Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2012

In 2012, Mutual of Omaha Bank of Omaha, NE reported 6,594 mortgage applications totaling $2.2 billion, up 31% from 2011. The average application was for $333,384, and applicants reported an average income of $199,003. 68% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,389), Lincoln, NE (1,122) and Naples-Marco Island, FL (670) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Bank
3333 Farnam St
Omaha, NE 68131
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,594
Total Mortgage Loan Application Amount $2,198,335,000
Average Mortgage Loan Application Amount $333,384
Highest Mortgage Loan Application Amount $22,150,000
Average Applicant Income $199,003
Highest Applicant Income $8,090,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster, Nebraska 1,094 $ 164,073,000 $ 149,975 $ 98,000
Douglas, Nebraska 912 $ 170,331,000 $ 186,766 $ 136,000
Collier, Florida 670 $ 243,114,000 $ 362,856 $ 226,000
Lee, Florida 395 $ 147,974,000 $ 374,617 $ 280,000
San Diego, California 322 $ 210,483,000 $ 653,673 $ 298,000
Sarpy, Nebraska 276 $ 52,151,000 $ 188,952 $ 121,000
Maricopa, Arizona 247 $ 133,186,000 $ 539,214 $ 246,000
Dallas, Texas 152 $ 72,943,000 $ 479,888 $ 286,000
Jefferson, Colorado 130 $ 36,614,000 $ 281,646 $ 120,000
Honolulu, Hawaii 113 $ 61,071,000 $ 540,451 $ 308,000
Denver, Colorado 110 $ 39,461,000 $ 358,736 $ 158,000
Clark, Nevada 81 $ 44,408,000 $ 548,246 $ 309,000
Travis, Texas 80 $ 45,698,000 $ 571,225 $ 401,000
Collin, Texas 78 $ 28,053,000 $ 359,653 $ 239,000
Los Angeles, California 74 $ 78,353,000 $ 1,058,824 $ 477,000
Washoe, Nevada 64 $ 16,493,000 $ 257,703 $ 306,000
Harris, Texas 64 $ 41,689,000 $ 651,390 $ 307,000
Pima, Arizona 58 $ 25,392,000 $ 437,793 $ 129,000
Pottawattamie, Iowa 55 $ 7,784,000 $ 141,527 $ 101,000
Polk, Iowa 51 $ 13,564,000 $ 265,960 $ 169,000
Cass, Nebraska 51 $ 9,844,000 $ 193,019 $ 112,000
Douglas, Colorado 48 $ 19,420,000 $ 404,583 $ 326,000
Saunders, Nebraska 48 $ 6,814,000 $ 141,958 $ 109,000
Arapahoe, Colorado 47 $ 16,354,000 $ 347,957 $ 166,000
Boulder, Colorado 42 $ 20,884,000 $ 497,238 $ 255,000
Denton, Texas 38 $ 11,576,000 $ 304,631 $ 248,000
Washington, Nebraska 34 $ 7,645,000 $ 224,852 $ 117,000
Tarrant, Texas 32 $ 25,446,000 $ 795,187 $ 212,000
Platte, Nebraska 31 $ 4,263,000 $ 137,516 $ 83,000
Seward, Nebraska 28 $ 3,746,000 $ 133,785 $ 76,000
Orange, California 25 $ 21,874,000 $ 874,960 $ 418,000
Adams, Nebraska 24 $ 3,466,000 $ 144,416 $ 80,000
Buffalo, Nebraska 23 $ 3,393,000 $ 147,521 $ 75,000
Hall, Nebraska 23 $ 3,132,000 $ 136,173 $ 82,000
Park, Colorado 20 $ 6,043,000 $ 302,150 $ 150,000
Lincoln, Nebraska 20 $ 2,363,000 $ 118,150 $ 89,000
Dallas, Iowa 18 $ 4,236,000 $ 235,333 $ 157,000
Johnson, Kansas 18 $ 4,798,000 $ 266,555 $ 120,000
