NFM, Inc Mortgage Lending & HMDA Data, 2013
In 2013, NFM, Inc of Linthicum, MD reported 5,217 mortgage applications totaling $1.2 billion, down 23% from 2012. The average application was for $227,363, and applicants reported an average income of $92,161. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (659), Baltimore-Towson, MD (545) and Bethesda-Rockville-Frederick, MD (311) (applications in parentheses).
| Mortgage Company & Address | NFM, Inc 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,217 |
| Total Mortgage Loan Application Amount | $1,186,157,000 |
| Average Mortgage Loan Application Amount | $227,363 |
| Highest Mortgage Loan Application Amount | $1,435,000 |
| Average Applicant Income | $92,161 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 179 | $ 44,724,000 | $ 249,854 | $ 88,000 |
| Montgomery, Maryland | 175 | $ 55,589,000 | $ 317,651 | $ 114,000 |
| Fairfax, Virginia | 151 | $ 55,605,000 | $ 368,245 | $ 140,000 |
| Baltimore, Maryland | 143 | $ 31,824,000 | $ 222,545 | $ 92,000 |
| Frederick, Maryland | 137 | $ 34,837,000 | $ 254,284 | $ 87,000 |
| Mobile, Alabama | 125 | $ 16,071,000 | $ 128,568 | $ 60,000 |
| Cook, Illinois | 117 | $ 17,225,000 | $ 147,222 | $ 56,000 |
| Anne Arundel, Maryland | 114 | $ 32,347,000 | $ 283,745 | $ 98,000 |
| Lake, Indiana | 108 | $ 14,757,000 | $ 136,638 | $ 55,000 |
| Howard, Maryland | 87 | $ 27,866,000 | $ 320,298 | $ 121,000 |
| Baltimore City, Maryland | 77 | $ 15,052,000 | $ 195,480 | $ 89,000 |
| Wake, North Carolina | 77 | $ 17,129,000 | $ 222,454 | $ 118,000 |
| Philadelphia, Pennsylvania | 77 | $ 13,806,000 | $ 179,298 | $ 78,000 |
| Gloucester, New Jersey | 76 | $ 14,476,000 | $ 190,473 | $ 90,000 |
| Prince William, Virginia | 75 | $ 24,750,000 | $ 330,000 | $ 97,000 |
| Harford, Maryland | 73 | $ 16,770,000 | $ 229,726 | $ 84,000 |
| Camden, New Jersey | 67 | $ 11,870,000 | $ 177,164 | $ 88,000 |
| Loudoun, Virginia | 66 | $ 28,084,000 | $ 425,515 | $ 133,000 |
| Burlington, New Jersey | 60 | $ 13,860,000 | $ 231,000 | $ 99,000 |
| Hartford, Connecticut | 56 | $ 10,375,000 | $ 185,267 | $ 89,000 |
| Bucks, Pennsylvania | 54 | $ 14,942,000 | $ 276,703 | $ 122,000 |
| Middlesex, Massachusetts | 53 | $ 15,554,000 | $ 293,471 | $ 108,000 |
| Charles, Maryland | 52 | $ 12,304,000 | $ 236,615 | $ 90,000 |
| Durham, North Carolina | 51 | $ 9,151,000 | $ 179,431 | $ 74,000 |
| New Haven, Connecticut | 48 | $ 10,232,000 | $ 213,166 | $ 80,000 |
| Allegheny, Pennsylvania | 48 | $ 10,625,000 | $ 221,354 | $ 97,000 |
| Montgomery, Pennsylvania | 45 | $ 9,199,000 | $ 204,422 | $ 93,000 |
| Fairfield, Connecticut | 41 | $ 11,726,000 | $ 286,000 | $ 110,000 |
| Mecklenburg, North Carolina | 39 | $ 6,320,000 | $ 162,051 | $ 78,000 |
| Monmouth, New Jersey | 38 | $ 11,389,000 | $ 299,710 | $ 116,000 |
| Bergen, New Jersey | 37 | $ 12,443,000 | $ 336,297 | $ 118,000 |
| District of Columbia, District Of Columbia | 35 | $ 10,516,000 | $ 300,457 | $ 89,000 |
| Delaware, Pennsylvania | 35 | $ 7,455,000 | $ 213,000 | $ 103,000 |
| Norfolk, Massachusetts | 34 | $ 8,769,000 | $ 257,911 | $ 95,000 |
| Union, New Jersey | 34 | $ 7,342,000 | $ 215,941 | $ 94,000 |
| Carroll, Maryland | 33 | $ 9,131,000 | $ 276,696 | $ 105,000 |
| Essex, Massachusetts | 33 | $ 7,447,000 | $ 225,666 | $ 89,000 |
| Washington, Maryland | 32 | $ 5,875,000 | $ 183,593 | $ 69,000 |
| Middlesex, New Jersey | 29 | $ 6,763,000 | $ 233,206 | $ 94,000 |
| Chester, Pennsylvania | 28 | $ 8,106,000 | $ 289,500 | $ 123,000 |
| Ocean, New Jersey | 27 | $ 5,945,000 | $ 220,185 | $ 123,000 |
| Galveston, Texas | 27 | $ 3,991,000 | $ 147,814 | $ 87,000 |
| Plymouth, Massachusetts | 26 | $ 6,150,000 | $ 236,538 | $ 107,000 |
| Worcester, Massachusetts | 23 | $ 4,346,000 | $ 188,956 | $ 77,000 |
| Somerset, New Jersey | 23 | $ 7,102,000 | $ 308,782 | $ 132,000 |
| Suffolk, Massachusetts | 22 | $ 6,167,000 | $ 280,318 | $ 127,000 |
| York, Pennsylvania | 22 | $ 4,138,000 | $ 188,090 | $ 78,000 |
| Monroe, Alabama | 21 | $ 2,322,000 | $ 110,571 | $ 53,000 |
| Calvert, Maryland | 21 | $ 6,480,000 | $ 308,571 | $ 105,000 |
| Queen Anne's, Maryland | 21 | $ 6,627,000 | $ 315,571 | $ 104,000 |
| Morris, New Jersey | 21 | $ 6,288,000 | $ 299,428 | $ 95,000 |
| Fulton, Georgia | 20 | $ 4,059,000 | $ 202,950 | $ 90,000 |
| Gwinnett, Georgia | 20 | $ 3,235,000 | $ 161,750 | $ 72,000 |
| Los Angeles, California | 19 | $ 5,348,000 | $ 281,473 | $ 90,000 |
| Riverside, California | 19 | $ 3,567,000 | $ 187,736 | $ 76,000 |
