Nbkc Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Nbkc Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbkc Bank 8320 Ward Parkway Kansas, KS 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 39,112 |
| Total Mortgage Loan Application Amount | $13,694,510,000 |
| Average Mortgage Loan Application Amount | $334,400 |
| Highest Mortgage Loan Application Amount | $6,725,000 |
| Average Applicant Income | $98,400 |
| Highest Applicant Income | $8,888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Nbkc Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbkc Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Nbkc Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbkc Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbkc Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbkc Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,114 | $ 662,290,000 | $ 294,148 | $ 123,276 |
| KANSAS CITY, MO-KS | 1,708 | $ 486,220,000 | $ 283,000 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,343 | $ 572,245,000 | $ 390,000 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,328 | $ 543,830,000 | $ 409,000 | $ 124,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,071 | $ 338,785,000 | $ 316,000 | $ 114,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,065 | $ 453,055,000 | $ 425,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,052 | $ 339,440,000 | $ 322,000 | $ 123,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 841 | $ 276,755,000 | $ 329,000 | $ 107,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 797 | $ 271,875,000 | $ 339,500 | $ 115,000 |
| SAN DIEGO-CARLSBAD, CA | 794 | $ 342,380,000 | $ 431,000 | $ 121,000 |
| DENVER-AURORA-LAKEWOOD, CO | 786 | $ 299,650,000 | $ 381,000 | $ 135,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 697 | $ 211,435,000 | $ 303,000 | $ 126,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 687 | $ 236,865,000 | $ 344,000 | $ 115,000 |
| DALLAS-PLANO-IRVING, TX | 677 | $ 226,735,000 | $ 334,000 | $ 129,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 626 | $ 195,790,000 | $ 317,500 | $ 122,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 612 | $ 281,280,000 | $ 459,000 | $ 125,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 545 | $ 188,775,000 | $ 346,000 | $ 114,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 542 | $ 255,300,000 | $ 471,000 | $ 127,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 451 | $ 145,225,000 | $ 331,500 | $ 122,000 |
| CHICAGO-NAPERVILLE, IL | 431 | $ 139,205,000 | $ 322,000 | $ 124,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 411 | $ 163,655,000 | $ 398,000 | $ 120,000 |
| AUSTIN-ROUND ROCK, TX | 410 | $ 135,970,000 | $ 331,000 | $ 137,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 353 | $ 113,545,000 | $ 321,000 | $ 120,000 |
| NEW YORK-NEWARK, NY | 322 | $ 113,590,000 | $ 340,000 | $ 136,000 |
| SALT LAKE CITY, UT | 310 | $ 108,770,000 | $ 350,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 299 | $ 90,995,000 | $ 304,000 | $ 116,000 |
| FORT WORTH-ARLINGTON, TX | 295 | $ 93,145,000 | $ 315,000 | $ 120,000 |
| URBAN HONOLULU, HI | 295 | $ 158,065,000 | $ 535,000 | $ 129,000 |
| TACOMA-LAKEWOOD, WA | 282 | $ 99,300,000 | $ 352,000 | $ 117,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 276 | $ 91,110,000 | $ 333,000 | $ 125,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 273 | $ 139,465,000 | $ 510,000 | $ 144,000 |
| RALEIGH, NC | 272 | $ 93,040,000 | $ 342,000 | $ 120,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 259 | $ 97,005,000 | $ 374,000 | $ 127,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 259 | $ 92,235,000 | $ 356,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 258 | $ 107,740,000 | $ 417,000 | $ 130,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 253 | $ 87,665,000 | $ 346,000 | $ 131,000 |