Gage, Nebraska 18 $ 2,984,000 $ 165,777 $ 87,000
Pinellas, Florida 17 $ 16,308,000 $ 959,294 $ 447,000
Adams, Colorado 16 $ 2,940,000 $ 183,750 $ 96,000
Eagle, Colorado 15 $ 8,821,000 $ 588,066 $ 348,000
Fort Bend, Texas 15 $ 7,795,000 $ 519,666 $ 304,000
Riverside, California 14 $ 9,403,000 $ 671,642 $ 502,000
Jackson, Missouri 14 $ 2,602,000 $ 185,857 $ 120,000
York, Nebraska 14 $ 1,717,000 $ 122,642 $ 90,000
Hamilton, Nebraska 13 $ 1,954,000 $ 150,307 $ 78,000
Polk, Nebraska 13 $ 848,000 $ 65,230 $ 43,000
Clear Creek, Colorado 12 $ 2,558,000 $ 213,166 $ 91,000
Larimer, Colorado 12 $ 3,711,000 $ 309,250 $ 136,000
Summit, Colorado 12 $ 5,206,000 $ 433,833 $ 206,000
Miami-Dade, Florida 12 $ 10,638,000 $ 886,500 $ 306,000
Dodge, Nebraska 12 $ 1,964,000 $ 163,666 $ 146,000
Otoe, Nebraska 12 $ 1,879,000 $ 156,583 $ 87,000
Gilpin, Colorado 11 $ 2,239,000 $ 203,545 $ 110,000
Hillsborough, Florida 11 $ 8,480,000 $ 770,909 $ 411,000
Manatee, Florida 11 $ 4,305,000 $ 391,363 $ 359,000
Pinal, Arizona 9 $ 1,689,000 $ 187,666 $ 90,000
Dakota, Nebraska 9 $ 853,000 $ 94,777 $ 114,000
Dixon, Nebraska 9 $ 902,000 $ 100,222 $ 55,000
Palm Beach, Florida 8 $ 2,110,000 $ 263,750 $ 373,000
Mills, Iowa 8 $ 1,081,000 $ 135,125 $ 65,000
Page, Iowa 8 $ 680,000 $ 85,000 $ 55,000
Yavapai, Arizona 7 $ 1,771,000 $ 253,000 $ 321,000
San Luis Obispo, California 7 $ 2,262,000 $ 323,142 $ 867,000
Santa Barbara, California 7 $ 7,640,000 $ 1,091,428 $ 475,000
Hennepin, Minnesota 7 $ 1,550,000 $ 221,428 $ 143,000
Butler, Nebraska 7 $ 763,000 $ 109,000 $ 71,000
Cedar, Nebraska 7 $ 816,000 $ 116,571 $ 98,000
Colfax, Nebraska 7 $ 1,121,000 $ 160,142 $ 138,000
Custer, Nebraska 7 $ 849,000 $ 121,285 $ 91,000
Dawson, Nebraska 7 $ 850,000 $ 121,428 $ 79,000
Fillmore, Nebraska 7 $ 736,000 $ 105,142 $ 64,000
Wayne, Nebraska 7 $ 798,000 $ 114,000 $ 101,000
New York, New York 7 $ 9,935,000 $ 1,419,285 $ 1,398,000
Marin, California 6 $ 7,036,000 $ 1,172,666 $ 465,000
San Francisco, California 6 $ 5,628,000 $ 938,000 $ 971,000
Grand, Colorado 6 $ 2,265,000 $ 377,500 $ 228,000
Fairfield, Connecticut 6 $ 4,487,000 $ 747,833 $ 263,000
Charlotte, Florida 6 $ 1,164,000 $ 194,000 $ 146,000
Orange, Florida 6 $ 2,031,000 $ 338,500 $ 86,000
Holt, Nebraska 6 $ 490,000 $ 81,666 $ 61,000
Pierce, Nebraska 6 $ 759,000 $ 126,500 $ 59,000
Saline, Nebraska 6 $ 965,000 $ 160,833 $ 63,000
Cape May, New Jersey 6 $ 1,960,000 $ 326,666 $ 296,000
King, Washington 6 $ 5,818,000 $ 969,666 $ 873,000
Mohave, Arizona 5 $ 699,000 $ 139,800 $ 70,000
Santa Clara, California 5 $ 5,404,000 $ 1,080,800 $ 295,000
Weld, Colorado 5 $ 1,063,000 $ 212,600 $ 77,000
Sarasota, Florida 5 $ 1,455,000 $ 291,000 $ 315,000
Maui, Hawaii 5 $ 4,468,000 $ 893,600 $ 593,000
Cook, Illinois 5 $ 3,852,000 $ 770,400 $ 1,853,000
Harrison, Iowa 5 $ 942,000 $ 188,400 $ 130,000
