Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Nfm, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,680 |
| Total Mortgage Loan Application Amount | $4,250,120,000 |
| Average Mortgage Loan Application Amount | $294,800 |
| Highest Mortgage Loan Application Amount | $4,485,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $9,074,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,983 | $ 577,725,000 | $ 291,000 | $ 103,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,847 | $ 674,695,000 | $ 352,000 | $ 103,250 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,586 | $ 393,430,000 | $ 248,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,350 | $ 346,490,000 | $ 256,000 | $ 106,000 |
| COLUMBUS, OH | 1,306 | $ 260,310,000 | $ 199,000 | $ 82,000 |
| RICHMOND, VA | 999 | $ 254,795,000 | $ 255,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 758 | $ 199,410,000 | $ 281,000 | $ 91,000 |
| NA (OUTSIDE OF MSA/MD) | 633 | $ 133,175,000 | $ 214,687 | $ 85,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 605 | $ 216,365,000 | $ 357,000 | $ 111,000 |
| DENVER-AURORA-LAKEWOOD, CO | 579 | $ 217,695,000 | $ 375,000 | $ 121,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 477 | $ 113,795,000 | $ 230,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 340 | $ 90,250,000 | $ 265,000 | $ 97,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 273 | $ 81,625,000 | $ 298,000 | $ 97,000 |
| YORK-HANOVER, PA | 251 | $ 47,715,000 | $ 190,000 | $ 84,000 |
| CAMDEN, NJ | 231 | $ 46,065,000 | $ 199,000 | $ 93,000 |
| CHARLOTTESVILLE, VA | 136 | $ 36,590,000 | $ 269,000 | $ 100,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 108 | $ 16,460,000 | $ 152,000 | $ 57,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 108 | $ 33,760,000 | $ 312,000 | $ 104,000 |
| RALEIGH, NC | 105 | $ 23,805,000 | $ 226,000 | $ 79,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 99 | $ 28,565,000 | $ 288,000 | $ 138,000 |
| GREENSBORO-HIGH POINT, NC | 79 | $ 13,535,000 | $ 171,000 | $ 84,000 |
| PHILADELPHIA, PA | 75 | $ 14,765,000 | $ 196,000 | $ 203,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 74 | $ 14,670,000 | $ 200,500 | $ 69,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 70 | $ 24,180,000 | $ 345,000 | $ 95,000 |
| BOSTON, MA | 69 | $ 28,845,000 | $ 418,000 | $ 126,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 67 | $ 9,825,000 | $ 146,000 | $ 61,500 |
| FAYETTEVILLE, NC | 58 | $ 10,300,000 | $ 177,000 | $ 69,000 |
| WILMINGTON, DE-MD-NJ | 54 | $ 11,580,000 | $ 231,000 | $ 73,333 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 52 | $ 9,860,000 | $ 189,000 | $ 102,000 |
| EAST STROUDSBURG, PA | 52 | $ 7,990,000 | $ 153,000 | $ 68,000 |
| SALISBURY, MD-DE | 52 | $ 12,400,000 | $ 241,000 | $ 139,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 51 | $ 13,615,000 | $ 266,000 | $ 99,000 |
| WINSTON-SALEM, NC | 51 | $ 8,445,000 | $ 165,000 | $ 55,000 |
| GREELEY, CO | 50 | $ 17,330,000 | $ 346,000 | $ 94,000 |
| NEW ORLEANS-METAIRIE, LA | 49 | $ 9,815,000 | $ 200,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 48 | $ 8,180,000 | $ 170,000 | $ 77,000 |
| JACKSONVILLE, FL | 47 | $ 11,425,000 | $ 243,000 | $ 104,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 43 | $ 11,125,000 | $ 258,000 | $ 149,000 |
| BOULDER, CO | 42 | $ 15,740,000 | $ 374,000 | $ 133,000 |
| LANCASTER, PA | 41 | $ 7,695,000 | $ 187,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 34 | $ 8,570,000 | $ 232,500 | $ 115,000 |
| NEWARK, NJ-PA | 33 | $ 8,255,000 | $ 223,000 | $ 79,000 |
| WORCESTER, MA-CT | 32 | $ 8,290,000 | $ 241,500 | $ 85,500 |
| NEW YORK-NEWARK, NY | 30 | $ 8,450,000 | $ 281,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 26 | $ 4,830,000 | $ 185,000 | $ 69,000 |
| GETTYSBURG, PA | 25 | $ 4,665,000 | $ 186,000 | $ 67,000 |
| PUNTA GORDA, FL | 25 | $ 4,205,000 | $ 168,000 | $ 66,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 24 | $ 9,700,000 | $ 404,000 | $ 113,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 20 | $ 1,860,000 | $ 93,000 | $ 45,000 |
| CLEVELAND-ELYRIA, OH | 15 | $ 2,615,000 | $ 174,000 | $ 92,000 |
| READING, PA | 15 | $ 3,115,000 | $ 207,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 3,990,000 | $ 285,000 | $ 120,000 |
| COLORADO SPRINGS, CO | 14 | $ 4,550,000 | $ 325,000 | $ 99,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 2,840,000 | $ 202,000 | $ 85,000 |
| DURHAM-CHAPEL HILL, NC | 14 | $ 3,280,000 | $ 234,000 | $ 99,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 13 | $ 3,725,000 | $ 286,000 | $ 122,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 2,605,000 | $ 200,000 | $ 58,000 |
