Mwabank Mortgage Lending & HMDA Data, 2011
In 2011, Mwabank of Rock Island, IL reported 483 mortgage applications totaling $53.8 million. The average application was for $111,298, and applicants reported an average income of $88,296. 59% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (229), Chicago-Joliet-Naperville, IL (11) and Las Vegas-Paradise, NV (5) (applications in parentheses).
| Mortgage Company & Address | Mwabank 100 17th Street Rock Island, IL 61201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 483 |
| Total Mortgage Loan Application Amount | $53,757,000 |
| Average Mortgage Loan Application Amount | $111,298 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $88,296 |
| Highest Applicant Income | $1,038,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davenport-Moline-Rock Island, IA-IL | 229 | $ 19,299,000 | $ 84,275 | $ 76,026 |
| Chicago-Joliet-Naperville, IL | 11 | $ 1,913,000 | $ 173,909 | $ 177,000 |
| Las Vegas-Paradise, NV | 5 | $ 875,000 | $ 175,000 | $ 125,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 323,000 | $ 64,600 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 837,000 | $ 167,400 | $ 126,000 |
| Phoenix-Mesa-Glendale, AZ | 5 | $ 637,000 | $ 127,400 | $ 124,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4 | $ 351,000 | $ 87,750 | $ 64,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 358,000 | $ 89,500 | $ 177,000 |
| Lewiston-Auburn, ME | 4 | $ 242,000 | $ 60,500 | $ 36,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 525,000 | $ 131,250 | $ 103,000 |
| Cape Girardeau-Jackson, MO-IL | 3 | $ 220,000 | $ 73,333 | $ 46,666 |
| Kalamazoo-Portage, MI | 3 | $ 385,000 | $ 128,333 | $ 40,000 |
| Kansas City, MO-KS | 3 | $ 446,000 | $ 148,666 | $ 110,666 |
| Racine, WI | 3 | $ 484,000 | $ 161,333 | $ 105,000 |
| Rapid City, SD | 3 | $ 531,000 | $ 177,000 | $ 73,000 |
| Toledo, OH | 3 | $ 226,000 | $ 75,333 | $ 116,000 |
| Cedar Rapids, IA | 2 | $ 144,000 | $ 72,000 | $ 87,000 |
| Charleston, WV | 2 | $ 211,000 | $ 105,500 | $ 149,000 |
| Columbus, OH | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
| Des Moines-West Des Moines, IA | 2 | $ 242,000 | $ 121,000 | $ 69,000 |
| Fort Worth-Arlington, TX | 2 | $ 136,000 | $ 68,000 | $ 101,000 |
| Gadsden, AL | 2 | $ 232,000 | $ 116,000 | $ 58,000 |
| Gainesville, FL | 2 | $ 484,000 | $ 242,000 | $ 146,000 |
| Indianapolis-Carmel, IN | 2 | $ 326,000 | $ 163,000 | $ 150,000 |
| Lexington-Fayette, KY | 2 | $ 134,000 | $ 67,000 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 219,000 | $ 109,500 | $ 106,000 |
| Oklahoma City, OK | 2 | $ 419,000 | $ 209,500 | $ 124,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 179,000 | $ 89,500 | $ 49,000 |
| Peoria, IL | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 174,000 | $ 87,000 | $ 180,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 462,000 | $ 231,000 | $ 201,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 121,000 | $ 60,500 | $ 40,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 496,000 | $ 248,000 | $ 239,000 |
| Sandusky, OH | 2 | $ 701,000 | $ 350,500 | $ 267,000 |
| Springfield, MA | 2 | $ 55,000 | $ 27,500 | $ 31,000 |
| St. Louis, MO-IL | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Tulsa, OK | 2 | $ 688,000 | $ 344,000 | $ 211,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Alexandria, LA | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Altoona, PA | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Amarillo, TX | 1 | $ 186,000 | $ 186,000 | $ 98,000 |
| Ames, IA | 1 | $ 106,000 | $ 106,000 | $ 85,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Bangor, ME | 1 | $ 150,000 | $ 150,000 | $ 121,000 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Boise City-Nampa, ID | 1 | $ 202,000 | $ 202,000 | $ 150,000 |
| Boulder, CO | 1 | $ 1,040,000 | $ 1,040,000 | $ 500,000 |
| Burlington, NC | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Canton-Massillon, OH | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 279,000 | $ 279,000 | $ 77,000 |