| BREMERTON-SILVERDALE, WA | 249 | $ 91,915,000 | $ 369,000 | $ 108,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 239 | $ 71,395,000 | $ 298,000 | $ 117,000 |
| RENO, NV | 239 | $ 83,375,000 | $ 348,000 | $ 123,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 237 | $ 72,985,000 | $ 307,000 | $ 116,000 |
| BOISE CITY, ID | 229 | $ 72,705,000 | $ 317,000 | $ 106,000 |
| ANCHORAGE, AK | 227 | $ 82,775,000 | $ 364,000 | $ 128,000 |
| NEWARK, NJ-PA | 209 | $ 80,595,000 | $ 325,000 | $ 139,500 |
| TUCSON, AZ | 198 | $ 57,570,000 | $ 290,000 | $ 107,000 |
| COLORADO SPRINGS, CO | 195 | $ 70,305,000 | $ 360,000 | $ 103,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 191 | $ 81,355,000 | $ 425,000 | $ 142,000 |
| JACKSONVILLE, FL | 184 | $ 58,540,000 | $ 318,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 182 | $ 50,840,000 | $ 276,000 | $ 114,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 177 | $ 54,915,000 | $ 310,000 | $ 113,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 175 | $ 58,235,000 | $ 332,000 | $ 111,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 171 | $ 73,065,000 | $ 427,000 | $ 119,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 151 | $ 56,785,000 | $ 376,000 | $ 129,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 147 | $ 51,365,000 | $ 349,000 | $ 125,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 143 | $ 40,615,000 | $ 284,000 | $ 110,000 |
| BOSTON, MA | 142 | $ 57,750,000 | $ 406,000 | $ 141,000 |
| OGDEN-CLEARFIELD, UT | 142 | $ 48,890,000 | $ 344,000 | $ 117,000 |
| SPOKANE-SPOKANE VALLEY, WA | 142 | $ 43,720,000 | $ 307,000 | $ 106,000 |
| PROVO-OREM, UT | 138 | $ 49,640,000 | $ 359,000 | $ 116,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 138 | $ 67,350,000 | $ 488,000 | $ 136,000 |
| FRESNO, CA | 132 | $ 37,380,000 | $ 283,000 | $ 104,000 |
| RICHMOND, VA | 130 | $ 44,400,000 | $ 341,000 | $ 130,000 |
| STOCKTON-LODI, CA | 120 | $ 43,360,000 | $ 361,000 | $ 115,000 |
| ALBUQUERQUE, NM | 117 | $ 33,125,000 | $ 283,000 | $ 109,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 114 | $ 46,170,000 | $ 405,000 | $ 169,000 |
| COLUMBUS, OH | 113 | $ 33,285,000 | $ 294,000 | $ 111,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 108 | $ 34,860,000 | $ 322,000 | $ 104,000 |
| VALLEJO-FAIRFIELD, CA | 108 | $ 41,620,000 | $ 385,000 | $ 104,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 105 | $ 28,945,000 | $ 287,500 | $ 108,000 |
| CINCINNATI, OH-KY-IN | 102 | $ 32,170,000 | $ 308,000 | $ 124,000 |
| OKLAHOMA CITY, OK | 100 | $ 29,080,000 | $ 290,000 | $ 121,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 97 | $ 47,765,000 | $ 492,000 | $ 128,000 |
| WILMINGTON, DE-MD-NJ | 95 | $ 28,565,000 | $ 288,666 | $ 116,333 |
| FORT COLLINS, CO | 93 | $ 30,315,000 | $ 325,000 | $ 113,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 93 | $ 28,615,000 | $ 307,000 | $ 118,000 |
| PHILADELPHIA, PA | 91 | $ 29,795,000 | $ 327,000 | $ 104,000 |
| SALEM, OR | 91 | $ 28,225,000 | $ 310,000 | $ 97,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 90 | $ 32,520,000 | $ 361,000 | $ 146,000 |
| DURHAM-CHAPEL HILL, NC | 90 | $ 28,910,000 | $ 321,000 | $ 114,000 |
| BOULDER, CO | 89 | $ 32,585,000 | $ 366,000 | $ 109,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 89 | $ 26,235,000 | $ 294,000 | $ 126,000 |
| MEMPHIS, TN-MS-AR | 89 | $ 29,635,000 | $ 245,000 | $ 78,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 87 | $ 27,355,000 | $ 314,000 | $ 128,000 |
| OLYMPIA-TUMWATER, WA | 85 | $ 26,905,000 | $ 316,000 | $ 116,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 84 | $ 27,090,000 | $ 322,000 | $ 99,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 81 | $ 23,535,000 | $ 290,000 | $ 131,000 |
| NEW ORLEANS-METAIRIE, LA | 79 | $ 22,485,000 | $ 284,000 | $ 127,000 |
