NFM, Inc Mortgage Lending & HMDA Data, 2019

In 2019, NFM, Inc of Linthicum, MD reported 15,680 mortgage applications totaling $4.3 billion, up 79% from 2018. The average application was for $271,053, and applicants reported an average income of $97,595. 77% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (1,983), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,847) and Phoenix-Mesa-Scottsdale, AZ (1,586) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 15,680
Total Mortgage Loan Application Amount $4,250,120,000
Average Mortgage Loan Application Amount $271,053
Highest Mortgage Loan Application Amount $4,485,000
Average Applicant Income $97,595
Highest Applicant Income $9,074,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,502 $ 375,180,000 $ 249,786 $ 81,000
Franklin, Ohio 888 $ 170,680,000 $ 192,207 $ 82,000
Prince George's, Maryland 645 $ 192,435,000 $ 298,348 $ 84,000
Hillsborough, Florida 631 $ 175,325,000 $ 277,852 $ 112,000
Baltimore, Maryland 560 $ 155,720,000 $ 278,071 $ 101,000
Providence, Rhode Island 558 $ 143,530,000 $ 257,222 $ 76,000
Anne Arundel, Maryland 463 $ 157,495,000 $ 340,161 $ 112,000
Pinellas, Florida 455 $ 117,295,000 $ 257,791 $ 111,000
Baltimore City, Maryland 427 $ 96,445,000 $ 225,866 $ 93,000
Henrico, Virginia 331 $ 81,345,000 $ 245,755 $ 90,000
Chesterfield, Virginia 318 $ 84,950,000 $ 267,138 $ 95,000
Montgomery, Maryland 309 $ 116,625,000 $ 377,427 $ 121,000
Frederick, Maryland 296 $ 99,740,000 $ 336,959 $ 99,000
Fairfax, Virginia 277 $ 123,635,000 $ 446,335 $ 147,000
Miami-Dade, Florida 273 $ 81,625,000 $ 298,992 $ 97,000
York, Pennsylvania 251 $ 47,715,000 $ 190,099 $ 84,000
Mecklenburg, North Carolina 235 $ 61,905,000 $ 263,425 $ 104,000
Loudoun, Virginia 218 $ 100,700,000 $ 461,926 $ 134,000
Pasco, Florida 217 $ 46,305,000 $ 213,387 $ 82,000
Harford, Maryland 194 $ 54,530,000 $ 281,082 $ 101,000
Sarasota, Florida 186 $ 50,670,000 $ 272,419 $ 102,000
Moore, North Carolina 182 $ 44,650,000 $ 245,329 $ 87,000
Prince William, Virginia 173 $ 64,855,000 $ 374,884 $ 103,000
Howard, Maryland 155 $ 55,265,000 $ 356,548 $ 114,000
Manatee, Florida 154 $ 39,580,000 $ 257,012 $ 92,000
Richmond City, Virginia 153 $ 38,635,000 $ 252,516 $ 105,000
Denver, Colorado 145 $ 58,495,000 $ 403,413 $ 136,000
Gloucester, New Jersey 144 $ 28,940,000 $ 200,972 $ 93,000
Adams, Colorado 137 $ 47,565,000 $ 347,189 $ 110,000
District of Columbia, District Of Columbia 133 $ 62,095,000 $ 466,879 $ 146,000
Carroll, Maryland 132 $ 38,820,000 $ 294,090 $ 96,000
Fairfield, Ohio 114 $ 22,990,000 $ 201,666 $ 81,000
Kent, Rhode Island 109 $ 25,975,000 $ 238,302 $ 87,000
Broward, Florida 108 $ 33,760,000 $ 312,592 $ 104,000
Hanover, Virginia 104 $ 28,880,000 $ 277,692 $ 98,000
Jefferson, Colorado 101 $ 35,235,000 $ 348,861 $ 104,000
Licking, Ohio 96 $ 18,250,000 $ 190,104 $ 71,000
Charles, Maryland 87 $ 24,865,000 $ 285,804 $ 70,000
Arapahoe, Colorado 86 $ 30,250,000 $ 351,744 $ 102,000
Pinal, Arizona 84 $ 18,250,000 $ 217,261 $ 65,000
Delaware, Ohio 83 $ 22,915,000 $ 276,084 $ 110,000
Union, North Carolina 75 $ 19,645,000 $ 261,933 $ 206,000
Lehigh, Pennsylvania 73 $ 10,195,000 $ 139,657 $ 45,000
