Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Nexbank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nexbank 2515 Mckinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,259 |
| Total Mortgage Loan Application Amount | $491,842,000 |
| Average Mortgage Loan Application Amount | $218,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $1,798,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 355 | $ 89,352,000 | $ 251,000 | $ 65,000 |
| Collin County Texas | 331 | $ 71,980,000 | $ 217,000 | $ 64,000 |
| Travis County Texas | 234 | $ 53,807,000 | $ 229,000 | $ 58,000 |
| Denton County Texas | 225 | $ 46,263,000 | $ 205,000 | $ 50,000 |
| Tarrant County Texas | 204 | $ 39,338,000 | $ 192,000 | $ 46,000 |
| Harris County Texas | 135 | $ 28,216,000 | $ 209,000 | $ 74,000 |
| Williamson County Texas | 117 | $ 21,984,000 | $ 187,000 | $ 58,000 |
| Bexar County Texas | 71 | $ 13,815,000 | $ 194,000 | $ 68,000 |
| Montgomery County Texas | 69 | $ 14,218,000 | $ 206,000 | $ 91,000 |
| McLennan County Texas | 42 | $ 6,985,000 | $ 166,000 | $ 22,000 |
| Fort Bend County Texas | 37 | $ 7,236,000 | $ 195,000 | $ 68,000 |
| Hays County Texas | 27 | $ 6,069,000 | $ 224,000 | $ 52,000 |
| Rockwall County Texas | 27 | $ 5,979,000 | $ 221,000 | $ 82,000 |
| Kaufman County Texas | 18 | $ 2,759,000 | $ 153,000 | $ 42,000 |
| Brazoria County Texas | 14 | $ 2,400,000 | $ 171,000 | $ 51,000 |
| Ellis County Texas | 14 | $ 2,400,000 | $ 171,000 | $ 27,000 |
| Galveston County Texas | 13 | $ 2,625,000 | $ 201,000 | $ 52,000 |
| Parker County Texas | 12 | $ 2,240,000 | $ 186,000 | $ 41,000 |
| Brazos County Texas | 11 | $ 2,092,000 | $ 190,000 | $ 77,000 |
| Hidalgo County Texas | 11 | $ 1,751,000 | $ 159,000 | $ 52,000 |
| Johnson County Texas | 11 | $ 2,303,000 | $ 209,000 | $ 106,000 |
| Comal County Texas | 10 | $ 2,739,000 | $ 273,000 | $ 70,000 |
| Taylor County Texas | 9 | $ 1,742,000 | $ 193,000 | $ 156,000 |
| Bastrop County Texas | 8 | $ 1,975,000 | $ 246,000 | $ 28,000 |
| Bell County Texas | 8 | $ 1,319,000 | $ 164,000 | $ 18,000 |
| El Paso County Texas | 7 | $ 2,100,000 | $ 300,000 | $ 14,000 |
| Webb County Texas | 7 | $ 1,196,000 | $ 170,000 | $ 63,000 |
| Hood County Texas | 6 | $ 1,399,000 | $ 233,000 | $ 86,000 |
| Smith County Texas | 6 | $ 1,093,000 | $ 182,000 | $ 91,000 |
| Grayson County Texas | 5 | $ 877,000 | $ 175,000 | $ 44,000 |
| Nueces County Texas | 5 | $ 795,000 | $ 159,000 | $ 22,000 |
| Wise County Texas | 5 | $ 936,000 | $ 187,000 | $ 94,000 |
| Maricopa County Arizona | 4 | $ 1,185,000 | $ 296,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 1,381,000 | $ 345,000 | $ 0 |
| Franklin County Texas | 4 | $ 1,118,000 | $ 279,000 | $ 120,000 |
| Van Zandt County Texas | 4 | $ 608,000 | $ 152,000 | $ 92,000 |
| Contra Costa County California | 3 | $ 1,041,000 | $ 347,000 | $ 0 |
| Orange County California | 3 | $ 1,604,000 | $ 534,000 | $ 0 |
| Cook County Illinois | 3 | $ 1,338,000 | $ 446,000 | $ 0 |
| Bosque County Texas | 3 | $ 515,000 | $ 171,000 | $ 87,000 |
| Cameron County Texas | 3 | $ 454,000 | $ 151,000 | $ 91,000 |
| Ector County Texas | 3 | $ 430,000 | $ 143,000 | $ 131,000 |
| Gillespie County Texas | 3 | $ 572,000 | $ 190,000 | $ 21,000 |
| Guadalupe County Texas | 3 | $ 640,000 | $ 213,000 | $ 63,000 |
| Hunt County Texas | 3 | $ 620,000 | $ 206,000 | $ 0 |
| Jefferson County Texas | 3 | $ 527,000 | $ 175,000 | $ 8,000 |
| Kendall County Texas | 3 | $ 846,000 | $ 282,000 | $ 148,000 |
| Llano County Texas | 3 | $ 451,000 | $ 150,000 | $ 65,000 |
| Nacogdoches County Texas | 3 | $ 400,000 | $ 133,000 | $ 83,000 |
| Baldwin County Alabama | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Alameda County California | 2 | $ 987,000 | $ 493,000 | $ 0 |
| Los Angeles County California | 2 | $ 609,000 | $ 304,000 | $ 0 |
| San Diego County California | 2 | $ 1,030,000 | $ 515,000 | $ 0 |
| Adams County Colorado | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Larimer County Colorado | 2 | $ 807,000 | $ 403,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 419,000 | $ 209,000 | $ 0 |
| Lee County Florida | 2 | $ 394,000 | $ 197,000 | $ 0 |
| DuPage County Illinois | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Ascension County Louisiana | 2 | $ 391,000 | $ 195,000 | $ 26,000 |
| Jefferson County Louisiana | 2 | $ 445,000 | $ 222,000 | $ 81,000 |
| Prince George's County Maryland | 2 | $ 763,000 | $ 381,000 | $ 0 |
| Oakland County Michigan | 2 | $ 1,514,000 | $ 757,000 | $ 0 |
