Mwabank Mortgage Lending & HMDA Data, 2008
In 2008, Mwabank of Rock Island, IL reported 638 mortgage applications totaling $58.5 million, down 40% from 2007. The average application was for $91,630, and applicants reported an average income of $79,647. 40% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (205), Tulsa, OK (12) and Oklahoma City, OK (9) (applications in parentheses).
| Mortgage Company & Address | Mwabank 1701 1st Avenue Rock Island, IL 61201 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 638 |
| Total Mortgage Loan Application Amount | $58,460,000 |
| Average Mortgage Loan Application Amount | $91,630 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $79,647 |
| Highest Applicant Income | $883,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island, Illinois | 87 | $ 7,443,000 | $ 85,551 | $ 71,000 |
| Scott, Iowa | 66 | $ 7,270,000 | $ 110,151 | $ 75,000 |
| Henry, Illinois | 47 | $ 3,524,000 | $ 74,978 | $ 71,000 |
| Tulsa, Oklahoma | 8 | $ 499,000 | $ 62,375 | $ 107,000 |
| Oklahoma, Oklahoma | 6 | $ 583,000 | $ 97,166 | $ 75,000 |
| Mercer, Illinois | 5 | $ 616,000 | $ 123,200 | $ 87,000 |
| Clinton, Iowa | 5 | $ 346,000 | $ 69,200 | $ 60,000 |
| Davison, South Dakota | 5 | $ 226,000 | $ 45,200 | $ 49,000 |
| Minnehaha, South Dakota | 5 | $ 670,000 | $ 134,000 | $ 54,000 |
| Pennington, South Dakota | 5 | $ 387,000 | $ 77,400 | $ 59,000 |
| Maricopa, Arizona | 4 | $ 657,000 | $ 164,250 | $ 72,000 |
| El Paso, Colorado | 4 | $ 408,000 | $ 102,000 | $ 94,000 |
| Linn, Iowa | 4 | $ 811,000 | $ 202,750 | $ 106,000 |
| Dunklin, Missouri | 4 | $ 121,000 | $ 30,250 | $ 44,000 |
| Caledonia, Vermont | 4 | $ 271,000 | $ 67,750 | $ 44,000 |
| Milwaukee, Wisconsin | 4 | $ 258,000 | $ 64,500 | $ 58,000 |
| Washington, Wisconsin | 4 | $ 292,000 | $ 73,000 | $ 89,000 |
| Stone, Arkansas | 3 | $ 367,000 | $ 122,333 | $ 84,000 |
| Douglas, Colorado | 3 | $ 799,000 | $ 266,333 | $ 129,000 |
| Marion, Illinois | 3 | $ 220,000 | $ 73,333 | $ 137,000 |
| Cerro Gordo, Iowa | 3 | $ 345,000 | $ 115,000 | $ 88,000 |
| Penobscot, Maine | 3 | $ 223,000 | $ 74,333 | $ 120,000 |
| Calhoun, Michigan | 3 | $ 176,000 | $ 58,666 | $ 66,000 |
| Oswego, New York | 3 | $ 224,000 | $ 74,666 | $ 41,000 |
| Wake, North Carolina | 3 | $ 408,000 | $ 136,000 | $ 83,000 |
| Morrow, Ohio | 3 | $ 299,000 | $ 99,666 | $ 87,000 |
| Wood, Ohio | 3 | $ 249,000 | $ 83,000 | $ 74,000 |
| Canadian, Oklahoma | 3 | $ 334,000 | $ 111,333 | $ 143,000 |
| Madison, Tennessee | 3 | $ 98,000 | $ 32,666 | $ 58,000 |
| Brown, Wisconsin | 3 | $ 224,000 | $ 74,666 | $ 121,000 |
| Jefferson, Wisconsin | 3 | $ 191,000 | $ 63,666 | $ 64,000 |
| Racine, Wisconsin | 3 | $ 91,000 | $ 30,333 | $ 91,000 |
| Tuscaloosa, Alabama | 2 | $ 514,000 | $ 257,000 | $ 68,000 |
| Conway, Arkansas | 2 | $ 25,000 | $ 12,500 | $ 63,000 |
| Craighead, Arkansas | 2 | $ 58,000 | $ 29,000 | $ 45,000 |
| Independence, Arkansas | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Izard, Arkansas | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| Arapahoe, Colorado | 2 | $ 206,000 | $ 103,000 | $ 86,000 |
| Escambia, Florida | 2 | $ 326,000 | $ 163,000 | $ 102,000 |
| Alexander, Illinois | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Madison, Illinois | 2 | $ 85,000 | $ 42,500 | $ 25,000 |
| Montgomery, Illinois | 2 | $ 40,000 | $ 20,000 | $ 68,000 |
| Warren, Illinois | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
| Whiteside, Illinois | 2 | $ 234,000 | $ 117,000 | $ 68,000 |
| Williamson, Illinois | 2 | $ 59,000 | $ 29,500 | $ 51,000 |
| Elkhart, Indiana | 2 | $ 36,000 | $ 18,000 | $ 157,000 |
| LaPorte, Indiana | 2 | $ 87,000 | $ 43,500 | $ 79,000 |
| Dallas, Iowa | 2 | $ 129,000 | $ 64,500 | $ 139,000 |
| Polk, Iowa | 2 | $ 298,000 | $ 149,000 | $ 77,000 |
| Saline, Kansas | 2 | $ 232,000 | $ 116,000 | $ 82,000 |
| Bourbon, Kentucky | 2 | $ 86,000 | $ 43,000 | $ 63,000 |
| Boyd, Kentucky | 2 | $ 122,000 | $ 61,000 | $ 103,000 |
| Henry, Kentucky | 2 | $ 38,000 | $ 19,000 | $ 37,000 |
| Madison, Kentucky | 2 | $ 167,000 | $ 83,500 | $ 75,000 |
| Montgomery, Kentucky | 2 | $ 52,000 | $ 26,000 | $ 33,000 |
| Warren, Kentucky | 2 | $ 234,000 | $ 117,000 | $ 123,000 |
| Rapides, Louisiana | 2 | $ 71,000 | $ 35,500 | $ 49,000 |
| Kennebec, Maine | 2 | $ 52,000 | $ 26,000 | $ 64,000 |
| York, Maine | 2 | $ 176,000 | $ 88,000 | $ 75,000 |
| Livingston, Michigan | 2 | $ 149,000 | $ 74,500 | $ 72,000 |
| St. Joseph, Michigan | 2 | $ 206,000 | $ 103,000 | $ 100,000 |
| Wayne, Michigan | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Hennepin, Minnesota | 2 | $ 619,000 | $ 309,500 | $ 64,000 |