| CLEVELAND-ELYRIA, OH | 77 | $ 18,455,000 | $ 239,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 75 | $ 24,655,000 | $ 318,500 | $ 109,500 |
| TULSA, OK | 74 | $ 20,810,000 | $ 281,000 | $ 131,000 |
| BAKERSFIELD, CA | 73 | $ 19,875,000 | $ 272,000 | $ 100,000 |
| BEND-REDMOND, OR | 73 | $ 24,415,000 | $ 334,000 | $ 110,000 |
| PITTSBURGH, PA | 73 | $ 21,665,000 | $ 296,000 | $ 136,000 |
| CAMDEN, NJ | 72 | $ 21,550,000 | $ 299,000 | $ 116,000 |
| PROVIDENCE-WARWICK, RI-MA | 71 | $ 23,805,000 | $ 331,500 | $ 117,500 |
| SANTA ROSA, CA | 68 | $ 26,870,000 | $ 395,000 | $ 123,000 |
| CAPE CORAL-FORT MYERS, FL | 67 | $ 18,715,000 | $ 279,000 | $ 106,000 |
| MODESTO, CA | 67 | $ 20,775,000 | $ 310,000 | $ 99,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 65 | $ 21,065,000 | $ 325,500 | $ 103,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 64 | $ 16,810,000 | $ 262,000 | $ 104,000 |
| BIRMINGHAM-HOOVER, AL | 60 | $ 18,630,000 | $ 310,000 | $ 113,000 |
| KNOXVILLE, TN | 60 | $ 18,840,000 | $ 314,000 | $ 150,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 59 | $ 24,065,000 | $ 407,000 | $ 115,000 |
| HUNTSVILLE, AL | 58 | $ 19,450,000 | $ 335,000 | $ 130,000 |
| NEW HAVEN-MILFORD, CT | 58 | $ 16,170,000 | $ 278,000 | $ 106,000 |
| EUGENE, OR | 57 | $ 18,465,000 | $ 323,000 | $ 118,000 |
| SANTA MARIA-SANTA BARBARA, CA | 57 | $ 22,655,000 | $ 397,000 | $ 111,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 56 | $ 15,680,000 | $ 280,000 | $ 72,000 |
| BELLINGHAM, WA | 55 | $ 18,275,000 | $ 332,000 | $ 105,000 |
| MANCHESTER-NASHUA, NH | 55 | $ 18,665,000 | $ 339,000 | $ 136,000 |
| KENNEWICK-RICHLAND, WA | 52 | $ 17,170,000 | $ 330,000 | $ 108,000 |
| MEDFORD, OR | 50 | $ 14,740,000 | $ 294,000 | $ 107,000 |
| SAN RAFAEL, CA | 50 | $ 24,650,000 | $ 493,000 | $ 165,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 49 | $ 16,115,000 | $ 328,000 | $ 120,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 48 | $ 13,240,000 | $ 275,000 | $ 118,000 |
| SALINAS, CA | 48 | $ 19,580,000 | $ 407,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 47 | $ 13,345,000 | $ 286,000 | $ 94,500 |
| WARNER ROBINS, GA | 47 | $ 13,205,000 | $ 280,000 | $ 123,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 46 | $ 12,750,000 | $ 233,000 | $ 74,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 46 | $ 15,120,000 | $ 328,000 | $ 149,000 |
| GREELEY, CO | 45 | $ 16,245,000 | $ 361,000 | $ 104,000 |
| WORCESTER, MA-CT | 45 | $ 15,405,000 | $ 407,000 | $ 163,500 |
| ASHEVILLE, NC | 44 | $ 13,200,000 | $ 300,000 | $ 106,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 44 | $ 13,250,000 | $ 301,000 | $ 105,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 43 | $ 11,925,000 | $ 282,000 | $ 101,000 |
| COLUMBIA, SC | 43 | $ 11,705,000 | $ 272,000 | $ 96,000 |
| ELGIN, IL | 42 | $ 10,820,000 | $ 257,000 | $ 112,000 |
| IDAHO FALLS, ID | 42 | $ 12,920,000 | $ 307,000 | $ 116,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 42 | $ 14,180,000 | $ 337,000 | $ 129,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 40 | $ 15,620,000 | $ 390,000 | $ 112,000 |
| SALISBURY, MD-DE | 40 | $ 13,780,000 | $ 326,000 | $ 106,000 |
| ANN ARBOR, MI | 38 | $ 11,540,000 | $ 303,000 | $ 127,000 |
| CHARLOTTESVILLE, VA | 37 | $ 11,075,000 | $ 299,000 | $ 97,000 |
| CHATTANOOGA, TN-GA | 37 | $ 10,855,000 | $ 267,000 | $ 106,000 |
| YAKIMA, WA | 37 | $ 11,285,000 | $ 305,000 | $ 161,000 |
| CHEYENNE, WY | 36 | $ 12,760,000 | $ 354,000 | $ 85,000 |
| GARY, IN | 35 | $ 9,625,000 | $ 275,000 | $ 110,000 |
| BATON ROUGE, LA | 34 | $ 10,070,000 | $ 296,000 | $ 116,000 |
| COEUR D'ALENE, ID | 34 | $ 10,390,000 | $ 305,000 | $ 99,000 |
| MADISON, WI | 34 | $ 11,290,000 | $ 332,000 | $ 99,000 |
| WENATCHEE, WA | 34 | $ 11,640,000 | $ 342,000 | $ 118,000 |
