Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Navy Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 140,377 |
| Total Mortgage Loan Application Amount | $28,546,393,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $3,350,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $9,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 12,081 | $ 3,215,896,000 | $ 232,500 | $ 119,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,055 | $ 1,310,196,000 | $ 174,000 | $ 104,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4,345 | $ 1,194,425,000 | $ 274,000 | $ 117,000 |
| JACKSONVILLE, FL | 2,909 | $ 422,997,000 | $ 145,000 | $ 88,000 |
| BALTIMORE-TOWSON, MD | 2,426 | $ 596,710,000 | $ 245,000 | $ 125,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,977 | $ 259,179,000 | $ 131,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,821 | $ 344,429,000 | $ 189,000 | $ 101,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,723 | $ 284,784,000 | $ 165,000 | $ 101,000 |
| JACKSONVILLE, NC | 1,393 | $ 164,875,000 | $ 118,000 | $ 80,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,235 | $ 364,375,000 | $ 295,000 | $ 146,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 1,126 | $ 178,382,000 | $ 158,000 | $ 87,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,107 | $ 200,323,000 | $ 180,000 | $ 107,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,035 | $ 173,957,000 | $ 168,000 | $ 95,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 997 | $ 153,262,000 | $ 153,000 | $ 98,000 |
| HONOLULU, HI | 970 | $ 325,307,000 | $ 335,000 | $ 118,000 |
| BREMERTON-SILVERDALE, WA | 864 | $ 159,919,000 | $ 185,000 | $ 96,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 857 | $ 140,807,000 | $ 164,000 | $ 93,000 |
| PHILADELPHIA, PA | 850 | $ 147,330,000 | $ 173,000 | $ 100,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 813 | $ 131,218,000 | $ 161,000 | $ 114,000 |
| DENVER-AURORA-BROOMFIELD, CO | 780 | $ 173,209,000 | $ 222,000 | $ 107,000 |
| RICHMOND, VA | 728 | $ 132,475,000 | $ 181,000 | $ 102,000 |
| DALLAS-PLANO-IRVING, TX | 726 | $ 123,452,000 | $ 170,000 | $ 109,000 |
| LAS VEGAS-PARADISE, NV | 637 | $ 101,317,000 | $ 159,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 610 | $ 84,106,000 | $ 137,000 | $ 99,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 598 | $ 80,846,000 | $ 135,000 | $ 89,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 580 | $ 155,501,000 | $ 268,000 | $ 117,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 576 | $ 164,745,000 | $ 286,000 | $ 122,000 |
| MEMPHIS, TN-MS-AR | 537 | $ 70,335,000 | $ 123,666 | $ 87,333 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 527 | $ 119,373,000 | $ 224,500 | $ 115,000 |
| CAMDEN, NJ | 485 | $ 70,699,000 | $ 145,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 483 | $ 90,994,000 | $ 188,000 | $ 101,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 480 | $ 91,330,000 | $ 190,000 | $ 110,000 |
| CORPUS CHRISTI, TX | 462 | $ 61,644,000 | $ 133,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 460 | $ 88,844,000 | $ 193,000 | $ 98,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 442 | $ 158,394,000 | $ 358,000 | $ 144,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 431 | $ 61,355,000 | $ 146,000 | $ 88,000 |
| RALEIGH-CARY, NC | 412 | $ 81,170,000 | $ 197,000 | $ 105,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 406 | $ 46,997,000 | $ 115,000 | $ 83,000 |
| OKLAHOMA CITY, OK | 397 | $ 53,035,000 | $ 133,000 | $ 83,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 374 | $ 64,787,000 | $ 167,000 | $ 93,000 |
| FAYETTEVILLE, NC | 367 | $ 45,786,000 | $ 124,000 | $ 84,000 |
