Netbank Fundings Services Mortgage Lending & HMDA Data, 2003

In 2003, Netbank Fundings Services of Columbia, SC reported 5,444 mortgage applications totaling $1.1 billion. The average application was for $209,530, and applicants reported an average income of $82,905. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Boston, MA-NH (631), Minneapolis-St. Paul, MN-WI (568) and Chicago, IL (412) (applications in parentheses).

Mortgage Company & Address Netbank Fundings Services
9710 Two Notch Road
Columbia, SC 29223
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,444
Total Mortgage Loan Application Amount $1,140,685,000
Average Mortgage Loan Application Amount $209,530
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $82,905
Highest Applicant Income $2,532,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Netbank Fundings Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Netbank Fundings Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 308 $ 81,722,000 $ 265,331 $ 82,000
Hennepin, Minnesota 211 $ 38,767,000 $ 183,729 $ 62,000
Cook, Illinois 204 $ 44,453,000 $ 217,906 $ 89,000
Oakland, Michigan 155 $ 34,579,000 $ 223,090 $ 77,000
Norfolk, Massachusetts 152 $ 41,990,000 $ 276,250 $ 73,000
St. Louis, Missouri 141 $ 26,001,000 $ 184,404 $ 83,000
Wayne, Michigan 122 $ 22,134,000 $ 181,426 $ 59,000
Suffolk, Massachusetts 113 $ 29,471,000 $ 260,805 $ 105,000
Santa Clara, California 111 $ 35,547,000 $ 320,243 $ 105,000
Dakota, Minnesota 105 $ 20,167,000 $ 192,066 $ 66,000
Clark, Nevada 97 $ 17,461,000 $ 180,010 $ 80,000
Alameda, California 90 $ 28,348,000 $ 314,977 $ 104,000
St. Charles, Missouri 87 $ 12,747,000 $ 146,517 $ 79,000
Jefferson, Colorado 83 $ 16,925,000 $ 203,915 $ 85,000
Essex, Massachusetts 83 $ 22,094,000 $ 266,192 $ 132,000
Douglas, Colorado 79 $ 17,636,000 $ 223,240 $ 77,000
Boulder, Colorado 72 $ 17,042,000 $ 236,694 $ 89,000
Montgomery, Maryland 66 $ 15,502,000 $ 234,878 $ 79,000
Worcester, Massachusetts 64 $ 16,118,000 $ 251,843 $ 100,000
Denver, Colorado 63 $ 12,841,000 $ 203,825 $ 88,000
Los Angeles, California 61 $ 17,973,000 $ 294,639 $ 111,000
DuPage, Illinois 61 $ 11,943,000 $ 195,786 $ 95,000
Arapahoe, Colorado 60 $ 12,469,000 $ 207,816 $ 72,000
Maricopa, Arizona 57 $ 9,601,000 $ 168,438 $ 85,000
Orange, California 57 $ 16,556,000 $ 290,456 $ 87,000
Adams, Colorado 52 $ 9,416,000 $ 181,076 $ 73,000
Plymouth, Massachusetts 49 $ 12,130,000 $ 247,551 $ 105,000
Anoka, Minnesota 48 $ 7,407,000 $ 154,312 $ 60,000
Lake, Illinois 46 $ 10,095,000 $ 219,456 $ 184,000
Ramsey, Minnesota 46 $ 7,349,000 $ 159,760 $ 74,000
Washington, Minnesota 46 $ 8,121,000 $ 176,543 $ 67,000
Salt Lake, Utah 42 $ 8,186,000 $ 194,904 $ 63,000
San Diego, California 41 $ 11,221,000 $ 273,682 $ 83,000
Fairfax, Virginia 39 $ 9,683,000 $ 248,282 $ 86,000
Washtenaw, Michigan 38 $ 8,136,000 $ 214,105 $ 66,000
Franklin, Ohio 37 $ 5,937,000 $ 160,459 $ 126,000
Larimer, Colorado 36 $ 6,643,000 $ 184,527 $ 78,000
Scott, Minnesota 36 $ 6,619,000 $ 183,861 $ 59,000
King, Washington 36 $ 8,337,000 $ 231,583 $ 73,000
Will, Illinois 35 $ 6,275,000 $ 179,285 $ 84,000
McHenry, Illinois 33 $ 5,425,000 $ 164,393 $ 69,000
Wake, North Carolina 33 $ 5,673,000 $ 171,909 $ 71,000
Fulton, Georgia 32 $ 6,688,000 $ 209,000 $ 67,000
Bristol, Massachusetts 31 $ 6,375,000 $ 205,645 $ 70,000
Fairfield, Connecticut 30 $ 8,228,000 $ 274,266 $ 105,000
