Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mountain West Financial, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 13,820 |
| Total Mortgage Loan Application Amount | $3,625,915,000 |
| Average Mortgage Loan Application Amount | $265,500 |
| Highest Mortgage Loan Application Amount | $2,365,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $2,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 2,970 | $ 682,012,000 | $ 229,000 | $ 82,000 |
| Riverside County California | 2,666 | $ 625,002,000 | $ 234,000 | $ 73,000 |
| Sacramento County California | 1,409 | $ 327,758,000 | $ 232,000 | $ 82,000 |
| Los Angeles County California | 1,268 | $ 413,906,000 | $ 326,000 | $ 89,000 |
| San Diego County California | 339 | $ 104,695,000 | $ 308,000 | $ 98,000 |
| Santa Cruz County California | 333 | $ 138,387,000 | $ 415,000 | $ 119,000 |
| Contra Costa County California | 309 | $ 100,143,000 | $ 324,000 | $ 95,000 |
| Orange County California | 283 | $ 118,889,000 | $ 420,000 | $ 113,000 |
| Kern County California | 273 | $ 47,709,000 | $ 174,000 | $ 59,000 |
| San Joaquin County California | 245 | $ 52,938,000 | $ 216,000 | $ 71,000 |
| Placer County California | 230 | $ 75,639,000 | $ 328,000 | $ 105,000 |
| Solano County California | 175 | $ 52,179,000 | $ 298,000 | $ 93,000 |
| King County Washington | 159 | $ 49,657,000 | $ 312,000 | $ 112,000 |
| Alameda County California | 157 | $ 64,416,000 | $ 410,000 | $ 112,000 |
| Salt Lake County Utah | 157 | $ 36,441,000 | $ 232,000 | $ 70,000 |
| Maricopa County Arizona | 148 | $ 31,596,000 | $ 213,000 | $ 71,000 |
| Fresno County California | 116 | $ 21,319,000 | $ 183,000 | $ 73,000 |
| Stanislaus County California | 106 | $ 24,418,000 | $ 230,000 | $ 75,000 |
| Harris County Texas | 103 | $ 15,333,000 | $ 148,000 | $ 65,000 |
| Snohomish County Washington | 88 | $ 26,653,000 | $ 302,000 | $ 98,000 |
| Monterey County California | 82 | $ 28,034,000 | $ 341,000 | $ 96,000 |
| El Dorado County California | 79 | $ 23,858,000 | $ 302,000 | $ 96,000 |
| Pierce County Washington | 78 | $ 20,655,000 | $ 264,000 | $ 76,000 |
| Santa Clara County California | 76 | $ 36,885,000 | $ 485,000 | $ 158,000 |
| Josephine County Oregon | 68 | $ 12,660,000 | $ 186,000 | $ 63,000 |
| Arapahoe County Colorado | 65 | $ 17,114,000 | $ 263,000 | $ 83,000 |
| Adams County Colorado | 64 | $ 16,379,000 | $ 255,000 | $ 81,000 |
| Yolo County California | 62 | $ 16,385,000 | $ 264,000 | $ 95,000 |
| Jefferson County Colorado | 62 | $ 16,582,000 | $ 267,000 | $ 81,000 |
| Utah County Utah | 62 | $ 13,723,000 | $ 221,000 | $ 71,000 |
| Washoe County Nevada | 61 | $ 14,261,000 | $ 233,000 | $ 81,000 |
| Merced County California | 55 | $ 10,329,000 | $ 187,000 | $ 60,000 |
| Denver County Colorado | 55 | $ 14,178,000 | $ 257,000 | $ 102,000 |
| Ventura County California | 52 | $ 21,944,000 | $ 422,000 | $ 120,000 |
| Yuba County California | 49 | $ 9,936,000 | $ 202,000 | $ 59,000 |
| Calaveras County California | 48 | $ 10,036,000 | $ 209,000 | $ 88,000 |
| San Luis Obispo County California | 47 | $ 14,630,000 | $ 311,000 | $ 114,000 |
| Weld County Colorado | 47 | $ 12,279,000 | $ 261,000 | $ 77,000 |
| Shasta County California | 46 | $ 8,091,000 | $ 175,000 | $ 56,000 |
| Clark County Nevada | 45 | $ 10,975,000 | $ 243,000 | $ 113,000 |
| Sonoma County California | 43 | $ 15,526,000 | $ 361,000 | $ 91,000 |