| MISSOULA, MT | 33 | $ 11,205,000 | $ 339,000 | $ 108,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 8,560,000 | $ 267,000 | $ 124,000 |
| LAWRENCE, KS | 32 | $ 8,020,000 | $ 250,000 | $ 89,000 |
| MOUNT VERNON-ANACORTES, WA | 32 | $ 12,600,000 | $ 393,000 | $ 137,000 |
| PORT ST. LUCIE, FL | 32 | $ 8,770,000 | $ 274,000 | $ 124,000 |
| SAVANNAH, GA | 32 | $ 9,580,000 | $ 299,000 | $ 116,000 |
| CLARKSVILLE, TN-KY | 31 | $ 8,355,000 | $ 249,000 | $ 80,500 |
| GRAND RAPIDS-WYOMING, MI | 31 | $ 10,045,000 | $ 324,000 | $ 124,000 |
| HARRISBURG-CARLISLE, PA | 31 | $ 8,115,000 | $ 261,000 | $ 102,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 31 | $ 8,525,000 | $ 275,000 | $ 110,000 |
| WICHITA, KS | 31 | $ 8,135,000 | $ 262,000 | $ 120,000 |
| WINSTON-SALEM, NC | 31 | $ 9,225,000 | $ 297,000 | $ 133,000 |
| DES MOINES-WEST DES MOINES, IA | 30 | $ 7,940,000 | $ 264,000 | $ 111,000 |
| SANTA CRUZ-WATSONVILLE, CA | 30 | $ 15,440,000 | $ 514,000 | $ 111,000 |
| FAYETTEVILLE, NC | 29 | $ 6,515,000 | $ 224,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 29 | $ 7,695,000 | $ 265,000 | $ 92,000 |
| PORTLAND-SOUTH PORTLAND, ME | 29 | $ 8,285,000 | $ 285,000 | $ 111,000 |
| VISALIA-PORTERVILLE, CA | 29 | $ 7,575,000 | $ 261,000 | $ 84,000 |
| SANTA FE, NM | 28 | $ 9,840,000 | $ 351,000 | $ 89,000 |
| TRENTON, NJ | 28 | $ 9,320,000 | $ 332,000 | $ 127,000 |
| LINCOLN, NE | 27 | $ 6,485,000 | $ 240,000 | $ 79,000 |
| SPRINGFIELD, MA | 27 | $ 7,475,000 | $ 276,000 | $ 96,000 |
| FLAGSTAFF, AZ | 26 | $ 9,900,000 | $ 380,000 | $ 148,000 |
| PANAMA CITY, FL | 26 | $ 9,010,000 | $ 346,000 | $ 112,000 |
| GAINESVILLE, GA | 25 | $ 7,165,000 | $ 286,000 | $ 73,000 |
| LANCASTER, PA | 25 | $ 6,725,000 | $ 269,000 | $ 90,000 |
| MERCED, CA | 25 | $ 7,545,000 | $ 301,000 | $ 99,000 |
| WILMINGTON, NC | 25 | $ 8,355,000 | $ 334,000 | $ 127,000 |
| LANSING-EAST LANSING, MI | 24 | $ 6,000,000 | $ 250,000 | $ 99,000 |
| MONTGOMERY, AL | 24 | $ 6,440,000 | $ 268,000 | $ 106,000 |
| ST. GEORGE, UT | 24 | $ 7,830,000 | $ 326,000 | $ 101,000 |
| WINCHESTER, VA-WV | 24 | $ 8,020,000 | $ 227,500 | $ 92,000 |
| BILLINGS, MT | 23 | $ 7,115,000 | $ 309,000 | $ 137,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 23 | $ 9,565,000 | $ 415,000 | $ 141,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 23 | $ 6,665,000 | $ 289,000 | $ 182,000 |
| EL CENTRO, CA | 23 | $ 6,265,000 | $ 272,000 | $ 133,000 |
| ENID, OK | 23 | $ 6,695,000 | $ 291,000 | $ 86,000 |
| MANHATTAN, KS | 23 | $ 5,595,000 | $ 243,000 | $ 121,000 |
| TALLAHASSEE, FL | 23 | $ 6,895,000 | $ 299,000 | $ 102,000 |
| BARNSTABLE TOWN, MA | 22 | $ 7,850,000 | $ 356,000 | $ 147,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 22 | $ 7,460,000 | $ 339,000 | $ 119,000 |
| SHREVEPORT-BOSSIER CITY, LA | 22 | $ 7,860,000 | $ 357,000 | $ 130,000 |
| CHICO, CA | 21 | $ 7,595,000 | $ 361,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 21 | $ 6,645,000 | $ 316,000 | $ 72,000 |
| JACKSONVILLE, NC | 21 | $ 5,835,000 | $ 277,000 | $ 95,000 |
| ALBANY-SCHENECTADY-TROY, NY | 20 | $ 5,420,000 | $ 271,000 | $ 110,000 |
| EL PASO, TX | 20 | $ 4,190,000 | $ 209,000 | $ 80,000 |
| NAPA, CA | 20 | $ 8,120,000 | $ 406,000 | $ 127,000 |
| ROCHESTER, MN | 20 | $ 6,200,000 | $ 310,000 | $ 79,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 19 | $ 4,605,000 | $ 201,500 | $ 114,000 |
| SPARTANBURG, SC | 19 | $ 4,825,000 | $ 253,000 | $ 100,000 |
| TOLEDO, OH | 19 | $ 4,455,000 | $ 234,000 | $ 106,000 |
| AKRON, OH | 18 | $ 4,890,000 | $ 271,000 | $ 155,000 |
| FAIRBANKS, AK | 18 | $ 5,520,000 | $ 306,000 | $ 126,000 |
| REDDING, CA | 18 | $ 5,360,000 | $ 297,000 | $ 123,000 |
| COLUMBIA, MO | 17 | $ 10,925,000 | $ 642,000 | $ 110,000 |
| DOVER, DE | 17 | $ 4,445,000 | $ 261,000 | $ 130,000 |
| GRAND JUNCTION, CO | 17 | $ 4,895,000 | $ 287,000 | $ 98,000 |
| CARSON CITY, NV | 16 | $ 5,160,000 | $ 322,000 | $ 86,000 |
