Homespire Mortgage Corporation Mortgage Lending & HMDA Data, 2021

In 2021, Homespire Mortgage Corporation of Fairfax, VA reported 12,025 mortgage applications totaling $3.7 billion, up 14% from 2020. The average application was for $311,546, and applicants reported an average income of $102,436. 78% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,709), Washington-Baltimore-Arlington, DC (1,996) and Tampa-St. Petersburg-Clearwater, FL (886) (applications in parentheses).

Mortgage Company & Address Homespire Mortgage Corporation

Fairfax, VA 22031
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 12,025
Total Mortgage Loan Application Amount $3,746,345,000
Average Mortgage Loan Application Amount $311,546
Highest Mortgage Loan Application Amount $2,725,000
Average Applicant Income $102,436
Highest Applicant Income $4,371,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homespire Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homespire Mortgage Corporation by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,651 $ 676,605,000 $ 409,815 $ 126,000
Prince George's, Maryland 1,112 $ 362,450,000 $ 325,944 $ 84,000
District of Columbia, District Of Columbia 463 $ 257,035,000 $ 555,151 $ 188,000
Hillsborough, Florida 349 $ 96,245,000 $ 275,773 $ 109,000
Frederick, Maryland 345 $ 114,635,000 $ 332,275 $ 98,000
Providence, Rhode Island 336 $ 77,410,000 $ 230,386 $ 65,000
Fairfax, Virginia 285 $ 133,825,000 $ 469,561 $ 149,000
Anne Arundel, Maryland 264 $ 90,720,000 $ 343,636 $ 94,000
Pinellas, Florida 248 $ 71,750,000 $ 289,314 $ 119,000
Berkeley, West Virginia 247 $ 58,735,000 $ 237,793 $ 78,000
Orange, Florida 230 $ 58,990,000 $ 256,478 $ 81,000
Prince William, Virginia 221 $ 78,385,000 $ 354,683 $ 85,000
Cumberland, North Carolina 205 $ 42,505,000 $ 207,341 $ 74,000
Pasco, Florida 196 $ 48,900,000 $ 249,489 $ 95,000
Baltimore, Maryland 178 $ 46,390,000 $ 260,617 $ 75,000
Howard, Maryland 172 $ 69,530,000 $ 404,244 $ 127,000
Luzerne, Pennsylvania 160 $ 24,700,000 $ 154,375 $ 63,000
Frederick, Virginia 128 $ 33,540,000 $ 262,031 $ 84,000
Polk, Florida 127 $ 26,205,000 $ 206,338 $ 64,000
Osceola, Florida 120 $ 29,190,000 $ 243,250 $ 81,000
Washington, Maryland 117 $ 29,735,000 $ 254,145 $ 73,000
Charles, Maryland 116 $ 42,100,000 $ 362,931 $ 95,000
Wake, North Carolina 116 $ 34,850,000 $ 300,431 $ 119,000
Johnston, North Carolina 110 $ 26,350,000 $ 239,545 $ 81,000
Jefferson, West Virginia 103 $ 29,475,000 $ 286,165 $ 99,000
Dauphin, Pennsylvania 101 $ 18,155,000 $ 179,752 $ 85,000
Loudoun, Virginia 101 $ 44,765,000 $ 443,217 $ 124,000
Cumberland, Pennsylvania 97 $ 22,385,000 $ 230,773 $ 94,000
Hernando, Florida 93 $ 18,865,000 $ 202,849 $ 116,000
Allegany, Maryland 77 $ 10,815,000 $ 140,454 $ 61,000
Gwinnett, Georgia 76 $ 22,370,000 $ 294,342 $ 133,000
Fulton, Georgia 70 $ 23,020,000 $ 328,857 $ 152,000
Baltimore City, Maryland 70 $ 16,050,000 $ 229,285 $ 81,000
Newport News, Virginia 65 $ 11,315,000 $ 174,076 $ 90,000
East Baton Rouge, Louisiana 61 $ 11,495,000 $ 188,442 $ 65,000
Caddo, Louisiana 59 $ 9,655,000 $ 163,644 $ 60,000
Shenandoah, Virginia 59 $ 13,045,000 $ 221,101 $ 90,000
DeKalb, Georgia 58 $ 15,230,000 $ 262,586 $ 115,000
Chesapeake, Virginia 58 $ 17,670,000 $ 304,655 $ 92,000
Virginia Beach, Virginia 58 $ 13,200,000 $ 227,586 $ 80,000
Effingham, Georgia 57 $ 13,155,000 $ 230,789 $ 86,000
Hoke, North Carolina 56 $ 11,550,000 $ 206,250 $ 67,000
Franklin, Pennsylvania 54 $ 11,060,000 $ 204,814 $ 70,000
Arlington, Virginia 50 $ 25,530,000 $ 510,600 $ 161,000
Portsmouth, Virginia 49 $ 8,525,000 $ 173,979 $ 64,000
Cobb, Georgia 48 $ 15,880,000 $ 330,833 $ 173,000
Carroll, Maryland 48 $ 17,300,000 $ 360,416 $ 108,000