Kane, Illinois 30 $ 5,856,000 $ 195,200 $ 78,000
Marion, Indiana 30 $ 4,650,000 $ 155,000 $ 78,000
Carver, Minnesota 30 $ 6,085,000 $ 202,833 $ 87,000
Contra Costa, California 29 $ 7,984,000 $ 275,310 $ 75,000
Johnson, Kansas 29 $ 5,069,000 $ 174,793 $ 82,000
San Mateo, California 28 $ 9,692,000 $ 346,142 $ 137,000
Mecklenburg, North Carolina 27 $ 5,144,000 $ 190,518 $ 74,000
Riverside, California 25 $ 5,145,000 $ 205,800 $ 147,000
DeKalb, Georgia 24 $ 4,442,000 $ 185,083 $ 70,000
Wright, Minnesota 24 $ 4,003,000 $ 166,791 $ 49,000
Weld, Colorado 23 $ 3,806,000 $ 165,478 $ 49,000
Cobb, Georgia 23 $ 4,695,000 $ 204,130 $ 88,000
Lee, Alabama 22 $ 4,098,000 $ 186,272 $ 50,000
Hillsborough, New Hampshire 21 $ 4,822,000 $ 229,619 $ 110,000
Hartford, Connecticut 19 $ 3,483,000 $ 183,315 $ 92,000
Macomb, Michigan 19 $ 3,045,000 $ 160,263 $ 58,000
Jefferson, Missouri 18 $ 2,807,000 $ 155,944 $ 67,000
Gwinnett, Georgia 17 $ 3,169,000 $ 186,411 $ 79,000
Anne Arundel, Maryland 17 $ 3,146,000 $ 185,058 $ 42,000
Sacramento, California 16 $ 3,122,000 $ 195,125 $ 83,000
Solano, California 16 $ 4,193,000 $ 262,062 $ 56,000
St. Louis City, Missouri 16 $ 2,399,000 $ 149,937 $ 59,000
Placer, California 15 $ 3,860,000 $ 257,333 $ 145,000
El Paso, Colorado 15 $ 2,566,000 $ 171,066 $ 39,000
Broward, Florida 15 $ 2,290,000 $ 152,666 $ 73,000
Prince George's, Maryland 15 $ 2,705,000 $ 180,333 $ 70,000
Barnstable, Massachusetts 15 $ 3,700,000 $ 246,666 $ 139,000
Clay, Missouri 15 $ 2,003,000 $ 133,533 $ 69,000
Utah, Utah 15 $ 3,252,000 $ 216,800 $ 116,000
Pierce, Washington 14 $ 2,867,000 $ 204,785 $ 80,000
Baltimore, Maryland 13 $ 2,250,000 $ 173,076 $ 67,000
Rice, Minnesota 13 $ 1,989,000 $ 153,000 $ 55,000
Christian, Missouri 13 $ 1,455,000 $ 111,923 $ 51,000
Jackson, Missouri 13 $ 2,296,000 $ 176,615 $ 97,000
Cuyahoga, Ohio 13 $ 2,019,000 $ 155,307 $ 65,000
San Bernardino, California 12 $ 2,452,000 $ 204,333 $ 67,000
San Francisco, California 12 $ 3,800,000 $ 316,666 $ 113,000
San Luis Obispo, California 12 $ 3,067,000 $ 255,583 $ 94,000
Baltimore City, Maryland 12 $ 2,285,000 $ 190,416 $ 76,000
Livingston, Michigan 12 $ 2,087,000 $ 173,916 $ 80,000
Greene, Missouri 12 $ 1,808,000 $ 150,666 $ 39,000
Guilford, North Carolina 12 $ 2,105,000 $ 175,416 $ 95,000
Stark, Ohio 12 $ 2,363,000 $ 196,916 $ 71,000
District of Columbia, District Of Columbia 11 $ 3,573,000 $ 324,818 $ 102,000
St. Clair, Illinois 11 $ 1,482,000 $ 134,727 $ 79,000
Boone, Missouri 11 $ 1,546,000 $ 140,545 $ 42,000
Rockingham, New Hampshire 11 $ 2,676,000 $ 243,272 $ 106,000
Harris, Texas 11 $ 1,777,000 $ 161,545 $ 104,000
New Haven, Connecticut 10 $ 2,253,000 $ 225,300 $ 74,000
Hamilton, Indiana 10 $ 1,678,000 $ 167,800 $ 56,000
Howard, Maryland 10 $ 2,795,000 $ 279,500 $ 153,000
Sherburne, Minnesota 10 $ 1,967,000 $ 196,700 $ 68,000
St. Louis, Minnesota 10 $ 974,000 $ 97,400 $ 98,000
Providence, Rhode Island 10 $ 1,752,000 $ 175,200 $ 72,000
Richland, South Carolina 10 $ 1,575,000 $ 157,500 $ 70,000
Denton, Texas 10 $ 2,355,000 $ 235,500 $ 76,000
Loudoun, Virginia 10 $ 2,414,000 $ 241,400 $ 101,000
Prince William, Virginia 10 $ 2,207,000 $ 220,700 $ 91,000
Forsyth, Georgia 9 $ 1,861,000 $ 206,777 $ 76,000
Worcester, Maryland 9 $ 1,703,000 $ 189,222 $ 143,000
McLeod, Minnesota 9 $ 1,381,000 $ 153,444 $ 43,000
Washoe, Nevada 9 $ 1,773,000 $ 197,000 $ 141,000
Summit, Ohio 9 $ 1,481,000 $ 164,555 $ 76,000
