Nexbank Mortgage Lending & HMDA Data, 2023

In 2023, Nexbank of Dallas, TX reported 9,369 mortgage applications totaling $3.7 billion, down 60% from 2022. The average application was for $399,766, and applicants reported an average income of $218,053. 43% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (620), Dallas-Plano-Irving, TX (604) and Houston-The Woodlands-Sugar Land, TX (398) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,369
Total Mortgage Loan Application Amount $3,745,415,000
Average Mortgage Loan Application Amount $399,766
Highest Mortgage Loan Application Amount $37,575,000
Average Applicant Income $218,053
Highest Applicant Income $9,348,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 341 $ 237,625,000 $ 696,847 $ 313,000
Maricopa, Arizona 283 $ 122,805,000 $ 433,939 $ 235,000
Cook, Illinois 233 $ 71,845,000 $ 308,347 $ 151,000
Harris, Texas 229 $ 71,025,000 $ 310,152 $ 183,000
Collin, Texas 195 $ 87,895,000 $ 450,743 $ 239,000
Dallas, Texas 192 $ 82,820,000 $ 431,354 $ 205,000
Tarrant, Texas 166 $ 74,680,000 $ 449,879 $ 171,000
Denton, Texas 157 $ 67,655,000 $ 430,923 $ 265,000
Travis, Texas 148 $ 65,890,000 $ 445,202 $ 217,000
Fulton, Georgia 128 $ 56,840,000 $ 444,062 $ 223,000
Riverside, California 120 $ 62,700,000 $ 522,500 $ 304,000
San Diego, California 117 $ 76,365,000 $ 652,692 $ 343,000
King, Washington 99 $ 59,605,000 $ 602,070 $ 375,000
Cobb, Georgia 98 $ 34,480,000 $ 351,836 $ 190,000
Orange, California 93 $ 72,615,000 $ 780,806 $ 410,000
San Bernardino, California 93 $ 42,795,000 $ 460,161 $ 297,000
Bexar, Texas 87 $ 23,535,000 $ 270,517 $ 159,000
Broward, Florida 86 $ 37,770,000 $ 439,186 $ 363,000
Williamson, Texas 86 $ 71,440,000 $ 830,697 $ 167,000
Gwinnett, Georgia 80 $ 27,320,000 $ 341,500 $ 170,000
Palm Beach, Florida 74 $ 34,010,000 $ 459,594 $ 441,000
Alameda, California 73 $ 58,255,000 $ 798,013 $ 277,000
Knox, Tennessee 73 $ 22,105,000 $ 302,808 $ 122,000
Fort Bend, Texas 72 $ 26,490,000 $ 367,916 $ 287,000
DeKalb, Georgia 68 $ 25,350,000 $ 372,794 $ 170,000
Snohomish, Washington 67 $ 37,145,000 $ 554,402 $ 181,000
Miami-Dade, Florida 62 $ 28,890,000 $ 465,967 $ 201,000
Forsyth, Georgia 61 $ 25,295,000 $ 414,672 $ 175,000
Pima, Arizona 59 $ 18,535,000 $ 314,152 $ 149,000
Hennepin, Minnesota 57 $ 17,555,000 $ 307,982 $ 136,000
Sacramento, California 55 $ 22,775,000 $ 414,090 $ 184,000
Cherokee, Georgia 55 $ 21,735,000 $ 395,181 $ 174,000
Fairfield, Connecticut 54 $ 21,760,000 $ 402,962 $ 131,000
Mecklenburg, North Carolina 53 $ 16,965,000 $ 320,094 $ 181,000
Pierce, Washington 53 $ 22,365,000 $ 421,981 $ 326,000
Santa Clara, California 52 $ 42,420,000 $ 815,769 $ 271,000
Contra Costa, California 50 $ 39,540,000 $ 790,800 $ 275,000
Hillsborough, Florida 50 $ 18,260,000 $ 365,200 $ 120,000
Pinellas, Florida 47 $ 14,845,000 $ 315,851 $ 157,000
Milwaukee, Wisconsin 47 $ 10,005,000 $ 212,872 $ 104,000
DuPage, Illinois 45 $ 14,225,000 $ 316,111 $ 134,000
Lee, Florida 44 $ 14,870,000 $ 337,954 $ 511,000
Wake, North Carolina 43 $ 17,225,000 $ 400,581 $ 190,000
Montgomery, Texas 43 $ 13,255,000 $ 308,255 $ 168,000
Horry, South Carolina 42 $ 9,600,000 $ 228,571 $ 214,000
Lake, Illinois 39 $ 12,435,000 $ 318,846 $ 145,000
Waukesha, Wisconsin 38 $ 12,830,000 $ 337,631 $ 145,000
Will, Illinois 37 $ 11,675,000 $ 315,540 $ 167,000
Pinal, Arizona 36 $ 10,470,000 $ 290,833 $ 85,000
Montgomery, Maryland 35 $ 16,135,000 $ 461,000 $ 141,000
Davidson, Tennessee 35 $ 14,465,000 $ 413,285 $ 162,000
Orange, Florida 34 $ 12,280,000 $ 361,176 $ 80,000
Pasco, Florida 32 $ 10,710,000 $ 334,687 $ 168,000
Fairfax, Virginia 32 $ 14,430,000 $ 450,937 $ 181,000
