ 2,774,000 | $ 198,000 | $ 108,000 |
| Jefferson County Colorado | 13 | $ 3,607,000 | $ 277,000 | $ 103,000 |
| Travis County Texas | 13 | $ 3,214,000 | $ 247,000 | $ 133,000 |
| Clark County Washington | 13 | $ 3,841,000 | $ 295,000 | $ 113,000 |
| Union County New Jersey | 12 | $ 3,388,000 | $ 282,000 | $ 97,000 |
| Fort Bend County Texas | 12 | $ 3,142,000 | $ 261,000 | $ 125,000 |
| Fairfax County Virginia | 12 | $ 4,544,000 | $ 378,000 | $ 135,000 |
| Kern County California | 11 | $ 2,052,000 | $ 186,000 | $ 97,000 |
| San Francisco County California | 11 | $ 5,173,000 | $ 470,000 | $ 173,000 |
| Denver County Colorado | 11 | $ 2,607,000 | $ 237,000 | $ 95,000 |
| Palm Beach County Florida | 11 | $ 3,084,000 | $ 280,000 | $ 108,000 |
| Middlesex County New Jersey | 11 | $ 3,104,000 | $ 282,000 | $ 108,000 |
| Multnomah County Oregon | 11 | $ 3,684,000 | $ 334,000 | $ 129,000 |
| Placer County California | 10 | $ 2,782,000 | $ 278,000 | $ 114,000 |
| Douglas County Colorado | 10 | $ 3,523,000 | $ 352,000 | $ 121,000 |
| Morris County New Jersey | 10 | $ 3,089,000 | $ 308,000 | $ 128,000 |
| Fresno County California | 9 | $ 2,388,000 | $ 265,000 | $ 115,000 |
| San Joaquin County California | 9 | $ 2,259,000 | $ 251,000 | $ 86,000 |
| Essex County New Jersey | 9 | $ 2,949,000 | $ 327,000 | $ 136,000 |
| Hudson County New Jersey | 9 | $ 2,223,000 | $ 247,000 | $ 98,000 |
| Ocean County New Jersey | 9 | $ 2,786,000 | $ 309,000 | $ 85,000 |
| Denton County Texas | 9 | $ 2,499,000 | $ 277,000 | $ 114,000 |
| Sonoma County California | 8 | $ 2,902,000 | $ 362,000 | $ 161,000 |
| Montgomery County Maryland | 8 | $ 2,329,000 | $ 291,000 | $ 151,000 |
| Philadelphia County Pennsylvania | 8 | $ 2,035,000 | $ 254,000 | $ 200,000 |
| Williamson County Texas | 8 | $ 1,632,000 | $ 204,000 | $ 90,000 |
| Loudoun County Virginia | 8 | $ 3,056,000 | $ 382,000 | $ 167,000 |
| Stanislaus County California | 7 | $ 1,719,000 | $ 245,000 | $ 112,000 |
| El Paso County Colorado | 7 | $ 1,515,000 | $ 216,000 | $ 69,000 |
| Miami-Dade County Florida | 7 | $ 2,039,000 | $ 291,000 | $ 139,000 |
| Wake County North Carolina | 7 | $ 1,720,000 | $ 245,000 | $ 102,000 |
| Bexar County Texas | 7 | $ 1,434,000 | $ 204,000 | $ 116,000 |
| Marin County California | 6 | $ 5,960,000 | $ 993,000 | $ 235,000 |
| Santa Barbara County California | 6 | $ 3,694,000 | $ 615,000 | $ 142,000 |
| Honolulu County Hawaii | 6 | $ 2,428,000 | $ 404,000 | $ 128,000 |
| Burlington County New Jersey | 6 | $ 1,429,000 | $ 238,000 | $ 105,000 |
| Mecklenburg County North Carolina | 6 | $ 1,478,000 | $ 246,000 | $ 116,000 |
| Shelby County Tennessee | 6 | $ 1,556,000 | $ 259,000 | $ 82,000 |
| Kitsap County Washington | 6 | $ 1,741,000 | $ 290,000 | $ 114,000 |
| Pima County Arizona | 5 | $ 949,000 | $ 189,000 | $ 93,000 |
| Orange County Florida | 5 | $ 1,316,000 | $ 263,000 | $ 123,000 |
| Baltimore County Maryland | 5 | $ 1,225,000 | $ 245,000 | $ 119,000 |
| Hennepin County Minnesota | 5 | $ 868,000 | $ 173,000 | $ 84,000 |
| Atlantic County New Jersey | 5 | $ 1,116,000 | $ 223,000 | $ 207,000 |
| Camden County New Jersey | 5 | $ 939,000 | $ 187,000 | $ 135,000 |
| Washington County Oregon | 5 | $ 1,584,000 | $ 316,000 | $ 193,000 |
| Galveston County Texas | 5 | $ 1,209,000 | $ 241,000 | $ 107,000 |
| Pinal County Arizona | 4 | $ 639,000 | $ 159,000 | $ 57,000 |
| Butte County California | 4 | $ 763,000 | $ 190,000 | $ 107,000 |
| El Dorado County California | 4 | $ 1,902,000 | $ 475,000 | $ 143,000 |
| Monterey County California | 4 | $ 1,196,000 | $ 299,000 | $ 118,000 |
| Tulare County California | 4 | $ 579,000 | $ 144,000 | $ 42,000 |
| New Haven County Connecticut | 4 | $ 667,000 | $ 166,000 | $ 273,000 |
| Broward County Florida | 4 | $ 843,000 | $ 210,000 | $ 93,000 |
| Carson City County Nevada | 4 | $ 1,380,000 | $ 345,000 | $ 174,000 |
| Gloucester County New Jersey | 4 | $ 1,047,000 | $ 261,000 | $ 63,000 |
| Mercer County New Jersey | 4 | $ 894,000 | $ 223,000 | $ 122,000 |
| Union County North Carolina | 4 | $ 1,002,000 | $ 250,000 | $ 152,000 |
| Delaware County Pennsylvania | 4 | $ 674,000 | $ 168,000 | $ 52,000 |
| Montgomery County Pennsylvania | 4 | $ 1,445,000 | $ 361,000 | $ 204,000 |