Davis, Utah 9 $ 1,208,000 $ 134,222 $ 27,000
Dane, Wisconsin 9 $ 1,359,000 $ 151,000 $ 101,000
Waukesha, Wisconsin 9 $ 2,187,000 $ 243,000 $ 80,000
Shelby, Alabama 8 $ 1,543,000 $ 192,875 $ 90,000
San Joaquin, California 8 $ 2,257,000 $ 282,125 $ 83,000
New London, Connecticut 8 $ 1,557,000 $ 194,625 $ 70,000
Hillsborough, Florida 8 $ 1,667,000 $ 208,375 $ 102,000
Orange, Florida 8 $ 1,801,000 $ 225,125 $ 86,000
Hendricks, Indiana 8 $ 1,203,000 $ 150,375 $ 69,000
Carroll, Maryland 8 $ 1,495,000 $ 186,875 $ 67,000
Frederick, Maryland 8 $ 1,598,000 $ 199,750 $ 67,000
Olmsted, Minnesota 8 $ 943,000 $ 117,875 $ 86,000
Orange, North Carolina 8 $ 1,937,000 $ 242,125 $ 90,000
Delaware, Ohio 8 $ 2,230,000 $ 278,750 $ 110,000
Lorain, Ohio 8 $ 1,170,000 $ 146,250 $ 68,000
Milwaukee, Wisconsin 8 $ 1,198,000 $ 149,750 $ 101,000
Summit, Colorado 7 $ 1,534,000 $ 219,142 $ 154,000
Fayette, Georgia 7 $ 1,617,000 $ 231,000 $ 92,000
Mills, Iowa 7 $ 953,000 $ 136,142 $ 85,000
Warren, Missouri 7 $ 900,000 $ 128,571 $ 78,000
Shelby, Tennessee 7 $ 1,249,000 $ 178,428 $ 90,000
Arlington, Virginia 7 $ 1,593,000 $ 227,571 $ 96,000
Butte, California 6 $ 1,075,000 $ 179,166 $ 80,000
Fresno, California 6 $ 1,453,000 $ 242,166 $ 121,000
St. Johns, Florida 6 $ 1,122,000 $ 187,000 $ 72,000
Henry, Georgia 6 $ 848,000 $ 141,333 $ 196,000
East Baton Rouge, Louisiana 6 $ 1,145,000 $ 190,833 $ 58,000
Harford, Maryland 6 $ 1,506,000 $ 251,000 $ 94,000
Chisago, Minnesota 6 $ 970,000 $ 161,666 $ 58,000
Crow Wing, Minnesota 6 $ 1,144,000 $ 190,666 $ 78,000
Isanti, Minnesota 6 $ 1,139,000 $ 189,833 $ 78,000
Iredell, North Carolina 6 $ 953,000 $ 158,833 $ 98,000
York, Pennsylvania 6 $ 802,000 $ 133,666 $ 97,000
Travis, Texas 6 $ 1,370,000 $ 228,333 $ 129,000
Henrico, Virginia 6 $ 1,346,000 $ 224,333 $ 104,000
Virginia Beach, Virginia 6 $ 1,179,000 $ 196,500 $ 105,000
Snohomish, Washington 6 $ 1,153,000 $ 192,166 $ 52,000
Baldwin, Alabama 5 $ 923,000 $ 184,600 $ 712,000
Jefferson, Alabama 5 $ 601,000 $ 120,200 $ 62,000
Ventura, California 5 $ 1,633,000 $ 326,600 $ 92,000
Litchfield, Connecticut 5 $ 1,220,000 $ 244,000 $ 120,000
Middlesex, Connecticut 5 $ 819,000 $ 163,800 $ 38,000
Duval, Florida 5 $ 835,000 $ 167,000 $ 71,000
Douglas, Kansas 5 $ 585,000 $ 117,000 $ 52,000
Hampden, Massachusetts 5 $ 1,124,000 $ 224,800 $ 65,000
Ottawa, Michigan 5 $ 765,000 $ 153,000 $ 64,000
Hamilton, Ohio 5 $ 846,000 $ 169,200 $ 62,000
Washington, Rhode Island 5 $ 1,117,000 $ 223,400 $ 84,000
Lexington, South Carolina 5 $ 729,000 $ 145,800 $ 53,000
Minnehaha, South Dakota 5 $ 496,000 $ 99,200 $ 28,000
Williamson, Tennessee 5 $ 1,474,000 $ 294,800 $ 115,000
Collin, Texas 5 $ 912,000 $ 182,400 $ 95,000
Dallas, Texas 5 $ 799,000 $ 159,800 $ 77,000
Grays Harbor, Washington 5 $ 461,000 $ 92,200 $ 112,000
Pima, Arizona 4 $ 765,000 $ 191,250 $ 115,000
El Dorado, California 4 $ 827,000 $ 206,750 $ 94,000
Routt, Colorado 4 $ 722,000 $ 180,500 $ 107,000
Alachua, Florida 4 $ 519,000 $ 129,750 $ 82,000
Hernando, Florida 4 $ 516,000 $ 129,000 $ 46,000
Palm Beach, Florida 4 $ 637,000 $ 159,250 $ 192,000
Pinellas, Florida 4 $ 674,000 $ 168,500 $ 54,000
Cherokee, Georgia 4 $ 535,000 $ 133,750 $ 35,000
Union, Georgia 4 $ 786,000 $ 196,500 $ 71,000
Madison, Illinois 4 $ 668,000 $ 167,000 $ 80,000
Peoria, Illinois 4 $ 405,000 $ 101,250 $ 57,000
Cumberland, Maine 4 $ 757,000 $ 189,250 $ 88,000
Camden, Missouri 4 $ 429,000 $ 107,250 $ 65,000