| Nevada County California | 38 | $ 11,465,000 | $ 301,000 | $ 126,000 |
| San Francisco County California | 34 | $ 20,765,000 | $ 610,000 | $ 147,000 |
| Butte County California | 33 | $ 5,573,000 | $ 168,000 | $ 50,000 |
| Santa Barbara County California | 33 | $ 10,950,000 | $ 331,000 | $ 115,000 |
| Imperial County California | 29 | $ 4,538,000 | $ 156,000 | $ 58,000 |
| Davis County Utah | 28 | $ 6,306,000 | $ 225,000 | $ 72,000 |
| Weber County Utah | 28 | $ 5,055,000 | $ 180,000 | $ 69,000 |
| Amador County California | 26 | $ 4,627,000 | $ 177,000 | $ 93,000 |
| Tulare County California | 26 | $ 4,974,000 | $ 191,000 | $ 63,000 |
| Montgomery County Texas | 26 | $ 6,887,000 | $ 264,000 | $ 117,000 |
| San Benito County California | 24 | $ 10,710,000 | $ 446,000 | $ 123,000 |
| San Mateo County California | 23 | $ 13,691,000 | $ 595,000 | $ 201,000 |
| Douglas County Colorado | 23 | $ 6,932,000 | $ 301,000 | $ 93,000 |
| Madera County California | 22 | $ 5,283,000 | $ 240,000 | $ 106,000 |
| Mariposa County California | 22 | $ 5,300,000 | $ 240,000 | $ 112,000 |
| Sutter County California | 22 | $ 5,145,000 | $ 233,000 | $ 75,000 |
| Larimer County Colorado | 22 | $ 5,613,000 | $ 255,000 | $ 102,000 |
| Lake County California | 18 | $ 2,408,000 | $ 133,000 | $ 72,000 |
| Tuolumne County California | 16 | $ 3,152,000 | $ 197,000 | $ 105,000 |
| Marion County Oregon | 15 | $ 2,457,000 | $ 163,000 | $ 46,000 |
| Elbert County Colorado | 14 | $ 3,913,000 | $ 279,000 | $ 80,000 |
| Kings County California | 13 | $ 1,702,000 | $ 130,000 | $ 47,000 |
| Tooele County Utah | 13 | $ 3,016,000 | $ 232,000 | $ 67,000 |
| Jackson County Oregon | 12 | $ 2,928,000 | $ 244,000 | $ 95,000 |
| Napa County California | 11 | $ 4,731,000 | $ 430,000 | $ 168,000 |
| Plumas County California | 11 | $ 2,164,000 | $ 196,000 | $ 117,000 |
| Lane County Oregon | 11 | $ 2,117,000 | $ 192,000 | $ 57,000 |
| Colusa County California | 10 | $ 2,328,000 | $ 232,000 | $ 62,000 |
| Broomfield County Colorado | 10 | $ 2,685,000 | $ 268,000 | $ 91,000 |
| Pinal County Arizona | 9 | $ 1,504,000 | $ 167,000 | $ 44,000 |
| Boulder County Colorado | 9 | $ 3,217,000 | $ 357,000 | $ 117,000 |
| Clackamas County Oregon | 9 | $ 2,191,000 | $ 243,000 | $ 56,000 |
| Carson City County Nevada | 8 | $ 1,839,000 | $ 229,000 | $ 84,000 |
| Mohave County Arizona | 7 | $ 1,076,000 | $ 153,000 | $ 50,000 |
| Marin County California | 7 | $ 4,353,000 | $ 621,000 | $ 155,000 |
| Brazoria County Texas | 7 | $ 956,000 | $ 136,000 | $ 73,000 |
| Galveston County Texas | 7 | $ 1,356,000 | $ 193,000 | $ 88,000 |
| Pima County Arizona | 6 | $ 857,000 | $ 142,000 | $ 31,000 |
| Humboldt County California | 6 | $ 1,698,000 | $ 283,000 | $ 112,000 |
| Multnomah County Oregon | 6 | $ 1,505,000 | $ 250,000 | $ 67,000 |
| Churchill County Nevada | 5 | $ 1,200,000 | $ 240,000 | $ 104,000 |
| Fort Bend County Texas | 5 | $ 1,172,000 | $ 234,000 | $ 86,000 |
| Clark County Washington | 5 | $ 1,281,000 | $ 256,000 | $ 72,000 |
| Mason County Washington | 5 | $ 1,374,000 | $ 274,000 | $ 158,000 |
| Thurston County Washington | 5 | $ 1,185,000 | $ 237,000 | $ 65,000 |
| Mendocino County California | 4 | $ 1,120,000 | $ 280,000 | $ 82,000 |
| Storey County Nevada | 4 | $ 1,020,000 | $ 255,000 | $ 89,000 |
| Douglas County Oregon | 4 | $ 567,000 | $ 141,000 | $ 61,000 |
