Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Signature Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 187 |
| Total Mortgage Loan Application Amount | $20,169,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $624,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 10 | $ 865,000 | $ 86,000 | $ 247,000 |
| Alexandria County Virginia | 7 | $ 285,000 | $ 40,000 | $ 102,000 |
| East Baton Rouge County Louisiana | 6 | $ 1,143,000 | $ 190,000 | $ 150,000 |
| Volusia County Florida | 5 | $ 648,000 | $ 129,000 | $ 114,000 |
| Fairfax County Virginia | 4 | $ 1,677,000 | $ 419,000 | $ 271,000 |
| Maricopa County Arizona | 3 | $ 87,000 | $ 29,000 | $ 79,000 |
| Carteret County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 75,000 |
| Tioga County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 57,000 |
| Prince William County Virginia | 3 | $ 402,000 | $ 134,000 | $ 133,000 |
| Moffat County Colorado | 2 | $ 239,000 | $ 119,000 | $ 52,000 |
| Lake County Florida | 2 | $ 212,000 | $ 106,000 | $ 100,000 |
| Manatee County Florida | 2 | $ 102,000 | $ 51,000 | $ 85,000 |
| Clinton County Iowa | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Charles County Maryland | 2 | $ 499,000 | $ 249,000 | $ 109,000 |
| Washington County Maryland | 2 | $ 220,000 | $ 110,000 | $ 212,000 |
| Columbiana County Ohio | 2 | $ 157,000 | $ 78,000 | $ 95,000 |
| Franklin County Ohio | 2 | $ 135,000 | $ 67,000 | $ 69,000 |
| Carter County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 78,000 |
| Kay County Oklahoma | 2 | $ 48,000 | $ 24,000 | $ 88,000 |
| Lackawanna County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 64,000 |
| Greenville County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Hampton County South Carolina | 2 | $ 59,000 | $ 29,000 | $ 78,000 |
| Hutchinson County South Dakota | 2 | $ 103,000 | $ 51,000 | $ 59,000 |
| Calhoun County Alabama | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Marshall County Alabama | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Pickens County Alabama | 1 | $ 64,000 | $ 64,000 | $ 94,000 |
| Craighead County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Garland County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| White County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Riverside County California | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| Alamosa County Colorado | 1 | $ 247,000 | $ 247,000 | $ 105,000 |
| Routt County Colorado | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| New London County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 1 | $ 310,000 | $ 310,000 | $ 194,000 |
| Lee County Florida | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| Putnam County Florida | 1 | $ 170,000 | $ 170,000 | $ 128,000 |
| St. Johns County Florida | 1 | $ 50,000 | $ 50,000 | $ 171,000 |
| Cobb County Georgia | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Cook County Illinois | 1 | $ 80,000 | $ 80,000 | $ 117,000 |
| Cumberland County Illinois | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Iroquois County Illinois | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Floyd County Iowa | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Pocahontas County Iowa | 1 | $ 24,000 | $ 24,000 | $ 85,000 |
| Johnson County Kansas | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Wallace County Kansas | 1 | $ 78,000 | $ 78,000 | $ 56,000 |
| Woodson County Kansas | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Boone County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Greenup County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Letcher County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
| Magoffin County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| McCracken County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 170,000 |
| Pointe Coupee County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 312,000 |
| St. Landry County Louisiana | 1 | $ 292,000 | $ 292,000 | $ 134,000 |
| Cumberland County Maine | 1 | $ 27,000 | $ 27,000 | $ 84,000 |
| Kennebec County Maine | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Knox County Maine | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Washington County Maine | 1 | $ 64,000 | $ 64,000 | $ 102,000 |
| Prince George's County Maryland | 1 | $ 320,000 | $ 320,000 | $ 151,000 |
| Queen Anne's County Maryland | 1 | $ 54,000 | $ 54,000 | $ 109,000 |
| Talbot County Maryland | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Plymouth County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Newaygo County Michigan | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Oceana County Michigan | 1 | $ 96,000 | $ 96,000 | $ 123,000 |
| Anoka County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| McLeod County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 58,000 |
| Norman County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Redwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| George County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 92,000 |
| Lauderdale County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Lowndes County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Pearl River County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Butler County Missouri | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Greene County Missouri | 1 | $ 12,000 | $ 12,000 | $ 93,000 |
