Nfcu Mortgage Lending & HMDA Data, 2008
In 2008, Nfcu of Vienna, VA reported 72,989 mortgage applications totaling $15.4 billion, down 3% from 2007. The average application was for $211,109, and applicants reported an average income of $100,241. 42% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (9,683), Virginia Beach-Norfolk-Newport News, VA-NC (6,594) and San Diego-Carlsbad-San Marcos, CA (2,818) (applications in parentheses).
| Mortgage Company & Address | Nfcu 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 72,989 |
| Total Mortgage Loan Application Amount | $15,408,689,000 |
| Average Mortgage Loan Application Amount | $211,109 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,241 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach, Virginia | 2,929 | $ 498,149,000 | $ 170,074 | $ 89,000 |
| San Diego, California | 2,818 | $ 850,103,000 | $ 301,668 | $ 122,000 |
| Fairfax, Virginia | 2,642 | $ 857,044,000 | $ 324,392 | $ 137,000 |
| Prince George's, Maryland | 1,668 | $ 346,155,000 | $ 207,526 | $ 104,000 |
| Duval, Florida | 1,357 | $ 167,853,000 | $ 123,694 | $ 76,000 |
| Chesapeake, Virginia | 1,273 | $ 262,161,000 | $ 205,939 | $ 97,000 |
| Prince William, Virginia | 1,073 | $ 280,412,000 | $ 261,334 | $ 115,000 |
| Onslow, North Carolina | 1,045 | $ 121,147,000 | $ 115,930 | $ 71,000 |
| Anne Arundel, Maryland | 997 | $ 270,954,000 | $ 271,769 | $ 120,000 |
| Norfolk, Virginia | 867 | $ 126,602,000 | $ 146,023 | $ 85,000 |
| Montgomery, Maryland | 799 | $ 257,302,000 | $ 322,030 | $ 144,000 |
| St. Mary's, Maryland | 757 | $ 188,531,000 | $ 249,050 | $ 122,000 |
| Kitsap, Washington | 734 | $ 143,431,000 | $ 195,410 | $ 90,000 |
| Honolulu, Hawaii | 714 | $ 227,138,000 | $ 318,120 | $ 109,000 |
| Escambia, Florida | 711 | $ 87,858,000 | $ 123,569 | $ 77,000 |
| Riverside, California | 709 | $ 172,818,000 | $ 243,748 | $ 106,000 |
| Loudoun, Virginia | 689 | $ 242,092,000 | $ 351,367 | $ 138,000 |
| District of Columbia, District Of Columbia | 632 | $ 151,574,000 | $ 239,832 | $ 112,000 |
| Stafford, Virginia | 597 | $ 147,457,000 | $ 246,996 | $ 124,000 |
| Charles, Maryland | 591 | $ 131,924,000 | $ 223,221 | $ 117,000 |
| Camden, Georgia | 493 | $ 64,711,000 | $ 131,259 | $ 72,000 |
| Los Angeles, California | 462 | $ 128,870,000 | $ 278,939 | $ 133,000 |
| New London, Connecticut | 414 | $ 67,381,000 | $ 162,756 | $ 89,000 |
| Clay, Florida | 403 | $ 65,595,000 | $ 162,766 | $ 87,000 |
| Arlington, Virginia | 391 | $ 143,704,000 | $ 367,529 | $ 156,000 |
| Spotsylvania, Virginia | 374 | $ 84,335,000 | $ 225,494 | $ 113,000 |
| Suffolk, Virginia | 359 | $ 72,336,000 | $ 201,493 | $ 102,000 |
| Maricopa, Arizona | 349 | $ 69,406,000 | $ 198,871 | $ 90,000 |
| Beaufort, South Carolina | 348 | $ 51,007,000 | $ 146,571 | $ 76,000 |
| Portsmouth, Virginia | 334 | $ 43,049,000 | $ 128,889 | $ 71,000 |
| Orange, California | 328 | $ 115,420,000 | $ 351,890 | $ 133,000 |
| Tarrant, Texas | 322 | $ 46,315,000 | $ 143,835 | $ 99,000 |
| Craven, North Carolina | 315 | $ 42,969,000 | $ 136,409 | $ 78,000 |
| Alexandria, Virginia | 315 | $ 99,813,000 | $ 316,866 | $ 139,000 |
| Clark, Nevada | 295 | $ 65,008,000 | $ 220,366 | $ 112,000 |
| San Bernardino, California | 288 | $ 51,061,000 | $ 177,295 | $ 93,000 |
| Calvert, Maryland | 285 | $ 69,770,000 | $ 244,807 | $ 119,000 |
| Hillsborough, Florida | 275 | $ 52,894,000 | $ 192,341 | $ 105,000 |
| Bexar, Texas | 264 | $ 41,623,000 | $ 157,662 | $ 95,000 |
| Howard, Maryland | 256 | $ 73,690,000 | $ 287,851 | $ 129,000 |
| Orange, Florida | 249 | $ 48,334,000 | $ 194,112 | $ 103,000 |
| King, Washington | 248 | $ 77,947,000 | $ 314,302 | $ 124,000 |
| Shelby, Tennessee | 245 | $ 36,483,000 | $ 148,910 | $ 99,000 |
| Harris, Texas | 243 | $ 34,897,000 | $ 143,609 | $ 103,000 |
| Wake, North Carolina | 240 | $ 47,657,000 | $ 198,570 | $ 103,000 |
| Island, Washington | 234 | $ 41,086,000 | $ 175,581 | $ 85,000 |
| Snohomish, Washington | 230 | $ 55,266,000 | $ 240,286 | $ 94,000 |
| Yuma, Arizona | 229 | $ 36,339,000 | $ 158,685 | $ 80,000 |
| Cook, Illinois | 227 | $ 46,193,000 | $ 203,493 | $ 119,000 |
| Hampton, Virginia | 225 | $ 28,074,000 | $ 124,773 | $ 77,000 |
| Santa Rosa, Florida | 212 | $ 32,987,000 | $ 155,599 | $ 89,000 |
| Newport, Rhode Island | 205 | $ 48,031,000 | $ 234,297 | $ 115,000 |
| Berkeley, South Carolina | 205 | $ 29,736,000 | $ 145,053 | $ 80,000 |
| Newport News, Virginia | 204 | $ 25,009,000 | $ 122,593 | $ 74,000 |
| Broward, Florida | 198 | $ 41,745,000 | $ 210,833 | $ 105,000 |
| Nueces, Texas | 195 | $ 23,055,000 | $ 118,230 | $ 77,000 |
