Mwabank Mortgage Lending & HMDA Data, 2011

In 2011, Mwabank of Rock Island, IL reported 483 mortgage applications totaling $53.8 million. The average application was for $111,298, and applicants reported an average income of $88,296. 59% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (229), Chicago-Joliet-Naperville, IL (11) and Las Vegas-Paradise, NV (5) (applications in parentheses).

Mortgage Company & Address Mwabank
100 17th Street
Rock Island, IL 61201
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 483
Total Mortgage Loan Application Amount $53,757,000
Average Mortgage Loan Application Amount $111,298
Highest Mortgage Loan Application Amount $1,040,000
Average Applicant Income $88,296
Highest Applicant Income $1,038,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mwabank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott, Iowa 137 $ 11,647,000 $ 85,014 $ 70,000
Rock Island, Illinois 84 $ 7,018,000 $ 83,547 $ 84,000
Muscatine, Iowa 7 $ 526,000 $ 75,142 $ 78,000
Sauk, Wisconsin 7 $ 2,161,000 $ 308,714 $ 164,000
Henry, Illinois 6 $ 397,000 $ 66,166 $ 115,000
Sevier, Tennessee 6 $ 1,677,000 $ 279,500 $ 252,000
Clark, Nevada 5 $ 875,000 $ 175,000 $ 125,000
Maricopa, Arizona 4 $ 582,000 $ 145,500 $ 122,000
Escambia, Florida 4 $ 522,000 $ 130,500 $ 89,000
Cook, Illinois 4 $ 911,000 $ 227,750 $ 251,000
DuPage, Illinois 4 $ 460,000 $ 115,000 $ 113,000
Jackson, Iowa 4 $ 202,000 $ 50,500 $ 76,000
Androscoggin, Maine 4 $ 242,000 $ 60,500 $ 36,000
San Bernardino, California 3 $ 453,000 $ 151,000 $ 110,000
Cobb, Georgia 3 $ 236,000 $ 78,666 $ 73,000
Clinton, Iowa 3 $ 56,000 $ 18,666 $ 94,000
Kalamazoo, Michigan 3 $ 385,000 $ 128,333 $ 40,000
Wood, Ohio 3 $ 226,000 $ 75,333 $ 116,000
Pennington, South Dakota 3 $ 531,000 $ 177,000 $ 73,000
Kenosha, Wisconsin 3 $ 348,000 $ 116,000 $ 208,000
Racine, Wisconsin 3 $ 484,000 $ 161,333 $ 105,000
Waukesha, Wisconsin 3 $ 234,000 $ 78,000 $ 25,000
Etowah, Alabama 2 $ 232,000 $ 116,000 $ 58,000
Jackson, Arkansas 2 $ 99,000 $ 49,500 $ 38,000
Pulaski, Arkansas 2 $ 219,000 $ 109,500 $ 106,000
Randolph, Arkansas 2 $ 126,000 $ 63,000 $ 26,000
Sharp, Arkansas 2 $ 117,000 $ 58,500 $ 33,000
Sacramento, California 2 $ 121,000 $ 60,500 $ 40,000
Santa Clara, California 2 $ 496,000 $ 248,000 $ 239,000
Alachua, Florida 2 $ 484,000 $ 242,000 $ 146,000
Orange, Florida 2 $ 179,000 $ 89,500 $ 49,000
Alexander, Illinois 2 $ 160,000 $ 80,000 $ 56,000
Bureau, Illinois 2 $ 153,000 $ 76,500 $ 108,000
Coles, Illinois 2 $ 39,000 $ 19,500 $ 39,000
Mercer, Illinois 2 $ 237,000 $ 118,500 $ 40,000
Johnson, Indiana 2 $ 326,000 $ 163,000 $ 150,000
Linn, Iowa 2 $ 144,000 $ 72,000 $ 87,000
Miami, Kansas 2 $ 119,000 $ 59,500 $ 81,000
York, Maine 2 $ 174,000 $ 87,000 $ 180,000
Hampden, Massachusetts 2 $ 55,000 $ 27,500 $ 31,000
St. Louis, Missouri 2 $ 162,000 $ 81,000 $ 55,000
