Netbank Fundings Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Netbank Fundings Services 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Netbank Fundings Services
9710 Two Notch Road
Columbia, SC 29223
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,444
Total Mortgage Loan Application Amount $1,140,685,000
Average Mortgage Loan Application Amount $195,585
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $85,861
Highest Applicant Income $2,532,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Netbank Fundings Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Netbank Fundings Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Netbank Fundings Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Netbank Fundings Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Netbank Fundings Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Netbank Fundings Services's mortgage activity for 2003.

Mortgage Loan Application Totals for Netbank Fundings Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex County Massachusetts 308 $ 81,722,000 $ 265,000 $ 82,000
Hennepin County Minnesota 211 $ 38,767,000 $ 183,000 $ 62,000
Cook County Illinois 204 $ 44,453,000 $ 217,000 $ 89,000
Oakland County Michigan 155 $ 34,579,000 $ 223,000 $ 77,000
Norfolk County Massachusetts 152 $ 41,990,000 $ 276,000 $ 73,000
St. Louis County Missouri 141 $ 26,001,000 $ 184,000 $ 83,000
Wayne County Michigan 122 $ 22,134,000 $ 181,000 $ 59,000
Suffolk County Massachusetts 113 $ 29,471,000 $ 260,000 $ 105,000
Santa Clara County California 111 $ 35,547,000 $ 320,000 $ 105,000
Dakota County Minnesota 105 $ 20,167,000 $ 192,000 $ 66,000
Clark County Nevada 97 $ 17,461,000 $ 180,000 $ 80,000
Alameda County California 90 $ 28,348,000 $ 314,000 $ 104,000
St. Charles County Missouri 87 $ 12,747,000 $ 146,000 $ 79,000
Jefferson County Colorado 83 $ 16,925,000 $ 203,000 $ 85,000
Essex County Massachusetts 83 $ 22,094,000 $ 266,000 $ 132,000
Douglas County Colorado 79 $ 17,636,000 $ 223,000 $ 77,000
Boulder County Colorado 72 $ 17,042,000 $ 236,000 $ 89,000
Montgomery County Maryland 66 $ 15,502,000 $ 234,000 $ 79,000
Worcester County Massachusetts 64 $ 16,118,000 $ 251,000 $ 100,000
Denver County Colorado 63 $ 12,841,000 $ 203,000 $ 88,000
Los Angeles County California 61 $ 17,973,000 $ 294,000 $ 111,000
DuPage County Illinois 61 $ 11,943,000 $ 195,000 $ 95,000
Arapahoe County Colorado 60 $ 12,469,000 $ 207,000 $ 72,000
Maricopa County Arizona 57 $ 9,601,000 $ 168,000 $ 85,000
Orange County California 57 $ 16,556,000 $ 290,000 $ 87,000
Adams County Colorado 52 $ 9,416,000 $ 181,000 $ 73,000
Plymouth County Massachusetts 49 $ 12,130,000 $ 247,000 $ 105,000
Anoka County Minnesota 48 $ 7,407,000 $ 154,000 $ 60,000
Lake County Illinois 46 $ 10,095,000 $ 219,000 $ 184,000
Ramsey County Minnesota 46 $ 7,349,000 $ 159,000 $ 74,000
Washington County Minnesota 46 $ 8,121,000 $ 176,000 $ 67,000
Salt Lake County Utah 42 $ 8,186,000 $ 194,000 $ 63,000
San Diego County California 41 $ 11,221,000 $ 273,000 $ 83,000
Fairfax County Virginia 39 $ 9,683,000 $ 248,000 $ 86,000
Washtenaw County Michigan 38 $ 8,136,000 $ 214,000 $ 66,000
Franklin County Ohio 37 $ 5,937,000 $ 160,000 $ 126,000
Larimer County Colorado 36 $ 6,643,000 $ 184,000 $ 78,000
Scott County Minnesota 36 $ 6,619,000 $ 183,000 $ 59,000
King County Washington 36 $ 8,337,000 $ 231,000 $ 73,000
Will County Illinois 35 $ 6,275,000 $ 179,000 $ 84,000
McHenry County Illinois 33 $ 5,425,000 $ 164,000 $ 69,000
Wake County North Carolina 33 $ 5,673,000 $ 171,000 $ 71,000
Fulton County Georgia 32 $ 6,688,000 $ 209,000 $ 67,000
Bristol County Massachusetts 31 $ 6,375,000 $ 205,000 $ 70,000
Fairfield County Connecticut 30 $ 8,228,000 $ 274,000 $ 105,000
Kane County Illinois 30 $ 5,856,000 $ 195,000 $ 78,000