Sevier, Tennessee 31 $ 17,655,000 $ 569,516 $ 756,000
Oakland, Michigan 30 $ 15,030,000 $ 501,000 $ 436,000
Fresno, California 29 $ 11,135,000 $ 383,965 $ 502,000
San Mateo, California 29 $ 26,275,000 $ 906,034 $ 274,000
Denver, Colorado 29 $ 16,475,000 $ 568,103 $ 218,000
Henrico, Virginia 29 $ 9,975,000 $ 343,965 $ 174,000
San Joaquin, California 28 $ 13,630,000 $ 486,785 $ 221,000
Franklin, Ohio 28 $ 7,230,000 $ 258,214 $ 273,000
Salt Lake, Utah 28 $ 13,660,000 $ 487,857 $ 213,000
Osceola, Florida 27 $ 10,465,000 $ 387,592 $ 205,000
Chatham, Georgia 27 $ 8,925,000 $ 330,555 $ 179,000
Clark, Nevada 27 $ 11,265,000 $ 417,222 $ 194,000
Wise, Texas 27 $ 10,315,000 $ 382,037 $ 162,000
Marion, Florida 26 $ 6,910,000 $ 265,769 $ 166,000
Hays, Texas 26 $ 9,190,000 $ 353,461 $ 152,000
Sarasota, Florida 25 $ 9,455,000 $ 378,200 $ 297,000
Philadelphia, Pennsylvania 25 $ 6,165,000 $ 246,600 $ 125,000
New Haven, Connecticut 24 $ 8,440,000 $ 351,666 $ 128,000
Sussex, Delaware 24 $ 7,900,000 $ 329,166 $ 205,000
Duval, Florida 24 $ 6,740,000 $ 280,833 $ 94,000
Honolulu, Hawaii 24 $ 14,380,000 $ 599,166 $ 605,000
Johnson, Kansas 24 $ 7,150,000 $ 297,916 $ 145,000
El Paso, Texas 24 $ 5,400,000 $ 225,000 $ 139,000
Sonoma, California 23 $ 15,415,000 $ 670,217 $ 292,000
Ventura, California 23 $ 15,425,000 $ 670,652 $ 369,000
Middlesex, Massachusetts 23 $ 11,095,000 $ 482,391 $ 202,000
Galveston, Texas 23 $ 7,905,000 $ 343,695 $ 237,000
Placer, California 22 $ 10,780,000 $ 490,000 $ 350,000
Collier, Florida 22 $ 11,580,000 $ 526,363 $ 526,000
Manatee, Florida 22 $ 8,050,000 $ 365,909 $ 242,000
Wayne, Michigan 22 $ 4,890,000 $ 222,272 $ 62,000
Chesterfield, Virginia 22 $ 7,530,000 $ 342,272 $ 115,000
Yavapai, Arizona 21 $ 9,125,000 $ 434,523 $ 225,000
Jefferson, Colorado 21 $ 11,065,000 $ 526,904 $ 203,000
Volusia, Florida 21 $ 6,125,000 $ 291,666 $ 267,000
Rutherford, Tennessee 21 $ 7,075,000 $ 336,904 $ 115,000
Shelby, Tennessee 21 $ 4,415,000 $ 210,238 $ 172,000
Polk, Florida 20 $ 4,870,000 $ 243,500 $ 216,000
Plymouth, Massachusetts 20 $ 7,300,000 $ 365,000 $ 238,000
Jackson, Missouri 20 $ 5,450,000 $ 272,500 $ 199,000
Greenville, South Carolina 20 $ 7,250,000 $ 362,500 $ 328,000
Ellis, Texas 20 $ 7,950,000 $ 397,500 $ 124,000
Johnson, Texas 20 $ 6,790,000 $ 339,500 $ 118,000
New Castle, Delaware 19 $ 7,105,000 $ 373,947 $ 0
Bay, Florida 19 $ 7,425,000 $ 390,789 $ 285,000
Brevard, Florida 19 $ 5,565,000 $ 292,894 $ 212,000
Paulding, Georgia 19 $ 5,745,000 $ 302,368 $ 129,000
Dakota, Minnesota 19 $ 5,765,000 $ 303,421 $ 77,000
Dona Ana, New Mexico 19 $ 4,795,000 $ 252,368 $ 79,000
District of Columbia, District Of Columbia 18 $ 8,840,000 $ 491,111 $ 182,000
Hall, Georgia 18 $ 5,940,000 $ 330,000 $ 143,000
Prince George's, Maryland 18 $ 6,590,000 $ 366,111 $ 138,000
Worcester, Massachusetts 18 $ 6,200,000 $ 344,444 $ 171,000
Anoka, Minnesota 18 $ 5,680,000 $ 315,555 $ 100,000
Cuyahoga, Ohio 18 $ 4,030,000 $ 223,888 $ 213,000
Brazoria, Texas 18 $ 5,500,000 $ 305,555 $ 255,000
Lubbock, Texas 18 $ 3,430,000 $ 190,555 $ 138,000
San Francisco, California 17 $ 15,765,000 $ 927,352 $ 331,000
Henry, Georgia 17 $ 5,365,000 $ 315,588 $ 179,000
Essex, Massachusetts 17 $ 6,835,000 $ 402,058 $ 0
Ramsey, Minnesota 17 $ 5,195,000 $ 305,588 $ 72,000
Allegheny, Pennsylvania 17 $ 4,795,000 $ 282,058 $ 187,000
Montgomery, Pennsylvania 17 $ 5,375,000 $ 316,176 $ 117,000
Grayson, Texas 17 $ 6,175,000 $ 363,235 $ 244,000
Parker, Texas 17 $ 6,785,000 $ 399,117 $ 156,000
Douglas, Colorado 16 $ 8,830,000 $ 551,875 $ 206,000
Marion, Indiana 16 $ 3,630,000 $ 226,875 $ 84,000
Macomb, Michigan 16 $ 3,050,000 $ 190,625 $ 101,000