| Sibley, Minnesota | 2 | $ 215,000 | $ 107,500 | $ 89,000 |
| George, Mississippi | 2 | $ 35,000 | $ 17,500 | $ 103,000 |
| Carter, Missouri | 2 | $ 17,000 | $ 8,500 | $ 40,000 |
| Franklin, Missouri | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| New Madrid, Missouri | 2 | $ 82,000 | $ 41,000 | $ 105,000 |
| Polk, Missouri | 2 | $ 159,000 | $ 79,500 | $ 137,000 |
| Merrimack, New Hampshire | 2 | $ 388,000 | $ 194,000 | $ 175,000 |
| Onondaga, New York | 2 | $ 55,000 | $ 27,500 | $ 63,000 |
| Martin, North Carolina | 2 | $ 408,000 | $ 204,000 | $ 83,000 |
| Jefferson, Ohio | 2 | $ 104,000 | $ 52,000 | $ 57,000 |
| Marion, Ohio | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Montgomery, Ohio | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Richland, Ohio | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Wagoner, Oklahoma | 2 | $ 55,000 | $ 27,500 | $ 81,000 |
| Brown, South Dakota | 2 | $ 167,000 | $ 83,500 | $ 70,000 |
| Hughes, South Dakota | 2 | $ 35,000 | $ 17,500 | $ 83,000 |
| Yankton, South Dakota | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Dyer, Tennessee | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| Grainger, Tennessee | 2 | $ 72,000 | $ 36,000 | $ 50,000 |
| Shelby, Tennessee | 2 | $ 159,000 | $ 79,500 | $ 45,000 |
| Chesterfield, Virginia | 2 | $ 372,000 | $ 186,000 | $ 83,000 |
| Fayette, West Virginia | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Hampshire, West Virginia | 2 | $ 510,000 | $ 255,000 | $ 385,000 |
| Kenosha, Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 88,000 |
| Campbell, Wyoming | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Calhoun, Alabama | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Etowah, Alabama | 1 | $ 182,000 | $ 182,000 | $ 45,000 |
| Limestone, Alabama | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Walker, Alabama | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Winston, Alabama | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Graham, Arizona | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Pima, Arizona | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Pinal, Arizona | 1 | $ 14,000 | $ 14,000 | $ 65,000 |
| Faulkner, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 715,000 |
| Fulton, Arkansas | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Hot Spring, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 252,000 |
| Jefferson, Arkansas | 1 | $ 44,000 | $ 44,000 | $ 71,000 |
| Montgomery, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Polk, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Pope, Arkansas | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Pulaski, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Randolph, Arkansas | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Saline, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Union, Arkansas | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Washington, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| San Diego, California | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Crowley, Colorado | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Otero, Colorado | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Hartford, Connecticut | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Lee, Florida | 1 | $ 236,000 | $ 236,000 | $ 337,000 |
| Miami-Dade, Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 883,000 |
| Santa Rosa, Florida | 1 | $ 150,000 | $ 150,000 | $ 208,000 |
| St. Lucie, Florida | 1 | $ 6,000 | $ 6,000 | $ 83,000 |
| Chattooga, Georgia | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Columbia, Georgia | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Dade, Georgia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Gwinnett, Georgia | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Heard, Georgia | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Newton, Georgia | 1 | $ 80,000 | $ 80,000 | $ 93,000 |
| Polk, Georgia | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Toombs, Georgia | 1 | $ 10,000 | $ 10,000 | $ 105,000 |
| Walker, Georgia | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Walton, Georgia | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
| Whitfield, Georgia | 1 | $ 148,000 | $ 148,000 | $ 116,000 |
| Nez Perce, Idaho | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Teton, Idaho | 1 | $ 93,000 | $ 93,000 | $ 22,000 |
| Cook, Illinois | 1 | $ 350,000 | $ 350,000 | $ 131,000 |
| Crawford, Illinois | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| DuPage, Illinois | 1 | $ 267,000 | $ 267,000 | $ 124,000 |
