Nexera Holding LLC Mortgage Lending & HMDA Data, 2019

In 2019, Nexera Holding LLC of Emeryville, CA reported 2,205 mortgage applications totaling $1.2 billion, down 32% from 2018. The average application was for $528,015, and applicants reported an average income of $191,355. 61% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (320), Anaheim-Santa Ana-Irvine, CA (172) and Oakland-Hayward-Berkeley, CA (154) (applications in parentheses).

Mortgage Company & Address Nexera Holding LLC
2200 Powell Street Suite 340
Emeryville, CA 94608
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,205
Total Mortgage Loan Application Amount $1,164,275,000
Average Mortgage Loan Application Amount $528,015
Highest Mortgage Loan Application Amount $3,745,000
Average Applicant Income $191,355
Highest Applicant Income $6,150,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexera Holding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexera Holding LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 320 $ 230,340,000 $ 719,812 $ 263,000
Orange, California 172 $ 151,580,000 $ 881,279 $ 324,000
San Diego, California 128 $ 72,950,000 $ 569,921 $ 204,000
Maricopa, Arizona 117 $ 41,655,000 $ 356,025 $ 141,000
Contra Costa, California 92 $ 49,000,000 $ 532,608 $ 174,000
Riverside, California 83 $ 33,945,000 $ 408,975 $ 181,000
Santa Clara, California 73 $ 48,945,000 $ 670,479 $ 214,000
Sacramento, California 64 $ 24,780,000 $ 387,187 $ 136,000
Alameda, California 62 $ 34,630,000 $ 558,548 $ 196,000
San Bernardino, California 60 $ 22,080,000 $ 368,000 $ 159,000
Salt Lake, Utah 50 $ 21,570,000 $ 431,400 $ 161,000
Sonoma, California 44 $ 19,660,000 $ 446,818 $ 150,000
Marin, California 35 $ 29,575,000 $ 845,000 $ 260,000
San Francisco, California 35 $ 39,385,000 $ 1,125,285 $ 265,000
Placer, California 32 $ 16,440,000 $ 513,750 $ 238,000
King, Washington 32 $ 14,720,000 $ 460,000 $ 168,000
San Joaquin, California 29 $ 9,565,000 $ 329,827 $ 85,000
Broward, Florida 28 $ 10,620,000 $ 379,285 $ 152,000
San Mateo, California 26 $ 26,900,000 $ 1,034,615 $ 258,000
Denver, Colorado 25 $ 10,445,000 $ 417,800 $ 134,000
Miami-Dade, Florida 23 $ 10,505,000 $ 456,739 $ 211,000
Arapahoe, Colorado 20 $ 7,460,000 $ 373,000 $ 89,000
Multnomah, Oregon 20 $ 5,900,000 $ 295,000 $ 104,000
Pierce, Washington 19 $ 5,845,000 $ 307,631 $ 94,000
Solano, California 18 $ 5,890,000 $ 327,222 $ 106,000
Ventura, California 17 $ 11,435,000 $ 672,647 $ 195,000
Douglas, Colorado 17 $ 7,385,000 $ 434,411 $ 154,000
Stanislaus, California 16 $ 4,670,000 $ 291,875 $ 151,000
Palm Beach, Florida 16 $ 5,130,000 $ 320,625 $ 480,000
Utah, Utah 16 $ 6,520,000 $ 407,500 $ 158,000
