Mortgage One, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mortgage One, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Mortgage One, Inc. 10527 165Th Street West Lakeville, MN 55044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 917 |
| Total Mortgage Loan Application Amount | $122,702,000 |
| Average Mortgage Loan Application Amount | $151,647 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $61,411 |
| Highest Applicant Income | $900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 98 | $ 10,971,000 | $ 111,000 | $ 66,000 |
| Hennepin County Minnesota | 80 | $ 15,455,000 | $ 193,000 | $ 128,000 |
| Dakota County Minnesota | 76 | $ 12,465,000 | $ 164,000 | $ 71,000 |
| Ward County North Dakota | 65 | $ 5,414,000 | $ 83,000 | $ 50,000 |
| Clay County Minnesota | 40 | $ 4,137,000 | $ 103,000 | $ 53,000 |
| Ramsey County Minnesota | 38 | $ 5,972,000 | $ 157,000 | $ 45,000 |
| Black Hawk County Iowa | 35 | $ 3,034,000 | $ 86,000 | $ 44,000 |
| Washington County Minnesota | 34 | $ 6,442,000 | $ 189,000 | $ 81,000 |
| Scott County Minnesota | 27 | $ 5,553,000 | $ 205,000 | $ 88,000 |
| Blue Earth County Minnesota | 10 | $ 954,000 | $ 95,000 | $ 43,000 |
| Faribault County Minnesota | 10 | $ 632,000 | $ 63,000 | $ 21,000 |
| Polk County Iowa | 9 | $ 1,333,000 | $ 148,000 | $ 78,000 |
| Wright County Minnesota | 9 | $ 1,460,000 | $ 162,000 | $ 72,000 |
| Anoka County Minnesota | 8 | $ 1,560,000 | $ 195,000 | $ 69,000 |
| Grand Forks County North Dakota | 7 | $ 740,000 | $ 105,000 | $ 57,000 |
| Rice County Minnesota | 6 | $ 1,120,000 | $ 186,000 | $ 32,000 |
| Bremer County Iowa | 5 | $ 379,000 | $ 75,000 | $ 38,000 |
| Mower County Minnesota | 5 | $ 294,000 | $ 58,000 | $ 30,000 |
| Traill County North Dakota | 5 | $ 401,000 | $ 80,000 | $ 65,000 |
| Buchanan County Iowa | 4 | $ 462,000 | $ 115,000 | $ 48,000 |
| Goodhue County Minnesota | 4 | $ 411,000 | $ 102,000 | $ 75,000 |
| Sherburne County Minnesota | 4 | $ 634,000 | $ 158,000 | $ 28,000 |
| Stearns County Minnesota | 4 | $ 514,000 | $ 128,000 | $ 24,000 |
| Barnes County North Dakota | 4 | $ 197,000 | $ 49,000 | $ 45,000 |
| Burleigh County North Dakota | 4 | $ 404,000 | $ 101,000 | $ 52,000 |
| McHenry County North Dakota | 4 | $ 237,000 | $ 59,000 | $ 31,000 |
| Morton County North Dakota | 4 | $ 375,000 | $ 93,000 | $ 58,000 |
| Marathon County Wisconsin | 4 | $ 459,000 | $ 114,000 | $ 79,000 |
| St. Croix County Wisconsin | 4 | $ 517,000 | $ 129,000 | $ 70,000 |
| Linn County Iowa | 3 | $ 208,000 | $ 69,000 | $ 33,000 |
| Madison County Iowa | 3 | $ 177,000 | $ 59,000 | $ 59,000 |
| Scott County Iowa | 3 | $ 373,000 | $ 124,000 | $ 18,000 |
| Carver County Minnesota | 3 | $ 1,462,000 | $ 487,000 | $ 110,000 |
| Freeborn County Minnesota | 3 | $ 222,000 | $ 74,000 | $ 40,000 |
| Nicollet County Minnesota | 3 | $ 288,000 | $ 96,000 | $ 30,000 |
| Olmsted County Minnesota | 3 | $ 383,000 | $ 127,000 | $ 46,000 |
| Bottineau County North Dakota | 3 | $ 174,000 | $ 58,000 | $ 64,000 |
| Renville County North Dakota | 3 | $ 150,000 | $ 50,000 | $ 17,000 |
| Minnehaha County South Dakota | 3 | $ 386,000 | $ 128,000 | $ 63,000 |
| Pennington County South Dakota | 3 | $ 213,000 | $ 71,000 | $ 117,000 |
| Denver County Colorado | 2 | $ 616,000 | $ 308,000 | $ 33,000 |
| Hillsborough County Florida | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 126,000 | $ 63,000 | $ 67,000 |
| Osceola County Florida | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Butler County Iowa | 2 | $ 144,000 | $ 72,000 | $ 28,000 |
| Cedar County Iowa | 2 | $ 174,000 | $ 87,000 | $ 53,000 |
| Dallas County Iowa | 2 | $ 273,000 | $ 136,000 | $ 17,000 |
| Dubuque County Iowa | 2 | $ 191,000 | $ 95,000 | $ 25,000 |
| Floyd County Iowa | 2 | $ 85,000 | $ 42,000 | $ 43,000 |
| Grundy County Iowa | 2 | $ 189,000 | $ 94,000 | $ 42,000 |
| Harrison County Iowa | 2 | $ 133,000 | $ 66,000 | $ 12,000 |
| Johnson County Iowa | 2 | $ 265,000 | $ 132,000 | $ 54,000 |
| Marion County Iowa | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Tama County Iowa | 2 | $ 225,000 | $ 112,000 | $ 32,000 |
| Wright County Iowa | 2 | $ 205,000 | $ 102,000 | $ 23,000 |
| Brown County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| Cass County Minnesota | 2 | $ 746,000 | $ 373,000 | $ 158,000 |
| Crow Wing County Minnesota | 2 | $ 456,000 | $ 228,000 | $ 120,000 |
| Mille Lacs County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 23,000 |
| St. Louis County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 19,000 |
| Steele County Minnesota | 2 | $ 143,000 | $ 71,000 | $ 63,000 |
| Winona County Minnesota | 2 | $ 157,000 | $ 78,000 | $ 75,000 |
| McLean County North Dakota | 2 | $ 163,000 | $ 81,000 | $ 37,000 |
| Ransom County North Dakota | 2 | $ 122,000 | $ 61,000 | $ 21,000 |
| Richland County North Dakota | 2 | $ 144,000 | $ 72,000 | $ 63,000 |
| Brown County South Dakota | 2 | $ 95,000 | $ 47,000 | $ 36,000 |
| Dunn County Wisconsin | 2 | $ 169,000 | $ 84,000 | $ 71,000 |
| Milwaukee County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 19,000 |
| Pierce County Wisconsin | 2 | $ 277,000 | $ 138,000 | $ 49,000 |
| Douglas County Colorado | 1 | $ 1,339,000 | $ 1,339,000 | $ 452,000 |
| La Plata County Colorado | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Bay County Florida | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Collier County Florida | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Escambia County Florida | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Hernando County Florida | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Nassau County Florida | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Palm Beach County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Pinellas County Florida | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Seminole County Florida | 1 | $ 2,600,000 | $ 2,600,000 | $ 900,000 |