Multnomah, Oregon 16 $ 5,870,000 $ 366,875 $ 246,000
Richmond City, Virginia 16 $ 5,610,000 $ 350,625 $ 147,000
Arapahoe, Colorado 15 $ 6,695,000 $ 446,333 $ 188,000
Walton, Florida 15 $ 12,015,000 $ 801,000 $ 542,000
St. Louis, Missouri 15 $ 4,045,000 $ 269,666 $ 393,000
Washoe, Nevada 15 $ 6,345,000 $ 423,000 $ 150,000
Hidalgo, Texas 15 $ 4,085,000 $ 272,333 $ 271,000
Kaufman, Texas 15 $ 5,355,000 $ 357,000 $ 143,000
Adams, Colorado 14 $ 5,780,000 $ 412,857 $ 205,000
Larimer, Colorado 14 $ 6,060,000 $ 432,857 $ 147,000
Charlotte, Florida 14 $ 4,040,000 $ 288,571 $ 289,000
Lake, Florida 14 $ 3,870,000 $ 276,428 $ 649,000
St. Lucie, Florida 14 $ 4,360,000 $ 311,428 $ 123,000
Ada, Idaho 14 $ 5,770,000 $ 412,142 $ 183,000
Kane, Illinois 14 $ 4,090,000 $ 292,142 $ 371,000
Hamilton, Indiana 14 $ 4,640,000 $ 331,428 $ 304,000
Spartanburg, South Carolina 14 $ 2,970,000 $ 212,142 $ 123,000
Loudoun, Virginia 14 $ 5,860,000 $ 418,571 $ 152,000
Coconino, Arizona 13 $ 6,005,000 $ 461,923 $ 289,000
Benton, Arkansas 13 $ 3,855,000 $ 296,538 $ 128,000
Bartow, Georgia 13 $ 4,255,000 $ 327,307 $ 123,000
Frederick, Maryland 13 $ 5,705,000 $ 438,846 $ 129,000
Oklahoma, Oklahoma 13 $ 3,655,000 $ 281,153 $ 129,000
Hunt, Texas 13 $ 5,325,000 $ 409,615 $ 423,000
Nueces, Texas 13 $ 5,095,000 $ 391,923 $ 182,000
Thurston, Washington 13 $ 5,425,000 $ 417,307 $ 255,000
Solano, California 12 $ 5,560,000 $ 463,333 $ 161,000
Tulare, California 12 $ 3,450,000 $ 287,500 $ 341,000
Boulder, Colorado 12 $ 6,150,000 $ 512,500 $ 195,000
Hartford, Connecticut 12 $ 4,230,000 $ 352,500 $ 201,000
Norfolk, Massachusetts 12 $ 4,360,000 $ 363,333 $ 78,000
Ingham, Michigan 12 $ 1,980,000 $ 165,000 $ 91,000
Kent, Michigan 12 $ 3,130,000 $ 260,833 $ 109,000
Washington, Minnesota 12 $ 4,020,000 $ 335,000 $ 77,000
Ocean, New Jersey 12 $ 4,050,000 $ 337,500 $ 166,000
Cabarrus, North Carolina 12 $ 2,800,000 $ 233,333 $ 91,000
Chester, Pennsylvania 12 $ 4,870,000 $ 405,833 $ 160,000
Blount, Tennessee 12 $ 3,580,000 $ 298,333 $ 108,000
Montgomery, Tennessee 12 $ 3,530,000 $ 294,166 $ 115,000
Comal, Texas 12 $ 4,890,000 $ 407,500 $ 259,000
Rockwall, Texas 12 $ 4,840,000 $ 403,333 $ 180,000
Yuma, Arizona 11 $ 2,065,000 $ 187,727 $ 0
El Dorado, California 11 $ 6,355,000 $ 577,727 $ 282,000
Kern, California 11 $ 3,105,000 $ 282,272 $ 103,000
El Paso, Colorado 11 $ 3,735,000 $ 339,545 $ 148,000
Weld, Colorado 11 $ 4,435,000 $ 403,181 $ 166,000
Hernando, Florida 11 $ 2,895,000 $ 263,181 $ 127,000
Baltimore, Maryland 11 $ 3,245,000 $ 295,000 $ 148,000
Bergen, New Jersey 11 $ 5,105,000 $ 464,090 $ 191,000
Monmouth, New Jersey 11 $ 3,805,000 $ 345,909 $ 0
Tulsa, Oklahoma 11 $ 2,455,000 $ 223,181 $ 143,000
Bucks, Pennsylvania 11 $ 3,685,000 $ 335,000 $ 0
Charleston, South Carolina 11 $ 6,015,000 $ 546,818 $ 298,000
Bell, Texas 11 $ 2,435,000 $ 221,363 $ 239,000
Prince William, Virginia 11 $ 4,555,000 $ 414,090 $ 114,000
Madison, Alabama 10 $ 3,390,000 $ 339,000 $ 52,000
Navajo, Arizona 10 $ 2,880,000 $ 288,000 $ 254,000
Archuleta, Colorado 10 $ 5,830,000 $ 583,000 $ 264,000
Jefferson, Kentucky 10 $ 2,440,000 $ 244,000 $ 161,000
Suffolk, Massachusetts 10 $ 6,010,000 $ 601,000 $ 176,000
Camden, New Jersey 10 $ 2,110,000 $ 211,000 $ 189,000
Essex, New Jersey 10 $ 3,850,000 $ 385,000 $ 97,000
Middlesex, New Jersey 10 $ 4,450,000 $ 445,000 $ 204,000
Brunswick, North Carolina 10 $ 5,330,000 $ 533,000 $ 486,000
Anderson, Tennessee 10 $ 2,620,000 $ 262,000 $ 107,000
Hamilton, Tennessee 10 $ 3,000,000 $ 300,000 $ 117,000
Clark, Washington 10 $ 3,110,000 $ 311,000 $ 179,000
Outagamie, Wisconsin 10 $ 2,130,000 $ 213,000 $ 67,000
Jefferson, Alabama 9 $ 1,815,000 $ 201,666 $ 128,000
