National Bank of Kansas City Mortgage Lending & HMDA Data, 2011
In 2011, National Bank of Kansas City of Overland Park, KS reported 7,030 mortgage applications totaling $1.9 billion, down 12% from 2010. The average application was for $274,356, and applicants reported an average income of $93,557. 84% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (542), Washington-Arlington-Alexandria, DC-VA-MD-WV (352) and Chicago-Joliet-Naperville, IL (159) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,030 |
| Total Mortgage Loan Application Amount | $1,928,728,000 |
| Average Mortgage Loan Application Amount | $274,356 |
| Highest Mortgage Loan Application Amount | $1,422,000 |
| Average Applicant Income | $93,557 |
| Highest Applicant Income | $2,921,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 542 | $ 113,423,000 | $ 209,267 | $ 107,848 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 352 | $ 145,695,000 | $ 413,906 | $ 111,605 |
| Chicago-Joliet-Naperville, IL | 159 | $ 42,330,000 | $ 266,226 | $ 112,000 |
| San Diego-Carlsbad-San Marcos, CA | 155 | $ 63,524,000 | $ 409,832 | $ 102,000 |
| Los Angeles-Long Beach-Glendale, CA | 138 | $ 53,577,000 | $ 388,239 | $ 114,000 |
| Denver-Aurora-Broomfield, CO | 113 | $ 30,190,000 | $ 267,168 | $ 86,000 |
| Atlanta-Sandy Springs-Marietta, GA | 105 | $ 25,485,000 | $ 242,714 | $ 81,000 |
| Las Vegas-Paradise, NV | 102 | $ 25,716,000 | $ 252,117 | $ 84,000 |
| Phoenix-Mesa-Glendale, AZ | 100 | $ 21,717,000 | $ 217,170 | $ 98,000 |
| Baltimore-Towson, MD | 93 | $ 32,406,000 | $ 348,451 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 87 | $ 26,307,000 | $ 302,379 | $ 36,574 |
| Riverside-San Bernardino-Ontario, CA | 86 | $ 21,643,000 | $ 251,662 | $ 83,000 |
| Dallas-Plano-Irving, TX | 82 | $ 19,149,000 | $ 233,524 | $ 88,000 |
| Philadelphia, PA | 82 | $ 26,476,000 | $ 322,878 | $ 121,000 |
| Houston-Sugar Land-Baytown, TX | 80 | $ 17,410,000 | $ 217,625 | $ 101,000 |
| New York-White Plains-Wayne, NY-NJ | 80 | $ 32,617,000 | $ 407,712 | $ 137,562 |
| Edison-New Brunswick, NJ | 73 | $ 25,119,000 | $ 344,095 | $ 137,000 |
| Seattle-Bellevue-Everett, WA | 71 | $ 25,366,000 | $ 357,267 | $ 106,000 |
| Santa Ana-Anaheim-Irvine, CA | 70 | $ 30,976,000 | $ 442,514 | $ 125,000 |
| Oakland-Fremont-Hayward, CA | 69 | $ 30,581,000 | $ 443,202 | $ 172,000 |
| Colorado Springs, CO | 63 | $ 16,290,000 | $ 258,571 | $ 80,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 63 | $ 17,245,000 | $ 273,730 | $ 98,857 |
| Bethesda-Rockville-Frederick, MD | 61 | $ 27,412,000 | $ 449,377 | $ 130,000 |
| San Antonio-New Braunfels, TX | 61 | $ 13,781,000 | $ 225,918 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 58 | $ 19,798,000 | $ 341,344 | $ 112,000 |
| Honolulu, HI | 58 | $ 27,912,000 | $ 481,241 | $ 54,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 57 | $ 16,784,000 | $ 294,456 | $ 91,000 |
| Newark-Union, NJ-PA | 56 | $ 21,151,000 | $ 377,696 | $ 153,857 |
| San Jose-Sunnyvale-Santa Clara, CA | 52 | $ 24,695,000 | $ 474,903 | $ 173,000 |
| Austin-Round Rock-San Marcos, TX | 51 | $ 12,279,000 | $ 240,764 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 51 | $ 11,569,000 | $ 226,843 | $ 77,000 |