| Ray County Missouri | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Sarpy County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Clark County Nevada | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Hillsborough County New Hampshire | 1 | $ 278,000 | $ 278,000 | $ 163,000 |
| Camden County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Ocean County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 188,000 |
| Somerset County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Chautauqua County New York | 1 | $ 20,000 | $ 20,000 | $ 124,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Jefferson County New York | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Nassau County New York | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Otsego County New York | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| St. Lawrence County New York | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Warren County New York | 1 | $ 17,000 | $ 17,000 | $ 57,000 |
| Currituck County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 449,000 |
| Johnston County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Mecklenburg County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 268,000 |
| Montgomery County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Stokes County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 101,000 |
| Warren County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 142,000 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Pike County Ohio | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Sandusky County Ohio | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
| Stark County Ohio | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Adair County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Craig County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Linn County Oregon | 1 | $ 28,000 | $ 28,000 | $ 82,000 |
| Multnomah County Oregon | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Blair County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Indiana County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Montgomery County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 94,000 |
| Washington County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Barnwell County South Carolina | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Charleston County South Carolina | 1 | $ 607,000 | $ 607,000 | $ 254,000 |
| Greenwood County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Beadle County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 126,000 |
| Corson County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Minnehaha County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Pennington County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Davidson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Lauderdale County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 113,000 |
| Washington County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 116,000 |
| Williamson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Brown County Texas | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Fayette County Texas | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Lubbock County Texas | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| McLennan County Texas | 1 | $ 130,000 | $ 130,000 | $ 139,000 |
| Roberts County Texas | 1 | $ 17,000 | $ 17,000 | $ 114,000 |
| Cache County Utah | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Washington County Utah | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Franklin County Vermont | 1 | $ 71,000 | $ 71,000 | $ 136,000 |
| Windsor County Vermont | 1 | $ 52,000 | $ 52,000 | $ 141,000 |
| Arlington County Virginia | 1 | $ 14,000 | $ 14,000 | $ 150,000 |
| Chesapeake County Virginia | 1 | $ 312,000 | $ 312,000 | $ 111,000 |
| Henrico County Virginia | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| New Kent County Virginia | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Northumberland County Virginia | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Spotsylvania County Virginia | 1 | $ 68,000 | $ 68,000 | $ 146,000 |
| Clay County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Jefferson County West Virginia | 1 | $ 319,000 | $ 319,000 | $ 415,000 |
| Tucker County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Wood County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Johnson County Wyoming | 1 | $ 97,000 | $ 97,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 78 | $3,700,000 | $47,000 | $150,000 | $95,000 | $293,000 |
| Refinancing | 55 | $7,842,000 | $142,000 | $1,200,000 | $100,000 | $415,000 |
| Home Purchase | 54 | $8,627,000 | $159,000 | $607,000 | $149,000 | $624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146 | $13,692,000 | $93,000 | $607,000 | $110,000 | $449,000 |
| Not Provided | 21 | $3,034,000 | $144,000 | $380,000 | $139,000 | $624,000 |
| Black or African American | 9 | $671,000 | $74,000 | $192,000 | $76,000 | $140,000 |
| Hispanic | 6 | $605,000 | $100,000 | $365,000 | $104,000 | $270,000 |
| Asian | 5 | $2,167,000 | $433,000 | $1,200,000 | $131,000 | $246,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 187 | $20,169,000 | $107,000 | $1,200,000 | $112,000 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 187 | $20,169,000 | $107,000 | $1,200,000 | $112,000 | $624,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.