Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Nfm, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,210 |
| Total Mortgage Loan Application Amount | $198,503,000 |
| Average Mortgage Loan Application Amount | $163,208 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $647,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 101 | $ 15,420,000 | $ 152,000 | $ 81,000 |
| Baltimore City County Maryland | 55 | $ 7,398,000 | $ 134,000 | $ 81,000 |
| Anne Arundel County Maryland | 50 | $ 9,684,000 | $ 193,000 | $ 71,000 |
| Prince George's County Maryland | 38 | $ 7,196,000 | $ 189,000 | $ 74,000 |
| Montgomery County Maryland | 37 | $ 8,179,000 | $ 221,000 | $ 71,000 |
| Harford County Maryland | 25 | $ 3,538,000 | $ 141,000 | $ 71,000 |
| Fairfax County Virginia | 24 | $ 5,942,000 | $ 247,000 | $ 95,000 |
| Virginia Beach County Virginia | 24 | $ 3,655,000 | $ 152,000 | $ 84,000 |
| DeKalb County Georgia | 23 | $ 3,291,000 | $ 143,000 | $ 73,000 |
| Carroll County Maryland | 22 | $ 4,241,000 | $ 192,000 | $ 65,000 |
| Gwinnett County Georgia | 20 | $ 2,791,000 | $ 139,000 | $ 61,000 |
| Prince William County Virginia | 19 | $ 4,041,000 | $ 212,000 | $ 57,000 |
| Frederick County Maryland | 17 | $ 3,154,000 | $ 185,000 | $ 82,000 |
| New Castle County Delaware | 15 | $ 2,173,000 | $ 144,000 | $ 54,000 |
| Broward County Florida | 14 | $ 2,497,000 | $ 178,000 | $ 68,000 |
| Orange County Florida | 14 | $ 2,040,000 | $ 145,000 | $ 53,000 |
| Cobb County Georgia | 14 | $ 2,483,000 | $ 177,000 | $ 73,000 |
| Chesapeake County Virginia | 14 | $ 2,283,000 | $ 163,000 | $ 69,000 |
| Fulton County Georgia | 13 | $ 2,457,000 | $ 189,000 | $ 88,000 |
| Spotsylvania County Virginia | 13 | $ 2,193,000 | $ 168,000 | $ 77,000 |
| Palm Beach County Florida | 12 | $ 2,412,000 | $ 201,000 | $ 69,000 |
| Carroll County Georgia | 11 | $ 1,529,000 | $ 139,000 | $ 49,000 |
| Clayton County Georgia | 11 | $ 1,306,000 | $ 118,000 | $ 49,000 |
| Henry County Georgia | 11 | $ 1,742,000 | $ 158,000 | $ 83,000 |
| St. Mary's County Maryland | 11 | $ 1,824,000 | $ 165,000 | $ 78,000 |
| Chesterfield County Virginia | 11 | $ 1,643,000 | $ 149,000 | $ 63,000 |
| New Haven County Connecticut | 10 | $ 1,571,000 | $ 157,000 | $ 49,000 |
| Howard County Maryland | 10 | $ 2,014,000 | $ 201,000 | $ 83,000 |
| Stafford County Virginia | 10 | $ 2,030,000 | $ 203,000 | $ 83,000 |
| Hartford County Connecticut | 9 | $ 1,371,000 | $ 152,000 | $ 80,000 |
| Sussex County Delaware | 9 | $ 1,569,000 | $ 174,000 | $ 118,000 |
| Charles County Maryland | 9 | $ 1,777,000 | $ 197,000 | $ 67,000 |
| Bucks County Pennsylvania | 9 | $ 1,755,000 | $ 195,000 | $ 67,000 |
| Lancaster County Pennsylvania | 9 | $ 1,182,000 | $ 131,000 | $ 62,000 |
| Cecil County Maryland | 8 | $ 1,594,000 | $ 199,000 | $ 89,000 |
| Loudoun County Virginia | 8 | $ 1,731,000 | $ 216,000 | $ 96,000 |
| Lee County Florida | 7 | $ 916,000 | $ 130,000 | $ 52,000 |
| Montgomery County Pennsylvania | 7 | $ 1,375,000 | $ 196,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 7 | $ 836,000 | $ 119,000 | $ 50,000 |
| York County Pennsylvania | 7 | $ 948,000 | $ 135,000 | $ 64,000 |
| Norfolk County Virginia | 7 | $ 974,000 | $ 139,000 | $ 72,000 |
| Fairfield County Connecticut | 6 | $ 1,433,000 | $ 238,000 | $ 57,000 |
| Hillsborough County Florida | 6 | $ 924,000 | $ 154,000 | $ 68,000 |
| Volusia County Florida | 6 | $ 955,000 | $ 159,000 | $ 59,000 |
| Forsyth County Georgia | 6 | $ 1,165,000 | $ 194,000 | $ 69,000 |
| Richmond County Georgia | 6 | $ 801,000 | $ 133,000 | $ 57,000 |
| Calvert County Maryland | 6 | $ 1,501,000 | $ 250,000 | $ 77,000 |
| Chester County Pennsylvania | 6 | $ 1,105,000 | $ 184,000 | $ 88,000 |
| Shelby County Tennessee | 6 | $ 1,156,000 | $ 192,000 | $ 56,000 |
| Middlesex County Connecticut | 5 | $ 755,000 | $ 151,000 | $ 57,000 |