| Boston-Quincy, MA | 50 | $ 15,339,000 | $ 306,780 | $ 174,000 |
| St. Louis, MO-IL | 49 | $ 11,290,000 | $ 230,408 | $ 82,244 |
| Sacramento--Arden-Arcade--Roseville, CA | 48 | $ 15,578,000 | $ 324,541 | $ 123,000 |
| Raleigh-Cary, NC | 46 | $ 12,393,000 | $ 269,413 | $ 105,000 |
| Warren-Troy-Farmington Hills, MI | 45 | $ 10,016,000 | $ 222,577 | $ 110,000 |
| New Orleans-Metairie-Kenner, LA | 44 | $ 10,290,000 | $ 233,863 | $ 135,000 |
| San Francisco-San Mateo-Redwood City, CA | 42 | $ 22,440,000 | $ 534,285 | $ 212,000 |
| Cincinnati-Middletown, OH-KY-IN | 41 | $ 9,654,000 | $ 235,463 | $ 90,439 |
| Anchorage, AK | 40 | $ 11,823,000 | $ 295,575 | $ 85,000 |
| Oklahoma City, OK | 40 | $ 8,007,000 | $ 200,175 | $ 69,000 |
| Shreveport-Bossier City, LA | 40 | $ 8,802,000 | $ 220,050 | $ 54,000 |
| Fort Worth-Arlington, TX | 39 | $ 7,188,000 | $ 184,307 | $ 80,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 37 | $ 8,532,000 | $ 230,594 | $ 90,270 |
| Columbus, OH | 37 | $ 8,125,000 | $ 219,594 | $ 115,000 |
| Nassau-Suffolk, NY | 37 | $ 13,229,000 | $ 357,540 | $ 182,000 |
| Providence-New Bedford-Fall River, RI-MA | 37 | $ 11,110,000 | $ 300,270 | $ 81,918 |
| Oxnard-Thousand Oaks-Ventura, CA | 36 | $ 14,643,000 | $ 406,750 | $ 171,000 |
| Indianapolis-Carmel, IN | 33 | $ 7,569,000 | $ 229,363 | $ 95,000 |
| Tacoma, WA | 33 | $ 9,134,000 | $ 276,787 | $ 43,000 |
| Clarksville, TN-KY | 32 | $ 6,388,000 | $ 199,625 | $ 43,187 |
| Tucson, AZ | 32 | $ 7,962,000 | $ 248,812 | $ 58,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 31 | $ 9,351,000 | $ 301,645 | $ 113,000 |
| Little Rock-North Little Rock-Conway, AR | 31 | $ 6,372,000 | $ 205,548 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 31 | $ 8,339,000 | $ 269,000 | $ 127,000 |
| Birmingham-Hoover, AL | 29 | $ 6,673,000 | $ 230,103 | $ 64,000 |
| Louisville-Jefferson County, KY-IN | 29 | $ 6,027,000 | $ 207,827 | $ 79,310 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 6,733,000 | $ 232,172 | $ 59,379 |
| Charleston-North Charleston-Summerville, SC | 28 | $ 6,947,000 | $ 248,107 | $ 46,000 |
| Ogden-Clearfield, UT | 28 | $ 6,959,000 | $ 248,535 | $ 44,000 |
| Tulsa, OK | 28 | $ 5,266,000 | $ 188,071 | $ 74,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 28 | $ 5,988,000 | $ 213,857 | $ 149,000 |
| Huntsville, AL | 27 | $ 6,879,000 | $ 254,777 | $ 76,000 |
| Richmond, VA | 27 | $ 7,222,000 | $ 267,481 | $ 51,000 |
| Wichita, KS | 27 | $ 6,091,000 | $ 225,592 | $ 87,000 |
| Camden, NJ | 26 | $ 7,096,000 | $ 272,923 | $ 70,000 |
| Albuquerque, NM | 25 | $ 6,582,000 | $ 263,280 | $ 50,000 |
| Columbia, SC | 24 | $ 5,438,000 | $ 226,583 | $ 28,000 |
| Reno-Sparks, NV | 24 | $ 5,814,000 | $ 242,250 | $ 85,000 |
| Fayetteville, NC | 23 | $ 4,293,000 | $ 186,652 | $ 38,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 6,494,000 | $ 282,347 | $ 93,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 5,935,000 | $ 258,043 | $ 125,000 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 5,350,000 | $ 232,608 | $ 71,000 |
| North Port-Bradenton-Sarasota, FL | 23 | $ 6,082,000 | $ 264,434 | $ 112,000 |
| Lake County-Kenosha County, IL-WI | 22 | $ 6,168,000 | $ 280,363 | $ 68,727 |
