Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mortgage Capital Associates, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,496 |
| Total Mortgage Loan Application Amount | $708,298,000 |
| Average Mortgage Loan Application Amount | $289,500 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $122,500 |
| Highest Applicant Income | $2,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 255 | $ 97,372,000 | $ 381,000 | $ 135,000 |
| Snohomish County Washington | 148 | $ 47,443,000 | $ 320,000 | $ 111,000 |
| King County Washington | 143 | $ 51,671,000 | $ 361,000 | $ 139,000 |
| Clark County Nevada | 89 | $ 19,938,000 | $ 224,000 | $ 109,000 |
| Orange County California | 67 | $ 26,057,000 | $ 388,000 | $ 135,000 |
| Sacramento County California | 45 | $ 10,409,000 | $ 231,000 | $ 85,000 |
| San Diego County California | 45 | $ 14,327,000 | $ 318,000 | $ 134,000 |
| Riverside County California | 44 | $ 12,052,000 | $ 273,000 | $ 102,000 |
| Maricopa County Arizona | 39 | $ 8,177,000 | $ 209,000 | $ 90,000 |
| San Bernardino County California | 39 | $ 9,198,000 | $ 235,000 | $ 89,000 |
| Harris County Texas | 39 | $ 7,822,000 | $ 200,000 | $ 132,000 |
| Washington County Oregon | 35 | $ 9,921,000 | $ 283,000 | $ 117,000 |
| Collin County Texas | 34 | $ 10,067,000 | $ 296,000 | $ 166,000 |
| Cook County Illinois | 33 | $ 6,857,000 | $ 207,000 | $ 72,000 |
| Alameda County California | 31 | $ 13,778,000 | $ 444,000 | $ 153,000 |
| Ventura County California | 29 | $ 10,197,000 | $ 351,000 | $ 105,000 |
| Contra Costa County California | 27 | $ 10,007,000 | $ 370,000 | $ 132,000 |
| Multnomah County Oregon | 26 | $ 6,890,000 | $ 265,000 | $ 93,000 |
| Franklin County Ohio | 24 | $ 2,947,000 | $ 122,000 | $ 66,000 |
| Pierce County Washington | 21 | $ 5,488,000 | $ 261,000 | $ 151,000 |
| Denton County Texas | 20 | $ 4,791,000 | $ 239,000 | $ 124,000 |
| Santa Clara County California | 19 | $ 6,853,000 | $ 360,000 | $ 165,000 |
| Monmouth County New Jersey | 19 | $ 6,569,000 | $ 345,000 | $ 132,000 |
| Dallas County Texas | 19 | $ 4,500,000 | $ 236,000 | $ 123,000 |
| Fairfax County Virginia | 19 | $ 7,217,000 | $ 379,000 | $ 141,000 |
| Clark County Washington | 19 | $ 4,058,000 | $ 213,000 | $ 92,000 |
| Washoe County Nevada | 18 | $ 4,468,000 | $ 248,000 | $ 109,000 |
| Travis County Texas | 18 | $ 4,468,000 | $ 248,000 | $ 126,000 |
| Montgomery County Maryland | 15 | $ 5,690,000 | $ 379,000 | $ 154,000 |
| San Joaquin County California | 14 | $ 3,920,000 | $ 280,000 | $ 85,000 |
| Wake County North Carolina | 14 | $ 3,754,000 | $ 268,000 | $ 131,000 |
| Tarrant County Texas | 14 | $ 3,140,000 | $ 224,000 | $ 122,000 |
| Williamson County Texas | 14 | $ 3,065,000 | $ 218,000 | $ 124,000 |
| Prince George's County Maryland | 13 | $ 3,454,000 | $ 265,000 | $ 107,000 |
| Hennepin County Minnesota | 13 | $ 2,672,000 | $ 205,000 | $ 91,000 |
| Middlesex County New Jersey | 13 | $ 3,436,000 | $ 264,000 | $ 124,000 |
| Salt Lake County Utah | 13 | $ 3,453,000 | $ 265,000 | $ 106,000 |
| Solano County California | 12 | $ 2,841,000 | $ 236,000 | $ 83,000 |
| Palm Beach County Florida | 12 | $ 3,275,000 | $ 272,000 | $ 179,000 |
| Anne Arundel County Maryland | 12 | $ 3,187,000 | $ 265,000 | $ 224,000 |
| Bergen County New Jersey | 12 | $ 4,483,000 | $ 373,000 | $ 232,000 |
| New Hanover County North Carolina | 12 | $ 2,621,000 | $ 218,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,017,000 | $ 168,000 | $ 91,000 |
| Bexar County Texas | 12 | $ 2,097,000 | $ 174,000 | $ 90,000 |
| Fort Bend County Texas | 12 | $ 2,385,000 | $ 198,000 | $ 88,000 |
| Arapahoe County Colorado | 11 | $ 2,566,000 | $ 233,000 | $ 98,000 |
| Clackamas County Oregon | 11 | $ 3,600,000 | $ 327,000 | $ 121,000 |
| El Dorado County California | 10 | $ 2,560,000 | $ 256,000 | $ 208,000 |
| Kern County California | 10 | $ 1,706,000 | $ 170,000 | $ 86,000 |