| Edwards, Illinois | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| McDonough, Illinois | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| McLean, Illinois | 1 | $ 60,000 | $ 60,000 | $ 159,000 |
| Peoria, Illinois | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Sangamon, Illinois | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Schuyler, Illinois | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| St. Clair, Illinois | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Stephenson, Illinois | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Tazewell, Illinois | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Clark, Indiana | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Floyd, Indiana | 1 | $ 39,000 | $ 39,000 | $ 136,000 |
| Knox, Indiana | 1 | $ 99,000 | $ 99,000 | $ 73,000 |
| Marion, Indiana | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Black Hawk, Iowa | 1 | $ 38,000 | $ 38,000 | $ 376,000 |
| Cedar, Iowa | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Des Moines, Iowa | 1 | $ 12,000 | $ 12,000 | $ 68,000 |
| Dubuque, Iowa | 1 | $ 208,000 | $ 208,000 | $ 68,000 |
| Henry, Iowa | 1 | $ 272,000 | $ 272,000 | $ 106,000 |
| Jasper, Iowa | 1 | $ 51,000 | $ 51,000 | $ 150,000 |
| Louisa, Iowa | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Muscatine, Iowa | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Page, Iowa | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Plymouth, Iowa | 1 | $ 18,000 | $ 18,000 | $ 8,000 |
| Geary, Kansas | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Ottawa, Kansas | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Pratt, Kansas | 1 | $ 77,000 | $ 77,000 | $ 74,000 |
| Shawnee, Kansas | 1 | $ 104,000 | $ 104,000 | $ 168,000 |
| Wabaunsee, Kansas | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Wyandotte, Kansas | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Breckinridge, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Bullitt, Kentucky | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Clark, Kentucky | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Graves, Kentucky | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Hopkins, Kentucky | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Jessamine, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Larue, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 79,000 |
| Logan, Kentucky | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Marshall, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Monroe, Kentucky | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Pulaski, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Lafayette, Louisiana | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Androscoggin, Maine | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Aroostook, Maine | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Cumberland, Maine | 1 | $ 332,000 | $ 332,000 | $ 120,000 |
| Waldo, Maine | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Washington, Maine | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Charles, Maryland | 1 | $ 460,000 | $ 460,000 | $ 86,000 |
| Washington, Maryland | 1 | $ 45,000 | $ 45,000 | $ 219,000 |
| Wicomico, Maryland | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Allegan, Michigan | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Barry, Michigan | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Cass, Michigan | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Eaton, Michigan | 1 | $ 88,000 | $ 88,000 | $ 144,000 |
| Houghton, Michigan | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Ingham, Michigan | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Lenawee, Michigan | 1 | $ 90,000 | $ 90,000 | $ 97,000 |
| Monroe, Michigan | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Saginaw, Michigan | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Van Buren, Michigan | 1 | $ 63,000 | $ 63,000 | $ 152,000 |
| Goodhue, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Lincoln, Minnesota | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Olmsted, Minnesota | 1 | $ 69,000 | $ 69,000 | $ 94,000 |
| Steele, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 138,000 |
| Wright, Minnesota | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Alcorn, Mississippi | 1 | $ 367,000 | $ 367,000 | $ 118,000 |
| Attala, Mississippi | 1 | $ 231,000 | $ 231,000 | $ 73,000 |