Flagler, Florida 9 $ 3,095,000 $ 343,888 $ 185,000
Coweta, Georgia 9 $ 3,265,000 $ 362,777 $ 111,000
Madison, Illinois 9 $ 1,155,000 $ 128,333 $ 0
Lake, Indiana 9 $ 2,055,000 $ 228,333 $ 122,000
Anne Arundel, Maryland 9 $ 3,435,000 $ 381,666 $ 1,296,000
Howard, Maryland 9 $ 3,895,000 $ 432,777 $ 237,000
St. Charles, Missouri 9 $ 2,295,000 $ 255,000 $ 80,000
Hudson, New Jersey 9 $ 3,035,000 $ 337,222 $ 117,000
Bernalillo, New Mexico 9 $ 2,565,000 $ 285,000 $ 0
Summit, Ohio 9 $ 1,605,000 $ 178,333 $ 0
Luzerne, Pennsylvania 9 $ 1,285,000 $ 142,777 $ 40,000
Richland, South Carolina 9 $ 2,075,000 $ 230,555 $ 140,000
Williamson, Tennessee 9 $ 7,435,000 $ 826,111 $ 404,000
Bastrop, Texas 9 $ 2,905,000 $ 322,777 $ 130,000
Brazos, Texas 9 $ 2,185,000 $ 242,777 $ 213,000
Cameron, Texas 9 $ 1,955,000 $ 217,222 $ 175,000
Spokane, Washington 9 $ 2,765,000 $ 307,222 $ 111,000
Racine, Wisconsin 9 $ 2,455,000 $ 272,777 $ 178,000
Mohave, Arizona 8 $ 2,990,000 $ 373,750 $ 78,000
Martin, Florida 8 $ 3,330,000 $ 416,250 $ 247,000
Columbia, Georgia 8 $ 2,130,000 $ 266,250 $ 172,000
Dawson, Georgia 8 $ 2,570,000 $ 321,250 $ 217,000
Douglas, Georgia 8 $ 2,700,000 $ 337,500 $ 133,000
Fayette, Georgia 8 $ 3,060,000 $ 382,500 $ 213,000
Lumpkin, Georgia 8 $ 2,160,000 $ 270,000 $ 112,000
McHenry, Illinois 8 $ 1,940,000 $ 242,500 $ 317,000
Fayette, Kentucky 8 $ 2,170,000 $ 271,250 $ 23,000
Baltimore City, Maryland 8 $ 2,680,000 $ 335,000 $ 306,000
Genesee, Michigan 8 $ 1,610,000 $ 201,250 $ 120,000
Washtenaw, Michigan 8 $ 3,120,000 $ 390,000 $ 175,000
Scott, Minnesota 8 $ 2,720,000 $ 340,000 $ 105,000
DeSoto, Mississippi 8 $ 1,900,000 $ 237,500 $ 0
Clay, Missouri 8 $ 2,570,000 $ 321,250 $ 236,000
New Hanover, North Carolina 8 $ 2,410,000 $ 301,250 $ 230,000
Lucas, Ohio 8 $ 1,010,000 $ 126,250 $ 62,000
Washington, Oregon 8 $ 3,480,000 $ 435,000 $ 183,000
Delaware, Pennsylvania 8 $ 2,120,000 $ 265,000 $ 75,000
Lehigh, Pennsylvania 8 $ 2,220,000 $ 277,500 $ 74,000
Monroe, Pennsylvania 8 $ 2,370,000 $ 296,250 $ 240,000
Wayne, Pennsylvania 8 $ 2,300,000 $ 287,500 $ 358,000
Guadalupe, Texas 8 $ 2,480,000 $ 310,000 $ 116,000
Henderson, Texas 8 $ 2,040,000 $ 255,000 $ 219,000
McLennan, Texas 8 $ 1,850,000 $ 231,250 $ 134,000
Brown, Wisconsin 8 $ 1,830,000 $ 228,750 $ 115,000
Ozaukee, Wisconsin 8 $ 2,760,000 $ 345,000 $ 114,000
Baldwin, Alabama 7 $ 3,415,000 $ 487,857 $ 517,000
Pulaski, Arkansas 7 $ 1,305,000 $ 186,428 $ 0
Monterey, California 7 $ 6,435,000 $ 919,285 $ 0
Santa Barbara, California 7 $ 5,625,000 $ 803,571 $ 675,000
Santa Cruz, California 7 $ 3,955,000 $ 565,000 $ 139,000
Stanislaus, California 7 $ 2,885,000 $ 412,142 $ 120,000
Leon, Florida 7 $ 1,655,000 $ 236,428 $ 222,000
Monroe, Florida 7 $ 5,715,000 $ 816,428 $ 662,000
St. Johns, Florida 7 $ 4,245,000 $ 606,428 $ 155,000
Bibb, Georgia 7 $ 1,195,000 $ 170,714 $ 127,000
Kankakee, Illinois 7 $ 1,195,000 $ 170,714 $ 55,000
Sedgwick, Kansas 7 $ 1,135,000 $ 162,142 $ 68,000
Jefferson, Louisiana 7 $ 1,325,000 $ 189,285 $ 143,000
Orleans, Louisiana 7 $ 1,655,000 $ 236,428 $ 433,000
Eaton, Michigan 7 $ 1,345,000 $ 192,142 $ 70,000
Livingston, Michigan 7 $ 2,075,000 $ 296,428 $ 123,000
Monroe, Michigan 7 $ 1,455,000 $ 207,857 $ 74,000
Burlington, New Jersey 7 $ 1,775,000 $ 253,571 $ 187,000
Dare, North Carolina 7 $ 4,125,000 $ 589,285 $ 256,000
Forsyth, North Carolina 7 $ 1,615,000 $ 230,714 $ 90,000
Hamilton, Ohio 7 $ 2,065,000 $ 295,000 $ 0
Trumbull, Ohio 7 $ 485,000 $ 69,285 $ 0
York, Pennsylvania 7 $ 1,675,000 $ 239,285 $ 135,000
Providence, Rhode Island 7 $ 2,465,000 $ 352,142 $ 103,000
Berkeley, South Carolina 7 $ 2,655,000 $ 379,285 $ 75,000
Sumner, Tennessee 7 $ 2,865,000 $ 409,285 $ 170,000