| YUMA, AZ | 362 | $ 49,851,000 | $ 137,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 351 | $ 52,913,000 | $ 150,000 | $ 93,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 338 | $ 88,938,000 | $ 264,000 | $ 131,500 |
| COLUMBIA, SC | 329 | $ 44,933,000 | $ 136,000 | $ 87,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 328 | $ 61,333,000 | $ 186,000 | $ 108,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 310 | $ 63,442,000 | $ 204,000 | $ 120,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 304 | $ 50,523,000 | $ 166,000 | $ 105,000 |
| TACOMA, WA | 296 | $ 64,308,000 | $ 217,000 | $ 104,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 295 | $ 32,108,000 | $ 108,000 | $ 76,000 |
| SAVANNAH, GA | 276 | $ 40,813,000 | $ 147,000 | $ 86,000 |
| EDISON-NEW BRUNSWICK, NJ | 269 | $ 63,893,000 | $ 237,000 | $ 119,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 268 | $ 58,821,000 | $ 218,500 | $ 106,000 |
| KANSAS CITY, MO-KS | 263 | $ 38,378,000 | $ 147,000 | $ 97,500 |
| CLARKSVILLE, TN-KY | 258 | $ 28,722,000 | $ 103,500 | $ 64,500 |
| GULFPORT-BILOXI, MS | 257 | $ 29,921,000 | $ 116,000 | $ 72,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 254 | $ 45,347,000 | $ 178,000 | $ 102,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 250 | $ 38,113,000 | $ 154,000 | $ 98,000 |
| ALBUQUERQUE, NM | 244 | $ 40,695,000 | $ 166,000 | $ 99,000 |
| PITTSBURGH, PA | 243 | $ 40,851,000 | $ 168,000 | $ 100,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 238 | $ 44,474,000 | $ 186,000 | $ 95,000 |
| WILMINGTON, NC | 235 | $ 42,902,000 | $ 182,000 | $ 99,000 |
| COLUMBUS, OH | 231 | $ 33,736,000 | $ 146,000 | $ 88,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 230 | $ 41,249,000 | $ 175,000 | $ 101,000 |
| EL PASO, TX | 228 | $ 22,415,000 | $ 98,000 | $ 78,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 226 | $ 68,366,000 | $ 302,000 | $ 131,000 |
| COLUMBUS, GA-AL | 221 | $ 22,972,000 | $ 107,000 | $ 71,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 221 | $ 47,358,000 | $ 228,000 | $ 105,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 221 | $ 52,865,000 | $ 239,000 | $ 116,000 |
| BAKERSFIELD-DELANO, CA | 214 | $ 31,684,000 | $ 148,000 | $ 98,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 209 | $ 32,625,000 | $ 156,000 | $ 92,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 203 | $ 32,877,000 | $ 161,000 | $ 90,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 194 | $ 25,613,000 | $ 127,000 | $ 83,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 191 | $ 63,962,000 | $ 334,000 | $ 132,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 190 | $ 38,126,000 | $ 200,000 | $ 111,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 188 | $ 29,390,000 | $ 161,500 | $ 100,500 |
| HANFORD-CORCORAN, CA | 188 | $ 30,188,000 | $ 160,000 | $ 90,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 184 | $ 29,749,000 | $ 163,666 | $ 82,333 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 184 | $ 37,542,000 | $ 204,000 | $ 125,000 |
| WINCHESTER, VA-WV | 183 | $ 31,086,000 | $ 164,500 | $ 99,000 |
| ALBANY, GA | 182 | $ 17,929,000 | $ 98,000 | $ 87,000 |
| BOSTON-QUINCY, MA | 171 | $ 49,801,000 | $ 291,000 | $ 138,000 |
| BIRMINGHAM-HOOVER, AL | 168 | $ 25,211,000 | $ 150,000 | $ 89,000 |
| TUCSON, AZ | 167 | $ 31,878,000 | $ 190,000 | $ 101,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 164 | $ 29,475,000 | $ 179,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL, IN | 159 | $ 24,435,000 | $ 153,000 | $ 101,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 155 | $ 30,984,000 | $ 199,000 | $ 109,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 154 | $ 21,474,000 | $ 139,000 | $ 89,000 |
| NASSAU-SUFFOLK, NY | 154 | $ 43,885,000 | $ 284,000 | $ 147,000 |