Lincoln, Missouri 4 $ 558,000 $ 139,500 $ 55,000
Platte, Missouri 4 $ 1,074,000 $ 268,500 $ 73,000
Webster, Missouri 4 $ 660,000 $ 165,000 $ 107,000
Douglas, Nevada 4 $ 761,000 $ 190,250 $ 80,000
Grafton, New Hampshire 4 $ 822,000 $ 205,500 $ 130,000
Buncombe, North Carolina 4 $ 617,000 $ 154,250 $ 47,000
Henderson, North Carolina 4 $ 377,000 $ 94,250 $ 125,000
Union, North Carolina 4 $ 589,000 $ 147,250 $ 55,000
Oklahoma, Oklahoma 4 $ 572,000 $ 143,000 $ 65,000
Oconee, South Carolina 4 $ 980,000 $ 245,000 $ 55,000
Dickson, Tennessee 4 $ 614,000 $ 153,500 $ 103,000
Fort Bend, Texas 4 $ 545,000 $ 136,250 $ 79,000
Wasatch, Utah 4 $ 595,000 $ 148,750 $ 114,000
Chesapeake, Virginia 4 $ 599,000 $ 149,750 $ 101,000
Waupaca, Wisconsin 4 $ 1,009,000 $ 252,250 $ 74,000
Monroe, Alabama 3 $ 448,000 $ 149,333 $ 70,000
Pike, Alabama 3 $ 379,000 $ 126,333 $ 105,000
Marin, California 3 $ 1,164,000 $ 388,000 $ 139,000
Monterey, California 3 $ 676,000 $ 225,333 $ 65,000
Santa Barbara, California 3 $ 754,000 $ 251,333 $ 46,000
Montrose, Colorado 3 $ 564,000 $ 188,000 $ 50,000
Brevard, Florida 3 $ 407,000 $ 135,666 $ 58,000
Lee, Florida 3 $ 407,000 $ 135,666 $ 105,000
Seminole, Florida 3 $ 973,000 $ 324,333 $ 250,000
Columbia, Georgia 3 $ 653,000 $ 217,666 $ 38,000
Coweta, Georgia 3 $ 333,000 $ 111,000 $ 43,000
Floyd, Georgia 3 $ 464,000 $ 154,666 $ 71,000
Hall, Georgia 3 $ 456,000 $ 152,000 $ 36,000
Lowndes, Georgia 3 $ 490,000 $ 163,333 $ 93,000
Lake, Indiana 3 $ 300,000 $ 100,000 $ 51,000
Fayette, Kentucky 3 $ 519,000 $ 173,000 $ 95,000
Jefferson, Kentucky 3 $ 485,000 $ 161,666 $ 51,000
St. Mary's, Maryland 3 $ 344,000 $ 114,666 $ 127,000
Monroe, Michigan 3 $ 470,000 $ 156,666 $ 87,000
Kandiyohi, Minnesota 3 $ 535,000 $ 178,333 $ 67,000
Cape Girardeau, Missouri 3 $ 511,000 $ 170,333 $ 74,000
Franklin, Missouri 3 $ 266,000 $ 88,666 $ 57,000
Carbon, Montana 3 $ 1,167,000 $ 389,000 $ 224,000
Kings, New York 3 $ 1,013,000 $ 337,666 $ 122,000
Nassau, New York 3 $ 777,000 $ 259,000 $ 66,000
Cumberland, North Carolina 3 $ 533,000 $ 177,666 $ 41,000
Durham, North Carolina 3 $ 475,000 $ 158,333 $ 33,000
Gaston, North Carolina 3 $ 500,000 $ 166,666 $ 169,000
Greene, Ohio 3 $ 440,000 $ 146,666 $ 97,000
Tulsa, Oklahoma 3 $ 534,000 $ 178,000 $ 111,000
Delaware, Pennsylvania 3 $ 539,000 $ 179,666 $ 79,000
York, South Carolina 3 $ 539,000 $ 179,666 $ 32,000
Union, South Dakota 3 $ 426,000 $ 142,000 $ 74,000
Davidson, Tennessee 3 $ 384,000 $ 128,000 $ 45,000
Galveston, Texas 3 $ 434,000 $ 144,666 $ 72,000
Thurston, Washington 3 $ 472,000 $ 157,333 $ 79,000
Polk, Wisconsin 3 $ 406,000 $ 135,333 $ 48,000
Racine, Wisconsin 3 $ 577,000 $ 192,333 $ 47,000
St. Croix, Wisconsin 3 $ 417,000 $ 139,000 $ 57,000
Elmore, Alabama 2 $ 210,000 $ 105,000 $ 39,000
Coconino, Arizona 2 $ 363,000 $ 181,500 $ 208,000
Mohave, Arizona 2 $ 188,000 $ 94,000 $ 23,000
Washington, Arkansas 2 $ 295,000 $ 147,500 $ 60,000
Merced, California 2 $ 310,000 $ 155,000 $ 48,000
Nevada, California 2 $ 497,000 $ 248,500 $ 99,000
Sonoma, California 2 $ 407,000 $ 203,500 $ 62,000
Park, Colorado 2 $ 388,000 $ 194,000 $ 47,000
Tolland, Connecticut 2 $ 224,000 $ 112,000 $ 48,000
New Castle, Delaware 2 $ 245,000 $ 122,500 $ 123,000
Collier, Florida 2 $ 225,000 $ 112,500 $ 35,000
Manatee, Florida 2 $ 425,000 $ 212,500 $ 116,000
Miami-Dade, Florida 2 $ 315,000 $ 157,500 $ 164,000
Nassau, Florida 2 $ 240,000 $ 120,000 $ 48,000