Wyandotte, Kansas 5 $ 895,000 $ 179,000 $ 94,000
Greene, Missouri 5 $ 705,000 $ 141,000 $ 59,000
Cuming, Nebraska 5 $ 464,000 $ 92,800 $ 81,000
Kearney, Nebraska 5 $ 437,000 $ 87,400 $ 120,000
Carson City, Nevada 5 $ 554,000 $ 110,800 $ 83,000
Douglas, Nevada 5 $ 4,079,000 $ 815,800 $ 210,000
Dare, North Carolina 5 $ 2,817,000 $ 563,400 $ 436,000
Montgomery, Texas 5 $ 3,220,000 $ 644,000 $ 393,000
Rockwall, Texas 5 $ 1,012,000 $ 202,400 $ 168,000
Kitsap, Washington 5 $ 1,315,000 $ 263,000 $ 367,000
Coconino, Arizona 4 $ 943,000 $ 235,750 $ 195,000
Alameda, California 4 $ 1,606,000 $ 401,500 $ 140,000
Contra Costa, California 4 $ 2,194,000 $ 548,500 $ 443,000
Monterey, California 4 $ 5,086,000 $ 1,271,500 $ 631,000
Plumas, California 4 $ 2,050,000 $ 512,500 $ 976,000
Sacramento, California 4 $ 757,000 $ 189,250 $ 107,000
San Bernardino, California 4 $ 1,352,000 $ 338,000 $ 350,000
Garfield, Colorado 4 $ 2,066,000 $ 516,500 $ 238,000
Broward, Florida 4 $ 2,393,000 $ 598,250 $ 274,000
Hawaii, Hawaii 4 $ 582,000 $ 145,500 $ 154,000
Dickinson, Iowa 4 $ 990,000 $ 247,500 $ 553,000
Fremont, Iowa 4 $ 287,000 $ 71,750 $ 85,000
Plymouth, Massachusetts 4 $ 1,221,000 $ 305,250 $ 189,000
Camden, Missouri 4 $ 3,242,000 $ 810,500 $ 362,000
St. Louis, Missouri 4 $ 26,536,000 $ 6,634,000 $ 617,000
Garfield, Nebraska 4 $ 487,000 $ 121,750 $ 72,000
Knox, Nebraska 4 $ 303,000 $ 75,750 $ 46,000
Phelps, Nebraska 4 $ 475,000 $ 118,750 $ 73,000
Sherman, Nebraska 4 $ 351,000 $ 87,750 $ 62,000
Galveston, Texas 4 $ 1,073,000 $ 268,250 $ 306,000
Williamson, Texas 4 $ 1,373,000 $ 343,250 $ 115,000
Summit, Utah 4 $ 6,328,000 $ 1,582,000 $ 1,103,000
Placer, California 3 $ 762,000 $ 254,000 $ 170,000
San Mateo, California 3 $ 658,000 $ 219,333 $ 75,000
Sonoma, California 3 $ 2,952,000 $ 984,000 $ 361,000
El Paso, Colorado 3 $ 1,220,000 $ 406,666 $ 103,000
Fulton, Georgia 3 $ 4,354,000 $ 1,451,333 $ 432,000
Cass, Iowa 3 $ 176,000 $ 58,666 $ 38,000
Montgomery, Iowa 3 $ 265,000 $ 88,333 $ 78,000
Story, Iowa 3 $ 587,000 $ 195,666 $ 128,000
Marshall, Kansas 3 $ 356,000 $ 118,666 $ 74,000
Dakota, Minnesota 3 $ 638,000 $ 212,666 $ 80,000
Barry, Missouri 3 $ 519,000 $ 173,000 $ 83,000
Cass, Missouri 3 $ 644,000 $ 214,666 $ 118,000
Brown, Nebraska 3 $ 277,000 $ 92,333 $ 83,000
Cheyenne, Nebraska 3 $ 226,000 $ 75,333 $ 61,000
Clay, Nebraska 3 $ 301,000 $ 100,333 $ 74,000
Keith, Nebraska 3 $ 597,000 $ 199,000 $ 365,000
Madison, Nebraska 3 $ 495,000 $ 165,000 $ 58,000
Merrick, Nebraska 3 $ 374,000 $ 124,666 $ 69,000
Nemaha, Nebraska 3 $ 331,000 $ 110,333 $ 145,000
Stanton, Nebraska 3 $ 705,000 $ 235,000 $ 142,000
Davidson, Tennessee 3 $ 591,000 $ 197,000 $ 65,000
Bexar, Texas 3 $ 933,000 $ 311,000 $ 93,000
Brazos, Texas 3 $ 1,003,000 $ 334,333 $ 201,000
Jefferson, Texas 3 $ 7,182,000 $ 2,394,000 $ 37,000