| Collier County Florida | 5 | $ 1,185,000 | $ 237,000 | $ 449,000 |
| Duval County Florida | 5 | $ 579,000 | $ 115,000 | $ 38,000 |
| Lake County Florida | 5 | $ 1,154,000 | $ 230,000 | $ 48,000 |
| Miami-Dade County Florida | 5 | $ 918,000 | $ 183,000 | $ 54,000 |
| St. Lucie County Florida | 5 | $ 712,000 | $ 142,000 | $ 78,000 |
| Bartow County Georgia | 5 | $ 707,000 | $ 141,000 | $ 61,000 |
| Columbia County Georgia | 5 | $ 661,000 | $ 132,000 | $ 75,000 |
| Fayette County Georgia | 5 | $ 1,349,000 | $ 269,000 | $ 122,000 |
| Newton County Georgia | 5 | $ 814,000 | $ 162,000 | $ 68,000 |
| Troup County Georgia | 5 | $ 619,000 | $ 123,000 | $ 60,000 |
| Hennepin County Minnesota | 5 | $ 871,000 | $ 174,000 | $ 64,000 |
| Northampton County Pennsylvania | 5 | $ 772,000 | $ 154,000 | $ 55,000 |
| Fauquier County Virginia | 5 | $ 1,072,000 | $ 214,000 | $ 87,000 |
| Windham County Connecticut | 4 | $ 705,000 | $ 176,000 | $ 48,000 |
| Charlotte County Florida | 4 | $ 510,000 | $ 127,000 | $ 60,000 |
| Leon County Florida | 4 | $ 427,000 | $ 106,000 | $ 65,000 |
| Martin County Florida | 4 | $ 649,000 | $ 162,000 | $ 84,000 |
| Osceola County Florida | 4 | $ 547,000 | $ 136,000 | $ 55,000 |
| Sarasota County Florida | 4 | $ 625,000 | $ 156,000 | $ 57,000 |
| Catoosa County Georgia | 4 | $ 321,000 | $ 80,000 | $ 65,000 |
| Houston County Georgia | 4 | $ 362,000 | $ 90,000 | $ 86,000 |
| Lowndes County Georgia | 4 | $ 496,000 | $ 124,000 | $ 60,000 |
| Muscogee County Georgia | 4 | $ 586,000 | $ 146,000 | $ 82,000 |
| Walton County Georgia | 4 | $ 748,000 | $ 187,000 | $ 53,000 |
| Allegany County Maryland | 4 | $ 332,000 | $ 83,000 | $ 38,000 |
| Washington County Maryland | 4 | $ 683,000 | $ 170,000 | $ 81,000 |
| Worcester County Maryland | 4 | $ 785,000 | $ 196,000 | $ 63,000 |
| Allegheny County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 109,000 |
| Berks County Pennsylvania | 4 | $ 429,000 | $ 107,000 | $ 68,000 |
| Delaware County Pennsylvania | 4 | $ 638,000 | $ 159,000 | $ 100,000 |
| Lehigh County Pennsylvania | 4 | $ 624,000 | $ 156,000 | $ 61,000 |
| Tolland County Connecticut | 3 | $ 451,000 | $ 150,000 | $ 56,000 |
| Kent County Delaware | 3 | $ 443,000 | $ 147,000 | $ 55,000 |
| Brevard County Florida | 3 | $ 365,000 | $ 121,000 | $ 60,000 |
| Pasco County Florida | 3 | $ 383,000 | $ 127,000 | $ 58,000 |
| Seminole County Florida | 3 | $ 513,000 | $ 171,000 | $ 91,000 |
| St. Johns County Florida | 3 | $ 387,000 | $ 129,000 | $ 64,000 |
| Cherokee County Georgia | 3 | $ 509,000 | $ 169,000 | $ 50,000 |
| Dawson County Georgia | 3 | $ 515,000 | $ 171,000 | $ 54,000 |
| Douglas County Georgia | 3 | $ 559,000 | $ 186,000 | $ 69,000 |
| Effingham County Georgia | 3 | $ 322,000 | $ 107,000 | $ 64,000 |
| Hall County Georgia | 3 | $ 397,000 | $ 132,000 | $ 47,000 |
| Jackson County Georgia | 3 | $ 402,000 | $ 134,000 | $ 58,000 |
| Lamar County Georgia | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Murray County Georgia | 3 | $ 410,000 | $ 136,000 | $ 59,000 |
| Paulding County Georgia | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Rockdale County Georgia | 3 | $ 522,000 | $ 174,000 | $ 69,000 |
| Walker County Georgia | 3 | $ 412,000 | $ 137,000 | $ 43,000 |
| Whitfield County Georgia | 3 | $ 347,000 | $ 115,000 | $ 67,000 |
| Caroline County Maryland | 3 | $ 609,000 | $ 203,000 | $ 131,000 |
| Queen Anne's County Maryland | 3 | $ 497,000 | $ 165,000 | $ 79,000 |
| Wicomico County Maryland | 3 | $ 285,000 | $ 95,000 | $ 34,000 |
| Wayne County Michigan | 3 | $ 217,000 | $ 72,000 | $ 51,000 |
| Franklin County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 92,000 |
| Lebanon County Pennsylvania | 3 | $ 344,000 | $ 114,000 | $ 55,000 |
| Monroe County Pennsylvania | 3 | $ 519,000 | $ 173,000 | $ 59,000 |
| Hardeman County Tennessee | 3 | $ 464,000 | $ 154,000 | $ 53,000 |