| Fulton, Georgia | 194 | $ 40,507,000 | $ 208,798 | $ 116,000 |
| Charleston, South Carolina | 194 | $ 39,391,000 | $ 203,046 | $ 99,000 |
| Miami-Dade, Florida | 188 | $ 32,496,000 | $ 172,851 | $ 82,000 |
| Cobb, Georgia | 185 | $ 38,951,000 | $ 210,545 | $ 111,000 |
| Cuyahoga, Ohio | 183 | $ 17,959,000 | $ 98,136 | $ 75,000 |
| Philadelphia, Pennsylvania | 176 | $ 19,910,000 | $ 113,125 | $ 84,000 |
| Gwinnett, Georgia | 170 | $ 28,533,000 | $ 167,841 | $ 85,000 |
| Frederick, Maryland | 169 | $ 43,746,000 | $ 258,852 | $ 122,000 |
| St. Johns, Florida | 161 | $ 41,566,000 | $ 258,173 | $ 124,000 |
| Baltimore, Maryland | 160 | $ 35,802,000 | $ 223,762 | $ 102,000 |
| Seminole, Florida | 159 | $ 26,999,000 | $ 169,805 | $ 91,000 |
| Ventura, California | 157 | $ 55,440,000 | $ 353,121 | $ 128,000 |
| Camden, New Jersey | 155 | $ 20,819,000 | $ 134,316 | $ 92,000 |
| Carteret, North Carolina | 155 | $ 30,592,000 | $ 197,367 | $ 102,000 |
| Mecklenburg, North Carolina | 154 | $ 25,539,000 | $ 165,837 | $ 108,000 |
| Pierce, Washington | 154 | $ 37,875,000 | $ 245,941 | $ 107,000 |
| Orleans, Louisiana | 147 | $ 18,140,000 | $ 123,401 | $ 84,000 |
| El Paso, Colorado | 146 | $ 34,930,000 | $ 239,246 | $ 113,000 |
| Delaware, Pennsylvania | 146 | $ 25,536,000 | $ 174,904 | $ 99,000 |
| Montgomery, Pennsylvania | 138 | $ 26,943,000 | $ 195,239 | $ 110,000 |
| DeKalb, Georgia | 137 | $ 26,305,000 | $ 192,007 | $ 100,000 |
| Gloucester, New Jersey | 137 | $ 22,485,000 | $ 164,124 | $ 93,000 |
| Brevard, Florida | 135 | $ 26,053,000 | $ 192,985 | $ 105,000 |
| Dorchester, South Carolina | 135 | $ 20,428,000 | $ 151,318 | $ 79,000 |
| Baltimore City, Maryland | 133 | $ 19,507,000 | $ 146,669 | $ 87,000 |
| Chesterfield, Virginia | 130 | $ 25,024,000 | $ 192,492 | $ 101,000 |
| Lake, Illinois | 127 | $ 24,993,000 | $ 196,795 | $ 88,000 |
| St. Tammany, Louisiana | 122 | $ 19,815,000 | $ 162,418 | $ 102,000 |
| Dallas, Texas | 122 | $ 18,611,000 | $ 152,549 | $ 104,000 |
| Pima, Arizona | 117 | $ 23,453,000 | $ 200,452 | $ 94,000 |
| Kings, California | 116 | $ 20,050,000 | $ 172,844 | $ 83,000 |
| Jefferson, Louisiana | 114 | $ 12,491,000 | $ 109,570 | $ 77,000 |
| Henrico, Virginia | 112 | $ 24,001,000 | $ 214,294 | $ 104,000 |
| Bucks, Pennsylvania | 110 | $ 25,645,000 | $ 233,136 | $ 111,000 |
| Burlington, New Jersey | 106 | $ 19,399,000 | $ 183,009 | $ 107,000 |
| Pinellas, Florida | 104 | $ 20,883,000 | $ 200,798 | $ 119,000 |
| Harrison, Mississippi | 103 | $ 10,777,000 | $ 104,631 | $ 70,000 |
| Bernalillo, New Mexico | 103 | $ 18,144,000 | $ 176,155 | $ 97,000 |
| Fauquier, Virginia | 103 | $ 27,124,000 | $ 263,339 | $ 115,000 |
| King George, Virginia | 101 | $ 21,930,000 | $ 217,128 | $ 117,000 |
| Madison, Alabama | 99 | $ 20,230,000 | $ 204,343 | $ 121,000 |
| York, Pennsylvania | 99 | $ 16,806,000 | $ 169,757 | $ 98,000 |
| Kern, California | 97 | $ 16,411,000 | $ 169,185 | $ 87,000 |
| Currituck, North Carolina | 97 | $ 22,490,000 | $ 231,855 | $ 125,000 |
| Santa Clara, California | 96 | $ 38,570,000 | $ 401,770 | $ 150,000 |
| Chester, Pennsylvania | 96 | $ 22,186,000 | $ 231,104 | $ 128,000 |
| York, Virginia | 95 | $ 23,300,000 | $ 245,263 | $ 108,000 |
| Volusia, Florida | 94 | $ 14,658,000 | $ 155,936 | $ 80,000 |
| Denton, Texas | 94 | $ 14,325,000 | $ 152,393 | $ 124,000 |
| Collin, Texas | 93 | $ 16,505,000 | $ 177,473 | $ 109,000 |
| New Castle, Delaware | 90 | $ 17,131,000 | $ 190,344 | $ 101,000 |
| Nassau, Florida | 90 | $ 15,594,000 | $ 173,266 | $ 97,000 |
| Pasco, Florida | 90 | $ 17,650,000 | $ 196,111 | $ 101,000 |
| Palm Beach, Florida | 88 | $ 16,155,000 | $ 183,579 | $ 91,000 |
| Oklahoma, Oklahoma | 88 | $ 13,162,000 | $ 149,568 | $ 87,000 |
| James City, Virginia | 87 | $ 26,249,000 | $ 301,712 | $ 128,000 |
| Middlesex, Massachusetts | 85 | $ 25,436,000 | $ 299,247 | $ 145,000 |
| Ocean, New Jersey | 82 | $ 18,168,000 | $ 221,560 | $ 112,000 |
| Travis, Texas | 82 | $ 19,440,000 | $ 237,073 | $ 142,000 |
| Alameda, California | 79 | $ 28,869,000 | $ 365,430 | $ 143,000 |
| Suffolk, New York | 79 | $ 17,956,000 | $ 227,291 | $ 126,000 |
| Sussex, Delaware | 77 | $ 21,728,000 | $ 282,181 | $ 139,000 |
| Bay, Florida | 77 | $ 12,902,000 | $ 167,558 | $ 101,000 |
| Washington, Rhode Island | 77 | $ 18,985,000 | $ 246,558 | $ 119,000 |
| Richland, South Carolina | 77 | $ 11,208,000 | $ 145,558 | $ 135,000 |
| Sacramento, California | 76 | $ 17,190,000 | $ 226,184 | $ 104,000 |
| Cumberland, Maine | 74 | $ 11,977,000 | $ 161,851 | $ 91,000 |
| Saratoga, New York | 74 | $ 13,146,000 | $ 177,648 | $ 89,000 |