Orange, Florida 15 $ 4,225,000 $ 281,666 $ 113,000
St. Lucie, Florida 15 $ 3,305,000 $ 220,333 $ 67,000
Clackamas, Oregon 14 $ 5,840,000 $ 417,142 $ 118,000
Davis, Utah 14 $ 6,000,000 $ 428,571 $ 118,000
El Dorado, California 13 $ 5,755,000 $ 442,692 $ 199,000
Monterey, California 13 $ 9,405,000 $ 723,461 $ 203,000
Boulder, Colorado 13 $ 7,795,000 $ 599,615 $ 177,000
Snohomish, Washington 13 $ 3,925,000 $ 301,923 $ 107,000
Jefferson, Colorado 12 $ 4,940,000 $ 411,666 $ 112,000
San Luis Obispo, California 11 $ 4,205,000 $ 382,272 $ 136,000
Spokane, Washington 11 $ 3,365,000 $ 305,909 $ 107,000
Fresno, California 10 $ 2,720,000 $ 272,000 $ 120,000
Santa Cruz, California 10 $ 4,920,000 $ 492,000 $ 179,000
Pinal, Arizona 9 $ 1,865,000 $ 207,222 $ 88,000
Nevada, California 9 $ 3,965,000 $ 440,555 $ 172,000
Kern, California 8 $ 1,670,000 $ 208,750 $ 254,000
Napa, California 8 $ 4,640,000 $ 580,000 $ 232,000
Washington, Oregon 8 $ 3,010,000 $ 376,250 $ 92,000
Clark, Washington 8 $ 3,360,000 $ 420,000 $ 110,000
Adams, Colorado 7 $ 2,285,000 $ 326,428 $ 96,000
Larimer, Colorado 7 $ 2,025,000 $ 289,285 $ 111,000
Allegheny, Pennsylvania 7 $ 3,755,000 $ 536,428 $ 162,000
Summit, Utah 7 $ 4,965,000 $ 709,285 $ 203,000
Pima, Arizona 6 $ 1,980,000 $ 330,000 $ 132,000
Imperial, California 6 $ 1,020,000 $ 170,000 $ 54,000
Madera, California 6 $ 1,860,000 $ 310,000 $ 75,000
Merced, California 6 $ 1,930,000 $ 321,666 $ 80,000
El Paso, Colorado 6 $ 2,360,000 $ 393,333 $ 163,000
Bergen, New Jersey 6 $ 2,270,000 $ 378,333 $ 138,000
Hudson, New Jersey 6 $ 2,170,000 $ 361,666 $ 177,000
Philadelphia, Pennsylvania 6 $ 1,870,000 $ 311,666 $ 106,000
Yavapai, Arizona 5 $ 1,605,000 $ 321,000 $ 96,000
San Benito, California 5 $ 3,085,000 $ 617,000 $ 132,000
Weld, Colorado 5 $ 1,455,000 $ 291,000 $ 127,000
Ocean, New Jersey 5 $ 1,135,000 $ 227,000 $ 136,000
Passaic, New Jersey 5 $ 1,235,000 $ 247,000 $ 117,000
Montgomery, Pennsylvania 5 $ 1,725,000 $ 345,000 $ 155,000
Butte, California 4 $ 1,250,000 $ 312,500 $ 85,000
Hillsborough, Florida 4 $ 1,080,000 $ 270,000 $ 87,000
Pinellas, Florida 4 $ 1,090,000 $ 272,500 $ 107,000
Middlesex, New Jersey 4 $ 1,190,000 $ 297,500 $ 123,000
Sussex, New Jersey 4 $ 990,000 $ 247,500 $ 218,000
Bucks, Pennsylvania 4 $ 890,000 $ 222,500 $ 115,000
Kitsap, Washington 4 $ 1,520,000 $ 380,000 $ 153,000
Lake, California 3 $ 585,000 $ 195,000 $ 108,000
Mendocino, California 3 $ 1,105,000 $ 368,333 $ 145,000
Yolo, California 3 $ 1,155,000 $ 385,000 $ 115,000
Brevard, Florida 3 $ 585,000 $ 195,000 $ 147,000
Indian River, Florida 3 $ 575,000 $ 191,666 $ 56,000
Pasco, Florida 3 $ 845,000 $ 281,666 $ 117,000