Douglas, Colorado 72 $ 30,310,000 $ 420,972 $ 135,000
Pickaway, Ohio 64 $ 11,780,000 $ 184,062 $ 66,000
Washington, Maryland 62 $ 12,220,000 $ 197,096 $ 73,000
Wake, North Carolina 62 $ 16,090,000 $ 259,516 $ 99,000
Camden, New Jersey 55 $ 10,075,000 $ 183,181 $ 81,000
Guilford, North Carolina 54 $ 9,290,000 $ 172,037 $ 82,000
Queen Anne's, Maryland 52 $ 19,450,000 $ 374,038 $ 110,000
Monroe, Pennsylvania 52 $ 7,990,000 $ 153,653 $ 68,000
Palm Beach, Florida 51 $ 13,615,000 $ 266,960 $ 99,000
Weld, Colorado 50 $ 17,330,000 $ 346,600 $ 94,000
Chester, Pennsylvania 50 $ 14,990,000 $ 299,800 $ 163,000
Philadelphia, Pennsylvania 49 $ 9,865,000 $ 201,326 $ 87,000
Hernando, Florida 47 $ 7,565,000 $ 160,957 $ 71,000
Albemarle, Virginia 46 $ 12,930,000 $ 281,086 $ 100,000
Louisa, Virginia 45 $ 9,855,000 $ 219,000 $ 87,000
Boulder, Colorado 42 $ 15,740,000 $ 374,761 $ 133,000
Lawrence, Ohio 42 $ 6,200,000 $ 147,619 $ 59,000
Passaic, New Jersey 41 $ 13,225,000 $ 322,560 $ 80,000
Lancaster, Pennsylvania 41 $ 7,695,000 $ 187,682 $ 86,000
Washington, Rhode Island 41 $ 13,065,000 $ 318,658 $ 157,000
Cabarrus, North Carolina 40 $ 8,060,000 $ 201,500 $ 77,000
Johnston, North Carolina 40 $ 7,140,000 $ 178,500 $ 49,000
Culpeper, Virginia 40 $ 10,900,000 $ 272,500 $ 73,000
Montgomery, Pennsylvania 37 $ 10,285,000 $ 277,972 $ 112,000
York, South Carolina 37 $ 8,355,000 $ 225,810 $ 92,000
Arlington, Virginia 37 $ 18,535,000 $ 500,945 $ 211,000
Orange, Virginia 37 $ 8,545,000 $ 230,945 $ 87,000
Stafford, Virginia 37 $ 11,625,000 $ 314,189 $ 79,000
Gaston, North Carolina 36 $ 6,640,000 $ 184,444 $ 71,000
Fauquier, Virginia 36 $ 13,090,000 $ 363,611 $ 126,000
Montgomery, Ohio 35 $ 6,065,000 $ 173,285 $ 111,000
Alexandria, Virginia 35 $ 14,705,000 $ 420,142 $ 147,000
Harnett, North Carolina 34 $ 6,160,000 $ 181,176 $ 65,000
Spotsylvania, Virginia 34 $ 9,160,000 $ 269,411 $ 96,000
Burlington, New Jersey 32 $ 7,050,000 $ 220,312 $ 113,000
Duval, Florida 31 $ 7,215,000 $ 232,741 $ 106,000
Salem, New Jersey 31 $ 5,665,000 $ 182,741 $ 77,000
Greene, Virginia 31 $ 8,455,000 $ 272,741 $ 105,000
Broomfield, Colorado 30 $ 12,660,000 $ 422,000 $ 177,000
Calvert, Maryland 30 $ 9,220,000 $ 307,333 $ 99,000
Plymouth, Massachusetts 30 $ 10,390,000 $ 346,333 $ 100,000
Fluvanna, Virginia 29 $ 6,775,000 $ 233,620 $ 77,000
Rowan, North Carolina 28 $ 4,110,000 $ 146,785 $ 72,000
Orleans, Louisiana 27 $ 6,225,000 $ 230,555 $ 92,000
Northampton, Pennsylvania 27 $ 5,225,000 $ 193,518 $ 78,000
Polk, Florida 26 $ 4,830,000 $ 185,769 $ 69,000
Delaware, Pennsylvania 26 $ 4,900,000 $ 188,461 $ 423,000
Aransas, Texas 26 $ 5,530,000 $ 212,692 $ 105,000
Charlotte, Florida 25 $ 4,205,000 $ 168,200 $ 66,000
Forsyth, North Carolina 25 $ 4,195,000 $ 167,800 $ 48,000
Adams, Pennsylvania 25 $ 4,665,000 $ 186,600 $ 67,000
Sussex, Delaware 23 $ 6,145,000 $ 267,173 $ 140,000
Norfolk, Massachusetts 23 $ 10,185,000 $ 442,826 $ 160,000
Dauphin, Pennsylvania 23 $ 3,925,000 $ 170,652 $ 71,000
Bristol, Massachusetts 22 $ 6,630,000 $ 301,363 $ 96,000
Union, Ohio 22 $ 6,760,000 $ 307,272 $ 110,000
Goochland, Virginia 22 $ 5,960,000 $ 270,909 $ 92,000