| Tipton, Tennessee | 74 | $ 10,321,000 | $ 139,472 | $ 76,000 |
| Queen Anne's, Maryland | 73 | $ 21,391,000 | $ 293,027 | $ 138,000 |
| Allegheny, Pennsylvania | 72 | $ 10,491,000 | $ 145,708 | $ 102,000 |
| Polk, Florida | 71 | $ 10,839,000 | $ 152,661 | $ 80,000 |
| Contra Costa, California | 70 | $ 22,708,000 | $ 324,400 | $ 138,000 |
| Harford, Maryland | 70 | $ 16,460,000 | $ 235,142 | $ 114,000 |
| Frederick, Virginia | 70 | $ 15,403,000 | $ 220,042 | $ 98,000 |
| New Hanover, North Carolina | 68 | $ 12,941,000 | $ 190,308 | $ 97,000 |
| Clark, Washington | 68 | $ 15,905,000 | $ 233,897 | $ 94,000 |
| Monterey, California | 67 | $ 25,472,000 | $ 380,179 | $ 140,000 |
| Bristol, Massachusetts | 65 | $ 14,172,000 | $ 218,030 | $ 100,000 |
| Monmouth, New Jersey | 65 | $ 15,614,000 | $ 240,215 | $ 151,000 |
| Essex, Massachusetts | 64 | $ 20,035,000 | $ 313,046 | $ 123,000 |
| Pasquotank, North Carolina | 64 | $ 9,786,000 | $ 152,906 | $ 73,000 |
| Franklin, Ohio | 64 | $ 8,267,000 | $ 129,171 | $ 85,000 |
| Fort Bend, Texas | 64 | $ 8,850,000 | $ 138,281 | $ 98,000 |
| Isle of Wight, Virginia | 64 | $ 15,797,000 | $ 246,828 | $ 106,000 |
| Orange, Virginia | 64 | $ 12,718,000 | $ 198,718 | $ 98,000 |
| Arapahoe, Colorado | 63 | $ 13,673,000 | $ 217,031 | $ 116,000 |
| Horry, South Carolina | 63 | $ 11,064,000 | $ 175,619 | $ 112,000 |
| Kenosha, Wisconsin | 63 | $ 10,755,000 | $ 170,714 | $ 88,000 |
| Baldwin, Alabama | 62 | $ 9,386,000 | $ 151,387 | $ 77,000 |
| Lake, Florida | 62 | $ 11,800,000 | $ 190,322 | $ 79,000 |
| Columbia, Georgia | 62 | $ 10,222,000 | $ 164,870 | $ 89,000 |
| Williamson, Texas | 62 | $ 10,084,000 | $ 162,645 | $ 91,000 |
| Berkeley, West Virginia | 62 | $ 11,217,000 | $ 180,919 | $ 93,000 |
| Mobile, Alabama | 61 | $ 8,684,000 | $ 142,360 | $ 81,000 |
| Douglas, Colorado | 61 | $ 18,103,000 | $ 296,770 | $ 138,000 |
| Rockingham, New Hampshire | 61 | $ 15,593,000 | $ 255,622 | $ 138,000 |
| Cumberland, North Carolina | 61 | $ 8,195,000 | $ 134,344 | $ 88,000 |
| Dougherty, Georgia | 60 | $ 6,057,000 | $ 100,950 | $ 84,000 |
| York, Maine | 60 | $ 12,869,000 | $ 214,483 | $ 105,000 |
| Middlesex, New Jersey | 60 | $ 11,817,000 | $ 196,950 | $ 108,000 |
| Dare, North Carolina | 60 | $ 16,357,000 | $ 272,616 | $ 161,000 |
| Cumberland, Pennsylvania | 60 | $ 13,791,000 | $ 229,850 | $ 151,000 |
| Jefferson, Alabama | 59 | $ 8,897,000 | $ 150,796 | $ 102,000 |
| Chatham, Georgia | 59 | $ 8,274,000 | $ 140,237 | $ 94,000 |
| Multnomah, Oregon | 59 | $ 14,243,000 | $ 241,406 | $ 104,000 |
| Greenville, South Carolina | 59 | $ 8,183,000 | $ 138,694 | $ 72,000 |
| El Paso, Texas | 59 | $ 7,058,000 | $ 119,627 | $ 85,000 |
| Guilford, North Carolina | 58 | $ 7,626,000 | $ 131,482 | $ 89,000 |
| Caroline, Virginia | 58 | $ 8,358,000 | $ 144,103 | $ 89,000 |
| Manassas, Virginia | 58 | $ 11,217,000 | $ 193,396 | $ 86,000 |
| Solano, California | 57 | $ 12,900,000 | $ 226,315 | $ 112,000 |
| New Haven, Connecticut | 57 | $ 11,537,000 | $ 202,403 | $ 115,000 |
| Lee, Florida | 57 | $ 11,105,000 | $ 194,824 | $ 130,000 |
| Henry, Georgia | 57 | $ 9,537,000 | $ 167,315 | $ 105,000 |
| Worcester, Maryland | 57 | $ 12,180,000 | $ 213,684 | $ 144,000 |
| Wayne, Michigan | 57 | $ 5,383,000 | $ 94,438 | $ 77,000 |
| Washington, Oregon | 57 | $ 12,968,000 | $ 227,508 | $ 95,000 |
| Fairfax City, Virginia | 57 | $ 19,414,000 | $ 340,596 | $ 142,000 |
| Plymouth, Massachusetts | 56 | $ 13,718,000 | $ 244,964 | $ 118,000 |
| Brunswick, North Carolina | 56 | $ 10,315,000 | $ 184,196 | $ 114,000 |
| Providence, Rhode Island | 56 | $ 11,614,000 | $ 207,392 | $ 88,000 |
| Hartford, Connecticut | 55 | $ 10,406,000 | $ 189,200 | $ 106,000 |
| Cherokee, Georgia | 55 | $ 12,189,000 | $ 221,618 | $ 114,000 |
| Jefferson, Kentucky | 55 | $ 7,683,000 | $ 139,690 | $ 82,000 |
| San Patricio, Texas | 55 | $ 5,560,000 | $ 101,090 | $ 75,000 |
| Richmond City, Virginia | 55 | $ 8,967,000 | $ 163,036 | $ 99,000 |
| Mason, Washington | 55 | $ 9,229,000 | $ 167,800 | $ 81,000 |
| Fairfield, Connecticut | 54 | $ 18,725,000 | $ 346,759 | $ 163,000 |
| Carroll, Maryland | 54 | $ 14,659,000 | $ 271,462 | $ 126,000 |
| St. Louis, Missouri | 54 | $ 9,078,000 | $ 168,111 | $ 94,000 |
| Salt Lake, Utah | 54 | $ 11,717,000 | $ 216,981 | $ 90,000 |
| Okaloosa, Florida | 53 | $ 9,295,000 | $ 175,377 | $ 100,000 |
| Churchill, Nevada | 53 | $ 7,742,000 | $ 146,075 | $ 87,000 |
| Knox, Tennessee | 53 | $ 9,708,000 | $ 183,169 | $ 102,000 |
| Worcester, Massachusetts | 51 | $ 10,062,000 | $ 197,294 | $ 117,000 |