Stafford, Virginia 47 $ 16,245,000 $ 345,638 $ 90,000
Harnett, North Carolina 46 $ 10,160,000 $ 220,869 $ 70,000
Hampton, Virginia 46 $ 7,480,000 $ 162,608 $ 64,000
Lake, Florida 45 $ 9,975,000 $ 221,666 $ 75,000
Norfolk, Virginia 45 $ 10,485,000 $ 233,000 $ 83,000
Seminole, Florida 42 $ 10,290,000 $ 245,000 $ 68,000
Alexandria, Virginia 42 $ 22,670,000 $ 539,761 $ 163,000
Miami-Dade, Florida 41 $ 13,785,000 $ 336,219 $ 116,000
Forsyth, Georgia 41 $ 12,805,000 $ 312,317 $ 114,000
Essex, Massachusetts 39 $ 17,845,000 $ 457,564 $ 92,000
Franklin, Ohio 39 $ 8,735,000 $ 223,974 $ 104,000
Middlesex, Massachusetts 35 $ 14,645,000 $ 418,428 $ 126,000
Volusia, Florida 34 $ 6,690,000 $ 196,764 $ 109,000
Bossier, Louisiana 34 $ 6,250,000 $ 183,823 $ 55,000
Plymouth, Massachusetts 34 $ 12,530,000 $ 368,529 $ 102,000
Bernalillo, New Mexico 34 $ 8,050,000 $ 236,764 $ 90,000
York, Pennsylvania 34 $ 7,970,000 $ 234,411 $ 97,000
Chesterfield, Virginia 34 $ 8,970,000 $ 263,823 $ 70,000
Spotsylvania, Virginia 34 $ 10,570,000 $ 310,882 $ 98,000
Kanawha, West Virginia 34 $ 7,010,000 $ 206,176 $ 90,000
Burlington, New Jersey 33 $ 8,685,000 $ 263,181 $ 110,000
Harford, Maryland 32 $ 11,910,000 $ 372,187 $ 135,000
Douglas, Colorado 30 $ 12,340,000 $ 411,333 $ 133,000
Marion, Florida 30 $ 5,680,000 $ 189,333 $ 81,000
Bristol, Massachusetts 30 $ 9,670,000 $ 322,333 $ 74,000
St. Lucie, Florida 29 $ 6,785,000 $ 233,965 $ 75,000
Lee, Florida 28 $ 8,210,000 $ 293,214 $ 136,000
Manassas, Virginia 28 $ 8,690,000 $ 310,357 $ 73,000
Brevard, Florida 27 $ 6,825,000 $ 252,777 $ 90,000
Lancaster, Pennsylvania 27 $ 5,695,000 $ 210,925 $ 96,000
Warren, Virginia 27 $ 6,795,000 $ 251,666 $ 92,000
Manatee, Florida 26 $ 8,210,000 $ 315,769 $ 112,000
Houston, Georgia 26 $ 6,730,000 $ 258,846 $ 81,000
Worcester, Massachusetts 26 $ 9,450,000 $ 363,461 $ 81,000
Gloucester, Virginia 26 $ 5,880,000 $ 226,153 $ 77,000
Suffolk, Virginia 26 $ 7,560,000 $ 290,769 $ 93,000
Morgan, West Virginia 26 $ 5,540,000 $ 213,076 $ 82,000
St. Mary's, Maryland 25 $ 5,775,000 $ 231,000 $ 93,000
Suffolk, Massachusetts 24 $ 10,280,000 $ 428,333 $ 101,000
Henry, Georgia 23 $ 5,715,000 $ 248,478 $ 94,000
Manassas Park, Virginia 23 $ 7,295,000 $ 317,173 $ 68,000
Broward, Florida 22 $ 7,100,000 $ 322,727 $ 94,000
Baldwin, Alabama 21 $ 4,825,000 $ 229,761 $ 67,000
Cherokee, Georgia 21 $ 6,805,000 $ 324,047 $ 100,000
Ascension, Louisiana 21 $ 4,375,000 $ 208,333 $ 70,000
Chatham, Georgia 20 $ 4,420,000 $ 221,000 $ 81,000
Licking, Ohio 20 $ 5,770,000 $ 288,500 $ 120,000
Bedford, Pennsylvania 20 $ 3,300,000 $ 165,000 $ 59,000
Kent, Rhode Island 20 $ 4,040,000 $ 202,000 $ 55,000
Calvert, Maryland 19 $ 7,095,000 $ 373,421 $ 118,000
Harris, Texas 19 $ 5,295,000 $ 278,684 $ 124,000
Fulton, Pennsylvania 18 $ 3,190,000 $ 177,222 $ 60,000
Dawson, Georgia 17 $ 5,195,000 $ 305,588 $ 118,000
Hall, Georgia 17 $ 4,795,000 $ 282,058 $ 107,000
Norfolk, Massachusetts 17 $ 6,275,000 $ 369,117 $ 119,000
Camden, New Jersey 17 $ 4,755,000 $ 279,705 $ 105,000
Citrus, Florida 16 $ 3,250,000 $ 203,125 $ 66,000
Duval, Florida 16 $ 3,070,000 $ 191,875 $ 95,000
Livingston, Louisiana 16 $ 3,230,000 $ 201,875 $ 53,000
Henrico, Virginia 16 $ 3,470,000 $ 216,875 $ 72,000
Palm Beach, Florida 15 $ 4,085,000 $ 272,333 $ 142,000
Gloucester, New Jersey 15 $ 4,345,000 $ 289,666 $ 93,000
Franklin, North Carolina 15 $ 3,045,000 $ 203,000 $ 67,000
Lackawanna, Pennsylvania 15 $ 2,625,000 $ 175,000 $ 84,000
Winchester, Virginia 15 $ 3,545,000 $ 236,333 $ 102,000
Mineral, West Virginia 15 $ 2,925,000 $ 195,000 $ 83,000
Rockdale, Georgia 14 $ 2,860,000 $ 204,285 $ 72,000
Garrett, Maryland 14 $ 3,570,000 $ 255,000 $ 139,000
James City, Virginia 14 $ 4,280,000 $ 305,714 $ 97,000