| WILMINGTON, DE-MD-NJ | 151 | $ 31,998,000 | $ 208,333 | $ 103,666 |
| ALBANY-SCHENECTADY-TROY, NY | 149 | $ 28,317,000 | $ 190,000 | $ 94,000 |
| HINESVILLE-FORT STEWART, GA | 145 | $ 13,001,000 | $ 89,000 | $ 75,000 |
| NEWARK-UNION, NJ-PA | 142 | $ 35,507,000 | $ 198,500 | $ 143,000 |
| MONTGOMERY, AL | 138 | $ 16,738,000 | $ 121,000 | $ 83,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 135 | $ 21,567,000 | $ 159,000 | $ 104,000 |
| HUNTSVILLE, AL | 124 | $ 26,646,000 | $ 214,000 | $ 116,000 |
| CAPE CORAL-FORT MYERS, FL | 121 | $ 19,681,000 | $ 162,000 | $ 104,000 |
| BUFFALO-NIAGARA FALLS, NY | 118 | $ 14,441,000 | $ 122,000 | $ 79,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 118 | $ 18,860,000 | $ 159,000 | $ 90,000 |
| YORK-HANOVER, PA | 117 | $ 22,031,000 | $ 188,000 | $ 120,000 |
| CHARLOTTESVILLE, VA | 116 | $ 25,807,000 | $ 222,000 | $ 110,000 |
| KNOXVILLE, TN | 114 | $ 21,971,000 | $ 192,000 | $ 101,000 |
| HARRISBURG-CARLISLE, PA | 108 | $ 20,778,000 | $ 192,000 | $ 115,000 |
| LAKELAND-WINTER HAVEN, FL | 107 | $ 14,140,000 | $ 132,000 | $ 81,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 107 | $ 14,965,000 | $ 139,000 | $ 82,000 |
| DURHAM-CHAPEL HILL, NC | 104 | $ 20,689,000 | $ 198,000 | $ 108,000 |
| MOBILE, AL | 104 | $ 12,608,000 | $ 121,000 | $ 83,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 102 | $ 30,738,000 | $ 301,000 | $ 137,000 |
| GREENSBORO-HIGH POINT, NC | 101 | $ 14,577,000 | $ 144,000 | $ 90,000 |
| PORT ST. LUCIE, FL | 100 | $ 13,439,000 | $ 134,000 | $ 93,000 |
| DAYTON, OH | 97 | $ 12,875,000 | $ 132,000 | $ 91,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 97 | $ 12,172,000 | $ 125,000 | $ 87,000 |
| SALINAS, CA | 97 | $ 38,242,000 | $ 394,000 | $ 145,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 96 | $ 37,880,000 | $ 394,000 | $ 153,000 |
| BATON ROUGE, LA | 95 | $ 14,886,000 | $ 156,000 | $ 103,000 |
| ELIZABETHTOWN, KY | 95 | $ 12,263,000 | $ 129,000 | $ 73,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 94 | $ 15,808,000 | $ 186,000 | $ 92,500 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 93 | $ 13,684,000 | $ 147,000 | $ 89,000 |
| OCALA, FL | 89 | $ 9,134,000 | $ 102,000 | $ 85,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 89 | $ 18,365,000 | $ 206,000 | $ 106,000 |
| OLYMPIA, WA | 86 | $ 18,678,000 | $ 217,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 85 | $ 18,971,000 | $ 223,000 | $ 106,000 |
| JACKSON, MS | 83 | $ 11,029,000 | $ 132,000 | $ 86,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 83 | $ 39,711,000 | $ 478,000 | $ 229,000 |
| AKRON, OH | 82 | $ 10,517,000 | $ 128,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 82 | $ 11,120,000 | $ 130,500 | $ 80,500 |
| PASCAGOULA, MS | 82 | $ 10,179,000 | $ 124,000 | $ 91,000 |
| BOISE CITY-NAMPA, ID | 81 | $ 15,080,000 | $ 186,000 | $ 95,000 |
| FRESNO, CA | 81 | $ 15,315,000 | $ 189,000 | $ 114,000 |
| NEW HAVEN-MILFORD, CT | 77 | $ 14,928,000 | $ 193,000 | $ 107,000 |
| ASHEVILLE, NC | 76 | $ 13,022,000 | $ 171,000 | $ 100,000 |
| MOUNT VERNON-ANACORTES, WA | 75 | $ 16,820,000 | $ 224,000 | $ 102,000 |
| TALLAHASSEE, FL | 75 | $ 11,418,000 | $ 152,000 | $ 103,000 |
| TULSA, OK | 74 | $ 10,326,000 | $ 139,000 | $ 83,000 |
| WINSTON-SALEM, NC | 74 | $ 10,926,000 | $ 147,000 | $ 97,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 73 | $ 15,858,000 | $ 217,000 | $ 116,000 |
| RENO-SPARKS, NV | 72 | $ 15,991,000 | $ 222,000 | $ 105,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 71 | $ 31,620,000 | $ 445,000 | $ 221,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 70 | $ 12,310,000 | $ 175,000 | $ 104,000 |
| ROANOKE, VA | 70 | $ 12,370,000 | $ 176,000 | $ 116,000 |
| WARNER ROBINS, GA | 70 | $ 10,316,000 | $ 147,000 | $ 89,000 |
