Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Homespire Mortgage Corporation 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 5,537 |
| Total Mortgage Loan Application Amount | $1,538,085,000 |
| Average Mortgage Loan Application Amount | $286,666 |
| Highest Mortgage Loan Application Amount | $1,165,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $1,023,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 890 | $ 323,570,000 | $ 363,000 | $ 99,000 |
| Prince George's County Maryland | 750 | $ 216,970,000 | $ 289,000 | $ 71,000 |
| Berkeley County West Virginia | 259 | $ 50,025,000 | $ 193,000 | $ 72,000 |
| Prince William County Virginia | 244 | $ 76,200,000 | $ 312,000 | $ 72,000 |
| Hillsborough County Florida | 203 | $ 48,785,000 | $ 240,000 | $ 89,000 |
| Fairfax County Virginia | 180 | $ 80,800,000 | $ 448,000 | $ 129,000 |
| Frederick County Maryland | 153 | $ 44,365,000 | $ 289,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 148 | $ 71,260,000 | $ 481,000 | $ 129,000 |
| Anne Arundel County Maryland | 144 | $ 42,360,000 | $ 294,000 | $ 76,000 |
| Luzerne County Pennsylvania | 122 | $ 14,590,000 | $ 119,000 | $ 58,000 |
| Pinellas County Florida | 120 | $ 28,640,000 | $ 238,000 | $ 89,000 |
| Cumberland County North Carolina | 116 | $ 18,180,000 | $ 156,000 | $ 59,000 |
| Pasco County Florida | 109 | $ 25,365,000 | $ 232,000 | $ 92,000 |
| Wake County North Carolina | 90 | $ 22,880,000 | $ 254,000 | $ 94,000 |
| Jefferson County West Virginia | 90 | $ 22,540,000 | $ 250,000 | $ 88,000 |
| Frederick County Virginia | 88 | $ 22,840,000 | $ 259,000 | $ 70,000 |
| Baltimore County Maryland | 84 | $ 20,050,000 | $ 238,000 | $ 65,000 |
| Dauphin County Pennsylvania | 79 | $ 13,265,000 | $ 167,000 | $ 78,000 |
| Cumberland County Pennsylvania | 67 | $ 15,225,000 | $ 227,000 | $ 96,000 |
| Loudoun County Virginia | 64 | $ 26,610,000 | $ 415,000 | $ 110,000 |
| Charles County Maryland | 60 | $ 18,390,000 | $ 306,000 | $ 83,000 |
| Howard County Maryland | 59 | $ 19,785,000 | $ 335,000 | $ 94,000 |
| Allegany County Maryland | 45 | $ 5,595,000 | $ 124,000 | $ 69,000 |
| Washington County Maryland | 43 | $ 7,935,000 | $ 184,000 | $ 65,000 |
| Stafford County Virginia | 43 | $ 11,665,000 | $ 271,000 | $ 75,000 |
| Chesterfield County Virginia | 35 | $ 6,625,000 | $ 189,000 | $ 67,000 |
| Spotsylvania County Virginia | 34 | $ 9,200,000 | $ 270,000 | $ 59,000 |
| Franklin County North Carolina | 31 | $ 6,615,000 | $ 213,000 | $ 87,000 |
| Baltimore City County Maryland | 30 | $ 4,690,000 | $ 156,000 | $ 59,000 |
| York County Pennsylvania | 29 | $ 5,805,000 | $ 200,000 | $ 96,000 |
| Johnston County North Carolina | 27 | $ 5,845,000 | $ 216,000 | $ 75,000 |
| Lake County Florida | 26 | $ 4,290,000 | $ 165,000 | $ 71,000 |
| Wayne County Michigan | 26 | $ 2,690,000 | $ 103,000 | $ 46,000 |
| Alexandria County Virginia | 26 | $ 11,070,000 | $ 425,000 | $ 120,000 |
| Winchester County Virginia | 26 | $ 5,340,000 | $ 205,000 | $ 69,000 |
| Morgan County West Virginia | 26 | $ 3,980,000 | $ 153,000 | $ 59,000 |
| Shenandoah County Virginia | 24 | $ 4,720,000 | $ 196,000 | $ 68,000 |
| Manassas County Virginia | 23 | $ 6,725,000 | $ 292,000 | $ 63,000 |
| Hernando County Florida | 21 | $ 3,345,000 | $ 159,000 | $ 61,000 |
| Orange County Florida | 21 | $ 4,495,000 | $ 214,000 | $ 68,000 |
| Hoke County North Carolina | 21 | $ 3,215,000 | $ 153,000 | $ 53,000 |
| Arlington County Virginia | 21 | $ 10,775,000 | $ 513,000 | $ 157,000 |
| Henrico County Virginia | 20 | $ 5,170,000 | $ 258,000 | $ 64,000 |
| Carroll County Maryland | 19 | $ 6,085,000 | $ 320,000 | $ 85,000 |
| Harford County Maryland | 18 | $ 5,350,000 | $ 297,000 | $ 118,000 |
| Cuyahoga County Ohio | 18 | $ 3,010,000 | $ 167,000 | $ 56,000 |
| Warren County Virginia | 17 | $ 3,565,000 | $ 209,000 | $ 73,000 |
| Durham County North Carolina | 16 | $ 3,490,000 | $ 218,000 | $ 133,000 |
| Fulton County Pennsylvania | 15 | $ 2,565,000 | $ 171,000 | $ 78,000 |
| Manassas Park County Virginia | 14 | $ 4,020,000 | $ 287,000 | $ 66,000 |
| Mineral County West Virginia | 14 | $ 2,270,000 | $ 162,000 | $ 58,000 |
| Robeson County North Carolina | 13 | $ 1,805,000 | $ 138,000 | $ 49,000 |
| Polk County Florida | 12 | $ 2,020,000 | $ 168,000 | $ 71,000 |
| Harnett County North Carolina | 12 | $ 2,250,000 | $ 187,000 | $ 68,000 |
| Franklin County Pennsylvania | 12 | $ 2,120,000 | $ 176,000 | $ 76,000 |