| Webster, Mississippi | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Boone, Missouri | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Buchanan, Missouri | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Crawford, Missouri | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Gasconade, Missouri | 1 | $ 213,000 | $ 213,000 | $ 160,000 |
| Jackson, Missouri | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Jefferson, Missouri | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
| Mississippi, Missouri | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Moniteau, Missouri | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Fallon, Montana | 1 | $ 107,000 | $ 107,000 | $ 83,000 |
| Gallatin, Montana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Lancaster, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Sarpy, Nebraska | 1 | $ 98,000 | $ 98,000 | $ 160,000 |
| Washington, Nebraska | 1 | $ 57,000 | $ 57,000 | $ 121,000 |
| Hillsborough, New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Sullivan, New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Mercer, New Jersey | 1 | $ 150,000 | $ 150,000 | $ 123,000 |
| Colfax, New Mexico | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Curry, New Mexico | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| San Juan, New Mexico | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Socorro, New Mexico | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Franklin, New York | 1 | $ 495,000 | $ 495,000 | $ 384,000 |
| Edgecombe, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Guilford, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Henderson, North Carolina | 1 | $ 73,000 | $ 73,000 | $ 126,000 |
| Jones, North Carolina | 1 | $ 47,000 | $ 47,000 | $ 51,000 |
| Montgomery, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Moore, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| New Hanover, North Carolina | 1 | $ 142,000 | $ 142,000 | $ 23,000 |
| Pender, North Carolina | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Randolph, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 252,000 |
| Richmond, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Stanly, North Carolina | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Union, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Stark, North Dakota | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Brown, Ohio | 1 | $ 130,000 | $ 130,000 | $ 91,000 |
| Franklin, Ohio | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Hancock, Ohio | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Highland, Ohio | 1 | $ 29,000 | $ 29,000 | $ 92,000 |
| Jackson, Ohio | 1 | $ 44,000 | $ 44,000 | $ 107,000 |
| Licking, Ohio | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Muskingum, Ohio | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Ottawa, Ohio | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Stark, Ohio | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Union, Ohio | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Wayne, Ohio | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Williams, Ohio | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Cimarron, Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 162,000 |
| McIntosh, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Muskogee, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Osage, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Pawnee, Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Seminole, Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Texas, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Multnomah, Oregon | 1 | $ 31,000 | $ 31,000 | $ 47,000 |
| Bedford, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Blair, Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 92,000 |
| Butler, Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Carbon, Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| Franklin, Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 108,000 |
| Fulton, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Lancaster, Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Somerset, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Susquehanna, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Venango, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 84,000 |
| Westmoreland, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Aiken, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Florence, South Carolina | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Greenville, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Greenwood, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| York, South Carolina | 1 | $ 316,000 | $ 316,000 | $ 57,000 |