| Jacksonville, FL | 21 | $ 5,729,000 | $ 272,809 | $ 62,000 |
| Memphis, TN-MS-AR | 21 | $ 4,392,000 | $ 209,142 | $ 89,952 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 6,329,000 | $ 301,380 | $ 96,000 |
| Salt Lake City, UT | 21 | $ 5,645,000 | $ 268,809 | $ 68,000 |
| Wilmington, NC | 21 | $ 6,533,000 | $ 311,095 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 20 | $ 4,618,000 | $ 230,900 | $ 119,000 |
| Killeen-Temple-Fort Hood, TX | 20 | $ 3,706,000 | $ 185,300 | $ 71,000 |
| Pittsburgh, PA | 20 | $ 4,220,000 | $ 211,000 | $ 105,000 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 6,999,000 | $ 368,368 | $ 134,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 3,958,000 | $ 219,888 | $ 47,277 |
| Columbus, GA-AL | 18 | $ 4,824,000 | $ 268,000 | $ 54,277 |
| Peabody, MA | 18 | $ 6,158,000 | $ 342,111 | $ 100,000 |
| Des Moines-West Des Moines, IA | 17 | $ 3,839,000 | $ 225,823 | $ 70,000 |
| Olympia, WA | 17 | $ 5,182,000 | $ 304,823 | $ 41,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 3,310,000 | $ 194,705 | $ 57,000 |
| Cleveland-Elyria-Mentor, OH | 16 | $ 3,143,000 | $ 196,437 | $ 75,000 |
| Jacksonville, NC | 16 | $ 2,867,000 | $ 179,187 | $ 22,000 |
| Portland-South Portland-Biddeford, ME | 16 | $ 3,672,000 | $ 229,500 | $ 60,000 |
| Rockingham County-Strafford County, NH | 16 | $ 4,172,000 | $ 260,750 | $ 100,000 |
| Bremerton-Silverdale, WA | 15 | $ 4,656,000 | $ 310,400 | $ 61,000 |
| Harrisburg-Carlisle, PA | 15 | $ 3,438,000 | $ 229,200 | $ 49,000 |
| Manchester-Nashua, NH | 15 | $ 3,429,000 | $ 228,600 | $ 78,000 |
| Santa Rosa-Petaluma, CA | 15 | $ 5,082,000 | $ 338,800 | $ 77,000 |
| Wilmington, DE-MD-NJ | 15 | $ 4,437,000 | $ 295,800 | $ 81,733 |
| Worcester, MA | 15 | $ 4,155,000 | $ 277,000 | $ 91,000 |
| Boise City-Nampa, ID | 14 | $ 3,325,000 | $ 237,500 | $ 42,000 |
| Jackson, MS | 14 | $ 3,432,000 | $ 245,142 | $ 110,000 |
| Lawrence, KS | 14 | $ 2,944,000 | $ 210,285 | $ 103,000 |
| Manhattan, KS | 14 | $ 2,124,000 | $ 151,714 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,471,000 | $ 267,000 | $ 106,000 |
| Dover, DE | 13 | $ 3,124,000 | $ 240,307 | $ 72,000 |
| Gary, IN | 13 | $ 2,186,000 | $ 168,153 | $ 98,000 |
| Vallejo-Fairfield, CA | 13 | $ 3,638,000 | $ 279,846 | $ 39,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,901,000 | $ 241,750 | $ 106,500 |
| Baton Rouge, LA | 12 | $ 3,020,000 | $ 251,666 | $ 99,000 |
| Charlottesville, VA | 12 | $ 3,845,000 | $ 320,416 | $ 82,000 |
| Greeley, CO | 12 | $ 3,083,000 | $ 256,916 | $ 69,000 |
| Lafayette, LA | 12 | $ 2,832,000 | $ 236,000 | $ 82,000 |
| Lexington-Fayette, KY | 12 | $ 3,219,000 | $ 268,250 | $ 89,000 |
| Naples-Marco Island, FL | 12 | $ 3,846,000 | $ 320,500 | $ 175,000 |
| New Haven-Milford, CT | 12 | $ 2,974,000 | $ 247,833 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 4,587,000 | $ 382,250 | $ 109,000 |
| York-Hanover, PA | 12 | $ 2,494,000 | $ 207,833 | $ 69,000 |
| Corpus Christi, TX | 11 | $ 2,039,000 | $ 185,363 | $ 86,000 |
| Dayton, OH | 11 | $ 2,645,000 | $ 240,454 | $ 50,000 |
| Durham-Chapel Hill, NC | 11 | $ 2,743,000 | $ 249,363 | $ 88,000 |
| Fort Collins-Loveland, CO | 11 | $ 2,312,000 | $ 210,181 | $ 82,000 |