Orange, Florida 21 $ 5,645,000 $ 268,809 $ 183,000
Worcester, Massachusetts 21 $ 6,215,000 $ 295,952 $ 98,000
Davidson, North Carolina 21 $ 3,475,000 $ 165,476 $ 64,000
Randolph, North Carolina 21 $ 3,465,000 $ 165,000 $ 69,000
Charlottesville, Virginia 21 $ 6,015,000 $ 286,428 $ 120,000
Madison, Ohio 20 $ 3,740,000 $ 187,000 $ 87,000
Cumberland, Pennsylvania 19 $ 3,185,000 $ 167,631 $ 81,000
Luzerne, Pennsylvania 19 $ 1,785,000 $ 93,947 $ 45,000
DeSoto, Florida 18 $ 3,420,000 $ 190,000 $ 74,000
Cecil, Maryland 18 $ 4,650,000 $ 258,333 $ 86,000
Manassas, Virginia 18 $ 5,200,000 $ 288,888 $ 71,000
Jefferson, Louisiana 17 $ 2,855,000 $ 167,941 $ 62,000
Cabell, West Virginia 17 $ 2,145,000 $ 126,176 $ 62,000
Middlesex, Massachusetts 16 $ 6,070,000 $ 379,375 $ 117,000
Suffolk, Massachusetts 16 $ 8,270,000 $ 516,875 $ 126,000
Bergen, New Jersey 16 $ 5,750,000 $ 359,375 $ 101,000
Middlesex, New Jersey 16 $ 4,260,000 $ 266,250 $ 59,000
Newport, Rhode Island 16 $ 5,840,000 $ 365,000 $ 167,000
Worcester, Maryland 15 $ 4,125,000 $ 275,000 $ 204,000
Berks, Pennsylvania 15 $ 3,115,000 $ 207,666 $ 82,000
El Paso, Colorado 14 $ 4,550,000 $ 325,000 $ 99,000
Lee, Florida 14 $ 3,990,000 $ 285,000 $ 120,000
Caroline, Maryland 14 $ 2,990,000 $ 213,571 $ 62,000
Cumberland, North Carolina 14 $ 2,160,000 $ 154,285 $ 83,000
Madison, Virginia 14 $ 3,220,000 $ 230,000 $ 68,000
Powhatan, Virginia 14 $ 4,340,000 $ 310,000 $ 74,000
Brevard, Florida 13 $ 3,275,000 $ 251,923 $ 153,000
Citrus, Florida 13 $ 2,605,000 $ 200,384 $ 58,000
Collier, Florida 13 $ 4,905,000 $ 377,307 $ 137,000
St. Mary's, Maryland 13 $ 3,725,000 $ 286,538 $ 122,000
Hudson, New Jersey 13 $ 5,205,000 $ 400,384 $ 133,000
Greene, Ohio 13 $ 3,005,000 $ 231,153 $ 87,000
Lancaster, South Carolina 13 $ 2,715,000 $ 208,846 $ 77,000
Washington, Texas 13 $ 2,245,000 $ 172,692 $ 71,000
Stanly, North Carolina 12 $ 2,570,000 $ 214,166 $ 81,000
Cuyahoga, Ohio 12 $ 2,150,000 $ 179,166 $ 111,000
Perry, Ohio 12 $ 2,030,000 $ 169,166 $ 68,000
Bucks, Pennsylvania 12 $ 3,290,000 $ 274,166 $ 114,000
Pike, Pennsylvania 12 $ 1,510,000 $ 125,833 $ 61,000
Bristol, Rhode Island 12 $ 4,370,000 $ 364,166 $ 173,000
New Kent, Virginia 12 $ 2,820,000 $ 235,000 $ 73,000
Randolph, West Virginia 12 $ 1,580,000 $ 131,666 $ 57,000
Windham, Connecticut 11 $ 2,075,000 $ 188,636 $ 73,000
Volusia, Florida 11 $ 2,255,000 $ 205,000 $ 84,000
Talbot, Maryland 11 $ 3,865,000 $ 351,363 $ 142,000
Cumberland, New Jersey 11 $ 1,615,000 $ 146,818 $ 50,000
Lebanon, Pennsylvania 11 $ 1,965,000 $ 178,636 $ 78,000
Berkeley, West Virginia 11 $ 2,185,000 $ 198,636 $ 67,000
Larimer, Colorado 10 $ 3,810,000 $ 381,000 $ 121,000
Osceola, Florida 10 $ 2,640,000 $ 264,000 $ 146,000
Somerset, New Jersey 10 $ 2,810,000 $ 281,000 $ 84,000
Hoke, North Carolina 10 $ 1,980,000 $ 198,000 $ 65,000
St. Johns, Florida 9 $ 2,815,000 $ 312,777 $ 114,000
Atlantic, New Jersey 9 $ 1,795,000 $ 199,444 $ 106,000
Essex, New Jersey 9 $ 2,865,000 $ 318,333 $ 103,000
Cleveland, North Carolina 9 $ 1,295,000 $ 143,888 $ 59,000
Ross, Ohio 9 $ 1,275,000 $ 141,666 $ 47,000
Nelson, Virginia 9 $ 2,415,000 $ 268,333 $ 106,000
