Nations Home Funding, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Nations Home Funding, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nations Home Funding, Inc 761 Old Hickory Blvd., Ste 400 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,780 |
| Total Mortgage Loan Application Amount | $505,836,000 |
| Average Mortgage Loan Application Amount | $183,394 |
| Highest Mortgage Loan Application Amount | $1,309,000 |
| Average Applicant Income | $127,578 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Nations Home Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nations Home Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Nations Home Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nations Home Funding, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nations Home Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nations Home Funding, Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 474 | $ 77,124,000 | $ 162,000 | $ 102,000 |
| Wake County North Carolina | 378 | $ 57,832,000 | $ 152,000 | $ 115,000 |
| Durham County North Carolina | 223 | $ 27,175,000 | $ 121,000 | $ 84,000 |
| Guilford County North Carolina | 153 | $ 20,375,000 | $ 133,000 | $ 76,000 |
| Fairfax County Virginia | 143 | $ 49,438,000 | $ 345,000 | $ 123,000 |
| Orange County North Carolina | 138 | $ 27,921,000 | $ 202,000 | $ 121,000 |
| Loudoun County Virginia | 91 | $ 28,516,000 | $ 313,000 | $ 150,000 |
| Prince William County Virginia | 85 | $ 26,618,000 | $ 313,000 | $ 114,000 |
| Pinal County Arizona | 74 | $ 7,438,000 | $ 100,000 | $ 86,000 |
| Anne Arundel County Maryland | 65 | $ 19,122,000 | $ 294,000 | $ 168,000 |
| Johnston County North Carolina | 42 | $ 4,801,000 | $ 114,000 | $ 68,000 |
| Chatham County North Carolina | 39 | $ 7,287,000 | $ 186,000 | $ 110,000 |
| Forsyth County North Carolina | 39 | $ 5,076,000 | $ 130,000 | $ 81,000 |
| York County Pennsylvania | 33 | $ 3,094,000 | $ 93,000 | $ 50,000 |
| Stafford County Virginia | 27 | $ 6,537,000 | $ 242,000 | $ 97,000 |
| Queen Anne's County Maryland | 25 | $ 5,330,000 | $ 213,000 | $ 122,000 |
| Carroll County Maryland | 24 | $ 4,072,000 | $ 169,000 | $ 48,000 |
| Alamance County North Carolina | 24 | $ 3,308,000 | $ 137,000 | $ 105,000 |
| Mecklenburg County North Carolina | 24 | $ 2,727,000 | $ 113,000 | $ 89,000 |
| Person County North Carolina | 24 | $ 3,182,000 | $ 132,000 | $ 54,000 |
| Arlington County Virginia | 21 | $ 6,310,000 | $ 300,000 | $ 122,000 |
| Adams County Pennsylvania | 19 | $ 2,655,000 | $ 139,000 | $ 75,000 |
| Davidson County North Carolina | 18 | $ 1,717,000 | $ 95,000 | $ 78,000 |
| Nash County North Carolina | 18 | $ 1,435,000 | $ 79,000 | $ 85,000 |
| Randolph County North Carolina | 17 | $ 1,682,000 | $ 98,000 | $ 70,000 |
| Prince George's County Maryland | 16 | $ 3,356,000 | $ 209,000 | $ 93,000 |
| Spotsylvania County Virginia | 14 | $ 2,322,000 | $ 165,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 13 | $ 3,821,000 | $ 293,000 | $ 112,000 |
| Granville County North Carolina | 12 | $ 1,433,000 | $ 119,000 | $ 60,000 |
| Fauquier County Virginia | 12 | $ 3,082,000 | $ 256,000 | $ 159,000 |
| Duval County Florida | 11 | $ 1,358,000 | $ 123,000 | $ 193,000 |
| Howard County Maryland | 11 | $ 3,794,000 | $ 344,000 | $ 137,000 |
| Montgomery County Maryland | 11 | $ 3,121,000 | $ 283,000 | $ 151,000 |
| Harnett County North Carolina | 11 | $ 1,006,000 | $ 91,000 | $ 64,000 |
| Alexandria County Virginia | 10 | $ 2,113,000 | $ 211,000 | $ 73,000 |
| Jefferson County West Virginia | 10 | $ 1,933,000 | $ 193,000 | $ 123,000 |
| Calvert County Maryland | 9 | $ 2,483,000 | $ 275,000 | $ 132,000 |
| Middlesex County Massachusetts | 9 | $ 2,080,000 | $ 231,000 | $ 135,000 |
| Brunswick County North Carolina | 9 | $ 2,463,000 | $ 273,000 | $ 217,000 |
| Baltimore County Maryland | 7 | $ 976,000 | $ 139,000 | $ 80,000 |
| Buncombe County North Carolina | 7 | $ 1,194,000 | $ 170,000 | $ 67,000 |
| New Hanover County North Carolina | 7 | $ 1,560,000 | $ 222,000 | $ 205,000 |
| Pamlico County North Carolina | 7 | $ 1,304,000 | $ 186,000 | $ 164,000 |
| Rockingham County North Carolina | 7 | $ 433,000 | $ 61,000 | $ 28,000 |
| Rowan County North Carolina | 7 | $ 642,000 | $ 91,000 | $ 87,000 |