Marion County Indiana 30 $ 4,650,000 $ 155,000 $ 78,000
Carver County Minnesota 30 $ 6,085,000 $ 202,000 $ 87,000
Contra Costa County California 29 $ 7,984,000 $ 275,000 $ 75,000
Johnson County Kansas 29 $ 5,069,000 $ 174,000 $ 82,000
San Mateo County California 28 $ 9,692,000 $ 346,000 $ 137,000
Mecklenburg County North Carolina 27 $ 5,144,000 $ 190,000 $ 74,000
Riverside County California 25 $ 5,145,000 $ 205,000 $ 147,000
DeKalb County Georgia 24 $ 4,442,000 $ 185,000 $ 70,000
Wright County Minnesota 24 $ 4,003,000 $ 166,000 $ 49,000
Weld County Colorado 23 $ 3,806,000 $ 165,000 $ 49,000
Cobb County Georgia 23 $ 4,695,000 $ 204,000 $ 88,000
Lee County Alabama 22 $ 4,098,000 $ 186,000 $ 50,000
Hillsborough County New Hampshire 21 $ 4,822,000 $ 229,000 $ 110,000
Hartford County Connecticut 19 $ 3,483,000 $ 183,000 $ 92,000
Macomb County Michigan 19 $ 3,045,000 $ 160,000 $ 58,000
Jefferson County Missouri 18 $ 2,807,000 $ 155,000 $ 67,000
Gwinnett County Georgia 17 $ 3,169,000 $ 186,000 $ 79,000
Anne Arundel County Maryland 17 $ 3,146,000 $ 185,000 $ 42,000
Sacramento County California 16 $ 3,122,000 $ 195,000 $ 83,000
Solano County California 16 $ 4,193,000 $ 262,000 $ 56,000
St. Louis City County Missouri 16 $ 2,399,000 $ 149,000 $ 59,000
Placer County California 15 $ 3,860,000 $ 257,000 $ 145,000
El Paso County Colorado 15 $ 2,566,000 $ 171,000 $ 39,000
Broward County Florida 15 $ 2,290,000 $ 152,000 $ 73,000
Prince George's County Maryland 15 $ 2,705,000 $ 180,000 $ 70,000
Barnstable County Massachusetts 15 $ 3,700,000 $ 246,000 $ 139,000
Clay County Missouri 15 $ 2,003,000 $ 133,000 $ 69,000
Utah County Utah 15 $ 3,252,000 $ 216,000 $ 116,000
Pierce County Washington 14 $ 2,867,000 $ 204,000 $ 80,000
Baltimore County Maryland 13 $ 2,250,000 $ 173,000 $ 67,000
Rice County Minnesota 13 $ 1,989,000 $ 153,000 $ 55,000
Christian County Missouri 13 $ 1,455,000 $ 111,000 $ 51,000
Jackson County Missouri 13 $ 2,296,000 $ 176,000 $ 97,000
Cuyahoga County Ohio 13 $ 2,019,000 $ 155,000 $ 65,000
San Bernardino County California 12 $ 2,452,000 $ 204,000 $ 67,000
San Francisco County California 12 $ 3,800,000 $ 316,000 $ 113,000
San Luis Obispo County California 12 $ 3,067,000 $ 255,000 $ 94,000
Baltimore City County Maryland 12 $ 2,285,000 $ 190,000 $ 76,000
Livingston County Michigan 12 $ 2,087,000 $ 173,000 $ 80,000
Greene County Missouri 12 $ 1,808,000 $ 150,000 $ 39,000
Guilford County North Carolina 12 $ 2,105,000 $ 175,000 $ 95,000
Stark County Ohio 12 $ 2,363,000 $ 196,000 $ 71,000
District of Columbia County District Of Columbia 11 $ 3,573,000 $ 324,000 $ 102,000
St. Clair County Illinois 11 $ 1,482,000 $ 134,000 $ 79,000
Boone County Missouri 11 $ 1,546,000 $ 140,000 $ 42,000
Rockingham County New Hampshire 11 $ 2,676,000 $ 243,000 $ 106,000
Harris County Texas 11 $ 1,777,000 $ 161,000 $ 104,000
New Haven County Connecticut 10 $ 2,253,000 $ 225,000 $ 74,000
Hamilton County Indiana 10 $ 1,678,000 $ 167,000 $ 56,000
Howard County Maryland 10 $ 2,795,000 $ 279,000 $ 153,000
Sherburne County Minnesota 10 $ 1,967,000 $ 196,000 $ 68,000
St. Louis County Minnesota 10 $ 974,000 $ 97,000 $ 98,000
Providence County Rhode Island 10 $ 1,752,000 $ 175,000 $ 72,000
Richland County South Carolina 10 $ 1,575,000 $ 157,000 $ 70,000
Denton County Texas 10 $ 2,355,000 $ 235,000 $ 76,000
Loudoun County Virginia 10 $ 2,414,000 $ 241,000 $ 101,000
Prince William County Virginia 10 $ 2,207,000 $ 220,000 $ 91,000
Forsyth County Georgia 9 $ 1,861,000 $ 206,000 $ 76,000
Worcester County Maryland 9 $ 1,703,000 $ 189,000 $ 143,000
McLeod County Minnesota 9 $ 1,381,000 $ 153,000 $ 43,000
Washoe County Nevada 9 $ 1,773,000 $ 197,000 $ 141,000
Summit County Ohio 9 $ 1,481,000 $ 164,000 $ 76,000
Davis County Utah 9 $ 1,208,000 $ 134,000 $ 27,000