| New Castle, Delaware | 19 | $ 3,789,000 | $ 199,421 | $ 64,000 |
| Stafford, Virginia | 19 | $ 6,241,000 | $ 328,473 | $ 104,000 |
| Virginia Beach, Virginia | 19 | $ 4,229,000 | $ 222,578 | $ 80,000 |
| Miami-Dade, Florida | 18 | $ 5,293,000 | $ 294,055 | $ 100,000 |
| Essex, New Jersey | 18 | $ 4,369,000 | $ 242,722 | $ 85,000 |
| Suffolk, New York | 18 | $ 6,747,000 | $ 374,833 | $ 226,000 |
| Harris, Texas | 18 | $ 2,602,000 | $ 144,555 | $ 69,000 |
| Bristol, Massachusetts | 17 | $ 3,761,000 | $ 221,235 | $ 73,000 |
| Passaic, New Jersey | 17 | $ 4,237,000 | $ 249,235 | $ 87,000 |
| Sacramento, California | 16 | $ 2,791,000 | $ 174,437 | $ 55,000 |
| San Bernardino, California | 16 | $ 3,517,000 | $ 219,812 | $ 71,000 |
| Broward, Florida | 16 | $ 3,445,000 | $ 215,312 | $ 91,000 |
| St. Mary's, Maryland | 16 | $ 4,319,000 | $ 269,937 | $ 89,000 |
| Nassau, New York | 16 | $ 5,421,000 | $ 338,812 | $ 168,000 |
| Westchester, New York | 16 | $ 4,825,000 | $ 301,562 | $ 127,000 |
| Alexandria, Virginia | 16 | $ 4,382,000 | $ 273,875 | $ 84,000 |
| Arlington, Virginia | 16 | $ 6,076,000 | $ 379,750 | $ 145,000 |
| Chesterfield, Virginia | 16 | $ 3,626,000 | $ 226,625 | $ 97,000 |
| Palm Beach, Florida | 15 | $ 4,145,000 | $ 276,333 | $ 128,000 |
| Lancaster, Pennsylvania | 15 | $ 2,812,000 | $ 187,466 | $ 78,000 |
| Hillsborough, Florida | 14 | $ 2,799,000 | $ 199,928 | $ 71,000 |
| Atlantic, New Jersey | 14 | $ 2,472,000 | $ 176,571 | $ 94,000 |
| Butler, Pennsylvania | 14 | $ 3,348,000 | $ 239,142 | $ 111,000 |
| Duval, Florida | 13 | $ 2,326,000 | $ 178,923 | $ 80,000 |
| DuPage, Illinois | 13 | $ 2,361,000 | $ 181,615 | $ 79,000 |
| Barnstable, Massachusetts | 13 | $ 3,269,000 | $ 251,461 | $ 107,000 |
| Cumberland, New Jersey | 13 | $ 2,249,000 | $ 173,000 | $ 65,000 |
| Hudson, New Jersey | 13 | $ 3,300,000 | $ 253,846 | $ 108,000 |
| Guilford, North Carolina | 13 | $ 2,336,000 | $ 179,692 | $ 84,000 |
| Lehigh, Pennsylvania | 13 | $ 2,493,000 | $ 191,769 | $ 83,000 |
| Davidson, Tennessee | 13 | $ 2,086,000 | $ 160,461 | $ 54,000 |
| Henrico, Virginia | 13 | $ 2,284,000 | $ 175,692 | $ 63,000 |
| Baldwin, Alabama | 12 | $ 2,069,000 | $ 172,416 | $ 78,000 |
| San Diego, California | 12 | $ 3,669,000 | $ 305,750 | $ 110,000 |
| New London, Connecticut | 12 | $ 2,084,000 | $ 173,666 | $ 76,000 |
| Cobb, Georgia | 12 | $ 1,942,000 | $ 161,833 | $ 69,000 |
| Hennepin, Minnesota | 12 | $ 2,130,000 | $ 177,500 | $ 103,000 |
| Mercer, New Jersey | 12 | $ 2,486,000 | $ 207,166 | $ 107,000 |
| Sussex, New Jersey | 12 | $ 3,030,000 | $ 252,500 | $ 122,000 |
| Northampton, Pennsylvania | 12 | $ 2,119,000 | $ 176,583 | $ 76,000 |
| Spotsylvania, Virginia | 12 | $ 2,562,000 | $ 213,500 | $ 66,000 |
| Litchfield, Connecticut | 11 | $ 2,262,000 | $ 205,636 | $ 60,000 |
| Pasco, Florida | 11 | $ 2,005,000 | $ 182,272 | $ 80,000 |
| Cecil, Maryland | 11 | $ 2,138,000 | $ 194,363 | $ 71,000 |
| Hampden, Massachusetts | 11 | $ 1,772,000 | $ 161,090 | $ 68,000 |
| Cape May, New Jersey | 11 | $ 2,076,000 | $ 188,727 | $ 97,000 |
| Franklin, Pennsylvania | 11 | $ 2,023,000 | $ 183,909 | $ 81,000 |
| Westmoreland, Pennsylvania | 11 | $ 1,717,000 | $ 156,090 | $ 95,000 |
| Berkeley, West Virginia | 11 | $ 2,150,000 | $ 195,454 | $ 66,000 |
| Middlesex, Connecticut | 10 | $ 1,976,000 | $ 197,600 | $ 74,000 |
| Orange, Florida | 10 | $ 1,857,000 | $ 185,700 | $ 85,000 |
| Will, Illinois | 10 | $ 1,510,000 | $ 151,000 | $ 69,000 |
| Dauphin, Pennsylvania | 10 | $ 1,909,000 | $ 190,900 | $ 116,000 |
| Washington, Pennsylvania | 10 | $ 2,579,000 | $ 257,900 | $ 111,000 |
| Brazoria, Texas | 10 | $ 1,389,000 | $ 138,900 | $ 74,000 |
| Windham, Connecticut | 9 | $ 1,422,000 | $ 158,000 | $ 56,000 |
| Lee, Florida | 9 | $ 2,328,000 | $ 258,666 | $ 89,000 |
| Kane, Illinois | 9 | $ 1,864,000 | $ 207,111 | $ 104,000 |
| Queens, New York | 9 | $ 2,411,000 | $ 267,888 | $ 111,000 |
| Richmond, New York | 9 | $ 2,826,000 | $ 314,000 | $ 118,000 |
| Berks, Pennsylvania | 9 | $ 1,531,000 | $ 170,111 | $ 93,000 |
| Cumberland, Pennsylvania | 9 | $ 1,668,000 | $ 185,333 | $ 62,000 |
| Horry, South Carolina | 9 | $ 1,363,000 | $ 151,444 | $ 58,000 |
| Richland, South Carolina | 9 | $ 1,483,000 | $ 164,777 | $ 61,000 |
| Tarrant, Texas | 9 | $ 1,173,000 | $ 130,333 | $ 67,000 |
| Hanover, Virginia | 9 | $ 2,279,000 | $ 253,222 | $ 64,000 |
| Fresno, California | 8 | $ 1,973,000 | $ 246,625 | $ 124,000 |
| Clayton, Georgia | 8 | $ 1,000,000 | $ 125,000 | $ 66,000 |
