Nexera Holding LLC Mortgage Lending & HMDA Data, 2023
In 2023, Nexera Holding LLC of Emeryville, CA reported 5,926 mortgage applications totaling $3.1 billion, about the same as 2022. The average application was for $516,864, and applicants reported an average income of $436,546. 47% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (366), Phoenix-Mesa-Scottsdale, AZ (276) and Houston-The Woodlands-Sugar Land, TX (243) (applications in parentheses).
| Mortgage Company & Address | Nexera Holding LLC 2200 Powell Street Suite 340 Emeryville, CA 94608 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,926 |
| Total Mortgage Loan Application Amount | $3,062,940,000 |
| Average Mortgage Loan Application Amount | $516,864 |
| Highest Mortgage Loan Application Amount | $5,685,000 |
| Average Applicant Income | $436,546 |
| Highest Applicant Income | $9,336,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexera Holding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 402 | $ 195,690,000 | $ 486,791 | $ 481,652 |
| Los Angeles-Long Beach-Glendale, CA | 366 | $ 352,450,000 | $ 962,978 | $ 644,000 |
| Phoenix-Mesa-Scottsdale, AZ | 276 | $ 148,170,000 | $ 536,847 | $ 539,000 |
| Houston-The Woodlands-Sugar Land, TX | 243 | $ 105,005,000 | $ 432,119 | $ 385,000 |
| Riverside-San Bernardino-Ontario, CA | 204 | $ 121,840,000 | $ 597,254 | $ 474,000 |
| Miami-Miami Beach-Kendall, FL | 189 | $ 102,305,000 | $ 541,296 | $ 383,000 |
| Chicago-Naperville, IL | 178 | $ 49,710,000 | $ 279,269 | $ 204,000 |
| Atlanta-Sandy Springs-Roswell, GA | 159 | $ 60,995,000 | $ 383,616 | $ 377,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 149 | $ 86,395,000 | $ 579,832 | $ 519,000 |
| San Diego-Carlsbad, CA | 149 | $ 134,215,000 | $ 900,771 | $ 447,000 |
| Dallas-Plano-Irving, TX | 147 | $ 73,495,000 | $ 499,965 | $ 500,000 |
| Orlando-Kissimmee-Sanford, FL | 119 | $ 55,875,000 | $ 469,537 | $ 451,000 |
| Anaheim-Santa Ana-Irvine, CA | 114 | $ 113,700,000 | $ 997,368 | $ 518,000 |
| Oakland-Hayward-Berkeley, CA | 105 | $ 74,255,000 | $ 707,190 | $ 519,000 |
| Austin-Round Rock, TX | 99 | $ 53,515,000 | $ 540,555 | $ 387,000 |
| Tampa-St. Petersburg-Clearwater, FL | 97 | $ 46,655,000 | $ 480,979 | $ 357,000 |
| Charlotte-Concord-Gastonia, NC-SC | 83 | $ 37,335,000 | $ 449,819 | $ 502,759 |
| Seattle-Bellevue-Everett, WA | 78 | $ 53,080,000 | $ 680,512 | $ 305,000 |
| San Antonio-New Braunfels, TX | 76 | $ 23,860,000 | $ 313,947 | $ 434,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 75 | $ 35,035,000 | $ 467,133 | $ 277,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 75 | $ 34,075,000 | $ 454,333 | $ 290,000 |
| Jacksonville, FL | 71 | $ 38,165,000 | $ 537,535 | $ 590,000 |
| Denver-Aurora-Lakewood, CO | 63 | $ 51,185,000 | $ 812,460 | $ 576,000 |
| Fort Worth-Arlington, TX | 58 | $ 26,410,000 | $ 455,344 | $ 627,000 |
| Warren-Troy-Farmington Hills, MI | 56 | $ 15,900,000 | $ 283,928 | $ 445,000 |
| Fresno, CA | 52 | $ 16,490,000 | $ 317,115 | $ 281,000 |
| Cape Coral-Fort Myers, FL | 49 | $ 17,145,000 | $ 349,897 | $ 588,000 |
| North Port-Sarasota-Bradenton, FL | 49 | $ 27,595,000 | $ 563,163 | $ 724,000 |
| Salt Lake City, UT | 49 | $ 33,965,000 | $ 693,163 | $ 462,000 |
| Stockton-Lodi, CA | 43 | $ 18,935,000 | $ 440,348 | $ 330,000 |
| Cleveland-Elyria, OH | 40 | $ 9,490,000 | $ 237,250 | $ 208,000 |
| New York-Newark, NY | 39 | $ 12,855,000 | $ 329,615 | $ 257,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 38 | $ 19,450,000 | $ 511,842 | $ 290,000 |