Dane County Wisconsin 9 $ 1,359,000 $ 151,000 $ 101,000
Waukesha County Wisconsin 9 $ 2,187,000 $ 243,000 $ 80,000
Shelby County Alabama 8 $ 1,543,000 $ 192,000 $ 90,000
San Joaquin County California 8 $ 2,257,000 $ 282,000 $ 83,000
New London County Connecticut 8 $ 1,557,000 $ 194,000 $ 70,000
Hillsborough County Florida 8 $ 1,667,000 $ 208,000 $ 102,000
Orange County Florida 8 $ 1,801,000 $ 225,000 $ 86,000
Hendricks County Indiana 8 $ 1,203,000 $ 150,000 $ 69,000
Carroll County Maryland 8 $ 1,495,000 $ 186,000 $ 67,000
Frederick County Maryland 8 $ 1,598,000 $ 199,000 $ 67,000
Olmsted County Minnesota 8 $ 943,000 $ 117,000 $ 86,000
Orange County North Carolina 8 $ 1,937,000 $ 242,000 $ 90,000
Delaware County Ohio 8 $ 2,230,000 $ 278,000 $ 110,000
Lorain County Ohio 8 $ 1,170,000 $ 146,000 $ 68,000
Milwaukee County Wisconsin 8 $ 1,198,000 $ 149,000 $ 101,000
Summit County Colorado 7 $ 1,534,000 $ 219,000 $ 154,000
Fayette County Georgia 7 $ 1,617,000 $ 231,000 $ 92,000
Mills County Iowa 7 $ 953,000 $ 136,000 $ 85,000
Warren County Missouri 7 $ 900,000 $ 128,000 $ 78,000
Shelby County Tennessee 7 $ 1,249,000 $ 178,000 $ 90,000
Arlington County Virginia 7 $ 1,593,000 $ 227,000 $ 96,000
Butte County California 6 $ 1,075,000 $ 179,000 $ 80,000
Fresno County California 6 $ 1,453,000 $ 242,000 $ 121,000
St. Johns County Florida 6 $ 1,122,000 $ 187,000 $ 72,000
Henry County Georgia 6 $ 848,000 $ 141,000 $ 196,000
East Baton Rouge County Louisiana 6 $ 1,145,000 $ 190,000 $ 58,000
Harford County Maryland 6 $ 1,506,000 $ 251,000 $ 94,000
Chisago County Minnesota 6 $ 970,000 $ 161,000 $ 58,000
Crow Wing County Minnesota 6 $ 1,144,000 $ 190,000 $ 78,000
Isanti County Minnesota 6 $ 1,139,000 $ 189,000 $ 78,000
Iredell County North Carolina 6 $ 953,000 $ 158,000 $ 98,000
York County Pennsylvania 6 $ 802,000 $ 133,000 $ 97,000
Travis County Texas 6 $ 1,370,000 $ 228,000 $ 129,000
Henrico County Virginia 6 $ 1,346,000 $ 224,000 $ 104,000
Virginia Beach County Virginia 6 $ 1,179,000 $ 196,000 $ 105,000
Snohomish County Washington 6 $ 1,153,000 $ 192,000 $ 52,000
Baldwin County Alabama 5 $ 923,000 $ 184,000 $ 712,000
Jefferson County Alabama 5 $ 601,000 $ 120,000 $ 62,000
Ventura County California 5 $ 1,633,000 $ 326,000 $ 92,000
Litchfield County Connecticut 5 $ 1,220,000 $ 244,000 $ 120,000
Middlesex County Connecticut 5 $ 819,000 $ 163,000 $ 38,000
Duval County Florida 5 $ 835,000 $ 167,000 $ 71,000
Douglas County Kansas 5 $ 585,000 $ 117,000 $ 52,000
Hampden County Massachusetts 5 $ 1,124,000 $ 224,000 $ 65,000
Ottawa County Michigan 5 $ 765,000 $ 153,000 $ 64,000
Hamilton County Ohio 5 $ 846,000 $ 169,000 $ 62,000
Washington County Rhode Island 5 $ 1,117,000 $ 223,000 $ 84,000
Lexington County South Carolina 5 $ 729,000 $ 145,000 $ 53,000
Minnehaha County South Dakota 5 $ 496,000 $ 99,000 $ 28,000
Williamson County Tennessee 5 $ 1,474,000 $ 294,000 $ 115,000
Collin County Texas 5 $ 912,000 $ 182,000 $ 95,000
Dallas County Texas 5 $ 799,000 $ 159,000 $ 77,000
Grays Harbor County Washington 5 $ 461,000 $ 92,000 $ 112,000
Pima County Arizona 4 $ 765,000 $ 191,000 $ 115,000
El Dorado County California 4 $ 827,000 $ 206,000 $ 94,000
Routt County Colorado 4 $ 722,000 $ 180,000 $ 107,000
Alachua County Florida 4 $ 519,000 $ 129,000 $ 82,000
Hernando County Florida 4 $ 516,000 $ 129,000 $ 46,000
Palm Beach County Florida 4 $ 637,000 $ 159,000 $ 192,000
Pinellas County Florida 4 $ 674,000 $ 168,000 $ 54,000
Cherokee County Georgia 4 $ 535,000 $ 133,000 $ 35,000
Union County Georgia 4 $ 786,000 $ 196,000 $ 71,000
Madison County Illinois 4 $ 668,000 $ 167,000 $ 80,000
Peoria County Illinois 4 $ 405,000 $ 101,000 $ 57,000
Cumberland County Maine 4 $ 757,000 $ 189,000 $ 88,000
Camden County Missouri 4 $ 429,000 $ 107,000 $ 65,000