| LYNCHBURG, VA | 69 | $ 10,924,000 | $ 158,000 | $ 109,000 |
| SYRACUSE, NY | 69 | $ 9,287,000 | $ 134,000 | $ 85,000 |
| LAWTON, OK | 68 | $ 7,794,000 | $ 114,000 | $ 79,000 |
| PEABODY, MA | 67 | $ 17,887,000 | $ 266,000 | $ 129,000 |
| WICHITA, KS | 67 | $ 8,478,000 | $ 126,000 | $ 85,000 |
| ANCHORAGE, AK | 66 | $ 17,426,000 | $ 264,000 | $ 120,000 |
| WORCESTER, MA | 66 | $ 13,826,000 | $ 209,000 | $ 97,000 |
| MANCHESTER-NASHUA, NH | 65 | $ 14,035,000 | $ 215,000 | $ 107,000 |
| AUBURN-OPELIKA, AL | 64 | $ 8,265,000 | $ 129,000 | $ 77,000 |
| ROCHESTER, NY | 64 | $ 7,653,000 | $ 119,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 62 | $ 13,699,000 | $ 220,000 | $ 106,000 |
| GREELEY, CO | 61 | $ 11,072,000 | $ 181,000 | $ 84,000 |
| GAINESVILLE, FL | 60 | $ 8,273,000 | $ 137,000 | $ 89,000 |
| STOCKTON, CA | 60 | $ 10,914,000 | $ 181,000 | $ 118,000 |
| DES MOINES-WEST DES MOINES, IA | 58 | $ 6,926,000 | $ 119,000 | $ 86,000 |
| GARY, IN | 58 | $ 7,964,000 | $ 137,000 | $ 76,000 |
| SALT LAKE CITY, UT | 58 | $ 13,932,000 | $ 240,000 | $ 135,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 54 | $ 9,269,000 | $ 171,000 | $ 103,000 |
| LEXINGTON-FAYETTE, KY | 54 | $ 8,470,000 | $ 156,000 | $ 95,000 |
| OGDEN-CLEARFIELD, UT | 53 | $ 10,301,000 | $ 194,000 | $ 91,000 |
| PALM COAST, FL | 53 | $ 9,010,000 | $ 170,000 | $ 99,000 |
| SPARTANBURG, SC | 53 | $ 7,358,000 | $ 138,000 | $ 73,000 |
| BARNSTABLE TOWN, MA | 52 | $ 13,170,000 | $ 253,000 | $ 134,000 |
| BRUNSWICK, GA | 52 | $ 8,388,000 | $ 161,000 | $ 96,000 |
| BOULDER, CO | 51 | $ 17,086,000 | $ 335,000 | $ 155,000 |
| LANCASTER, PA | 51 | $ 8,035,000 | $ 157,000 | $ 83,000 |
| NAPLES-MARCO ISLAND, FL | 51 | $ 10,095,000 | $ 197,000 | $ 105,000 |
| SPRINGFIELD, MA | 51 | $ 9,445,000 | $ 185,000 | $ 92,000 |
| LAS CRUCES, NM | 50 | $ 7,683,000 | $ 153,000 | $ 88,000 |
| DOVER, DE | 49 | $ 8,014,000 | $ 163,000 | $ 97,000 |
| MANHATTAN, KS | 49 | $ 7,315,000 | $ 149,000 | $ 78,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 48 | $ 8,683,000 | $ 180,000 | $ 114,000 |
| BELLINGHAM, WA | 46 | $ 10,397,000 | $ 226,000 | $ 107,000 |
| GREENVILLE, NC | 46 | $ 6,975,000 | $ 151,000 | $ 87,000 |
| SPRINGFIELD, MO | 45 | $ 5,385,000 | $ 119,000 | $ 89,000 |
| PRESCOTT, AZ | 44 | $ 7,485,000 | $ 170,000 | $ 70,000 |
| HICKORY-LENOIR-MORGANTON, NC | 43 | $ 7,222,000 | $ 167,000 | $ 100,000 |
| SCRANTON--WILKES-BARRE, PA | 43 | $ 5,139,000 | $ 119,000 | $ 90,000 |
| SPOKANE, WA | 43 | $ 7,118,000 | $ 165,000 | $ 100,000 |
| READING, PA | 42 | $ 6,869,000 | $ 163,000 | $ 102,000 |
| TRENTON-EWING, NJ | 42 | $ 8,921,000 | $ 212,000 | $ 137,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 42 | $ 3,449,000 | $ 84,000 | $ 82,000 |
| FLORENCE, SC | 41 | $ 4,501,000 | $ 109,000 | $ 94,000 |
| PUNTA GORDA, FL | 41 | $ 6,183,000 | $ 150,000 | $ 82,000 |
| TOLEDO, OH | 41 | $ 4,873,000 | $ 118,000 | $ 75,000 |
| SHREVEPORT-BOSSIER CITY, LA | 40 | $ 4,515,000 | $ 112,000 | $ 83,000 |
| DOTHAN, AL | 39 | $ 5,750,000 | $ 147,000 | $ 102,000 |
| OCEAN CITY, NJ | 39 | $ 7,716,000 | $ 197,000 | $ 135,000 |
| WACO, TX | 39 | $ 4,985,000 | $ 127,000 | $ 93,000 |
| CANTON-MASSILLON, OH | 38 | $ 4,497,000 | $ 118,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 38 | $ 4,186,000 | $ 110,000 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 38 | $ 4,308,000 | $ 113,000 | $ 90,000 |
| LAFAYETTE, LA | 37 | $ 4,832,000 | $ 130,000 | $ 104,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 37 | $ 4,662,000 | $ 126,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 36 | $ 4,408,000 | $ 122,000 | $ 83,000 |
| GRAND RAPIDS-WYOMING, MI | 36 | $ 6,008,000 | $ 166,000 | $ 87,000 |
| LINCOLN, NE | 36 | $ 5,722,000 | $ 158,000 | $ 94,000 |