| Fauquier County Virginia | 12 | $ 4,260,000 | $ 355,000 | $ 85,000 |
| New Castle County Delaware | 11 | $ 4,145,000 | $ 376,000 | $ 121,000 |
| Hampshire County West Virginia | 11 | $ 1,905,000 | $ 173,000 | $ 48,000 |
| Calvert County Maryland | 10 | $ 3,630,000 | $ 363,000 | $ 71,000 |
| Oakland County Michigan | 10 | $ 1,850,000 | $ 185,000 | $ 98,000 |
| Lancaster County Pennsylvania | 10 | $ 1,950,000 | $ 195,000 | $ 91,000 |
| Beaufort County South Carolina | 10 | $ 3,030,000 | $ 303,000 | $ 173,000 |
| Newport News County Virginia | 10 | $ 1,890,000 | $ 189,000 | $ 72,000 |
| Richmond City County Virginia | 10 | $ 1,580,000 | $ 158,000 | $ 103,000 |
| Northumberland County Pennsylvania | 9 | $ 1,375,000 | $ 152,000 | $ 86,000 |
| Perry County Pennsylvania | 9 | $ 1,635,000 | $ 181,000 | $ 97,000 |
| Cecil County Maryland | 8 | $ 1,770,000 | $ 221,000 | $ 67,000 |
| Granville County North Carolina | 8 | $ 1,450,000 | $ 181,000 | $ 58,000 |
| Davidson County Tennessee | 8 | $ 1,610,000 | $ 201,000 | $ 53,000 |
| Gloucester County Virginia | 8 | $ 2,360,000 | $ 295,000 | $ 142,000 |
| Norfolk County Virginia | 8 | $ 2,220,000 | $ 277,000 | $ 67,000 |
| Citrus County Florida | 7 | $ 1,205,000 | $ 172,000 | $ 68,000 |
| Collier County Florida | 7 | $ 1,785,000 | $ 255,000 | $ 84,000 |
| Sarasota County Florida | 7 | $ 1,905,000 | $ 272,000 | $ 88,000 |
| Garrett County Maryland | 7 | $ 1,115,000 | $ 159,000 | $ 60,000 |
| Worcester County Maryland | 7 | $ 1,865,000 | $ 266,000 | $ 185,000 |
| Macomb County Michigan | 7 | $ 1,175,000 | $ 167,000 | $ 66,000 |
| Bedford County Pennsylvania | 7 | $ 995,000 | $ 142,000 | $ 83,000 |
| Lackawanna County Pennsylvania | 7 | $ 815,000 | $ 116,000 | $ 54,000 |
| Portsmouth County Virginia | 7 | $ 1,225,000 | $ 175,000 | $ 55,000 |
| Virginia Beach County Virginia | 7 | $ 1,765,000 | $ 252,000 | $ 85,000 |
| Brevard County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 104,000 |
| Broward County Florida | 6 | $ 1,310,000 | $ 218,000 | $ 55,000 |
| Duval County Florida | 6 | $ 860,000 | $ 143,000 | $ 56,000 |
| Osceola County Florida | 6 | $ 1,350,000 | $ 225,000 | $ 48,000 |
| St. Mary's County Maryland | 6 | $ 2,070,000 | $ 345,000 | $ 110,000 |
| Washtenaw County Michigan | 6 | $ 1,260,000 | $ 210,000 | $ 76,000 |
| Burlington County New Jersey | 6 | $ 1,360,000 | $ 226,000 | $ 91,000 |
| Lorain County Ohio | 6 | $ 1,280,000 | $ 213,000 | $ 73,000 |
| Montgomery County Tennessee | 6 | $ 1,340,000 | $ 223,000 | $ 79,000 |
| Chesapeake County Virginia | 6 | $ 1,630,000 | $ 271,000 | $ 79,000 |
| Clarke County Virginia | 6 | $ 2,040,000 | $ 340,000 | $ 97,000 |
| Hampton County Virginia | 6 | $ 760,000 | $ 126,000 | $ 49,000 |
| York County Virginia | 6 | $ 1,130,000 | $ 188,000 | $ 48,000 |
| Marion County Florida | 5 | $ 755,000 | $ 151,000 | $ 50,000 |
| Volusia County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 55,000 |
| Camden County New Jersey | 5 | $ 955,000 | $ 191,000 | $ 85,000 |
| Franklin County Ohio | 5 | $ 895,000 | $ 179,000 | $ 57,000 |
| Hardy County West Virginia | 5 | $ 755,000 | $ 151,000 | $ 61,000 |
| Charlotte County Florida | 4 | $ 900,000 | $ 225,000 | $ 154,000 |
| DeKalb County Georgia | 4 | $ 1,070,000 | $ 267,000 | $ 98,000 |
| Gloucester County New Jersey | 4 | $ 1,280,000 | $ 320,000 | $ 108,000 |
| Alamance County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 35,000 |
| Mecklenburg County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 148,000 |
| Caroline County Virginia | 4 | $ 460,000 | $ 115,000 | $ 39,000 |
| Fairfax City County Virginia | 4 | $ 1,260,000 | $ 315,000 | $ 83,000 |
| Fredericksburg County Virginia | 4 | $ 660,000 | $ 165,000 | $ 68,000 |
| James City County Virginia | 4 | $ 1,330,000 | $ 332,000 | $ 127,000 |
| Monongalia County West Virginia | 4 | $ 970,000 | $ 242,000 | $ 166,000 |
| Lee County Florida | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| Manatee County Florida | 3 | $ 785,000 | $ 261,000 | $ 102,000 |
| Miami-Dade County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 238,000 |
| Palm Beach County Florida | 3 | $ 825,000 | $ 275,000 | $ 161,000 |
| Henry County Georgia | 3 | $ 985,000 | $ 328,000 | $ 191,000 |
| Sangamon County Illinois | 3 | $ 475,000 | $ 158,000 | $ 102,000 |
| Marion County Indiana | 3 | $ 335,000 | $ 111,000 | $ 64,000 |
| Queen Anne's County Maryland | 3 | $ 1,135,000 | $ 378,000 | $ 133,000 |