| Osceola, Florida | 50 | $ 9,280,000 | $ 185,600 | $ 89,000 |
| Queens, New York | 50 | $ 12,574,000 | $ 251,480 | $ 102,000 |
| Johnson, Kansas | 49 | $ 8,333,000 | $ 170,061 | $ 90,000 |
| Warren, Virginia | 49 | $ 11,283,000 | $ 230,265 | $ 97,000 |
| Denver, Colorado | 48 | $ 10,258,000 | $ 213,708 | $ 118,000 |
| Lauderdale, Mississippi | 48 | $ 6,514,000 | $ 135,708 | $ 88,000 |
| Jackson, Missouri | 48 | $ 5,595,000 | $ 116,562 | $ 93,000 |
| Nassau, New York | 48 | $ 12,013,000 | $ 250,270 | $ 135,000 |
| Jefferson, West Virginia | 48 | $ 9,840,000 | $ 205,000 | $ 96,000 |
| Marion, Florida | 47 | $ 7,235,000 | $ 153,936 | $ 87,000 |
| Sarpy, Nebraska | 47 | $ 6,842,000 | $ 145,574 | $ 104,000 |
| Fresno, California | 46 | $ 9,197,000 | $ 199,934 | $ 101,000 |
| Jefferson, Colorado | 46 | $ 10,958,000 | $ 238,217 | $ 114,000 |
| Kings, New York | 46 | $ 9,050,000 | $ 196,739 | $ 106,000 |
| Skagit, Washington | 46 | $ 11,768,000 | $ 255,826 | $ 107,000 |
| Pinal, Arizona | 45 | $ 6,023,000 | $ 133,844 | $ 82,000 |
| Sagadahoc, Maine | 45 | $ 7,187,000 | $ 159,711 | $ 85,000 |
| Erie, New York | 45 | $ 5,142,000 | $ 114,266 | $ 74,000 |
| Montgomery, Texas | 45 | $ 8,032,000 | $ 178,488 | $ 108,000 |
| Hennepin, Minnesota | 44 | $ 10,367,000 | $ 235,613 | $ 115,000 |
| Johnston, North Carolina | 44 | $ 5,796,000 | $ 131,727 | $ 87,000 |
| Culpeper, Virginia | 44 | $ 11,301,000 | $ 256,840 | $ 87,000 |
| East Baton Rouge, Louisiana | 43 | $ 5,160,000 | $ 120,000 | $ 82,000 |
| Barnstable, Massachusetts | 42 | $ 10,639,000 | $ 253,309 | $ 134,000 |
| Oakland, Michigan | 42 | $ 7,160,000 | $ 170,476 | $ 99,000 |
| Cleveland, Oklahoma | 42 | $ 7,256,000 | $ 172,761 | $ 96,000 |
| Clayton, Georgia | 41 | $ 3,795,000 | $ 92,560 | $ 65,000 |
| Forsyth, Georgia | 41 | $ 9,159,000 | $ 223,390 | $ 125,000 |
| DuPage, Illinois | 41 | $ 8,616,000 | $ 210,146 | $ 120,000 |
| Kane, Illinois | 41 | $ 10,408,000 | $ 253,853 | $ 137,000 |
| Hillsborough, New Hampshire | 41 | $ 9,818,000 | $ 239,463 | $ 121,000 |
| Guadalupe, Texas | 41 | $ 6,142,000 | $ 149,804 | $ 79,000 |
| Louisa, Virginia | 41 | $ 9,872,000 | $ 240,780 | $ 100,000 |
| Kent, Delaware | 40 | $ 7,410,000 | $ 185,250 | $ 80,000 |
| Manatee, Florida | 40 | $ 8,312,000 | $ 207,800 | $ 101,000 |
| Lee, Georgia | 40 | $ 5,900,000 | $ 147,500 | $ 90,000 |
| Will, Illinois | 40 | $ 8,736,000 | $ 218,400 | $ 109,000 |
| Norfolk, Massachusetts | 40 | $ 11,155,000 | $ 278,875 | $ 137,000 |
| Bristol, Rhode Island | 40 | $ 10,576,000 | $ 264,400 | $ 115,000 |
| Kent, Rhode Island | 40 | $ 9,165,000 | $ 229,125 | $ 85,000 |
| Bell, Texas | 40 | $ 3,363,000 | $ 84,075 | $ 93,000 |
| Gloucester, Virginia | 40 | $ 6,547,000 | $ 163,675 | $ 81,000 |
| Thurston, Washington | 40 | $ 8,693,000 | $ 217,325 | $ 106,000 |
| St. Lucie, Florida | 39 | $ 7,042,000 | $ 180,564 | $ 99,000 |
| Glynn, Georgia | 39 | $ 6,173,000 | $ 158,282 | $ 92,000 |
| Hawaii, Hawaii | 39 | $ 10,749,000 | $ 275,615 | $ 130,000 |
| Summit, Ohio | 39 | $ 7,738,000 | $ 198,410 | $ 88,000 |
| Monroe, New York | 38 | $ 5,482,000 | $ 144,263 | $ 97,000 |
| Union, North Carolina | 38 | $ 8,046,000 | $ 211,736 | $ 110,000 |
| Westmoreland, Virginia | 38 | $ 9,421,000 | $ 247,921 | $ 157,000 |
| Boulder, Colorado | 37 | $ 11,346,000 | $ 306,648 | $ 150,000 |
| Sarasota, Florida | 37 | $ 6,625,000 | $ 179,054 | $ 134,000 |
| Jackson, Mississippi | 37 | $ 5,018,000 | $ 135,621 | $ 100,000 |
| Hamilton, Ohio | 37 | $ 6,855,000 | $ 185,270 | $ 100,000 |
| Davidson, Tennessee | 37 | $ 5,480,000 | $ 148,108 | $ 117,000 |
| Macomb, Michigan | 36 | $ 5,696,000 | $ 158,222 | $ 83,000 |
| Bergen, New Jersey | 36 | $ 8,913,000 | $ 247,583 | $ 133,000 |
| Adams, Pennsylvania | 36 | $ 7,026,000 | $ 195,166 | $ 88,000 |
| Hanover, Virginia | 36 | $ 8,414,000 | $ 233,722 | $ 97,000 |
| Anchorage, Alaska | 35 | $ 9,236,000 | $ 263,885 | $ 123,000 |
| Ada, Idaho | 35 | $ 7,178,000 | $ 205,085 | $ 97,000 |
| Sedgwick, Kansas | 35 | $ 5,292,000 | $ 151,200 | $ 85,000 |
| Comal, Texas | 35 | $ 8,627,000 | $ 246,485 | $ 133,000 |
| Falls Church, Virginia | 35 | $ 13,350,000 | $ 381,428 | $ 152,000 |
| Placer, California | 34 | $ 9,315,000 | $ 273,970 | $ 174,000 |
| Windham, Connecticut | 34 | $ 5,299,000 | $ 155,852 | $ 75,000 |
| Alachua, Florida | 34 | $ 4,906,000 | $ 144,294 | $ 101,000 |
| Fayette, Georgia | 34 | $ 7,583,000 | $ 223,029 | $ 141,000 |
| Paulding, Georgia | 34 | $ 3,781,000 | $ 111,205 | $ 83,000 |
| Union, New Jersey | 34 | $ 9,189,000 | $ 270,264 | $ 154,000 |
| Orange, New York | 34 | $ 6,782,000 | $ 199,470 | $ 106,000 |