| Lincoln, NE | 11 | $ 2,075,000 | $ 188,636 | $ 46,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 11 | $ 2,540,000 | $ 230,909 | $ 74,000 |
| Trenton-Ewing, NJ | 11 | $ 3,090,000 | $ 280,909 | $ 134,000 |
| Burlington-South Burlington, VT | 10 | $ 2,689,000 | $ 268,900 | $ 108,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 2,509,000 | $ 250,900 | $ 87,000 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 2,580,000 | $ 258,000 | $ 133,000 |
| Fresno, CA | 10 | $ 2,560,000 | $ 256,000 | $ 190,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 2,471,000 | $ 247,100 | $ 79,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 2,731,000 | $ 273,100 | $ 29,000 |
| Provo-Orem, UT | 10 | $ 2,797,000 | $ 279,700 | $ 67,000 |
| Santa Fe, NM | 10 | $ 3,347,000 | $ 334,700 | $ 106,000 |
| Savannah, GA | 10 | $ 2,332,000 | $ 233,200 | $ 39,000 |
| Springfield, MA | 10 | $ 2,176,000 | $ 217,600 | $ 46,000 |
| Boulder, CO | 9 | $ 2,554,000 | $ 283,777 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,832,000 | $ 203,555 | $ 73,111 |
| Lakeland-Winter Haven, FL | 9 | $ 1,269,000 | $ 141,000 | $ 78,000 |
| Spokane, WA | 9 | $ 2,315,000 | $ 257,222 | $ 31,000 |
| Ann Arbor, MI | 8 | $ 3,013,000 | $ 376,625 | $ 162,000 |
| El Paso, TX | 8 | $ 1,760,000 | $ 220,000 | $ 123,000 |
| Knoxville, TN | 8 | $ 1,819,000 | $ 227,375 | $ 97,000 |
| Salem, OR | 8 | $ 1,930,000 | $ 241,250 | $ 46,000 |
| Stockton, CA | 8 | $ 2,633,000 | $ 329,125 | $ 60,000 |
| Winston-Salem, NC | 8 | $ 1,473,000 | $ 184,125 | $ 65,000 |
| Alexandria, LA | 7 | $ 1,109,000 | $ 158,428 | $ 61,000 |
| Bakersfield-Delano, CA | 7 | $ 1,876,000 | $ 268,000 | $ 111,000 |
| Cedar Rapids, IA | 7 | $ 1,369,000 | $ 195,571 | $ 74,000 |
| Charleston, WV | 7 | $ 999,000 | $ 142,714 | $ 48,000 |
| Chattanooga, TN-GA | 7 | $ 1,724,000 | $ 246,285 | $ 72,000 |
| Hanford-Corcoran, CA | 7 | $ 1,735,000 | $ 247,857 | $ 37,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,032,000 | $ 147,428 | $ 95,000 |
| Mobile, AL | 7 | $ 1,239,000 | $ 177,000 | $ 86,000 |
| Springfield, MO | 7 | $ 1,185,000 | $ 169,285 | $ 80,000 |
| Warner Robins, GA | 7 | $ 1,606,000 | $ 229,428 | $ 64,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,662,000 | $ 277,000 | $ 61,000 |
| Auburn-Opelika, AL | 6 | $ 1,126,000 | $ 187,666 | $ 20,000 |
| Beaumont-Port Arthur, TX | 6 | $ 688,000 | $ 114,666 | $ 86,000 |
| Bellingham, WA | 6 | $ 1,736,000 | $ 289,333 | $ 84,000 |
| Brunswick, GA | 6 | $ 1,658,000 | $ 276,333 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,246,000 | $ 207,666 | $ 105,000 |
| Greensboro-High Point, NC | 6 | $ 1,323,000 | $ 220,500 | $ 0 |
| Montgomery, AL | 6 | $ 1,430,000 | $ 238,333 | $ 55,000 |
| Norwich-New London, CT | 6 | $ 1,488,000 | $ 248,000 | $ 73,000 |
| Rochester, NY | 6 | $ 1,229,000 | $ 204,833 | $ 47,000 |
| Tallahassee, FL | 6 | $ 1,596,000 | $ 266,000 | $ 104,000 |
| Toledo, OH | 6 | $ 930,000 | $ 155,000 | $ 46,000 |
| Waco, TX | 6 | $ 1,008,000 | $ 168,000 | $ 27,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 1,147,000 | $ 191,166 | $ 89,000 |
| Yuma, AZ | 6 | $ 1,016,000 | $ 169,333 | $ 57,000 |
| Amarillo, TX | 5 | $ 1,063,000 | $ 212,600 | $ 41,000 |