| Talbot County Maryland | 3 | $ 1,085,000 | $ 361,000 | $ 190,000 |
| Norfolk County Massachusetts | 3 | $ 1,615,000 | $ 538,000 | $ 26,000 |
| Muskegon County Michigan | 3 | $ 165,000 | $ 55,000 | $ 29,000 |
| Brunswick County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 42,000 |
| Henderson County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 63,000 |
| Nash County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 53,000 |
| New Hanover County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 127,000 |
| Scotland County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 35,000 |
| Lebanon County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 45,000 |
| Wyoming County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 46,000 |
| Sumner County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 98,000 |
| Denton County Texas | 3 | $ 815,000 | $ 271,000 | $ 84,000 |
| Kaufman County Texas | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
| Culpeper County Virginia | 3 | $ 745,000 | $ 248,000 | $ 58,000 |
| Hanover County Virginia | 3 | $ 955,000 | $ 318,000 | $ 92,000 |
| Louisa County Virginia | 3 | $ 995,000 | $ 331,000 | $ 94,000 |
| New Kent County Virginia | 3 | $ 765,000 | $ 255,000 | $ 59,000 |
| Powhatan County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 149,000 |
| Rockingham County Virginia | 3 | $ 545,000 | $ 181,000 | $ 73,000 |
| Suffolk County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 107,000 |
| Adams County Colorado | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 22,000 |
| Sussex County Delaware | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| Sumter County Florida | 2 | $ 240,000 | $ 120,000 | $ 43,000 |
| Chatham County Georgia | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Fulton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 92,000 |
| Williamson County Illinois | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| St. Joseph County Indiana | 2 | $ 290,000 | $ 145,000 | $ 147,000 |
| Wicomico County Maryland | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Plymouth County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Ingham County Michigan | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Livingston County Michigan | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| St. Clair County Michigan | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Monmouth County New Jersey | 2 | $ 1,540,000 | $ 770,000 | $ 136,000 |
| Chatham County North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 206,000 |
| Lee County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Orange County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 52,000 |
| Adams County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 103,000 |
| Fayette County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Monroe County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Montgomery County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Schuylkill County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 22,000 |
| Berkeley County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| Macon County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Shelby County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Tipton County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Wilson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| Dallas County Texas | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| King George County Virginia | 2 | $ 600,000 | $ 300,000 | $ 127,000 |
| Mathews County Virginia | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
| Mecklenburg County Virginia | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Roanoke County Virginia | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Pierce County Washington | 2 | $ 440,000 | $ 220,000 | $ 24,000 |
| Grant County West Virginia | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Elmore County Alabama | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| El Paso County Colorado | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Jefferson County Colorado | 1 | $ 385,000 | $ 385,000 | $ 70,000 |