Richmond City, Virginia 14 $ 3,880,000 $ 277,142 $ 104,000
York, Virginia 14 $ 3,940,000 $ 281,428 $ 104,000
New Castle, Delaware 13 $ 3,725,000 $ 286,538 $ 107,000
Collier, Florida 13 $ 4,255,000 $ 327,307 $ 72,000
Martin, Florida 13 $ 4,635,000 $ 356,538 $ 171,000
Sarasota, Florida 13 $ 3,635,000 $ 279,615 $ 89,000
Wayne, North Carolina 13 $ 2,135,000 $ 164,230 $ 67,000
Culpeper, Virginia 13 $ 5,015,000 $ 385,769 $ 112,000
Arapahoe, Colorado 12 $ 2,940,000 $ 245,000 $ 78,000
Barrow, Georgia 12 $ 2,650,000 $ 220,833 $ 63,000
Iberville, Louisiana 12 $ 2,130,000 $ 177,500 $ 47,000
Worcester, Maryland 12 $ 3,560,000 $ 296,666 $ 391,000
Hampshire, West Virginia 12 $ 2,310,000 $ 192,500 $ 61,000
Clayton, Georgia 11 $ 2,265,000 $ 205,909 $ 58,000
Walton, Georgia 11 $ 2,565,000 $ 233,181 $ 67,000
Durham, North Carolina 11 $ 2,865,000 $ 260,454 $ 107,000
Tarrant, Texas 11 $ 3,125,000 $ 284,090 $ 160,000
Wilson, North Carolina 10 $ 1,660,000 $ 166,000 $ 73,000
Jackson, Georgia 9 $ 3,345,000 $ 371,666 $ 93,000
Beaufort, South Carolina 9 $ 2,865,000 $ 318,333 $ 94,000
Horry, South Carolina 9 $ 2,595,000 $ 288,333 $ 95,000
Fauquier, Virginia 9 $ 3,415,000 $ 379,444 $ 80,000
Poquoson, Virginia 9 $ 1,985,000 $ 220,555 $ 86,000
Milwaukee, Wisconsin 9 $ 1,175,000 $ 130,555 $ 65,000
Kent, Delaware 8 $ 2,840,000 $ 355,000 $ 126,000
Bay, Florida 8 $ 2,460,000 $ 307,500 $ 124,000
Paulding, Georgia 8 $ 1,730,000 $ 216,250 $ 88,000
Brunswick, North Carolina 8 $ 2,110,000 $ 263,750 $ 94,000
Delaware, Pennsylvania 8 $ 2,480,000 $ 310,000 $ 187,000
Perry, Pennsylvania 8 $ 1,690,000 $ 211,250 $ 104,000
Sussex, Delaware 7 $ 2,445,000 $ 349,285 $ 133,000
Fayette, Georgia 7 $ 3,025,000 $ 432,142 $ 179,000
Lumpkin, Georgia 7 $ 1,775,000 $ 253,571 $ 90,000
Queen Anne's, Maryland 7 $ 2,185,000 $ 312,142 $ 87,000
Barnstable, Massachusetts 7 $ 2,815,000 $ 402,142 $ 174,000
Moore, North Carolina 7 $ 1,945,000 $ 277,857 $ 107,000
Nash, North Carolina 7 $ 1,405,000 $ 200,714 $ 59,000
New Hanover, North Carolina 7 $ 3,055,000 $ 436,428 $ 143,000
Lebanon, Pennsylvania 7 $ 1,335,000 $ 190,714 $ 74,000
Montgomery, Pennsylvania 7 $ 2,245,000 $ 320,714 $ 151,000
Clarke, Virginia 7 $ 3,025,000 $ 432,142 $ 198,000
Los Angeles, California 6 $ 4,860,000 $ 810,000 $ 240,000
Bryan, Georgia 6 $ 1,150,000 $ 191,666 $ 71,000
Liberty, Georgia 6 $ 1,170,000 $ 195,000 $ 64,000
Newton, Georgia 6 $ 1,070,000 $ 178,333 $ 57,000
Pasquotank, North Carolina 6 $ 980,000 $ 163,333 $ 61,000
Robeson, North Carolina 6 $ 1,020,000 $ 170,000 $ 43,000
Adams, Pennsylvania 6 $ 1,370,000 $ 228,333 $ 82,000
Philadelphia, Pennsylvania 6 $ 1,340,000 $ 223,333 $ 103,000
Jasper, South Carolina 6 $ 1,350,000 $ 225,000 $ 85,000
Denver, Colorado 5 $ 2,605,000 $ 521,000 $ 112,000
El Paso, Colorado 5 $ 2,025,000 $ 405,000 $ 99,000
Hartford, Connecticut 5 $ 2,095,000 $ 419,000 $ 148,000
Alachua, Florida 5 $ 905,000 $ 181,000 $ 87,000
Bulloch, Georgia 5 $ 1,195,000 $ 239,000 $ 79,000
Douglas, Georgia 5 $ 1,405,000 $ 281,000 $ 76,000
Pickens, Georgia 5 $ 1,145,000 $ 229,000 $ 112,000
Orleans, Louisiana 5 $ 1,155,000 $ 231,000 $ 59,000
St. Tammany, Louisiana 5 $ 1,045,000 $ 209,000 $ 71,000
Tangipahoa, Louisiana 5 $ 835,000 $ 167,000 $ 37,000
Somerset, Pennsylvania 5 $ 585,000 $ 117,000 $ 64,000
Hamilton, Tennessee 5 $ 1,015,000 $ 203,000 $ 97,000
Bastrop, Texas 5 $ 1,415,000 $ 283,000 $ 135,000
Hays, Texas 5 $ 1,305,000 $ 261,000 $ 120,000
Caroline, Virginia 5 $ 1,265,000 $ 253,000 $ 59,000
Isle of Wight, Virginia 5 $ 1,215,000 $ 243,000 $ 98,000
Petersburg, Virginia 5 $ 505,000 $ 101,000 $ 53,000
Rockingham, Virginia 5 $ 1,065,000 $ 213,000 $ 56,000
New London, Connecticut 4 $ 910,000 $ 227,500 $ 85,000
Okaloosa, Florida 4 $ 1,060,000 $ 265,000 $ 76,000