| Franklin County Ohio | 2 | $ 585,000 | $ 292,000 | $ 0 |
| Bowie County Texas | 2 | $ 281,000 | $ 140,000 | $ 29,000 |
| Burnet County Texas | 2 | $ 436,000 | $ 218,000 | $ 78,000 |
| Cooke County Texas | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Erath County Texas | 2 | $ 263,000 | $ 131,000 | $ 31,000 |
| Falls County Texas | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Gregg County Texas | 2 | $ 214,000 | $ 107,000 | $ 40,000 |
| Henderson County Texas | 2 | $ 437,000 | $ 218,000 | $ 176,000 |
| Lampasas County Texas | 2 | $ 234,000 | $ 117,000 | $ 34,000 |
| Lubbock County Texas | 2 | $ 227,000 | $ 113,000 | $ 96,000 |
| Navarro County Texas | 2 | $ 305,000 | $ 152,000 | $ 0 |
| King County Washington | 2 | $ 758,000 | $ 379,000 | $ 0 |
| Shelby County Alabama | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Benton County Arkansas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Greene County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Miller County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Polk County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Pulaski County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 92,000 |
| Union County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Kern County California | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Riverside County California | 1 | $ 448,000 | $ 448,000 | $ 0 |
| San Joaquin County California | 1 | $ 418,000 | $ 418,000 | $ 0 |
| San Mateo County California | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Santa Clara County California | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Denver County Colorado | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Douglas County Colorado | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Eagle County Colorado | 1 | $ 421,000 | $ 421,000 | $ 0 |
| El Paso County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Park County Colorado | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Weld County Colorado | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Sussex County Delaware | 1 | $ 771,000 | $ 771,000 | $ 0 |
| Broward County Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Clay County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Collier County Florida | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Escambia County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Nassau County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Orange County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Lake County Illinois | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Allen County Indiana | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Jackson County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Ouachita County Louisiana | 1 | $ 364,000 | $ 364,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Harford County Maryland | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 208,000 |
| St. Louis County Missouri | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Nassau County New York | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 862,000 | $ 862,000 | $ 0 |
| Lake County Ohio | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Lorain County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lucas County Ohio | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Summit County Ohio | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Wood County Ohio | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Wagoner County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Clackamas County Oregon | 1 | $ 912,000 | $ 912,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Washington County Oregon | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Anderson County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Andrews County Texas | 1 | $ 236,000 | $ 236,000 | $ 287,000 |
| Austin County Texas | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Bee County Texas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Blanco County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brown County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Burleson County Texas | 1 | $ 136,000 | $ 136,000 | $ 140,000 |
| Cass County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Chambers County Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Coryell County Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Eastland County Texas | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Fayette County Texas | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Grimes County Texas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Hill County Texas | 1 | $ 246,000 | $ 246,000 | $ 135,000 |