| CORPUS CHRISTI, TX | 16 | $ 4,590,000 | $ 286,000 | $ 117,000 |
| LAFAYETTE, LA | 16 | $ 5,050,000 | $ 315,000 | $ 130,000 |
| ALBANY, OR | 15 | $ 3,615,000 | $ 241,000 | $ 61,000 |
| AUBURN-OPELIKA, AL | 15 | $ 5,055,000 | $ 337,000 | $ 136,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 15 | $ 3,565,000 | $ 237,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 15 | $ 3,815,000 | $ 254,000 | $ 89,000 |
| NORWICH-NEW LONDON, CT | 15 | $ 4,685,000 | $ 312,000 | $ 110,000 |
| PUNTA GORDA, FL | 15 | $ 4,615,000 | $ 307,000 | $ 140,000 |
| THE VILLAGES, FL | 15 | $ 4,315,000 | $ 287,000 | $ 98,000 |
| CORVALLIS, OR | 14 | $ 4,210,000 | $ 300,000 | $ 138,000 |
| KILLEEN-TEMPLE, TX | 14 | $ 3,310,000 | $ 236,000 | $ 127,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 4,650,000 | $ 332,000 | $ 155,000 |
| MADERA, CA | 14 | $ 4,400,000 | $ 314,000 | $ 144,000 |
| NEW BERN, NC | 14 | $ 3,290,000 | $ 235,000 | $ 58,000 |
| OCALA, FL | 14 | $ 4,050,000 | $ 289,000 | $ 97,000 |
| TOPEKA, KS | 14 | $ 3,420,000 | $ 244,000 | $ 81,000 |
| BRUNSWICK, GA | 13 | $ 3,845,000 | $ 295,000 | $ 131,000 |
| LAS CRUCES, NM | 13 | $ 3,145,000 | $ 241,000 | $ 56,000 |
| LONGVIEW, WA | 13 | $ 4,315,000 | $ 331,000 | $ 100,000 |
| SPRINGFIELD, MO | 13 | $ 3,515,000 | $ 270,000 | $ 100,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 4,090,000 | $ 340,000 | $ 130,000 |
| LOGAN, UT-ID | 12 | $ 4,290,000 | $ 392,500 | $ 102,500 |
| MCALLEN-EDINBURG-MISSION, TX | 12 | $ 2,690,000 | $ 224,000 | $ 124,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 2,890,000 | $ 296,500 | $ 174,000 |
| VALDOSTA, GA | 12 | $ 2,530,000 | $ 210,000 | $ 88,000 |
| ABILENE, TX | 11 | $ 3,265,000 | $ 296,000 | $ 89,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 11 | $ 3,175,000 | $ 288,000 | $ 110,000 |
| HANFORD-CORCORAN, CA | 11 | $ 3,265,000 | $ 296,000 | $ 110,000 |
| LUBBOCK, TX | 11 | $ 3,015,000 | $ 274,000 | $ 94,000 |
| ROCHESTER, NY | 11 | $ 2,785,000 | $ 253,000 | $ 75,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 3,085,000 | $ 280,000 | $ 173,000 |
| BLOOMINGTON, IN | 10 | $ 2,240,000 | $ 224,000 | $ 82,000 |
| EAST STROUDSBURG, PA | 10 | $ 1,690,000 | $ 169,000 | $ 59,000 |
| YORK-HANOVER, PA | 10 | $ 2,880,000 | $ 288,000 | $ 126,000 |
| YUBA CITY, CA | 10 | $ 3,300,000 | $ 330,000 | $ 110,000 |
| DULUTH, MN-WI | 9 | $ 3,075,000 | $ 341,000 | $ 166,000 |
| FARGO, ND-MN | 9 | $ 2,615,000 | $ 248,500 | $ 116,500 |
| HOMOSASSA SPRINGS, FL | 9 | $ 1,865,000 | $ 207,000 | $ 58,000 |
| KINGSTON, NY | 9 | $ 3,125,000 | $ 347,000 | $ 106,000 |
| LYNCHBURG, VA | 9 | $ 2,265,000 | $ 251,000 | $ 117,000 |
| POCATELLO, ID | 9 | $ 2,465,000 | $ 273,000 | $ 92,000 |
| READING, PA | 9 | $ 2,865,000 | $ 318,000 | $ 125,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 2,285,000 | $ 253,000 | $ 87,000 |
| ST. JOSEPH, MO-KS | 9 | $ 2,025,000 | $ 225,000 | $ 80,000 |
| WACO, TX | 9 | $ 3,155,000 | $ 350,000 | $ 70,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,660,000 | $ 207,000 | $ 109,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,960,000 | $ 245,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 3,510,000 | $ 438,000 | $ 199,000 |
| HOT SPRINGS, AR | 8 | $ 2,250,000 | $ 281,000 | $ 169,000 |
| LEBANON, PA | 8 | $ 2,080,000 | $ 260,000 | $ 80,000 |
| MIDLAND, TX | 8 | $ 1,840,000 | $ 230,000 | $ 105,000 |
| MONROE, MI | 8 | $ 1,810,000 | $ 226,000 | $ 84,000 |
| SUMTER, SC | 8 | $ 2,750,000 | $ 343,000 | $ 98,000 |
| YUMA, AZ | 8 | $ 1,480,000 | $ 185,000 | $ 89,000 |
| CHAMPAIGN-URBANA, IL | 7 | $ 1,555,000 | $ 222,000 | $ 63,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 2,505,000 | $ 357,000 | $ 166,000 |
| FLINT, MI | 7 | $ 1,055,000 | $ 150,000 | $ 65,000 |
| FORT SMITH, AR-OK | 7 | $ 1,545,000 | $ 214,000 | $ 106,000 |
| GAINESVILLE, FL | 7 | $ 1,805,000 | $ 257,000 | $ 130,000 |