Wilson, Tennessee 7 $ 2,315,000 $ 330,714 $ 221,000
Jefferson, Texas 7 $ 1,805,000 $ 257,857 $ 135,000
Smith, Texas 7 $ 2,425,000 $ 346,428 $ 183,000
Taylor, Texas 7 $ 1,915,000 $ 273,571 $ 134,000
Utah, Utah 7 $ 3,495,000 $ 499,285 $ 193,000
Alexandria, Virginia 7 $ 3,055,000 $ 436,428 $ 180,000
Hanover, Virginia 7 $ 2,625,000 $ 375,000 $ 123,000
Kitsap, Washington 7 $ 3,265,000 $ 466,428 $ 382,000
San Luis Obispo, California 6 $ 2,680,000 $ 446,666 $ 608,000
Park, Colorado 6 $ 2,710,000 $ 451,666 $ 221,000
Kent, Delaware 6 $ 1,600,000 $ 266,666 $ 3,000
Escambia, Florida 6 $ 1,490,000 $ 248,333 $ 103,000
Clayton, Georgia 6 $ 1,440,000 $ 240,000 $ 84,000
Fannin, Georgia 6 $ 3,740,000 $ 623,333 $ 350,000
Gilmer, Georgia 6 $ 1,850,000 $ 308,333 $ 271,000
Houston, Georgia 6 $ 1,190,000 $ 198,333 $ 170,000
Muscogee, Georgia 6 $ 2,510,000 $ 418,333 $ 157,000
Walton, Georgia 6 $ 2,100,000 $ 350,000 $ 155,000
St. Clair, Michigan 6 $ 1,070,000 $ 178,333 $ 52,000
Gloucester, New Jersey 6 $ 1,560,000 $ 260,000 $ 0
Gaston, North Carolina 6 $ 2,500,000 $ 416,666 $ 248,000
Haywood, North Carolina 6 $ 2,810,000 $ 468,333 $ 273,000
Orange, North Carolina 6 $ 2,560,000 $ 426,666 $ 167,000
Union, North Carolina 6 $ 3,240,000 $ 540,000 $ 476,000
Fairfield, Ohio 6 $ 1,350,000 $ 225,000 $ 107,000
Montgomery, Ohio 6 $ 980,000 $ 163,333 $ 0
McCurtain, Oklahoma 6 $ 5,530,000 $ 921,666 $ 236,000
Marion, Oregon 6 $ 2,240,000 $ 373,333 $ 649,000
Beaver, Pennsylvania 6 $ 930,000 $ 155,000 $ 86,000
Northampton, Pennsylvania 6 $ 1,970,000 $ 328,333 $ 0
Lancaster, South Carolina 6 $ 2,810,000 $ 468,333 $ 275,000
Maury, Tennessee 6 $ 1,910,000 $ 318,333 $ 0
Burnet, Texas 6 $ 2,560,000 $ 426,666 $ 170,000
Hood, Texas 6 $ 2,000,000 $ 333,333 $ 122,000
Spotsylvania, Virginia 6 $ 2,280,000 $ 380,000 $ 94,000
Lewis, Washington 6 $ 1,820,000 $ 303,333 $ 135,000
St. Croix, Wisconsin 6 $ 1,970,000 $ 328,333 $ 200,000
Winnebago, Wisconsin 6 $ 960,000 $ 160,000 $ 80,000
Lee, Alabama 5 $ 2,285,000 $ 457,000 $ 582,000
Calaveras, California 5 $ 1,575,000 $ 315,000 $ 389,000
Marin, California 5 $ 3,235,000 $ 647,000 $ 265,000
Shasta, California 5 $ 1,325,000 $ 265,000 $ 205,000
Grand, Colorado 5 $ 3,595,000 $ 719,000 $ 703,000
Mesa, Colorado 5 $ 1,665,000 $ 333,000 $ 275,000
New London, Connecticut 5 $ 1,095,000 $ 219,000 $ 0
Highlands, Florida 5 $ 725,000 $ 145,000 $ 180,000
Okaloosa, Florida 5 $ 2,865,000 $ 573,000 $ 190,000
Seminole, Florida 5 $ 1,975,000 $ 395,000 $ 207,000
Barrow, Georgia 5 $ 1,195,000 $ 239,000 $ 120,000
Carroll, Georgia 5 $ 1,145,000 $ 229,000 $ 75,000
Habersham, Georgia 5 $ 1,265,000 $ 253,000 $ 100,000
Haralson, Georgia 5 $ 955,000 $ 191,000 $ 66,000
Newton, Georgia 5 $ 1,175,000 $ 235,000 $ 197,000
Kootenai, Idaho 5 $ 1,855,000 $ 371,000 $ 140,000
Porter, Indiana 5 $ 1,035,000 $ 207,000 $ 41,000
East Baton Rouge, Louisiana 5 $ 1,175,000 $ 235,000 $ 0
Cumberland, Maine 5 $ 1,825,000 $ 365,000 $ 306,000
Oxford, Maine 5 $ 2,705,000 $ 541,000 $ 400,000
Harford, Maryland 5 $ 1,285,000 $ 257,000 $ 138,000
Bristol, Massachusetts 5 $ 1,625,000 $ 325,000 $ 0
Harrison, Mississippi 5 $ 1,185,000 $ 237,000 $ 114,000
Cass, Missouri 5 $ 1,335,000 $ 267,000 $ 143,000
St. Louis City, Missouri 5 $ 1,265,000 $ 253,000 $ 0
Rockingham, New Hampshire 5 $ 2,045,000 $ 409,000 $ 0
Iredell, North Carolina 5 $ 1,435,000 $ 287,000 $ 0
Butler, Ohio 5 $ 1,385,000 $ 277,000 $ 0
Delaware, Ohio 5 $ 3,075,000 $ 615,000 $ 129,000
Fayette, Ohio 5 $ 555,000 $ 111,000 $ 53,000
Hancock, Ohio 5 $ 895,000 $ 179,000 $ 0
Lorain, Ohio 5 $ 1,015,000 $ 203,000 $ 39,000
Clackamas, Oregon 5 $ 3,105,000 $ 621,000 $ 413,000