| Vance County North Carolina | 7 | $ 1,571,000 | $ 224,000 | $ 137,000 |
| Culpeper County Virginia | 7 | $ 1,522,000 | $ 217,000 | $ 89,000 |
| Pima County Arizona | 6 | $ 672,000 | $ 112,000 | $ 61,000 |
| Indian River County Florida | 6 | $ 641,000 | $ 106,000 | $ 60,000 |
| Charles County Maryland | 6 | $ 1,197,000 | $ 199,000 | $ 121,000 |
| Dorchester County Maryland | 6 | $ 1,079,000 | $ 179,000 | $ 262,000 |
| Essex County Massachusetts | 6 | $ 831,000 | $ 138,000 | $ 87,000 |
| Carteret County North Carolina | 6 | $ 1,782,000 | $ 297,000 | $ 252,000 |
| Cleveland County North Carolina | 6 | $ 471,000 | $ 78,000 | $ 59,000 |
| Franklin County North Carolina | 6 | $ 860,000 | $ 143,000 | $ 38,000 |
| Horry County South Carolina | 6 | $ 768,000 | $ 128,000 | $ 114,000 |
| Warren County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 128,000 |
| Broward County Florida | 5 | $ 898,000 | $ 179,000 | $ 130,000 |
| Frederick County Maryland | 5 | $ 754,000 | $ 150,000 | $ 114,000 |
| Dare County North Carolina | 5 | $ 1,909,000 | $ 381,000 | $ 294,000 |
| Onslow County North Carolina | 5 | $ 848,000 | $ 169,000 | $ 143,000 |
| Pitt County North Carolina | 5 | $ 555,000 | $ 111,000 | $ 120,000 |
| Allegheny County Pennsylvania | 5 | $ 644,000 | $ 128,000 | $ 61,000 |
| Chesapeake County Virginia | 5 | $ 696,000 | $ 139,000 | $ 86,000 |
| Frederick County Virginia | 5 | $ 1,012,000 | $ 202,000 | $ 102,000 |
| Lynchburg County Virginia | 5 | $ 336,000 | $ 67,000 | $ 72,000 |
| Montgomery County Virginia | 5 | $ 652,000 | $ 130,000 | $ 105,000 |
| Okaloosa County Florida | 4 | $ 778,000 | $ 194,000 | $ 180,000 |
| Baltimore City County Maryland | 4 | $ 927,000 | $ 231,000 | $ 201,000 |
| Cabarrus County North Carolina | 4 | $ 394,000 | $ 98,000 | $ 66,000 |
| Edgecombe County North Carolina | 4 | $ 180,000 | $ 45,000 | $ 102,000 |
| Moore County North Carolina | 4 | $ 581,000 | $ 145,000 | $ 52,000 |
| Berks County Pennsylvania | 4 | $ 511,000 | $ 127,000 | $ 67,000 |
| Fairfax City County Virginia | 4 | $ 1,492,000 | $ 373,000 | $ 125,000 |
| Manassas County Virginia | 4 | $ 1,026,000 | $ 256,000 | $ 131,000 |
| Shenandoah County Virginia | 4 | $ 617,000 | $ 154,000 | $ 111,000 |
| Yavapai County Arizona | 3 | $ 913,000 | $ 304,000 | $ 111,000 |
| Escambia County Florida | 3 | $ 292,000 | $ 97,000 | $ 58,000 |
| Hillsborough County Florida | 3 | $ 880,000 | $ 293,000 | $ 76,000 |
| Barnstable County Massachusetts | 3 | $ 665,000 | $ 221,000 | $ 342,000 |
| Caldwell County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 20,000 |
| Catawba County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 57,000 |
| Halifax County North Carolina | 3 | $ 752,000 | $ 250,000 | $ 262,000 |
| Henderson County North Carolina | 3 | $ 419,000 | $ 139,000 | $ 103,000 |
| McDowell County North Carolina | 3 | $ 241,000 | $ 80,000 | $ 96,000 |
| Warren County North Carolina | 3 | $ 749,000 | $ 249,000 | $ 110,000 |
| Watauga County North Carolina | 3 | $ 1,479,000 | $ 493,000 | $ 304,000 |
| Luzerne County Pennsylvania | 3 | $ 244,000 | $ 81,000 | $ 64,000 |
| Beaufort County South Carolina | 3 | $ 810,000 | $ 270,000 | $ 251,000 |
| Albemarle County Virginia | 3 | $ 937,000 | $ 312,000 | $ 153,000 |
| Caroline County Virginia | 3 | $ 448,000 | $ 149,000 | $ 60,000 |
| Pittsylvania County Virginia | 3 | $ 545,000 | $ 181,000 | $ 154,000 |
| Virginia Beach County Virginia | 3 | $ 884,000 | $ 294,000 | $ 35,000 |
| Baldwin County Alabama | 2 | $ 185,000 | $ 92,000 | $ 168,000 |
| Coconino County Arizona | 2 | $ 485,000 | $ 242,000 | $ 85,000 |
| Mohave County Arizona | 2 | $ 180,000 | $ 90,000 | $ 118,000 |
| Navajo County Arizona | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Elbert County Colorado | 2 | $ 465,000 | $ 232,000 | $ 113,000 |
| Bradford County Florida | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| Flagler County Florida | 2 | $ 225,000 | $ 112,000 | $ 68,000 |
| Holmes County Florida | 2 | $ 291,000 | $ 145,000 | $ 54,000 |
| Madison County Florida | 2 | $ 87,000 | $ 43,000 | $ 24,000 |
| Martin County Florida | 2 | $ 765,000 | $ 382,000 | $ 542,000 |
| Miami-Dade County Florida | 2 | $ 246,000 | $ 123,000 | $ 61,000 |
| Nassau County Florida | 2 | $ 250,000 | $ 125,000 | $ 216,000 |