St. Johns, Florida 4 $ 1,570,000 $ 392,500 $ 190,000
Walton, Florida 4 $ 2,020,000 $ 505,000 $ 272,000
Lafayette, Louisiana 4 $ 1,010,000 $ 252,500 $ 47,000
Cecil, Maryland 4 $ 780,000 $ 195,000 $ 70,000
Talbot, Maryland 4 $ 1,210,000 $ 302,500 $ 293,000
Atlantic, New Jersey 4 $ 1,240,000 $ 310,000 $ 69,000
Hudson, New Jersey 4 $ 1,410,000 $ 352,500 $ 166,000
Santa Fe, New Mexico 4 $ 960,000 $ 240,000 $ 82,000
Alamance, North Carolina 4 $ 650,000 $ 162,500 $ 54,000
Chatham, North Carolina 4 $ 1,150,000 $ 287,500 $ 119,000
Lee, North Carolina 4 $ 890,000 $ 222,500 $ 50,000
Sampson, North Carolina 4 $ 660,000 $ 165,000 $ 60,000
Scotland, North Carolina 4 $ 570,000 $ 142,500 $ 70,000
Fairfield, Ohio 4 $ 630,000 $ 157,500 $ 56,000
Carbon, Pennsylvania 4 $ 660,000 $ 165,000 $ 65,000
Huntingdon, Pennsylvania 4 $ 420,000 $ 105,000 $ 53,000
Northumberland, Pennsylvania 4 $ 350,000 $ 87,500 $ 78,000
Davidson, Tennessee 4 $ 990,000 $ 247,500 $ 84,000
Sevier, Tennessee 4 $ 1,170,000 $ 292,500 $ 446,000
Fairfax City, Virginia 4 $ 1,630,000 $ 407,500 $ 105,000
Hanover, Virginia 4 $ 1,240,000 $ 310,000 $ 107,000
King George, Virginia 4 $ 1,420,000 $ 355,000 $ 79,000
Page, Virginia 4 $ 960,000 $ 240,000 $ 85,000
Prince George, Virginia 4 $ 580,000 $ 145,000 $ 38,000
King, Washington 4 $ 1,530,000 $ 382,500 $ 154,000
Hardy, West Virginia 4 $ 760,000 $ 190,000 $ 110,000
Maricopa, Arizona 3 $ 1,225,000 $ 408,333 $ 164,000
Adams, Colorado 3 $ 1,055,000 $ 351,666 $ 139,000
Middlesex, Connecticut 3 $ 745,000 $ 248,333 $ 86,000
Clay, Florida 3 $ 1,035,000 $ 345,000 $ 84,000
Escambia, Florida 3 $ 715,000 $ 238,333 $ 155,000
Bartow, Georgia 3 $ 475,000 $ 158,333 $ 100,000
Butts, Georgia 3 $ 585,000 $ 195,000 $ 56,000
Coweta, Georgia 3 $ 585,000 $ 195,000 $ 72,000
Gordon, Georgia 3 $ 855,000 $ 285,000 $ 87,000
Jones, Georgia 3 $ 455,000 $ 151,666 $ 53,000
Morgan, Georgia 3 $ 735,000 $ 245,000 $ 114,000
Peach, Georgia 3 $ 585,000 $ 195,000 $ 75,000
Spalding, Georgia 3 $ 545,000 $ 181,666 $ 38,000
Cook, Illinois 3 $ 915,000 $ 305,000 $ 134,000
Hendricks, Indiana 3 $ 935,000 $ 311,666 $ 91,000
Marion, Indiana 3 $ 1,605,000 $ 535,000 $ 204,000
De Soto, Louisiana 3 $ 645,000 $ 215,000 $ 69,000
Jefferson, Louisiana 3 $ 695,000 $ 231,666 $ 93,000
Dorchester, Maryland 3 $ 985,000 $ 328,333 $ 178,000
Rockingham, New Hampshire 3 $ 1,375,000 $ 458,333 $ 181,000
Bergen, New Jersey 3 $ 1,745,000 $ 581,666 $ 130,000
Middlesex, New Jersey 3 $ 1,105,000 $ 368,333 $ 75,000
Morris, New Jersey 3 $ 945,000 $ 315,000 $ 126,000
Sandoval, New Mexico 3 $ 605,000 $ 201,666 $ 56,000
Valencia, New Mexico 3 $ 705,000 $ 235,000 $ 60,000
Cabarrus, North Carolina 3 $ 895,000 $ 298,333 $ 150,000
Currituck, North Carolina 3 $ 1,115,000 $ 371,666 $ 81,000
Granville, North Carolina 3 $ 745,000 $ 248,333 $ 90,000
Guilford, North Carolina 3 $ 555,000 $ 185,000 $ 50,000
Mecklenburg, North Carolina 3 $ 835,000 $ 278,333 $ 126,000
Orange, North Carolina 3 $ 845,000 $ 281,666 $ 156,000
Union, North Carolina 3 $ 885,000 $ 295,000 $ 87,000
Multnomah, Oregon 3 $ 1,155,000 $ 385,000 $ 211,000
Chester, Pennsylvania 3 $ 995,000 $ 331,666 $ 143,000
Columbia, Pennsylvania 3 $ 465,000 $ 155,000 $ 76,000
Northampton, Pennsylvania 3 $ 695,000 $ 231,666 $ 55,000
Denton, Texas 3 $ 1,815,000 $ 605,000 $ 194,000
Fort Bend, Texas 3 $ 1,115,000 $ 371,666 $ 144,000
Hockley, Texas 3 $ 185,000 $ 61,666 $ 42,000
Lubbock, Texas 3 $ 695,000 $ 231,666 $ 140,000
Orange, Virginia 3 $ 1,085,000 $ 361,666 $ 87,000
Staunton, Virginia 3 $ 505,000 $ 168,333 $ 68,000
Harrison, West Virginia 3 $ 595,000 $ 198,333 $ 81,000
Monongalia, West Virginia 3 $ 765,000 $ 255,000 $ 82,000
Coffee, Alabama 2 $ 330,000 $ 165,000 $ 148,000