| Salem, New Jersey | 8 | $ 1,156,000 | $ 144,500 | $ 52,000 |
| Nash, North Carolina | 8 | $ 2,014,000 | $ 251,750 | $ 102,000 |
| Adams, Pennsylvania | 8 | $ 1,247,000 | $ 155,875 | $ 74,000 |
| Monroe, Pennsylvania | 8 | $ 1,335,000 | $ 166,875 | $ 92,000 |
| Pike, Pennsylvania | 8 | $ 1,112,000 | $ 139,000 | $ 77,000 |
| Charleston, South Carolina | 8 | $ 1,968,000 | $ 246,000 | $ 107,000 |
| York, South Carolina | 8 | $ 1,164,000 | $ 145,500 | $ 58,000 |
| Collin, Texas | 8 | $ 1,398,000 | $ 174,750 | $ 108,000 |
| Denton, Texas | 8 | $ 1,395,000 | $ 174,375 | $ 104,000 |
| Newport News, Virginia | 8 | $ 1,331,000 | $ 166,375 | $ 57,000 |
| Kern, California | 7 | $ 1,029,000 | $ 147,000 | $ 51,000 |
| San Joaquin, California | 7 | $ 1,283,000 | $ 183,285 | $ 71,000 |
| Tolland, Connecticut | 7 | $ 1,269,000 | $ 181,285 | $ 88,000 |
| Kent, Delaware | 7 | $ 1,267,000 | $ 181,000 | $ 53,000 |
| Sussex, Delaware | 7 | $ 1,472,000 | $ 210,285 | $ 128,000 |
| Pinellas, Florida | 7 | $ 1,142,000 | $ 163,142 | $ 71,000 |
| Polk, Florida | 7 | $ 1,234,000 | $ 176,285 | $ 89,000 |
| Santa Rosa, Florida | 7 | $ 974,000 | $ 139,142 | $ 64,000 |
| Volusia, Florida | 7 | $ 940,000 | $ 134,285 | $ 49,000 |
| DeKalb, Georgia | 7 | $ 1,409,000 | $ 201,285 | $ 95,000 |
| Paulding, Georgia | 7 | $ 1,047,000 | $ 149,571 | $ 66,000 |
| Lake, Illinois | 7 | $ 1,376,000 | $ 196,571 | $ 84,000 |
| Porter, Indiana | 7 | $ 1,168,000 | $ 166,857 | $ 52,000 |
| Wicomico, Maryland | 7 | $ 1,545,000 | $ 220,714 | $ 90,000 |
| Hunterdon, New Jersey | 7 | $ 1,876,000 | $ 268,000 | $ 110,000 |
| Erie, New York | 7 | $ 1,009,000 | $ 144,142 | $ 96,000 |
| Kings, New York | 7 | $ 2,096,000 | $ 299,428 | $ 109,000 |
| Rockland, New York | 7 | $ 2,016,000 | $ 288,000 | $ 165,000 |
| Buncombe, North Carolina | 7 | $ 1,198,000 | $ 171,142 | $ 66,000 |
| Onslow, North Carolina | 7 | $ 1,057,000 | $ 151,000 | $ 82,000 |
| Union, North Carolina | 7 | $ 1,546,000 | $ 220,857 | $ 63,000 |
| Greenville, South Carolina | 7 | $ 1,170,000 | $ 167,142 | $ 56,000 |
| Rutherford, Tennessee | 7 | $ 1,255,000 | $ 179,285 | $ 73,000 |
| Williamson, Tennessee | 7 | $ 2,201,000 | $ 314,428 | $ 128,000 |
| Bexar, Texas | 7 | $ 1,015,000 | $ 145,000 | $ 80,000 |
| Dallas, Texas | 7 | $ 928,000 | $ 132,571 | $ 66,000 |
| Fort Bend, Texas | 7 | $ 1,466,000 | $ 209,428 | $ 128,000 |
| Travis, Texas | 7 | $ 1,056,000 | $ 150,857 | $ 79,000 |
| Chesapeake, Virginia | 7 | $ 1,648,000 | $ 235,428 | $ 70,000 |
| Contra Costa, California | 6 | $ 1,801,000 | $ 300,166 | $ 109,000 |
| Orange, California | 6 | $ 2,046,000 | $ 341,000 | $ 99,000 |
| Collier, Florida | 6 | $ 1,444,000 | $ 240,666 | $ 153,000 |
| Chatham, Georgia | 6 | $ 832,000 | $ 138,666 | $ 36,000 |
| Rockingham, New Hampshire | 6 | $ 1,412,000 | $ 235,333 | $ 120,000 |
| Orange, New York | 6 | $ 1,535,000 | $ 255,833 | $ 116,000 |
| Alamance, North Carolina | 6 | $ 1,036,000 | $ 172,666 | $ 74,000 |
| Brunswick, North Carolina | 6 | $ 856,000 | $ 142,666 | $ 78,000 |
| Orange, North Carolina | 6 | $ 1,276,000 | $ 212,666 | $ 69,000 |
| Armstrong, Pennsylvania | 6 | $ 824,000 | $ 137,333 | $ 62,000 |
| Berkeley, South Carolina | 6 | $ 902,000 | $ 150,333 | $ 62,000 |
| Frederick, Virginia | 6 | $ 1,429,000 | $ 238,166 | $ 110,000 |
| Portsmouth, Virginia | 6 | $ 991,000 | $ 165,166 | $ 47,000 |
| Tulare, California | 5 | $ 586,000 | $ 117,200 | $ 65,000 |
| Ventura, California | 5 | $ 1,716,000 | $ 343,200 | $ 170,000 |
| Brevard, Florida | 5 | $ 993,000 | $ 198,600 | $ 87,000 |
| Lake, Florida | 5 | $ 892,000 | $ 178,400 | $ 56,000 |
| Seminole, Florida | 5 | $ 1,244,000 | $ 248,800 | $ 124,000 |
| St. Johns, Florida | 5 | $ 1,615,000 | $ 323,000 | $ 230,000 |
| St. Lucie, Florida | 5 | $ 722,000 | $ 144,400 | $ 59,000 |
| Forsyth, Georgia | 5 | $ 1,066,000 | $ 213,200 | $ 173,000 |
| Houston, Georgia | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Richmond, Georgia | 5 | $ 564,000 | $ 112,800 | $ 73,000 |
| McHenry, Illinois | 5 | $ 720,000 | $ 144,000 | $ 88,000 |
| Worcester, Maryland | 5 | $ 1,317,000 | $ 263,400 | $ 91,000 |
| Hampshire, Massachusetts | 5 | $ 1,278,000 | $ 255,600 | $ 102,000 |
| Bronx, New York | 5 | $ 1,788,000 | $ 357,600 | $ 149,000 |
| Monroe, New York | 5 | $ 697,000 | $ 139,400 | $ 93,000 |
| Forsyth, North Carolina | 5 | $ 770,000 | $ 154,000 | $ 80,000 |
| Franklin, North Carolina | 5 | $ 718,000 | $ 143,600 | $ 49,000 |
| Harnett, North Carolina | 5 | $ 914,000 | $ 182,800 | $ 54,000 |