| Montgomery County Texas | 4 | $ 754,000 | $ 188,000 | $ 88,000 |
| Salt Lake County Utah | 4 | $ 1,049,000 | $ 262,000 | $ 128,000 |
| Prince William County Virginia | 4 | $ 1,269,000 | $ 317,000 | $ 93,000 |
| Skagit County Washington | 4 | $ 1,086,000 | $ 271,000 | $ 119,000 |
| Spokane County Washington | 4 | $ 791,000 | $ 197,000 | $ 53,000 |
| Mono County California | 3 | $ 1,419,000 | $ 473,000 | $ 218,000 |
| Napa County California | 3 | $ 1,556,000 | $ 518,000 | $ 141,000 |
| Santa Cruz County California | 3 | $ 1,431,000 | $ 477,000 | $ 140,000 |
| Solano County California | 3 | $ 1,141,000 | $ 380,000 | $ 169,000 |
| Yolo County California | 3 | $ 441,000 | $ 147,000 | $ 83,000 |
| Boulder County Colorado | 3 | $ 620,000 | $ 206,000 | $ 104,000 |
| Weld County Colorado | 3 | $ 519,000 | $ 173,000 | $ 50,000 |
| Brevard County Florida | 3 | $ 821,000 | $ 273,000 | $ 122,000 |
| Duval County Florida | 3 | $ 641,000 | $ 213,000 | $ 122,000 |
| Hillsborough County Florida | 3 | $ 640,000 | $ 213,000 | $ 79,000 |
| Osceola County Florida | 3 | $ 443,000 | $ 147,000 | $ 93,000 |
| Pinellas County Florida | 3 | $ 458,000 | $ 152,000 | $ 52,000 |
| Hawaii County Hawaii | 3 | $ 1,148,000 | $ 382,000 | $ 112,000 |
| Maui County Hawaii | 3 | $ 1,587,000 | $ 529,000 | $ 111,000 |
| DuPage County Illinois | 3 | $ 1,052,000 | $ 350,000 | $ 230,000 |
| Anne Arundel County Maryland | 3 | $ 835,000 | $ 278,000 | $ 88,000 |
| Baltimore City County Maryland | 3 | $ 1,190,000 | $ 396,000 | $ 575,000 |
| Frederick County Maryland | 3 | $ 649,000 | $ 216,000 | $ 111,000 |
| Howard County Maryland | 3 | $ 949,000 | $ 316,000 | $ 123,000 |
| Washtenaw County Michigan | 3 | $ 957,000 | $ 319,000 | $ 125,000 |
| Dakota County Minnesota | 3 | $ 602,000 | $ 200,000 | $ 58,000 |
| Warren County New Jersey | 3 | $ 459,000 | $ 153,000 | $ 85,000 |
| New York County New York | 3 | $ 1,126,000 | $ 375,000 | $ 117,000 |
| Brunswick County North Carolina | 3 | $ 538,000 | $ 179,000 | $ 28,000 |
| Pender County North Carolina | 3 | $ 532,000 | $ 177,000 | $ 62,000 |
| Clackamas County Oregon | 3 | $ 682,000 | $ 227,000 | $ 127,000 |
| Deschutes County Oregon | 3 | $ 1,241,000 | $ 413,000 | $ 165,000 |
| Lane County Oregon | 3 | $ 841,000 | $ 280,000 | $ 235,000 |
| Bucks County Pennsylvania | 3 | $ 819,000 | $ 273,000 | $ 80,000 |
| Chester County Pennsylvania | 3 | $ 1,331,000 | $ 443,000 | $ 186,000 |
| Williamson County Tennessee | 3 | $ 1,008,000 | $ 336,000 | $ 129,000 |
| Hays County Texas | 3 | $ 815,000 | $ 271,000 | $ 161,000 |
| Utah County Utah | 3 | $ 1,304,000 | $ 434,000 | $ 120,000 |
| Coconino County Arizona | 2 | $ 453,000 | $ 226,000 | $ 144,000 |
| Yavapai County Arizona | 2 | $ 419,000 | $ 209,000 | $ 130,000 |
| Amador County California | 2 | $ 282,000 | $ 141,000 | $ 91,000 |
| Madera County California | 2 | $ 426,000 | $ 213,000 | $ 95,000 |
| Mendocino County California | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| San Luis Obispo County California | 2 | $ 993,000 | $ 496,000 | $ 115,000 |
| Shasta County California | 2 | $ 328,000 | $ 164,000 | $ 70,000 |
| Yuba County California | 2 | $ 325,000 | $ 162,000 | $ 52,000 |
| Larimer County Colorado | 2 | $ 419,000 | $ 209,000 | $ 132,000 |
| Lake County Florida | 2 | $ 588,000 | $ 294,000 | $ 129,000 |
| Manatee County Florida | 2 | $ 557,000 | $ 278,000 | $ 156,000 |
| Pasco County Florida | 2 | $ 217,000 | $ 108,000 | $ 83,000 |
| Seminole County Florida | 2 | $ 368,000 | $ 184,000 | $ 124,000 |
| St. Johns County Florida | 2 | $ 757,000 | $ 378,000 | $ 196,000 |
| Volusia County Florida | 2 | $ 300,000 | $ 150,000 | $ 161,000 |
| Kauai County Hawaii | 2 | $ 1,320,000 | $ 660,000 | $ 318,000 |
| Prince George's County Maryland | 2 | $ 326,000 | $ 163,000 | $ 76,000 |
| Worcester County Maryland | 2 | $ 603,000 | $ 301,000 | $ 149,000 |
| Oakland County Michigan | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Wayne County Michigan | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Douglas County Nevada | 2 | $ 340,000 | $ 170,000 | $ 134,000 |
| Lyon County Nevada | 2 | $ 494,000 | $ 247,000 | $ 80,000 |
| Bernalillo County New Mexico | 2 | $ 919,000 | $ 459,000 | $ 192,000 |