| GRAND FORKS, ND-MN | 7 | $ 1,865,000 | $ 266,000 | $ 42,000 |
| JOPLIN, MO | 7 | $ 1,015,000 | $ 145,000 | $ 63,000 |
| LAKE CHARLES, LA | 7 | $ 1,725,000 | $ 246,000 | $ 108,000 |
| MACON-BIBB COUNTY, GA | 7 | $ 1,245,000 | $ 177,000 | $ 104,000 |
| ROCKFORD, IL | 7 | $ 1,485,000 | $ 212,000 | $ 101,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 1,675,000 | $ 239,000 | $ 128,000 |
| ST. CLOUD, MN | 7 | $ 1,735,000 | $ 247,000 | $ 120,000 |
| SYRACUSE, NY | 7 | $ 2,225,000 | $ 317,000 | $ 136,000 |
| WALLA WALLA, WA | 7 | $ 2,165,000 | $ 309,000 | $ 97,000 |
| APPLETON, WI | 6 | $ 1,200,000 | $ 200,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 1,390,000 | $ 231,000 | $ 98,000 |
| BURLINGTON, NC | 6 | $ 1,260,000 | $ 210,000 | $ 110,000 |
| COLUMBUS, GA-AL | 6 | $ 1,540,000 | $ 256,000 | $ 78,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 1,660,000 | $ 276,000 | $ 90,000 |
| EAU CLAIRE, WI | 6 | $ 1,520,000 | $ 253,000 | $ 50,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 1,940,000 | $ 323,000 | $ 120,000 |
| ELKHART-GOSHEN, IN | 6 | $ 2,010,000 | $ 335,000 | $ 111,000 |
| JACKSON, MS | 6 | $ 1,420,000 | $ 236,000 | $ 109,000 |
| JOHNSON CITY, TN | 6 | $ 1,840,000 | $ 306,000 | $ 111,000 |
| MORGANTOWN, WV | 6 | $ 1,340,000 | $ 223,000 | $ 155,000 |
| PITTSFIELD, MA | 6 | $ 2,140,000 | $ 356,000 | $ 127,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 1,740,000 | $ 281,000 | $ 93,000 |
| SIOUX FALLS, SD | 6 | $ 2,200,000 | $ 366,000 | $ 125,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,580,000 | $ 263,000 | $ 89,000 |
| TYLER, TX | 6 | $ 1,760,000 | $ 293,000 | $ 103,000 |
| UTICA-ROME, NY | 6 | $ 1,250,000 | $ 208,000 | $ 82,000 |
| WICHITA FALLS, TX | 6 | $ 1,820,000 | $ 303,000 | $ 114,000 |
| AMARILLO, TX | 5 | $ 815,000 | $ 163,000 | $ 180,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 1,295,000 | $ 259,000 | $ 175,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 1,305,000 | $ 261,000 | $ 141,000 |
| CEDAR RAPIDS, IA | 5 | $ 1,555,000 | $ 311,000 | $ 144,000 |
| CHARLESTON, WV | 5 | $ 615,000 | $ 123,000 | $ 70,000 |
| DECATUR, AL | 5 | $ 1,595,000 | $ 319,000 | $ 138,000 |
| DOTHAN, AL | 5 | $ 1,855,000 | $ 371,000 | $ 124,000 |
| GETTYSBURG, PA | 5 | $ 1,945,000 | $ 389,000 | $ 196,000 |
| GRANTS PASS, OR | 5 | $ 935,000 | $ 187,000 | $ 58,000 |
| GREAT FALLS, MT | 5 | $ 1,615,000 | $ 323,000 | $ 57,000 |
| GREEN BAY, WI | 5 | $ 1,185,000 | $ 237,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 1,115,000 | $ 190,000 | $ 69,000 |
| JACKSON, MI | 5 | $ 1,085,000 | $ 217,000 | $ 59,000 |
| JEFFERSON CITY, MO | 5 | $ 885,000 | $ 177,000 | $ 112,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 1,445,000 | $ 291,500 | $ 109,000 |
| MOBILE, AL | 5 | $ 1,305,000 | $ 261,000 | $ 94,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 1,865,000 | $ 373,000 | $ 107,000 |
| SPRINGFIELD, IL | 5 | $ 1,195,000 | $ 239,000 | $ 60,000 |
| STATE COLLEGE, PA | 5 | $ 1,615,000 | $ 323,000 | $ 124,000 |
| TWIN FALLS, ID | 5 | $ 1,535,000 | $ 307,000 | $ 119,000 |
| BANGOR, ME | 4 | $ 1,000,000 | $ 250,000 | $ 195,000 |
| BINGHAMTON, NY | 4 | $ 740,000 | $ 185,000 | $ 91,000 |
| BISMARCK, ND | 4 | $ 1,410,000 | $ 352,000 | $ 127,000 |
| BOWLING GREEN, KY | 4 | $ 1,310,000 | $ 327,000 | $ 270,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 920,000 | $ 230,000 | $ 111,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| GOLDSBORO, NC | 4 | $ 1,050,000 | $ 262,000 | $ 104,000 |
| GREENVILLE, NC | 4 | $ 940,000 | $ 235,000 | $ 66,000 |
| HAMMOND, LA | 4 | $ 560,000 | $ 140,000 | $ 24,000 |
| HARRISONBURG, VA | 4 | $ 880,000 | $ 220,000 | $ 274,000 |
| JACKSON, TN | 4 | $ 650,000 | $ 162,000 | $ 36,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 830,000 | $ 207,000 | $ 37,000 |