| New Hanover, North Carolina | 5 | $ 1,029,000 | $ 205,800 | $ 60,000 |
| Georgetown, South Carolina | 5 | $ 1,557,000 | $ 311,400 | $ 98,000 |
| Spartanburg, South Carolina | 5 | $ 851,000 | $ 170,200 | $ 94,000 |
| Albemarle, Virginia | 5 | $ 1,329,000 | $ 265,800 | $ 136,000 |
| Fauquier, Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 89,000 |
| Hampton, Virginia | 5 | $ 813,000 | $ 162,600 | $ 62,000 |
| Montgomery, Virginia | 5 | $ 878,000 | $ 175,600 | $ 61,000 |
| King, Washington | 5 | $ 1,527,000 | $ 305,400 | $ 135,000 |
| Jefferson, Alabama | 4 | $ 539,000 | $ 134,750 | $ 88,000 |
| Lee, Alabama | 4 | $ 805,000 | $ 201,250 | $ 89,000 |
| Alameda, California | 4 | $ 1,448,000 | $ 362,000 | $ 150,000 |
| Santa Clara, California | 4 | $ 1,506,000 | $ 376,500 | $ 154,000 |
| Leon, Florida | 4 | $ 801,000 | $ 200,250 | $ 130,000 |
| Manatee, Florida | 4 | $ 777,000 | $ 194,250 | $ 77,000 |
| Marion, Florida | 4 | $ 633,000 | $ 158,250 | $ 50,000 |
| Barrow, Georgia | 4 | $ 496,000 | $ 124,000 | $ 65,000 |
| Carroll, Georgia | 4 | $ 511,000 | $ 127,750 | $ 45,000 |
| Kendall, Illinois | 4 | $ 922,000 | $ 230,500 | $ 90,000 |
| Fayette, Kentucky | 4 | $ 934,000 | $ 233,500 | $ 92,000 |
| Berkshire, Massachusetts | 4 | $ 863,000 | $ 215,750 | $ 90,000 |
| Dutchess, New York | 4 | $ 891,000 | $ 222,750 | $ 98,000 |
| Putnam, New York | 4 | $ 1,246,000 | $ 311,500 | $ 128,000 |
| Cabarrus, North Carolina | 4 | $ 720,000 | $ 180,000 | $ 79,000 |
| Catawba, North Carolina | 4 | $ 1,063,000 | $ 265,750 | $ 103,000 |
| Chatham, North Carolina | 4 | $ 1,485,000 | $ 371,250 | $ 187,000 |
| Davidson, North Carolina | 4 | $ 599,000 | $ 149,750 | $ 66,000 |
| Gaston, North Carolina | 4 | $ 551,000 | $ 137,750 | $ 47,000 |
| Halifax, North Carolina | 4 | $ 486,000 | $ 121,500 | $ 61,000 |
| Henderson, North Carolina | 4 | $ 1,142,000 | $ 285,500 | $ 109,000 |
| Johnston, North Carolina | 4 | $ 459,000 | $ 114,750 | $ 86,000 |
| Lincoln, North Carolina | 4 | $ 501,000 | $ 125,250 | $ 45,000 |
| Cuyahoga, Ohio | 4 | $ 640,000 | $ 160,000 | $ 118,000 |
| Fairfield, Ohio | 4 | $ 618,000 | $ 154,500 | $ 62,000 |
| Franklin, Ohio | 4 | $ 716,000 | $ 179,000 | $ 70,000 |
| Hamilton, Ohio | 4 | $ 949,000 | $ 237,250 | $ 121,000 |
| Clearfield, Pennsylvania | 4 | $ 576,000 | $ 144,000 | $ 49,000 |
| Dorchester, South Carolina | 4 | $ 832,000 | $ 208,000 | $ 62,000 |
| Lancaster, South Carolina | 4 | $ 670,000 | $ 167,500 | $ 52,000 |
| Lexington, South Carolina | 4 | $ 634,000 | $ 158,500 | $ 55,000 |
| Hamilton, Tennessee | 4 | $ 667,000 | $ 166,750 | $ 68,000 |
| Shelby, Tennessee | 4 | $ 857,000 | $ 214,250 | $ 133,000 |
| Montgomery, Texas | 4 | $ 841,000 | $ 210,250 | $ 102,000 |
| Caroline, Virginia | 4 | $ 625,000 | $ 156,250 | $ 69,000 |
| Norfolk, Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 119,000 |
| Orange, Virginia | 4 | $ 669,000 | $ 167,250 | $ 60,000 |
| Rockingham, Virginia | 4 | $ 728,000 | $ 182,000 | $ 103,000 |
| Tuscaloosa, Alabama | 3 | $ 384,000 | $ 128,000 | $ 41,000 |
| Butte, California | 3 | $ 394,000 | $ 131,333 | $ 59,000 |
| San Francisco, California | 3 | $ 1,317,000 | $ 439,000 | $ 129,000 |
| San Mateo, California | 3 | $ 440,000 | $ 146,666 | $ 86,000 |
| Santa Barbara, California | 3 | $ 631,000 | $ 210,333 | $ 60,000 |
| Indian River, Florida | 3 | $ 473,000 | $ 157,666 | $ 85,000 |
| Walton, Florida | 3 | $ 687,000 | $ 229,000 | $ 200,000 |
| Clarke, Georgia | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| Haralson, Georgia | 3 | $ 571,000 | $ 190,333 | $ 46,000 |
| Muscogee, Georgia | 3 | $ 593,000 | $ 197,666 | $ 44,000 |
| Spalding, Georgia | 3 | $ 371,000 | $ 123,666 | $ 39,000 |
| Boone, Illinois | 3 | $ 416,000 | $ 138,666 | $ 54,000 |
| Madison, Illinois | 3 | $ 471,000 | $ 157,000 | $ 82,000 |
| Talbot, Maryland | 3 | $ 832,000 | $ 277,333 | $ 129,000 |
| Franklin, Massachusetts | 3 | $ 501,000 | $ 167,000 | $ 93,000 |
| Dakota, Minnesota | 3 | $ 528,000 | $ 176,000 | $ 155,000 |
| Belknap, New Hampshire | 3 | $ 453,000 | $ 151,000 | $ 66,000 |
| Warren, New Jersey | 3 | $ 649,000 | $ 216,333 | $ 101,000 |
| Oneida, New York | 3 | $ 888,000 | $ 296,000 | $ 522,000 |
| Onondaga, New York | 3 | $ 557,000 | $ 185,666 | $ 136,000 |
| Haywood, North Carolina | 3 | $ 720,000 | $ 240,000 | $ 78,000 |
| Pender, North Carolina | 3 | $ 606,000 | $ 202,000 | $ 43,000 |
| Rowan, North Carolina | 3 | $ 676,000 | $ 225,333 | $ 50,000 |
| Vance, North Carolina | 3 | $ 435,000 | $ 145,000 | $ 125,000 |
| Clermont, Ohio | 3 | $ 626,000 | $ 208,666 | $ 64,000 |