Prince George, Virginia 9 $ 1,895,000 $ 210,555 $ 79,000
Virginia Beach, Virginia 9 $ 2,605,000 $ 289,444 $ 142,000
Warren, Virginia 9 $ 2,185,000 $ 242,777 $ 84,000
Pima, Arizona 8 $ 2,060,000 $ 257,500 $ 102,000
Dorchester, Maryland 8 $ 1,390,000 $ 173,750 $ 72,000
Wicomico, Maryland 8 $ 1,360,000 $ 170,000 $ 81,000
Essex, Massachusetts 8 $ 3,630,000 $ 453,750 $ 107,000
Richmond, North Carolina 8 $ 820,000 $ 102,500 $ 52,000
Clark, Ohio 8 $ 2,300,000 $ 287,500 $ 57,000
Carbon, Pennsylvania 8 $ 1,040,000 $ 130,000 $ 88,000
Schuylkill, Pennsylvania 8 $ 760,000 $ 95,000 $ 56,000
Caroline, Virginia 8 $ 2,000,000 $ 250,000 $ 84,000
King William, Virginia 8 $ 1,310,000 $ 163,750 $ 51,000
New London, Connecticut 7 $ 1,495,000 $ 213,571 $ 84,000
Marion, Florida 7 $ 1,055,000 $ 150,714 $ 79,000
Cook, Illinois 7 $ 2,445,000 $ 349,285 $ 208,000
Union, New Jersey 7 $ 2,125,000 $ 303,571 $ 71,000
Nash, North Carolina 7 $ 925,000 $ 132,142 $ 55,000
Onslow, North Carolina 7 $ 1,115,000 $ 159,285 $ 54,000
Champaign, Ohio 7 $ 975,000 $ 139,285 $ 58,000
Allegheny, Pennsylvania 7 $ 1,305,000 $ 186,428 $ 67,000
Horry, South Carolina 7 $ 1,205,000 $ 172,142 $ 67,000
Frederick, Virginia 7 $ 1,705,000 $ 243,571 $ 63,000
Page, Virginia 7 $ 1,445,000 $ 206,428 $ 115,000
Petersburg, Virginia 7 $ 895,000 $ 127,857 $ 55,000
Prince Edward, Virginia 7 $ 1,155,000 $ 165,000 $ 56,000
Clay, Florida 6 $ 1,250,000 $ 208,333 $ 85,000
Lake, Florida 6 $ 1,500,000 $ 250,000 $ 108,000
Seminole, Florida 6 $ 1,340,000 $ 223,333 $ 80,000
Somerset, Maryland 6 $ 770,000 $ 128,333 $ 53,000
Brunswick, North Carolina 6 $ 1,670,000 $ 278,333 $ 159,000
Iredell, North Carolina 6 $ 1,150,000 $ 191,666 $ 56,000
Hocking, Ohio 6 $ 1,010,000 $ 168,333 $ 119,000
Knox, Ohio 6 $ 900,000 $ 150,000 $ 86,000
Logan, Ohio 6 $ 740,000 $ 123,333 $ 82,000
Richland, Ohio 6 $ 840,000 $ 140,000 $ 65,000
Franklin, Pennsylvania 6 $ 1,030,000 $ 171,666 $ 70,000
Perry, Pennsylvania 6 $ 1,070,000 $ 178,333 $ 83,000
Tarrant, Texas 6 $ 5,610,000 $ 935,000 $ 229,000
Hopewell, Virginia 6 $ 960,000 $ 160,000 $ 72,000
James City, Virginia 6 $ 1,690,000 $ 281,666 $ 88,000
Manassas Park, Virginia 6 $ 1,630,000 $ 271,666 $ 97,000
San Diego, California 5 $ 2,695,000 $ 539,000 $ 52,000
Summit, Colorado 5 $ 1,605,000 $ 321,000 $ 155,000
New Castle, Delaware 5 $ 1,265,000 $ 253,000 $ 57,000
St. Lucie, Florida 5 $ 805,000 $ 161,000 $ 44,000
Catawba, North Carolina 5 $ 915,000 $ 183,000 $ 76,000
Durham, North Carolina 5 $ 1,375,000 $ 275,000 $ 95,000
Lenoir, North Carolina 5 $ 765,000 $ 153,000 $ 49,000
Robeson, North Carolina 5 $ 375,000 $ 75,000 $ 34,000
Wayne, North Carolina 5 $ 715,000 $ 143,000 $ 43,000
Crawford, Ohio 5 $ 475,000 $ 95,000 $ 37,000
Stark, Ohio 5 $ 505,000 $ 101,000 $ 50,000
Davidson, Tennessee 5 $ 1,385,000 $ 277,000 $ 114,000
Augusta, Virginia 5 $ 925,000 $ 185,000 $ 59,000
Colonial Heights, Virginia 5 $ 835,000 $ 167,000 $ 49,000
Essex, Virginia 5 $ 795,000 $ 159,000 $ 59,000
Rockingham, Virginia 5 $ 1,365,000 $ 273,000 $ 99,000
Westmoreland, Virginia 5 $ 1,075,000 $ 215,000 $ 101,000
Barbour, West Virginia 5 $ 335,000 $ 67,000 $ 44,000
Jefferson, West Virginia 5 $ 1,195,000 $ 239,000 $ 57,000