Erie, Ohio 2 $ 701,000 $ 350,500 $ 267,000
Oklahoma, Oklahoma 2 $ 419,000 $ 209,500 $ 124,000
Payne, Oklahoma 2 $ 216,000 $ 108,000 $ 57,000
McNairy, Tennessee 2 $ 76,000 $ 38,000 $ 74,000
Perry, Tennessee 2 $ 120,000 $ 60,000 $ 34,000
Tarrant, Texas 2 $ 136,000 $ 68,000 $ 101,000
Halifax, Virginia 2 $ 248,000 $ 124,000 $ 52,000
Kanawha, West Virginia 2 $ 211,000 $ 105,500 $ 149,000
Milwaukee, Wisconsin 2 $ 89,000 $ 44,500 $ 55,000
Walworth, Wisconsin 2 $ 150,000 $ 75,000 $ 12,000
Tuscaloosa, Alabama 1 $ 135,000 $ 135,000 $ 73,000
Pinal, Arizona 1 $ 55,000 $ 55,000 $ 133,000
Garland, Arkansas 1 $ 98,000 $ 98,000 $ 47,000
Izard, Arkansas 1 $ 44,000 $ 44,000 $ 40,000
Montgomery, Arkansas 1 $ 14,000 $ 14,000 $ 39,000
Newton, Arkansas 1 $ 35,000 $ 35,000 $ 60,000
White, Arkansas 1 $ 30,000 $ 30,000 $ 52,000
Riverside, California 1 $ 72,000 $ 72,000 $ 83,000
Boulder, Colorado 1 $ 1,040,000 $ 1,040,000 $ 500,000
Douglas, Colorado 1 $ 195,000 $ 195,000 $ 89,000
El Paso, Colorado 1 $ 150,000 $ 150,000 $ 77,000
Larimer, Colorado 1 $ 185,000 $ 185,000 $ 89,000
Hartford, Connecticut 1 $ 233,000 $ 233,000 $ 89,000
Monroe, Florida 1 $ 480,000 $ 480,000 $ 450,000
Pasco, Florida 1 $ 50,000 $ 50,000 $ 72,000
Polk, Florida 1 $ 74,000 $ 74,000 $ 0
Putnam, Florida 1 $ 112,000 $ 112,000 $ 99,000
Santa Rosa, Florida 1 $ 315,000 $ 315,000 $ 278,000
St. Johns, Florida 1 $ 499,000 $ 499,000 $ 196,000
Bibb, Georgia 1 $ 200,000 $ 200,000 $ 90,000
Gwinnett, Georgia 1 $ 115,000 $ 115,000 $ 37,000
White, Georgia 1 $ 535,000 $ 535,000 $ 99,000
Honolulu, Hawaii 1 $ 189,000 $ 189,000 $ 89,000
Ada, Idaho 1 $ 202,000 $ 202,000 $ 150,000
Twin Falls, Idaho 1 $ 82,000 $ 82,000 $ 32,000
DeKalb, Illinois 1 $ 61,000 $ 61,000 $ 40,000
Kendall, Illinois 1 $ 131,000 $ 131,000 $ 180,000
Knox, Illinois 1 $ 62,000 $ 62,000 $ 76,000
Lake, Illinois 1 $ 10,000 $ 10,000 $ 84,000
Marshall, Illinois 1 $ 40,000 $ 40,000 $ 95,000
Moultrie, Illinois 1 $ 160,000 $ 160,000 $ 93,000
Peoria, Illinois 1 $ 200,000 $ 200,000 $ 55,000
Sangamon, Illinois 1 $ 30,000 $ 30,000 $ 65,000
Will, Illinois 1 $ 350,000 $ 350,000 $ 279,000
Winnebago, Illinois 1 $ 110,000 $ 110,000 $ 34,000
Vanderburgh, Indiana 1 $ 40,000 $ 40,000 $ 60,000
Black Hawk, Iowa 1 $ 241,000 $ 241,000 $ 300,000
Clayton, Iowa 1 $ 90,000 $ 90,000 $ 52,000
Dallas, Iowa 1 $ 113,000 $ 113,000 $ 60,000
Dubuque, Iowa 1 $ 24,000 $ 24,000 $ 71,000
Henry, Iowa 1 $ 249,000 $ 249,000 $ 113,000
Iowa, Iowa 1 $ 78,000 $ 78,000 $ 52,000
Louisa, Iowa 1 $ 21,000 $ 21,000 $ 18,000
Polk, Iowa 1 $ 129,000 $ 129,000 $ 78,000
Story, Iowa 1 $ 106,000 $ 106,000 $ 85,000
Bourbon, Kansas 1 $ 45,000 $ 45,000 $ 46,000
Sedgwick, Kansas 1 $ 98,000 $ 98,000 $ 104,000
Shawnee, Kansas 1 $ 118,000 $ 118,000 $ 75,000
Barren, Kentucky 1 $ 68,000 $ 68,000 $ 21,000
Bourbon, Kentucky 1 $ 26,000 $ 26,000 $ 85,000