| Greene County Virginia | 3 | $ 435,000 | $ 145,000 | $ 38,000 |
| Hampton County Virginia | 3 | $ 406,000 | $ 135,000 | $ 79,000 |
| Hanover County Virginia | 3 | $ 631,000 | $ 210,000 | $ 54,000 |
| Manassas County Virginia | 3 | $ 800,000 | $ 266,000 | $ 64,000 |
| Newport News County Virginia | 3 | $ 333,000 | $ 111,000 | $ 53,000 |
| York County Virginia | 3 | $ 456,000 | $ 152,000 | $ 53,000 |
| New London County Connecticut | 2 | $ 242,000 | $ 121,000 | $ 42,000 |
| Bay County Florida | 2 | $ 245,000 | $ 122,000 | $ 56,000 |
| Flagler County Florida | 2 | $ 216,000 | $ 108,000 | $ 114,000 |
| Hernando County Florida | 2 | $ 247,000 | $ 123,000 | $ 55,000 |
| Manatee County Florida | 2 | $ 217,000 | $ 108,000 | $ 37,000 |
| Marion County Florida | 2 | $ 286,000 | $ 143,000 | $ 43,000 |
| Polk County Florida | 2 | $ 239,000 | $ 119,000 | $ 34,000 |
| Bryan County Georgia | 2 | $ 205,000 | $ 102,000 | $ 37,000 |
| Bulloch County Georgia | 2 | $ 182,000 | $ 91,000 | $ 37,000 |
| Chatham County Georgia | 2 | $ 345,000 | $ 172,000 | $ 104,000 |
| Coweta County Georgia | 2 | $ 402,000 | $ 201,000 | $ 105,000 |
| Crawford County Georgia | 2 | $ 145,000 | $ 72,000 | $ 120,000 |
| Floyd County Georgia | 2 | $ 161,000 | $ 80,000 | $ 37,000 |
| Gordon County Georgia | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Lee County Georgia | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Spalding County Georgia | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Upson County Georgia | 2 | $ 229,000 | $ 114,000 | $ 55,000 |
| Bernalillo County New Mexico | 2 | $ 342,000 | $ 171,000 | $ 58,000 |
| Adams County Pennsylvania | 2 | $ 157,000 | $ 78,000 | $ 71,000 |
| Erie County Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 117,000 |
| Pike County Pennsylvania | 2 | $ 371,000 | $ 185,000 | $ 61,000 |
| Cocke County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Knox County Tennessee | 2 | $ 131,000 | $ 65,000 | $ 65,000 |
| Sumner County Tennessee | 2 | $ 565,000 | $ 282,000 | $ 65,000 |
| Albemarle County Virginia | 2 | $ 241,000 | $ 120,000 | $ 66,000 |
| Alexandria County Virginia | 2 | $ 404,000 | $ 202,000 | $ 139,000 |
| Augusta County Virginia | 2 | $ 144,000 | $ 72,000 | $ 103,000 |
| Culpeper County Virginia | 2 | $ 276,000 | $ 138,000 | $ 45,000 |
| Fairfax City County Virginia | 2 | $ 634,000 | $ 317,000 | $ 124,000 |
| Frederick County Virginia | 2 | $ 259,000 | $ 129,000 | $ 52,000 |
| Louisa County Virginia | 2 | $ 245,000 | $ 122,000 | $ 114,000 |
| Montgomery County Virginia | 2 | $ 376,000 | $ 188,000 | $ 85,000 |
| Nelson County Virginia | 2 | $ 302,000 | $ 151,000 | $ 69,000 |
| Orange County Virginia | 2 | $ 273,000 | $ 136,000 | $ 63,000 |
| Poquoson County Virginia | 2 | $ 329,000 | $ 164,000 | $ 65,000 |
| Powhatan County Virginia | 2 | $ 443,000 | $ 221,000 | $ 108,000 |
| Richmond City County Virginia | 2 | $ 278,000 | $ 139,000 | $ 71,000 |
| Roanoke County Virginia | 2 | $ 256,000 | $ 128,000 | $ 59,000 |
| Salem County Virginia | 2 | $ 315,000 | $ 157,000 | $ 54,000 |
| Shenandoah County Virginia | 2 | $ 271,000 | $ 135,000 | $ 61,000 |
| Suffolk County Virginia | 2 | $ 211,000 | $ 105,000 | $ 56,000 |
| Westmoreland County Virginia | 2 | $ 351,000 | $ 175,000 | $ 59,000 |
| Fresno County California | 1 | $ 238,000 | $ 238,000 | $ 34,000 |
| San Diego County California | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| San Francisco County California | 1 | $ 366,000 | $ 366,000 | $ 84,000 |
| Tulare County California | 1 | $ 412,000 | $ 412,000 | $ 107,000 |
| Chaffee County Colorado | 1 | $ 242,000 | $ 242,000 | $ 94,000 |
| Denver County Colorado | 1 | $ 212,000 | $ 212,000 | $ 47,000 |
| Litchfield County Connecticut | 1 | $ 174,000 | $ 174,000 | $ 100,000 |
| Alachua County Florida | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Bradford County Florida | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| Citrus County Florida | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