Washington, Pennsylvania 5 $ 1,815,000 $ 363,000 $ 275,000
Dorchester, South Carolina 5 $ 1,495,000 $ 299,000 $ 114,000
York, South Carolina 5 $ 1,585,000 $ 317,000 $ 0
Pennington, South Dakota 5 $ 1,315,000 $ 263,000 $ 0
Roane, Tennessee 5 $ 1,665,000 $ 333,000 $ 147,000
Webb, Texas 5 $ 865,000 $ 173,000 $ 160,000
Wichita, Texas 5 $ 625,000 $ 125,000 $ 269,000
Davis, Utah 5 $ 1,775,000 $ 355,000 $ 305,000
Louisa, Virginia 5 $ 2,615,000 $ 523,000 $ 361,000
Orange, Virginia 5 $ 1,225,000 $ 245,000 $ 123,000
York, Virginia 5 $ 2,045,000 $ 409,000 $ 0
Grant, Washington 5 $ 1,345,000 $ 269,000 $ 94,000
Whatcom, Washington 5 $ 2,985,000 $ 597,000 $ 268,000
Dane, Wisconsin 5 $ 2,435,000 $ 487,000 $ 261,000
Rock, Wisconsin 5 $ 965,000 $ 193,000 $ 58,000
Washington, Wisconsin 5 $ 1,485,000 $ 297,000 $ 140,000
Gila, Arizona 4 $ 1,820,000 $ 455,000 $ 200,000
Santa Cruz, Arizona 4 $ 980,000 $ 245,000 $ 242,000
Madera, California 4 $ 1,690,000 $ 422,500 $ 0
Nevada, California 4 $ 1,960,000 $ 490,000 $ 654,000
Citrus, Florida 4 $ 1,230,000 $ 307,500 $ 83,000
Gulf, Florida 4 $ 2,180,000 $ 545,000 $ 229,000
Indian River, Florida 4 $ 1,190,000 $ 297,500 $ 207,000
Santa Rosa, Florida 4 $ 1,450,000 $ 362,500 $ 145,000
Clarke, Georgia 4 $ 1,070,000 $ 267,500 $ 0
Effingham, Georgia 4 $ 1,020,000 $ 255,000 $ 157,000
Gordon, Georgia 4 $ 1,590,000 $ 397,500 $ 195,000
Rockdale, Georgia 4 $ 790,000 $ 197,500 $ 0
Hawaii, Hawaii 4 $ 1,090,000 $ 272,500 $ 350,000
Maui, Hawaii 4 $ 2,690,000 $ 672,500 $ 0
Johnson, Indiana 4 $ 1,240,000 $ 310,000 $ 0
Boone, Kentucky 4 $ 1,570,000 $ 392,500 $ 0
Scott, Kentucky 4 $ 1,120,000 $ 280,000 $ 0
Lafayette, Louisiana 4 $ 1,080,000 $ 270,000 $ 0
Kennebec, Maine 4 $ 1,030,000 $ 257,500 $ 67,000
Charles, Maryland 4 $ 1,590,000 $ 397,500 $ 106,000
Barnstable, Massachusetts 4 $ 2,690,000 $ 672,500 $ 273,000
Hampden, Massachusetts 4 $ 1,210,000 $ 302,500 $ 96,000
Ottawa, Michigan 4 $ 1,040,000 $ 260,000 $ 71,000
Carver, Minnesota 4 $ 2,750,000 $ 687,500 $ 0
Chisago, Minnesota 4 $ 1,010,000 $ 252,500 $ 100,000
Wright, Minnesota 4 $ 1,210,000 $ 302,500 $ 0
Franklin, Missouri 4 $ 1,100,000 $ 275,000 $ 104,000
Ravalli, Montana 4 $ 1,520,000 $ 380,000 $ 0
Douglas, Nevada 4 $ 3,680,000 $ 920,000 $ 474,000
Passaic, New Jersey 4 $ 830,000 $ 207,500 $ 84,000
Chatham, North Carolina 4 $ 3,030,000 $ 757,500 $ 182,000
Durham, North Carolina 4 $ 1,160,000 $ 290,000 $ 77,000
Lake, Ohio 4 $ 600,000 $ 150,000 $ 78,000
Medina, Ohio 4 $ 1,030,000 $ 257,500 $ 161,000
Ross, Ohio 4 $ 1,060,000 $ 265,000 $ 175,000
Stark, Ohio 4 $ 430,000 $ 107,500 $ 22,000
Canadian, Oklahoma 4 $ 940,000 $ 235,000 $ 88,000
Cleveland, Oklahoma 4 $ 1,950,000 $ 487,500 $ 395,000
Grady, Oklahoma 4 $ 1,040,000 $ 260,000 $ 127,000
Jackson, Oregon 4 $ 1,570,000 $ 392,500 $ 174,000
Berks, Pennsylvania 4 $ 1,600,000 $ 400,000 $ 188,000
Butler, Pennsylvania 4 $ 1,110,000 $ 277,500 $ 140,000
Carbon, Pennsylvania 4 $ 850,000 $ 212,500 $ 155,000
Lackawanna, Pennsylvania 4 $ 560,000 $ 140,000 $ 237,000
Westmoreland, Pennsylvania 4 $ 1,010,000 $ 252,500 $ 128,000
Lexington, South Carolina 4 $ 720,000 $ 180,000 $ 51,000
Washington, Tennessee 4 $ 1,750,000 $ 437,500 $ 173,000
Aransas, Texas 4 $ 1,240,000 $ 310,000 $ 0
Austin, Texas 4 $ 1,470,000 $ 367,500 $ 223,000
Chambers, Texas 4 $ 750,000 $ 187,500 $ 58,000
Fannin, Texas 4 $ 820,000 $ 205,000 $ 93,000
Midland, Texas 4 $ 1,630,000 $ 407,500 $ 0
Potter, Texas 4 $ 600,000 $ 150,000 $ 97,000
Tom Green, Texas 4 $ 850,000 $ 212,500 $ 116,000
Van Zandt, Texas 4 $ 1,210,000 $ 302,500 $ 127,000
Waller, Texas 4 $ 1,210,000 $ 302,500 $ 190,000
Chesapeake, Virginia 4 $ 1,220,000 $ 305,000 $ 228,000