Yavapai, Arizona 4 $ 920,000 $ 230,000 $ 66,000
Elbert, Colorado 4 $ 1,680,000 $ 420,000 $ 117,000
Mesa, Colorado 4 $ 1,190,000 $ 297,500 $ 86,000
New Haven, Connecticut 4 $ 710,000 $ 177,500 $ 84,000
Columbia, Florida 4 $ 920,000 $ 230,000 $ 88,000
Monroe, Florida 4 $ 1,720,000 $ 430,000 $ 124,000
Santa Rosa, Florida 4 $ 1,640,000 $ 410,000 $ 203,000
Barnstable, Massachusetts 4 $ 1,520,000 $ 380,000 $ 217,000
Mercer, New Jersey 4 $ 660,000 $ 165,000 $ 85,000
Morris, New Jersey 4 $ 1,130,000 $ 282,500 $ 88,000
Currituck, North Carolina 4 $ 830,000 $ 207,500 $ 128,000
Lincoln, North Carolina 4 $ 780,000 $ 195,000 $ 82,000
Orange, North Carolina 4 $ 1,090,000 $ 272,500 $ 161,000
Rockingham, North Carolina 4 $ 780,000 $ 195,000 $ 183,000
Sampson, North Carolina 4 $ 470,000 $ 117,500 $ 45,000
Marion, Ohio 4 $ 470,000 $ 117,500 $ 35,000
Miami, Ohio 4 $ 790,000 $ 197,500 $ 57,000
Beaufort, South Carolina 4 $ 3,220,000 $ 805,000 $ 346,000
Charleston, South Carolina 4 $ 1,670,000 $ 417,500 $ 326,000
Amherst, Virginia 4 $ 660,000 $ 165,000 $ 76,000
Buckingham, Virginia 4 $ 480,000 $ 120,000 $ 45,000
Campbell, Virginia 4 $ 650,000 $ 162,500 $ 52,000
Clarke, Virginia 4 $ 1,830,000 $ 457,500 $ 166,000
Dinwiddie, Virginia 4 $ 690,000 $ 172,500 $ 30,000
King George, Virginia 4 $ 1,100,000 $ 275,000 $ 78,000
Newport News, Virginia 4 $ 590,000 $ 147,500 $ 45,000
Putnam, West Virginia 4 $ 940,000 $ 235,000 $ 76,000
Wayne, West Virginia 4 $ 540,000 $ 135,000 $ 61,000
Coconino, Arizona 3 $ 895,000 $ 298,333 $ 105,000
Navajo, Arizona 3 $ 885,000 $ 295,000 $ 125,000
Los Angeles, California 3 $ 1,345,000 $ 448,333 $ 112,000
Riverside, California 3 $ 715,000 $ 238,333 $ 32,000
Sonoma, California 3 $ 2,205,000 $ 735,000 $ 695,000
Park, Colorado 3 $ 1,195,000 $ 398,333 $ 153,000
Pueblo, Colorado 3 $ 605,000 $ 201,666 $ 92,000
Flagler, Florida 3 $ 585,000 $ 195,000 $ 90,000
St. Tammany, Louisiana 3 $ 355,000 $ 118,333 $ 77,000
Hampden, Massachusetts 3 $ 615,000 $ 205,000 $ 101,000
Cape May, New Jersey 3 $ 1,095,000 $ 365,000 $ 248,000
Davie, North Carolina 3 $ 335,000 $ 111,666 $ 42,000
Franklin, North Carolina 3 $ 575,000 $ 191,666 $ 55,000
Lee, North Carolina 3 $ 325,000 $ 108,333 $ 61,000
Scotland, North Carolina 3 $ 645,000 $ 215,000 $ 89,000
Athens, Ohio 3 $ 475,000 $ 158,333 $ 46,000
Muskingum, Ohio 3 $ 435,000 $ 145,000 $ 61,000
Warren, Ohio 3 $ 995,000 $ 331,666 $ 137,000
Fulton, Pennsylvania 3 $ 615,000 $ 205,000 $ 57,000
Spartanburg, South Carolina 3 $ 565,000 $ 188,333 $ 86,000
Bexar, Texas 3 $ 575,000 $ 191,666 $ 73,000
Burleson, Texas 3 $ 385,000 $ 128,333 $ 39,000
El Paso, Texas 3 $ 405,000 $ 135,000 $ 103,000
Harris, Texas 3 $ 705,000 $ 235,000 $ 81,000
San Patricio, Texas 3 $ 545,000 $ 181,666 $ 165,000
Amelia, Virginia 3 $ 775,000 $ 258,333 $ 42,000
Appomattox, Virginia 3 $ 485,000 $ 161,666 $ 86,000
Chesapeake, Virginia 3 $ 1,135,000 $ 378,333 $ 102,000
Cumberland, Virginia 3 $ 425,000 $ 141,666 $ 86,000
Fairfax City, Virginia 3 $ 995,000 $ 331,666 $ 57,000
Falls Church, Virginia 3 $ 1,995,000 $ 665,000 $ 395,000
Fredericksburg, Virginia 3 $ 625,000 $ 208,333 $ 54,000
