NFM, Inc Mortgage Lending & HMDA Data, 2013
In 2013, NFM, Inc of Linthicum, MD reported 5,217 mortgage applications totaling $1.2 billion, down 23% from 2012. The average application was for $227,363, and applicants reported an average income of $92,161. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (659), Baltimore-Towson, MD (545) and Bethesda-Rockville-Frederick, MD (311) (applications in parentheses).
| Mortgage Company & Address | NFM, Inc 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,217 |
| Total Mortgage Loan Application Amount | $1,186,157,000 |
| Average Mortgage Loan Application Amount | $227,363 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $92,161 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 659 | $ 206,049,000 | $ 312,669 | $ 108,462 |
| Baltimore-Towson, MD | 545 | $ 139,274,000 | $ 255,548 | $ 98,000 |
| Bethesda-Rockville-Frederick, MD | 311 | $ 90,167,000 | $ 289,926 | $ 103,000 |
| Philadelphia, PA | 238 | $ 53,150,000 | $ 223,319 | $ 100,000 |
| Camden, NJ | 202 | $ 40,052,000 | $ 198,277 | $ 92,000 |
| Chicago-Joliet-Naperville, IL | 159 | $ 24,780,000 | $ 155,849 | $ 63,000 |
| New York-White Plains-Wayne, NY-NJ | 125 | $ 37,350,000 | $ 298,800 | $ 119,600 |
| Mobile, AL | 124 | $ 15,890,000 | $ 128,145 | $ 60,000 |
| Edison-New Brunswick, NJ | 117 | $ 31,199,000 | $ 266,658 | $ 115,000 |
| Gary, IN | 116 | $ 16,159,000 | $ 139,301 | $ 55,000 |
| Atlanta-Sandy Springs-Marietta, GA | 106 | $ 18,098,000 | $ 170,735 | $ 76,000 |
| Newark-Union, NJ-PA | 100 | $ 24,017,000 | $ 240,170 | $ 95,400 |
| Pittsburgh, PA | 95 | $ 20,483,000 | $ 215,610 | $ 99,000 |
| Raleigh-Cary, NC | 86 | $ 18,306,000 | $ 212,860 | $ 113,000 |
| Boston-Quincy, MA | 82 | $ 21,086,000 | $ 257,146 | $ 107,000 |
| Hartford-West Hartford-East Hartford, CT | 73 | $ 13,620,000 | $ 186,575 | $ 87,000 |
| Houston-Sugar Land-Baytown, TX | 66 | $ 10,289,000 | $ 155,893 | $ 85,000 |
| Durham-Chapel Hill, NC | 63 | $ 12,160,000 | $ 193,015 | $ 80,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 62 | $ 10,301,000 | $ 166,145 | $ 71,935 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 62 | $ 13,013,000 | $ 209,887 | $ 76,629 |
| Richmond, VA | 56 | $ 11,615,000 | $ 207,410 | $ 77,000 |
| Cambridge-Newton-Framingham, MA | 53 | $ 15,554,000 | $ 293,471 | $ 108,000 |
| New Haven-Milford, CT | 48 | $ 10,232,000 | $ 213,166 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 8,025,000 | $ 186,627 | $ 68,232 |
| Bridgeport-Stamford-Norwalk, CT | 41 | $ 11,726,000 | $ 286,000 | $ 110,000 |
| Wilmington, DE-MD-NJ | 37 | $ 6,816,000 | $ 184,216 | $ 63,486 |
| Riverside-San Bernardino-Ontario, CA | 35 | $ 7,084,000 | $ 202,400 | $ 74,000 |
| Nassau-Suffolk, NY | 34 | $ 12,168,000 | $ 357,882 | $ 199,000 |
| Peabody, MA | 33 | $ 7,447,000 | $ 225,666 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 6,230,000 | $ 194,687 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 5,946,000 | $ 185,812 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 28 | $ 5,261,000 | $ 187,892 | $ 82,250 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 4,478,000 | $ 172,230 | $ 102,000 |
| Dallas-Plano-Irving, TX | 25 | $ 4,114,000 | $ 164,560 | $ 98,000 |
| Worcester, MA | 23 | $ 4,346,000 | $ 188,956 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 4,243,000 | $ 192,863 | $ 84,000 |
| York-Hanover, PA | 22 | $ 4,138,000 | $ 188,090 | $ 78,000 |
| Harrisburg-Carlisle, PA | 20 | $ 3,805,000 | $ 190,250 | $ 88,000 |