Pasco, Florida 2 $ 259,000 $ 129,500 $ 50,000
Banks, Georgia 2 $ 422,000 $ 211,000 $ 53,000
Troup, Georgia 2 $ 266,000 $ 133,000 $ 79,000
Ada, Idaho 2 $ 220,000 $ 110,000 $ 57,000
Bonneville, Idaho 2 $ 295,000 $ 147,500 $ 53,000
DeKalb, Illinois 2 $ 315,000 $ 157,500 $ 180,000
LaSalle, Illinois 2 $ 409,000 $ 204,500 $ 32,000
McLean, Illinois 2 $ 218,000 $ 109,000 $ 51,000
Winnebago, Illinois 2 $ 355,000 $ 177,500 $ 69,000
Delaware, Indiana 2 $ 193,000 $ 96,500 $ 101,000
Johnson, Indiana 2 $ 330,000 $ 165,000 $ 48,000
St. Joseph, Indiana 2 $ 158,000 $ 79,000 $ 79,000
Wyandotte, Kansas 2 $ 218,000 $ 109,000 $ 51,000
Caddo, Louisiana 2 $ 104,000 $ 52,000 $ 6,000
York, Maine 2 $ 600,000 $ 300,000 $ 210,000
Cecil, Maryland 2 $ 217,000 $ 108,500 $ 57,000
Berkshire, Massachusetts 2 $ 199,000 $ 99,500 $ 18,000
Hampshire, Massachusetts 2 $ 263,000 $ 131,500 $ 36,000
Grand Traverse, Michigan 2 $ 298,000 $ 149,000 $ 18,000
Kent, Michigan 2 $ 414,000 $ 207,000 $ 150,000
Muskegon, Michigan 2 $ 462,000 $ 231,000 $ 181,000
Blue Earth, Minnesota 2 $ 257,000 $ 128,500 $ 89,000
Cass, Minnesota 2 $ 418,000 $ 209,000 $ 79,000
Goodhue, Minnesota 2 $ 263,000 $ 131,500 $ 48,000
Nobles, Minnesota 2 $ 153,000 $ 76,500 $ 59,000
Stearns, Minnesota 2 $ 229,000 $ 114,500 $ 33,000
Madison, Mississippi 2 $ 290,000 $ 145,000 $ 44,000
Morgan, Missouri 2 $ 193,000 $ 96,500 $ 76,000
Stone, Missouri 2 $ 277,000 $ 138,500 $ 33,000
Douglas, Nebraska 2 $ 334,000 $ 167,000 $ 114,000
Carroll, New Hampshire 2 $ 376,000 $ 188,000 $ 378,000
Strafford, New Hampshire 2 $ 374,000 $ 187,000 $ 75,000
Camden, New Jersey 2 $ 273,000 $ 136,500 $ 49,000
Middlesex, New Jersey 2 $ 405,000 $ 202,500 $ 131,000
Passaic, New Jersey 2 $ 326,000 $ 163,000 $ 79,000
Somerset, New Jersey 2 $ 322,000 $ 161,000 $ 72,000
Grant, New Mexico 2 $ 243,000 $ 121,500 $ 0
Santa Fe, New Mexico 2 $ 269,000 $ 134,500 $ 38,000
Suffolk, New York 2 $ 387,000 $ 193,500 $ 128,000
Davidson, North Carolina 2 $ 188,000 $ 94,000 $ 30,000
Onslow, North Carolina 2 $ 152,000 $ 76,000 $ 52,000
Cass, North Dakota 2 $ 239,000 $ 119,500 $ 76,000
Butler, Ohio 2 $ 469,000 $ 234,500 $ 102,000
Clermont, Ohio 2 $ 216,000 $ 108,000 $ 16,000
Lake, Ohio 2 $ 289,000 $ 144,500 $ 45,000
Madison, Ohio 2 $ 439,000 $ 219,500 $ 72,000
Warren, Ohio 2 $ 268,000 $ 134,000 $ 77,000
Multnomah, Oregon 2 $ 531,000 $ 265,500 $ 166,000
Lancaster, Pennsylvania 2 $ 265,000 $ 132,500 $ 76,000
Bristol, Rhode Island 2 $ 308,000 $ 154,000 $ 49,000
Charleston, South Carolina 2 $ 545,000 $ 272,500 $ 315,000
Horry, South Carolina 2 $ 262,000 $ 131,000 $ 56,000
Parker, Texas 2 $ 350,000 $ 175,000 $ 123,000
Cache, Utah 2 $ 338,000 $ 169,000 $ 59,000
Summit, Utah 2 $ 463,000 $ 231,500 $ 45,000
Tooele, Utah 2 $ 445,000 $ 222,500 $ 35,000
Chesterfield, Virginia 2 $ 383,000 $ 191,500 $ 64,000
Clark, Washington 2 $ 647,000 $ 323,500 $ 136,000
Eau Claire, Wisconsin 2 $ 529,000 $ 264,500 $ 54,000
Pierce, Wisconsin 2 $ 324,000 $ 162,000 $ 58,000
Portage, Wisconsin 2 $ 621,000 $ 310,500 $ 67,000
Sheboygan, Wisconsin 2 $ 238,000 $ 119,000 $ 75,000
Washington, Wisconsin 2 $ 302,000 $ 151,000 $ 75,000
Sweetwater, Wyoming 2 $ 362,000 $ 181,000 $ 65,000
Barbour, Alabama 1 $ 137,000 $ 137,000 $ 92,000
Chambers, Alabama 1 $ 35,000 $ 35,000 $ 26,000
Lauderdale, Alabama 1 $ 84,000 $ 84,000 $ 55,000
Morgan, Alabama 1 $ 90,000 $ 90,000 $ 36,000
Pinal, Arizona 1 $ 125,000 $ 125,000 $ 72,000