| Washington County Oregon | 4 | $ 1,220,000 | $ 305,000 | $ 127,000 |
| Wasatch County Utah | 4 | $ 1,180,000 | $ 295,000 | $ 143,000 |
| Kitsap County Washington | 4 | $ 942,000 | $ 235,000 | $ 110,000 |
| Gila County Arizona | 3 | $ 418,000 | $ 139,000 | $ 32,000 |
| Inyo County California | 3 | $ 798,000 | $ 266,000 | $ 74,000 |
| El Paso County Colorado | 3 | $ 671,000 | $ 223,000 | $ 66,000 |
| Park County Colorado | 3 | $ 677,000 | $ 225,000 | $ 67,000 |
| Teller County Colorado | 3 | $ 533,000 | $ 177,000 | $ 62,000 |
| Klamath County Oregon | 3 | $ 391,000 | $ 130,000 | $ 56,000 |
| Linn County Oregon | 3 | $ 559,000 | $ 186,000 | $ 63,000 |
| Bexar County Texas | 3 | $ 402,000 | $ 134,000 | $ 45,000 |
| Washington County Utah | 3 | $ 848,000 | $ 282,000 | $ 122,000 |
| Tehama County California | 2 | $ 384,000 | $ 192,000 | $ 33,000 |
| Pueblo County Colorado | 2 | $ 292,000 | $ 146,000 | $ 61,000 |
| Kootenai County Idaho | 2 | $ 798,000 | $ 399,000 | $ 271,000 |
| Deschutes County Oregon | 2 | $ 337,000 | $ 168,000 | $ 57,000 |
| Umatilla County Oregon | 2 | $ 261,000 | $ 130,000 | $ 39,000 |
| Yamhill County Oregon | 2 | $ 567,000 | $ 283,000 | $ 72,000 |
| Dallas County Texas | 2 | $ 313,000 | $ 156,000 | $ 61,000 |
| Ellis County Texas | 2 | $ 472,000 | $ 236,000 | $ 71,000 |
| Box Elder County Utah | 2 | $ 263,000 | $ 131,000 | $ 39,000 |
| Uintah County Utah | 2 | $ 449,000 | $ 224,000 | $ 29,000 |
| Chelan County Washington | 2 | $ 613,000 | $ 306,000 | $ 107,000 |
| Lewis County Washington | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Skagit County Washington | 2 | $ 264,000 | $ 132,000 | $ 28,000 |
| Glenn County California | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Lassen County California | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Siskiyou County California | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Trinity County California | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Gilpin County Colorado | 1 | $ 218,000 | $ 218,000 | $ 124,000 |
| Logan County Colorado | 1 | $ 188,000 | $ 188,000 | $ 175,000 |
| Mesa County Colorado | 1 | $ 183,000 | $ 183,000 | $ 36,000 |
| Morgan County Colorado | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Lyon County Nevada | 1 | $ 174,000 | $ 174,000 | $ 53,000 |
| Columbia County Oregon | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Coos County Oregon | 1 | $ 399,000 | $ 399,000 | $ 98,000 |
| Hood River County Oregon | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Polk County Oregon | 1 | $ 209,000 | $ 209,000 | $ 62,000 |
| Tillamook County Oregon | 1 | $ 207,000 | $ 207,000 | $ 77,000 |
| Deaf Smith County Texas | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Hopkins County Texas | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Cache County Utah | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Grand County Utah | 1 | $ 232,000 | $ 232,000 | $ 109,000 |
| Juab County Utah | 1 | $ 118,000 | $ 118,000 | $ 26,000 |
| Kane County Utah | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Sevier County Utah | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Summit County Utah | 1 | $ 388,000 | $ 388,000 | $ 79,000 |
| Benton County Washington | 1 | $ 226,000 | $ 226,000 | $ 49,000 |
| Cowlitz County Washington | 1 | $ 183,000 | $ 183,000 | $ 73,000 |