| Jacksonville, FL | 20 | $ 4,180,000 | $ 209,000 | $ 112,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 5,348,000 | $ 281,473 | $ 90,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 19 | $ 3,540,000 | $ 186,315 | $ 87,000 |
| Springfield, MA | 19 | $ 3,551,000 | $ 186,894 | $ 81,000 |
| Charleston-North Charleston-Summerville, SC | 18 | $ 3,702,000 | $ 205,666 | $ 82,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 5,293,000 | $ 294,055 | $ 100,000 |
| Providence-New Bedford-Fall River, RI-MA | 17 | $ 3,761,000 | $ 221,235 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 3,445,000 | $ 215,312 | $ 91,000 |
| Greensboro-High Point, NC | 15 | $ 2,607,000 | $ 173,800 | $ 79,000 |
| Lancaster, PA | 15 | $ 2,812,000 | $ 187,466 | $ 78,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 15 | $ 4,145,000 | $ 276,333 | $ 128,000 |
| Asheville, NC | 14 | $ 3,060,000 | $ 218,571 | $ 81,000 |
| Wilmington, NC | 14 | $ 2,491,000 | $ 177,928 | $ 64,000 |
| Atlantic City-Hammonton, NJ | 13 | $ 2,406,000 | $ 185,076 | $ 101,000 |
| Barnstable Town, MA | 13 | $ 3,269,000 | $ 251,461 | $ 107,000 |
| Columbia, SC | 13 | $ 2,117,000 | $ 162,846 | $ 59,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 2,249,000 | $ 173,000 | $ 65,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 2,572,000 | $ 214,333 | $ 89,166 |
| Columbus, OH | 12 | $ 2,137,000 | $ 178,083 | $ 78,000 |
| Norwich-New London, CT | 12 | $ 2,084,000 | $ 173,666 | $ 76,000 |
| San Diego-Carlsbad-San Marcos, CA | 12 | $ 3,669,000 | $ 305,750 | $ 110,000 |
| Trenton-Ewing, NJ | 12 | $ 2,486,000 | $ 207,166 | $ 107,000 |
| Austin-Round Rock-San Marcos, TX | 11 | $ 1,923,000 | $ 174,818 | $ 82,000 |
| Ocean City, NJ | 11 | $ 2,076,000 | $ 188,727 | $ 97,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,263,000 | $ 126,300 | $ 69,800 |
| Fort Worth-Arlington, TX | 10 | $ 1,304,000 | $ 130,400 | $ 64,000 |
| Oakland-Fremont-Hayward, CA | 10 | $ 3,249,000 | $ 324,900 | $ 125,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 2,426,000 | $ 242,600 | $ 108,000 |
| San Antonio-New Braunfels, TX | 10 | $ 1,694,000 | $ 169,400 | $ 89,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,328,000 | $ 258,666 | $ 89,000 |
| Chattanooga, TN-GA | 9 | $ 1,339,000 | $ 148,777 | $ 69,666 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 1,363,000 | $ 151,444 | $ 58,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,348,000 | $ 149,777 | $ 63,000 |
| Reading, PA | 9 | $ 1,531,000 | $ 170,111 | $ 93,000 |
| Winchester, VA-WV | 9 | $ 2,251,000 | $ 250,111 | $ 110,000 |
| Buffalo-Niagara Falls, NY | 8 | $ 1,132,000 | $ 141,500 | $ 89,000 |
| Fresno, CA | 8 | $ 1,973,000 | $ 246,625 | $ 124,000 |
| Lynchburg, VA | 8 | $ 1,828,000 | $ 228,500 | $ 67,000 |
| Rocky Mount, NC | 8 | $ 2,014,000 | $ 251,750 | $ 102,000 |
| Salisbury, MD | 8 | $ 1,764,000 | $ 220,500 | $ 86,000 |
| Savannah, GA | 8 | $ 1,060,000 | $ 132,500 | $ 49,000 |
| Bakersfield-Delano, CA | 7 | $ 1,029,000 | $ 147,000 | $ 51,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,298,000 | $ 185,428 | $ 103,000 |
| Dover, DE | 7 | $ 1,267,000 | $ 181,000 | $ 53,000 |
| Greenville-Mauldin-Easley, SC | 7 | $ 1,170,000 | $ 167,142 | $ 56,000 |
| Indianapolis-Carmel, IN | 7 | $ 1,044,000 | $ 149,142 | $ 43,000 |
| Jacksonville, NC | 7 | $ 1,057,000 | $ 151,000 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,376,000 | $ 196,571 | $ 84,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,234,000 | $ 176,285 | $ 89,000 |