| Fredericksburg, Virginia | 34 | $ 8,972,000 | $ 263,882 | $ 112,000 |
| Cochise, Arizona | 33 | $ 5,338,000 | $ 161,757 | $ 100,000 |
| DeSoto, Mississippi | 33 | $ 5,333,000 | $ 161,606 | $ 102,000 |
| St. Charles, Missouri | 33 | $ 5,712,000 | $ 173,090 | $ 84,000 |
| Montgomery, Ohio | 33 | $ 3,669,000 | $ 111,181 | $ 91,000 |
| Clackamas, Oregon | 33 | $ 8,761,000 | $ 265,484 | $ 116,000 |
| Hamilton, Tennessee | 33 | $ 5,375,000 | $ 162,878 | $ 88,000 |
| Atlantic, New Jersey | 32 | $ 6,084,000 | $ 190,125 | $ 105,000 |
| Essex, New Jersey | 32 | $ 10,320,000 | $ 322,500 | $ 129,000 |
| Hudson, New Jersey | 32 | $ 8,966,000 | $ 280,187 | $ 132,000 |
| Sandoval, New Mexico | 32 | $ 6,944,000 | $ 217,000 | $ 87,000 |
| Cabarrus, North Carolina | 32 | $ 4,787,000 | $ 149,593 | $ 82,000 |
| Durham, North Carolina | 32 | $ 5,693,000 | $ 177,906 | $ 91,000 |
| Forsyth, North Carolina | 32 | $ 3,656,000 | $ 114,250 | $ 109,000 |
| Montgomery, Tennessee | 32 | $ 4,040,000 | $ 126,250 | $ 89,000 |
| Spokane, Washington | 32 | $ 7,039,000 | $ 219,968 | $ 93,000 |
| Milwaukee, Wisconsin | 32 | $ 4,627,000 | $ 144,593 | $ 82,000 |
| Flagler, Florida | 31 | $ 4,575,000 | $ 147,580 | $ 78,000 |
| Leon, Florida | 31 | $ 5,090,000 | $ 164,193 | $ 93,000 |
| St. Clair, Illinois | 31 | $ 5,621,000 | $ 181,322 | $ 108,000 |
| Marion, Indiana | 31 | $ 3,955,000 | $ 127,580 | $ 85,000 |
| Williamson, Tennessee | 31 | $ 7,410,000 | $ 239,032 | $ 140,000 |
| Galveston, Texas | 31 | $ 3,631,000 | $ 117,129 | $ 93,000 |
| Yavapai, Arizona | 30 | $ 5,345,000 | $ 178,166 | $ 84,000 |
| Larimer, Colorado | 30 | $ 6,940,000 | $ 231,333 | $ 96,000 |
| Collier, Florida | 30 | $ 7,527,000 | $ 250,900 | $ 152,000 |
| Cape May, New Jersey | 30 | $ 8,507,000 | $ 283,566 | $ 141,000 |
| Westchester, New York | 30 | $ 8,440,000 | $ 281,333 | $ 145,000 |
| Comanche, Oklahoma | 30 | $ 3,431,000 | $ 114,366 | $ 72,000 |
| Tulsa, Oklahoma | 30 | $ 3,766,000 | $ 125,533 | $ 74,000 |
| Albemarle, Virginia | 30 | $ 7,107,000 | $ 236,900 | $ 120,000 |
| Middlesex, Connecticut | 29 | $ 6,081,000 | $ 209,689 | $ 107,000 |
| McHenry, Illinois | 29 | $ 5,549,000 | $ 191,344 | $ 103,000 |
| Ascension, Louisiana | 29 | $ 5,248,000 | $ 180,965 | $ 95,000 |
| Berks, Pennsylvania | 29 | $ 3,544,000 | $ 122,206 | $ 71,000 |
| York, South Carolina | 29 | $ 4,761,000 | $ 164,172 | $ 94,000 |
| Davis, Utah | 29 | $ 6,800,000 | $ 234,482 | $ 101,000 |
| Pulaski, Arkansas | 28 | $ 3,277,000 | $ 117,035 | $ 81,000 |
| Sumter, Florida | 28 | $ 4,541,000 | $ 162,178 | $ 99,000 |
| Richmond, Georgia | 28 | $ 2,831,000 | $ 101,107 | $ 65,000 |
| Morris, New Jersey | 28 | $ 9,240,000 | $ 330,000 | $ 188,000 |
| Dona Ana, New Mexico | 28 | $ 5,051,000 | $ 180,392 | $ 96,000 |
| Moore, North Carolina | 28 | $ 4,236,000 | $ 151,285 | $ 87,000 |
| Pender, North Carolina | 28 | $ 5,353,000 | $ 191,178 | $ 98,000 |
| Lorain, Ohio | 28 | $ 4,194,000 | $ 149,785 | $ 72,000 |
| Spartanburg, South Carolina | 28 | $ 3,657,000 | $ 130,607 | $ 74,000 |
| Brazoria, Texas | 28 | $ 4,481,000 | $ 160,035 | $ 91,000 |
| Penobscot, Maine | 27 | $ 3,269,000 | $ 121,074 | $ 82,000 |
| Suffolk, Massachusetts | 27 | $ 8,482,000 | $ 314,148 | $ 145,000 |
| Douglas, Nebraska | 27 | $ 4,928,000 | $ 182,518 | $ 128,000 |
| Schenectady, New York | 27 | $ 3,470,000 | $ 128,518 | $ 86,000 |
| Lexington, South Carolina | 27 | $ 3,761,000 | $ 139,296 | $ 90,000 |
| Kleberg, Texas | 27 | $ 1,951,000 | $ 72,259 | $ 81,000 |
| San Francisco, California | 26 | $ 10,592,000 | $ 407,384 | $ 180,000 |
| Adams, Colorado | 26 | $ 4,225,000 | $ 162,500 | $ 76,000 |
| Houston, Georgia | 26 | $ 3,496,000 | $ 134,461 | $ 77,000 |
| Androscoggin, Maine | 26 | $ 3,371,000 | $ 129,653 | $ 67,000 |
| Duplin, North Carolina | 26 | $ 2,642,000 | $ 101,615 | $ 64,000 |
| Butler, Ohio | 26 | $ 3,561,000 | $ 136,961 | $ 93,000 |
| Cameron, Texas | 26 | $ 2,308,000 | $ 88,769 | $ 105,000 |
| Montgomery, Virginia | 26 | $ 4,610,000 | $ 177,307 | $ 119,000 |
| Benton, Washington | 26 | $ 4,879,000 | $ 187,653 | $ 116,000 |
| San Joaquin, California | 25 | $ 5,256,000 | $ 210,240 | $ 103,000 |
| Douglas, Georgia | 25 | $ 5,202,000 | $ 208,080 | $ 88,000 |
| Kennebec, Maine | 25 | $ 3,109,000 | $ 124,360 | $ 85,000 |
| Washington, Maryland | 25 | $ 6,268,000 | $ 250,720 | $ 99,000 |
| Washoe, Nevada | 25 | $ 6,749,000 | $ 269,960 | $ 115,000 |
| Richmond, New York | 25 | $ 4,863,000 | $ 194,520 | $ 94,000 |
| Westmoreland, Pennsylvania | 25 | $ 2,976,000 | $ 119,040 | $ 90,000 |
| Aiken, South Carolina | 25 | $ 2,879,000 | $ 115,160 | $ 108,000 |