| Newark, NJ-PA | 38 | $ 17,870,000 | $ 470,263 | $ 326,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 35 | $ 18,465,000 | $ 527,571 | $ 445,314 |
| Oxnard-Thousand Oaks-Ventura, CA | 34 | $ 26,650,000 | $ 783,823 | $ 533,000 |
| San Francisco-Redwood City-South San Francisco, CA | 34 | $ 39,080,000 | $ 1,149,411 | $ 404,000 |
| Bakersfield, CA | 32 | $ 11,470,000 | $ 358,437 | $ 273,000 |
| Cincinnati, OH-KY-IN | 32 | $ 8,610,000 | $ 269,062 | $ 195,468 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 11,500,000 | $ 359,375 | $ 254,000 |
| Camden, NJ | 31 | $ 8,075,000 | $ 260,483 | $ 529,000 |
| Detroit-Dearborn-Livonia, MI | 31 | $ 5,455,000 | $ 175,967 | $ 1,092,000 |
| Greenville-Anderson-Mauldin, SC | 31 | $ 10,555,000 | $ 340,483 | $ 283,000 |
| Las Vegas-Henderson-Paradise, NV | 28 | $ 11,330,000 | $ 404,642 | $ 163,000 |
| Philadelphia, PA | 28 | $ 5,290,000 | $ 188,928 | $ 142,000 |
| Lakeland-Winter Haven, FL | 26 | $ 7,740,000 | $ 297,692 | $ 246,000 |
| Urban Honolulu, HI | 26 | $ 19,260,000 | $ 740,769 | $ 1,291,000 |
| Columbus, OH | 25 | $ 7,695,000 | $ 307,800 | $ 185,000 |
| Modesto, CA | 25 | $ 12,335,000 | $ 493,400 | $ 668,000 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 11,045,000 | $ 441,800 | $ 333,000 |
| Provo-Orem, UT | 25 | $ 21,175,000 | $ 847,000 | $ 399,000 |
| Hartford-West Hartford-East Hartford, CT | 24 | $ 7,770,000 | $ 323,750 | $ 183,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 24 | $ 21,830,000 | $ 909,583 | $ 512,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 23 | $ 7,835,000 | $ 340,652 | $ 120,826 |
| New York-Jersey City-White Plains, NY-NJ | 23 | $ 13,325,000 | $ 579,347 | $ 265,000 |
| Crestview-Fort Walton Beach-Destin, FL | 22 | $ 18,300,000 | $ 831,818 | $ 904,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 22 | $ 8,930,000 | $ 405,909 | $ 215,400 |
| Kahului-Wailuku-Lahaina, HI | 21 | $ 14,265,000 | $ 679,285 | $ 277,000 |
| Memphis, TN-MS-AR | 21 | $ 3,215,000 | $ 153,095 | $ 40,000 |
| Merced, CA | 20 | $ 6,450,000 | $ 322,500 | $ 488,000 |
| Baltimore-Columbia-Towson, MD | 19 | $ 7,185,000 | $ 378,157 | $ 659,000 |
| Boise City, ID | 19 | $ 9,345,000 | $ 491,842 | $ 494,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 6,325,000 | $ 332,894 | $ 758,684 |
| Ocala, FL | 19 | $ 4,735,000 | $ 249,210 | $ 123,000 |
| Panama City, FL | 19 | $ 8,555,000 | $ 450,263 | $ 300,000 |
| Tucson, AZ | 19 | $ 5,365,000 | $ 282,368 | $ 304,000 |
| Colorado Springs, CO | 18 | $ 6,170,000 | $ 342,777 | $ 270,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 9,900,000 | $ 550,000 | $ 374,000 |
| Vallejo-Fairfield, CA | 18 | $ 9,870,000 | $ 548,333 | $ 561,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 11,875,000 | $ 698,529 | $ 387,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 10,475,000 | $ 616,176 | $ 296,000 |
| Santa Maria-Santa Barbara, CA | 17 | $ 17,035,000 | $ 1,002,058 | $ 631,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 3,360,000 | $ 210,000 | $ 198,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 14,970,000 | $ 935,625 | $ 615,000 |
| Ogden-Clearfield, UT | 16 | $ 14,340,000 | $ 896,250 | $ 548,000 |
| Port St. Lucie, FL | 16 | $ 5,700,000 | $ 356,250 | $ 287,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 4,125,000 | $ 275,000 | $ 140,600 |
| Lubbock, TX | 15 | $ 3,045,000 | $ 203,000 | $ 230,000 |
| Charleston-North Charleston, SC | 14 | $ 10,600,000 | $ 757,142 | $ 1,006,000 |
| Elgin, IL | 14 | $ 6,130,000 | $ 437,857 | $ 359,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 4,050,000 | $ 289,285 | $ 480,000 |