| Memphis, TN-MS-AR | 7 | $ 1,278,000 | $ 182,571 | $ 112,000 |
| Rochester, NY | 7 | $ 1,151,000 | $ 164,428 | $ 94,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,601,000 | $ 228,714 | $ 113,000 |
| Stockton, CA | 7 | $ 1,283,000 | $ 183,285 | $ 71,000 |
| Winston-Salem, NC | 7 | $ 1,072,000 | $ 153,142 | $ 72,000 |
| Birmingham-Hoover, AL | 6 | $ 891,000 | $ 148,500 | $ 70,000 |
| Burlington, NC | 6 | $ 1,036,000 | $ 172,666 | $ 74,000 |
| Charlottesville, VA | 6 | $ 1,715,000 | $ 285,833 | $ 130,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 929,000 | $ 154,833 | $ 57,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,318,000 | $ 219,666 | $ 82,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,091,000 | $ 181,833 | $ 81,500 |
| Louisville/Jefferson County, KY-IN | 6 | $ 860,000 | $ 143,333 | $ 80,333 |
| Naples-Marco Island, FL | 6 | $ 1,444,000 | $ 240,666 | $ 153,000 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 1,757,000 | $ 292,833 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 2,046,000 | $ 341,000 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,859,000 | $ 309,833 | $ 145,000 |
| Akron, OH | 5 | $ 943,000 | $ 188,600 | $ 91,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 905,000 | $ 181,000 | $ 88,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 878,000 | $ 175,600 | $ 61,000 |
| Columbus, GA-AL | 5 | $ 934,000 | $ 186,800 | $ 62,000 |
| Florence, SC | 5 | $ 902,000 | $ 180,400 | $ 100,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 859,000 | $ 171,800 | $ 61,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,716,000 | $ 343,200 | $ 170,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 993,000 | $ 198,600 | $ 87,000 |
| Port St. Lucie, FL | 5 | $ 722,000 | $ 144,400 | $ 59,000 |
| Rockford, IL | 5 | $ 635,000 | $ 127,000 | $ 49,000 |
| Spartanburg, SC | 5 | $ 851,000 | $ 170,200 | $ 94,000 |
| St. Louis, MO-IL | 5 | $ 1,101,000 | $ 220,200 | $ 84,000 |
| Tallahassee, FL | 5 | $ 1,007,000 | $ 201,400 | $ 124,000 |
| Visalia-Porterville, CA | 5 | $ 586,000 | $ 117,200 | $ 65,000 |
| Warner Robins, GA | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Athens-Clarke County, GA | 4 | $ 701,000 | $ 175,250 | $ 61,000 |
| Auburn-Opelika, AL | 4 | $ 805,000 | $ 201,250 | $ 89,000 |
| Harrisonburg, VA | 4 | $ 728,000 | $ 182,000 | $ 103,000 |
| Lexington-Fayette, KY | 4 | $ 934,000 | $ 233,500 | $ 92,000 |
| Macon, GA | 4 | $ 615,000 | $ 153,750 | $ 54,000 |
| Montgomery, AL | 4 | $ 687,000 | $ 171,750 | $ 60,000 |
| Ocala, FL | 4 | $ 633,000 | $ 158,250 | $ 50,000 |
| Pittsfield, MA | 4 | $ 863,000 | $ 215,750 | $ 90,000 |
| Roanoke, VA | 4 | $ 693,000 | $ 173,250 | $ 52,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,506,000 | $ 376,500 | $ 154,000 |
| St. Cloud, MN | 4 | $ 876,000 | $ 219,000 | $ 106,000 |
| Syracuse, NY | 4 | $ 688,000 | $ 172,000 | $ 129,000 |
| Toledo, OH | 4 | $ 541,000 | $ 135,250 | $ 101,000 |
| Chico, CA | 3 | $ 394,000 | $ 131,333 | $ 59,000 |
| Dayton, OH | 3 | $ 561,000 | $ 187,000 | $ 92,000 |
| El Paso, TX | 3 | $ 416,000 | $ 138,666 | $ 81,000 |
| Erie, PA | 3 | $ 531,000 | $ 177,000 | $ 89,000 |
| Huntsville, AL | 3 | $ 513,000 | $ 171,000 | $ 84,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 782,000 | $ 260,666 | $ 182,666 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 631,000 | $ 210,333 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 568,000 | $ 189,333 | $ 72,000 |