| Clay County Florida | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Columbia County Florida | 1 | $ 184,000 | $ 184,000 | $ 77,000 |
| Escambia County Florida | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Hamilton County Florida | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Okaloosa County Florida | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Pinellas County Florida | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Santa Rosa County Florida | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Walton County Florida | 1 | $ 446,000 | $ 446,000 | $ 222,000 |
| Baldwin County Georgia | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Banks County Georgia | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Bibb County Georgia | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Bleckley County Georgia | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Butts County Georgia | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Clarke County Georgia | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Decatur County Georgia | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Emanuel County Georgia | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Laurens County Georgia | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Lincoln County Georgia | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Macon County Georgia | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Madison County Georgia | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Meriwether County Georgia | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Monroe County Georgia | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Morgan County Georgia | 1 | $ 288,000 | $ 288,000 | $ 82,000 |
| Oconee County Georgia | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Pickens County Georgia | 1 | $ 247,000 | $ 247,000 | $ 79,000 |
| Putnam County Georgia | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Thomas County Georgia | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Towns County Georgia | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Huntington County Indiana | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Newton County Indiana | 1 | $ 59,000 | $ 59,000 | $ 19,000 |
| Noble County Indiana | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Vermillion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Kent County Maryland | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Talbot County Maryland | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Essex County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Middlesex County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Barry County Michigan | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Bay County Michigan | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Ionia County Michigan | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
| Kalkaska County Michigan | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Mower County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Scott County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 119,000 |
| Lincoln County New Mexico | 1 | $ 181,000 | $ 181,000 | $ 73,000 |
| Rio Arriba County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 20,000 |
| Valencia County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Beaver County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Bedford County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Butler County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Cambria County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| Columbia County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Cumberland County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Lackawanna County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 36,000 |
