Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Homespire Mortgage Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 12,025 |
| Total Mortgage Loan Application Amount | $3,746,345,000 |
| Average Mortgage Loan Application Amount | $297,333 |
| Highest Mortgage Loan Application Amount | $2,725,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $4,371,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,709 | $ 1,067,785,000 | $ 395,750 | $ 122,750 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,996 | $ 791,240,000 | $ 396,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 886 | $ 235,760,000 | $ 266,000 | $ 109,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 771 | $ 254,085,000 | $ 329,000 | $ 98,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 454 | $ 129,640,000 | $ 285,000 | $ 120,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 437 | $ 108,445,000 | $ 248,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 427 | $ 96,975,000 | $ 258,500 | $ 84,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 390 | $ 94,010,000 | $ 244,500 | $ 75,500 |
| PROVIDENCE-WARWICK, RI-MA | 386 | $ 91,120,000 | $ 275,000 | $ 69,000 |
| NA (OUTSIDE OF MSA/MD) | 339 | $ 75,455,000 | $ 275,526 | $ 152,684 |
| FAYETTEVILLE, NC | 307 | $ 64,215,000 | $ 209,000 | $ 72,000 |
| RALEIGH, NC | 241 | $ 64,245,000 | $ 266,000 | $ 98,000 |
| HARRISBURG-CARLISLE, PA | 206 | $ 42,230,000 | $ 205,000 | $ 90,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 175 | $ 27,325,000 | $ 156,000 | $ 65,000 |
| WINCHESTER, VA-WV | 155 | $ 39,395,000 | $ 225,500 | $ 73,500 |
| LAKELAND-WINTER HAVEN, FL | 127 | $ 26,205,000 | $ 206,000 | $ 64,000 |
| BATON ROUGE, LA | 113 | $ 21,855,000 | $ 193,000 | $ 62,000 |
| SHREVEPORT-BOSSIER CITY, LA | 96 | $ 16,550,000 | $ 172,000 | $ 59,000 |
| CUMBERLAND, MD-WV | 92 | $ 13,740,000 | $ 167,500 | $ 72,000 |
| RICHMOND, VA | 83 | $ 19,885,000 | $ 239,000 | $ 76,000 |
| SAVANNAH, GA | 83 | $ 18,725,000 | $ 225,000 | $ 83,000 |
| BOSTON, MA | 75 | $ 29,085,000 | $ 387,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 74 | $ 32,490,000 | $ 439,000 | $ 108,000 |
| COLUMBUS, OH | 66 | $ 16,130,000 | $ 244,000 | $ 105,000 |
| CAMDEN, NJ | 65 | $ 17,785,000 | $ 273,000 | $ 105,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 54 | $ 11,060,000 | $ 204,000 | $ 70,000 |
| DENVER-AURORA-LAKEWOOD, CO | 52 | $ 19,700,000 | $ 378,000 | $ 119,000 |
| PORT ST. LUCIE, FL | 42 | $ 11,420,000 | $ 271,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 41 | $ 13,785,000 | $ 336,000 | $ 116,000 |
| ALBUQUERQUE, NM | 40 | $ 9,360,000 | $ 234,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 39 | $ 11,845,000 | $ 303,000 | $ 105,000 |
| CHARLESTON, WV | 36 | $ 7,320,000 | $ 203,000 | $ 87,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 36 | $ 8,930,000 | $ 248,000 | $ 120,000 |
| YORK-HANOVER, PA | 34 | $ 7,970,000 | $ 234,000 | $ 97,000 |
| OCALA, FL | 30 | $ 5,680,000 | $ 189,000 | $ 81,000 |
| WARNER ROBINS, GA | 29 | $ 7,315,000 | $ 252,000 | $ 81,000 |
| CAPE CORAL-FORT MYERS, FL | 28 | $ 8,210,000 | $ 293,000 | $ 136,000 |
| WORCESTER, MA-CT | 28 | $ 10,000,000 | $ 319,000 | $ 69,500 |
| LANCASTER, PA | 27 | $ 5,695,000 | $ 210,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 27 | $ 6,825,000 | $ 252,000 | $ 90,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 7,560,000 | $ 290,000 | $ 128,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 25 | $ 5,775,000 | $ 231,000 | $ 93,000 |
| DURHAM-CHAPEL HILL, NC | 23 | $ 5,815,000 | $ 252,000 | $ 106,000 |
| JACKSONVILLE, FL | 23 | $ 5,675,000 | $ 246,000 | $ 113,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 7,100,000 | $ 322,000 | $ 94,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 21 | $ 4,825,000 | $ 229,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE, LA | 20 | $ 4,300,000 | $ 215,000 | $ 67,000 |