| Volusia County Florida | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Appanoose County Iowa | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Audubon County Iowa | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Benton County Iowa | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Buena Vista County Iowa | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Cerro Gordo County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clayton County Iowa | 1 | $ 54,000 | $ 54,000 | $ 34,000 |
| Des Moines County Iowa | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Fayette County Iowa | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Franklin County Iowa | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Guthrie County Iowa | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Hamilton County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hardin County Iowa | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Humboldt County Iowa | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Iowa County Iowa | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Jackson County Iowa | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Jefferson County Iowa | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Mahaska County Iowa | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
| Marshall County Iowa | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
| Ringgold County Iowa | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Union County Iowa | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Van Buren County Iowa | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Warren County Iowa | 1 | $ 101,000 | $ 101,000 | $ 16,000 |
| Wayne County Iowa | 1 | $ 36,000 | $ 36,000 | $ 20,000 |
| Beltrami County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Chisago County Minnesota | 1 | $ 307,000 | $ 307,000 | $ 120,000 |
| Hubbard County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Kanabec County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 97,000 |
| Le Sueur County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| McLeod County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Meeker County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| Nobles County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Norman County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Otter Tail County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Renville County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Todd County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Jackson County Missouri | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Dakota County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Lincoln County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 93,000 |
| Sarpy County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Benson County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 125,000 |
| Burke County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Dickey County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| LaMoure County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 103,000 |
| Pierce County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Hughes County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Meade County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Turner County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Barron County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 193,000 |
| Grant County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Langlade County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Lincoln County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Racine County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Sawyer County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Washburn County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Winnebago County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mortgage One, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 466 | $67,470,000 | $173,333 | $2,600,000 | $69,888 | $900,000 |
| Home Purchase | 451 | $55,232,000 | $127,250 | $800,000 | $51,875 | $264,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 850 | $112,833,000 | $183,400 | $2,600,000 | $68,800 | $900,000 |
| Black or African American | 31 | $4,424,000 | $164,600 | $464,000 | $46,800 | $139,000 |
| Hispanic | 19 | $2,504,000 | $122,833 | $455,000 | $47,333 | $137,000 |
| Asian | 10 | $2,032,000 | $168,000 | $560,000 | $80,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $689,000 | $112,500 | $221,000 | $34,500 | $59,000 |
| American Indian or Alaskan Native | 1 | $220,000 | $220,000 | $220,000 | $228,000 | $228,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 912 | $122,257,000 | $172,300 | $2,600,000 | $63,300 | $900,000 |
| VA-guaranteed (Veterans Administration) | 4 | $361,000 | $91,333 | $184,000 | $96,666 | $201,000 |
| FHA-insured (Federal Housing Administration) | 1 | $84,000 | $84,000 | $84,000 | $60,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 491 | $64,146,000 | $117,444 | $735,000 | $56,666 | $540,000 |
| Application Withdrawn By Applicant | 369 | $50,915,000 | $178,777 | $2,600,000 | $64,333 | $900,000 |
| Application Denied By Financial Institution | 56 | $7,459,000 | $97,600 | $990,000 | $46,000 | $419,000 |
| Application Approved But Not Accepted | 1 | $182,000 | $182,000 | $182,000 | $29,000 | $29,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 41 | $3,859,000 | $78,400 | $269,000 | $39,000 | $120,000 |
| Collateral | 5 | $1,107,000 | $157,000 | $500,000 | $101,000 | $419,000 |
| Unverifiable Information | 3 | $1,540,000 | $513,000 | $990,000 | $150,000 | $300,000 |
| Employment History | 2 | $191,000 | $95,000 | $153,000 | $46,000 | $46,000 |
| Other | 1 | $68,000 | $68,000 | $68,000 | $27,000 | $27,000 |
| Debt-To-Income Ratio | 1 | $198,000 | $198,000 | $198,000 | $76,000 | $76,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.