| Raleigh, NC | 14 | $ 6,380,000 | $ 455,714 | $ 346,000 |
| St. George, UT | 14 | $ 8,700,000 | $ 621,428 | $ 204,000 |
| Asheville, NC | 13 | $ 3,735,000 | $ 287,307 | $ 95,000 |
| Kansas City, MO-KS | 13 | $ 4,035,000 | $ 310,384 | $ 189,000 |
| New Haven-Milford, CT | 13 | $ 3,195,000 | $ 245,769 | $ 93,000 |
| New Orleans-Metairie, LA | 13 | $ 4,335,000 | $ 333,461 | $ 170,000 |
| Tacoma-Lakewood, WA | 13 | $ 5,415,000 | $ 416,538 | $ 830,000 |
| Dayton-Springfield-Kettering, OH | 12 | $ 2,520,000 | $ 210,000 | $ 189,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 4,090,000 | $ 340,833 | $ 682,666 |
| Corpus Christi, TX | 11 | $ 4,465,000 | $ 405,909 | $ 300,000 |
| East Stroudsburg, PA | 11 | $ 2,335,000 | $ 212,272 | $ 160,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 3,405,000 | $ 309,545 | $ 744,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 2,605,000 | $ 236,818 | $ 284,000 |
| Killeen-Temple, TX | 11 | $ 3,025,000 | $ 275,000 | $ 241,000 |
| Madera, CA | 11 | $ 3,505,000 | $ 318,636 | $ 91,000 |
| Punta Gorda, FL | 11 | $ 3,875,000 | $ 352,272 | $ 199,000 |
| Santa Rosa, CA | 11 | $ 7,115,000 | $ 646,818 | $ 209,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 6,445,000 | $ 585,909 | $ 196,000 |
| Bellingham, WA | 10 | $ 4,750,000 | $ 475,000 | $ 243,000 |
| Birmingham-Hoover, AL | 10 | $ 2,640,000 | $ 264,000 | $ 381,000 |
| Dover, DE | 10 | $ 1,970,000 | $ 197,000 | $ 67,000 |
| Knoxville, TN | 10 | $ 2,590,000 | $ 259,000 | $ 105,000 |
| Prescott Valley-Prescott, AZ | 10 | $ 5,780,000 | $ 578,000 | $ 360,000 |
| Spokane-Spokane Valley, WA | 10 | $ 3,110,000 | $ 311,000 | $ 134,000 |
| Tulsa, OK | 10 | $ 4,110,000 | $ 411,000 | $ 325,000 |
| Visalia-Porterville, CA | 10 | $ 2,740,000 | $ 274,000 | $ 278,000 |
| Waco, TX | 10 | $ 2,380,000 | $ 238,000 | $ 337,000 |
| Columbia, SC | 9 | $ 2,705,000 | $ 300,555 | $ 524,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 2,745,000 | $ 305,000 | $ 269,000 |
| Oklahoma City, OK | 9 | $ 1,295,000 | $ 143,888 | $ 75,000 |
| Salinas, CA | 9 | $ 6,155,000 | $ 683,888 | $ 493,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 5,925,000 | $ 658,333 | $ 282,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 1,795,000 | $ 199,444 | $ 81,000 |
| Winston-Salem, NC | 9 | $ 1,455,000 | $ 161,666 | $ 79,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,330,000 | $ 166,250 | $ 77,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 5,050,000 | $ 631,250 | $ 212,000 |
| El Paso, TX | 8 | $ 2,840,000 | $ 355,000 | $ 266,000 |
| Napa, CA | 8 | $ 3,510,000 | $ 438,750 | $ 125,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 2,510,000 | $ 313,750 | $ 1,100,000 |
| Sherman-Denison, TX | 8 | $ 4,190,000 | $ 523,750 | $ 326,000 |
| Tallahassee, FL | 8 | $ 1,460,000 | $ 182,500 | $ 0 |
| Albuquerque, NM | 7 | $ 2,105,000 | $ 300,714 | $ 280,000 |
| Brownsville-Harlingen, TX | 7 | $ 2,685,000 | $ 383,571 | $ 0 |
| Eugene, OR | 7 | $ 2,015,000 | $ 287,857 | $ 251,000 |
| Greeley, CO | 7 | $ 4,585,000 | $ 655,000 | $ 424,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,015,000 | $ 145,000 | $ 51,000 |
| Ocean City, NJ | 7 | $ 2,995,000 | $ 427,857 | $ 744,000 |
| Pittsburgh, PA | 7 | $ 1,375,000 | $ 196,428 | $ 72,000 |
| Salem, OR | 7 | $ 2,415,000 | $ 345,000 | $ 130,000 |
| Wilmington, NC | 7 | $ 3,735,000 | $ 533,571 | $ 240,000 |
| Brunswick, GA | 6 | $ 1,270,000 | $ 211,666 | $ 0 |
| Durham-Chapel Hill, NC | 6 | $ 3,180,000 | $ 530,000 | $ 95,000 |
| Gainesville, FL | 6 | $ 1,570,000 | $ 261,666 | $ 147,000 |