| Dutchess County New York | 2 | $ 408,000 | $ 204,000 | $ 66,000 |
| Queens County New York | 2 | $ 706,000 | $ 353,000 | $ 73,000 |
| Richmond County New York | 2 | $ 779,000 | $ 389,000 | $ 98,000 |
| Suffolk County New York | 2 | $ 664,000 | $ 332,000 | $ 248,000 |
| Tompkins County New York | 2 | $ 666,000 | $ 333,000 | $ 76,000 |
| Buncombe County North Carolina | 2 | $ 544,000 | $ 272,000 | $ 126,000 |
| Cumberland County North Carolina | 2 | $ 169,000 | $ 84,000 | $ 53,000 |
| Franklin County Ohio | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| Jackson County Oregon | 2 | $ 374,000 | $ 187,000 | $ 67,000 |
| Lancaster County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 147,000 |
| Bell County Texas | 2 | $ 443,000 | $ 221,000 | $ 45,000 |
| El Paso County Texas | 2 | $ 543,000 | $ 271,000 | $ 110,000 |
| McLennan County Texas | 2 | $ 305,000 | $ 152,000 | $ 51,000 |
| Sanpete County Utah | 2 | $ 317,000 | $ 158,000 | $ 145,000 |
| Chesterfield County Virginia | 2 | $ 663,000 | $ 331,000 | $ 108,000 |
| Fairfax City County Virginia | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Whitman County Washington | 2 | $ 307,000 | $ 153,000 | $ 74,000 |
| Mohave County Arizona | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Navajo County Arizona | 1 | $ 218,000 | $ 218,000 | $ 216,000 |
| Alpine County California | 1 | $ 157,000 | $ 157,000 | $ 184,000 |
| Humboldt County California | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Imperial County California | 1 | $ 113,000 | $ 113,000 | $ 114,000 |
| Lake County California | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Mariposa County California | 1 | $ 233,000 | $ 233,000 | $ 179,000 |
| Nevada County California | 1 | $ 159,000 | $ 159,000 | $ 262,000 |
| San Benito County California | 1 | $ 340,000 | $ 340,000 | $ 106,000 |
| Tuolumne County California | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Broomfield County Colorado | 1 | $ 431,000 | $ 431,000 | $ 101,000 |
| Chaffee County Colorado | 1 | $ 279,000 | $ 279,000 | $ 210,000 |
| Eagle County Colorado | 1 | $ 240,000 | $ 240,000 | $ 169,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Grand County Colorado | 1 | $ 450,000 | $ 450,000 | $ 167,000 |
| La Plata County Colorado | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Montrose County Colorado | 1 | $ 209,000 | $ 209,000 | $ 47,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Prowers County Colorado | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Routt County Colorado | 1 | $ 440,000 | $ 440,000 | $ 164,000 |
| Summit County Colorado | 1 | $ 607,000 | $ 607,000 | $ 635,000 |
| Hartford County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Middlesex County Connecticut | 1 | $ 159,000 | $ 159,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 1 | $ 206,000 | $ 206,000 | $ 146,000 |
| Bay County Florida | 1 | $ 485,000 | $ 485,000 | $ 153,000 |
| Escambia County Florida | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| Flagler County Florida | 1 | $ 176,000 | $ 176,000 | $ 203,000 |
| Indian River County Florida | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| Lake County Illinois | 1 | $ 236,000 | $ 236,000 | $ 300,000 |
| Lee County Illinois | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Washington County Illinois | 1 | $ 272,000 | $ 272,000 | $ 68,000 |
| Will County Illinois | 1 | $ 58,000 | $ 58,000 | $ 34,000 |
| Barren County Kentucky | 1 | $ 320,000 | $ 320,000 | $ 51,000 |
| Jefferson County Kentucky | 1 | $ 401,000 | $ 401,000 | $ 116,000 |
| Caroline County Maryland | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Cecil County Maryland | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Harford County Maryland | 1 | $ 182,000 | $ 182,000 | $ 112,000 |
| Kent County Michigan | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Livingston County Michigan | 1 | $ 124,000 | $ 124,000 | $ 100,000 |
| Anoka County Minnesota | 1 | $ 340,000 | $ 340,000 | $ 176,000 |
| Olmsted County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| St. Louis County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 130,000 |