| Pinellas County Florida | 2 | $ 468,000 | $ 234,000 | $ 49,000 |
| Santa Rosa County Florida | 2 | $ 199,000 | $ 99,000 | $ 38,000 |
| Cobb County Georgia | 2 | $ 323,000 | $ 161,000 | $ 67,000 |
| Lake County Indiana | 2 | $ 288,000 | $ 144,000 | $ 135,000 |
| Oxford County Maine | 2 | $ 92,000 | $ 46,000 | $ 147,000 |
| Harford County Maryland | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| St. Mary's County Maryland | 2 | $ 356,000 | $ 178,000 | $ 161,000 |
| Washington County Maryland | 2 | $ 204,000 | $ 102,000 | $ 58,000 |
| Taos County New Mexico | 2 | $ 720,000 | $ 360,000 | $ 396,000 |
| Avery County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 241,000 |
| Craven County North Carolina | 2 | $ 146,000 | $ 73,000 | $ 108,000 |
| Davie County North Carolina | 2 | $ 446,000 | $ 223,000 | $ 183,000 |
| Duplin County North Carolina | 2 | $ 385,000 | $ 192,000 | $ 159,000 |
| Hoke County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 78,000 |
| Stokes County North Carolina | 2 | $ 406,000 | $ 203,000 | $ 79,000 |
| Union County North Carolina | 2 | $ 388,000 | $ 194,000 | $ 81,000 |
| Wilson County North Carolina | 2 | $ 403,000 | $ 201,000 | $ 68,000 |
| Yadkin County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Lehigh County Pennsylvania | 2 | $ 527,000 | $ 263,000 | $ 130,000 |
| Westmoreland County Pennsylvania | 2 | $ 128,000 | $ 64,000 | $ 53,000 |
| Davidson County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 45,000 |
| Unicoi County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 68,000 |
| Wilson County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Amherst County Virginia | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Fluvanna County Virginia | 2 | $ 347,000 | $ 173,000 | $ 53,000 |
| Franklin County Virginia | 2 | $ 552,000 | $ 276,000 | $ 120,000 |
| James City County Virginia | 2 | $ 604,000 | $ 302,000 | $ 64,000 |
| Roanoke County Virginia | 2 | $ 212,000 | $ 106,000 | $ 81,000 |
| Rockingham County Virginia | 2 | $ 132,000 | $ 66,000 | $ 95,000 |
| York County Virginia | 2 | $ 595,000 | $ 297,000 | $ 72,000 |
| Yuma County Arizona | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Larimer County Colorado | 1 | $ 212,000 | $ 212,000 | $ 88,000 |
| Brevard County Florida | 1 | $ 383,000 | $ 383,000 | $ 159,000 |
| Collier County Florida | 1 | $ 218,000 | $ 218,000 | $ 171,000 |
| Leon County Florida | 1 | $ 163,000 | $ 163,000 | $ 116,000 |
| Manatee County Florida | 1 | $ 635,000 | $ 635,000 | $ 449,000 |
| Palm Beach County Florida | 1 | $ 150,000 | $ 150,000 | $ 166,000 |
| Polk County Florida | 1 | $ 291,000 | $ 291,000 | $ 133,000 |
| Sarasota County Florida | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Seminole County Florida | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 210,000 | $ 210,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 330,000 | $ 330,000 | $ 86,000 |
| Cherokee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| DeKalb County Georgia | 1 | $ 487,000 | $ 487,000 | $ 107,000 |
| Habersham County Georgia | 1 | $ 202,000 | $ 202,000 | $ 129,000 |
| Shawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Talbot County Maryland | 1 | $ 440,000 | $ 440,000 | $ 114,000 |
| Plymouth County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 198,000 |
| Suffolk County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Worcester County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Boone County Missouri | 1 | $ 6,000 | $ 6,000 | $ 69,000 |
| Alleghany County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Ashe County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 234,000 |
| Caswell County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 98,000 |
| Cumberland County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 118,000 |
| Gaston County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Iredell County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 173,000 |
| Montgomery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 273,000 |
| Northampton County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 156,000 |
| Pender County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 156,000 |