| Greensboro-High Point, NC | 6 | $ 1,350,000 | $ 225,000 | $ 110,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,370,000 | $ 228,333 | $ 114,000 |
| Las Cruces, NM | 6 | $ 2,250,000 | $ 375,000 | $ 417,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,500,000 | $ 250,000 | $ 122,000 |
| Salisbury, MD-DE | 6 | $ 2,080,000 | $ 346,666 | $ 396,000 |
| San Rafael, CA | 6 | $ 3,900,000 | $ 650,000 | $ 401,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,410,000 | $ 235,000 | $ 857,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 975,000 | $ 195,000 | $ 94,000 |
| Baton Rouge, LA | 5 | $ 1,195,000 | $ 239,000 | $ 101,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,085,000 | $ 417,000 | $ 177,000 |
| College Station-Bryan, TX | 5 | $ 1,125,000 | $ 225,000 | $ 212,000 |
| Gainesville, GA | 5 | $ 2,735,000 | $ 547,000 | $ 731,000 |
| Gary, IN | 5 | $ 1,695,000 | $ 339,000 | $ 130,000 |
| Lafayette, LA | 5 | $ 1,265,000 | $ 253,000 | $ 268,000 |
| Olympia-Tumwater, WA | 5 | $ 2,835,000 | $ 567,000 | $ 401,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 2,915,000 | $ 583,000 | $ 406,000 |
| Reno, NV | 5 | $ 5,805,000 | $ 1,161,000 | $ 2,109,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,235,000 | $ 247,000 | $ 80,000 |
| Spartanburg, SC | 5 | $ 865,000 | $ 173,000 | $ 88,000 |
| St. Louis, MO-IL | 5 | $ 1,595,000 | $ 319,000 | $ 306,600 |
| Trenton, NJ | 5 | $ 855,000 | $ 171,000 | $ 230,000 |
| Warner Robins, GA | 5 | $ 1,115,000 | $ 223,000 | $ 85,000 |
| Boulder, CO | 4 | $ 3,420,000 | $ 855,000 | $ 1,013,000 |
| Columbus, GA-AL | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Fort Collins, CO | 4 | $ 1,820,000 | $ 455,000 | $ 284,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 740,000 | $ 185,000 | $ 55,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,990,000 | $ 497,500 | $ 724,000 |
| Huntsville, AL | 4 | $ 1,020,000 | $ 255,000 | $ 227,000 |
| Lansing-East Lansing, MI | 4 | $ 820,000 | $ 205,000 | $ 98,000 |
| Medford, OR | 4 | $ 1,230,000 | $ 307,500 | $ 356,000 |
| Pueblo, CO | 4 | $ 1,090,000 | $ 272,500 | $ 164,000 |
| Rockford, IL | 4 | $ 540,000 | $ 135,000 | $ 78,000 |
| Savannah, GA | 4 | $ 1,690,000 | $ 422,500 | $ 96,000 |
| St. Cloud, MN | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Terre Haute, IN | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Wenatchee, WA | 4 | $ 1,100,000 | $ 275,000 | $ 190,000 |
| Wilmington, DE-MD-NJ | 4 | $ 970,000 | $ 242,500 | $ 293,000 |
| Yakima, WA | 4 | $ 1,080,000 | $ 270,000 | $ 215,000 |
| Yuma, AZ | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Akron, OH | 3 | $ 655,000 | $ 218,333 | $ 196,000 |
| Bend-Redmond, OR | 3 | $ 2,085,000 | $ 695,000 | $ 212,000 |
| Bowling Green, KY | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Erie, PA | 3 | $ 765,000 | $ 255,000 | $ 182,000 |
| Fayetteville, NC | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Greenville, NC | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Jackson, MI | 3 | $ 345,000 | $ 115,000 | $ 463,000 |
| Jackson, MS | 3 | $ 1,165,000 | $ 388,333 | $ 355,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 875,000 | $ 291,666 | $ 208,000 |
| Longview, WA | 3 | $ 775,000 | $ 258,333 | $ 29,000 |
| Macon-Bibb County, GA | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 565,000 | $ 188,333 | $ 304,000 |
| Redding, CA | 3 | $ 1,235,000 | $ 411,666 | $ 1,483,000 |
| Richmond, VA | 3 | $ 1,295,000 | $ 431,666 | $ 459,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 905,000 | $ 301,666 | $ 88,000 |