| Denver County Colorado | 10 | $ 3,041,000 | $ 304,000 | $ 327,000 |
| Douglas County Colorado | 10 | $ 3,099,000 | $ 309,000 | $ 116,000 |
| Broward County Florida | 10 | $ 2,461,000 | $ 246,000 | $ 112,000 |
| Hillsborough County Florida | 10 | $ 2,701,000 | $ 270,000 | $ 176,000 |
| Honolulu County Hawaii | 10 | $ 4,918,000 | $ 491,000 | $ 105,000 |
| Wayne County Michigan | 10 | $ 1,848,000 | $ 184,000 | $ 104,000 |
| Yolo County California | 9 | $ 2,281,000 | $ 253,000 | $ 58,000 |
| Lake County Florida | 9 | $ 1,528,000 | $ 169,000 | $ 57,000 |
| DuPage County Illinois | 9 | $ 2,034,000 | $ 226,000 | $ 149,000 |
| Essex County New Jersey | 9 | $ 2,633,000 | $ 292,000 | $ 117,000 |
| Mecklenburg County North Carolina | 9 | $ 2,121,000 | $ 235,000 | $ 92,000 |
| Shelby County Tennessee | 9 | $ 1,846,000 | $ 205,000 | $ 94,000 |
| Chesterfield County Virginia | 9 | $ 2,418,000 | $ 268,000 | $ 103,000 |
| Prince William County Virginia | 9 | $ 3,027,000 | $ 336,000 | $ 109,000 |
| Sonoma County California | 8 | $ 3,179,000 | $ 397,000 | $ 145,000 |
| Adams County Colorado | 8 | $ 1,634,000 | $ 204,000 | $ 109,000 |
| Jefferson County Colorado | 8 | $ 1,915,000 | $ 239,000 | $ 88,000 |
| Oakland County Michigan | 8 | $ 1,723,000 | $ 215,000 | $ 119,000 |
| Burlington County New Jersey | 8 | $ 1,849,000 | $ 231,000 | $ 125,000 |
| Ocean County New Jersey | 8 | $ 2,128,000 | $ 266,000 | $ 140,000 |
| Union County New Jersey | 8 | $ 2,173,000 | $ 271,000 | $ 153,000 |
| Allegheny County Pennsylvania | 8 | $ 1,690,000 | $ 211,000 | $ 151,000 |
| Chester County Pennsylvania | 8 | $ 2,272,000 | $ 284,000 | $ 87,000 |
| Montgomery County Pennsylvania | 8 | $ 1,792,000 | $ 224,000 | $ 93,000 |
| Loudoun County Virginia | 8 | $ 2,240,000 | $ 280,000 | $ 105,000 |
| Pinal County Arizona | 7 | $ 1,204,000 | $ 172,000 | $ 84,000 |
| Stanislaus County California | 7 | $ 1,776,000 | $ 253,000 | $ 70,000 |
| Lake County Illinois | 7 | $ 1,831,000 | $ 261,000 | $ 142,000 |
| Spokane County Washington | 7 | $ 1,247,000 | $ 178,000 | $ 94,000 |
| Monterey County California | 6 | $ 1,608,000 | $ 268,000 | $ 90,000 |
| Orange County Florida | 6 | $ 1,286,000 | $ 214,000 | $ 88,000 |
| Pinellas County Florida | 6 | $ 1,558,000 | $ 259,000 | $ 89,000 |
| Hudson County New Jersey | 6 | $ 1,646,000 | $ 274,000 | $ 117,000 |
| Morris County New Jersey | 6 | $ 2,198,000 | $ 366,000 | $ 151,000 |
| Jackson County Oregon | 6 | $ 1,477,000 | $ 246,000 | $ 81,000 |
| Davidson County Tennessee | 6 | $ 1,240,000 | $ 206,000 | $ 99,000 |
| Placer County California | 5 | $ 1,412,000 | $ 282,000 | $ 87,000 |
| Weld County Colorado | 5 | $ 1,108,000 | $ 221,000 | $ 66,000 |
| Brevard County Florida | 5 | $ 1,189,000 | $ 237,000 | $ 129,000 |
| Duval County Florida | 5 | $ 1,166,000 | $ 233,000 | $ 142,000 |
| Miami-Dade County Florida | 5 | $ 1,133,000 | $ 226,000 | $ 295,000 |
| Osceola County Florida | 5 | $ 1,000,000 | $ 200,000 | $ 73,000 |
| Nye County Nevada | 5 | $ 948,000 | $ 189,000 | $ 100,000 |
| Passaic County New Jersey | 5 | $ 930,000 | $ 186,000 | $ 53,000 |
| Guilford County North Carolina | 5 | $ 1,128,000 | $ 225,000 | $ 70,000 |
| Hamilton County Ohio | 5 | $ 761,000 | $ 152,000 | $ 204,000 |
| Lane County Oregon | 5 | $ 1,120,000 | $ 224,000 | $ 72,000 |
| El Paso County Texas | 5 | $ 1,243,000 | $ 248,000 | $ 133,000 |
| Utah County Utah | 5 | $ 1,412,000 | $ 282,000 | $ 88,000 |
| Butte County California | 4 | $ 739,000 | $ 184,000 | $ 74,000 |
| Fresno County California | 4 | $ 869,000 | $ 217,000 | $ 87,000 |
| Imperial County California | 4 | $ 705,000 | $ 176,000 | $ 178,000 |
| San Francisco County California | 4 | $ 1,835,000 | $ 458,000 | $ 229,000 |
| San Mateo County California | 4 | $ 2,576,000 | $ 644,000 | $ 189,000 |
| Yuba County California | 4 | $ 746,000 | $ 186,000 | $ 52,000 |
| Larimer County Colorado | 4 | $ 942,000 | $ 235,000 | $ 91,000 |