Cullman, Alabama 2 $ 260,000 $ 130,000 $ 32,000
DeKalb, Alabama 2 $ 580,000 $ 290,000 $ 95,000
Jefferson, Alabama 2 $ 710,000 $ 355,000 $ 183,000
Lee, Alabama 2 $ 480,000 $ 240,000 $ 92,000
Mobile, Alabama 2 $ 440,000 $ 220,000 $ 79,000
Alameda, California 2 $ 1,380,000 $ 690,000 $ 216,000
San Diego, California 2 $ 1,050,000 $ 525,000 $ 93,000
Solano, California 2 $ 1,040,000 $ 520,000 $ 125,000
Fairfield, Connecticut 2 $ 470,000 $ 235,000 $ 132,000
Windham, Connecticut 2 $ 550,000 $ 275,000 $ 58,000
Flagler, Florida 2 $ 2,240,000 $ 1,120,000 $ 312,000
Franklin, Florida 2 $ 840,000 $ 420,000 $ 353,000
Leon, Florida 2 $ 200,000 $ 100,000 $ 39,000
Monroe, Florida 2 $ 930,000 $ 465,000 $ 360,000
Okeechobee, Florida 2 $ 260,000 $ 130,000 $ 34,000
Sumter, Florida 2 $ 340,000 $ 170,000 $ 50,000
Banks, Georgia 2 $ 530,000 $ 265,000 $ 89,000
Bibb, Georgia 2 $ 410,000 $ 205,000 $ 38,000
Bleckley, Georgia 2 $ 280,000 $ 140,000 $ 122,000
Clarke, Georgia 2 $ 360,000 $ 180,000 $ 77,000
Columbia, Georgia 2 $ 590,000 $ 295,000 $ 100,000
Habersham, Georgia 2 $ 380,000 $ 190,000 $ 70,000
Lamar, Georgia 2 $ 420,000 $ 210,000 $ 45,000
Putnam, Georgia 2 $ 440,000 $ 220,000 $ 109,000
Screven, Georgia 2 $ 300,000 $ 150,000 $ 43,000
Union, Georgia 2 $ 690,000 $ 345,000 $ 143,000
Johnson, Kansas 2 $ 540,000 $ 270,000 $ 80,000
Clark, Kentucky 2 $ 430,000 $ 215,000 $ 49,000
Fayette, Kentucky 2 $ 270,000 $ 135,000 $ 78,000
St. Bernard, Louisiana 2 $ 390,000 $ 195,000 $ 64,000
St. James, Louisiana 2 $ 350,000 $ 175,000 $ 58,000
St. John the Baptist, Louisiana 2 $ 470,000 $ 235,000 $ 64,000
West Baton Rouge, Louisiana 2 $ 450,000 $ 225,000 $ 61,000
Caroline, Maryland 2 $ 710,000 $ 355,000 $ 83,000
Berkshire, Massachusetts 2 $ 1,260,000 $ 630,000 $ 191,000
Hillsborough, New Hampshire 2 $ 620,000 $ 310,000 $ 61,000
Cape May, New Jersey 2 $ 920,000 $ 460,000 $ 542,000
Eddy, New Mexico 2 $ 560,000 $ 280,000 $ 153,000
Anson, North Carolina 2 $ 310,000 $ 155,000 $ 37,000
Bladen, North Carolina 2 $ 280,000 $ 140,000 $ 165,000
Camden, North Carolina 2 $ 340,000 $ 170,000 $ 96,000
Carteret, North Carolina 2 $ 960,000 $ 480,000 $ 143,000
Dare, North Carolina 2 $ 330,000 $ 165,000 $ 41,000
Davidson, North Carolina 2 $ 400,000 $ 200,000 $ 42,000
Forsyth, North Carolina 2 $ 210,000 $ 105,000 $ 38,000
Onslow, North Carolina 2 $ 680,000 $ 340,000 $ 221,000
Person, North Carolina 2 $ 210,000 $ 105,000 $ 27,000
Pitt, North Carolina 2 $ 330,000 $ 165,000 $ 135,000
Watauga, North Carolina 2 $ 690,000 $ 345,000 $ 188,000
Delaware, Ohio 2 $ 850,000 $ 425,000 $ 128,000
Knox, Ohio 2 $ 240,000 $ 120,000 $ 80,000
Crawford, Pennsylvania 2 $ 190,000 $ 95,000 $ 91,000
Wayne, Pennsylvania 2 $ 330,000 $ 165,000 $ 77,000
Westmoreland, Pennsylvania 2 $ 640,000 $ 320,000 $ 219,000
Berkeley, South Carolina 2 $ 440,000 $ 220,000 $ 92,000
Charleston, South Carolina 2 $ 540,000 $ 270,000 $ 133,000
Greenville, South Carolina 2 $ 650,000 $ 325,000 $ 340,000
York, South Carolina 2 $ 420,000 $ 210,000 $ 71,000
Cheatham, Tennessee 2 $ 1,000,000 $ 500,000 $ 89,000
Franklin, Tennessee 2 $ 440,000 $ 220,000 $ 60,000
Williamson, Tennessee 2 $ 1,220,000 $ 610,000 $ 147,000
Bell, Texas 2 $ 270,000 $ 135,000 $ 0
Bexar, Texas 2 $ 520,000 $ 260,000 $ 147,000
Brazoria, Texas 2 $ 540,000 $ 270,000 $ 147,000
Collin, Texas 2 $ 210,000 $ 105,000 $ 72,000
Freestone, Texas 2 $ 110,000 $ 55,000 $ 33,000
Navarro, Texas 2 $ 120,000 $ 60,000 $ 33,000
Van Zandt, Texas 2 $ 360,000 $ 180,000 $ 67,000
Accomack, Virginia 2 $ 240,000 $ 120,000 $ 43,000
Augusta, Virginia 2 $ 1,060,000 $ 530,000 $ 168,000
Charlottesville, Virginia 2 $ 610,000 $ 305,000 $ 112,000
Franklin City, Virginia 2 $ 520,000 $ 260,000 $ 59,000
Fredericksburg, Virginia 2 $ 640,000 $ 320,000 $ 59,000