Benton, Arkansas 2 $ 459,000 $ 229,500 $ 167,000
El Dorado, California 2 $ 1,344,000 $ 672,000 $ 998,000
San Joaquin, California 2 $ 323,000 $ 161,500 $ 82,000
Elbert, Colorado 2 $ 831,000 $ 415,500 $ 145,000
Gunnison, Colorado 2 $ 669,000 $ 334,500 $ 304,000
Pueblo, Colorado 2 $ 904,000 $ 452,000 $ 372,000
Routt, Colorado 2 $ 463,000 $ 231,500 $ 106,000
Teller, Colorado 2 $ 439,000 $ 219,500 $ 136,000
Hartford, Connecticut 2 $ 268,000 $ 134,000 $ 37,000
District of Columbia, District Of Columbia 2 $ 4,866,000 $ 2,433,000 $ 1,039,000
Hernando, Florida 2 $ 701,000 $ 350,500 $ 412,000
Martin, Florida 2 $ 2,030,000 $ 1,015,000 $ 322,000
Monroe, Florida 2 $ 1,904,000 $ 952,000 $ 725,000
Kauai, Hawaii 2 $ 1,964,000 $ 982,000 $ 4,154,000
DuPage, Illinois 2 $ 128,000 $ 64,000 $ 194,000
Johnson, Illinois 2 $ 476,000 $ 238,000 $ 93,000
Williamson, Illinois 2 $ 221,000 $ 110,500 $ 54,000
Shelby, Iowa 2 $ 337,000 $ 168,500 $ 106,000
Woodbury, Iowa 2 $ 342,000 $ 171,000 $ 62,000
Miami, Kansas 2 $ 283,000 $ 141,500 $ 42,000
Pottawatomie, Kansas 2 $ 133,000 $ 66,500 $ 69,000
Jefferson, Kentucky 2 $ 441,000 $ 220,500 $ 264,000
Montgomery, Maryland 2 $ 194,000 $ 97,000 $ 112,000
Essex, Massachusetts 2 $ 956,000 $ 478,000 $ 193,000
Anoka, Minnesota 2 $ 483,000 $ 241,500 $ 137,000
Carver, Minnesota 2 $ 465,000 $ 232,500 $ 108,000
Hubbard, Minnesota 2 $ 444,000 $ 222,000 $ 269,000
Wright, Minnesota 2 $ 513,000 $ 256,500 $ 132,000
Boone, Missouri 2 $ 272,000 $ 136,000 $ 70,000
Clay, Missouri 2 $ 356,000 $ 178,000 $ 73,000
Boone, Nebraska 2 $ 178,000 $ 89,000 $ 53,000
Burt, Nebraska 2 $ 460,000 $ 230,000 $ 113,000
Chase, Nebraska 2 $ 203,000 $ 101,500 $ 153,000
Gosper, Nebraska 2 $ 414,000 $ 207,000 $ 113,000
Greeley, Nebraska 2 $ 294,000 $ 147,000 $ 70,000
Howard, Nebraska 2 $ 178,000 $ 89,000 $ 266,000
Johnson, Nebraska 2 $ 166,000 $ 83,000 $ 68,000
Nance, Nebraska 2 $ 216,000 $ 108,000 $ 32,000
Nuckolls, Nebraska 2 $ 177,000 $ 88,500 $ 42,000
Richardson, Nebraska 2 $ 168,000 $ 84,000 $ 94,000
Scotts Bluff, Nebraska 2 $ 163,000 $ 81,500 $ 135,000
Valley, Nebraska 2 $ 285,000 $ 142,500 $ 70,000
Lyon, Nevada 2 $ 168,000 $ 84,000 $ 45,000
Monmouth, New Jersey 2 $ 589,000 $ 294,500 $ 168,000
Bernalillo, New Mexico 2 $ 978,000 $ 489,000 $ 319,000
Torrance, New Mexico 2 $ 208,000 $ 104,000 $ 89,000
Queens, New York 2 $ 500,000 $ 250,000 $ 95,000
Suffolk, New York 2 $ 1,192,000 $ 596,000 $ 550,000
Alamance, North Carolina 2 $ 1,200,000 $ 600,000 $ 243,000
Mecklenburg, North Carolina 2 $ 1,119,000 $ 559,500 $ 338,000
Clermont, Ohio 2 $ 560,000 $ 280,000 $ 679,000
Cuyahoga, Ohio 2 $ 583,000 $ 291,500 $ 538,000
Oklahoma, Oklahoma 2 $ 472,000 $ 236,000 $ 285,000
Allegheny, Pennsylvania 2 $ 335,000 $ 167,500 $ 68,000
Montgomery, Pennsylvania 2 $ 600,000 $ 300,000 $ 300,000