| COLLEGE STATION-BRYAN, TX | 35 | $ 5,055,000 | $ 144,000 | $ 103,000 |
| MACON, GA | 35 | $ 3,609,000 | $ 103,000 | $ 70,000 |
| SALEM, OR | 35 | $ 5,792,000 | $ 165,000 | $ 96,000 |
| ANDERSON, SC | 34 | $ 4,232,000 | $ 124,000 | $ 98,000 |
| BROWNSVILLE-HARLINGEN, TX | 34 | $ 3,127,000 | $ 91,000 | $ 77,000 |
| MADISON, WI | 34 | $ 5,359,000 | $ 157,000 | $ 93,000 |
| SUMTER, SC | 34 | $ 3,832,000 | $ 112,000 | $ 84,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 33 | $ 4,147,000 | $ 127,000 | $ 83,000 |
| JOHNSON CITY, TN | 32 | $ 4,176,000 | $ 130,000 | $ 75,000 |
| EL CENTRO, CA | 31 | $ 3,693,000 | $ 119,000 | $ 75,000 |
| ERIE, PA | 31 | $ 3,226,000 | $ 104,000 | $ 68,000 |
| MODESTO, CA | 31 | $ 6,047,000 | $ 195,000 | $ 89,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 31 | $ 9,196,000 | $ 296,000 | $ 141,000 |
| GAINESVILLE, GA | 30 | $ 5,185,000 | $ 172,000 | $ 90,000 |
| HARRISONBURG, VA | 30 | $ 5,559,000 | $ 185,000 | $ 107,000 |
| BEAUMONT-PORT ARTHUR, TX | 29 | $ 3,490,000 | $ 120,000 | $ 80,000 |
| BURLINGTON, NC | 29 | $ 3,698,000 | $ 127,000 | $ 79,000 |
| FORT WAYNE, IN | 29 | $ 3,132,000 | $ 108,000 | $ 78,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 29 | $ 3,505,000 | $ 155,500 | $ 74,000 |
| LEWISTON-AUBURN, ME | 29 | $ 3,667,000 | $ 126,000 | $ 86,000 |
| SEBASTIAN-VERO BEACH, FL | 29 | $ 4,534,000 | $ 156,000 | $ 97,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 29 | $ 3,980,000 | $ 133,000 | $ 105,500 |
| ANN ARBOR, MI | 28 | $ 5,432,000 | $ 194,000 | $ 108,000 |
| COEUR D'ALENE, ID | 28 | $ 4,241,000 | $ 151,000 | $ 90,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 28 | $ 7,403,000 | $ 264,000 | $ 115,000 |
| VALDOSTA, GA | 28 | $ 3,363,000 | $ 120,000 | $ 89,000 |
| ROCKY MOUNT, NC | 27 | $ 3,094,000 | $ 114,000 | $ 89,000 |
| TOPEKA, KS | 27 | $ 3,245,000 | $ 120,000 | $ 80,000 |
| AMARILLO, TX | 26 | $ 3,347,000 | $ 128,000 | $ 86,000 |
| BEND, OR | 26 | $ 6,269,000 | $ 241,000 | $ 100,000 |
| GREEN BAY, WI | 26 | $ 3,177,000 | $ 122,000 | $ 102,000 |
| PROVO-OREM, UT | 26 | $ 4,261,000 | $ 163,000 | $ 99,000 |
| BANGOR, ME | 25 | $ 3,973,000 | $ 158,000 | $ 115,000 |
| BINGHAMTON, NY | 25 | $ 3,640,000 | $ 145,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 25 | $ 5,017,000 | $ 200,000 | $ 155,000 |
| LANSING-EAST LANSING, MI | 25 | $ 3,283,000 | $ 131,000 | $ 92,000 |
| SAN ANGELO, TX | 25 | $ 3,091,000 | $ 123,000 | $ 75,000 |
| CEDAR RAPIDS, IA | 24 | $ 3,136,000 | $ 130,000 | $ 90,000 |
| EVANSVILLE, IN-KY | 24 | $ 2,474,000 | $ 159,500 | $ 67,000 |
| FORT SMITH, AR-OK | 24 | $ 2,750,000 | $ 90,500 | $ 105,000 |
| YAKIMA, WA | 24 | $ 2,993,000 | $ 124,000 | $ 91,000 |
| BLOOMINGTON, IN | 23 | $ 3,848,000 | $ 167,000 | $ 109,000 |
| FLINT, MI | 23 | $ 2,756,000 | $ 119,000 | $ 78,000 |
| GOLDSBORO, NC | 23 | $ 1,615,000 | $ 70,000 | $ 77,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 23 | $ 4,412,000 | $ 191,000 | $ 100,000 |
| LAKE CHARLES, LA | 23 | $ 3,098,000 | $ 134,000 | $ 80,000 |
| TYLER, TX | 23 | $ 3,199,000 | $ 139,000 | $ 101,000 |
| CHICO, CA | 22 | $ 6,065,000 | $ 275,000 | $ 144,000 |
| PUEBLO, CO | 22 | $ 2,881,000 | $ 130,000 | $ 115,000 |
| REDDING, CA | 22 | $ 2,756,000 | $ 125,000 | $ 71,000 |
| STATE COLLEGE, PA | 22 | $ 5,443,000 | $ 247,000 | $ 169,000 |
| ABILENE, TX | 21 | $ 2,306,000 | $ 109,000 | $ 81,000 |
| GRAND JUNCTION, CO | 21 | $ 3,412,000 | $ 162,000 | $ 94,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 21 | $ 3,275,000 | $ 155,000 | $ 103,000 |
| KINGSTON, NY | 21 | $ 3,497,000 | $ 166,000 | $ 95,000 |
| CHAMPAIGN-URBANA, IL | 20 | $ 3,625,000 | $ 181,000 | $ 113,000 |
| CHARLESTON, WV | 20 | $ 2,043,000 | $ 102,000 | $ 80,000 |
| EUGENE-SPRINGFIELD, OR | 20 | $ 3,272,000 | $ 163,000 | $ 85,000 |