| Wichita, KS | 3 | $ 515,000 | $ 171,666 | $ 91,000 |
| Worcester, MA-CT | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Abilene, TX | 2 | $ 760,000 | $ 380,000 | $ 206,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Billings, MT | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Bismarck, ND | 2 | $ 430,000 | $ 215,000 | $ 196,000 |
| Casper, WY | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Chico, CA | 2 | $ 760,000 | $ 380,000 | $ 99,000 |
| Coeur D'Alene, ID | 2 | $ 950,000 | $ 475,000 | $ 177,000 |
| Flagstaff, AZ | 2 | $ 930,000 | $ 465,000 | $ 635,000 |
| Flint, MI | 2 | $ 1,050,000 | $ 525,000 | $ 585,000 |
| Florence, SC | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Green Bay, WI | 2 | $ 430,000 | $ 215,000 | $ 42,000 |
| Harrisburg-Carlisle, PA | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Homosassa Springs, FL | 2 | $ 640,000 | $ 320,000 | $ 196,000 |
| Idaho Falls, ID | 2 | $ 720,000 | $ 360,000 | $ 909,000 |
| Johnson City, TN | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Jonesboro, AR | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Lancaster, PA | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Logan, UT-ID | 2 | $ 980,000 | $ 490,000 | $ 1,016,000 |
| Montgomery, AL | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Muskegon, MI | 2 | $ 1,270,000 | $ 635,000 | $ 226,000 |
| Racine, WI | 2 | $ 790,000 | $ 395,000 | $ 307,000 |
| Rome, GA | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| Saginaw, MI | 2 | $ 560,000 | $ 280,000 | $ 284,000 |
| Sebring, FL | 2 | $ 170,000 | $ 85,000 | $ 27,000 |
| Toledo, OH | 2 | $ 620,000 | $ 310,000 | $ 127,000 |
| Albany, OR | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Athens-Clarke County, GA | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Bangor, ME | 1 | $ 305,000 | $ 305,000 | $ 463,000 |
| Boston, MA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Chattanooga, TN-GA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cheyenne, WY | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Clarksville, TN-KY | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Corvallis, OR | 1 | $ 665,000 | $ 665,000 | $ 244,000 |
| Cumberland, MD-WV | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| El Centro, CA | 1 | $ 405,000 | $ 405,000 | $ 467,000 |
| Elkhart-Goshen, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Goldsboro, NC | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Grand Junction, CO | 1 | $ 965,000 | $ 965,000 | $ 379,000 |
| Grants Pass, OR | 1 | $ 325,000 | $ 325,000 | $ 325,000 |
| Hammond, LA | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Iowa City, IA | 1 | $ 325,000 | $ 325,000 | $ 403,000 |
| Jacksonville, NC | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Laredo, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Longview, TX | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Manhattan, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Midland, TX | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Missoula, MT | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Monroe, MI | 1 | $ 355,000 | $ 355,000 | $ 360,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Niles-Benton Harbor, MI | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| Norwich-New London, CT | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pittsfield, MA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Pocatello, ID | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rapid City, SD | 1 | $ 525,000 | $ 525,000 | $ 150,000 |