Lincoln County Missouri 4 $ 558,000 $ 139,000 $ 55,000
Platte County Missouri 4 $ 1,074,000 $ 268,000 $ 73,000
Webster County Missouri 4 $ 660,000 $ 165,000 $ 107,000
Douglas County Nevada 4 $ 761,000 $ 190,000 $ 80,000
Grafton County New Hampshire 4 $ 822,000 $ 205,000 $ 130,000
Buncombe County North Carolina 4 $ 617,000 $ 154,000 $ 47,000
Henderson County North Carolina 4 $ 377,000 $ 94,000 $ 125,000
Union County North Carolina 4 $ 589,000 $ 147,000 $ 55,000
Oklahoma County Oklahoma 4 $ 572,000 $ 143,000 $ 65,000
Oconee County South Carolina 4 $ 980,000 $ 245,000 $ 55,000
Dickson County Tennessee 4 $ 614,000 $ 153,000 $ 103,000
Fort Bend County Texas 4 $ 545,000 $ 136,000 $ 79,000
Wasatch County Utah 4 $ 595,000 $ 148,000 $ 114,000
Chesapeake County Virginia 4 $ 599,000 $ 149,000 $ 101,000
Waupaca County Wisconsin 4 $ 1,009,000 $ 252,000 $ 74,000
Monroe County Alabama 3 $ 448,000 $ 149,000 $ 70,000
Pike County Alabama 3 $ 379,000 $ 126,000 $ 105,000
Marin County California 3 $ 1,164,000 $ 388,000 $ 139,000
Monterey County California 3 $ 676,000 $ 225,000 $ 65,000
Santa Barbara County California 3 $ 754,000 $ 251,000 $ 46,000
Montrose County Colorado 3 $ 564,000 $ 188,000 $ 50,000
Brevard County Florida 3 $ 407,000 $ 135,000 $ 58,000
Lee County Florida 3 $ 407,000 $ 135,000 $ 105,000
Seminole County Florida 3 $ 973,000 $ 324,000 $ 250,000
Columbia County Georgia 3 $ 653,000 $ 217,000 $ 38,000
Coweta County Georgia 3 $ 333,000 $ 111,000 $ 43,000
Floyd County Georgia 3 $ 464,000 $ 154,000 $ 71,000
Hall County Georgia 3 $ 456,000 $ 152,000 $ 36,000
Lowndes County Georgia 3 $ 490,000 $ 163,000 $ 93,000
Lake County Indiana 3 $ 300,000 $ 100,000 $ 51,000
Fayette County Kentucky 3 $ 519,000 $ 173,000 $ 95,000
Jefferson County Kentucky 3 $ 485,000 $ 161,000 $ 51,000
St. Mary's County Maryland 3 $ 344,000 $ 114,000 $ 127,000
Monroe County Michigan 3 $ 470,000 $ 156,000 $ 87,000
Kandiyohi County Minnesota 3 $ 535,000 $ 178,000 $ 67,000
Cape Girardeau County Missouri 3 $ 511,000 $ 170,000 $ 74,000
Franklin County Missouri 3 $ 266,000 $ 88,000 $ 57,000
Carbon County Montana 3 $ 1,167,000 $ 389,000 $ 224,000
Kings County New York 3 $ 1,013,000 $ 337,000 $ 122,000
Nassau County New York 3 $ 777,000 $ 259,000 $ 66,000
Cumberland County North Carolina 3 $ 533,000 $ 177,000 $ 41,000
Durham County North Carolina 3 $ 475,000 $ 158,000 $ 33,000
Gaston County North Carolina 3 $ 500,000 $ 166,000 $ 169,000
Greene County Ohio 3 $ 440,000 $ 146,000 $ 97,000
Tulsa County Oklahoma 3 $ 534,000 $ 178,000 $ 111,000
Delaware County Pennsylvania 3 $ 539,000 $ 179,000 $ 79,000
York County South Carolina 3 $ 539,000 $ 179,000 $ 32,000
Union County South Dakota 3 $ 426,000 $ 142,000 $ 74,000
Davidson County Tennessee 3 $ 384,000 $ 128,000 $ 45,000
Galveston County Texas 3 $ 434,000 $ 144,000 $ 72,000
Thurston County Washington 3 $ 472,000 $ 157,000 $ 79,000
Polk County Wisconsin 3 $ 406,000 $ 135,000 $ 48,000
Racine County Wisconsin 3 $ 577,000 $ 192,000 $ 47,000
St. Croix County Wisconsin 3 $ 417,000 $ 139,000 $ 57,000
Elmore County Alabama 2 $ 210,000 $ 105,000 $ 39,000
Coconino County Arizona 2 $ 363,000 $ 181,000 $ 208,000
Mohave County Arizona 2 $ 188,000 $ 94,000 $ 23,000
Washington County Arkansas 2 $ 295,000 $ 147,000 $ 60,000
Merced County California 2 $ 310,000 $ 155,000 $ 48,000
Nevada County California 2 $ 497,000 $ 248,000 $ 99,000
Sonoma County California 2 $ 407,000 $ 203,000 $ 62,000
Park County Colorado 2 $ 388,000 $ 194,000 $ 47,000
Tolland County Connecticut 2 $ 224,000 $ 112,000 $ 48,000
New Castle County Delaware 2 $ 245,000 $ 122,000 $ 123,000
Collier County Florida 2 $ 225,000 $ 112,000 $ 35,000
Manatee County Florida 2 $ 425,000 $ 212,000 $ 116,000
Miami-Dade County Florida 2 $ 315,000 $ 157,000 $ 164,000
Nassau County Florida 2 $ 240,000 $ 120,000 $ 48,000