| Asheville, NC | 5 | $ 1,371,000 | $ 274,200 | $ 51,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,397,000 | $ 279,400 | $ 60,000 |
| Bismarck, ND | 5 | $ 1,032,000 | $ 206,400 | $ 76,000 |
| Burlington, NC | 5 | $ 961,000 | $ 192,200 | $ 49,000 |
| Columbia, MO | 5 | $ 1,468,000 | $ 293,600 | $ 68,000 |
| Corvallis, OR | 5 | $ 1,225,000 | $ 245,000 | $ 93,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 863,000 | $ 172,600 | $ 46,200 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 693,000 | $ 138,600 | $ 60,000 |
| Great Falls, MT | 5 | $ 892,000 | $ 178,400 | $ 48,000 |
| Greenville, NC | 5 | $ 1,153,000 | $ 230,600 | $ 36,000 |
| Hattiesburg, MS | 5 | $ 974,000 | $ 194,800 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 979,000 | $ 195,800 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 883,000 | $ 176,600 | $ 131,000 |
| Kennewick-Pasco-Richland, WA | 5 | $ 1,232,000 | $ 246,400 | $ 72,000 |
| Lancaster, PA | 5 | $ 1,013,000 | $ 202,600 | $ 61,000 |
| Las Cruces, NM | 5 | $ 1,465,000 | $ 293,000 | $ 42,000 |
| Lynchburg, VA | 5 | $ 1,241,000 | $ 248,200 | $ 74,000 |
| Madison, WI | 5 | $ 1,199,000 | $ 239,800 | $ 87,000 |
| Prescott, AZ | 5 | $ 719,000 | $ 143,800 | $ 125,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,706,000 | $ 341,200 | $ 103,000 |
| Valdosta, GA | 5 | $ 979,000 | $ 195,800 | $ 50,000 |
| Yuba City, CA | 5 | $ 1,146,000 | $ 229,200 | $ 28,000 |
| Athens-Clarke County, GA | 4 | $ 769,000 | $ 192,250 | $ 116,000 |
| Barnstable Town, MA | 4 | $ 1,338,000 | $ 334,500 | $ 132,000 |
| Bend, OR | 4 | $ 1,230,000 | $ 307,500 | $ 103,000 |
| Cheyenne, WY | 4 | $ 795,000 | $ 198,750 | $ 70,000 |
| Flint, MI | 4 | $ 667,000 | $ 166,750 | $ 99,000 |
| Florence, SC | 4 | $ 651,000 | $ 162,750 | $ 28,000 |
| Grand Forks, ND-MN | 4 | $ 870,000 | $ 217,500 | $ 87,000 |
| Gulfport-Biloxi, MS | 4 | $ 641,000 | $ 160,250 | $ 0 |
| Lansing-East Lansing, MI | 4 | $ 600,000 | $ 150,000 | $ 38,000 |
| Laredo, TX | 4 | $ 788,000 | $ 197,000 | $ 41,000 |
| Lawton, OK | 4 | $ 714,000 | $ 178,500 | $ 90,000 |
| Madera-Chowchilla, CA | 4 | $ 808,000 | $ 202,000 | $ 69,000 |
| Medford, OR | 4 | $ 1,105,000 | $ 276,250 | $ 53,000 |
| Ocala, FL | 4 | $ 454,000 | $ 113,500 | $ 70,000 |
| Ocean City, NJ | 4 | $ 1,157,000 | $ 289,250 | $ 77,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 946,000 | $ 236,500 | $ 130,000 |
| Pascagoula, MS | 4 | $ 966,000 | $ 241,500 | $ 68,000 |
| Port St. Lucie, FL | 4 | $ 767,000 | $ 191,750 | $ 52,000 |
| Rapid City, SD | 4 | $ 959,000 | $ 239,750 | $ 63,000 |
| Reading, PA | 4 | $ 767,000 | $ 191,750 | $ 74,000 |
| Roanoke, VA | 4 | $ 763,000 | $ 190,750 | $ 63,000 |
| Salinas, CA | 4 | $ 1,799,000 | $ 449,750 | $ 88,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 849,000 | $ 212,250 | $ 58,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 1,057,000 | $ 264,250 | $ 243,000 |
| Syracuse, NY | 4 | $ 684,000 | $ 171,000 | $ 79,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 628,000 | $ 157,000 | $ 61,500 |
| Wichita Falls, TX | 4 | $ 720,000 | $ 180,000 | $ 43,000 |
| Albany, GA | 3 | $ 747,000 | $ 249,000 | $ 140,000 |