| Montgomery, Ohio | 3 | $ 561,000 | $ 187,000 | $ 92,000 |
| Portage, Ohio | 3 | $ 485,000 | $ 161,666 | $ 93,000 |
| Beaver, Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 114,000 |
| Centre, Pennsylvania | 3 | $ 518,000 | $ 172,666 | $ 75,000 |
| Erie, Pennsylvania | 3 | $ 531,000 | $ 177,000 | $ 89,000 |
| Fayette, Pennsylvania | 3 | $ 886,000 | $ 295,333 | $ 115,000 |
| Aiken, South Carolina | 3 | $ 421,000 | $ 140,333 | $ 60,000 |
| Florence, South Carolina | 3 | $ 548,000 | $ 182,666 | $ 97,000 |
| Sumner, Tennessee | 3 | $ 414,000 | $ 138,000 | $ 53,000 |
| El Paso, Texas | 3 | $ 416,000 | $ 138,666 | $ 81,000 |
| Hays, Texas | 3 | $ 581,000 | $ 193,666 | $ 75,000 |
| Bedford, Virginia | 3 | $ 861,000 | $ 287,000 | $ 83,000 |
| Campbell, Virginia | 3 | $ 633,000 | $ 211,000 | $ 70,000 |
| Fairfax City, Virginia | 3 | $ 1,409,000 | $ 469,666 | $ 113,000 |
| Fredericksburg, Virginia | 3 | $ 576,000 | $ 192,000 | $ 158,000 |
| Hopewell, Virginia | 3 | $ 407,000 | $ 135,666 | $ 41,000 |
| King George, Virginia | 3 | $ 840,000 | $ 280,000 | $ 157,000 |
| Richmond City, Virginia | 3 | $ 826,000 | $ 275,333 | $ 97,000 |
| Shenandoah, Virginia | 3 | $ 459,000 | $ 153,000 | $ 55,000 |
| Westmoreland, Virginia | 3 | $ 702,000 | $ 234,000 | $ 69,000 |
| Winchester, Virginia | 3 | $ 822,000 | $ 274,000 | $ 108,000 |
| Autauga, Alabama | 2 | $ 327,000 | $ 163,500 | $ 48,000 |
| Conecuh, Alabama | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| Elmore, Alabama | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Madison, Alabama | 2 | $ 370,000 | $ 185,000 | $ 109,000 |
| Russell, Alabama | 2 | $ 341,000 | $ 170,500 | $ 89,000 |
| Shelby, Alabama | 2 | $ 352,000 | $ 176,000 | $ 35,000 |
| Imperial, California | 2 | $ 391,000 | $ 195,500 | $ 80,000 |
| Merced, California | 2 | $ 281,000 | $ 140,500 | $ 77,000 |
| Nevada, California | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
| Santa Cruz, California | 2 | $ 822,000 | $ 411,000 | $ 108,000 |
| Sutter, California | 2 | $ 361,000 | $ 180,500 | $ 58,000 |
| Alachua, Florida | 2 | $ 506,000 | $ 253,000 | $ 118,000 |
| Clay, Florida | 2 | $ 279,000 | $ 139,500 | $ 13,000 |
| Escambia, Florida | 2 | $ 374,000 | $ 187,000 | $ 58,000 |
| Highlands, Florida | 2 | $ 465,000 | $ 232,500 | $ 120,000 |
| Osceola, Florida | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Bryan, Georgia | 2 | $ 228,000 | $ 114,000 | $ 90,000 |
| Catoosa, Georgia | 2 | $ 299,000 | $ 149,500 | $ 94,000 |
| Cherokee, Georgia | 2 | $ 404,000 | $ 202,000 | $ 81,000 |
| Columbia, Georgia | 2 | $ 278,000 | $ 139,000 | $ 79,000 |
| Coweta, Georgia | 2 | $ 259,000 | $ 129,500 | $ 52,000 |
| Dougherty, Georgia | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Fayette, Georgia | 2 | $ 499,000 | $ 249,500 | $ 105,000 |
| Hall, Georgia | 2 | $ 309,000 | $ 154,500 | $ 42,000 |
| Henry, Georgia | 2 | $ 326,000 | $ 163,000 | $ 52,000 |
| Lumpkin, Georgia | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Monroe, Georgia | 2 | $ 365,000 | $ 182,500 | $ 61,000 |
| Walker, Georgia | 2 | $ 248,000 | $ 124,000 | $ 55,000 |
| Ware, Georgia | 2 | $ 257,000 | $ 128,500 | $ 55,000 |
| Champaign, Illinois | 2 | $ 278,000 | $ 139,000 | $ 57,000 |
| St. Clair, Illinois | 2 | $ 630,000 | $ 315,000 | $ 88,000 |
| Winnebago, Illinois | 2 | $ 219,000 | $ 109,500 | $ 41,000 |
| Elkhart, Indiana | 2 | $ 252,000 | $ 126,000 | $ 75,000 |
| Johnson, Indiana | 2 | $ 282,000 | $ 141,000 | $ 101,000 |
| Marion, Indiana | 2 | $ 267,000 | $ 133,500 | $ 29,000 |
| Tippecanoe, Indiana | 2 | $ 269,000 | $ 134,500 | $ 67,000 |
| Jefferson, Kentucky | 2 | $ 202,000 | $ 101,000 | $ 83,000 |
| Oldham, Kentucky | 2 | $ 401,000 | $ 200,500 | $ 89,000 |
| Dorchester, Maryland | 2 | $ 261,000 | $ 130,500 | $ 36,000 |
| Anoka, Minnesota | 2 | $ 244,000 | $ 122,000 | $ 60,000 |
| Benton, Minnesota | 2 | $ 293,000 | $ 146,500 | $ 87,000 |
| Pennington, Minnesota | 2 | $ 314,000 | $ 157,000 | $ 66,000 |
| Ramsey, Minnesota | 2 | $ 327,000 | $ 163,500 | $ 173,000 |
| Scott, Minnesota | 2 | $ 422,000 | $ 211,000 | $ 56,000 |
| Sherburne, Minnesota | 2 | $ 279,000 | $ 139,500 | $ 75,000 |
| Stearns, Minnesota | 2 | $ 583,000 | $ 291,500 | $ 125,000 |
| Hillsborough, New Hampshire | 2 | $ 717,000 | $ 358,500 | $ 79,000 |
| Ontario, New York | 2 | $ 454,000 | $ 227,000 | $ 96,000 |
| Rensselaer, New York | 2 | $ 456,000 | $ 228,000 | $ 102,000 |
| Schenectady, New York | 2 | $ 307,000 | $ 153,500 | $ 78,000 |