Pasco County Florida 2 $ 259,000 $ 129,000 $ 50,000
Banks County Georgia 2 $ 422,000 $ 211,000 $ 53,000
Troup County Georgia 2 $ 266,000 $ 133,000 $ 79,000
Ada County Idaho 2 $ 220,000 $ 110,000 $ 57,000
Bonneville County Idaho 2 $ 295,000 $ 147,000 $ 53,000
DeKalb County Illinois 2 $ 315,000 $ 157,000 $ 180,000
LaSalle County Illinois 2 $ 409,000 $ 204,000 $ 32,000
McLean County Illinois 2 $ 218,000 $ 109,000 $ 51,000
Winnebago County Illinois 2 $ 355,000 $ 177,000 $ 69,000
Delaware County Indiana 2 $ 193,000 $ 96,000 $ 101,000
Johnson County Indiana 2 $ 330,000 $ 165,000 $ 48,000
St. Joseph County Indiana 2 $ 158,000 $ 79,000 $ 79,000
Wyandotte County Kansas 2 $ 218,000 $ 109,000 $ 51,000
Caddo County Louisiana 2 $ 104,000 $ 52,000 $ 6,000
York County Maine 2 $ 600,000 $ 300,000 $ 210,000
Cecil County Maryland 2 $ 217,000 $ 108,000 $ 57,000
Berkshire County Massachusetts 2 $ 199,000 $ 99,000 $ 18,000
Hampshire County Massachusetts 2 $ 263,000 $ 131,000 $ 36,000
Grand Traverse County Michigan 2 $ 298,000 $ 149,000 $ 18,000
Kent County Michigan 2 $ 414,000 $ 207,000 $ 150,000
Muskegon County Michigan 2 $ 462,000 $ 231,000 $ 181,000
Blue Earth County Minnesota 2 $ 257,000 $ 128,000 $ 89,000
Cass County Minnesota 2 $ 418,000 $ 209,000 $ 79,000
Goodhue County Minnesota 2 $ 263,000 $ 131,000 $ 48,000
Nobles County Minnesota 2 $ 153,000 $ 76,000 $ 59,000
Stearns County Minnesota 2 $ 229,000 $ 114,000 $ 33,000
Madison County Mississippi 2 $ 290,000 $ 145,000 $ 44,000
Morgan County Missouri 2 $ 193,000 $ 96,000 $ 76,000
Stone County Missouri 2 $ 277,000 $ 138,000 $ 33,000
Douglas County Nebraska 2 $ 334,000 $ 167,000 $ 114,000
Carroll County New Hampshire 2 $ 376,000 $ 188,000 $ 378,000
Strafford County New Hampshire 2 $ 374,000 $ 187,000 $ 75,000
Camden County New Jersey 2 $ 273,000 $ 136,000 $ 49,000
Middlesex County New Jersey 2 $ 405,000 $ 202,000 $ 131,000
Passaic County New Jersey 2 $ 326,000 $ 163,000 $ 79,000
Somerset County New Jersey 2 $ 322,000 $ 161,000 $ 72,000
Grant County New Mexico 2 $ 243,000 $ 121,000 $ 0
Santa Fe County New Mexico 2 $ 269,000 $ 134,000 $ 38,000
Suffolk County New York 2 $ 387,000 $ 193,000 $ 128,000
Davidson County North Carolina 2 $ 188,000 $ 94,000 $ 30,000
Onslow County North Carolina 2 $ 152,000 $ 76,000 $ 52,000
Cass County North Dakota 2 $ 239,000 $ 119,000 $ 76,000
Butler County Ohio 2 $ 469,000 $ 234,000 $ 102,000
Clermont County Ohio 2 $ 216,000 $ 108,000 $ 16,000
Lake County Ohio 2 $ 289,000 $ 144,000 $ 45,000
Madison County Ohio 2 $ 439,000 $ 219,000 $ 72,000
Warren County Ohio 2 $ 268,000 $ 134,000 $ 77,000
Multnomah County Oregon 2 $ 531,000 $ 265,000 $ 166,000
Lancaster County Pennsylvania 2 $ 265,000 $ 132,000 $ 76,000
Bristol County Rhode Island 2 $ 308,000 $ 154,000 $ 49,000
Charleston County South Carolina 2 $ 545,000 $ 272,000 $ 315,000
Horry County South Carolina 2 $ 262,000 $ 131,000 $ 56,000
Parker County Texas 2 $ 350,000 $ 175,000 $ 123,000
Cache County Utah 2 $ 338,000 $ 169,000 $ 59,000
Summit County Utah 2 $ 463,000 $ 231,000 $ 45,000
Tooele County Utah 2 $ 445,000 $ 222,000 $ 35,000
Chesterfield County Virginia 2 $ 383,000 $ 191,000 $ 64,000
Clark County Washington 2 $ 647,000 $ 323,000 $ 136,000
Eau Claire County Wisconsin 2 $ 529,000 $ 264,000 $ 54,000
Pierce County Wisconsin 2 $ 324,000 $ 162,000 $ 58,000
Portage County Wisconsin 2 $ 621,000 $ 310,000 $ 67,000
Sheboygan County Wisconsin 2 $ 238,000 $ 119,000 $ 75,000
Washington County Wisconsin 2 $ 302,000 $ 151,000 $ 75,000
Sweetwater County Wyoming 2 $ 362,000 $ 181,000 $ 65,000
Barbour County Alabama 1 $ 137,000 $ 137,000 $ 92,000
Chambers County Alabama 1 $ 35,000 $ 35,000 $ 26,000
Lauderdale County Alabama 1 $ 84,000 $ 84,000 $ 55,000
Morgan County Alabama 1 $ 90,000 $ 90,000 $ 36,000