| Polk County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Stanly County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Wayne County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Washington County Oregon | 1 | $ 139,000 | $ 139,000 | $ 107,000 |
| Bedford County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Blair County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Centre County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Chester County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Franklin County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 92,000 |
| Mifflin County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 94,000 |
| Monroe County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 420,000 | $ 420,000 | $ 175,000 |
| Colleton County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 302,000 | $ 302,000 | $ 81,000 |
| York County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Sevier County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Appomattox County Virginia | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
| Bedford County Virginia | 1 | $ 158,000 | $ 158,000 | $ 62,000 |
| Chesterfield County Virginia | 1 | $ 210,000 | $ 210,000 | $ 112,000 |
| Colonial Heights County Virginia | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Floyd County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Giles County Virginia | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Halifax County Virginia | 1 | $ 92,000 | $ 92,000 | $ 125,000 |
| Isle of Wight County Virginia | 1 | $ 469,000 | $ 469,000 | $ 100,000 |
| King William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Norfolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Northumberland County Virginia | 1 | $ 333,000 | $ 333,000 | $ 143,000 |
| Petersburg County Virginia | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Pulaski County Virginia | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
| Rappahannock County Virginia | 1 | $ 284,000 | $ 284,000 | $ 118,000 |
| Tazewell County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Washington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Winchester County Virginia | 1 | $ 261,000 | $ 261,000 | $ 234,000 |
| Pocahontas County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Tucker County West Virginia | 1 | $ 346,000 | $ 346,000 | $ 226,000 |
Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,392 | $274,046,000 | $156,470 | $1,191,000 | $114,764 | $1,000,000 |
| Home Purchase | 1,374 | $229,351,000 | $204,941 | $1,309,000 | $141,705 | $600,000 |
| Home Improvement | 14 | $2,439,000 | $206,250 | $468,000 | $122,000 | $317,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,133 | $396,362,000 | $174,111 | $1,191,000 | $129,833 | $1,000,000 |
| Not Provided | 270 | $46,632,000 | $206,900 | $1,309,000 | $89,600 | $540,000 |
| Black or African American | 210 | $36,463,000 | $182,125 | $799,000 | $106,625 | $253,000 |
| Hispanic | 110 | $16,004,000 | $186,200 | $960,000 | $82,200 | $420,000 |
| Asian | 44 | $7,705,000 | $145,750 | $828,000 | $92,750 | $250,000 |
| American Indian or Alaskan Native | 11 | $1,939,000 | $209,666 | $438,000 | $79,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $731,000 | $365,500 | $523,000 | $86,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,766 | $504,042,000 | $169,150 | $1,309,000 | $124,500 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,388,000 | $126,500 | $181,000 | $68,500 | $132,000 |
| VA-guaranteed (Veterans Administration) | 3 | $406,000 | $123,000 | $187,000 | $37,500 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,337 | $434,914,000 | $190,470 | $1,309,000 | $136,352 | $1,000,000 |
| Application Withdrawn By Applicant | 438 | $69,985,000 | $148,538 | $1,000,000 | $86,384 | $420,000 |
| Application Denied By Financial Institution | 3 | $744,000 | $248,000 | $434,000 | $74,000 | $80,000 |
| File Closed For Incompleteness | 2 | $193,000 | $96,000 | $158,000 | $51,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $310,000 | $155,000 | $248,000 | $69,000 | $69,000 |
| Other | 1 | $434,000 | $434,000 | $434,000 | $80,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Home Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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