Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Nfm, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nfm, Inc.
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 490
Total Mortgage Loan Application Amount $93,181,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $1,860,000
Average Applicant Income $93,666
Highest Applicant Income $870,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2006.

Mortgage Loan Application Totals for Nfm, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 39 $ 8,181,000 $ 209,000 $ 64,000
Baltimore County Maryland 20 $ 3,749,000 $ 187,000 $ 73,000
Baltimore City County Maryland 20 $ 2,475,000 $ 123,000 $ 60,000
Anne Arundel County Maryland 14 $ 2,867,000 $ 204,000 $ 79,000
Harford County Maryland 14 $ 2,285,000 $ 163,000 $ 72,000
District of Columbia County District Of Columbia 12 $ 2,534,000 $ 211,000 $ 66,000
Hillsborough County Florida 11 $ 2,350,000 $ 213,000 $ 213,000
New Castle County Delaware 10 $ 1,253,000 $ 125,000 $ 64,000
Brevard County Florida 9 $ 1,556,000 $ 172,000 $ 60,000
Fairfax County Virginia 8 $ 2,560,000 $ 320,000 $ 110,000
Montgomery County Maryland 7 $ 1,556,000 $ 222,000 $ 73,000
Gwinnett County Georgia 6 $ 1,227,000 $ 204,000 $ 90,000
Davidson County Tennessee 6 $ 796,000 $ 132,000 $ 34,000
Sussex County Delaware 5 $ 1,038,000 $ 207,000 $ 97,000
Broward County Florida 5 $ 729,000 $ 145,000 $ 148,000
Lexington County South Carolina 5 $ 565,000 $ 113,000 $ 51,000
Spotsylvania County Virginia 5 $ 1,018,000 $ 203,000 $ 64,000
Los Angeles County California 4 $ 1,036,000 $ 259,000 $ 69,000
Duval County Florida 4 $ 621,000 $ 155,000 $ 57,000
Lee County Florida 4 $ 845,000 $ 211,000 $ 88,000
Miami-Dade County Florida 4 $ 672,000 $ 168,000 $ 66,000
Palm Beach County Florida 4 $ 1,213,000 $ 303,000 $ 94,000
Frederick County Maryland 4 $ 1,132,000 $ 283,000 $ 89,000
Atlantic County New Jersey 4 $ 817,000 $ 204,000 $ 62,000
Burlington County New Jersey 4 $ 597,000 $ 149,000 $ 63,000
Camden County New Jersey 4 $ 834,000 $ 208,000 $ 74,000
Orange County New York 4 $ 706,000 $ 176,000 $ 111,000
Lancaster County Pennsylvania 4 $ 769,000 $ 192,000 $ 74,000
Montgomery County Pennsylvania 4 $ 2,338,000 $ 584,000 $ 279,000
Philadelphia County Pennsylvania 4 $ 598,000 $ 149,000 $ 50,000
Pike County Pennsylvania 4 $ 871,000 $ 217,000 $ 72,000
Chesapeake County Virginia 4 $ 861,000 $ 215,000 $ 64,000
New Haven County Connecticut 3 $ 693,000 $ 231,000 $ 54,000
Orange County Florida 3 $ 867,000 $ 289,000 $ 84,000
Volusia County Florida 3 $ 426,000 $ 142,000 $ 62,000
Cook County Illinois 3 $ 838,000 $ 279,000 $ 119,000
Calvert County Maryland 3 $ 550,000 $ 183,000 $ 66,000
Carroll County Maryland 3 $ 730,000 $ 243,000 $ 53,000
Howard County Maryland 3 $ 907,000 $ 302,000 $ 132,000
Essex County Massachusetts 3 $ 638,000 $ 212,000 $ 60,000
Essex County New Jersey 3 $ 591,000 $ 197,000 $ 71,000
Middlesex County New Jersey 3 $ 816,000 $ 272,000 $ 93,000
Monroe County New York 3 $ 347,000 $ 115,000 $ 75,000
Queens County New York 3 $ 821,000 $ 273,000 $ 116,000
Suffolk County New York 3 $ 805,000 $ 268,000 $ 127,000
Allegheny County Pennsylvania 3 $ 380,000 $ 126,000 $ 101,000
Bucks County Pennsylvania 3 $ 709,000 $ 236,000 $ 71,000