| FLAGSTAFF, AZ | 20 | $ 4,183,000 | $ 209,000 | $ 121,000 |
| SANTA FE, NM | 20 | $ 4,730,000 | $ 236,000 | $ 116,000 |
| BATTLE CREEK, MI | 19 | $ 2,391,000 | $ 125,000 | $ 76,000 |
| CHEYENNE, WY | 19 | $ 3,227,000 | $ 169,000 | $ 91,000 |
| GLENS FALLS, NY | 19 | $ 3,319,000 | $ 174,000 | $ 104,000 |
| HOLLAND-GRAND HAVEN, MI | 19 | $ 3,408,000 | $ 179,000 | $ 145,000 |
| KALAMAZOO-PORTAGE, MI | 19 | $ 2,760,000 | $ 145,000 | $ 78,000 |
| MONROE, MI | 19 | $ 2,716,000 | $ 142,000 | $ 74,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 3,622,000 | $ 190,000 | $ 108,000 |
| PEORIA, IL | 19 | $ 2,475,000 | $ 130,000 | $ 82,000 |
| SANTA ROSA-PETALUMA, CA | 19 | $ 6,694,000 | $ 352,000 | $ 116,000 |
| SIOUX FALLS, SD | 19 | $ 2,371,000 | $ 124,000 | $ 80,000 |
| IOWA CITY, IA | 18 | $ 3,052,000 | $ 169,000 | $ 74,000 |
| LEBANON, PA | 18 | $ 3,023,000 | $ 167,000 | $ 108,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 18 | $ 2,472,000 | $ 137,000 | $ 82,500 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 18 | $ 259,000 | $ 14,000 | $ 56,000 |
| TUSCALOOSA, AL | 18 | $ 2,683,000 | $ 149,000 | $ 92,000 |
| WICHITA FALLS, TX | 18 | $ 1,863,000 | $ 103,000 | $ 75,000 |
| DECATUR, AL | 17 | $ 2,321,000 | $ 136,000 | $ 98,000 |
| FLORENCE-MUSCLE SHOALS, AL | 17 | $ 2,567,000 | $ 151,000 | $ 87,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 1,671,000 | $ 83,333 | $ 61,333 |
| IDAHO FALLS, ID | 17 | $ 2,739,000 | $ 161,000 | $ 95,000 |
| JOHNSTOWN, PA | 17 | $ 1,978,000 | $ 116,000 | $ 89,000 |
| LUBBOCK, TX | 17 | $ 2,362,000 | $ 138,000 | $ 103,000 |
| RACINE, WI | 17 | $ 2,358,000 | $ 138,000 | $ 102,000 |
| SALISBURY, MD | 17 | $ 2,531,000 | $ 148,000 | $ 116,000 |
| SANDUSKY, OH | 17 | $ 1,120,000 | $ 65,000 | $ 71,000 |
| BILLINGS, MT | 16 | $ 2,240,000 | $ 140,000 | $ 96,000 |
| BLOOMINGTON-NORMAL, IL | 16 | $ 2,408,000 | $ 150,000 | $ 100,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 16 | $ 2,694,000 | $ 168,000 | $ 108,000 |
| LAREDO, TX | 16 | $ 1,088,000 | $ 68,000 | $ 77,000 |
| MERCED, CA | 16 | $ 3,201,000 | $ 200,000 | $ 73,000 |
| MORGANTOWN, WV | 16 | $ 3,483,000 | $ 217,000 | $ 131,000 |
| MORRISTOWN, TN | 16 | $ 2,328,000 | $ 145,000 | $ 66,000 |
| MUSKEGON-NORTON SHORES, MI | 16 | $ 1,369,000 | $ 85,000 | $ 88,000 |
| SHERMAN-DENISON, TX | 16 | $ 1,986,000 | $ 124,000 | $ 104,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 16 | $ 2,441,000 | $ 152,000 | $ 102,000 |
| WAUSAU, WI | 16 | $ 2,226,000 | $ 139,000 | $ 77,000 |
| YUBA CITY, CA | 16 | $ 2,806,000 | $ 175,000 | $ 107,000 |
| MIDLAND, TX | 15 | $ 2,263,000 | $ 150,000 | $ 89,000 |
| ROCKFORD, IL | 15 | $ 1,555,000 | $ 103,000 | $ 92,000 |
| WILLIAMSPORT, PA | 15 | $ 2,517,000 | $ 167,000 | $ 87,000 |
| ALEXANDRIA, LA | 14 | $ 2,176,000 | $ 155,000 | $ 106,000 |
| CUMBERLAND, MD-WV | 14 | $ 1,228,000 | $ 123,500 | $ 93,000 |
| ELMIRA, NY | 14 | $ 1,124,000 | $ 80,000 | $ 49,000 |
| HATTIESBURG, MS | 14 | $ 848,000 | $ 60,000 | $ 64,000 |
| JACKSON, MI | 14 | $ 1,865,000 | $ 133,000 | $ 74,000 |
| JOPLIN, MO | 14 | $ 1,843,000 | $ 131,000 | $ 101,000 |
| LAFAYETTE, IN | 14 | $ 1,600,000 | $ 114,000 | $ 89,000 |
| RAPID CITY, SD | 14 | $ 2,437,000 | $ 174,000 | $ 76,000 |
| ALTOONA, PA | 13 | $ 1,514,000 | $ 116,000 | $ 100,000 |
| ANNISTON-OXFORD, AL | 13 | $ 961,000 | $ 73,000 | $ 70,000 |
| BOWLING GREEN, KY | 13 | $ 1,541,000 | $ 118,000 | $ 101,000 |
| JANESVILLE, WI | 13 | $ 1,572,000 | $ 120,000 | $ 78,000 |
| MEDFORD, OR | 13 | $ 2,971,000 | $ 228,000 | $ 160,000 |
| TERRE HAUTE, IN | 13 | $ 1,632,000 | $ 125,000 | $ 83,000 |
| TEXARKANA, TX-TEXARKANA, AR | 13 | $ 1,214,000 | $ 92,500 | $ 79,000 |
| UTICA-ROME, NY | 13 | $ 1,256,000 | $ 96,000 | $ 100,000 |