| Burke, North Carolina | 2 | $ 255,000 | $ 127,500 | $ 39,000 |
| Dare, North Carolina | 2 | $ 425,000 | $ 212,500 | $ 43,000 |
| Davie, North Carolina | 2 | $ 302,000 | $ 151,000 | $ 53,000 |
| Lee, North Carolina | 2 | $ 324,000 | $ 162,000 | $ 67,000 |
| Person, North Carolina | 2 | $ 248,000 | $ 124,000 | $ 67,000 |
| Pitt, North Carolina | 2 | $ 412,000 | $ 206,000 | $ 27,000 |
| Warren, North Carolina | 2 | $ 731,000 | $ 365,500 | $ 148,000 |
| Wayne, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Butler, Ohio | 2 | $ 475,000 | $ 237,500 | $ 83,000 |
| Delaware, Ohio | 2 | $ 463,000 | $ 231,500 | $ 97,000 |
| Lorain, Ohio | 2 | $ 375,000 | $ 187,500 | $ 86,000 |
| Lucas, Ohio | 2 | $ 251,000 | $ 125,500 | $ 76,000 |
| Summit, Ohio | 2 | $ 458,000 | $ 229,000 | $ 89,000 |
| Wood, Ohio | 2 | $ 290,000 | $ 145,000 | $ 127,000 |
| Multnomah, Oregon | 2 | $ 557,000 | $ 278,500 | $ 215,000 |
| Lackawanna, Pennsylvania | 2 | $ 351,000 | $ 175,500 | $ 49,000 |
| Wayne, Pennsylvania | 2 | $ 485,000 | $ 242,500 | $ 186,000 |
| Anderson, South Carolina | 2 | $ 265,000 | $ 132,500 | $ 81,000 |
| Darlington, South Carolina | 2 | $ 354,000 | $ 177,000 | $ 103,000 |
| Orangeburg, South Carolina | 2 | $ 476,000 | $ 238,000 | $ 66,000 |
| Cheatham, Tennessee | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Knox, Tennessee | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| Montgomery, Tennessee | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Sullivan, Tennessee | 2 | $ 361,000 | $ 180,500 | $ 72,000 |
| Tipton, Tennessee | 2 | $ 294,000 | $ 147,000 | $ 73,000 |
| Hidalgo, Texas | 2 | $ 401,000 | $ 200,500 | $ 79,000 |
| Lubbock, Texas | 2 | $ 477,000 | $ 238,500 | $ 116,000 |
| Midland, Texas | 2 | $ 432,000 | $ 216,000 | $ 122,000 |
| Nueces, Texas | 2 | $ 234,000 | $ 117,000 | $ 62,000 |
| Smith, Texas | 2 | $ 487,000 | $ 243,500 | $ 36,000 |
| Culpeper, Virginia | 2 | $ 575,000 | $ 287,500 | $ 116,000 |
| Dinwiddie, Virginia | 2 | $ 367,000 | $ 183,500 | $ 105,000 |
| Gloucester, Virginia | 2 | $ 577,000 | $ 288,500 | $ 120,000 |
| Isle of Wight, Virginia | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| James City, Virginia | 2 | $ 336,000 | $ 168,000 | $ 128,000 |
| Manassas, Virginia | 2 | $ 504,000 | $ 252,000 | $ 108,000 |
| New Kent, Virginia | 2 | $ 413,000 | $ 206,500 | $ 91,000 |
| Suffolk, Virginia | 2 | $ 383,000 | $ 191,500 | $ 72,000 |
| Warren, Virginia | 2 | $ 242,000 | $ 121,000 | $ 94,000 |
| Washington, Virginia | 2 | $ 385,000 | $ 192,500 | $ 124,000 |
| York, Virginia | 2 | $ 596,000 | $ 298,000 | $ 145,000 |
| Thurston, Washington | 2 | $ 440,000 | $ 220,000 | $ 121,000 |
| Jefferson, West Virginia | 2 | $ 336,000 | $ 168,000 | $ 35,000 |
| Chambers, Alabama | 1 | $ 271,000 | $ 271,000 | $ 86,000 |
| Coffee, Alabama | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Cullman, Alabama | 1 | $ 228,000 | $ 228,000 | $ 49,000 |
| Dallas, Alabama | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Etowah, Alabama | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Houston, Alabama | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Lauderdale, Alabama | 1 | $ 142,000 | $ 142,000 | $ 93,000 |
| Lawrence, Alabama | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Limestone, Alabama | 1 | $ 143,000 | $ 143,000 | $ 34,000 |
| Marshall, Alabama | 1 | $ 206,000 | $ 206,000 | $ 89,000 |
| Talladega, Alabama | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Washington, Alabama | 1 | $ 30,000 | $ 30,000 | $ 9,000 |
| Calaveras, California | 1 | $ 226,000 | $ 226,000 | $ 64,000 |
| El Dorado, California | 1 | $ 214,000 | $ 214,000 | $ 38,000 |
| Kings, California | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Lassen, California | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Napa, California | 1 | $ 253,000 | $ 253,000 | $ 91,000 |
| Placer, California | 1 | $ 257,000 | $ 257,000 | $ 131,000 |
| Solano, California | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Stanislaus, California | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Yolo, California | 1 | $ 278,000 | $ 278,000 | $ 594,000 |
| Adams, Colorado | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| El Paso, Colorado | 1 | $ 227,000 | $ 227,000 | $ 137,000 |
| Bay, Florida | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Flagler, Florida | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Franklin, Florida | 1 | $ 177,000 | $ 177,000 | $ 310,000 |
| Monroe, Florida | 1 | $ 237,000 | $ 237,000 | $ 64,000 |