| Lamar County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Lavaca County Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Limestone County Texas | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Matagorda County Texas | 1 | $ 113,000 | $ 113,000 | $ 191,000 |
| Maverick County Texas | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Midland County Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 849,000 | $ 849,000 | $ 464,000 |
| Randall County Texas | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| San Patricio County Texas | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
| Somervell County Texas | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Titus County Texas | 1 | $ 121,000 | $ 121,000 | $ 158,000 |
| Tom Green County Texas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Walker County Texas | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Waller County Texas | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Wharton County Texas | 1 | $ 214,000 | $ 214,000 | $ 140,000 |
| Wood County Texas | 1 | $ 113,000 | $ 113,000 | $ 181,000 |
| Fairfax County Virginia | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Prince William County Virginia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Snohomish County Washington | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Thurston County Washington | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 0 |
Mortgage Loan Application Detail Totals for Nexbank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,198 | $243,850,000 | $203,000 | $2,460,000 | $51,000 | $951,000 |
| Refinancing | 1,061 | $247,992,000 | $233,000 | $2,505,000 | $66,000 | $1,798,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 965 | $219,017,000 | $226,000 | $2,505,000 | $100,000 | $1,798,000 |
| Not applicable | 897 | $197,233,000 | $219,000 | $2,460,000 | $0 | $0 |
| Hispanic | 146 | $24,636,000 | $168,000 | $635,000 | $75,000 | $394,000 |
| Asian | 113 | $25,338,000 | $224,000 | $795,000 | $110,000 | $637,000 |
| Black or African American | 73 | $11,377,000 | $155,000 | $594,000 | $60,000 | $208,000 |
| Not Provided | 60 | $13,153,000 | $219,000 | $630,000 | $119,000 | $365,000 |
| American Indian or Alaskan Native | 3 | $820,000 | $273,000 | $417,000 | $105,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $268,000 | $134,000 | $145,000 | $58,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,625 | $386,338,000 | $237,000 | $2,505,000 | $60,000 | $1,798,000 |
| FHA-insured (Federal Housing Administration) | 493 | $78,220,000 | $158,000 | $309,000 | $63,000 | $951,000 |
| VA-guaranteed (Veterans Administration) | 102 | $21,783,000 | $213,000 | $417,000 | $21,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $5,501,000 | $141,000 | $273,000 | $17,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,064 | $245,696,000 | $230,000 | $2,460,000 | $0 | $92,000 |
| Loan Originated | 941 | $200,043,000 | $212,000 | $2,505,000 | $115,000 | $1,798,000 |
| Application Denied By Financial Institution | 146 | $25,486,000 | $174,000 | $662,000 | $81,000 | $410,000 |
| Application Approved But Not Accepted | 92 | $17,208,000 | $187,000 | $791,000 | $100,000 | $402,000 |
| Application Withdrawn By Applicant | 13 | $3,005,000 | $231,000 | $513,000 | $132,000 | $362,000 |
| File Closed For Incompleteness | 3 | $404,000 | $134,000 | $142,000 | $45,000 | $94,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $8,751,000 | $175,000 | $412,000 | $69,000 | $410,000 |
| Collateral | 31 | $5,673,000 | $183,000 | $662,000 | $92,000 | $340,000 |
| Other | 19 | $3,224,000 | $169,000 | $570,000 | $96,000 | $307,000 |
| Credit History | 18 | $3,272,000 | $181,000 | $310,000 | $73,000 | $134,000 |
| Unverifiable Information | 14 | $2,376,000 | $169,000 | $247,000 | $98,000 | $181,000 |
| Employment History | 8 | $1,095,000 | $136,000 | $178,000 | $42,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $586,000 | $195,000 | $283,000 | $126,000 | $174,000 |
| Credit Application Incomplete | 2 | $320,000 | $160,000 | $185,000 | $66,000 | $73,000 |
| Mortgage Insurance Denied | 1 | $189,000 | $189,000 | $189,000 | $98,000 | $98,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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