Polk, Florida 3 $ 665,000 $ 221,666 $ 49,000
Seminole, Florida 3 $ 715,000 $ 238,333 $ 94,000
Camden, New Jersey 3 $ 525,000 $ 175,000 $ 125,000
Monmouth, New Jersey 3 $ 975,000 $ 325,000 $ 86,000
Deschutes, Oregon 3 $ 1,155,000 $ 385,000 $ 97,000
Chester, Pennsylvania 3 $ 995,000 $ 331,666 $ 84,000
Thurston, Washington 3 $ 925,000 $ 308,333 $ 81,000
Mohave, Arizona 2 $ 500,000 $ 250,000 $ 83,000
Calaveras, California 2 $ 560,000 $ 280,000 $ 141,000
Colusa, California 2 $ 600,000 $ 300,000 $ 99,000
Sutter, California 2 $ 450,000 $ 225,000 $ 73,000
Yuba, California 2 $ 500,000 $ 250,000 $ 70,000
Summit, Colorado 2 $ 2,730,000 $ 1,365,000 $ 492,000
Collier, Florida 2 $ 670,000 $ 335,000 $ 230,000
Duval, Florida 2 $ 480,000 $ 240,000 $ 64,000
Hernando, Florida 2 $ 310,000 $ 155,000 $ 155,000
Okaloosa, Florida 2 $ 380,000 $ 190,000 $ 64,000
Anne Arundel, Maryland 2 $ 650,000 $ 325,000 $ 128,000
Burlington, New Jersey 2 $ 370,000 $ 185,000 $ 581,000
Essex, New Jersey 2 $ 500,000 $ 250,000 $ 109,000
Morris, New Jersey 2 $ 450,000 $ 225,000 $ 150,000
Warren, New Jersey 2 $ 480,000 $ 240,000 $ 104,000
Linn, Oregon 2 $ 380,000 $ 190,000 $ 66,000
Tillamook, Oregon 2 $ 760,000 $ 380,000 $ 217,000
Yamhill, Oregon 2 $ 620,000 $ 310,000 $ 132,000
Delaware, Pennsylvania 2 $ 720,000 $ 360,000 $ 148,000
Northampton, Pennsylvania 2 $ 600,000 $ 300,000 $ 94,000
Washington, Pennsylvania 2 $ 570,000 $ 285,000 $ 105,000
York, Pennsylvania 2 $ 540,000 $ 270,000 $ 137,000
Kane, Utah 2 $ 450,000 $ 225,000 $ 241,000
Washington, Utah 2 $ 890,000 $ 445,000 $ 200,000
San Juan, Washington 2 $ 650,000 $ 325,000 $ 70,000
Skagit, Washington 2 $ 380,000 $ 190,000 $ 68,000
Gila, Arizona 1 $ 235,000 $ 235,000 $ 65,000
La Paz, Arizona 1 $ 205,000 $ 205,000 $ 0
Santa Cruz, Arizona 1 $ 205,000 $ 205,000 $ 39,000
Mono, California 1 $ 225,000 $ 225,000 $ 195,000
Plumas, California 1 $ 285,000 $ 285,000 $ 122,000
Santa Barbara, California 1 $ 1,445,000 $ 1,445,000 $ 1,006,000
Sierra, California 1 $ 305,000 $ 305,000 $ 112,000
Tehama, California 1 $ 265,000 $ 265,000 $ 60,000
Tulare, California 1 $ 105,000 $ 105,000 $ 71,000
Tuolumne, California 1 $ 515,000 $ 515,000 $ 196,000
Eagle, Colorado 1 $ 1,155,000 $ 1,155,000 $ 513,000
Elbert, Colorado 1 $ 605,000 $ 605,000 $ 350,000
Fremont, Colorado 1 $ 285,000 $ 285,000 $ 96,000
Garfield, Colorado 1 $ 205,000 $ 205,000 $ 79,000
Lake, Colorado 1 $ 245,000 $ 245,000 $ 62,000
Ouray, Colorado 1 $ 265,000 $ 265,000 $ 105,000
Pitkin, Colorado 1 $ 695,000 $ 695,000 $ 504,000
Routt, Colorado 1 $ 515,000 $ 515,000 $ 229,000
Alachua, Florida 1 $ 225,000 $ 225,000 $ 131,000
Charlotte, Florida 1 $ 465,000 $ 465,000 $ 170,000