Fayette, Kentucky 1 $ 108,000 $ 108,000 $ 43,000
Logan, Kentucky 1 $ 55,000 $ 55,000 $ 30,000
Rapides, Louisiana 1 $ 188,000 $ 188,000 $ 67,000
Penobscot, Maine 1 $ 150,000 $ 150,000 $ 121,000
Waldo, Maine 1 $ 129,000 $ 129,000 $ 42,000
Frederick, Maryland 1 $ 250,000 $ 250,000 $ 119,000
Worcester, Massachusetts 1 $ 192,000 $ 192,000 $ 57,000
Kent, Michigan 1 $ 118,000 $ 118,000 $ 63,000
Livingston, Michigan 1 $ 90,000 $ 90,000 $ 83,000
Oakland, Michigan 1 $ 240,000 $ 240,000 $ 190,000
St. Joseph, Michigan 1 $ 65,000 $ 65,000 $ 107,000
Le Sueur, Minnesota 1 $ 158,000 $ 158,000 $ 124,000
Rankin, Mississippi 1 $ 72,000 $ 72,000 $ 28,000
Cape Girardeau, Missouri 1 $ 60,000 $ 60,000 $ 28,000
Dallas, Missouri 1 $ 66,000 $ 66,000 $ 29,000
Jackson, Missouri 1 $ 327,000 $ 327,000 $ 170,000
Scott, Missouri 1 $ 84,000 $ 84,000 $ 141,000
Lancaster, Nebraska 1 $ 131,000 $ 131,000 $ 47,000
Grafton, New Hampshire 1 $ 15,000 $ 15,000 $ 44,000
Hillsborough, New Hampshire 1 $ 280,000 $ 280,000 $ 131,000
Morris, New Jersey 1 $ 490,000 $ 490,000 $ 194,000
Curry, New Mexico 1 $ 180,000 $ 180,000 $ 178,000
Alamance, North Carolina 1 $ 100,000 $ 100,000 $ 24,000
Cabarrus, North Carolina 1 $ 140,000 $ 140,000 $ 37,000
Cherokee, North Carolina 1 $ 77,000 $ 77,000 $ 23,000
Richmond, North Carolina 1 $ 107,000 $ 107,000 $ 72,000
Robeson, North Carolina 1 $ 76,000 $ 76,000 $ 56,000
Athens, Ohio 1 $ 15,000 $ 15,000 $ 39,000
Delaware, Ohio 1 $ 75,000 $ 75,000 $ 42,000
Gallia, Ohio 1 $ 80,000 $ 80,000 $ 118,000
Licking, Ohio 1 $ 173,000 $ 173,000 $ 83,000
Marion, Ohio 1 $ 178,000 $ 178,000 $ 145,000
Meigs, Ohio 1 $ 87,000 $ 87,000 $ 23,000
Montgomery, Ohio 1 $ 27,000 $ 27,000 $ 74,000
Stark, Ohio 1 $ 80,000 $ 80,000 $ 52,000
Warren, Ohio 1 $ 279,000 $ 279,000 $ 77,000
Williams, Ohio 1 $ 160,000 $ 160,000 $ 73,000
Beckham, Oklahoma 1 $ 12,000 $ 12,000 $ 100,000
Cimarron, Oklahoma 1 $ 225,000 $ 225,000 $ 140,000
Tulsa, Oklahoma 1 $ 656,000 $ 656,000 $ 360,000
Wagoner, Oklahoma 1 $ 32,000 $ 32,000 $ 62,000
Columbia, Oregon 1 $ 190,000 $ 190,000 $ 352,000
Yamhill, Oregon 1 $ 272,000 $ 272,000 $ 50,000
Blair, Pennsylvania 1 $ 136,000 $ 136,000 $ 71,000
Chester, Pennsylvania 1 $ 150,000 $ 150,000 $ 119,000
Fulton, Pennsylvania 1 $ 155,000 $ 155,000 $ 41,000
Lancaster, Pennsylvania 1 $ 124,000 $ 124,000 $ 55,000
Greenville, South Carolina 1 $ 50,000 $ 50,000 $ 69,000
Richland, South Carolina 1 $ 70,000 $ 70,000 $ 60,000
Brookings, South Dakota 1 $ 257,000 $ 257,000 $ 162,000
Brown, South Dakota 1 $ 140,000 $ 140,000 $ 80,000
Davison, South Dakota 1 $ 154,000 $ 154,000 $ 82,000
Hand, South Dakota 1 $ 80,000 $ 80,000 $ 86,000
Lyman, South Dakota 1 $ 164,000 $ 164,000 $ 107,000
McPherson, South Dakota 1 $ 77,000 $ 77,000 $ 89,000
Minnehaha, South Dakota 1 $ 80,000 $ 80,000 $ 48,000
Grainger, Tennessee 1 $ 70,000 $ 70,000 $ 35,000