Yuma, Arizona 1 $ 89,000 $ 89,000 $ 56,000
Carroll, Arkansas 1 $ 78,000 $ 78,000 $ 76,000
Cross, Arkansas 1 $ 125,000 $ 125,000 $ 149,000
Drew, Arkansas 1 $ 64,000 $ 64,000 $ 68,000
Greene, Arkansas 1 $ 180,000 $ 180,000 $ 99,000
Poinsett, Arkansas 1 $ 70,000 $ 70,000 $ 75,000
Alpine, California 1 $ 172,000 $ 172,000 $ 119,000
Amador, California 1 $ 175,000 $ 175,000 $ 74,000
Inyo, California 1 $ 135,000 $ 135,000 $ 33,000
Kern, California 1 $ 184,000 $ 184,000 $ 125,000
Kings, California 1 $ 142,000 $ 142,000 $ 65,000
Lassen, California 1 $ 83,000 $ 83,000 $ 88,000
Mono, California 1 $ 200,000 $ 200,000 $ 226,000
Napa, California 1 $ 195,000 $ 195,000 $ 122,000
Santa Cruz, California 1 $ 164,000 $ 164,000 $ 52,000
Stanislaus, California 1 $ 174,000 $ 174,000 $ 50,000
Tehama, California 1 $ 165,000 $ 165,000 $ 149,000
Tulare, California 1 $ 142,000 $ 142,000 $ 35,000
Delta, Colorado 1 $ 164,000 $ 164,000 $ 43,000
Eagle, Colorado 1 $ 274,000 $ 274,000 $ 150,000
Elbert, Colorado 1 $ 292,000 $ 292,000 $ 56,000
Garfield, Colorado 1 $ 239,000 $ 239,000 $ 43,000
Gilpin, Colorado 1 $ 235,000 $ 235,000 $ 91,000
Gunnison, Colorado 1 $ 283,000 $ 283,000 $ 0
Mesa, Colorado 1 $ 176,000 $ 176,000 $ 43,000
Morgan, Colorado 1 $ 191,000 $ 191,000 $ 89,000
Rio Grande, Colorado 1 $ 132,000 $ 132,000 $ 48,000
Sussex, Delaware 1 $ 224,000 $ 224,000 $ 97,000
Citrus, Florida 1 $ 136,000 $ 136,000 $ 137,000
Clay, Florida 1 $ 323,000 $ 323,000 $ 92,000
Flagler, Florida 1 $ 215,000 $ 215,000 $ 162,000
Martin, Florida 1 $ 130,000 $ 130,000 $ 55,000
Polk, Florida 1 $ 81,000 $ 81,000 $ 78,000
Sarasota, Florida 1 $ 124,000 $ 124,000 $ 61,000
Bulloch, Georgia 1 $ 91,000 $ 91,000 $ 43,000
Carroll, Georgia 1 $ 96,000 $ 96,000 $ 54,000
Decatur, Georgia 1 $ 165,000 $ 165,000 $ 63,000
Douglas, Georgia 1 $ 320,000 $ 320,000 $ 68,000
Gilmer, Georgia 1 $ 101,000 $ 101,000 $ 0
Jackson, Georgia 1 $ 160,000 $ 160,000 $ 98,000
Lumpkin, Georgia 1 $ 155,000 $ 155,000 $ 99,000
McDuffie, Georgia 1 $ 82,000 $ 82,000 $ 49,000
Muscogee, Georgia 1 $ 180,000 $ 180,000 $ 42,000
Paulding, Georgia 1 $ 75,000 $ 75,000 $ 58,000
Peach, Georgia 1 $ 495,000 $ 495,000 $ 230,000
Polk, Georgia 1 $ 38,000 $ 38,000 $ 39,000
White, Georgia 1 $ 50,000 $ 50,000 $ 136,000
Jefferson, Idaho 1 $ 262,000 $ 262,000 $ 0
Twin Falls, Idaho 1 $ 260,000 $ 260,000 $ 75,000
Boone, Illinois 1 $ 154,000 $ 154,000 $ 105,000
Bureau, Illinois 1 $ 62,000 $ 62,000 $ 40,000
Clinton, Illinois 1 $ 154,000 $ 154,000 $ 38,000
Kendall, Illinois 1 $ 142,000 $ 142,000 $ 65,000
Sangamon, Illinois 1 $ 110,000 $ 110,000 $ 51,000
Boone, Indiana 1 $ 224,000 $ 224,000 $ 114,000
Elkhart, Indiana 1 $ 78,000 $ 78,000 $ 37,000
Fayette, Indiana 1 $ 94,000 $ 94,000 $ 67,000
Madison, Indiana 1 $ 72,000 $ 72,000 $ 42,000
Morgan, Indiana 1 $ 233,000 $ 233,000 $ 66,000
Porter, Indiana 1 $ 293,000 $ 293,000 $ 159,000
Shelby, Indiana 1 $ 127,000 $ 127,000 $ 66,000
Warrick, Indiana 1 $ 302,000 $ 302,000 $ 110,000
Wayne, Indiana 1 $ 114,000 $ 114,000 $ 57,000
Clay, Iowa 1 $ 109,000 $ 109,000 $ 45,000
Delaware, Iowa 1 $ 131,000 $ 131,000 $ 39,000
Dickinson, Iowa 1 $ 120,000 $ 120,000 $ 170,000
Dubuque, Iowa 1 $ 95,000 $ 95,000 $ 51,000
Iowa, Iowa 1 $ 168,000 $ 168,000 $ 181,000
Linn, Iowa 1 $ 170,000 $ 170,000 $ 107,000
Polk, Iowa 1 $ 157,000 $ 157,000 $ 50,000
Pottawattamie, Iowa 1 $ 320,000 $ 320,000 $ 64,000
Miami, Kansas 1 $ 106,000 $ 106,000 $ 50,000