Citrus, Florida 1 $ 215,000 $ 215,000 $ 194,000
Clay, Florida 1 $ 335,000 $ 335,000 $ 147,000
Escambia, Florida 1 $ 335,000 $ 335,000 $ 136,000
Gilchrist, Florida 1 $ 235,000 $ 235,000 $ 88,000
Lake, Florida 1 $ 215,000 $ 215,000 $ 68,000
Leon, Florida 1 $ 175,000 $ 175,000 $ 80,000
Monroe, Florida 1 $ 515,000 $ 515,000 $ 0
Nassau, Florida 1 $ 315,000 $ 315,000 $ 124,000
Osceola, Florida 1 $ 255,000 $ 255,000 $ 70,000
Sarasota, Florida 1 $ 205,000 $ 205,000 $ 0
St. Johns, Florida 1 $ 285,000 $ 285,000 $ 148,000
Volusia, Florida 1 $ 125,000 $ 125,000 $ 27,000
Wakulla, Florida 1 $ 485,000 $ 485,000 $ 164,000
Walton, Florida 1 $ 455,000 $ 455,000 $ 217,000
Baltimore, Maryland 1 $ 195,000 $ 195,000 $ 73,000
Charles, Maryland 1 $ 225,000 $ 225,000 $ 64,000
Montgomery, Maryland 1 $ 615,000 $ 615,000 $ 58,000
Prince George's, Maryland 1 $ 425,000 $ 425,000 $ 195,000
Macomb, Michigan 1 $ 215,000 $ 215,000 $ 24,000
Hennepin, Minnesota 1 $ 175,000 $ 175,000 $ 0
Atlantic, New Jersey 1 $ 175,000 $ 175,000 $ 61,000
Cumberland, New Jersey 1 $ 105,000 $ 105,000 $ 34,000
Gloucester, New Jersey 1 $ 105,000 $ 105,000 $ 76,000
Hunterdon, New Jersey 1 $ 355,000 $ 355,000 $ 162,000
Somerset, New Jersey 1 $ 405,000 $ 405,000 $ 212,000
Union, New Jersey 1 $ 285,000 $ 285,000 $ 107,000
Columbia, Oregon 1 $ 265,000 $ 265,000 $ 79,000
Jackson, Oregon 1 $ 335,000 $ 335,000 $ 85,000
Jefferson, Oregon 1 $ 175,000 $ 175,000 $ 78,000
Lake, Oregon 1 $ 325,000 $ 325,000 $ 360,000
Marion, Oregon 1 $ 345,000 $ 345,000 $ 136,000
Beaver, Pennsylvania 1 $ 155,000 $ 155,000 $ 51,000
Berks, Pennsylvania 1 $ 105,000 $ 105,000 $ 48,000
Butler, Pennsylvania 1 $ 375,000 $ 375,000 $ 219,000
Centre, Pennsylvania 1 $ 305,000 $ 305,000 $ 86,000
Fayette, Pennsylvania 1 $ 265,000 $ 265,000 $ 128,000
Franklin, Pennsylvania 1 $ 295,000 $ 295,000 $ 116,000
Lackawanna, Pennsylvania 1 $ 105,000 $ 105,000 $ 134,000
Lancaster, Pennsylvania 1 $ 185,000 $ 185,000 $ 65,000
Lehigh, Pennsylvania 1 $ 205,000 $ 205,000 $ 0
Mercer, Pennsylvania 1 $ 115,000 $ 115,000 $ 26,000
Monroe, Pennsylvania 1 $ 165,000 $ 165,000 $ 55,000
Schuylkill, Pennsylvania 1 $ 195,000 $ 195,000 $ 124,000
Collin, Texas 1 $ 265,000 $ 265,000 $ 199,000
Iron, Utah 1 $ 255,000 $ 255,000 $ 57,000
Morgan, Utah 1 $ 1,945,000 $ 1,945,000 $ 577,000
Wasatch, Utah 1 $ 575,000 $ 575,000 $ 142,000
Benton, Washington 1 $ 225,000 $ 225,000 $ 95,000
Chelan, Washington 1 $ 315,000 $ 315,000 $ 155,000
Clallam, Washington 1 $ 235,000 $ 235,000 $ 96,000
Douglas, Washington 1 $ 235,000 $ 235,000 $ 69,000
Franklin, Washington 1 $ 415,000 $ 415,000 $ 86,000
Mason, Washington 1 $ 435,000 $ 435,000 $ 165,000
Whatcom, Washington 1 $ 335,000 $ 335,000 $ 91,000