Mecklenburg, Virginia 3 $ 815,000 $ 271,666 $ 88,000
Middlesex, Virginia 3 $ 695,000 $ 231,666 $ 115,000
Norfolk, Virginia 3 $ 715,000 $ 238,333 $ 80,000
Northumberland, Virginia 3 $ 725,000 $ 241,666 $ 91,000
Morgan, Colorado 2 $ 660,000 $ 330,000 $ 97,000
Routt, Colorado 2 $ 520,000 $ 260,000 $ 65,000
Tolland, Connecticut 2 $ 450,000 $ 225,000 $ 81,000
Alachua, Florida 2 $ 530,000 $ 265,000 $ 79,000
Escambia, Florida 2 $ 560,000 $ 280,000 $ 46,000
Leon, Florida 2 $ 330,000 $ 165,000 $ 162,000
Putnam, Florida 2 $ 380,000 $ 190,000 $ 69,000
Suwannee, Florida 2 $ 330,000 $ 165,000 $ 72,000
Seminole, Georgia 2 $ 220,000 $ 110,000 $ 41,000
Marion, Indiana 2 $ 340,000 $ 170,000 $ 125,000
St. Bernard, Louisiana 2 $ 380,000 $ 190,000 $ 58,000
Berkshire, Massachusetts 2 $ 340,000 $ 170,000 $ 68,000
Hillsborough, New Hampshire 2 $ 460,000 $ 230,000 $ 78,000
Monmouth, New Jersey 2 $ 800,000 $ 400,000 $ 141,000
Ocean, New Jersey 2 $ 580,000 $ 290,000 $ 130,000
Alamance, North Carolina 2 $ 410,000 $ 205,000 $ 60,000
Anson, North Carolina 2 $ 250,000 $ 125,000 $ 88,000
Burke, North Carolina 2 $ 450,000 $ 225,000 $ 90,000
Chatham, North Carolina 2 $ 440,000 $ 220,000 $ 51,000
Dare, North Carolina 2 $ 360,000 $ 180,000 $ 116,000
Granville, North Carolina 2 $ 250,000 $ 125,000 $ 31,000
New Hanover, North Carolina 2 $ 900,000 $ 450,000 $ 185,000
Surry, North Carolina 2 $ 410,000 $ 205,000 $ 47,000
Wilson, North Carolina 2 $ 210,000 $ 105,000 $ 34,000
Butler, Ohio 2 $ 370,000 $ 185,000 $ 103,000
Fayette, Ohio 2 $ 290,000 $ 145,000 $ 51,000
Gallia, Ohio 2 $ 170,000 $ 85,000 $ 32,000
Hamilton, Ohio 2 $ 400,000 $ 200,000 $ 65,000
Scioto, Ohio 2 $ 270,000 $ 135,000 $ 76,000
Summit, Ohio 2 $ 180,000 $ 90,000 $ 39,000
Van Wert, Ohio 2 $ 610,000 $ 305,000 $ 147,000
Washington, Oregon 2 $ 1,000,000 $ 500,000 $ 94,000
Butler, Pennsylvania 2 $ 480,000 $ 240,000 $ 61,000
Huntingdon, Pennsylvania 2 $ 310,000 $ 155,000 $ 78,000
Berkeley, South Carolina 2 $ 360,000 $ 180,000 $ 97,000
Dorchester, South Carolina 2 $ 700,000 $ 350,000 $ 0
Knox, Tennessee 2 $ 730,000 $ 365,000 $ 63,000
Sevier, Tennessee 2 $ 560,000 $ 280,000 $ 75,000
Williamson, Tennessee 2 $ 890,000 $ 445,000 $ 179,000
Wilson, Tennessee 2 $ 560,000 $ 280,000 $ 78,000
Lee, Texas 2 $ 320,000 $ 160,000 $ 54,000
Nueces, Texas 2 $ 450,000 $ 225,000 $ 78,000
Nottoway, Virginia 2 $ 380,000 $ 190,000 $ 48,000
Shenandoah, Virginia 2 $ 290,000 $ 145,000 $ 146,000
Staunton, Virginia 2 $ 340,000 $ 170,000 $ 76,000
Waynesboro, Virginia 2 $ 250,000 $ 125,000 $ 44,000
Winchester, Virginia 2 $ 400,000 $ 200,000 $ 57,000
York, Virginia 2 $ 490,000 $ 245,000 $ 60,000
Harrison, West Virginia 2 $ 420,000 $ 210,000 $ 72,000
Kanawha, West Virginia 2 $ 440,000 $ 220,000 $ 71,000
Colbert, Alabama 1 $ 75,000 $ 75,000 $ 29,000
Lauderdale, Alabama 1 $ 155,000 $ 155,000 $ 0
Shelby, Alabama 1 $ 245,000 $ 245,000 $ 50,000
Cochise, Arizona 1 $ 255,000 $ 255,000 $ 96,000
Gila, Arizona 1 $ 135,000 $ 135,000 $ 56,000
Santa Cruz, Arizona 1 $ 135,000 $ 135,000 $ 0
Sacramento, California 1 $ 375,000 $ 375,000 $ 147,000
San Bernardino, California 1 $ 155,000 $ 155,000 $ 145,000
San Joaquin, California 1 $ 265,000 $ 265,000 $ 83,000