| Colorado Springs, CO | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Columbia, SC | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Dallas-Plano-Irving, TX | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Dayton, OH | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| Denver-Aurora-Broomfield, CO | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Dubuque, IA | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Evansville, IN-KY | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Fond Du Lac, WI | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Fort Collins-Loveland, CO | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 233,000 | $ 233,000 | $ 89,000 |
| Honolulu, HI | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
| Hot Springs, AR | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Jackson, MS | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Jackson, TN | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Jacksonville, FL | 1 | $ 499,000 | $ 499,000 | $ 196,000 |
| Lakeland-Winter Haven, FL | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lancaster, PA | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Lincoln, NE | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Macon, GA | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Madison, WI | 1 | $ 36,000 | $ 36,000 | $ 176,000 |
| Manchester-Nashua, NH | 1 | $ 280,000 | $ 280,000 | $ 131,000 |
| Morristown, TN | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Newark-Union, NJ-PA | 1 | $ 490,000 | $ 490,000 | $ 194,000 |
| Ogden-Clearfield, UT | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Philadelphia, PA | 1 | $ 150,000 | $ 150,000 | $ 119,000 |
| Rockford, IL | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| San Antonio-New Braunfels, TX | 1 | $ 178,000 | $ 178,000 | $ 58,000 |
| Sioux Falls, SD | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Springfield, IL | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Springfield, MO | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Topeka, KS | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Tuscaloosa, AL | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 241,000 | $ 241,000 | $ 300,000 |
| Wichita, KS | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Worcester, MA | 1 | $ 192,000 | $ 192,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 232 | $28,911,000 | $124,000 | $535,000 | $74,000 | $450,000 |
| Home Purchase | 202 | $20,424,000 | $101,000 | $1,040,000 | $106,000 | $1,038,000 |
| Home Improvement | 49 | $4,422,000 | $90,000 | $499,000 | $83,000 | $263,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 388 | $42,926,000 | $110,000 | $1,040,000 | $96,000 | $1,038,000 |
| Not applicable | 45 | $4,479,000 | $99,000 | $408,000 | $0 | $0 |
| Black or African American | 15 | $1,918,000 | $127,000 | $499,000 | $130,000 | $365,000 |
| Not Provided | 11 | $1,626,000 | $147,000 | $490,000 | $118,000 | $350,000 |
| American Indian or Alaskan Native | 10 | $1,234,000 | $123,000 | $225,000 | $77,000 | $147,000 |
| Hispanic | 8 | $546,000 | $68,000 | $220,000 | $68,000 | $100,000 |
| Asian | 5 | $915,000 | $183,000 | $336,000 | $141,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $113,000 | $113,000 | $113,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 483 | $53,757,000 | $111,000 | $1,040,000 | $88,000 | $1,038,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 284 | $29,897,000 | $105,000 | $656,000 | $93,000 | $590,000 |
| Application Denied By Financial Institution | 90 | $12,116,000 | $134,000 | $1,040,000 | $88,000 | $1,038,000 |
| Application Approved But Not Accepted | 69 | $7,371,000 | $106,000 | $342,000 | $78,000 | $350,000 |
| Application Withdrawn By Applicant | 33 | $3,708,000 | $112,000 | $390,000 | $67,000 | $178,000 |
| Loan Purchased By The Institution | 7 | $665,000 | $95,000 | $272,000 | $91,000 | $138,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $4,102,000 | $128,000 | $272,000 | $66,000 | $189,000 |
| Credit History | 29 | $3,930,000 | $135,000 | $490,000 | $115,000 | $1,038,000 |
| Collateral | 18 | $1,865,000 | $103,000 | $327,000 | $78,000 | $278,000 |
| Other | 6 | $870,000 | $145,000 | $535,000 | $56,000 | $99,000 |
| Employment History | 2 | $154,000 | $77,000 | $107,000 | $48,000 | $72,000 |
| Credit Application Incomplete | 1 | $96,000 | $96,000 | $96,000 | $48,000 | $48,000 |
| Unverifiable Information | 1 | $1,040,000 | $1,040,000 | $1,040,000 | $500,000 | $500,000 |
| Mortgage Insurance Denied | 1 | $59,000 | $59,000 | $59,000 | $68,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About