| Whatcom, Washington | 25 | $ 5,844,000 | $ 233,760 | $ 99,000 |
| Hampden, Massachusetts | 24 | $ 3,928,000 | $ 163,666 | $ 98,000 |
| Somerset, New Jersey | 24 | $ 7,479,000 | $ 311,625 | $ 142,000 |
| Camden, North Carolina | 24 | $ 5,017,000 | $ 209,041 | $ 94,000 |
| Iredell, North Carolina | 24 | $ 6,601,000 | $ 275,041 | $ 125,000 |
| Lancaster, Pennsylvania | 24 | $ 4,069,000 | $ 169,541 | $ 95,000 |
| Manassas Park, Virginia | 24 | $ 5,627,000 | $ 234,458 | $ 98,000 |
| San Mateo, California | 23 | $ 10,445,000 | $ 454,130 | $ 203,000 |
| Stanislaus, California | 23 | $ 4,121,000 | $ 179,173 | $ 91,000 |
| Talbot, Maryland | 23 | $ 7,177,000 | $ 312,043 | $ 124,000 |
| Wicomico, Maryland | 23 | $ 3,730,000 | $ 162,173 | $ 70,000 |
| Strafford, New Hampshire | 23 | $ 4,735,000 | $ 205,869 | $ 119,000 |
| Buncombe, North Carolina | 23 | $ 7,060,000 | $ 306,956 | $ 231,000 |
| Henderson, North Carolina | 23 | $ 4,262,000 | $ 185,304 | $ 83,000 |
| Pitt, North Carolina | 23 | $ 3,399,000 | $ 147,782 | $ 103,000 |
| Lake, Ohio | 23 | $ 2,960,000 | $ 128,695 | $ 70,000 |
| Butler, Pennsylvania | 23 | $ 3,920,000 | $ 170,434 | $ 90,000 |
| Dauphin, Pennsylvania | 23 | $ 3,080,000 | $ 133,913 | $ 78,000 |
| Northampton, Pennsylvania | 23 | $ 4,263,000 | $ 185,347 | $ 170,000 |
| Roanoke, Virginia | 23 | $ 3,638,000 | $ 158,173 | $ 88,000 |
| Shenandoah, Virginia | 23 | $ 4,981,000 | $ 216,565 | $ 101,000 |
| Mohave, Arizona | 22 | $ 2,868,000 | $ 130,363 | $ 73,000 |
| Weld, Colorado | 22 | $ 3,908,000 | $ 177,636 | $ 96,000 |
| Tolland, Connecticut | 22 | $ 4,435,000 | $ 201,590 | $ 111,000 |
| Bibb, Georgia | 22 | $ 2,075,000 | $ 94,318 | $ 90,000 |
| Luzerne, Pennsylvania | 22 | $ 1,875,000 | $ 85,227 | $ 65,000 |
| Anderson, South Carolina | 22 | $ 2,836,000 | $ 128,909 | $ 91,000 |
| Parker, Texas | 22 | $ 2,878,000 | $ 130,818 | $ 100,000 |
| Mecklenburg, Virginia | 22 | $ 2,883,000 | $ 131,045 | $ 102,000 |
| Dane, Wisconsin | 22 | $ 4,663,000 | $ 211,954 | $ 100,000 |
| Sonoma, California | 21 | $ 8,837,000 | $ 420,809 | $ 175,000 |
| Charlotte, Florida | 21 | $ 3,973,000 | $ 189,190 | $ 103,000 |
| Muscogee, Georgia | 21 | $ 3,149,000 | $ 149,952 | $ 81,000 |
| Walton, Georgia | 21 | $ 3,693,000 | $ 175,857 | $ 94,000 |
| Hamilton, Indiana | 21 | $ 4,517,000 | $ 215,095 | $ 101,000 |
| Kent, Michigan | 21 | $ 2,946,000 | $ 140,285 | $ 91,000 |
| Onondaga, New York | 21 | $ 3,182,000 | $ 151,523 | $ 88,000 |
| Lane, Oregon | 21 | $ 3,228,000 | $ 153,714 | $ 101,000 |
| Hidalgo, Texas | 21 | $ 1,565,000 | $ 74,523 | $ 112,000 |
| Jefferson, Washington | 21 | $ 4,874,000 | $ 232,095 | $ 104,000 |
| Waukesha, Wisconsin | 21 | $ 4,098,000 | $ 195,142 | $ 110,000 |
| Lee, Alabama | 20 | $ 2,425,000 | $ 121,250 | $ 65,000 |
| Shelby, Alabama | 20 | $ 3,253,000 | $ 162,650 | $ 87,000 |
| Benton, Arkansas | 20 | $ 3,890,000 | $ 194,500 | $ 91,000 |
| Santa Barbara, California | 20 | $ 6,361,000 | $ 318,050 | $ 123,000 |
| Tulare, California | 20 | $ 3,119,000 | $ 155,950 | $ 97,000 |
| Citrus, Florida | 20 | $ 2,627,000 | $ 131,350 | $ 67,000 |
| Monroe, Florida | 20 | $ 6,007,000 | $ 300,350 | $ 128,000 |
| Allen, Indiana | 20 | $ 3,853,000 | $ 192,650 | $ 103,000 |
| Hancock, Maine | 20 | $ 3,823,000 | $ 191,150 | $ 96,000 |
| Washington, Minnesota | 20 | $ 5,260,000 | $ 263,000 | $ 121,000 |
| Pearl River, Mississippi | 20 | $ 3,227,000 | $ 161,350 | $ 72,000 |
| Merrimack, New Hampshire | 20 | $ 4,081,000 | $ 204,050 | $ 108,000 |
| Nash, North Carolina | 20 | $ 3,265,000 | $ 163,250 | $ 107,000 |
| Medina, Ohio | 20 | $ 2,732,000 | $ 136,600 | $ 88,000 |
| Warren, Ohio | 20 | $ 3,456,000 | $ 172,800 | $ 96,000 |
| Orangeburg, South Carolina | 20 | $ 1,615,000 | $ 80,750 | $ 81,000 |
| Brazos, Texas | 20 | $ 3,237,000 | $ 161,850 | $ 134,000 |
| McLennan, Texas | 20 | $ 2,541,000 | $ 127,050 | $ 112,000 |
| Bedford, Virginia | 20 | $ 5,152,000 | $ 257,600 | $ 163,000 |
| Tuscaloosa, Alabama | 19 | $ 2,753,000 | $ 144,894 | $ 99,000 |
| Imperial, California | 19 | $ 2,800,000 | $ 147,368 | $ 76,000 |
| Walton, Florida | 19 | $ 3,337,000 | $ 175,631 | $ 105,000 |
| Bryan, Georgia | 19 | $ 3,762,000 | $ 198,000 | $ 95,000 |
| Clarke, Georgia | 19 | $ 2,379,000 | $ 125,210 | $ 58,000 |
| Lake, Indiana | 19 | $ 1,784,000 | $ 93,894 | $ 67,000 |
| Monroe, Indiana | 19 | $ 3,028,000 | $ 159,368 | $ 101,000 |
| Ouachita, Louisiana | 19 | $ 960,000 | $ 50,526 | $ 76,000 |
| Salem, New Jersey | 19 | $ 2,025,000 | $ 106,578 | $ 85,000 |
| Sussex, New Jersey | 19 | $ 4,552,000 | $ 239,578 | $ 117,000 |
| Albany, New York | 19 | $ 2,679,000 | $ 141,000 | $ 83,000 |