| Fairfield County Connecticut | 4 | $ 2,123,000 | $ 530,000 | $ 265,000 |
| Hartford County Connecticut | 4 | $ 1,034,000 | $ 258,000 | $ 141,000 |
| Santa Rosa County Florida | 4 | $ 987,000 | $ 246,000 | $ 104,000 |
| Will County Illinois | 4 | $ 980,000 | $ 245,000 | $ 120,000 |
| Jefferson County Kentucky | 4 | $ 677,000 | $ 169,000 | $ 141,000 |
| Baltimore County Maryland | 4 | $ 870,000 | $ 217,000 | $ 130,000 |
| Kent County Michigan | 4 | $ 746,000 | $ 186,000 | $ 40,000 |
| Anoka County Minnesota | 4 | $ 972,000 | $ 243,000 | $ 88,000 |
| Dakota County Minnesota | 4 | $ 1,055,000 | $ 263,000 | $ 103,000 |
| Ramsey County Minnesota | 4 | $ 815,000 | $ 203,000 | $ 85,000 |
| Somerset County New Jersey | 4 | $ 926,000 | $ 231,000 | $ 137,000 |
| Durham County North Carolina | 4 | $ 612,000 | $ 153,000 | $ 151,000 |
| Cuyahoga County Ohio | 4 | $ 447,000 | $ 111,000 | $ 118,000 |
| Deschutes County Oregon | 4 | $ 1,013,000 | $ 253,000 | $ 153,000 |
| Cumberland County Pennsylvania | 4 | $ 938,000 | $ 234,000 | $ 121,000 |
| Delaware County Pennsylvania | 4 | $ 899,000 | $ 224,000 | $ 96,000 |
| Knox County Tennessee | 4 | $ 856,000 | $ 214,000 | $ 188,000 |
| Williamson County Tennessee | 4 | $ 824,000 | $ 206,000 | $ 80,000 |
| Montgomery County Texas | 4 | $ 646,000 | $ 161,000 | $ 79,000 |
| Chelan County Washington | 4 | $ 583,000 | $ 145,000 | $ 231,000 |
| Merced County California | 3 | $ 688,000 | $ 229,000 | $ 64,000 |
| San Luis Obispo County California | 3 | $ 981,000 | $ 327,000 | $ 93,000 |
| Shasta County California | 3 | $ 582,000 | $ 194,000 | $ 68,000 |
| Tulare County California | 3 | $ 478,000 | $ 159,000 | $ 52,000 |
| Boulder County Colorado | 3 | $ 720,000 | $ 240,000 | $ 158,000 |
| El Paso County Colorado | 3 | $ 758,000 | $ 252,000 | $ 113,000 |
| Summit County Colorado | 3 | $ 1,038,000 | $ 346,000 | $ 196,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,034,000 | $ 344,000 | $ 81,000 |
| Seminole County Florida | 3 | $ 544,000 | $ 181,000 | $ 130,000 |
| Kauai County Hawaii | 3 | $ 1,229,000 | $ 409,000 | $ 162,000 |
| Baltimore City County Maryland | 3 | $ 340,000 | $ 113,000 | $ 222,000 |
| Frederick County Maryland | 3 | $ 834,000 | $ 278,000 | $ 104,000 |
| Howard County Maryland | 3 | $ 1,244,000 | $ 414,000 | $ 160,000 |
| Washtenaw County Michigan | 3 | $ 666,000 | $ 222,000 | $ 80,000 |
| Dona Ana County New Mexico | 3 | $ 728,000 | $ 242,000 | $ 70,000 |
| Santa Fe County New Mexico | 3 | $ 572,000 | $ 190,000 | $ 51,000 |
| Brunswick County North Carolina | 3 | $ 566,000 | $ 188,000 | $ 138,000 |
| Cumberland County North Carolina | 3 | $ 568,000 | $ 189,000 | $ 88,000 |
| Summit County Ohio | 3 | $ 664,000 | $ 221,000 | $ 77,000 |
| Benton County Oregon | 3 | $ 573,000 | $ 191,000 | $ 146,000 |
| Josephine County Oregon | 3 | $ 487,000 | $ 162,000 | $ 94,000 |
| Bucks County Pennsylvania | 3 | $ 446,000 | $ 148,000 | $ 45,000 |
| Northampton County Pennsylvania | 3 | $ 582,000 | $ 194,000 | $ 96,000 |
| Sumner County Tennessee | 3 | $ 812,000 | $ 270,000 | $ 93,000 |
| Smith County Texas | 3 | $ 673,000 | $ 224,000 | $ 98,000 |
| Norfolk County Virginia | 3 | $ 555,000 | $ 185,000 | $ 95,000 |
| Kitsap County Washington | 3 | $ 783,000 | $ 261,000 | $ 131,000 |
| Whatcom County Washington | 3 | $ 609,000 | $ 203,000 | $ 104,000 |
| Coconino County Arizona | 2 | $ 597,000 | $ 298,000 | $ 78,000 |
| Pima County Arizona | 2 | $ 342,000 | $ 171,000 | $ 135,000 |
| Colusa County California | 2 | $ 482,000 | $ 241,000 | $ 112,000 |
| Marin County California | 2 | $ 1,131,000 | $ 565,000 | $ 246,000 |
| Mendocino County California | 2 | $ 404,000 | $ 202,000 | $ 203,000 |
| Mono County California | 2 | $ 890,000 | $ 445,000 | $ 158,000 |
| Nevada County California | 2 | $ 617,000 | $ 308,000 | $ 136,000 |
| Santa Cruz County California | 2 | $ 621,000 | $ 310,000 | $ 90,000 |
| Tuolumne County California | 2 | $ 287,000 | $ 143,000 | $ 59,000 |