| Anderson, SC | 3 | $ 589,000 | $ 196,333 | $ 24,000 |
| Billings, MT | 3 | $ 451,000 | $ 150,333 | $ 57,000 |
| Casper, WY | 3 | $ 661,000 | $ 220,333 | $ 22,000 |
| Champaign-Urbana, IL | 3 | $ 798,000 | $ 266,000 | $ 154,000 |
| Chico, CA | 3 | $ 889,000 | $ 296,333 | $ 38,000 |
| Coeur D'Alene, ID | 3 | $ 867,000 | $ 289,000 | $ 21,000 |
| Elizabethtown, KY | 3 | $ 463,000 | $ 154,333 | $ 16,000 |
| Fairbanks, AK | 3 | $ 802,000 | $ 267,333 | $ 86,000 |
| Fort Smith, AR-OK | 3 | $ 558,000 | $ 186,000 | $ 4,000 |
| Green Bay, WI | 3 | $ 375,000 | $ 125,000 | $ 49,000 |
| Jefferson City, MO | 3 | $ 472,000 | $ 157,333 | $ 68,000 |
| Lake Charles, LA | 3 | $ 411,000 | $ 137,000 | $ 71,000 |
| Lebanon, PA | 3 | $ 847,000 | $ 282,333 | $ 98,000 |
| Longview, WA | 3 | $ 734,000 | $ 244,666 | $ 45,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 1,033,000 | $ 344,333 | $ 162,000 |
| Missoula, MT | 3 | $ 787,000 | $ 262,333 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 534,000 | $ 178,000 | $ 49,000 |
| Punta Gorda, FL | 3 | $ 728,000 | $ 242,666 | $ 231,000 |
| Racine, WI | 3 | $ 722,000 | $ 240,666 | $ 20,000 |
| Sebastian-Vero Beach, FL | 3 | $ 235,000 | $ 78,333 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 865,000 | $ 288,333 | $ 29,000 |
| Sumter, SC | 3 | $ 373,000 | $ 124,333 | $ 32,000 |
| Topeka, KS | 3 | $ 523,000 | $ 174,333 | $ 87,000 |
| Visalia-Porterville, CA | 3 | $ 597,000 | $ 199,000 | $ 14,000 |
| Wausau, WI | 3 | $ 518,000 | $ 172,666 | $ 82,000 |
| Winchester, VA-WV | 3 | $ 844,000 | $ 281,333 | $ 112,333 |
| Abilene, TX | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Akron, OH | 2 | $ 309,000 | $ 154,500 | $ 98,000 |
| Altoona, PA | 2 | $ 361,000 | $ 180,500 | $ 53,000 |
| Appleton, WI | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Battle Creek, MI | 2 | $ 296,000 | $ 148,000 | $ 32,000 |
| Bloomington, IN | 2 | $ 408,000 | $ 204,000 | $ 47,000 |
| Bloomington-Normal, IL | 2 | $ 274,000 | $ 137,000 | $ 33,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 202,000 | $ 101,000 | $ 84,000 |
| Carson City, NV | 2 | $ 762,000 | $ 381,000 | $ 127,000 |
| Decatur, IL | 2 | $ 351,000 | $ 175,500 | $ 28,000 |
| Dothan, AL | 2 | $ 372,000 | $ 186,000 | $ 64,000 |
| Erie, PA | 2 | $ 392,000 | $ 196,000 | $ 77,000 |
| Farmington, NM | 2 | $ 501,000 | $ 250,500 | $ 176,000 |
| Florence-Muscle Shoals, AL | 2 | $ 159,000 | $ 79,500 | $ 32,000 |
| Fond Du Lac, WI | 2 | $ 548,000 | $ 274,000 | $ 179,000 |
| Fort Wayne, IN | 2 | $ 428,000 | $ 214,000 | $ 83,000 |
| Harrisonburg, VA | 2 | $ 561,000 | $ 280,500 | $ 57,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Hot Springs, AR | 2 | $ 546,000 | $ 273,000 | $ 71,000 |
| Iowa City, IA | 2 | $ 466,000 | $ 233,000 | $ 100,000 |
| Jonesboro, AR | 2 | $ 269,000 | $ 134,500 | $ 44,000 |
| Joplin, MO | 2 | $ 478,000 | $ 239,000 | $ 66,000 |
| Kalamazoo-Portage, MI | 2 | $ 464,000 | $ 232,000 | $ 119,000 |
| Kankakee-Bradley, IL | 2 | $ 275,000 | $ 137,500 | $ 52,000 |
| La Crosse, WI-MN | 2 | $ 301,000 | $ 150,500 | $ 81,000 |
| Lafayette, IN | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Lubbock, TX | 2 | $ 284,000 | $ 142,000 | $ 79,000 |
| Midland, TX | 2 | $ 344,000 | $ 172,000 | $ 84,000 |