| Orange, North Carolina | 19 | $ 5,651,000 | $ 297,421 | $ 146,000 |
| Marion, Oregon | 19 | $ 4,059,000 | $ 213,631 | $ 100,000 |
| Lehigh, Pennsylvania | 19 | $ 2,972,000 | $ 156,421 | $ 84,000 |
| Colleton, South Carolina | 19 | $ 1,387,000 | $ 73,000 | $ 78,000 |
| Ellis, Texas | 19 | $ 2,887,000 | $ 151,947 | $ 86,000 |
| Augusta, Virginia | 19 | $ 3,186,000 | $ 167,684 | $ 94,000 |
| Montgomery, Alabama | 18 | $ 1,388,000 | $ 77,111 | $ 83,000 |
| Coweta, Georgia | 18 | $ 3,545,000 | $ 196,944 | $ 115,000 |
| Maui, Hawaii | 18 | $ 8,060,000 | $ 447,777 | $ 134,000 |
| Winnebago, Illinois | 18 | $ 1,863,000 | $ 103,500 | $ 88,000 |
| Scott, Iowa | 18 | $ 2,824,000 | $ 156,888 | $ 85,000 |
| Dakota, Minnesota | 18 | $ 2,903,000 | $ 161,277 | $ 100,000 |
| Hancock, Mississippi | 18 | $ 2,167,000 | $ 120,388 | $ 107,000 |
| Hinds, Mississippi | 18 | $ 1,614,000 | $ 89,666 | $ 72,000 |
| Lyon, Nevada | 18 | $ 2,751,000 | $ 152,833 | $ 84,000 |
| Delaware, Ohio | 18 | $ 3,106,000 | $ 172,555 | $ 94,000 |
| Greene, Ohio | 18 | $ 2,206,000 | $ 122,555 | $ 88,000 |
| Stark, Ohio | 18 | $ 1,913,000 | $ 106,277 | $ 78,000 |
| Monroe, Pennsylvania | 18 | $ 3,227,000 | $ 179,277 | $ 99,000 |
| Sullivan, Tennessee | 18 | $ 1,514,000 | $ 84,111 | $ 71,000 |
| Johnson, Texas | 18 | $ 1,690,000 | $ 93,888 | $ 73,000 |
| Utah, Utah | 18 | $ 3,522,000 | $ 195,666 | $ 89,000 |
| Clarke, Virginia | 18 | $ 5,427,000 | $ 301,500 | $ 134,000 |
| Fluvanna, Virginia | 18 | $ 4,358,000 | $ 242,111 | $ 124,000 |
| San Luis Obispo, California | 17 | $ 4,864,000 | $ 286,117 | $ 95,000 |
| Barrow, Georgia | 17 | $ 3,267,000 | $ 192,176 | $ 98,000 |
| Hall, Georgia | 17 | $ 3,639,000 | $ 214,058 | $ 99,000 |
| Newton, Georgia | 17 | $ 1,633,000 | $ 96,058 | $ 71,000 |
| Boone, Kentucky | 17 | $ 2,310,000 | $ 135,882 | $ 86,000 |
| Lafayette, Louisiana | 17 | $ 3,503,000 | $ 206,058 | $ 114,000 |
| Cecil, Maryland | 17 | $ 4,946,000 | $ 290,941 | $ 180,000 |
| Berrien, Michigan | 17 | $ 2,041,000 | $ 120,058 | $ 88,000 |
| Greene, Missouri | 17 | $ 1,969,000 | $ 115,823 | $ 54,000 |
| Pulaski, Missouri | 17 | $ 2,142,000 | $ 126,000 | $ 89,000 |
| Lancaster, Nebraska | 17 | $ 1,938,000 | $ 114,000 | $ 78,000 |
| Mercer, New Jersey | 17 | $ 3,657,000 | $ 215,117 | $ 139,000 |
| Otero, New Mexico | 17 | $ 1,774,000 | $ 104,352 | $ 63,000 |
| Fairfield, Ohio | 17 | $ 2,761,000 | $ 162,411 | $ 87,000 |
| Crawford, Pennsylvania | 17 | $ 723,000 | $ 42,529 | $ 60,000 |
| Limestone, Alabama | 16 | $ 3,799,000 | $ 237,437 | $ 109,000 |
| Marin, California | 16 | $ 9,180,000 | $ 573,750 | $ 260,000 |
| Bonneville, Idaho | 16 | $ 3,217,000 | $ 201,062 | $ 115,000 |
| Madison, Illinois | 16 | $ 2,334,000 | $ 145,875 | $ 94,000 |
| Tangipahoa, Louisiana | 16 | $ 1,555,000 | $ 97,187 | $ 88,000 |
| Flathead, Montana | 16 | $ 3,783,000 | $ 236,437 | $ 134,000 |
| Gaston, North Carolina | 16 | $ 2,269,000 | $ 141,812 | $ 74,000 |
| Gates, North Carolina | 16 | $ 2,160,000 | $ 135,000 | $ 72,000 |
| Harnett, North Carolina | 16 | $ 2,836,000 | $ 177,250 | $ 81,000 |
| Hertford, North Carolina | 16 | $ 920,000 | $ 57,500 | $ 61,000 |
| Centre, Pennsylvania | 16 | $ 3,120,000 | $ 195,000 | $ 107,000 |
| Jasper, South Carolina | 16 | $ 1,992,000 | $ 124,500 | $ 79,000 |
| Sumner, Tennessee | 16 | $ 3,638,000 | $ 227,375 | $ 139,000 |
| Washington, Tennessee | 16 | $ 2,593,000 | $ 162,062 | $ 81,000 |
| Hays, Texas | 16 | $ 2,095,000 | $ 130,937 | $ 96,000 |
| Northumberland, Virginia | 16 | $ 6,270,000 | $ 391,875 | $ 164,000 |
| Hampshire, West Virginia | 16 | $ 2,382,000 | $ 148,875 | $ 108,000 |
| Harrison, West Virginia | 16 | $ 2,002,000 | $ 125,125 | $ 86,000 |
| Coconino, Arizona | 15 | $ 3,326,000 | $ 221,733 | $ 101,000 |
| El Dorado, California | 15 | $ 5,726,000 | $ 381,733 | $ 201,000 |
| Hernando, Florida | 15 | $ 1,545,000 | $ 103,000 | $ 72,000 |
| Effingham, Georgia | 15 | $ 1,997,000 | $ 133,133 | $ 65,000 |
| Jackson, Georgia | 15 | $ 1,875,000 | $ 125,000 | $ 84,000 |
| Fayette, Kentucky | 15 | $ 2,315,000 | $ 154,333 | $ 98,000 |
| Hampshire, Massachusetts | 15 | $ 3,376,000 | $ 225,066 | $ 108,000 |
| Platte, Missouri | 15 | $ 4,066,000 | $ 271,066 | $ 132,000 |
| St. Louis City, Missouri | 15 | $ 1,709,000 | $ 113,933 | $ 76,000 |
| Grafton, New Hampshire | 15 | $ 1,907,000 | $ 127,133 | $ 137,000 |
| New York, New York | 15 | $ 5,586,000 | $ 372,400 | $ 219,000 |
| Davidson, North Carolina | 15 | $ 2,463,000 | $ 164,200 | $ 76,000 |
| Perquimans, North Carolina | 15 | $ 2,329,000 | $ 155,266 | $ 100,000 |
| Rowan, North Carolina | 15 | $ 1,672,000 | $ 111,466 | $ 80,000 |