| DANVILLE, VA | 12 | $ 1,156,000 | $ 96,000 | $ 82,000 |
| DULUTH, MN-WI | 12 | $ 1,873,000 | $ 155,500 | $ 78,000 |
| MADERA-CHOWCHILLA, CA | 12 | $ 1,177,000 | $ 98,000 | $ 78,000 |
| MONROE, LA | 12 | $ 1,415,000 | $ 117,000 | $ 56,000 |
| PINE BLUFF, AR | 12 | $ 626,000 | $ 52,000 | $ 103,000 |
| SPRINGFIELD, IL | 12 | $ 1,016,000 | $ 84,000 | $ 74,000 |
| ST. GEORGE, UT | 12 | $ 2,230,000 | $ 185,000 | $ 117,000 |
| VICTORIA, TX | 12 | $ 1,967,000 | $ 163,000 | $ 88,000 |
| COLUMBIA, MO | 11 | $ 1,567,000 | $ 142,000 | $ 82,000 |
| HOT SPRINGS, AR | 11 | $ 1,592,000 | $ 144,000 | $ 109,000 |
| MUNCIE, IN | 11 | $ 1,084,000 | $ 98,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 2,898,000 | $ 263,000 | $ 145,000 |
| ANDERSON, IN | 10 | $ 1,170,000 | $ 117,000 | $ 59,000 |
| APPLETON, WI | 10 | $ 1,866,000 | $ 186,000 | $ 86,000 |
| FARGO, ND-MN | 10 | $ 1,524,000 | $ 162,500 | $ 111,500 |
| JACKSON, TN | 10 | $ 1,450,000 | $ 145,000 | $ 76,000 |
| LONGVIEW, TX | 10 | $ 629,000 | $ 62,000 | $ 51,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 1,761,000 | $ 176,000 | $ 105,000 |
| PITTSFIELD, MA | 10 | $ 2,330,000 | $ 233,000 | $ 103,000 |
| ROCHESTER, MN | 10 | $ 1,363,000 | $ 136,000 | $ 74,000 |
| CLEVELAND, TN | 9 | $ 1,528,000 | $ 169,000 | $ 57,000 |
| CORVALLIS, OR | 9 | $ 1,778,000 | $ 197,000 | $ 79,000 |
| EAU CLAIRE, WI | 9 | $ 1,258,000 | $ 139,000 | $ 75,000 |
| JONESBORO, AR | 9 | $ 1,397,000 | $ 155,000 | $ 107,000 |
| LAWRENCE, KS | 9 | $ 1,848,000 | $ 205,000 | $ 106,000 |
| OWENSBORO, KY | 9 | $ 684,000 | $ 76,000 | $ 65,000 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 888,000 | $ 98,000 | $ 69,000 |
| ELKHART-GOSHEN, IN | 8 | $ 989,000 | $ 123,000 | $ 93,000 |
| FAIRBANKS, AK | 8 | $ 1,248,000 | $ 156,000 | $ 87,000 |
| FARMINGTON, NM | 8 | $ 1,215,000 | $ 151,000 | $ 95,000 |
| GREAT FALLS, MT | 8 | $ 1,625,000 | $ 203,000 | $ 143,000 |
| JEFFERSON CITY, MO | 8 | $ 1,203,000 | $ 150,000 | $ 74,000 |
| MANSFIELD, OH | 8 | $ 787,000 | $ 98,000 | $ 87,000 |
| SPRINGFIELD, OH | 8 | $ 923,000 | $ 115,000 | $ 85,000 |
| ST. JOSEPH, MO-KS | 8 | $ 476,000 | $ 34,000 | $ 67,500 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 7 | $ 707,000 | $ 101,000 | $ 63,000 |
| MANKATO-NORTH MANKATO, MN | 7 | $ 781,000 | $ 111,000 | $ 67,000 |
| MISSOULA, MT | 7 | $ 1,923,000 | $ 274,000 | $ 134,000 |
| ODESSA, TX | 7 | $ 921,000 | $ 131,000 | $ 92,000 |
| POCATELLO, ID | 7 | $ 1,010,000 | $ 144,000 | $ 71,000 |
| ROME, GA | 7 | $ 1,142,000 | $ 163,000 | $ 105,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 7 | $ 683,000 | $ 97,000 | $ 67,000 |
| SHEBOYGAN, WI | 7 | $ 909,000 | $ 129,000 | $ 92,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 7 | $ 665,000 | $ 95,000 | $ 74,000 |
| WENATCHEE-EAST WENATCHEE, WA | 7 | $ 1,549,000 | $ 221,000 | $ 90,000 |
| WHEELING, WV-OH | 7 | $ 557,000 | $ 99,000 | $ 67,500 |
| CARSON CITY, NV | 6 | $ 889,000 | $ 148,000 | $ 96,000 |
| CASPER, WY | 6 | $ 1,005,000 | $ 167,000 | $ 69,000 |
| COLUMBUS, IN | 6 | $ 821,000 | $ 136,000 | $ 144,000 |
| FAJARDO, PR | 6 | $ 59,000 | $ 9,000 | $ 61,000 |
| GRAND FORKS, ND-MN | 6 | $ 365,000 | $ 38,500 | $ 75,000 |
| KANKAKEE-BRADLEY, IL | 6 | $ 938,000 | $ 156,000 | $ 98,000 |
| NAPA, CA | 6 | $ 764,000 | $ 127,000 | $ 115,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 632,000 | $ 105,000 | $ 80,000 |
| DALTON, GA | 5 | $ 674,000 | $ 134,000 | $ 96,000 |
| ITHACA, NY | 5 | $ 1,067,000 | $ 213,000 | $ 92,000 |
| LA CROSSE, WI-MN | 5 | $ 609,000 | $ 121,000 | $ 81,000 |
| LIMA, OH | 5 | $ 511,000 | $ 102,000 | $ 48,000 |
| LONGVIEW, WA | 5 | $ 894,000 | $ 178,000 | $ 89,000 |
| ST. CLOUD, MN | 5 | $ 736,000 | $ 147,000 | $ 82,000 |
| BAY CITY, MI | 4 | $ 243,000 | $ 60,000 | $ 71,000 |