Shenandoah, Virginia 4 $ 860,000 $ 215,000 $ 0
Cowlitz, Washington 4 $ 1,580,000 $ 395,000 $ 0
Marathon, Wisconsin 4 $ 980,000 $ 245,000 $ 101,000
Geneva, Alabama 3 $ 555,000 $ 185,000 $ 113,000
Houston, Alabama 3 $ 505,000 $ 168,333 $ 0
Mobile, Alabama 3 $ 745,000 $ 248,333 $ 146,000
Tuscaloosa, Alabama 3 $ 485,000 $ 161,666 $ 0
Graham, Arizona 3 $ 575,000 $ 191,666 $ 0
Saline, Arkansas 3 $ 1,035,000 $ 345,000 $ 0
Imperial, California 3 $ 955,000 $ 318,333 $ 73,000
Kings, California 3 $ 315,000 $ 105,000 $ 0
Napa, California 3 $ 2,285,000 $ 761,666 $ 329,000
Tehama, California 3 $ 865,000 $ 288,333 $ 205,000
Tuolumne, California 3 $ 765,000 $ 255,000 $ 203,000
Pueblo, Colorado 3 $ 545,000 $ 181,666 $ 0
Summit, Colorado 3 $ 3,175,000 $ 1,058,333 $ 394,000
Litchfield, Connecticut 3 $ 1,065,000 $ 355,000 $ 223,000
Middlesex, Connecticut 3 $ 845,000 $ 281,666 $ 224,000
Floyd, Georgia 3 $ 445,000 $ 148,333 $ 88,000
Glynn, Georgia 3 $ 1,085,000 $ 361,666 $ 708,000
Lamar, Georgia 3 $ 1,045,000 $ 348,333 $ 333,000
Oconee, Georgia 3 $ 1,855,000 $ 618,333 $ 250,000
Pickens, Georgia 3 $ 1,095,000 $ 365,000 $ 105,000
Walker, Georgia 3 $ 625,000 $ 208,333 $ 76,000
Madison, Indiana 3 $ 565,000 $ 188,333 $ 1,221,000
Monroe, Indiana 3 $ 825,000 $ 275,000 $ 0
Wyandotte, Kansas 3 $ 535,000 $ 178,333 $ 53,000
Oldham, Kentucky 3 $ 1,025,000 $ 341,666 $ 215,000
Worcester, Maryland 3 $ 1,325,000 $ 441,666 $ 234,000
Allegan, Michigan 3 $ 605,000 $ 201,666 $ 74,000
Clinton, Michigan 3 $ 1,045,000 $ 348,333 $ 176,000
Muskegon, Michigan 3 $ 375,000 $ 125,000 $ 0
Dodge, Minnesota 3 $ 815,000 $ 271,666 $ 53,000
Isanti, Minnesota 3 $ 1,325,000 $ 441,666 $ 170,000
Olmsted, Minnesota 3 $ 655,000 $ 218,333 $ 218,000
Barry, Missouri 3 $ 275,000 $ 91,666 $ 41,000
Greene, Missouri 3 $ 635,000 $ 211,666 $ 161,000
Jefferson, Missouri 3 $ 595,000 $ 198,333 $ 0
Hunterdon, New Jersey 3 $ 1,345,000 $ 448,333 $ 147,000
Mercer, New Jersey 3 $ 485,000 $ 161,666 $ 75,000
Morris, New Jersey 3 $ 1,165,000 $ 388,333 $ 58,000
Somerset, New Jersey 3 $ 885,000 $ 295,000 $ 113,000
Sandoval, New Mexico 3 $ 805,000 $ 268,333 $ 0
Buncombe, North Carolina 3 $ 1,395,000 $ 465,000 $ 151,000
Carteret, North Carolina 3 $ 2,605,000 $ 868,333 $ 458,000
Franklin, North Carolina 3 $ 1,025,000 $ 341,666 $ 174,000
Hoke, North Carolina 3 $ 685,000 $ 228,333 $ 106,000
Johnston, North Carolina 3 $ 805,000 $ 268,333 $ 94,000
Lee, North Carolina 3 $ 875,000 $ 291,666 $ 720,000
Lincoln, North Carolina 3 $ 895,000 $ 298,333 $ 65,000
Pender, North Carolina 3 $ 1,095,000 $ 365,000 $ 208,000
Dunn, North Dakota 3 $ 425,000 $ 141,666 $ 0
Miami, Ohio 3 $ 505,000 $ 168,333 $ 54,000
Pickaway, Ohio 3 $ 665,000 $ 221,666 $ 49,000
Union, Ohio 3 $ 785,000 $ 261,666 $ 49,000
Lane, Oregon 3 $ 1,075,000 $ 358,333 $ 125,000
Cumberland, Pennsylvania 3 $ 715,000 $ 238,333 $ 169,000
Lancaster, Pennsylvania 3 $ 635,000 $ 211,666 $ 92,000
Susquehanna, Pennsylvania 3 $ 1,605,000 $ 535,000 $ 843,000
Kent, Rhode Island 3 $ 965,000 $ 321,666 $ 0
Washington, Rhode Island 3 $ 655,000 $ 218,333 $ 0
Aiken, South Carolina 3 $ 355,000 $ 118,333 $ 0
Anderson, South Carolina 3 $ 215,000 $ 71,666 $ 0
Beaufort, South Carolina 3 $ 1,255,000 $ 418,333 $ 190,000
Cherokee, South Carolina 3 $ 695,000 $ 231,666 $ 0
Oconee, South Carolina 3 $ 1,095,000 $ 365,000 $ 179,000
Pickens, South Carolina 3 $ 875,000 $ 291,666 $ 0
Bradley, Tennessee 3 $ 1,095,000 $ 365,000 $ 160,000
Morgan, Tennessee 3 $ 595,000 $ 198,333 $ 76,000
Robertson, Tennessee 3 $ 835,000 $ 278,333 $ 0
Cass, Texas 3 $ 585,000 $ 195,000 $ 123,000
Cooke, Texas 3 $ 575,000 $ 191,666 $ 80,000
Coryell, Texas 3 $ 565,000 $ 188,333 $ 110,000
Falls, Texas 3 $ 585,000 $ 195,000 $ 129,000