| Alachua County Florida | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Bay County Florida | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| DeSoto County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Escambia County Florida | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Gadsden County Florida | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Hendry County Florida | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Putnam County Florida | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Santa Rosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Fayette County Georgia | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Gwinnett County Georgia | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Lamar County Georgia | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Wayne County Georgia | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Cook County Illinois | 1 | $ 245,000 | $ 245,000 | $ 5,000 |
| Madison County Illinois | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Brown County Indiana | 1 | $ 935,000 | $ 935,000 | $ 198,000 |
| Dearborn County Indiana | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Elkhart County Indiana | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Hancock County Indiana | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Madison County Indiana | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Morgan County Indiana | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Putnam County Indiana | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Steuben County Indiana | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Orleans County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 321,000 |
| Caroline County Maryland | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Berkshire County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 170,000 |
| Suffolk County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Worcester County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Barry County Michigan | 1 | $ 225,000 | $ 225,000 | $ 231,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Jackson County Michigan | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Kent County Michigan | 1 | $ 445,000 | $ 445,000 | $ 408,000 |
| Monroe County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Otsego County Michigan | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Ottawa County Michigan | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Sanilac County Michigan | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| St. Joseph County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Wexford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Atlantic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Bergen County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Middlesex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 250,000 |
| Salem County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Union County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Edgecombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Gates County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 529,000 |
| Moore County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Sampson County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Watauga County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Wayne County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Wilson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Coshocton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Fairfield County Ohio | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Perry County Ohio | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Warren County Ohio | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Bucks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Cambria County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Columbia County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Huntingdon County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Juniata County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Lycoming County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Montour County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Somerset County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Sullivan County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Susquehanna County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Dickson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Fayette County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Jefferson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Overton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Stewart County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Washington County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Williamson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Collin County Texas | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Cooke County Texas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Harris County Texas | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Travis County Texas | 1 | $ 465,000 | $ 465,000 | $ 228,000 |