| Sebastian-Vero Beach, FL | 3 | $ 473,000 | $ 157,666 | $ 85,000 |
| State College, PA | 3 | $ 518,000 | $ 172,666 | $ 75,000 |
| Tuscaloosa, AL | 3 | $ 384,000 | $ 128,000 | $ 41,000 |
| Utica-Rome, NY | 3 | $ 888,000 | $ 296,000 | $ 522,000 |
| Albany, GA | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Anderson, SC | 2 | $ 265,000 | $ 132,500 | $ 81,000 |
| Champaign-Urbana, IL | 2 | $ 278,000 | $ 139,000 | $ 57,000 |
| Clarksville, TN-KY | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Corpus Christi, TX | 2 | $ 234,000 | $ 117,000 | $ 62,000 |
| Cumberland, MD-WV | 2 | $ 291,000 | $ 145,500 | $ 61,500 |
| El Centro, CA | 2 | $ 391,000 | $ 195,500 | $ 80,000 |
| Elkhart-Goshen, IN | 2 | $ 252,000 | $ 126,000 | $ 75,000 |
| Fayetteville, NC | 2 | $ 302,000 | $ 151,000 | $ 79,000 |
| Gainesville, FL | 2 | $ 506,000 | $ 253,000 | $ 118,000 |
| Gainesville, GA | 2 | $ 309,000 | $ 154,500 | $ 42,000 |
| Goldsboro, NC | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Greenville, NC | 2 | $ 412,000 | $ 206,000 | $ 27,000 |
| Johnson City, TN | 2 | $ 421,000 | $ 210,500 | $ 109,000 |
| Knoxville, TN | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| Lafayette, IN | 2 | $ 269,000 | $ 134,500 | $ 67,000 |
| Lubbock, TX | 2 | $ 477,000 | $ 238,500 | $ 116,000 |
| Manchester-Nashua, NH | 2 | $ 717,000 | $ 358,500 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 401,000 | $ 200,500 | $ 79,000 |
| Merced, CA | 2 | $ 281,000 | $ 140,500 | $ 77,000 |
| Midland, TX | 2 | $ 432,000 | $ 216,000 | $ 122,000 |
| Olympia, WA | 2 | $ 440,000 | $ 220,000 | $ 121,000 |
| Peoria, IL | 2 | $ 271,000 | $ 135,500 | $ 90,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 822,000 | $ 411,000 | $ 108,000 |
| Tyler, TX | 2 | $ 487,000 | $ 243,500 | $ 36,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Yuba City, CA | 2 | $ 361,000 | $ 180,500 | $ 58,000 |
| Altoona, PA | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Amarillo, TX | 1 | $ 211,000 | $ 211,000 | $ 121,000 |
| Binghamton, NY | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Bloomington, IN | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Canton-Massillon, OH | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Cleveland, TN | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| College Station-Bryan, TX | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Colorado Springs, CO | 1 | $ 227,000 | $ 227,000 | $ 137,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
| Decatur, AL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Denver-Aurora-Broomfield, CO | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Dothan, AL | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Duluth, MN-WI | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 233,000 | $ 233,000 | $ 88,000 |
| Florence-Muscle Shoals, AL | 1 | $ 142,000 | $ 142,000 | $ 93,000 |
| Fort Wayne, IN | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Gadsden, AL | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Hanford-Corcoran, CA | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| Ithaca, NY | 1 | $ 328,000 | $ 328,000 | $ 210,000 |
| Jackson, TN | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| Johnstown, PA | 1 | $ 103,000 | $ 103,000 | $ 84,000 |
| Kankakee-Bradley, IL | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Kingston, NY | 1 | $ 316,000 | $ 316,000 | $ 105,000 |