| Clermont, Ohio | 15 | $ 1,491,000 | $ 99,400 | $ 70,000 |
| Erie, Pennsylvania | 15 | $ 957,000 | $ 63,800 | $ 131,000 |
| Lackawanna, Pennsylvania | 15 | $ 1,615,000 | $ 107,666 | $ 86,000 |
| Washington, Pennsylvania | 15 | $ 2,194,000 | $ 146,266 | $ 160,000 |
| Taylor, Texas | 15 | $ 2,166,000 | $ 144,400 | $ 75,000 |
| Accomack, Virginia | 15 | $ 2,165,000 | $ 144,333 | $ 75,000 |
| Prince George, Virginia | 15 | $ 2,032,000 | $ 135,466 | $ 73,000 |
| Southampton, Virginia | 15 | $ 2,815,000 | $ 187,666 | $ 91,000 |
| Yakima, Washington | 15 | $ 1,811,000 | $ 120,733 | $ 121,000 |
| Washington, Arkansas | 14 | $ 1,774,000 | $ 126,714 | $ 80,000 |
| Litchfield, Connecticut | 14 | $ 3,172,000 | $ 226,571 | $ 107,000 |
| St. Joseph, Indiana | 14 | $ 1,538,000 | $ 109,857 | $ 105,000 |
| Plaquemines, Louisiana | 14 | $ 2,023,000 | $ 144,500 | $ 69,000 |
| Garrett, Maryland | 14 | $ 4,807,000 | $ 343,357 | $ 161,000 |
| Washtenaw, Michigan | 14 | $ 3,040,000 | $ 217,142 | $ 101,000 |
| Douglas, Nevada | 14 | $ 4,260,000 | $ 304,285 | $ 175,000 |
| Passaic, New Jersey | 14 | $ 4,665,000 | $ 333,214 | $ 133,000 |
| Santa Fe, New Mexico | 14 | $ 4,499,000 | $ 321,357 | $ 97,000 |
| Dutchess, New York | 14 | $ 3,582,000 | $ 255,857 | $ 125,000 |
| Beaufort, North Carolina | 14 | $ 1,140,000 | $ 81,428 | $ 90,000 |
| Franklin, North Carolina | 14 | $ 3,076,000 | $ 219,714 | $ 86,000 |
| Jones, North Carolina | 14 | $ 1,799,000 | $ 128,500 | $ 81,000 |
| Lenoir, North Carolina | 14 | $ 1,397,000 | $ 99,785 | $ 107,000 |
| Lincoln, North Carolina | 14 | $ 1,736,000 | $ 124,000 | $ 83,000 |
| Mahoning, Ohio | 14 | $ 1,684,000 | $ 120,285 | $ 89,000 |
Mortgage Loan Application Detail Totals for Nfcu in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 37,499 | $8,317,701,000 | $221,000 | $2,000,000 | $107,000 | $3,354,000 |
| Home Purchase | 29,359 | $6,984,145,000 | $237,000 | $2,000,000 | $95,000 | $3,600,000 |
| Home Improvement | 6,131 | $106,843,000 | $17,000 | $183,000 | $84,000 | $1,397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,596 | $8,302,220,000 | $215,000 | $2,000,000 | $105,000 | $3,600,000 |
| Not Provided | 16,739 | $3,644,890,000 | $217,000 | $2,000,000 | $102,000 | $1,800,000 |
| Black or African American | 8,671 | $1,485,825,000 | $171,000 | $1,520,000 | $85,000 | $1,800,000 |
| Hispanic | 4,304 | $818,431,000 | $190,000 | $1,600,000 | $88,000 | $1,733,000 |
| Asian | 3,320 | $873,016,000 | $262,000 | $1,800,000 | $100,000 | $1,400,000 |
| Native Hawaiian or Other Pacific Islander | 698 | $165,043,000 | $236,000 | $1,200,000 | $95,000 | $432,000 |
| American Indian or Alaskan Native | 661 | $119,264,000 | $180,000 | $1,200,000 | $94,000 | $2,448,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66,211 | $13,903,909,000 | $209,000 | $2,000,000 | $103,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 6,511 | $1,436,033,000 | $220,000 | $730,000 | $81,000 | $1,353,000 |
| FHA-insured (Federal Housing Administration) | 267 | $68,747,000 | $257,000 | $729,000 | $88,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,769 | $5,971,668,000 | $194,000 | $2,000,000 | $104,000 | $1,470,000 |
| Application Withdrawn By Applicant | 21,285 | $5,147,312,000 | $241,000 | $2,000,000 | $107,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 8,990 | $2,272,693,000 | $252,000 | $2,000,000 | $93,000 | $2,448,000 |
| Application Denied By Financial Institution | 5,876 | $734,674,000 | $125,000 | $2,000,000 | $83,000 | $1,800,000 |
| Preapproval Denied by Financial Institution | 3,893 | $762,049,000 | $195,000 | $2,000,000 | $73,000 | $1,084,000 |
| Application Approved But Not Accepted | 2,176 | $520,293,000 | $239,000 | $2,000,000 | $111,000 | $1,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,983 | $674,368,000 | $169,000 | $2,000,000 | $80,000 | $1,084,000 |
| Debt-To-Income Ratio | 3,102 | $568,943,000 | $183,000 | $2,000,000 | $71,000 | $950,000 |
| Other | 1,266 | $84,872,000 | $67,000 | $800,000 | $81,000 | $1,800,000 |
| Collateral | 1,096 | $106,193,000 | $96,000 | $1,275,000 | $91,000 | $776,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 154 | $30,400,000 | $197,000 | $1,000,000 | $87,000 | $500,000 |
| Employment History | 108 | $21,418,000 | $198,000 | $675,000 | $76,000 | $240,000 |
| Unverifiable Information | 55 | $9,487,000 | $172,000 | $800,000 | $133,000 | $736,000 |
| Credit Application Incomplete | 5 | $1,042,000 | $208,000 | $293,000 | $95,000 | $147,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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