Harrisonburg, Virginia 2 $ 380,000 $ 190,000 $ 151,000
Lancaster, Virginia 2 $ 350,000 $ 175,000 $ 40,000
Lynchburg, Virginia 2 $ 360,000 $ 180,000 $ 93,000
Madison, Virginia 2 $ 500,000 $ 250,000 $ 74,000
Mathews, Virginia 2 $ 330,000 $ 165,000 $ 37,000
Middlesex, Virginia 2 $ 670,000 $ 335,000 $ 85,000
New Kent, Virginia 2 $ 630,000 $ 315,000 $ 111,000
Southampton, Virginia 2 $ 610,000 $ 305,000 $ 127,000
Sussex, Virginia 2 $ 140,000 $ 70,000 $ 45,000
Cabell, West Virginia 2 $ 250,000 $ 125,000 $ 44,000
Marion, West Virginia 2 $ 230,000 $ 115,000 $ 90,000
Putnam, West Virginia 2 $ 320,000 $ 160,000 $ 39,000
Etowah, Alabama 1 $ 115,000 $ 115,000 $ 161,000
Madison, Alabama 1 $ 305,000 $ 305,000 $ 138,000
Montgomery, Alabama 1 $ 75,000 $ 75,000 $ 97,000
Morgan, Alabama 1 $ 75,000 $ 75,000 $ 25,000
Russell, Alabama 1 $ 155,000 $ 155,000 $ 45,000
Faulkner, Arkansas 1 $ 405,000 $ 405,000 $ 180,000
Orange, California 1 $ 275,000 $ 275,000 $ 218,000
Santa Clara, California 1 $ 685,000 $ 685,000 $ 99,000
Boulder, Colorado 1 $ 365,000 $ 365,000 $ 73,000
Broomfield, Colorado 1 $ 395,000 $ 395,000 $ 182,000
Jefferson, Colorado 1 $ 365,000 $ 365,000 $ 110,000
New Haven, Connecticut 1 $ 175,000 $ 175,000 $ 65,000
Charlotte, Florida 1 $ 155,000 $ 155,000 $ 58,000
Columbia, Florida 1 $ 265,000 $ 265,000 $ 58,000
Gilchrist, Florida 1 $ 195,000 $ 195,000 $ 44,000
Gulf, Florida 1 $ 365,000 $ 365,000 $ 177,000
Highlands, Florida 1 $ 185,000 $ 185,000 $ 40,000
Indian River, Florida 1 $ 95,000 $ 95,000 $ 35,000
Jackson, Florida 1 $ 135,000 $ 135,000 $ 41,000
Lafayette, Florida 1 $ 105,000 $ 105,000 $ 47,000
Washington, Florida 1 $ 115,000 $ 115,000 $ 38,000
Baldwin, Georgia 1 $ 155,000 $ 155,000 $ 88,000
Camden, Georgia 1 $ 225,000 $ 225,000 $ 79,000
Carroll, Georgia 1 $ 95,000 $ 95,000 $ 53,000
Evans, Georgia 1 $ 145,000 $ 145,000 $ 61,000
Fannin, Georgia 1 $ 605,000 $ 605,000 $ 181,000
Floyd, Georgia 1 $ 105,000 $ 105,000 $ 175,000
Franklin, Georgia 1 $ 215,000 $ 215,000 $ 64,000
Gilmer, Georgia 1 $ 545,000 $ 545,000 $ 173,000
Glynn, Georgia 1 $ 1,505,000 $ 1,505,000 $ 2,049,000
Harris, Georgia 1 $ 275,000 $ 275,000 $ 131,000
Jasper, Georgia 1 $ 135,000 $ 135,000 $ 29,000
Long, Georgia 1 $ 255,000 $ 255,000 $ 66,000
McIntosh, Georgia 1 $ 175,000 $ 175,000 $ 143,000
Meriwether, Georgia 1 $ 145,000 $ 145,000 $ 0
Murray, Georgia 1 $ 195,000 $ 195,000 $ 62,000
Oconee, Georgia 1 $ 465,000 $ 465,000 $ 176,000
Pike, Georgia 1 $ 185,000 $ 185,000 $ 45,000
Polk, Georgia 1 $ 385,000 $ 385,000 $ 103,000
Rabun, Georgia 1 $ 275,000 $ 275,000 $ 177,000
Richmond, Georgia 1 $ 105,000 $ 105,000 $ 32,000
Stephens, Georgia 1 $ 295,000 $ 295,000 $ 129,000
Towns, Georgia 1 $ 95,000 $ 95,000 $ 140,000
Troup, Georgia 1 $ 95,000 $ 95,000 $ 24,000
Walker, Georgia 1 $ 545,000 $ 545,000 $ 130,000
White, Georgia 1 $ 185,000 $ 185,000 $ 96,000
Canyon, Idaho 1 $ 215,000 $ 215,000 $ 0
Kane, Illinois 1 $ 225,000 $ 225,000 $ 83,000
Kendall, Illinois 1 $ 125,000 $ 125,000 $ 60,000
DeKalb, Indiana 1 $ 475,000 $ 475,000 $ 189,000
Lake, Indiana 1 $ 205,000 $ 205,000 $ 85,000
Geary, Kansas 1 $ 245,000 $ 245,000 $ 62,000
Boyle, Kentucky 1 $ 695,000 $ 695,000 $ 520,000
Christian, Kentucky 1 $ 145,000 $ 145,000 $ 47,000
Daviess, Kentucky 1 $ 175,000 $ 175,000 $ 0
Acadia, Louisiana 1 $ 145,000 $ 145,000 $ 30,000
Calcasieu, Louisiana 1 $ 135,000 $ 135,000 $ 49,000
Iberia, Louisiana 1 $ 215,000 $ 215,000 $ 34,000
Pointe Coupee, Louisiana 1 $ 175,000 $ 175,000 $ 52,000
Rapides, Louisiana 1 $ 155,000 $ 155,000 $ 39,000
St. Charles, Louisiana 1 $ 195,000 $ 195,000 $ 57,000
St. Landry, Louisiana 1 $ 135,000 $ 135,000 $ 26,000
Hancock, Maine 1 $ 1,305,000 $ 1,305,000 $ 921,000
Lincoln, Maine 1 $ 165,000 $ 165,000 $ 297,000