| Lincoln County Montana | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Pershing County Nevada | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Cumberland County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Hunterdon County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 200,000 |
| Sussex County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 77,000 |
| Albany County New York | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Kings County New York | 1 | $ 1,356,000 | $ 1,356,000 | $ 179,000 |
| Monroe County New York | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Oneida County New York | 1 | $ 347,000 | $ 347,000 | $ 178,000 |
| Onondaga County New York | 1 | $ 214,000 | $ 214,000 | $ 124,000 |
| Rockland County New York | 1 | $ 520,000 | $ 520,000 | $ 120,000 |
| Schenectady County New York | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Davie County North Carolina | 1 | $ 321,000 | $ 321,000 | $ 130,000 |
| Durham County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Franklin County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 328,000 |
| Gaston County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Henderson County North Carolina | 1 | $ 668,000 | $ 668,000 | $ 140,000 |
| Johnston County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Nash County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 50,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Randolph County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| Stanly County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Butler County Ohio | 1 | $ 313,000 | $ 313,000 | $ 85,000 |
| Hamilton County Ohio | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Portage County Ohio | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Benton County Oregon | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Clatsop County Oregon | 1 | $ 289,000 | $ 289,000 | $ 106,000 |
| Coos County Oregon | 1 | $ 245,000 | $ 245,000 | $ 407,000 |
| Marion County Oregon | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Butler County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Cumberland County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 101,000 |
| Franklin County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 101,000 |
| Lehigh County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Monroe County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Pike County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Anderson County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Blount County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Davidson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Knox County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
| McMinn County Tennessee | 1 | $ 352,000 | $ 352,000 | $ 180,000 |
| Rutherford County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Angelina County Texas | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Aransas County Texas | 1 | $ 218,000 | $ 218,000 | $ 180,000 |
| Brazoria County Texas | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Ellis County Texas | 1 | $ 152,000 | $ 152,000 | $ 137,000 |
| Guadalupe County Texas | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Harrison County Texas | 1 | $ 274,000 | $ 274,000 | $ 95,000 |
| Henderson County Texas | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Hidalgo County Texas | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Hunt County Texas | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Jackson County Texas | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| Johnson County Texas | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| Midland County Texas | 1 | $ 212,000 | $ 212,000 | $ 107,000 |
| Nueces County Texas | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Parker County Texas | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| Polk County Texas | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Webb County Texas | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Cache County Utah | 1 | $ 249,000 | $ 249,000 | $ 84,000 |
| San Juan County Utah | 1 | $ 230,000 | $ 230,000 | $ 112,000 |
| Washington County Utah | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