| Van Zandt County Texas | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Wood County Texas | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Albemarle County Virginia | 1 | $ 425,000 | $ 425,000 | $ 89,000 |
| Charlottesville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Franklin County Virginia | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Hopewell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Isle of Wight County Virginia | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| King William County Virginia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Nelson County Virginia | 1 | $ 345,000 | $ 345,000 | $ 288,000 |
| Orange County Virginia | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Page County Virginia | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Petersburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Poquoson County Virginia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Waynesboro County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Jackson County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Kanawha County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Ohio County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Preston County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Marinette County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,092 | $1,080,450,000 | $264,000 | $1,165,000 | $86,000 | $1,023,000 |
| Refinancing | 1,443 | $457,075,000 | $316,000 | $1,155,000 | $81,000 | $748,000 |
| Home Improvement | 2 | $560,000 | $280,000 | $445,000 | $113,000 | $133,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,248 | $589,210,000 | $262,000 | $1,165,000 | $95,000 | $871,000 |
| Hispanic | 2,112 | $587,040,000 | $277,000 | $985,000 | $69,000 | $762,000 |
| Black or African American | 594 | $168,140,000 | $283,000 | $895,000 | $79,000 | $406,000 |
| Not Provided | 354 | $109,780,000 | $310,000 | $1,165,000 | $94,000 | $447,000 |
| Asian | 202 | $77,310,000 | $382,000 | $1,125,000 | $123,000 | $1,023,000 |
| American Indian or Alaskan Native | 21 | $5,095,000 | $242,000 | $725,000 | $79,000 | $306,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,510,000 | $251,000 | $685,000 | $91,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,618 | $747,750,000 | $285,000 | $1,165,000 | $103,000 | $1,023,000 |
| FHA-insured (Federal Housing Administration) | 2,181 | $565,925,000 | $259,000 | $735,000 | $64,000 | $762,000 |
| VA-guaranteed (Veterans Administration) | 555 | $191,895,000 | $345,000 | $1,165,000 | $87,000 | $381,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $32,515,000 | $177,000 | $365,000 | $58,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,283 | $1,196,215,000 | $279,000 | $1,165,000 | $85,000 | $1,023,000 |
| Application Approved But Not Accepted | 503 | $137,605,000 | $273,000 | $1,165,000 | $86,000 | $447,000 |
| Application Withdrawn By Applicant | 427 | $117,255,000 | $274,000 | $995,000 | $84,000 | $529,000 |
| Application Denied By Financial Institution | 165 | $39,875,000 | $241,000 | $805,000 | $73,000 | $394,000 |
| File Closed For Incompleteness | 159 | $47,135,000 | $296,000 | $825,000 | $85,000 | $776,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,372 | $1,498,210,000 | $278,000 | $1,165,000 | $85,000 | $1,023,000 |
| Credit History | 50 | $12,410,000 | $248,000 | $585,000 | $73,000 | $178,000 |
| Debt-To-Income Ratio | 32 | $8,390,000 | $262,000 | $805,000 | $73,000 | $394,000 |
| Collateral | 28 | $6,000,000 | $214,000 | $535,000 | $83,000 | $219,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,910,000 | $245,000 | $675,000 | $57,000 | $227,000 |
| Employment History | 13 | $2,595,000 | $199,000 | $315,000 | $71,000 | $190,000 |
| Unverifiable Information | 12 | $3,050,000 | $254,000 | $415,000 | $75,000 | $104,000 |
| Other | 9 | $2,255,000 | $250,000 | $645,000 | $84,000 | $238,000 |
| Credit Application Incomplete | 1 | $265,000 | $265,000 | $265,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.