Somerset, Maryland 1 $ 225,000 $ 225,000 $ 233,000
Hampden, Massachusetts 1 $ 285,000 $ 285,000 $ 55,000
Hampshire, Massachusetts 1 $ 235,000 $ 235,000 $ 64,000
Lafayette, Mississippi 1 $ 235,000 $ 235,000 $ 74,000
Pearl River, Mississippi 1 $ 225,000 $ 225,000 $ 69,000
Merrimack, New Hampshire 1 $ 305,000 $ 305,000 $ 92,000
Cumberland, New Jersey 1 $ 225,000 $ 225,000 $ 180,000
Hunterdon, New Jersey 1 $ 435,000 $ 435,000 $ 80,000
Mercer, New Jersey 1 $ 2,245,000 $ 2,245,000 $ 0
Ocean, New Jersey 1 $ 445,000 $ 445,000 $ 127,000
Passaic, New Jersey 1 $ 445,000 $ 445,000 $ 97,000
Union, New Jersey 1 $ 285,000 $ 285,000 $ 135,000
Warren, New Jersey 1 $ 465,000 $ 465,000 $ 168,000
Chaves, New Mexico 1 $ 125,000 $ 125,000 $ 68,000
Rio Arriba, New Mexico 1 $ 175,000 $ 175,000 $ 149,000
Alleghany, North Carolina 1 $ 135,000 $ 135,000 $ 30,000
Buncombe, North Carolina 1 $ 365,000 $ 365,000 $ 163,000
Catawba, North Carolina 1 $ 545,000 $ 545,000 $ 180,000
Cherokee, North Carolina 1 $ 145,000 $ 145,000 $ 47,000
Henderson, North Carolina 1 $ 335,000 $ 335,000 $ 72,000
Hertford, North Carolina 1 $ 455,000 $ 455,000 $ 98,000
Lenoir, North Carolina 1 $ 105,000 $ 105,000 $ 27,000
Pender, North Carolina 1 $ 505,000 $ 505,000 $ 103,000
Perquimans, North Carolina 1 $ 225,000 $ 225,000 $ 152,000
Randolph, North Carolina 1 $ 275,000 $ 275,000 $ 104,000
Stokes, North Carolina 1 $ 185,000 $ 185,000 $ 55,000
Warren, North Carolina 1 $ 75,000 $ 75,000 $ 58,000
Wilkes, North Carolina 1 $ 255,000 $ 255,000 $ 44,000
Clermont, Ohio 1 $ 275,000 $ 275,000 $ 72,000
Coshocton, Ohio 1 $ 145,000 $ 145,000 $ 73,000
Cuyahoga, Ohio 1 $ 425,000 $ 425,000 $ 202,000
Greene, Ohio 1 $ 355,000 $ 355,000 $ 0
Hamilton, Ohio 1 $ 245,000 $ 245,000 $ 134,000
Morrow, Ohio 1 $ 145,000 $ 145,000 $ 36,000
Muskingum, Ohio 1 $ 295,000 $ 295,000 $ 130,000
Summit, Ohio 1 $ 75,000 $ 75,000 $ 129,000
Comanche, Oklahoma 1 $ 105,000 $ 105,000 $ 124,000
Blair, Pennsylvania 1 $ 145,000 $ 145,000 $ 29,000
Bucks, Pennsylvania 1 $ 455,000 $ 455,000 $ 118,000
Centre, Pennsylvania 1 $ 195,000 $ 195,000 $ 55,000
Juniata, Pennsylvania 1 $ 95,000 $ 95,000 $ 173,000
Lycoming, Pennsylvania 1 $ 225,000 $ 225,000 $ 96,000
Monroe, Pennsylvania 1 $ 285,000 $ 285,000 $ 250,000
Montour, Pennsylvania 1 $ 155,000 $ 155,000 $ 163,000
Potter, Pennsylvania 1 $ 135,000 $ 135,000 $ 51,000
Schuylkill, Pennsylvania 1 $ 75,000 $ 75,000 $ 64,000
Snyder, Pennsylvania 1 $ 105,000 $ 105,000 $ 64,000
Aiken, South Carolina 1 $ 205,000 $ 205,000 $ 90,000
Anderson, South Carolina 1 $ 105,000 $ 105,000 $ 54,000
Florence, South Carolina 1 $ 145,000 $ 145,000 $ 82,000
Georgetown, South Carolina 1 $ 105,000 $ 105,000 $ 44,000
Spartanburg, South Carolina 1 $ 485,000 $ 485,000 $ 156,000
Anderson, Tennessee 1 $ 145,000 $ 145,000 $ 38,000
Bradley, Tennessee 1 $ 235,000 $ 235,000 $ 104,000
Campbell, Tennessee 1 $ 145,000 $ 145,000 $ 34,000
Claiborne, Tennessee 1 $ 245,000 $ 245,000 $ 167,000
Clay, Tennessee 1 $ 185,000 $ 185,000 $ 60,000
Greene, Tennessee 1 $ 185,000 $ 185,000 $ 66,000
Maury, Tennessee 1 $ 205,000 $ 205,000 $ 57,000
Montgomery, Tennessee 1 $ 235,000 $ 235,000 $ 48,000
Rutherford, Tennessee 1 $ 395,000 $ 395,000 $ 136,000
Shelby, Tennessee 1 $ 195,000 $ 195,000 $ 55,000
Sumner, Tennessee 1 $ 215,000 $ 215,000 $ 51,000
Dallas, Texas 1 $ 135,000 $ 135,000 $ 61,000
El Paso, Texas 1 $ 155,000 $ 155,000 $ 0
Galveston, Texas 1 $ 275,000 $ 275,000 $ 110,000
Gregg, Texas 1 $ 145,000 $ 145,000 $ 75,000
Jim Wells, Texas 1 $ 345,000 $ 345,000 $ 118,000
Midland, Texas 1 $ 255,000 $ 255,000 $ 159,000
Montague, Texas 1 $ 535,000 $ 535,000 $ 300,000
Montgomery, Texas 1 $ 335,000 $ 335,000 $ 116,000
Travis, Texas 1 $ 395,000 $ 395,000 $ 108,000