| LYNCHBURG, VA | 13 | $ 2,115,000 | $ 162,000 | $ 84,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 13 | $ 2,875,000 | $ 225,000 | $ 113,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 4,905,000 | $ 377,000 | $ 137,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 13 | $ 3,275,000 | $ 251,000 | $ 153,000 |
| LEBANON, PA | 11 | $ 1,965,000 | $ 178,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 3,425,000 | $ 311,000 | $ 126,000 |
| VINELAND-BRIDGETON, NJ | 11 | $ 1,615,000 | $ 146,000 | $ 50,000 |
| FORT COLLINS, CO | 10 | $ 3,810,000 | $ 381,000 | $ 121,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 9 | $ 1,795,000 | $ 199,000 | $ 106,000 |
| PITTSBURGH, PA | 9 | $ 1,785,000 | $ 198,000 | $ 66,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,515,000 | $ 168,000 | $ 59,000 |
| WINCHESTER, VA-WV | 9 | $ 2,105,000 | $ 233,000 | $ 62,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 2,730,000 | $ 341,000 | $ 187,000 |
| CHICAGO-NAPERVILLE, IL | 8 | $ 2,700,000 | $ 337,000 | $ 189,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,530,000 | $ 191,000 | $ 77,000 |
| SPRINGFIELD, OH | 8 | $ 2,300,000 | $ 287,000 | $ 57,000 |
| TUCSON, AZ | 8 | $ 2,060,000 | $ 257,000 | $ 102,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 1,765,000 | $ 252,000 | $ 107,000 |
| JACKSONVILLE, NC | 7 | $ 1,115,000 | $ 159,000 | $ 54,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,495,000 | $ 213,000 | $ 84,000 |
| OCALA, FL | 7 | $ 1,055,000 | $ 150,000 | $ 79,000 |
| ROCKY MOUNT, NC | 7 | $ 925,000 | $ 132,000 | $ 55,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6 | $ 1,510,000 | $ 251,000 | $ 93,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,030,000 | $ 171,000 | $ 70,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 5,610,000 | $ 935,000 | $ 229,000 |
| MANSFIELD, OH | 6 | $ 840,000 | $ 140,000 | $ 65,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 2,200,000 | $ 366,000 | $ 151,000 |
| CANTON-MASSILLON, OH | 5 | $ 505,000 | $ 101,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 5 | $ 995,000 | $ 199,000 | $ 130,000 |
| GOLDSBORO, NC | 5 | $ 715,000 | $ 143,000 | $ 43,000 |
| HARRISONBURG, VA | 5 | $ 1,365,000 | $ 273,000 | $ 99,000 |
| PORT ST. LUCIE, FL | 5 | $ 805,000 | $ 161,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 2,695,000 | $ 539,000 | $ 52,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,520,000 | $ 380,000 | $ 217,000 |
| GRAND JUNCTION, CO | 4 | $ 1,190,000 | $ 297,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 3,220,000 | $ 805,000 | $ 346,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 710,000 | $ 177,000 | $ 84,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 4 | $ 920,000 | $ 230,000 | $ 66,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 870,000 | $ 217,000 | $ 60,000 |
| SPRINGFIELD, MA | 4 | $ 890,000 | $ 222,000 | $ 99,000 |
| TRENTON, NJ | 4 | $ 660,000 | $ 165,000 | $ 85,000 |
| CHARLESTON, WV | 3 | $ 655,000 | $ 218,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 385,000 | $ 128,000 | $ 39,000 |
| EL PASO, TX | 3 | $ 405,000 | $ 135,000 | $ 103,000 |
| FLAGSTAFF, AZ | 3 | $ 895,000 | $ 298,000 | $ 105,000 |
| GAINESVILLE, FL | 3 | $ 695,000 | $ 231,000 | $ 79,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| KNOXVILLE, TN | 3 | $ 1,095,000 | $ 365,000 | $ 112,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 1,345,000 | $ 448,000 | $ 112,000 |
| OCEAN CITY, NJ | 3 | $ 1,095,000 | $ 365,000 | $ 248,000 |
| PUEBLO, CO | 3 | $ 605,000 | $ 201,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 575,000 | $ 191,000 | $ 73,000 |
| SANTA ROSA, CA | 3 | $ 2,205,000 | $ 735,000 | $ 695,000 |
| SPARTANBURG, SC | 3 | $ 565,000 | $ 188,000 | $ 86,000 |
| AKRON, OH | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 390,000 | $ 195,000 | $ 185,000 |
| BURLINGTON, NC | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| COLUMBIA, SC | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 620,000 | $ 310,000 | $ 157,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 230,000 | $ 115,000 | $ 14,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 340,000 | $ 170,000 | $ 125,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| PITTSFIELD, MA | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 380,000 | $ 190,000 | $ 46,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 1,000,000 | $ 500,000 | $ 94,000 |
| ROANOKE, VA | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 930,000 | $ 465,000 | $ 162,000 |
| TALLAHASSEE, FL | 2 | $ 330,000 | $ 165,000 | $ 162,000 |
| WILMINGTON, NC | 2 | $ 900,000 | $ 450,000 | $ 185,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 430,000 | $ 215,000 | $ 110,000 |