Beaufort, South Carolina 2 $ 565,000 $ 282,500 $ 365,000
Charleston, South Carolina 2 $ 3,700,000 $ 1,850,000 $ 179,000
Minnehaha, South Dakota 2 $ 168,000 $ 84,000 $ 58,000
Gregg, Texas 2 $ 268,000 $ 134,000 $ 83,000
Hays, Texas 2 $ 2,484,000 $ 1,242,000 $ 1,043,000
Parker, Texas 2 $ 429,000 $ 214,500 $ 85,000
Smith, Texas 2 $ 2,175,000 $ 1,087,500 $ 464,000
Prince William, Virginia 2 $ 391,000 $ 195,500 $ 102,000
San Juan, Washington 2 $ 1,935,000 $ 967,500 $ 401,000
Thurston, Washington 2 $ 532,000 $ 266,000 $ 101,000
Sheboygan, Wisconsin 2 $ 407,000 $ 203,500 $ 42,000
Sweetwater, Wyoming 2 $ 540,000 $ 270,000 $ 185,000
Teton, Wyoming 2 $ 4,695,000 $ 2,347,500 $ 1,504,000
Jefferson, Alabama 1 $ 81,000 $ 81,000 $ 35,000
Apache, Arizona 1 $ 172,000 $ 172,000 $ 151,000
Cochise, Arizona 1 $ 130,000 $ 130,000 $ 87,000
Graham, Arizona 1 $ 285,000 $ 285,000 $ 481,000
Santa Cruz, Arizona 1 $ 150,000 $ 150,000 $ 173,000
Carroll, Arkansas 1 $ 131,000 $ 131,000 $ 95,000
Greene, Arkansas 1 $ 138,000 $ 138,000 $ 92,000
Saline, Arkansas 1 $ 198,000 $ 198,000 $ 239,000
Mendocino, California 1 $ 680,000 $ 680,000 $ 237,000
Napa, California 1 $ 1,760,000 $ 1,760,000 $ 213,000
Santa Cruz, California 1 $ 725,000 $ 725,000 $ 644,000
Ventura, California 1 $ 250,000 $ 250,000 $ 106,000
Yuba, California 1 $ 164,000 $ 164,000 $ 408,000
Broomfield, Colorado 1 $ 193,000 $ 193,000 $ 195,000
Crowley, Colorado 1 $ 65,000 $ 65,000 $ 46,000
Fremont, Colorado 1 $ 1,515,000 $ 1,515,000 $ 468,000
La Plata, Colorado 1 $ 417,000 $ 417,000 $ 515,000
Pitkin, Colorado 1 $ 1,700,000 $ 1,700,000 $ 642,000
San Miguel, Colorado 1 $ 1,625,000 $ 1,625,000 $ 625,000
Brevard, Florida 1 $ 180,000 $ 180,000 $ 151,000
Escambia, Florida 1 $ 417,000 $ 417,000 $ 1,320,000
Okaloosa, Florida 1 $ 278,000 $ 278,000 $ 75,000
Osceola, Florida 1 $ 99,000 $ 99,000 $ 42,000
Polk, Florida 1 $ 194,000 $ 194,000 $ 146,000
St. Lucie, Florida 1 $ 101,000 $ 101,000 $ 164,000
Sumter, Florida 1 $ 390,000 $ 390,000 $ 110,000
Walton, Florida 1 $ 683,000 $ 683,000 $ 2,006,000
Bryan, Georgia 1 $ 225,000 $ 225,000 $ 409,000
Cobb, Georgia 1 $ 113,000 $ 113,000 $ 60,000
Glynn, Georgia 1 $ 204,000 $ 204,000 $ 69,000
Gwinnett, Georgia 1 $ 999,000 $ 999,000 $ 321,000
Paulding, Georgia 1 $ 182,000 $ 182,000 $ 432,000
Stephens, Georgia 1 $ 90,000 $ 90,000 $ 31,000
Blaine, Idaho 1 $ 615,000 $ 615,000 $ 460,000
Jackson, Illinois 1 $ 112,000 $ 112,000 $ 60,000
Lake, Illinois 1 $ 417,000 $ 417,000 $ 114,000
Madison, Illinois 1 $ 395,000 $ 395,000 $ 239,000
Monroe, Illinois 1 $ 137,000 $ 137,000 $ 51,000
Whiteside, Illinois 1 $ 199,000 $ 199,000 $ 30,000
Lake, Indiana 1 $ 283,000 $ 283,000 $ 70,000
Appanoose, Iowa 1 $ 600,000 $ 600,000 $ 0
Boone, Iowa 1 $ 129,000 $ 129,000 $ 68,000
Buena Vista, Iowa 1 $ 259,000 $ 259,000 $ 250,000