| SALISBURY, MD-DE | 20 | $ 6,230,000 | $ 320,000 | $ 255,500 |
| GAINESVILLE, GA | 17 | $ 4,795,000 | $ 282,000 | $ 107,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 17 | $ 4,705,000 | $ 275,500 | $ 94,500 |
| WILMINGTON, DE-MD-NJ | 17 | $ 4,505,000 | $ 240,500 | $ 88,500 |
| HOMOSASSA SPRINGS, FL | 16 | $ 3,250,000 | $ 203,000 | $ 66,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 15 | $ 4,215,000 | $ 281,000 | $ 91,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 15 | $ 4,085,000 | $ 272,000 | $ 142,000 |
| PHILADELPHIA, PA | 14 | $ 3,820,000 | $ 272,000 | $ 151,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 3,345,000 | $ 237,500 | $ 86,000 |
| GOLDSBORO, NC | 13 | $ 2,135,000 | $ 164,000 | $ 67,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 4,255,000 | $ 327,000 | $ 72,000 |
| AUSTIN-ROUND ROCK, TX | 12 | $ 3,410,000 | $ 284,000 | $ 120,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 3,125,000 | $ 284,000 | $ 160,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 3,695,000 | $ 335,000 | $ 145,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 4,025,000 | $ 365,000 | $ 95,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 1,680,000 | $ 168,000 | $ 75,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,820,000 | $ 329,000 | $ 114,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 3,080,000 | $ 385,000 | $ 174,000 |
| DOVER, DE | 8 | $ 2,840,000 | $ 355,000 | $ 126,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 2,840,000 | $ 355,000 | $ 125,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 8 | $ 3,600,000 | $ 450,000 | $ 144,000 |
| PANAMA CITY, FL | 8 | $ 2,460,000 | $ 307,000 | $ 124,000 |
| WILMINGTON, NC | 8 | $ 3,560,000 | $ 445,000 | $ 138,000 |
| BARNSTABLE TOWN, MA | 7 | $ 2,815,000 | $ 402,000 | $ 174,000 |
| HARRISONBURG, VA | 7 | $ 1,445,000 | $ 206,000 | $ 83,000 |
| HINESVILLE, GA | 7 | $ 1,425,000 | $ 203,000 | $ 64,000 |
| LEBANON, PA | 7 | $ 1,335,000 | $ 190,000 | $ 74,000 |
| ROCKY MOUNT, NC | 7 | $ 1,405,000 | $ 200,000 | $ 59,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,560,000 | $ 374,000 | $ 113,500 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 2,160,000 | $ 360,000 | $ 131,000 |
| GAINESVILLE, FL | 6 | $ 1,100,000 | $ 183,000 | $ 80,000 |
| GETTYSBURG, PA | 6 | $ 1,370,000 | $ 228,000 | $ 82,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 2,540,000 | $ 423,000 | $ 147,000 |
| LAFAYETTE, LA | 6 | $ 1,370,000 | $ 228,000 | $ 42,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 4,860,000 | $ 810,000 | $ 240,000 |
| COLORADO SPRINGS, CO | 5 | $ 2,025,000 | $ 405,000 | $ 99,000 |
| HAMMOND, LA | 5 | $ 835,000 | $ 167,000 | $ 37,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 755,000 | $ 151,000 | $ 42,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 865,000 | $ 173,000 | $ 47,000 |
| NEWARK, NJ-PA | 5 | $ 1,665,000 | $ 333,000 | $ 119,000 |
| STAUNTON-WAYNESBORO, VA | 5 | $ 1,565,000 | $ 313,000 | $ 108,000 |
| WINSTON-SALEM, NC | 5 | $ 795,000 | $ 159,000 | $ 43,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,240,000 | $ 310,000 | $ 69,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 900,000 | $ 218,000 | $ 78,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 620,000 | $ 155,000 | $ 97,000 |
| BURLINGTON, NC | 4 | $ 650,000 | $ 162,000 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 980,000 | $ 245,000 | $ 112,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,230,000 | $ 307,000 | $ 105,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 830,000 | $ 207,000 | $ 63,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 700,000 | $ 175,000 | $ 64,000 |