| DANVILLE, IL | 4 | $ 404,000 | $ 101,000 | $ 67,000 |
| GADSDEN, AL | 4 | $ 482,000 | $ 120,000 | $ 94,000 |
| LEWISTON, ID-WA | 4 | $ 591,000 | $ 168,000 | $ 76,500 |
| DECATUR, IL | 3 | $ 90,000 | $ 30,000 | $ 45,000 |
| FOND DU LAC, WI | 3 | $ 329,000 | $ 109,000 | $ 75,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 238,000 | $ 79,000 | $ 50,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 2 | $ 13,000 | $ 6,000 | $ 20,000 |
| BISMARCK, ND | 2 | $ 258,000 | $ 129,000 | $ 96,000 |
| DUBUQUE, IA | 2 | $ 331,000 | $ 165,000 | $ 82,000 |
| LOGAN, UT-ID | 2 | $ 369,000 | $ 184,000 | $ 71,000 |
| AMES, IA | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| GUAYAMA, PR | 1 | $ 6,000 | $ 6,000 | $ 51,000 |
| KOKOMO, IN | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 77,273 | $17,876,791,000 | $231,000 | $2,000,000 | $85,000 | $9,400,000 |
| Refinancing | 45,709 | $10,296,797,000 | $225,000 | $3,350,000 | $113,000 | $5,280,000 |
| Home Improvement | 17,395 | $372,805,000 | $21,000 | $500,000 | $91,000 | $2,982,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 74,552 | $15,579,595,000 | $208,000 | $2,000,000 | $100,000 | $5,280,000 |
| Black or African American | 24,067 | $4,071,543,000 | $169,000 | $1,589,000 | $83,000 | $9,400,000 |
| Not Provided | 19,423 | $4,205,271,000 | $216,000 | $3,350,000 | $99,000 | $1,958,000 |
| Hispanic | 12,675 | $2,420,301,000 | $190,000 | $1,450,000 | $82,000 | $1,800,000 |
| Asian | 6,630 | $1,657,317,000 | $249,000 | $1,600,000 | $94,000 | $1,032,000 |
| American Indian or Alaskan Native | 1,628 | $303,386,000 | $186,000 | $1,207,000 | $86,000 | $3,849,000 |
| Native Hawaiian or Other Pacific Islander | 1,398 | $308,286,000 | $220,000 | $1,018,000 | $88,000 | $1,574,000 |
| Not applicable | 4 | $694,000 | $173,000 | $432,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77,394 | $13,886,073,000 | $179,000 | $3,350,000 | $100,000 | $9,400,000 |
| VA-guaranteed (Veterans Administration) | 58,404 | $13,794,739,000 | $236,000 | $1,792,000 | $89,000 | $1,785,000 |
| FHA-insured (Federal Housing Administration) | 4,579 | $865,581,000 | $189,000 | $770,000 | $74,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 57,288 | $11,224,663,000 | $195,000 | $1,998,000 | $106,000 | $5,280,000 |
| Preapproval Denied by Financial Institution | 35,572 | $7,301,911,000 | $205,000 | $1,620,000 | $70,000 | $9,400,000 |
| Application Denied By Financial Institution | 19,351 | $3,129,028,000 | $161,000 | $3,350,000 | $92,000 | $2,982,000 |
| Preapproval Approved but not Accepted | 15,044 | $4,075,613,000 | $270,000 | $2,000,000 | $98,000 | $1,750,000 |
| Application Approved But Not Accepted | 9,300 | $2,087,649,000 | $224,000 | $2,000,000 | $109,000 | $4,281,000 |
| Application Withdrawn By Applicant | 3,822 | $727,529,000 | $190,000 | $1,519,000 | $116,000 | $1,897,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22,958 | $3,982,990,000 | $173,000 | $1,730,000 | $78,000 | $9,400,000 |
| Debt-To-Income Ratio | 16,833 | $3,648,907,000 | $216,000 | $3,350,000 | $60,000 | $555,000 |
| Collateral | 5,690 | $1,065,773,000 | $187,000 | $1,659,000 | $113,000 | $1,177,000 |
| Credit Application Incomplete | 3,190 | $690,462,000 | $216,000 | $1,674,000 | $102,000 | $4,141,000 |
| Unverifiable Information | 2,063 | $398,862,000 | $193,000 | $1,025,000 | $94,000 | $1,935,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,608 | $351,202,000 | $218,000 | $1,459,000 | $93,000 | $1,193,000 |
| Other | 1,492 | $102,547,000 | $68,000 | $1,095,000 | $78,000 | $2,982,000 |
| Employment History | 1,088 | $190,159,000 | $174,000 | $1,094,000 | $45,000 | $487,000 |
| Mortgage Insurance Denied | 1 | $37,000 | $37,000 | $37,000 | $162,000 | $162,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.