Dubuque, Iowa 1 $ 151,000 $ 151,000 $ 115,000
Madison, Iowa 1 $ 101,000 $ 101,000 $ 114,000
Marion, Iowa 1 $ 53,000 $ 53,000 $ 76,000
Marshall, Iowa 1 $ 152,000 $ 152,000 $ 96,000
Warren, Iowa 1 $ 210,000 $ 210,000 $ 121,000
Douglas, Kansas 1 $ 258,000 $ 258,000 $ 120,000
Jefferson, Kansas 1 $ 123,000 $ 123,000 $ 58,000
Rooks, Kansas 1 $ 40,000 $ 40,000 $ 16,000
Shawnee, Kansas 1 $ 110,000 $ 110,000 $ 45,000
Kenton, Kentucky 1 $ 220,000 $ 220,000 $ 139,000
York, Maine 1 $ 765,000 $ 765,000 $ 806,000
Baltimore, Maryland 1 $ 385,000 $ 385,000 $ 145,000
Calvert, Maryland 1 $ 81,000 $ 81,000 $ 90,000
Prince George's, Maryland 1 $ 144,000 $ 144,000 $ 59,000
Queen Anne's, Maryland 1 $ 175,000 $ 175,000 $ 76,000
Suffolk, Massachusetts 1 $ 464,000 $ 464,000 $ 302,000
Berrien, Michigan 1 $ 122,000 $ 122,000 $ 48,000
Cass, Michigan 1 $ 40,000 $ 40,000 $ 23,000
Chippewa, Michigan 1 $ 398,000 $ 398,000 $ 0
Wayne, Michigan 1 $ 31,000 $ 31,000 $ 20,000
Crow Wing, Minnesota 1 $ 376,000 $ 376,000 $ 180,000
Koochiching, Minnesota 1 $ 145,000 $ 145,000 $ 200,000
Meeker, Minnesota 1 $ 178,000 $ 178,000 $ 82,000
Mille Lacs, Minnesota 1 $ 192,000 $ 192,000 $ 86,000
Olmsted, Minnesota 1 $ 156,000 $ 156,000 $ 66,000
Ramsey, Minnesota 1 $ 195,000 $ 195,000 $ 97,000
Rice, Minnesota 1 $ 170,000 $ 170,000 $ 98,000
Scott, Minnesota 1 $ 205,000 $ 205,000 $ 141,000
Washington, Minnesota 1 $ 116,000 $ 116,000 $ 44,000
Christian, Missouri 1 $ 124,000 $ 124,000 $ 88,000
Cooper, Missouri 1 $ 152,000 $ 152,000 $ 95,000
Crawford, Missouri 1 $ 180,000 $ 180,000 $ 153,000
Jasper, Missouri 1 $ 117,000 $ 117,000 $ 83,000
Platte, Missouri 1 $ 190,000 $ 190,000 $ 80,000
Stone, Missouri 1 $ 192,000 $ 192,000 $ 118,000
Taney, Missouri 1 $ 210,000 $ 210,000 $ 169,000
Lincoln, Montana 1 $ 100,000 $ 100,000 $ 30,000
Antelope, Nebraska 1 $ 131,000 $ 131,000 $ 86,000
Box Butte, Nebraska 1 $ 122,000 $ 122,000 $ 118,000
Dawes, Nebraska 1 $ 81,000 $ 81,000 $ 39,000
Harlan, Nebraska 1 $ 50,000 $ 50,000 $ 20,000
Kimball, Nebraska 1 $ 345,000 $ 345,000 $ 200,000
Red Willow, Nebraska 1 $ 73,000 $ 73,000 $ 38,000
Rock, Nebraska 1 $ 55,000 $ 55,000 $ 85,000
Thurston, Nebraska 1 $ 35,000 $ 35,000 $ 54,000
Churchill, Nevada 1 $ 152,000 $ 152,000 $ 125,000
Elko, Nevada 1 $ 176,000 $ 176,000 $ 48,000
Rockingham, New Hampshire 1 $ 348,000 $ 348,000 $ 150,000
Camden, New Jersey 1 $ 180,000 $ 180,000 $ 57,000
Mercer, New Jersey 1 $ 437,000 $ 437,000 $ 163,000
Ocean, New Jersey 1 $ 282,000 $ 282,000 $ 73,000
Somerset, New Jersey 1 $ 417,000 $ 417,000 $ 53,000
Union, New Jersey 1 $ 360,000 $ 360,000 $ 114,000
Colfax, New Mexico 1 $ 276,000 $ 276,000 $ 380,000
Lincoln, New Mexico 1 $ 255,000 $ 255,000 $ 182,000
Sandoval, New Mexico 1 $ 70,000 $ 70,000 $ 57,000
Santa Fe, New Mexico 1 $ 405,000 $ 405,000 $ 144,000