| Nassau, Florida | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Sarasota, Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Sumter, Florida | 1 | $ 183,000 | $ 183,000 | $ 44,000 |
| Wakulla, Florida | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Bartow, Georgia | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
| Bibb, Georgia | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Camden, Georgia | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Cook, Georgia | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Dade, Georgia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Dooly, Georgia | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Douglas, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fannin, Georgia | 1 | $ 341,000 | $ 341,000 | $ 154,000 |
| Floyd, Georgia | 1 | $ 257,000 | $ 257,000 | $ 143,000 |
| Gilmer, Georgia | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Greene, Georgia | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Heard, Georgia | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Jones, Georgia | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Liberty, Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Mitchell, Georgia | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Oconee, Georgia | 1 | $ 266,000 | $ 266,000 | $ 94,000 |
| Pike, Georgia | 1 | $ 213,000 | $ 213,000 | $ 77,000 |
| Rockdale, Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Sumter, Georgia | 1 | $ 154,000 | $ 154,000 | $ 112,000 |
| Tift, Georgia | 1 | $ 140,000 | $ 140,000 | $ 164,000 |
| Toombs, Georgia | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Wayne, Georgia | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Crawford, Illinois | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| DeKalb, Illinois | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Henry, Illinois | 1 | $ 140,000 | $ 140,000 | $ 103,000 |
| Jo Daviess, Illinois | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Kankakee, Illinois | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| LaSalle, Illinois | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Peoria, Illinois | 1 | $ 157,000 | $ 157,000 | $ 90,000 |
| Randolph, Illinois | 1 | $ 230,000 | $ 230,000 | $ 240,000 |
| Woodford, Illinois | 1 | $ 114,000 | $ 114,000 | $ 90,000 |
| Clinton, Indiana | 1 | $ 126,000 | $ 126,000 | $ 26,000 |
| Decatur, Indiana | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Floyd, Indiana | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Franklin, Indiana | 1 | $ 182,000 | $ 182,000 | $ 110,000 |
| Hamilton, Indiana | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Hancock, Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Jasper, Indiana | 1 | $ 234,000 | $ 234,000 | $ 60,000 |
| Monroe, Indiana | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Putnam, Indiana | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Starke, Indiana | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Warrick, Indiana | 1 | $ 233,000 | $ 233,000 | $ 88,000 |
| Whitley, Indiana | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Greenup, Kentucky | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| Hardin, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Harrison, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 82,000 |
| McCracken, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Meade, Kentucky | 1 | $ 124,000 | $ 124,000 | $ 97,000 |
| Pendleton, Kentucky | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Allegany, Maryland | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Caroline, Maryland | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Garrett, Maryland | 1 | $ 323,000 | $ 323,000 | $ 122,000 |
| Somerset, Maryland | 1 | $ 219,000 | $ 219,000 | $ 58,000 |
| Dukes, Massachusetts | 1 | $ 296,000 | $ 296,000 | $ 58,000 |
| Carver, Minnesota | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
| Cass, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Chisago, Minnesota | 1 | $ 196,000 | $ 196,000 | $ 42,000 |
| Dodge, Minnesota | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Douglas, Minnesota | 1 | $ 276,000 | $ 276,000 | $ 62,000 |
| Pine, Minnesota | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Rice, Minnesota | 1 | $ 282,000 | $ 282,000 | $ 45,000 |