Chester County Pennsylvania 3 $ 863,000 $ 287,000 $ 90,000
Dauphin County Pennsylvania 3 $ 279,000 $ 93,000 $ 61,000
Newport News County Virginia 3 $ 314,000 $ 104,000 $ 69,000
Jefferson County Alabama 2 $ 294,000 $ 147,000 $ 68,000
Anchorage County Alaska 2 $ 492,000 $ 246,000 $ 94,000
Fairfield County Connecticut 2 $ 380,000 $ 190,000 $ 66,000
Hartford County Connecticut 2 $ 268,000 $ 134,000 $ 51,000
Middlesex County Connecticut 2 $ 511,000 $ 255,000 $ 89,000
Hernando County Florida 2 $ 166,000 $ 83,000 $ 29,000
Okaloosa County Florida 2 $ 355,000 $ 177,000 $ 55,000
Osceola County Florida 2 $ 324,000 $ 162,000 $ 62,000
Pasco County Florida 2 $ 320,000 $ 160,000 $ 32,000
Pinellas County Florida 2 $ 273,000 $ 136,000 $ 47,000
Sarasota County Florida 2 $ 274,000 $ 137,000 $ 114,000
Seminole County Florida 2 $ 265,000 $ 132,000 $ 58,000
DeKalb County Georgia 2 $ 130,000 $ 65,000 $ 65,000
Rockdale County Georgia 2 $ 263,000 $ 131,000 $ 92,000
Ada County Idaho 2 $ 734,000 $ 367,000 $ 113,000
Fremont County Iowa 2 $ 99,000 $ 49,000 $ 47,000
Allegany County Maryland 2 $ 90,000 $ 45,000 $ 51,000
Charles County Maryland 2 $ 495,000 $ 247,000 $ 68,000
Worcester County Maryland 2 $ 423,000 $ 211,000 $ 100,000
Bristol County Massachusetts 2 $ 577,000 $ 288,000 $ 69,000
Suffolk County Massachusetts 2 $ 396,000 $ 198,000 $ 58,000
Hillsborough County New Hampshire 2 $ 205,000 $ 102,000 $ 51,000
Bergen County New Jersey 2 $ 485,000 $ 242,000 $ 118,000
Cumberland County New Jersey 2 $ 332,000 $ 166,000 $ 98,000
Gloucester County New Jersey 2 $ 497,000 $ 248,000 $ 87,000
Monmouth County New Jersey 2 $ 578,000 $ 289,000 $ 85,000
Salem County New Jersey 2 $ 188,000 $ 94,000 $ 83,000
Sussex County New Jersey 2 $ 604,000 $ 302,000 $ 97,000
Union County New Jersey 2 $ 370,000 $ 185,000 $ 57,000
Kings County New York 2 $ 514,000 $ 257,000 $ 88,000
Richmond County New York 2 $ 527,000 $ 263,000 $ 106,000
Delaware County Pennsylvania 2 $ 232,000 $ 116,000 $ 105,000
Northampton County Pennsylvania 2 $ 223,000 $ 111,000 $ 57,000
York County Pennsylvania 2 $ 316,000 $ 158,000 $ 63,000
Charleston County South Carolina 2 $ 248,000 $ 124,000 $ 61,000
Henrico County Virginia 2 $ 294,000 $ 147,000 $ 43,000
Prince William County Virginia 2 $ 613,000 $ 306,000 $ 87,000
Suffolk County Virginia 2 $ 273,000 $ 136,000 $ 60,000
Ketchikan Gateway County Alaska 1 $ 170,000 $ 170,000 $ 210,000
Contra Costa County California 1 $ 415,000 $ 415,000 $ 87,000
Kern County California 1 $ 88,000 $ 88,000 $ 54,000
Monterey County California 1 $ 558,000 $ 558,000 $ 132,000
San Diego County California 1 $ 273,000 $ 273,000 $ 57,000
San Luis Obispo County California 1 $ 125,000 $ 125,000 $ 102,000
Santa Cruz County California 1 $ 295,000 $ 295,000 $ 75,000
Tulare County California 1 $ 175,000 $ 175,000 $ 54,000
Boulder County Colorado 1 $ 184,000 $ 184,000 $ 60,000
New London County Connecticut 1 $ 211,000 $ 211,000 $ 93,000
Charlotte County Florida 1 $ 137,000 $ 137,000 $ 42,000
Collier County Florida 1 $ 110,000 $ 110,000 $ 25,000
Columbia County Florida 1 $ 241,000 $ 241,000 $ 98,000
Indian River County Florida 1 $ 84,000 $ 84,000 $ 43,000
Leon County Florida 1 $ 86,000 $ 86,000 $ 46,000
Manatee County Florida 1 $ 155,000 $ 155,000 $ 46,000