| Monroe, LA | 2 | $ 366,000 | $ 183,000 | $ 66,000 |
| Monroe, MI | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 799,000 | $ 399,500 | $ 98,000 |
| Muskegon-Norton Shores, MI | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Pittsfield, MA | 2 | $ 481,000 | $ 240,500 | $ 235,000 |
| Rochester, MN | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Rockford, IL | 2 | $ 315,000 | $ 157,500 | $ 55,000 |
| Sandusky, OH | 2 | $ 520,000 | $ 260,000 | $ 219,000 |
| Sioux Falls, SD | 2 | $ 421,000 | $ 210,500 | $ 117,000 |
| Spartanburg, SC | 2 | $ 351,000 | $ 175,500 | $ 99,000 |
| St. George, UT | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| St. Joseph, MO-KS | 2 | $ 456,000 | $ 228,000 | $ 135,000 |
| Tuscaloosa, AL | 2 | $ 565,000 | $ 282,500 | $ 70,000 |
| Utica-Rome, NY | 2 | $ 277,000 | $ 138,500 | $ 68,000 |
| Victoria, TX | 2 | $ 490,000 | $ 245,000 | $ 40,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 266,000 | $ 133,000 | $ 59,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 482,000 | $ 241,000 | $ 118,000 |
| Anniston-Oxford, AL | 1 | $ 261,000 | $ 261,000 | $ 63,000 |
| Bangor, ME | 1 | $ 263,000 | $ 263,000 | $ 301,000 |
| Binghamton, NY | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 147,000 | $ 147,000 | $ 307,000 |
| Canton-Massillon, OH | 1 | $ 248,000 | $ 248,000 | $ 171,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Cleveland, TN | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| College Station-Bryan, TX | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Decatur, AL | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Eau Claire, WI | 1 | $ 316,000 | $ 316,000 | $ 93,000 |
| Elkhart-Goshen, IN | 1 | $ 171,000 | $ 171,000 | $ 104,000 |
| Eugene-Springfield, OR | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 281,000 | $ 281,000 | $ 90,000 |
| Fargo, ND-MN | 1 | $ 248,000 | $ 248,000 | $ 252,000 |
| Gainesville, FL | 1 | $ 332,000 | $ 332,000 | $ 123,000 |
| Gainesville, GA | 1 | $ 306,000 | $ 306,000 | $ 165,000 |
| Glens Falls, NY | 1 | $ 112,000 | $ 112,000 | $ 253,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 62,000 | $ 62,000 | $ 59,000 |
| Idaho Falls, ID | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Jackson, MI | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Johnson City, TN | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Kingston, NY | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Kokomo, IN | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Logan, UT-ID | 1 | $ 384,000 | $ 384,000 | $ 286,000 |
| Macon, GA | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Merced, CA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Modesto, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Morgantown, WV | 1 | $ 244,000 | $ 244,000 | $ 130,000 |
| Morristown, TN | 1 | $ 404,000 | $ 404,000 | $ 306,000 |
| Niles-Benton Harbor, MI | 1 | $ 206,000 | $ 206,000 | $ 220,000 |
| Peoria, IL | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| Redding, CA | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Rocky Mount, NC | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Salisbury, MD | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