Williamson, Texas 1 $ 295,000 $ 295,000 $ 55,000
Wilson, Texas 1 $ 515,000 $ 515,000 $ 107,000
Chittenden, Vermont 1 $ 755,000 $ 755,000 $ 296,000
Albemarle, Virginia 1 $ 325,000 $ 325,000 $ 95,000
Dickenson, Virginia 1 $ 165,000 $ 165,000 $ 120,000
Dinwiddie, Virginia 1 $ 255,000 $ 255,000 $ 116,000
Essex, Virginia 1 $ 175,000 $ 175,000 $ 51,000
Falls Church, Virginia 1 $ 635,000 $ 635,000 $ 172,000
Fluvanna, Virginia 1 $ 295,000 $ 295,000 $ 101,000
Halifax, Virginia 1 $ 135,000 $ 135,000 $ 39,000
King and Queen, Virginia 1 $ 215,000 $ 215,000 $ 32,000
Louisa, Virginia 1 $ 385,000 $ 385,000 $ 168,000
Northampton, Virginia 1 $ 105,000 $ 105,000 $ 51,000
Patrick, Virginia 1 $ 395,000 $ 395,000 $ 103,000
Westmoreland, Virginia 1 $ 335,000 $ 335,000 $ 105,000
Williamsburg, Virginia 1 $ 525,000 $ 525,000 $ 124,000
Pierce, Washington 1 $ 545,000 $ 545,000 $ 169,000
Boone, West Virginia 1 $ 205,000 $ 205,000 $ 51,000
Grant, West Virginia 1 $ 145,000 $ 145,000 $ 34,000
Lincoln, West Virginia 1 $ 105,000 $ 105,000 $ 32,000
Ohio, West Virginia 1 $ 215,000 $ 215,000 $ 121,000
Pendleton, West Virginia 1 $ 105,000 $ 105,000 $ 28,000
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Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,239 $2,619,325,000 $317,000 $2,725,000 $100,000 $4,371,000
Refinancing 3,704 $1,104,270,000 $298,000 $1,995,000 $108,000 $1,827,000
Home Improvement 82 $22,750,000 $277,000 $775,000 $96,000 $313,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,329 $1,347,035,000 $311,000 $2,245,000 $118,000 $2,049,000
Hispanic 3,864 $1,140,240,000 $295,000 $1,495,000 $78,000 $1,420,000
Not Provided 1,721 $591,595,000 $343,000 $2,725,000 $121,000 $4,371,000
Black or African American 1,498 $432,120,000 $288,000 $1,445,000 $89,000 $850,000
Asian 557 $218,975,000 $393,000 $1,545,000 $126,000 $583,000
American Indian or Alaskan Native 46 $13,360,000 $290,000 $785,000 $124,000 $300,000
Native Hawaiian or Other Pacific Islander 10 $3,020,000 $302,000 $665,000 $102,000 $270,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,893 $2,498,405,000 $316,000 $2,725,000 $115,000 $4,371,000
FHA-insured (Federal Housing Administration) 2,956 $851,570,000 $288,000 $875,000 $71,000 $850,000
VA-guaranteed (Veterans Administration) 896 $339,140,000 $378,000 $1,985,000 $106,000 $630,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 280 $57,230,000 $204,000 $645,000 $55,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,362 $2,941,870,000 $314,000 $2,725,000 $104,000 $2,049,000
Application Approved But Not Accepted 1,061 $339,785,000 $320,000 $2,005,000 $102,000 $1,445,000
Application Withdrawn By Applicant 688 $206,620,000 $300,000 $1,545,000 $105,000 $4,371,000
Application Denied By Financial Institution 509 $138,315,000 $271,000 $1,995,000 $72,000 $411,000
File Closed For Incompleteness 405 $119,755,000 $295,000 $1,125,000 $97,000 $1,022,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,516 $3,608,030,000 $313,000 $2,725,000 $104,000 $4,371,000
Debt-To-Income Ratio 212 $60,830,000 $286,000 $1,995,000 $58,000 $216,000
Collateral 85 $22,355,000 $263,000 $785,000 $83,000 $242,000
Other 72 $18,520,000 $257,000 $815,000 $90,000 $372,000
Unverifiable Information 50 $13,670,000 $273,000 $755,000 $75,000 $185,000
Credit History 50 $13,420,000 $268,000 $1,005,000 $90,000 $411,000
Employment History 24 $5,540,000 $230,000 $705,000 $63,000 $238,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,640,000 $220,000 $395,000 $57,000 $115,000
Credit Application Incomplete 4 $1,340,000 $335,000 $405,000 $86,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homespire Mortgage Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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