Norton, Kansas 1 $ 64,000 $ 64,000 $ 44,000
Franklin, Kentucky 1 $ 131,000 $ 131,000 $ 60,000
Kenton, Kentucky 1 $ 110,000 $ 110,000 $ 72,000
Ascension, Louisiana 1 $ 264,000 $ 264,000 $ 0
Orleans, Louisiana 1 $ 206,000 $ 206,000 $ 100,000
St. Bernard, Louisiana 1 $ 114,000 $ 114,000 $ 58,000
Androscoggin, Maine 1 $ 112,000 $ 112,000 $ 55,000
Lincoln, Maine 1 $ 80,000 $ 80,000 $ 24,000
Penobscot, Maine 1 $ 79,000 $ 79,000 $ 45,000
Calvert, Maryland 1 $ 79,000 $ 79,000 $ 50,000
Garrett, Maryland 1 $ 355,000 $ 355,000 $ 225,000
Queen Anne's, Maryland 1 $ 150,000 $ 150,000 $ 128,000
Washington, Maryland 1 $ 91,000 $ 91,000 $ 160,000
Allegan, Michigan 1 $ 162,000 $ 162,000 $ 132,000
Charlevoix, Michigan 1 $ 200,000 $ 200,000 $ 149,000
Clinton, Michigan 1 $ 150,000 $ 150,000 $ 106,000
Eaton, Michigan 1 $ 191,000 $ 191,000 $ 0
Genesee, Michigan 1 $ 140,000 $ 140,000 $ 0
Ingham, Michigan 1 $ 69,000 $ 69,000 $ 42,000
Iosco, Michigan 1 $ 120,000 $ 120,000 $ 57,000
Leelanau, Michigan 1 $ 173,000 $ 173,000 $ 60,000
Otsego, Michigan 1 $ 121,000 $ 121,000 $ 38,000
St. Joseph, Michigan 1 $ 136,000 $ 136,000 $ 64,000
Becker, Minnesota 1 $ 126,000 $ 126,000 $ 98,000
Carlton, Minnesota 1 $ 189,000 $ 189,000 $ 0
Dodge, Minnesota 1 $ 96,000 $ 96,000 $ 99,000
Douglas, Minnesota 1 $ 64,000 $ 64,000 $ 134,000
Hubbard, Minnesota 1 $ 319,000 $ 319,000 $ 113,000
Kanabec, Minnesota 1 $ 187,000 $ 187,000 $ 47,000
Lyon, Minnesota 1 $ 136,000 $ 136,000 $ 62,000
Mille Lacs, Minnesota 1 $ 118,000 $ 118,000 $ 21,000
Morrison, Minnesota 1 $ 202,000 $ 202,000 $ 48,000
Nicollet, Minnesota 1 $ 83,000 $ 83,000 $ 30,000
Steele, Minnesota 1 $ 159,000 $ 159,000 $ 78,000
Winona, Minnesota 1 $ 114,000 $ 114,000 $ 149,000
Jackson, Mississippi 1 $ 136,000 $ 136,000 $ 75,000
Rankin, Mississippi 1 $ 156,000 $ 156,000 $ 38,000
Benton, Missouri 1 $ 134,000 $ 134,000 $ 78,000
Caldwell, Missouri 1 $ 200,000 $ 200,000 $ 56,000
Dade, Missouri 1 $ 63,000 $ 63,000 $ 38,000
Dunklin, Missouri 1 $ 28,000 $ 28,000 $ 0
Gasconade, Missouri 1 $ 155,000 $ 155,000 $ 41,000
Polk, Missouri 1 $ 224,000 $ 224,000 $ 40,000
Taney, Missouri 1 $ 102,000 $ 102,000 $ 0
Texas, Missouri 1 $ 180,000 $ 180,000 $ 99,000
Yellowstone, Montana 1 $ 122,000 $ 122,000 $ 66,000
Lancaster, Nebraska 1 $ 167,000 $ 167,000 $ 40,000
Scotts Bluff, Nebraska 1 $ 86,000 $ 86,000 $ 71,000
Nye, Nevada 1 $ 60,000 $ 60,000 $ 73,000
Cheshire, New Hampshire 1 $ 80,000 $ 80,000 $ 68,000
Sullivan, New Hampshire 1 $ 214,000 $ 214,000 $ 258,000
Atlantic, New Jersey 1 $ 526,000 $ 526,000 $ 658,000
Bergen, New Jersey 1 $ 323,000 $ 323,000 $ 115,000
Burlington, New Jersey 1 $ 108,000 $ 108,000 $ 52,000
Gloucester, New Jersey 1 $ 198,000 $ 198,000 $ 115,000
Monmouth, New Jersey 1 $ 192,000 $ 192,000 $ 68,000
Morris, New Jersey 1 $ 272,000 $ 272,000 $ 200,000
Union, New Jersey 1 $ 257,000 $ 257,000 $ 75,000
Bernalillo, New Mexico 1 $ 147,000 $ 147,000 $ 30,000
Colfax, New Mexico 1 $ 106,000 $ 106,000 $ 120,000
Dona Ana, New Mexico 1 $ 95,000 $ 95,000 $ 0
Delaware, New York 1 $ 30,000 $ 30,000 $ 45,000
Queens, New York 1 $ 142,000 $ 142,000 $ 45,000
Saratoga, New York 1 $ 117,000 $ 117,000 $ 61,000
Westchester, New York 1 $ 158,000 $ 158,000 $ 137,000
Anson, North Carolina 1 $ 127,000 $ 127,000 $ 69,000
Brunswick, North Carolina 1 $ 116,000 $ 116,000 $ 115,000
Cabarrus, North Carolina 1 $ 103,000 $ 103,000 $ 60,000
Chatham, North Carolina 1 $ 265,000 $ 265,000 $ 143,000