| Clay County Florida | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Collier County Florida | 2 | $ 509,000 | $ 254,000 | $ 89,000 |
| Leon County Florida | 2 | $ 602,000 | $ 301,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 584,000 | $ 292,000 | $ 108,000 |
| Maui County Hawaii | 2 | $ 864,000 | $ 432,000 | $ 294,000 |
| McHenry County Illinois | 2 | $ 458,000 | $ 229,000 | $ 91,000 |
| Calvert County Maryland | 2 | $ 569,000 | $ 284,000 | $ 94,000 |
| Cecil County Maryland | 2 | $ 1,073,000 | $ 536,000 | $ 184,000 |
| Harford County Maryland | 2 | $ 436,000 | $ 218,000 | $ 63,000 |
| Worcester County Maryland | 2 | $ 439,000 | $ 219,000 | $ 137,000 |
| Douglas County Nevada | 2 | $ 697,000 | $ 348,000 | $ 136,000 |
| Lyon County Nevada | 2 | $ 439,000 | $ 219,000 | $ 72,000 |
| Warren County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 114,000 |
| Nassau County New York | 2 | $ 757,000 | $ 378,000 | $ 108,000 |
| Suffolk County New York | 2 | $ 625,000 | $ 312,000 | $ 98,000 |
| Gaston County North Carolina | 2 | $ 803,000 | $ 401,000 | $ 326,000 |
| Iredell County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 67,000 |
| Pender County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 50,000 |
| Union County North Carolina | 2 | $ 1,622,000 | $ 811,000 | $ 394,000 |
| Fairfield County Ohio | 2 | $ 559,000 | $ 279,000 | $ 74,000 |
| Union County Ohio | 2 | $ 256,000 | $ 128,000 | $ 76,000 |
| Tillamook County Oregon | 2 | $ 406,000 | $ 203,000 | $ 49,000 |
| Yamhill County Oregon | 2 | $ 617,000 | $ 308,000 | $ 79,000 |
| Berks County Pennsylvania | 2 | $ 373,000 | $ 186,000 | $ 91,000 |
| Lebanon County Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 58,000 |
| Monroe County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 174,000 |
| Hamilton County Tennessee | 2 | $ 398,000 | $ 199,000 | $ 72,000 |
| Brazoria County Texas | 2 | $ 296,000 | $ 148,000 | $ 96,000 |
| Cameron County Texas | 2 | $ 342,000 | $ 171,000 | $ 66,000 |
| Ellis County Texas | 2 | $ 453,000 | $ 226,000 | $ 129,000 |
| Galveston County Texas | 2 | $ 459,000 | $ 229,000 | $ 154,000 |
| Hays County Texas | 2 | $ 653,000 | $ 326,000 | $ 137,000 |
| Hidalgo County Texas | 2 | $ 332,000 | $ 166,000 | $ 74,000 |
| McLennan County Texas | 2 | $ 444,000 | $ 222,000 | $ 78,000 |
| Rockwall County Texas | 2 | $ 1,451,000 | $ 725,000 | $ 212,000 |
| Webb County Texas | 2 | $ 355,000 | $ 177,000 | $ 139,000 |
| Davis County Utah | 2 | $ 1,282,000 | $ 641,000 | $ 348,000 |
| Henrico County Virginia | 2 | $ 382,000 | $ 191,000 | $ 126,000 |
| Virginia Beach County Virginia | 2 | $ 747,000 | $ 373,000 | $ 150,000 |
| Skagit County Washington | 2 | $ 473,000 | $ 236,000 | $ 196,000 |
| Yakima County Washington | 2 | $ 286,000 | $ 143,000 | $ 40,000 |
| Apache County Arizona | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Cochise County Arizona | 1 | $ 258,000 | $ 258,000 | $ 49,000 |
| Mohave County Arizona | 1 | $ 169,000 | $ 169,000 | $ 148,000 |
| Yavapai County Arizona | 1 | $ 600,000 | $ 600,000 | $ 191,000 |
| Amador County California | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Napa County California | 1 | $ 476,000 | $ 476,000 | $ 110,000 |
| Santa Barbara County California | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Sutter County California | 1 | $ 243,000 | $ 243,000 | $ 158,000 |
| Tehama County California | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| Logan County Colorado | 1 | $ 168,000 | $ 168,000 | $ 83,000 |
| Pitkin County Colorado | 1 | $ 700,000 | $ 700,000 | $ 163,000 |
| Routt County Colorado | 1 | $ 331,000 | $ 331,000 | $ 59,000 |
| Teller County Colorado | 1 | $ 269,000 | $ 269,000 | $ 82,000 |