| Rock, Minnesota | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| St. Louis, Minnesota | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Washington, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Carroll, New Hampshire | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| Coos, New Hampshire | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Strafford, New Hampshire | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Albany, New York | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Chautauqua, New York | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Delaware, New York | 1 | $ 184,000 | $ 184,000 | $ 102,000 |
| Greene, New York | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
| Jefferson, New York | 1 | $ 261,000 | $ 261,000 | $ 108,000 |
| New York, New York | 1 | $ 162,000 | $ 162,000 | $ 426,000 |
| Niagara, New York | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Oswego, New York | 1 | $ 131,000 | $ 131,000 | $ 109,000 |
| Seneca, New York | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Tioga, New York | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Tompkins, New York | 1 | $ 328,000 | $ 328,000 | $ 210,000 |
| Ulster, New York | 1 | $ 316,000 | $ 316,000 | $ 105,000 |
| Beaufort, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 19,000 |
| Columbus, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Craven, North Carolina | 1 | $ 147,000 | $ 147,000 | $ 30,000 |
| Cumberland, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Currituck, North Carolina | 1 | $ 230,000 | $ 230,000 | $ 54,000 |
| Granville, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Hoke, North Carolina | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Iredell, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Lenoir, North Carolina | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Montgomery, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Moore, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Polk, North Carolina | 1 | $ 98,000 | $ 98,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for NFM, Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,758 | $845,165,000 | $224,000 | $1,237,000 | $93,000 | $1,440,000 |
| Home Purchase | 1,459 | $340,992,000 | $233,000 | $1,435,000 | $90,000 | $962,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,429 | $785,958,000 | $229,000 | $1,000,000 | $96,000 | $1,038,000 |
| Black or African American | 625 | $134,289,000 | $214,000 | $800,000 | $75,000 | $426,000 |
| Not Provided | 518 | $117,664,000 | $227,000 | $1,237,000 | $91,000 | $1,440,000 |
| Hispanic | 367 | $69,802,000 | $190,000 | $766,000 | $72,000 | $837,000 |
| Asian | 251 | $71,718,000 | $285,000 | $1,435,000 | $118,000 | $926,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,221,000 | $248,000 | $478,000 | $102,000 | $307,000 |
| American Indian or Alaskan Native | 10 | $2,505,000 | $250,000 | $430,000 | $94,000 | $159,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,400 | $601,320,000 | $250,000 | $1,435,000 | $114,000 | $1,038,000 |
| FHA-insured (Federal Housing Administration) | 2,350 | $461,239,000 | $196,000 | $743,000 | $74,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 382 | $110,313,000 | $288,000 | $822,000 | $80,000 | $383,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $13,285,000 | $156,000 | $286,000 | $50,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,060 | $700,618,000 | $228,000 | $1,435,000 | $93,000 | $1,038,000 |
| File Closed For Incompleteness | 952 | $210,350,000 | $220,000 | $1,237,000 | $90,000 | $1,440,000 |
| Application Withdrawn By Applicant | 708 | $168,182,000 | $237,000 | $822,000 | $100,000 | $960,000 |
| Application Denied By Financial Institution | 444 | $93,622,000 | $210,000 | $654,000 | $79,000 | $926,000 |
| Application Approved But Not Accepted | 53 | $13,385,000 | $252,000 | $560,000 | $99,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 134 | $29,292,000 | $218,000 | $620,000 | $69,000 | $237,000 |
| Other | 80 | $16,100,000 | $201,000 | $480,000 | $81,000 | $300,000 |
| Collateral | 73 | $15,090,000 | $206,000 | $648,000 | $90,000 | $215,000 |
| Credit History | 42 | $10,004,000 | $238,000 | $654,000 | $87,000 | $255,000 |
| Employment History | 26 | $5,229,000 | $201,000 | $381,000 | $72,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,946,000 | $149,000 | $342,000 | $64,000 | $156,000 |
| Unverifiable Information | 13 | $2,837,000 | $218,000 | $417,000 | $88,000 | $258,000 |
| Credit Application Incomplete | 11 | $2,489,000 | $226,000 | $330,000 | $173,000 | $926,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NFM, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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