| Reading, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Roanoke, VA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| San Angelo, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Santa Fe, NM | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| St. Joseph, MO-KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| The Villages, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Vineland-Bridgeton, NJ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Yuba City, CA | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Nexera Holding LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,517 | $1,939,245,000 | $551,000 | $4,505,000 | $451,000 | $9,336,000 |
| Cash-out Refinancing | 1,705 | $729,575,000 | $427,000 | $4,905,000 | $368,000 | $6,237,000 |
| Refinancing | 689 | $391,775,000 | $568,000 | $5,685,000 | $539,000 | $5,921,000 |
| Other Purpose | 15 | $2,345,000 | $156,000 | $225,000 | $133,000 | $333,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,287 | $1,293,075,000 | $565,000 | $4,485,000 | $490,000 | $9,336,000 |
| Not Provided | 1,329 | $730,135,000 | $549,000 | $5,685,000 | $504,000 | $8,676,000 |
| Hispanic | 1,270 | $516,310,000 | $406,000 | $4,905,000 | $307,000 | $5,275,000 |
| Asian | 502 | $289,540,000 | $576,000 | $3,505,000 | $417,000 | $6,681,000 |
| Black or African American | 458 | $191,510,000 | $418,000 | $3,185,000 | $390,000 | $7,012,000 |
| American Indian or Alaskan Native | 23 | $8,605,000 | $374,000 | $1,275,000 | $287,000 | $1,076,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $6,530,000 | $544,000 | $1,005,000 | $301,000 | $788,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,830 | $3,035,480,000 | $520,000 | $5,685,000 | $448,000 | $9,336,000 |
| FHA-insured (Federal Housing Administration) | 94 | $26,660,000 | $283,000 | $925,000 | $96,000 | $382,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $315,000 | $315,000 | $315,000 | $88,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 1 | $485,000 | $485,000 | $485,000 | $80,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,780 | $1,423,580,000 | $512,000 | $5,685,000 | $492,000 | $9,336,000 |
| Application Withdrawn By Applicant | 2,626 | $1,375,940,000 | $523,000 | $4,485,000 | $386,000 | $8,676,000 |
| Application Denied By Financial Institution | 345 | $159,255,000 | $461,000 | $4,005,000 | $384,000 | $7,452,000 |
| File Closed For Incompleteness | 100 | $60,750,000 | $607,000 | $4,905,000 | $447,000 | $3,600,000 |
| Application Approved But Not Accepted | 75 | $43,415,000 | $578,000 | $4,505,000 | $632,000 | $3,700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,581 | $2,903,685,000 | $520,000 | $5,685,000 | $441,000 | $9,336,000 |
| Other | 94 | $39,140,000 | $416,000 | $4,005,000 | $560,000 | $4,719,000 |
| Collateral | 83 | $31,465,000 | $379,000 | $1,445,000 | $855,000 | $7,452,000 |
| Debt-To-Income Ratio | 62 | $32,450,000 | $523,000 | $2,255,000 | $164,000 | $458,000 |
| Credit History | 52 | $24,850,000 | $477,000 | $1,765,000 | $323,000 | $1,374,000 |
| Credit Application Incomplete | 17 | $9,525,000 | $560,000 | $1,585,000 | $405,000 | $1,171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $11,355,000 | $757,000 | $2,385,000 | $360,000 | $616,000 |
| Unverifiable Information | 12 | $5,800,000 | $483,000 | $925,000 | $179,000 | $383,000 |
| Employment History | 10 | $4,670,000 | $467,000 | $1,305,000 | $170,000 | $388,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexera Holding LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexera Holding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About