Pinal County Arizona 1 $ 125,000 $ 125,000 $ 72,000
Yuma County Arizona 1 $ 89,000 $ 89,000 $ 56,000
Carroll County Arkansas 1 $ 78,000 $ 78,000 $ 76,000
Cross County Arkansas 1 $ 125,000 $ 125,000 $ 149,000
Drew County Arkansas 1 $ 64,000 $ 64,000 $ 68,000
Greene County Arkansas 1 $ 180,000 $ 180,000 $ 99,000
Poinsett County Arkansas 1 $ 70,000 $ 70,000 $ 75,000
Alpine County California 1 $ 172,000 $ 172,000 $ 119,000
Amador County California 1 $ 175,000 $ 175,000 $ 74,000
Inyo County California 1 $ 135,000 $ 135,000 $ 33,000
Kern County California 1 $ 184,000 $ 184,000 $ 125,000
Kings County California 1 $ 142,000 $ 142,000 $ 65,000
Lassen County California 1 $ 83,000 $ 83,000 $ 88,000
Mono County California 1 $ 200,000 $ 200,000 $ 226,000
Napa County California 1 $ 195,000 $ 195,000 $ 122,000
Santa Cruz County California 1 $ 164,000 $ 164,000 $ 52,000
Stanislaus County California 1 $ 174,000 $ 174,000 $ 50,000
Tehama County California 1 $ 165,000 $ 165,000 $ 149,000
Tulare County California 1 $ 142,000 $ 142,000 $ 35,000
Delta County Colorado 1 $ 164,000 $ 164,000 $ 43,000
Eagle County Colorado 1 $ 274,000 $ 274,000 $ 150,000
Elbert County Colorado 1 $ 292,000 $ 292,000 $ 56,000
Garfield County Colorado 1 $ 239,000 $ 239,000 $ 43,000
Gilpin County Colorado 1 $ 235,000 $ 235,000 $ 91,000
Gunnison County Colorado 1 $ 283,000 $ 283,000 $ 0
Mesa County Colorado 1 $ 176,000 $ 176,000 $ 43,000
Morgan County Colorado 1 $ 191,000 $ 191,000 $ 89,000
Rio Grande County Colorado 1 $ 132,000 $ 132,000 $ 48,000
Sussex County Delaware 1 $ 224,000 $ 224,000 $ 97,000
Citrus County Florida 1 $ 136,000 $ 136,000 $ 137,000
Clay County Florida 1 $ 323,000 $ 323,000 $ 92,000
Flagler County Florida 1 $ 215,000 $ 215,000 $ 162,000
Martin County Florida 1 $ 130,000 $ 130,000 $ 55,000
Polk County Florida 1 $ 81,000 $ 81,000 $ 78,000
Sarasota County Florida 1 $ 124,000 $ 124,000 $ 61,000
Bulloch County Georgia 1 $ 91,000 $ 91,000 $ 43,000
Carroll County Georgia 1 $ 96,000 $ 96,000 $ 54,000
Decatur County Georgia 1 $ 165,000 $ 165,000 $ 63,000
Douglas County Georgia 1 $ 320,000 $ 320,000 $ 68,000
Gilmer County Georgia 1 $ 101,000 $ 101,000 $ 0
Jackson County Georgia 1 $ 160,000 $ 160,000 $ 98,000
Lumpkin County Georgia 1 $ 155,000 $ 155,000 $ 99,000
McDuffie County Georgia 1 $ 82,000 $ 82,000 $ 49,000
Muscogee County Georgia 1 $ 180,000 $ 180,000 $ 42,000
Paulding County Georgia 1 $ 75,000 $ 75,000 $ 58,000
Peach County Georgia 1 $ 495,000 $ 495,000 $ 230,000
Polk County Georgia 1 $ 38,000 $ 38,000 $ 39,000
White County Georgia 1 $ 50,000 $ 50,000 $ 136,000
Jefferson County Idaho 1 $ 262,000 $ 262,000 $ 0
Twin Falls County Idaho 1 $ 260,000 $ 260,000 $ 75,000
Boone County Illinois 1 $ 154,000 $ 154,000 $ 105,000
Bureau County Illinois 1 $ 62,000 $ 62,000 $ 40,000
Clinton County Illinois 1 $ 154,000 $ 154,000 $ 38,000
Kendall County Illinois 1 $ 142,000 $ 142,000 $ 65,000
Sangamon County Illinois 1 $ 110,000 $ 110,000 $ 51,000
Boone County Indiana 1 $ 224,000 $ 224,000 $ 114,000
Elkhart County Indiana 1 $ 78,000 $ 78,000 $ 37,000
Fayette County Indiana 1 $ 94,000 $ 94,000 $ 67,000
Madison County Indiana 1 $ 72,000 $ 72,000 $ 42,000
Morgan County Indiana 1 $ 233,000 $ 233,000 $ 66,000
Porter County Indiana 1 $ 293,000 $ 293,000 $ 159,000
Shelby County Indiana 1 $ 127,000 $ 127,000 $ 66,000
Warrick County Indiana 1 $ 302,000 $ 302,000 $ 110,000
Wayne County Indiana 1 $ 114,000 $ 114,000 $ 57,000
Clay County Iowa 1 $ 109,000 $ 109,000 $ 45,000
Delaware County Iowa 1 $ 131,000 $ 131,000 $ 39,000
Dickinson County Iowa 1 $ 120,000 $ 120,000 $ 170,000
Dubuque County Iowa 1 $ 95,000 $ 95,000 $ 51,000
Iowa County Iowa 1 $ 168,000 $ 168,000 $ 181,000
Linn County Iowa 1 $ 170,000 $ 170,000 $ 107,000
Polk County Iowa 1 $ 157,000 $ 157,000 $ 50,000