| Laredo, TX | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Lebanon, PA | 1 | $ 214,000 | $ 214,000 | $ 115,000 |
| Modesto, CA | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Napa, CA | 1 | $ 253,000 | $ 253,000 | $ 91,000 |
| Palm Coast, FL | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Rochester, MN | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Rome, GA | 1 | $ 257,000 | $ 257,000 | $ 143,000 |
| Spokane, WA | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Springfield, OH | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Vallejo-Fairfield, CA | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Wheeling, WV-OH | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Williamsport, PA | 1 | $ 122,000 | $ 122,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for NFM, Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,758 | $845,165,000 | $224,000 | $1,237,000 | $93,000 | $1,440,000 |
| Home Purchase | 1,459 | $340,992,000 | $233,000 | $1,435,000 | $90,000 | $962,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,429 | $785,958,000 | $229,000 | $1,000,000 | $96,000 | $1,038,000 |
| Black or African American | 625 | $134,289,000 | $214,000 | $800,000 | $75,000 | $426,000 |
| Not Provided | 518 | $117,664,000 | $227,000 | $1,237,000 | $91,000 | $1,440,000 |
| Hispanic | 367 | $69,802,000 | $190,000 | $766,000 | $72,000 | $837,000 |
| Asian | 251 | $71,718,000 | $285,000 | $1,435,000 | $118,000 | $926,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,221,000 | $248,000 | $478,000 | $102,000 | $307,000 |
| American Indian or Alaskan Native | 10 | $2,505,000 | $250,000 | $430,000 | $94,000 | $159,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,400 | $601,320,000 | $250,000 | $1,435,000 | $114,000 | $1,038,000 |
| FHA-insured (Federal Housing Administration) | 2,350 | $461,239,000 | $196,000 | $743,000 | $74,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 382 | $110,313,000 | $288,000 | $822,000 | $80,000 | $383,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $13,285,000 | $156,000 | $286,000 | $50,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,060 | $700,618,000 | $228,000 | $1,435,000 | $93,000 | $1,038,000 |
| File Closed For Incompleteness | 952 | $210,350,000 | $220,000 | $1,237,000 | $90,000 | $1,440,000 |
| Application Withdrawn By Applicant | 708 | $168,182,000 | $237,000 | $822,000 | $100,000 | $960,000 |
| Application Denied By Financial Institution | 444 | $93,622,000 | $210,000 | $654,000 | $79,000 | $926,000 |
| Application Approved But Not Accepted | 53 | $13,385,000 | $252,000 | $560,000 | $99,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 134 | $29,292,000 | $218,000 | $620,000 | $69,000 | $237,000 |
| Other | 80 | $16,100,000 | $201,000 | $480,000 | $81,000 | $300,000 |
| Collateral | 73 | $15,090,000 | $206,000 | $648,000 | $90,000 | $215,000 |
| Credit History | 42 | $10,004,000 | $238,000 | $654,000 | $87,000 | $255,000 |
| Employment History | 26 | $5,229,000 | $201,000 | $381,000 | $72,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,946,000 | $149,000 | $342,000 | $64,000 | $156,000 |
| Unverifiable Information | 13 | $2,837,000 | $218,000 | $417,000 | $88,000 | $258,000 |
| Credit Application Incomplete | 11 | $2,489,000 | $226,000 | $330,000 | $173,000 | $926,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NFM, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About