| New Haven County Connecticut | 1 | $ 289,000 | $ 289,000 | $ 143,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Hernando County Florida | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Lee County Florida | 1 | $ 197,000 | $ 197,000 | $ 720,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Polk County Florida | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Volusia County Florida | 1 | $ 142,000 | $ 142,000 | $ 66,000 |
| Hawaii County Hawaii | 1 | $ 485,000 | $ 485,000 | $ 129,000 |
| DeKalb County Illinois | 1 | $ 192,000 | $ 192,000 | $ 112,000 |
| Henry County Illinois | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Jo Daviess County Illinois | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Kane County Illinois | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Kendall County Illinois | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| St. Clair County Illinois | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Fayette County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 114,000 |
| Hardin County Kentucky | 1 | $ 281,000 | $ 281,000 | $ 328,000 |
| Nelson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Ouachita County Louisiana | 1 | $ 216,000 | $ 216,000 | $ 175,000 |
| Carroll County Maryland | 1 | $ 230,000 | $ 230,000 | $ 108,000 |
| Charles County Maryland | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Washington County Maryland | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Ingham County Michigan | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Monroe County Michigan | 1 | $ 168,000 | $ 168,000 | $ 119,000 |
| Saginaw County Michigan | 1 | $ 187,000 | $ 187,000 | $ 132,000 |
| Polk County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 69,000 |
| Scott County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Washington County Minnesota | 1 | $ 199,000 | $ 199,000 | $ 172,000 |
| Churchill County Nevada | 1 | $ 167,000 | $ 167,000 | $ 71,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Camden County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 132,000 |
| Cumberland County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 1,080,000 |
| Gloucester County New Jersey | 1 | $ 286,000 | $ 286,000 | $ 73,000 |
| Hunterdon County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Mercer County New Jersey | 1 | $ 413,000 | $ 413,000 | $ 120,000 |
| Bernalillo County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 80,000 |
| Sandoval County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Valencia County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 110,000 |
| Albany County New York | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Erie County New York | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Fulton County New York | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| Kings County New York | 1 | $ 334,000 | $ 334,000 | $ 73,000 |
| New York County New York | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| Onondaga County New York | 1 | $ 162,000 | $ 162,000 | $ 79,000 |
| Orange County New York | 1 | $ 251,000 | $ 251,000 | $ 65,000 |
| Queens County New York | 1 | $ 900,000 | $ 900,000 | $ 181,000 |
| Richmond County New York | 1 | $ 548,000 | $ 548,000 | $ 130,000 |
| St. Lawrence County New York | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Cabarrus County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 87,000 |
| Carteret County North Carolina | 1 | $ 361,000 | $ 361,000 | $ 93,000 |
| Catawba County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 206,000 |
| Chatham County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 58,000 |
| Craven County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Dare County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 235,000 |
| Davidson County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Forsyth County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Hoke County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 88,000 |
| Moore County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 63,000 |