Santa Clara, California 1 $ 465,000 $ 465,000 $ 153,000
Yolo, California 1 $ 555,000 $ 555,000 $ 177,000
Chaffee, Colorado 1 $ 245,000 $ 245,000 $ 169,000
Clear Creek, Colorado 1 $ 305,000 $ 305,000 $ 89,000
Conejos, Colorado 1 $ 225,000 $ 225,000 $ 152,000
Grand, Colorado 1 $ 375,000 $ 375,000 $ 100,000
Lake, Colorado 1 $ 275,000 $ 275,000 $ 169,000
Lincoln, Colorado 1 $ 125,000 $ 125,000 $ 83,000
Kent, Delaware 1 $ 465,000 $ 465,000 $ 123,000
Bay, Florida 1 $ 255,000 $ 255,000 $ 83,000
Calhoun, Florida 1 $ 315,000 $ 315,000 $ 43,000
Hendry, Florida 1 $ 195,000 $ 195,000 $ 58,000
Highlands, Florida 1 $ 105,000 $ 105,000 $ 62,000
Levy, Florida 1 $ 165,000 $ 165,000 $ 78,000
Nassau, Florida 1 $ 145,000 $ 145,000 $ 40,000
Sumter, Florida 1 $ 205,000 $ 205,000 $ 325,000
Walton, Florida 1 $ 115,000 $ 115,000 $ 33,000
Cobb, Georgia 1 $ 205,000 $ 205,000 $ 87,000
Coweta, Georgia 1 $ 205,000 $ 205,000 $ 66,000
Dawson, Georgia 1 $ 455,000 $ 455,000 $ 156,000
Evans, Georgia 1 $ 225,000 $ 225,000 $ 105,000
Fannin, Georgia 1 $ 515,000 $ 515,000 $ 0
Fulton, Georgia 1 $ 145,000 $ 145,000 $ 58,000
Gwinnett, Georgia 1 $ 215,000 $ 215,000 $ 69,000
Henry, Georgia 1 $ 285,000 $ 285,000 $ 122,000
Houston, Georgia 1 $ 385,000 $ 385,000 $ 108,000
Jackson, Georgia 1 $ 265,000 $ 265,000 $ 90,000
Lowndes, Georgia 1 $ 265,000 $ 265,000 $ 57,000
Lumpkin, Georgia 1 $ 225,000 $ 225,000 $ 65,000
Madison, Georgia 1 $ 165,000 $ 165,000 $ 31,000
Union, Georgia 1 $ 195,000 $ 195,000 $ 108,000
Wayne, Georgia 1 $ 165,000 $ 165,000 $ 37,000
DuPage, Illinois 1 $ 255,000 $ 255,000 $ 60,000
East Baton Rouge, Louisiana 1 $ 135,000 $ 135,000 $ 46,000
Tangipahoa, Louisiana 1 $ 135,000 $ 135,000 $ 67,000
Cumberland, Maine 1 $ 275,000 $ 275,000 $ 60,000
York, Maine 1 $ 105,000 $ 105,000 $ 32,000
Allegany, Maryland 1 $ 185,000 $ 185,000 $ 132,000
Garrett, Maryland 1 $ 585,000 $ 585,000 $ 306,000
Kent, Maryland 1 $ 245,000 $ 245,000 $ 69,000
Franklin, Massachusetts 1 $ 275,000 $ 275,000 $ 93,000
Grand Traverse, Michigan 1 $ 245,000 $ 245,000 $ 60,000
Livingston, Michigan 1 $ 345,000 $ 345,000 $ 0
Belknap, New Hampshire 1 $ 225,000 $ 225,000 $ 66,000
Cheshire, New Hampshire 1 $ 325,000 $ 325,000 $ 104,000
Strafford, New Hampshire 1 $ 215,000 $ 215,000 $ 43,000
Sussex, New Jersey 1 $ 625,000 $ 625,000 $ 253,000
San Juan, New Mexico 1 $ 375,000 $ 375,000 $ 125,000
Ashe, North Carolina 1 $ 215,000 $ 215,000 $ 45,000
Beaufort, North Carolina 1 $ 255,000 $ 255,000 $ 138,000
Buncombe, North Carolina 1 $ 285,000 $ 285,000 $ 93,000
Caldwell, North Carolina 1 $ 165,000 $ 165,000 $ 54,000
Carteret, North Carolina 1 $ 365,000 $ 365,000 $ 169,000
Duplin, North Carolina 1 $ 145,000 $ 145,000 $ 58,000
Greene, North Carolina 1 $ 105,000 $ 105,000 $ 49,000
Jackson, North Carolina 1 $ 415,000 $ 415,000 $ 382,000
Jones, North Carolina 1 $ 145,000 $ 145,000 $ 43,000
Pasquotank, North Carolina 1 $ 175,000 $ 175,000 $ 101,000
Person, North Carolina 1 $ 125,000 $ 125,000 $ 39,000
Pitt, North Carolina 1 $ 175,000 $ 175,000 $ 44,000
Stokes, North Carolina 1 $ 205,000 $ 205,000 $ 62,000
Vance, North Carolina 1 $ 255,000 $ 255,000 $ 110,000