Whitman, Washington 1 $ 455,000 $ 455,000 $ 220,000

Mortgage Loan Application Detail Totals for Nexera Holding LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 845 $411,815,000 $487,000 $2,855,000 $170,000 $6,150,000
Refinancing 732 $397,440,000 $542,000 $3,745,000 $188,000 $2,329,000
Home Purchase 628 $355,020,000 $565,000 $2,505,000 $224,000 $2,149,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,263 $706,545,000 $559,000 $3,745,000 $198,000 $3,541,000
Not Provided 357 $185,405,000 $519,000 $2,545,000 $175,000 $1,323,000
Hispanic 259 $111,575,000 $430,000 $3,005,000 $199,000 $6,150,000
Asian 200 $106,200,000 $531,000 $2,855,000 $212,000 $1,489,000
Black or African American 104 $45,360,000 $436,000 $1,805,000 $120,000 $524,000
American Indian or Alaskan Native 8 $3,150,000 $393,000 $655,000 $119,000 $186,000
Native Hawaiian or Other Pacific Islander 7 $3,195,000 $456,000 $745,000 $101,000 $242,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,868 $1,066,320,000 $570,000 $3,745,000 $213,000 $6,150,000
FHA-insured (Federal Housing Administration) 318 $90,800,000 $285,000 $915,000 $75,000 $244,000
VA-guaranteed (Veterans Administration) 19 $7,155,000 $376,000 $615,000 $68,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,349 $703,655,000 $521,000 $3,005,000 $192,000 $3,541,000
Application Withdrawn By Applicant 428 $218,660,000 $510,000 $3,005,000 $193,000 $6,150,000
Application Denied By Financial Institution 169 $92,665,000 $548,000 $2,175,000 $172,000 $1,013,000
Application Approved But Not Accepted 154 $91,250,000 $592,000 $3,745,000 $203,000 $1,650,000
File Closed For Incompleteness 103 $57,425,000 $557,000 $2,655,000 $198,000 $1,489,000
Preapproval Denied by Financial Institution 2 $620,000 $310,000 $315,000 $69,000 $81,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,034 $1,070,990,000 $526,000 $3,745,000 $193,000 $6,150,000
Debt-To-Income Ratio 65 $37,665,000 $579,000 $1,495,000 $126,000 $339,000
Credit History 27 $13,205,000 $489,000 $1,705,000 $187,000 $828,000
Other 21 $8,985,000 $427,000 $1,135,000 $171,000 $1,013,000
Credit Application Incomplete 17 $9,965,000 $586,000 $1,385,000 $244,000 $939,000
Collateral 14 $9,080,000 $648,000 $1,455,000 $268,000 $721,000
Unverifiable Information 13 $8,835,000 $679,000 $2,175,000 $201,000 $708,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,845,000 $349,000 $735,000 $110,000 $349,000
Employment History 3 $1,705,000 $568,000 $605,000 $212,000 $350,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexera Holding LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexera Holding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List