| Luzerne County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Schuylkill County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Venango County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Washington County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Wayne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Bradley County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Carter County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Hamilton County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Jefferson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Lewis County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Loudon County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Sequatchie County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Sevier County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Washington County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Amelia County Virginia | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Arlington County Virginia | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Bedford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Campbell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Clarke County Virginia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Fredericksburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Isle of Wight County Virginia | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| James City County Virginia | 1 | $ 158,000 | $ 158,000 | $ 98,000 |
| King George County Virginia | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| New Kent County Virginia | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Page County Virginia | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Portsmouth County Virginia | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| Rockingham County Virginia | 1 | $ 91,000 | $ 91,000 | $ 22,000 |
| Warren County Virginia | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Winchester County Virginia | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Wythe County Virginia | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,155 | $189,979,000 | $169,600 | $625,000 | $63,333 | $647,000 |
| Home Purchase | 31 | $5,104,000 | $164,333 | $476,000 | $176,666 | $647,000 |
| Home Improvement | 24 | $3,420,000 | $146,666 | $333,000 | $70,666 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 699 | $116,255,000 | $173,600 | $625,000 | $63,000 | $303,000 |
| Not Provided | 256 | $40,951,000 | $150,333 | $500,000 | $73,000 | $647,000 |
| Black or African American | 187 | $30,032,000 | $143,900 | $485,000 | $60,400 | $278,000 |
| Hispanic | 41 | $7,311,000 | $173,000 | $510,000 | $58,555 | $240,000 |
| Asian | 12 | $1,840,000 | $138,400 | $206,000 | $58,600 | $335,000 |
| American Indian or Alaskan Native | 11 | $1,548,000 | $145,000 | $196,000 | $66,666 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $566,000 | $141,500 | $192,000 | $77,250 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,207 | $198,057,000 | $169,466 | $625,000 | $64,133 | $647,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $363,000 | $181,000 | $280,000 | $96,000 | $160,000 |
| FHA-insured (Federal Housing Administration) | 1 | $83,000 | $83,000 | $83,000 | $24,000 | $24,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,173 | $193,455,000 | $168,466 | $625,000 | $64,333 | $647,000 |
| Application Withdrawn By Applicant | 18 | $2,504,000 | $179,400 | $366,000 | $73,400 | $152,000 |
| Application Approved But Not Accepted | 10 | $1,245,000 | $117,750 | $230,000 | $66,250 | $92,000 |
| File Closed For Incompleteness | 6 | $862,000 | $143,333 | $192,000 | $63,000 | $122,000 |
| Application Denied By Financial Institution | 3 | $437,000 | $145,666 | $153,000 | $46,666 | $54,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.