Pottawattamie County Iowa 1 $ 320,000 $ 320,000 $ 64,000
Miami County Kansas 1 $ 106,000 $ 106,000 $ 50,000
Norton County Kansas 1 $ 64,000 $ 64,000 $ 44,000
Franklin County Kentucky 1 $ 131,000 $ 131,000 $ 60,000
Kenton County Kentucky 1 $ 110,000 $ 110,000 $ 72,000
Ascension County Louisiana 1 $ 264,000 $ 264,000 $ 0
Orleans County Louisiana 1 $ 206,000 $ 206,000 $ 100,000
St. Bernard County Louisiana 1 $ 114,000 $ 114,000 $ 58,000
Androscoggin County Maine 1 $ 112,000 $ 112,000 $ 55,000
Lincoln County Maine 1 $ 80,000 $ 80,000 $ 24,000
Penobscot County Maine 1 $ 79,000 $ 79,000 $ 45,000
Calvert County Maryland 1 $ 79,000 $ 79,000 $ 50,000
Garrett County Maryland 1 $ 355,000 $ 355,000 $ 225,000
Queen Anne's County Maryland 1 $ 150,000 $ 150,000 $ 128,000
Washington County Maryland 1 $ 91,000 $ 91,000 $ 160,000
Allegan County Michigan 1 $ 162,000 $ 162,000 $ 132,000
Charlevoix County Michigan 1 $ 200,000 $ 200,000 $ 149,000
Clinton County Michigan 1 $ 150,000 $ 150,000 $ 106,000
Eaton County Michigan 1 $ 191,000 $ 191,000 $ 0
Genesee County Michigan 1 $ 140,000 $ 140,000 $ 0
Ingham County Michigan 1 $ 69,000 $ 69,000 $ 42,000
Iosco County Michigan 1 $ 120,000 $ 120,000 $ 57,000
Leelanau County Michigan 1 $ 173,000 $ 173,000 $ 60,000
Otsego County Michigan 1 $ 121,000 $ 121,000 $ 38,000
St. Joseph County Michigan 1 $ 136,000 $ 136,000 $ 64,000
Becker County Minnesota 1 $ 126,000 $ 126,000 $ 98,000
Carlton County Minnesota 1 $ 189,000 $ 189,000 $ 0
Dodge County Minnesota 1 $ 96,000 $ 96,000 $ 99,000
Douglas County Minnesota 1 $ 64,000 $ 64,000 $ 134,000
Hubbard County Minnesota 1 $ 319,000 $ 319,000 $ 113,000
Kanabec County Minnesota 1 $ 187,000 $ 187,000 $ 47,000
Lyon County Minnesota 1 $ 136,000 $ 136,000 $ 62,000
Mille Lacs County Minnesota 1 $ 118,000 $ 118,000 $ 21,000
Morrison County Minnesota 1 $ 202,000 $ 202,000 $ 48,000
Nicollet County Minnesota 1 $ 83,000 $ 83,000 $ 30,000
Steele County Minnesota 1 $ 159,000 $ 159,000 $ 78,000
Winona County Minnesota 1 $ 114,000 $ 114,000 $ 149,000
Jackson County Mississippi 1 $ 136,000 $ 136,000 $ 75,000
Rankin County Mississippi 1 $ 156,000 $ 156,000 $ 38,000
Benton County Missouri 1 $ 134,000 $ 134,000 $ 78,000
Caldwell County Missouri 1 $ 200,000 $ 200,000 $ 56,000
Dade County Missouri 1 $ 63,000 $ 63,000 $ 38,000
Dunklin County Missouri 1 $ 28,000 $ 28,000 $ 0
Gasconade County Missouri 1 $ 155,000 $ 155,000 $ 41,000
Polk County Missouri 1 $ 224,000 $ 224,000 $ 40,000
Taney County Missouri 1 $ 102,000 $ 102,000 $ 0
Texas County Missouri 1 $ 180,000 $ 180,000 $ 99,000
Yellowstone County Montana 1 $ 122,000 $ 122,000 $ 66,000
Lancaster County Nebraska 1 $ 167,000 $ 167,000 $ 40,000
Scotts Bluff County Nebraska 1 $ 86,000 $ 86,000 $ 71,000
Nye County Nevada 1 $ 60,000 $ 60,000 $ 73,000
Cheshire County New Hampshire 1 $ 80,000 $ 80,000 $ 68,000
Sullivan County New Hampshire 1 $ 214,000 $ 214,000 $ 258,000
Atlantic County New Jersey 1 $ 526,000 $ 526,000 $ 658,000
Bergen County New Jersey 1 $ 323,000 $ 323,000 $ 115,000
Burlington County New Jersey 1 $ 108,000 $ 108,000 $ 52,000
Gloucester County New Jersey 1 $ 198,000 $ 198,000 $ 115,000
Monmouth County New Jersey 1 $ 192,000 $ 192,000 $ 68,000
Morris County New Jersey 1 $ 272,000 $ 272,000 $ 200,000
Union County New Jersey 1 $ 257,000 $ 257,000 $ 75,000
Bernalillo County New Mexico 1 $ 147,000 $ 147,000 $ 30,000
Colfax County New Mexico 1 $ 106,000 $ 106,000 $ 120,000
Dona Ana County New Mexico 1 $ 95,000 $ 95,000 $ 0
Delaware County New York 1 $ 30,000 $ 30,000 $ 45,000
Queens County New York 1 $ 142,000 $ 142,000 $ 45,000
Saratoga County New York 1 $ 117,000 $ 117,000 $ 61,000
Westchester County New York 1 $ 158,000 $ 158,000 $ 137,000
Anson County North Carolina 1 $ 127,000 $ 127,000 $ 69,000
Brunswick County North Carolina 1 $ 116,000 $ 116,000 $ 115,000