St. Lucie County Florida 1 $ 139,000 $ 139,000 $ 94,000
Barrow County Georgia 1 $ 111,000 $ 111,000 $ 39,000
Bartow County Georgia 1 $ 210,000 $ 210,000 $ 64,000
Cobb County Georgia 1 $ 203,000 $ 203,000 $ 126,000
Coffee County Georgia 1 $ 153,000 $ 153,000 $ 51,000
Douglas County Georgia 1 $ 149,000 $ 149,000 $ 71,000
Floyd County Georgia 1 $ 77,000 $ 77,000 $ 38,000
Forsyth County Georgia 1 $ 158,000 $ 158,000 $ 46,000
Hall County Georgia 1 $ 417,000 $ 417,000 $ 180,000
Henry County Georgia 1 $ 128,000 $ 128,000 $ 42,000
Jasper County Georgia 1 $ 140,000 $ 140,000 $ 64,000
Monroe County Georgia 1 $ 230,000 $ 230,000 $ 98,000
Oconee County Georgia 1 $ 211,000 $ 211,000 $ 65,000
Richmond County Georgia 1 $ 91,000 $ 91,000 $ 37,000
Canyon County Idaho 1 $ 187,000 $ 187,000 $ 57,000
Jerome County Idaho 1 $ 170,000 $ 170,000 $ 76,000
DuPage County Illinois 1 $ 132,000 $ 132,000 $ 62,000
Kane County Illinois 1 $ 101,000 $ 101,000 $ 42,000
Kendall County Illinois 1 $ 349,000 $ 349,000 $ 86,000
Tazewell County Illinois 1 $ 91,000 $ 91,000 $ 45,000
Will County Illinois 1 $ 96,000 $ 96,000 $ 121,000
Howard County Indiana 1 $ 104,000 $ 104,000 $ 39,000
Jasper County Indiana 1 $ 152,000 $ 152,000 $ 42,000
Lake County Indiana 1 $ 121,000 $ 121,000 $ 138,000
LaPorte County Indiana 1 $ 151,000 $ 151,000 $ 74,000
Marion County Indiana 1 $ 129,000 $ 129,000 $ 72,000
Dubuque County Iowa 1 $ 165,000 $ 165,000 $ 70,000
Washington County Iowa 1 $ 202,000 $ 202,000 $ 63,000
Fayette County Kentucky 1 $ 158,000 $ 158,000 $ 38,000
Knox County Maine 1 $ 195,000 $ 195,000 $ 45,000
Sagadahoc County Maine 1 $ 140,000 $ 140,000 $ 48,000
Somerset County Maine 1 $ 68,000 $ 68,000 $ 31,000
York County Maine 1 $ 115,000 $ 115,000 $ 58,000
Caroline County Maryland 1 $ 140,000 $ 140,000 $ 33,000
Cecil County Maryland 1 $ 154,000 $ 154,000 $ 51,000
Berkshire County Massachusetts 1 $ 140,000 $ 140,000 $ 46,000
Hampshire County Massachusetts 1 $ 81,000 $ 81,000 $ 37,000
Middlesex County Massachusetts 1 $ 289,000 $ 289,000 $ 89,000
Plymouth County Massachusetts 1 $ 189,000 $ 189,000 $ 123,000
Worcester County Massachusetts 1 $ 164,000 $ 164,000 $ 0
Calhoun County Michigan 1 $ 149,000 $ 149,000 $ 65,000
Ionia County Michigan 1 $ 118,000 $ 118,000 $ 64,000
Muskegon County Michigan 1 $ 141,000 $ 141,000 $ 49,000
Wayne County Michigan 1 $ 100,000 $ 100,000 $ 36,000
Hennepin County Minnesota 1 $ 217,000 $ 217,000 $ 52,000
Benton County Missouri 1 $ 32,000 $ 32,000 $ 16,000
Greene County Missouri 1 $ 42,000 $ 42,000 $ 25,000
Carroll County New Hampshire 1 $ 119,000 $ 119,000 $ 47,000
Cheshire County New Hampshire 1 $ 202,000 $ 202,000 $ 91,000
Ocean County New Jersey 1 $ 130,000 $ 130,000 $ 46,000
Warren County New Jersey 1 $ 94,000 $ 94,000 $ 38,000
Dona Ana County New Mexico 1 $ 169,000 $ 169,000 $ 53,000
Chautauqua County New York 1 $ 170,000 $ 170,000 $ 70,000
Fulton County New York 1 $ 360,000 $ 360,000 $ 120,000
Herkimer County New York 1 $ 82,000 $ 82,000 $ 98,000
Nassau County New York 1 $ 330,000 $ 330,000 $ 77,000
Putnam County New York 1 $ 312,000 $ 312,000 $ 80,000
Rutherford County North Carolina 1 $ 92,000 $ 92,000 $ 39,000
Wake County North Carolina 1 $ 120,000 $ 120,000 $ 74,000
Deschutes County Oregon 1 $ 338,000 $ 338,000 $ 102,000