Hale, Texas 3 $ 515,000 $ 171,666 $ 447,000
Harrison, Texas 3 $ 415,000 $ 138,333 $ 56,000
Kerr, Texas 3 $ 965,000 $ 321,666 $ 205,000
Montague, Texas 3 $ 755,000 $ 251,666 $ 102,000
Navarro, Texas 3 $ 575,000 $ 191,666 $ 82,000
Orange, Texas 3 $ 515,000 $ 171,666 $ 88,000
Polk, Texas 3 $ 785,000 $ 261,666 $ 126,000
Randall, Texas 3 $ 495,000 $ 165,000 $ 0
Tooele, Utah 3 $ 1,235,000 $ 411,666 $ 175,000
Washington, Utah 3 $ 1,115,000 $ 371,666 $ 312,000
Arlington, Virginia 3 $ 1,035,000 $ 345,000 $ 102,000
Frederick, Virginia 3 $ 1,205,000 $ 401,666 $ 0
Hampton, Virginia 3 $ 455,000 $ 151,666 $ 558,000
James City, Virginia 3 $ 945,000 $ 315,000 $ 99,000
Norfolk, Virginia 3 $ 1,065,000 $ 355,000 $ 139,000
Portsmouth, Virginia 3 $ 595,000 $ 198,333 $ 173,000
Suffolk, Virginia 3 $ 875,000 $ 291,666 $ 128,000
Virginia Beach, Virginia 3 $ 1,795,000 $ 598,333 $ 133,000
Clallam, Washington 3 $ 1,255,000 $ 418,333 $ 138,000
Grays Harbor, Washington 3 $ 765,000 $ 255,000 $ 143,000
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Mortgage Loan Application Detail Totals for Nexbank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,648 $3,041,180,000 $397,000 $37,575,000 $208,000 $9,348,000
Cash-out Refinancing 813 $364,735,000 $448,000 $4,615,000 $274,000 $5,863,000
Refinancing 476 $203,020,000 $426,000 $2,405,000 $226,000 $2,686,000
Other Purpose 432 $136,480,000 $315,000 $5,505,000 $282,000 $3,528,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,868 $1,832,340,000 $376,000 $5,505,000 $209,000 $8,172,000
Not Provided 1,476 $610,980,000 $413,000 $4,615,000 $225,000 $9,348,000
Asian 1,228 $586,680,000 $477,000 $3,645,000 $270,000 $5,863,000
Hispanic 1,123 $402,475,000 $358,000 $2,005,000 $168,000 $3,489,000
Black or African American 554 $203,360,000 $367,000 $2,005,000 $171,000 $1,906,000
American Indian or Alaskan Native 41 $11,415,000 $278,000 $645,000 $264,000 $2,571,000
Native Hawaiian or Other Pacific Islander 21 $8,565,000 $407,000 $1,025,000 $506,000 $3,432,000
Not applicable 3 $66,495,000 $22,165,000 $37,575,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,008 $3,616,640,000 $401,000 $37,575,000 $220,000 $9,348,000
FHA-insured (Federal Housing Administration) 181 $63,625,000 $351,000 $1,035,000 $108,000 $283,000
VA-guaranteed (Veterans Administration) 180 $65,150,000 $361,000 $1,125,000 $111,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,046 $1,764,390,000 $436,000 $37,575,000 $217,000 $9,348,000
Loan Purchased By The Institution 3,906 $1,331,170,000 $340,000 $4,615,000 $0 $0
Application Withdrawn By Applicant 593 $269,735,000 $454,000 $3,455,000 $224,000 $3,432,000
Application Denied By Financial Institution 464 $213,220,000 $459,000 $2,695,000 $200,000 $2,498,000
File Closed For Incompleteness 267 $124,685,000 $466,000 $1,725,000 $205,000 $2,144,000
Application Approved But Not Accepted 93 $42,215,000 $453,000 $1,535,000 $188,000 $1,659,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,905 $3,532,195,000 $396,000 $37,575,000 $216,000 $9,348,000
Debt-To-Income Ratio 213 $103,495,000 $485,000 $2,695,000 $139,000 $704,000
Collateral 91 $39,085,000 $429,000 $1,505,000 $284,000 $2,498,000
Unverifiable Information 62 $26,690,000 $430,000 $2,005,000 $235,000 $1,221,000
Credit History 38 $18,490,000 $486,000 $1,125,000 $230,000 $1,170,000
Other 32 $10,470,000 $327,000 $1,055,000 $204,000 $883,000
Insufficient Cash (Downpayment, Closing Cost) 23 $13,255,000 $576,000 $2,005,000 $419,000 $2,212,000
Employment History 5 $1,735,000 $347,000 $515,000 $126,000 $221,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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