Columbia, New York 1 $ 212,000 $ 212,000 $ 261,000
Nassau, New York 1 $ 552,000 $ 552,000 $ 214,000
Avery, North Carolina 1 $ 417,000 $ 417,000 $ 148,000
Haywood, North Carolina 1 $ 417,000 $ 417,000 $ 83,000
Iredell, North Carolina 1 $ 117,000 $ 117,000 $ 17,000
New Hanover, North Carolina 1 $ 175,000 $ 175,000 $ 62,000
Onslow, North Carolina 1 $ 90,000 $ 90,000 $ 136,000
Wake, North Carolina 1 $ 280,000 $ 280,000 $ 100,000
Athens, Ohio 1 $ 198,000 $ 198,000 $ 171,000
Franklin, Ohio 1 $ 41,000 $ 41,000 $ 520,000
Lake, Ohio 1 $ 407,000 $ 407,000 $ 288,000
Mahoning, Ohio 1 $ 20,000 $ 20,000 $ 65,000
Montgomery, Ohio 1 $ 60,000 $ 60,000 $ 20,000
Ottawa, Ohio 1 $ 417,000 $ 417,000 $ 520,000
Bryan, Oklahoma 1 $ 138,000 $ 138,000 $ 85,000
Clackamas, Oregon 1 $ 307,000 $ 307,000 $ 99,000
Multnomah, Oregon 1 $ 564,000 $ 564,000 $ 347,000
Polk, Oregon 1 $ 756,000 $ 756,000 $ 514,000
Berks, Pennsylvania 1 $ 975,000 $ 975,000 $ 2,479,000
Bucks, Pennsylvania 1 $ 417,000 $ 417,000 $ 109,000
Butler, Pennsylvania 1 $ 392,000 $ 392,000 $ 191,000
Philadelphia, Pennsylvania 1 $ 198,000 $ 198,000 $ 204,000
Somerset, Pennsylvania 1 $ 143,000 $ 143,000 $ 146,000
Washington, Rhode Island 1 $ 199,000 $ 199,000 $ 174,000
Georgetown, South Carolina 1 $ 2,400,000 $ 2,400,000 $ 665,000
Orangeburg, South Carolina 1 $ 30,000 $ 30,000 $ 23,000
York, South Carolina 1 $ 178,000 $ 178,000 $ 127,000
Lawrence, South Dakota 1 $ 408,000 $ 408,000 $ 328,000
Tripp, South Dakota 1 $ 72,000 $ 72,000 $ 22,000
Union, South Dakota 1 $ 158,000 $ 158,000 $ 71,000
Yankton, South Dakota 1 $ 202,000 $ 202,000 $ 252,000
Bradley, Tennessee 1 $ 217,000 $ 217,000 $ 115,000
Shelby, Tennessee 1 $ 228,000 $ 228,000 $ 275,000
Sumner, Tennessee 1 $ 960,000 $ 960,000 $ 294,000
Wilson, Tennessee 1 $ 160,000 $ 160,000 $ 95,000
Aransas, Texas 1 $ 386,000 $ 386,000 $ 364,000
Brazoria, Texas 1 $ 221,000 $ 221,000 $ 87,000
Burnet, Texas 1 $ 377,000 $ 377,000 $ 200,000
Coryell, Texas 1 $ 238,000 $ 238,000 $ 191,000
Fayette, Texas 1 $ 623,000 $ 623,000 $ 186,000
Guadalupe, Texas 1 $ 325,000 $ 325,000 $ 300,000
Henderson, Texas 1 $ 717,000 $ 717,000 $ 705,000
Kendall, Texas 1 $ 405,000 $ 405,000 $ 108,000
Kerr, Texas 1 $ 150,000 $ 150,000 $ 60,000
Leon, Texas 1 $ 250,000 $ 250,000 $ 61,000
Lubbock, Texas 1 $ 93,000 $ 93,000 $ 159,000
Nueces, Texas 1 $ 197,000 $ 197,000 $ 345,000
Wise, Texas 1 $ 530,000 $ 530,000 $ 200,000
Salt Lake, Utah 1 $ 260,000 $ 260,000 $ 71,000
Utah, Utah 1 $ 94,000 $ 94,000 $ 240,000
Loudoun, Virginia 1 $ 390,000 $ 390,000 $ 140,000
Island, Washington 1 $ 696,000 $ 696,000 $ 499,000
Spokane, Washington 1 $ 504,000 $ 504,000 $ 241,000
Douglas, Wisconsin 1 $ 243,000 $ 243,000 $ 176,000
Kenosha, Wisconsin 1 $ 238,000 $ 238,000 $ 81,000
Outagamie, Wisconsin 1 $ 332,000 $ 332,000 $ 173,000
Sawyer, Wisconsin 1 $ 417,000 $ 417,000 $ 562,000