Clay, North Carolina 1 $ 300,000 $ 300,000 $ 177,000
Davie, North Carolina 1 $ 174,000 $ 174,000 $ 99,000
Forsyth, North Carolina 1 $ 429,000 $ 429,000 $ 192,000
Harnett, North Carolina 1 $ 114,000 $ 114,000 $ 97,000
Macon, North Carolina 1 $ 105,000 $ 105,000 $ 49,000
Pitt, North Carolina 1 $ 649,000 $ 649,000 $ 450,000
Rockingham, North Carolina 1 $ 127,000 $ 127,000 $ 85,000
Barnes, North Dakota 1 $ 108,000 $ 108,000 $ 32,000
Grand Forks, North Dakota 1 $ 106,000 $ 106,000 $ 61,000
Ramsey, North Dakota 1 $ 50,000 $ 50,000 $ 84,000
Carroll, Ohio 1 $ 117,000 $ 117,000 $ 19,000
Erie, Ohio 1 $ 167,000 $ 167,000 $ 0
Fairfield, Ohio 1 $ 145,000 $ 145,000 $ 55,000
Licking, Ohio 1 $ 131,000 $ 131,000 $ 116,000
Logan, Ohio 1 $ 120,000 $ 120,000 $ 168,000
Muskingum, Ohio 1 $ 106,000 $ 106,000 $ 0
Perry, Ohio 1 $ 145,000 $ 145,000 $ 75,000
Portage, Ohio 1 $ 251,000 $ 251,000 $ 92,000
Richland, Ohio 1 $ 322,000 $ 322,000 $ 79,000
Sandusky, Ohio 1 $ 90,000 $ 90,000 $ 0
Tuscarawas, Ohio 1 $ 165,000 $ 165,000 $ 68,000
Union, Ohio 1 $ 136,000 $ 136,000 $ 0
Wayne, Ohio 1 $ 67,000 $ 67,000 $ 38,000
Cleveland, Oklahoma 1 $ 108,000 $ 108,000 $ 73,000
Johnston, Oklahoma 1 $ 60,000 $ 60,000 $ 32,000
Washington, Oklahoma 1 $ 138,000 $ 138,000 $ 0
Clackamas, Oregon 1 $ 200,000 $ 200,000 $ 100,000
Clatsop, Oregon 1 $ 299,000 $ 299,000 $ 118,000
Columbia, Oregon 1 $ 87,000 $ 87,000 $ 49,000
Jackson, Oregon 1 $ 126,000 $ 126,000 $ 78,000
Marion, Oregon 1 $ 107,000 $ 107,000 $ 32,000
Washington, Oregon 1 $ 104,000 $ 104,000 $ 29,000
Allegheny, Pennsylvania 1 $ 235,000 $ 235,000 $ 155,000
Beaver, Pennsylvania 1 $ 166,000 $ 166,000 $ 87,000
Berks, Pennsylvania 1 $ 120,000 $ 120,000 $ 80,000
Chester, Pennsylvania 1 $ 120,000 $ 120,000 $ 53,000
Montgomery, Pennsylvania 1 $ 200,000 $ 200,000 $ 127,000
Kent, Rhode Island 1 $ 295,000 $ 295,000 $ 89,000
Bamberg, South Carolina 1 $ 58,000 $ 58,000 $ 87,000
Beaufort, South Carolina 1 $ 399,000 $ 399,000 $ 441,000
Berkeley, South Carolina 1 $ 144,000 $ 144,000 $ 57,000
Georgetown, South Carolina 1 $ 292,000 $ 292,000 $ 63,000
Kershaw, South Carolina 1 $ 115,000 $ 115,000 $ 0
McCormick, South Carolina 1 $ 141,000 $ 141,000 $ 0
Lake, South Dakota 1 $ 36,000 $ 36,000 $ 21,000
Lincoln, South Dakota 1 $ 304,000 $ 304,000 $ 104,000
Pennington, South Dakota 1 $ 78,000 $ 78,000 $ 48,000
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Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,376 $921,409,000 $183,659 $650,000 $85,042 $2,532,000
Home Purchase (one-to-four family) 1,065 $217,986,000 $196,911 $650,000 $83,466 $878,000
Home Improvement (one-to-four family) 3 $1,290,000 $446,000 $495,000 $159,000 $230,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,444 $1,140,685,000 $185,604 $650,000 $81,416 $2,532,000
Other 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Information not provided by applicant in mail or telephone application 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,434 $1,139,352,000 $185,854 $650,000 $81,791 $2,532,000
FHA-insured (Federal Housing Administration) 10 $1,333,000 $125,000 $207,000 $55,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,444 $1,140,685,000 $185,604 $650,000 $81,416 $2,532,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Netbank Fundings Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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