| LAREDO, TX | 4 | $ 1,320,000 | $ 330,000 | $ 133,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 1,120,000 | $ 280,000 | $ 68,000 |
| MONROE, LA | 4 | $ 1,060,000 | $ 265,000 | $ 196,000 |
| MORRISTOWN, TN | 4 | $ 1,340,000 | $ 335,000 | $ 157,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 1,130,000 | $ 282,000 | $ 99,000 |
| OCEAN CITY, NJ | 4 | $ 1,450,000 | $ 362,000 | $ 237,000 |
| PEORIA, IL | 4 | $ 840,000 | $ 210,000 | $ 112,000 |
| PUEBLO, CO | 4 | $ 1,300,000 | $ 325,000 | $ 51,000 |
| ROANOKE, VA | 4 | $ 1,500,000 | $ 375,000 | $ 172,000 |
| SAN ANGELO, TX | 4 | $ 1,040,000 | $ 260,000 | $ 143,000 |
| SHEBOYGAN, WI | 4 | $ 1,030,000 | $ 257,000 | $ 55,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,230,000 | $ 307,000 | $ 133,000 |
| TEXARKANA, TX-AR | 4 | $ 560,000 | $ 161,500 | $ 116,000 |
| WAUSAU, WI | 4 | $ 1,300,000 | $ 325,000 | $ 61,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 740,000 | $ 185,000 | $ 45,000 |
| AMES, IA | 3 | $ 435,000 | $ 145,000 | $ 61,000 |
| CASPER, WY | 3 | $ 955,000 | $ 318,000 | $ 81,000 |
| CLEVELAND, TN | 3 | $ 635,000 | $ 211,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 3 | $ 955,000 | $ 318,000 | $ 71,000 |
| FORT WAYNE, IN | 3 | $ 1,235,000 | $ 411,000 | $ 114,000 |
| GLENS FALLS, NY | 3 | $ 975,000 | $ 325,000 | $ 137,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 795,000 | $ 265,000 | $ 113,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 745,000 | $ 248,000 | $ 108,000 |
| LEWISTON, ID-WA | 3 | $ 1,315,000 | $ 467,500 | $ 130,000 |
| LEWISTON-AUBURN, ME | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| MANSFIELD, OH | 3 | $ 595,000 | $ 198,000 | $ 13,000 |
| MUNCIE, IN | 3 | $ 975,000 | $ 325,000 | $ 154,000 |
| MUSKEGON, MI | 3 | $ 1,855,000 | $ 618,000 | $ 337,000 |
| ODESSA, TX | 3 | $ 805,000 | $ 268,000 | $ 127,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 1,125,000 | $ 375,000 | $ 168,000 |
| RACINE, WI | 3 | $ 745,000 | $ 248,000 | $ 153,000 |
| RAPID CITY, SD | 3 | $ 975,000 | $ 325,000 | $ 85,000 |
| SPRINGFIELD, OH | 3 | $ 1,045,000 | $ 348,000 | $ 102,000 |
| ALTOONA, PA | 2 | $ 340,000 | $ 170,000 | $ 146,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 450,000 | $ 225,000 | $ 0 |
| BATTLE CREEK, MI | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| BLOOMINGTON, IL | 2 | $ 350,000 | $ 175,000 | $ 151,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 700,000 | $ 350,000 | $ 97,000 |
| CARBONDALE-MARION, IL | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| ELMIRA, NY | 2 | $ 720,000 | $ 360,000 | $ 165,000 |
| FLORENCE, SC | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 940,000 | $ 470,000 | $ 127,000 |
| IOWA CITY, IA | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| KOKOMO, IN | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| PINE BLUFF, AR | 2 | $ 970,000 | $ 485,000 | $ 209,000 |
| ROME, GA | 2 | $ 400,000 | $ 200,000 | $ 36,000 |
| TERRE HAUTE, IN | 2 | $ 710,000 | $ 355,000 | $ 133,000 |
| TUSCALOOSA, AL | 2 | $ 580,000 | $ 290,000 | $ 164,000 |
| VICTORIA, TX | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 530,000 | $ 265,000 | $ 133,000 |
| ALEXANDRIA, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| BAY CITY, MI | 1 | $ 385,000 | $ 385,000 | $ 227,000 |
| BECKLEY, WV | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| COLUMBUS, IN | 1 | $ 435,000 | $ 435,000 | $ 233,000 |
| CUMBERLAND, MD-WV | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| DALTON, GA | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| DECATUR, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| GADSDEN, AL | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| GRAND ISLAND, NE | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| JOHNSTOWN, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| JONESBORO, AR | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| LONGVIEW, TX | 1 | $ 315,000 | $ 315,000 | $ 468,000 |