| Douglas County Washington | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Grays Harbor County Washington | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Island County Washington | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Okanogan County Washington | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Spokane County Washington | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Whatcom County Washington | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,377 | $2,094,969,000 | $250,000 | $1,400,000 | $82,000 | $1,808,000 |
| Refinancing | 5,443 | $1,530,946,000 | $281,000 | $2,365,000 | $88,000 | $2,199,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,124 | $1,688,176,000 | $275,000 | $2,365,000 | $97,000 | $1,808,000 |
| Hispanic | 5,127 | $1,217,541,000 | $237,000 | $754,000 | $69,000 | $1,200,000 |
| Black or African American | 958 | $239,660,000 | $250,000 | $1,000,000 | $75,000 | $694,000 |
| Asian | 812 | $258,511,000 | $318,000 | $1,110,000 | $96,000 | $480,000 |
| Not Provided | 622 | $175,416,000 | $282,000 | $1,392,000 | $89,000 | $2,199,000 |
| Native Hawaiin or Other Pacific Islander | 126 | $31,004,000 | $246,000 | $588,000 | $83,000 | $451,000 |
| American Indian or Alaskan Native | 51 | $15,607,000 | $306,000 | $674,000 | $104,000 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,274 | $1,849,513,000 | $254,000 | $2,365,000 | $100,000 | $2,199,000 |
| FHA-insured (Federal Housing Administration) | 5,722 | $1,520,801,000 | $265,000 | $849,000 | $65,000 | $479,000 |
| VA-guaranteed (Veterans Administration) | 695 | $225,879,000 | $325,000 | $768,000 | $83,000 | $938,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 129 | $29,722,000 | $230,000 | $565,000 | $62,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,042 | $2,143,287,000 | $266,000 | $1,400,000 | $86,000 | $938,000 |
| Application Withdrawn By Applicant | 3,010 | $773,866,000 | $257,000 | $1,392,000 | $85,000 | $2,199,000 |
| Application Denied By Financial Institution | 1,263 | $327,870,000 | $259,000 | $2,365,000 | $77,000 | $1,808,000 |
| Application Approved But Not Accepted | 1,204 | $306,420,000 | $254,000 | $981,000 | $85,000 | $1,624,000 |
| Preapproval Denied by Financial Institution | 167 | $41,896,000 | $250,000 | $585,000 | $61,000 | $240,000 |
| File Closed For Incompleteness | 88 | $19,323,000 | $219,000 | $587,000 | $79,000 | $363,000 |
| Preapproval Approved but not Accepted | 46 | $13,253,000 | $288,000 | $636,000 | $71,000 | $177,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 398 | $100,966,000 | $253,000 | $1,200,000 | $61,000 | $409,000 |
| Credit History | 159 | $44,010,000 | $276,000 | $845,000 | $80,000 | $281,000 |
| Other | 154 | $39,961,000 | $259,000 | $980,000 | $84,000 | $656,000 |
| Collateral | 111 | $25,956,000 | $233,000 | $790,000 | $80,000 | $294,000 |
| Unverifiable Information | 52 | $17,245,000 | $331,000 | $2,365,000 | $151,000 | $1,808,000 |
| Employment History | 45 | $10,048,000 | $223,000 | $540,000 | $57,000 | $171,000 |
| Credit Application Incomplete | 35 | $10,438,000 | $298,000 | $853,000 | $94,000 | $492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $8,261,000 | $250,000 | $828,000 | $66,000 | $204,000 |
| Mortgage Insurance Denied | 3 | $778,000 | $259,000 | $370,000 | $66,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.