| Beadle, South Dakota | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Butte, South Dakota | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Charles Mix, South Dakota | 1 | $ 15,000 | $ 15,000 | $ 93,000 |
| Lincoln, South Dakota | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Spink, South Dakota | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Carter, Tennessee | 1 | $ 49,000 | $ 49,000 | $ 14,000 |
| Clay, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Gibson, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 102,000 |
| Jefferson, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| McNairy, Tennessee | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Rutherford, Tennessee | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Wilson, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Tarrant, Texas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Young, Texas | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Salt Lake, Utah | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Utah, Utah | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Essex, Vermont | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| Washington, Vermont | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Pittsylvania, Virginia | 1 | $ 22,000 | $ 22,000 | $ 82,000 |
| Island, Washington | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Kitsap, Washington | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Pierce, Washington | 1 | $ 40,000 | $ 40,000 | $ 129,000 |
| Morgan, West Virginia | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Adams, Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 42,000 |
| Calumet, Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 82,000 |
| Clark, Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 106,000 |
| Dane, Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 81,000 |
| Lincoln, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Manitowoc, Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 80,000 |
| Marathon, Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Sheboygan, Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 84,000 |
| Walworth, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Goshen, Wyoming | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 345 | $37,573,000 | $108,000 | $2,500,000 | $81,000 | $883,000 |
| Home Improvement | 194 | $8,833,000 | $45,000 | $283,000 | $74,000 | $715,000 |
| Home Purchase | 99 | $12,054,000 | $121,000 | $495,000 | $86,000 | $384,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 529 | $49,748,000 | $94,000 | $2,500,000 | $80,000 | $883,000 |
| Not Provided | 76 | $5,878,000 | $77,000 | $495,000 | $85,000 | $384,000 |
| Hispanic | 10 | $821,000 | $82,000 | $185,000 | $66,000 | $106,000 |
| American Indian or Alaskan Native | 9 | $627,000 | $69,000 | $220,000 | $54,000 | $111,000 |
| Black or African American | 7 | $667,000 | $95,000 | $200,000 | $82,000 | $208,000 |
| Asian | 4 | $476,000 | $119,000 | $272,000 | $78,000 | $120,000 |
| Not applicable | 3 | $243,000 | $81,000 | $105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 638 | $58,460,000 | $91,000 | $2,500,000 | $80,000 | $883,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 258 | $26,333,000 | $102,000 | $2,500,000 | $85,000 | $883,000 |
| Application Denied By Financial Institution | 239 | $19,123,000 | $80,000 | $406,000 | $70,000 | $710,000 |
| Application Approved But Not Accepted | 91 | $8,317,000 | $91,000 | $327,000 | $87,000 | $715,000 |
| Loan Purchased By The Institution | 26 | $1,837,000 | $70,000 | $279,000 | $95,000 | $376,000 |
| Application Withdrawn By Applicant | 21 | $2,692,000 | $128,000 | $475,000 | $78,000 | $149,000 |
| File Closed For Incompleteness | 3 | $158,000 | $52,000 | $80,000 | $79,000 | $126,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 101 | $9,414,000 | $93,000 | $406,000 | $59,000 | $150,000 |
| Credit History | 99 | $6,089,000 | $61,000 | $310,000 | $80,000 | $710,000 |
| Collateral | 15 | $1,214,000 | $80,000 | $176,000 | $69,000 | $100,000 |
| Employment History | 7 | $562,000 | $80,000 | $213,000 | $74,000 | $160,000 |
| Credit Application Incomplete | 6 | $717,000 | $119,000 | $257,000 | $90,000 | $159,000 |
| Other | 5 | $538,000 | $107,000 | $190,000 | $115,000 | $208,000 |
| Unverifiable Information | 5 | $358,000 | $71,000 | $178,000 | $36,000 | $75,000 |
| Mortgage Insurance Denied | 1 | $231,000 | $231,000 | $231,000 | $73,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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