| MIDLAND, MI | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| OWENSBORO, KY | 1 | $ 5,000 | $ 5,000 | $ 0 |
| SAGINAW, MI | 1 | $ 5,000 | $ 5,000 | $ 0 |
| SEBRING, FL | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 495,000 | $ 495,000 | $ 189,000 |
| WILLIAMSPORT, PA | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Nbkc Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 21,930 | $7,601,310,000 | $346,000 | $1,485,000 | $118,000 | $8,888,000 |
| Home Purchase | 10,726 | $3,909,670,000 | $364,000 | $6,725,000 | $128,000 | $3,745,000 |
| Cash-out Refinancing | 5,577 | $1,896,855,000 | $340,000 | $1,505,000 | $116,000 | $967,000 |
| Home Improvement | 635 | $218,825,000 | $344,000 | $925,000 | $130,000 | $1,446,000 |
| Not Applicable | 244 | $67,850,000 | $278,000 | $765,000 | $0 | $154,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,613 | $8,129,635,000 | $344,000 | $1,555,000 | $122,000 | $3,745,000 |
| Not Provided | 6,184 | $2,240,880,000 | $362,000 | $5,005,000 | $123,000 | $8,888,000 |
| Asian | 4,098 | $1,537,560,000 | $375,000 | $1,495,000 | $125,000 | $1,520,000 |
| Hispanic | 3,143 | $1,055,925,000 | $335,000 | $1,405,000 | $107,000 | $653,000 |
| Black or African American | 1,322 | $433,690,000 | $328,000 | $1,205,000 | $104,000 | $894,000 |
| American Indian or Alaskan Native | 55 | $20,475,000 | $372,000 | $755,000 | $109,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $17,825,000 | $396,000 | $1,075,000 | $144,000 | $303,000 |
| Not applicable | 18 | $24,120,000 | $1,340,000 | $6,725,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,619 | $10,827,965,000 | $342,000 | $6,725,000 | $121,000 | $8,888,000 |
| VA-guaranteed (Veterans Administration) | 6,805 | $2,681,175,000 | $394,000 | $1,555,000 | $117,000 | $826,000 |
| FHA-insured (Federal Housing Administration) | 688 | $185,370,000 | $269,000 | $885,000 | $84,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,045 | $7,185,875,000 | $358,000 | $2,455,000 | $143,000 | $1,446,000 |
| Application Withdrawn By Applicant | 9,316 | $3,221,490,000 | $345,000 | $6,725,000 | $124,000 | $1,520,000 |
| File Closed For Incompleteness | 3,764 | $1,069,540,000 | $284,000 | $1,505,000 | $4,000 | $8,888,000 |
| Preapproval Approved but not Accepted | 3,334 | $1,287,340,000 | $386,000 | $1,555,000 | $125,000 | $713,000 |
| Application Denied By Financial Institution | 2,011 | $694,925,000 | $345,000 | $5,005,000 | $102,000 | $888,000 |
| Application Approved But Not Accepted | 315 | $113,235,000 | $359,000 | $1,005,000 | $138,000 | $569,000 |
| Preapproval Denied by Financial Institution | 312 | $116,840,000 | $374,000 | $1,285,000 | $107,000 | $3,745,000 |
| Loan Purchased By The Institution | 15 | $5,265,000 | $351,000 | $565,000 | $130,000 | $296,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 36,789 | $12,882,745,000 | $350,000 | $6,725,000 | $121,000 | $8,888,000 |
| Unverifiable Information | 704 | $247,220,000 | $351,000 | $1,145,000 | $127,000 | $3,745,000 |
| Debt-To-Income Ratio | 672 | $244,480,000 | $363,000 | $1,475,000 | $84,000 | $888,000 |
| Credit History | 395 | $120,665,000 | $305,000 | $1,285,000 | $59,000 | $663,000 |
| Credit Application Incomplete | 238 | $87,400,000 | $367,000 | $1,405,000 | $122,000 | $528,000 |
| Collateral | 182 | $59,430,000 | $326,000 | $905,000 | $129,000 | $713,000 |
| Employment History | 99 | $36,185,000 | $365,000 | $875,000 | $111,000 | $416,000 |
| Other | 32 | $16,010,000 | $500,000 | $5,005,000 | $139,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $375,000 | $375,000 | $375,000 | $143,000 | $143,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbkc Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbkc Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.