Henderson, Tennessee 1 $ 70,000 $ 70,000 $ 38,000
Madison, Tennessee 1 $ 85,000 $ 85,000 $ 17,000
Bexar, Texas 1 $ 178,000 $ 178,000 $ 58,000
Hunt, Texas 1 $ 176,000 $ 176,000 $ 52,000
Randall, Texas 1 $ 186,000 $ 186,000 $ 98,000
Williamson, Texas 1 $ 40,000 $ 40,000 $ 44,000
Weber, Utah 1 $ 25,000 $ 25,000 $ 71,000
Caledonia, Vermont 1 $ 130,000 $ 130,000 $ 34,000
Grant, West Virginia 1 $ 125,000 $ 125,000 $ 29,000
Ritchie, West Virginia 1 $ 89,000 $ 89,000 $ 65,000
Dane, Wisconsin 1 $ 36,000 $ 36,000 $ 176,000
Door, Wisconsin 1 $ 240,000 $ 240,000 $ 86,000
Fond du Lac, Wisconsin 1 $ 55,000 $ 55,000 $ 76,000
Jefferson, Wisconsin 1 $ 196,000 $ 196,000 $ 116,000
Wood, Wisconsin 1 $ 10,000 $ 10,000 $ 75,000

Mortgage Loan Application Detail Totals for Mwabank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 232 $28,911,000 $124,000 $535,000 $74,000 $450,000
Home Purchase 202 $20,424,000 $101,000 $1,040,000 $106,000 $1,038,000
Home Improvement 49 $4,422,000 $90,000 $499,000 $83,000 $263,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 388 $42,926,000 $110,000 $1,040,000 $96,000 $1,038,000
Not applicable 45 $4,479,000 $99,000 $408,000 $0 $0
Black or African American 15 $1,918,000 $127,000 $499,000 $130,000 $365,000
Not Provided 11 $1,626,000 $147,000 $490,000 $118,000 $350,000
American Indian or Alaskan Native 10 $1,234,000 $123,000 $225,000 $77,000 $147,000
Hispanic 8 $546,000 $68,000 $220,000 $68,000 $100,000
Asian 5 $915,000 $183,000 $336,000 $141,000 $277,000
Native Hawaiian or Other Pacific Islander 1 $113,000 $113,000 $113,000 $22,000 $22,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 483 $53,757,000 $111,000 $1,040,000 $88,000 $1,038,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 284 $29,897,000 $105,000 $656,000 $93,000 $590,000
Application Denied By Financial Institution 90 $12,116,000 $134,000 $1,040,000 $88,000 $1,038,000
Application Approved But Not Accepted 69 $7,371,000 $106,000 $342,000 $78,000 $350,000
Application Withdrawn By Applicant 33 $3,708,000 $112,000 $390,000 $67,000 $178,000
Loan Purchased By The Institution 7 $665,000 $95,000 $272,000 $91,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 32 $4,102,000 $128,000 $272,000 $66,000 $189,000
Credit History 29 $3,930,000 $135,000 $490,000 $115,000 $1,038,000
Collateral 18 $1,865,000 $103,000 $327,000 $78,000 $278,000
Other 6 $870,000 $145,000 $535,000 $56,000 $99,000
Employment History 2 $154,000 $77,000 $107,000 $48,000 $72,000
Credit Application Incomplete 1 $96,000 $96,000 $96,000 $48,000 $48,000
Unverifiable Information 1 $1,040,000 $1,040,000 $1,040,000 $500,000 $500,000
Mortgage Insurance Denied 1 $59,000 $59,000 $59,000 $68,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mwabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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