| ASHEVILLE, NC | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 445,000 | $ 445,000 | $ 93,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| BATON ROUGE, LA | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| CUMBERLAND, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| DOVER, DE | 1 | $ 465,000 | $ 465,000 | $ 123,000 |
| EUGENE, OR | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| FARMINGTON, NM | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| FLORENCE, SC | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| GREENVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| HAMMOND, LA | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| MADISON, WI | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 255,000 | $ 255,000 | $ 307,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| MORGANTOWN, WV | 1 | $ 315,000 | $ 315,000 | $ 41,000 |
| NEW BERN, NC | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| PANAMA CITY, FL | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| SALT LAKE CITY, UT | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,803,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 465,000 | $ 465,000 | $ 153,000 |
| SEBRING, FL | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| STATE COLLEGE, PA | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| STOCKTON-LODI, CA | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| THE VILLAGES, FL | 1 | $ 205,000 | $ 205,000 | $ 325,000 |
| TOLEDO, OH | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| VALDOSTA, GA | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| WARNER ROBINS, GA | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 345,000 | $ 345,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 305,000 | $ 305,000 | $ 409,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,377 | $3,258,935,000 | $263,000 | $4,255,000 | $98,000 | $9,074,000 |
| Refinancing | 2,288 | $728,320,000 | $318,000 | $4,485,000 | $93,000 | $1,066,000 |
| Cash-out Refinancing | 1,012 | $261,760,000 | $258,000 | $1,875,000 | $103,000 | $779,000 |
| Not Applicable | 2 | $940,000 | $470,000 | $575,000 | $121,000 | $167,000 |
| Home Improvement | 1 | $165,000 | $165,000 | $165,000 | $90,000 | $90,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,557 | $2,640,265,000 | $276,000 | $4,255,000 | $107,000 | $9,074,000 |
| Hispanic | 2,662 | $670,780,000 | $251,000 | $2,805,000 | $72,000 | $785,000 |
| Black or African American | 1,935 | $499,465,000 | $258,000 | $4,485,000 | $80,000 | $884,000 |
| Not Provided | 1,004 | $287,740,000 | $286,000 | $1,215,000 | $107,000 | $649,000 |
| Asian | 419 | $123,375,000 | $294,000 | $1,325,000 | $106,000 | $1,285,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $12,980,000 | $270,000 | $615,000 | $100,000 | $211,000 |
| American Indian or Alaskan Native | 47 | $11,885,000 | $252,000 | $775,000 | $80,000 | $276,000 |
| Not applicable | 1 | $265,000 | $265,000 | $265,000 | $79,000 | $79,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,273 | $2,599,455,000 | $280,000 | $1,995,000 | $116,000 | $9,074,000 |
| FHA-insured (Federal Housing Administration) | 4,737 | $1,151,525,000 | $243,000 | $4,485,000 | $68,000 | $718,000 |
| VA-guaranteed (Veterans Administration) | 1,437 | $455,105,000 | $316,000 | $1,075,000 | $78,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 233 | $44,035,000 | $188,000 | $485,000 | $61,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,058 | $3,271,290,000 | $271,000 | $1,985,000 | $96,000 | $1,803,000 |
| Application Withdrawn By Applicant | 1,779 | $495,685,000 | $278,000 | $4,485,000 | $112,000 | $9,074,000 |
| File Closed For Incompleteness | 1,269 | $329,935,000 | $259,000 | $1,965,000 | $96,000 | $1,231,000 |
| Application Denied By Financial Institution | 520 | $138,130,000 | $265,000 | $3,625,000 | $77,000 | $850,000 |
| Application Approved But Not Accepted | 54 | $15,080,000 | $279,000 | $1,325,000 | $126,000 | $1,285,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,160 | $4,111,990,000 | $271,000 | $4,485,000 | $98,000 | $9,074,000 |
| Debt-To-Income Ratio | 149 | $40,405,000 | $271,000 | $3,625,000 | $61,000 | $357,000 |
| Credit History | 110 | $35,970,000 | $327,000 | $2,815,000 | $94,000 | $664,000 |
| Collateral | 89 | $20,675,000 | $232,000 | $705,000 | $85,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $13,490,000 | $240,000 | $1,045,000 | $69,000 | $300,000 |
| Employment History | 53 | $10,495,000 | $198,000 | $425,000 | $45,000 | $172,000 |
| Other | 33 | $9,205,000 | $278,000 | $675,000 | $89,000 | $245,000 |
| Unverifiable Information | 26 | $7,040,000 | $270,000 | $905,000 | $99,000 | $670,000 |
| Mortgage Insurance Denied | 3 | $645,000 | $215,000 | $305,000 | $54,000 | $63,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $850,000 | $850,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.