| Nash County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 85,000 |
| Orange County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 115,000 |
| Stanly County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| Stokes County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 34,000 |
| Clermont County Ohio | 1 | $ 264,000 | $ 264,000 | $ 102,000 |
| Delaware County Ohio | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Greene County Ohio | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Hocking County Ohio | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Medina County Ohio | 1 | $ 196,000 | $ 196,000 | $ 180,000 |
| Montgomery County Ohio | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Ottawa County Ohio | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Washington County Ohio | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Wood County Ohio | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Clatsop County Oregon | 1 | $ 220,000 | $ 220,000 | $ 131,000 |
| Klamath County Oregon | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Linn County Oregon | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Marion County Oregon | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Umatilla County Oregon | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Union County Oregon | 1 | $ 223,000 | $ 223,000 | $ 44,000 |
| Butler County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 233,000 |
| Centre County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| Columbia County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 122,000 |
| Franklin County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Luzerne County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Schuylkill County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Union County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 130,000 |
| Washington County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 130,000 |
| Westmoreland County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| York County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 147,000 |
| Bradley County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Chester County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 81,000 |
| Macon County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Marshall County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Sullivan County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Wilson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 47,000 |
| Angelina County Texas | 1 | $ 116,000 | $ 116,000 | $ 140,000 |
| Aransas County Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Burnet County Texas | 1 | $ 232,000 | $ 232,000 | $ 111,000 |
| Caldwell County Texas | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Comal County Texas | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Hood County Texas | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Johnson County Texas | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Medina County Texas | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Parker County Texas | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| San Jacinto County Texas | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Swisher County Texas | 1 | $ 97,000 | $ 97,000 | $ 73,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Waller County Texas | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| San Juan County Utah | 1 | $ 124,000 | $ 124,000 | $ 151,000 |
| Sanpete County Utah | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| Alexandria County Virginia | 1 | $ 158,000 | $ 158,000 | $ 130,000 |
| Arlington County Virginia | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Augusta County Virginia | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Bedford County Virginia | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Campbell County Virginia | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Chesapeake County Virginia | 1 | $ 240,000 | $ 240,000 | $ 180,000 |