| Appomattox County Virginia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Culpeper County Virginia | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Fauquier County Virginia | 1 | $ 340,000 | $ 340,000 | $ 130,000 |
| Fredericksburg County Virginia | 1 | $ 248,000 | $ 248,000 | $ 114,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Henrico County Virginia | 1 | $ 342,000 | $ 342,000 | $ 215,000 |
| James City County Virginia | 1 | $ 244,000 | $ 244,000 | $ 175,000 |
| Lee County Virginia | 1 | $ 463,000 | $ 463,000 | $ 162,000 |
| Montgomery County Virginia | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 219,000 | $ 219,000 | $ 67,000 |
| Pittsylvania County Virginia | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Prince George County Virginia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Radford County Virginia | 1 | $ 170,000 | $ 170,000 | $ 116,000 |
| Richmond City County Virginia | 1 | $ 171,000 | $ 171,000 | $ 263,000 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Spotsylvania County Virginia | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Stafford County Virginia | 1 | $ 204,000 | $ 204,000 | $ 96,000 |
| Virginia Beach County Virginia | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Warren County Virginia | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Washington County Virginia | 1 | $ 328,000 | $ 328,000 | $ 293,000 |
| Benton County Washington | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Douglas County Washington | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Grays Harbor County Washington | 1 | $ 206,000 | $ 206,000 | $ 148,000 |
| Jefferson County Washington | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Pacific County Washington | 1 | $ 184,000 | $ 184,000 | $ 136,000 |
| Stevens County Washington | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Whatcom County Washington | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,367 | $439,953,000 | $321,000 | $2,758,000 | $129,000 | $1,178,000 |
| Home Purchase | 600 | $177,088,000 | $295,000 | $1,300,000 | $119,000 | $1,218,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 816 | $251,048,000 | $307,000 | $1,356,000 | $129,000 | $1,178,000 |
| White | 753 | $244,007,000 | $324,000 | $2,758,000 | $128,000 | $1,013,000 |
| Asian | 204 | $72,333,000 | $354,000 | $1,300,000 | $154,000 | $1,218,000 |
| Hispanic | 145 | $36,320,000 | $250,000 | $783,000 | $78,000 | $495,000 |
| Black or African American | 41 | $10,839,000 | $264,000 | $600,000 | $87,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,530,000 | $306,000 | $423,000 | $34,000 | $74,000 |
| American Indian or Alaskan Native | 3 | $964,000 | $321,000 | $399,000 | $103,000 | $188,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $542,953,000 | $321,000 | $2,758,000 | $135,000 | $1,218,000 |
| FHA-insured (Federal Housing Administration) | 210 | $54,760,000 | $260,000 | $801,000 | $68,000 | $398,000 |
| VA-guaranteed (Veterans Administration) | 52 | $16,231,000 | $312,000 | $777,000 | $86,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $3,097,000 | $221,000 | $419,000 | $70,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,132 | $357,024,000 | $315,000 | $1,210,000 | $126,000 | $1,013,000 |
| Application Withdrawn By Applicant | 660 | $209,073,000 | $316,000 | $2,758,000 | $129,000 | $1,218,000 |
| Application Approved But Not Accepted | 91 | $25,749,000 | $282,000 | $920,000 | $127,000 | $809,000 |
| Application Denied By Financial Institution | 72 | $22,670,000 | $314,000 | $1,269,000 | $98,000 | $465,000 |
| File Closed For Incompleteness | 12 | $2,525,000 | $210,000 | $352,000 | $96,000 | $280,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $11,958,000 | $412,000 | $1,269,000 | $83,000 | $261,000 |
| Other | 16 | $4,229,000 | $264,000 | $815,000 | $83,000 | $255,000 |
| Collateral | 11 | $2,389,000 | $217,000 | $668,000 | $134,000 | $321,000 |
| Credit History | 10 | $2,622,000 | $262,000 | $858,000 | $107,000 | $465,000 |
| Employment History | 5 | $1,343,000 | $268,000 | $598,000 | $145,000 | $244,000 |
| Unverifiable Information | 1 | $129,000 | $129,000 | $129,000 | $32,000 | $32,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.