Waukesha, Wisconsin 1 $ 310,000 $ 310,000 $ 211,000
Winnebago, Wisconsin 1 $ 117,000 $ 117,000 $ 76,000
Lincoln, Wyoming 1 $ 132,000 $ 132,000 $ 134,000
Sublette, Wyoming 1 $ 536,000 $ 536,000 $ 286,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,379 $1,311,395,000 $299,000 $22,150,000 $182,000 $8,090,000
Home Purchase 2,149 $882,724,000 $410,000 $8,420,000 $237,000 $4,579,000
Home Improvement 66 $4,216,000 $63,000 $820,000 $90,000 $347,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,414 $1,781,877,000 $329,000 $6,000,000 $209,000 $8,090,000
Not Provided 555 $157,489,000 $283,000 $4,100,000 $175,000 $4,078,000
Not applicable 228 $116,352,000 $510,000 $22,150,000 $0 $0
Asian 203 $77,802,000 $383,000 $2,450,000 $202,000 $2,208,000
Hispanic 135 $44,275,000 $327,000 $2,160,000 $214,000 $2,311,000
Black or African American 48 $16,411,000 $341,000 $2,600,000 $213,000 $1,600,000
American Indian or Alaskan Native 7 $1,595,000 $227,000 $405,000 $102,000 $149,000
Native Hawaiian or Other Pacific Islander 4 $2,534,000 $633,000 $1,520,000 $352,000 $1,119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,351 $2,153,464,000 $339,000 $22,150,000 $203,000 $8,090,000
FHA-insured (Federal Housing Administration) 194 $34,034,000 $175,000 $707,000 $79,000 $426,000
VA-guaranteed (Veterans Administration) 48 $10,588,000 $220,000 $881,000 $87,000 $491,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $249,000 $249,000 $249,000 $101,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,506 $1,535,724,000 $340,000 $22,150,000 $211,000 $8,090,000
Application Withdrawn By Applicant 1,373 $472,679,000 $344,000 $6,000,000 $191,000 $3,108,000
Application Denied By Financial Institution 315 $111,692,000 $354,000 $5,010,000 $157,000 $1,810,000
Loan Purchased By The Institution 185 $10,847,000 $58,000 $98,000 $0 $0
File Closed For Incompleteness 138 $42,339,000 $306,000 $2,318,000 $171,000 $2,208,000
Application Approved But Not Accepted 77 $25,054,000 $325,000 $2,400,000 $316,000 $6,498,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 130 $45,088,000 $346,000 $4,400,000 $121,000 $1,600,000
Collateral 78 $34,818,000 $446,000 $5,010,000 $211,000 $1,810,000
Credit History 65 $15,026,000 $231,000 $1,700,000 $121,000 $642,000
Other 19 $7,093,000 $373,000 $3,000,000 $139,000 $580,000
Unverifiable Information 7 $2,447,000 $349,000 $800,000 $402,000 $796,000
Employment History 6 $857,000 $142,000 $273,000 $92,000 $148,000
Mortgage Insurance Denied 5 $1,142,000 $228,000 $383,000 $101,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,980,000 $745,000 $1,706,000 $298,000 $735,000
Credit Application Incomplete 1 $2,241,000 $2,241,000 $2,241,000 $1,486,000 $1,486,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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