| Fauquier County Virginia | 1 | $ 372,000 | $ 372,000 | $ 120,000 |
| Greene County Virginia | 1 | $ 247,000 | $ 247,000 | $ 144,000 |
| Hampton County Virginia | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Hanover County Virginia | 1 | $ 207,000 | $ 207,000 | $ 129,000 |
| Harrisonburg County Virginia | 1 | $ 144,000 | $ 144,000 | $ 93,000 |
| Mecklenburg County Virginia | 1 | $ 371,000 | $ 371,000 | $ 95,000 |
| Montgomery County Virginia | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Newport News County Virginia | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Powhatan County Virginia | 1 | $ 180,000 | $ 180,000 | $ 153,000 |
| Richmond County Virginia | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Richmond City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Spotsylvania County Virginia | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Stafford County Virginia | 1 | $ 199,000 | $ 199,000 | $ 48,000 |
| Suffolk County Virginia | 1 | $ 267,000 | $ 267,000 | $ 86,000 |
| York County Virginia | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Benton County Washington | 1 | $ 370,000 | $ 370,000 | $ 180,000 |
| Cowlitz County Washington | 1 | $ 203,000 | $ 203,000 | $ 111,000 |
| Kittitas County Washington | 1 | $ 570,000 | $ 570,000 | $ 161,000 |
| Lewis County Washington | 1 | $ 347,000 | $ 347,000 | $ 148,000 |
| Mason County Washington | 1 | $ 107,000 | $ 107,000 | $ 100,000 |
| Whitman County Washington | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,836 | $508,601,000 | $277,000 | $2,000,000 | $118,000 | $2,520,000 |
| Home Purchase | 660 | $199,697,000 | $302,000 | $1,420,000 | $127,000 | $1,440,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,284 | $349,618,000 | $272,000 | $2,000,000 | $119,000 | $2,520,000 |
| White | 728 | $215,766,000 | $296,000 | $1,215,000 | $125,000 | $2,412,000 |
| Asian | 275 | $89,208,000 | $324,000 | $1,420,000 | $137,000 | $673,000 |
| Hispanic | 92 | $27,210,000 | $295,000 | $669,000 | $94,000 | $655,000 |
| Black or African American | 86 | $17,395,000 | $202,000 | $488,000 | $80,000 | $1,080,000 |
| Native Hawaiin or Other Pacific Islander | 25 | $7,502,000 | $300,000 | $541,000 | $98,000 | $168,000 |
| American Indian or Alaskan Native | 6 | $1,599,000 | $266,000 | $380,000 | $89,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,147 | $612,624,000 | $285,000 | $2,000,000 | $127,000 | $2,520,000 |
| FHA-insured (Federal Housing Administration) | 218 | $57,470,000 | $263,000 | $769,000 | $84,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 118 | $35,459,000 | $300,000 | $669,000 | $74,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,745,000 | $211,000 | $285,000 | $58,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,407 | $407,990,000 | $289,000 | $1,137,000 | $121,000 | $833,000 |
| Application Withdrawn By Applicant | 833 | $230,826,000 | $277,000 | $2,000,000 | $121,000 | $2,520,000 |
| Application Approved But Not Accepted | 154 | $43,367,000 | $281,000 | $788,000 | $113,000 | $824,000 |
| Application Denied By Financial Institution | 85 | $22,550,000 | $265,000 | $827,000 | $96,000 | $785,000 |
| File Closed For Incompleteness | 17 | $3,565,000 | $209,000 | $600,000 | $116,000 | $912,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $9,701,000 | $285,000 | $805,000 | $71,000 | $221,000 |
| Collateral | 11 | $2,948,000 | $268,000 | $424,000 | $124,000 | $230,000 |
| Credit History | 11 | $2,794,000 | $254,000 | $445,000 | $72,000 | $135,000 |
| Other | 9 | $1,960,000 | $217,000 | $570,000 | $85,000 | $137,000 |
| Employment History | 5 | $935,000 | $187,000 | $235,000 | $64,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $568,000 | $568,000 | $568,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.