Douglas County Oregon 1 $ 158,000 $ 158,000 $ 95,000
Lane County Oregon 1 $ 125,000 $ 125,000 $ 49,000
Linn County Oregon 1 $ 138,000 $ 138,000 $ 80,000
Yamhill County Oregon 1 $ 154,000 $ 154,000 $ 51,000
Beaver County Pennsylvania 1 $ 133,000 $ 133,000 $ 36,000
Erie County Pennsylvania 1 $ 123,000 $ 123,000 $ 36,000
Franklin County Pennsylvania 1 $ 140,000 $ 140,000 $ 75,000
Lehigh County Pennsylvania 1 $ 142,000 $ 142,000 $ 62,000
Luzerne County Pennsylvania 1 $ 119,000 $ 119,000 $ 92,000
Lycoming County Pennsylvania 1 $ 69,000 $ 69,000 $ 21,000
Mercer County Pennsylvania 1 $ 119,000 $ 119,000 $ 65,000
Monroe County Pennsylvania 1 $ 216,000 $ 216,000 $ 70,000
Wayne County Pennsylvania 1 $ 404,000 $ 404,000 $ 97,000
Horry County South Carolina 1 $ 71,000 $ 71,000 $ 30,000
Oconee County South Carolina 1 $ 119,000 $ 119,000 $ 28,000
Richland County South Carolina 1 $ 110,000 $ 110,000 $ 155,000
Johnson County Tennessee 1 $ 86,000 $ 86,000 $ 30,000
Rutherford County Tennessee 1 $ 125,000 $ 125,000 $ 52,000
Sumner County Tennessee 1 $ 150,000 $ 150,000 $ 88,000
Washington County Tennessee 1 $ 96,000 $ 96,000 $ 49,000
Charlottesville County Virginia 1 $ 141,000 $ 141,000 $ 31,000
Hampton County Virginia 1 $ 125,000 $ 125,000 $ 41,000
James City County Virginia 1 $ 213,000 $ 213,000 $ 72,000
Loudoun County Virginia 1 $ 236,000 $ 236,000 $ 47,000
Roanoke County Virginia 1 $ 148,000 $ 148,000 $ 39,000
Stafford County Virginia 1 $ 392,000 $ 392,000 $ 134,000
Virginia Beach County Virginia 1 $ 180,000 $ 180,000 $ 44,000
Washington County Virginia 1 $ 74,000 $ 74,000 $ 44,000

Mortgage Loan Application Detail Totals for Nfm, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 430 $82,821,000 $192,000 $1,860,000 $73,000 $870,000
Home Purchase 58 $10,261,000 $176,000 $754,000 $106,000 $870,000
Home Improvement 2 $99,000 $49,000 $58,000 $102,000 $139,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 262 $51,212,000 $195,000 $1,860,000 $79,000 $582,000
Black or African American 123 $23,076,000 $187,000 $754,000 $78,000 $870,000
Not Provided 66 $11,612,000 $175,000 $615,000 $61,000 $180,000
Hispanic 31 $5,866,000 $189,000 $417,000 $89,000 $228,000
Native Hawaiian or Other Pacific Islander 4 $811,000 $202,000 $350,000 $57,000 $100,000
Asian 4 $604,000 $151,000 $232,000 $42,000 $60,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 487 $92,791,000 $190,000 $1,860,000 $77,000 $870,000
FHA-insured (Federal Housing Administration) 3 $390,000 $130,000 $151,000 $56,000 $74,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 432 $82,621,000 $191,000 $1,860,000 $77,000 $870,000
Application Withdrawn By Applicant 33 $5,860,000 $177,000 $615,000 $78,000 $198,000
Application Denied By Financial Institution 25 $4,700,000 $188,000 $550,000 $67,000 $228,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $2,146,000 $143,000 $336,000 $55,000 $228,000
Debt-To-Income Ratio 4 $758,000 $189,000 $389,000 $32,000 $39,000
Collateral 3 $1,049,000 $349,000 $550,000 $162,000 $180,000
Other 2 $490,000 $245,000 $360,000 $83,000 $120,000
Employment History 1 $257,000 $257,000 $257,000 $67,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nfm, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List