| NEW YORK-NEWARK, NY | 4 | $ 1,550,000 | $ 387,000 | $ 88,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 910,000 | $ 227,000 | $ 85,000 |
| SANTA FE, NM | 4 | $ 960,000 | $ 240,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,530,000 | $ 382,000 | $ 154,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 825,000 | $ 275,000 | $ 110,000 |
| CHICAGO-NAPERVILLE, IL | 3 | $ 915,000 | $ 305,000 | $ 134,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 755,000 | $ 251,000 | $ 244,000 |
| LUBBOCK, TX | 3 | $ 695,000 | $ 231,000 | $ 140,000 |
| MORGANTOWN, WV | 3 | $ 765,000 | $ 255,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 715,000 | $ 238,000 | $ 155,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3 | $ 1,225,000 | $ 408,000 | $ 164,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,155,000 | $ 385,000 | $ 211,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 1,375,000 | $ 458,000 | $ 181,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 1,035,000 | $ 345,000 | $ 133,000 |
| ASHEVILLE, NC | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| AUBURN-OPELIKA, AL | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 710,000 | $ 355,000 | $ 183,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| BRUNSWICK, GA | 2 | $ 1,680,000 | $ 840,000 | $ 1,096,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| CLARKSVILLE, TN-KY | 2 | $ 380,000 | $ 190,000 | $ 47,500 |
| COLUMBUS, GA-AL | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| ELGIN, IL | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| GREENVILLE, NC | 2 | $ 330,000 | $ 165,000 | $ 135,000 |
| JACKSONVILLE, NC | 2 | $ 680,000 | $ 340,000 | $ 221,000 |
| KANSAS CITY, MO-KS | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 270,000 | $ 135,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 290,000 | $ 145,000 | $ 36,000 |
| LYNCHBURG, VA | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 620,000 | $ 310,000 | $ 61,000 |
| MOBILE, AL | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 1,380,000 | $ 690,000 | $ 216,000 |
| OCEAN CITY, NJ | 2 | $ 920,000 | $ 460,000 | $ 542,000 |
| PITTSBURGH, PA | 2 | $ 640,000 | $ 320,000 | $ 219,000 |
| PITTSFIELD, MA | 2 | $ 1,260,000 | $ 630,000 | $ 191,000 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 1,050,000 | $ 525,000 | $ 93,000 |
| SPRINGFIELD, MA | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| TALLAHASSEE, FL | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| THE VILLAGES, FL | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 1,040,000 | $ 520,000 | $ 125,000 |
| AKRON, OH | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| ALEXANDRIA, LA | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| ALTOONA, PA | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 275,000 | $ 275,000 | $ 218,000 |
| BOISE CITY, ID | 1 | $ 215,000 | $ 215,000 | $ 0 |
| BOULDER, CO | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 755,000 | $ 755,000 | $ 296,000 |
| CLEVELAND, TN | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 425,000 | $ 425,000 | $ 202,000 |
| DALTON, GA | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 355,000 | $ 355,000 | $ 0 |
| DECATUR, AL | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| EAST STROUDSBURG, PA | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| EL PASO, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| FLORENCE, SC | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| GADSDEN, AL | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| GARY, IN | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| HUNTSVILLE, AL | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| LAKE CHARLES, LA | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| LAWTON, OK | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| LONGVIEW, TX | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| MANHATTAN, KS | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| MIDLAND, TX | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| MONTGOMERY, AL | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| OWENSBORO, KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| ROME, GA | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 685,000 | $ 685,000 | $ 99,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| SEBRING, FL | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| SPARTANBURG, SC | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| STATE COLLEGE, PA | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 545,000 | $ 545,000 | $ 169,000 |
| TRENTON, NJ | 1 | $ 2,245,000 | $ 2,245,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| WHEELING, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| WILLIAMSPORT, PA | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,239 | $2,619,325,000 | $317,000 | $2,725,000 | $100,000 | $4,371,000 |
| Refinancing | 3,704 | $1,104,270,000 | $298,000 | $1,995,000 | $108,000 | $1,827,000 |
| Home Improvement | 82 | $22,750,000 | $277,000 | $775,000 | $96,000 | $313,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,329 | $1,347,035,000 | $311,000 | $2,245,000 | $118,000 | $2,049,000 |
| Hispanic | 3,864 | $1,140,240,000 | $295,000 | $1,495,000 | $78,000 | $1,420,000 |
| Not Provided | 1,721 | $591,595,000 | $343,000 | $2,725,000 | $121,000 | $4,371,000 |
| Black or African American | 1,498 | $432,120,000 | $288,000 | $1,445,000 | $89,000 | $850,000 |
| Asian | 557 | $218,975,000 | $393,000 | $1,545,000 | $126,000 | $583,000 |
| American Indian or Alaskan Native | 46 | $13,360,000 | $290,000 | $785,000 | $124,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,020,000 | $302,000 | $665,000 | $102,000 | $270,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,893 | $2,498,405,000 | $316,000 | $2,725,000 | $115,000 | $4,371,000 |
| FHA-insured (Federal Housing Administration) | 2,956 | $851,570,000 | $288,000 | $875,000 | $71,000 | $850,000 |
| VA-guaranteed (Veterans Administration) | 896 | $339,140,000 | $378,000 | $1,985,000 | $106,000 | $630,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 280 | $57,230,000 | $204,000 | $645,000 | $55,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,362 | $2,941,870,000 | $314,000 | $2,725,000 | $104,000 | $2,049,000 |
| Application Approved But Not Accepted | 1,061 | $339,785,000 | $320,000 | $2,005,000 | $102,000 | $1,445,000 |
| Application Withdrawn By Applicant | 688 | $206,620,000 | $300,000 | $1,545,000 | $105,000 | $4,371,000 |
| Application Denied By Financial Institution | 509 | $138,315,000 | $271,000 | $1,995,000 | $72,000 | $411,000 |
| File Closed For Incompleteness | 405 | $119,755,000 | $295,000 | $1,125,000 | $97,000 | $1,022,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,516 | $3,608,030,000 | $313,000 | $2,725,000 | $104,000 | $4,371,000 |
| Debt-To-Income Ratio | 212 | $60,830,000 | $286,000 | $1,995,000 | $58,000 | $216,000 |
| Collateral | 85 | $22,355,000 | $263,000 | $785,000 | $83,000 | $242,000 |
| Other | 72 | $18,520,000 | $257,000 | $815,000 | $90,000 | $372,000 |
| Unverifiable Information | 50 | $13,670,000 | $273,000 | $755,000 | $75,000 | $185,000 |
| Credit History | 50 | $13,420,000 | $268,000 | $1,005,000 | $90,000 | $411,000 |
| Employment History | 24 | $5,540,000 | $230,000 | $705,000 | $63,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,640,000 | $220,000 | $395,000 | $57,000 | $115,000 |
| Credit Application Incomplete | 4 | $1,340,000 | $335,000 | $405,000 | $86,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.