Cabarrus County North Carolina 1 $ 103,000 $ 103,000 $ 60,000
Chatham County North Carolina 1 $ 265,000 $ 265,000 $ 143,000
Clay County North Carolina 1 $ 300,000 $ 300,000 $ 177,000
Davie County North Carolina 1 $ 174,000 $ 174,000 $ 99,000
Forsyth County North Carolina 1 $ 429,000 $ 429,000 $ 192,000
Harnett County North Carolina 1 $ 114,000 $ 114,000 $ 97,000
Macon County North Carolina 1 $ 105,000 $ 105,000 $ 49,000
Pitt County North Carolina 1 $ 649,000 $ 649,000 $ 450,000
Rockingham County North Carolina 1 $ 127,000 $ 127,000 $ 85,000
Barnes County North Dakota 1 $ 108,000 $ 108,000 $ 32,000
Grand Forks County North Dakota 1 $ 106,000 $ 106,000 $ 61,000
Ramsey County North Dakota 1 $ 50,000 $ 50,000 $ 84,000
Carroll County Ohio 1 $ 117,000 $ 117,000 $ 19,000
Erie County Ohio 1 $ 167,000 $ 167,000 $ 0
Fairfield County Ohio 1 $ 145,000 $ 145,000 $ 55,000
Licking County Ohio 1 $ 131,000 $ 131,000 $ 116,000
Logan County Ohio 1 $ 120,000 $ 120,000 $ 168,000
Muskingum County Ohio 1 $ 106,000 $ 106,000 $ 0
Perry County Ohio 1 $ 145,000 $ 145,000 $ 75,000
Portage County Ohio 1 $ 251,000 $ 251,000 $ 92,000
Richland County Ohio 1 $ 322,000 $ 322,000 $ 79,000
Sandusky County Ohio 1 $ 90,000 $ 90,000 $ 0
Tuscarawas County Ohio 1 $ 165,000 $ 165,000 $ 68,000
Union County Ohio 1 $ 136,000 $ 136,000 $ 0
Wayne County Ohio 1 $ 67,000 $ 67,000 $ 38,000
Cleveland County Oklahoma 1 $ 108,000 $ 108,000 $ 73,000
Johnston County Oklahoma 1 $ 60,000 $ 60,000 $ 32,000
Washington County Oklahoma 1 $ 138,000 $ 138,000 $ 0
Clackamas County Oregon 1 $ 200,000 $ 200,000 $ 100,000
Clatsop County Oregon 1 $ 299,000 $ 299,000 $ 118,000
Columbia County Oregon 1 $ 87,000 $ 87,000 $ 49,000
Jackson County Oregon 1 $ 126,000 $ 126,000 $ 78,000
Marion County Oregon 1 $ 107,000 $ 107,000 $ 32,000
Washington County Oregon 1 $ 104,000 $ 104,000 $ 29,000
Allegheny County Pennsylvania 1 $ 235,000 $ 235,000 $ 155,000
Beaver County Pennsylvania 1 $ 166,000 $ 166,000 $ 87,000
Berks County Pennsylvania 1 $ 120,000 $ 120,000 $ 80,000
Chester County Pennsylvania 1 $ 120,000 $ 120,000 $ 53,000
Montgomery County Pennsylvania 1 $ 200,000 $ 200,000 $ 127,000
Kent County Rhode Island 1 $ 295,000 $ 295,000 $ 89,000
Bamberg County South Carolina 1 $ 58,000 $ 58,000 $ 87,000
Beaufort County South Carolina 1 $ 399,000 $ 399,000 $ 441,000
Berkeley County South Carolina 1 $ 144,000 $ 144,000 $ 57,000
Georgetown County South Carolina 1 $ 292,000 $ 292,000 $ 63,000
Kershaw County South Carolina 1 $ 115,000 $ 115,000 $ 0
McCormick County South Carolina 1 $ 141,000 $ 141,000 $ 0
Lake County South Dakota 1 $ 36,000 $ 36,000 $ 21,000
Lincoln County South Dakota 1 $ 304,000 $ 304,000 $ 104,000
Pennington County South Dakota 1 $ 78,000 $ 78,000 $ 48,000
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Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,376 $921,409,000 $183,659 $650,000 $85,042 $2,532,000
Home Purchase (one-to-four family) 1,065 $217,986,000 $196,911 $650,000 $83,466 $878,000
Home Improvement (one-to-four family) 3 $1,290,000 $446,000 $495,000 $159,000 $230,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,444 $1,140,685,000 $185,604 $650,000 $81,416 $2,532,000
Other 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Information not provided by applicant in mail or telephone application 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,434 $1,139,352,000 $185,854 $650,000 $81,791 $2,532,000
FHA-insured (Federal Housing Administration) 10 $1,333,000 $125,000 $207,000 $55,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,444 $1,140,685,000 $185,604 $650,000 $81,416 $2,532,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Netbank Fundings Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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