| Sheboygan, WI | 1 | $ 218,000 | $ 218,000 | $ 0 |
| St. Cloud, MN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Terre Haute, IN | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Tyler, TX | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Yakima, WA | 1 | $ 256,000 | $ 256,000 | $ 106,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,991 | $1,421,853,000 | $284,000 | $1,422,000 | $88,000 | $2,921,000 |
| Home Purchase | 1,948 | $483,000,000 | $247,000 | $1,180,000 | $106,000 | $2,191,000 |
| Home Improvement | 91 | $23,875,000 | $262,000 | $1,000,000 | $132,000 | $554,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,222 | $1,405,641,000 | $269,000 | $1,422,000 | $92,000 | $2,921,000 |
| Not Provided | 713 | $205,787,000 | $288,000 | $889,000 | $101,000 | $996,000 |
| Hispanic | 381 | $102,196,000 | $268,000 | $905,000 | $81,000 | $668,000 |
| Asian | 358 | $119,343,000 | $333,000 | $794,000 | $140,000 | $1,133,000 |
| Black or African American | 252 | $65,165,000 | $258,000 | $1,000,000 | $63,000 | $550,000 |
| American Indian or Alaskan Native | 50 | $14,402,000 | $288,000 | $901,000 | $94,000 | $877,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $9,569,000 | $289,000 | $683,000 | $84,000 | $392,000 |
| Not applicable | 21 | $6,625,000 | $315,000 | $1,000,000 | $13,000 | $281,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,217 | $897,969,000 | $279,000 | $1,162,000 | $43,000 | $1,350,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,025 | $849,069,000 | $280,000 | $1,422,000 | $150,000 | $2,921,000 |
| FHA-insured (Federal Housing Administration) | 712 | $170,797,000 | $239,000 | $772,000 | $87,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $10,893,000 | $143,000 | $414,000 | $48,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,925 | $1,643,232,000 | $277,000 | $1,422,000 | $93,000 | $2,921,000 |
| Application Denied By Financial Institution | 610 | $158,534,000 | $259,000 | $1,112,000 | $91,000 | $1,132,000 |
| Application Approved But Not Accepted | 399 | $109,384,000 | $274,000 | $867,000 | $103,000 | $840,000 |
| Application Withdrawn By Applicant | 61 | $15,283,000 | $250,000 | $587,000 | $114,000 | $1,157,000 |
| Loan Purchased By The Institution | 34 | $1,955,000 | $57,000 | $99,000 | $61,000 | $180,000 |
| File Closed For Incompleteness | 1 | $340,000 | $340,000 | $340,000 | $127,000 | $127,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 381 | $104,095,000 | $273,000 | $1,112,000 | $103,000 | $1,132,000 |
| Debt-To-Income Ratio | 106 | $26,920,000 | $253,000 | $955,000 | $68,000 | $668,000 |
| Credit History | 51 | $10,866,000 | $213,000 | $739,000 | $64,000 | $200,000 |
| Other | 26 | $6,206,000 | $238,000 | $500,000 | $77,000 | $307,000 |
| Employment History | 24 | $5,422,000 | $225,000 | $414,000 | $74,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,290,000 | $229,000 | $446,000 | $113,000 | $207,000 |
| Mortgage Insurance Denied | 10 | $2,191,000 | $219,000 | $541,000 | $76,000 | $286,000 |
| Unverifiable Information | 2 | $544,000 | $272,000 | $287,000 | $80,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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