Warren, North Carolina 1 $ 295,000 $ 295,000 $ 328,000
Watauga, North Carolina 1 $ 255,000 $ 255,000 $ 95,000
Yadkin, North Carolina 1 $ 235,000 $ 235,000 $ 63,000
Ashtabula, Ohio 1 $ 115,000 $ 115,000 $ 95,000
Auglaize, Ohio 1 $ 135,000 $ 135,000 $ 49,000
Columbiana, Ohio 1 $ 295,000 $ 295,000 $ 96,000
Coshocton, Ohio 1 $ 95,000 $ 95,000 $ 46,000
Darke, Ohio 1 $ 175,000 $ 175,000 $ 69,000
Hardin, Ohio 1 $ 85,000 $ 85,000 $ 40,000
Huron, Ohio 1 $ 125,000 $ 125,000 $ 72,000
Jackson, Ohio 1 $ 255,000 $ 255,000 $ 150,000
Lake, Ohio 1 $ 235,000 $ 235,000 $ 0
Lorain, Ohio 1 $ 55,000 $ 55,000 $ 54,000
Mahoning, Ohio 1 $ 365,000 $ 365,000 $ 185,000
Medina, Ohio 1 $ 175,000 $ 175,000 $ 0
Morgan, Ohio 1 $ 65,000 $ 65,000 $ 51,000
Morrow, Ohio 1 $ 155,000 $ 155,000 $ 49,000
Ottawa, Ohio 1 $ 135,000 $ 135,000 $ 58,000
Pike, Ohio 1 $ 215,000 $ 215,000 $ 68,000
Trumbull, Ohio 1 $ 65,000 $ 65,000 $ 35,000
Washington, Ohio 1 $ 135,000 $ 135,000 $ 77,000
Lane, Oregon 1 $ 305,000 $ 305,000 $ 144,000
Lincoln, Oregon 1 $ 275,000 $ 275,000 $ 156,000
Centre, Pennsylvania 1 $ 345,000 $ 345,000 $ 300,000
Indiana, Pennsylvania 1 $ 145,000 $ 145,000 $ 116,000
Juniata, Pennsylvania 1 $ 145,000 $ 145,000 $ 42,000
Lackawanna, Pennsylvania 1 $ 75,000 $ 75,000 $ 57,000
Lycoming, Pennsylvania 1 $ 305,000 $ 305,000 $ 409,000
Susquehanna, Pennsylvania 1 $ 105,000 $ 105,000 $ 74,000
Wayne, Pennsylvania 1 $ 225,000 $ 225,000 $ 172,000
Aiken, South Carolina 1 $ 445,000 $ 445,000 $ 93,000
Anderson, South Carolina 1 $ 145,000 $ 145,000 $ 58,000
Chester, South Carolina 1 $ 185,000 $ 185,000 $ 89,000
Chesterfield, South Carolina 1 $ 165,000 $ 165,000 $ 84,000
Darlington, South Carolina 1 $ 175,000 $ 175,000 $ 93,000
Fairfield, South Carolina 1 $ 295,000 $ 295,000 $ 79,000
Greenville, South Carolina 1 $ 155,000 $ 155,000 $ 48,000
Marlboro, South Carolina 1 $ 205,000 $ 205,000 $ 135,000
Richland, South Carolina 1 $ 165,000 $ 165,000 $ 51,000
Benton, Tennessee 1 $ 125,000 $ 125,000 $ 40,000
Blount, Tennessee 1 $ 365,000 $ 365,000 $ 161,000
Carroll, Tennessee 1 $ 95,000 $ 95,000 $ 42,000
Fayette, Tennessee 1 $ 255,000 $ 255,000 $ 307,000
Henry, Tennessee 1 $ 155,000 $ 155,000 $ 0
Rutherford, Tennessee 1 $ 205,000 $ 205,000 $ 94,000
Sumner, Tennessee 1 $ 385,000 $ 385,000 $ 210,000
Dallas, Texas 1 $ 125,000 $ 125,000 $ 188,000
Ellis, Texas 1 $ 495,000 $ 495,000 $ 127,000
Hays, Texas 1 $ 205,000 $ 205,000 $ 43,000
Salt Lake, Utah 1 $ 1,285,000 $ 1,285,000 $ 1,803,000
Accomack, Virginia 1 $ 195,000 $ 195,000 $ 79,000
Bedford, Virginia 1 $ 255,000 $ 255,000 $ 118,000
Botetourt, Virginia 1 $ 305,000 $ 305,000 $ 84,000
Charles City, Virginia 1 $ 265,000 $ 265,000 $ 104,000
Hampton, Virginia 1 $ 135,000 $ 135,000 $ 187,000
King and Queen, Virginia 1 $ 115,000 $ 115,000 $ 29,000
Lynchburg, Virginia 1 $ 65,000 $ 65,000 $ 208,000
Montgomery, Virginia 1 $ 275,000 $ 275,000 $ 279,000
Pittsylvania, Virginia 1 $ 225,000 $ 225,000 $ 98,000
Pulaski, Virginia 1 $ 115,000 $ 115,000 $ 91,000
Richmond, Virginia 1 $ 175,000 $ 175,000 $ 246,000
Salem, Virginia 1 $ 205,000 $ 205,000 $ 112,000
Suffolk, Virginia 1 $ 175,000 $ 175,000 $ 140,000
Sussex, Virginia 1 $ 125,000 $ 125,000 $ 49,000
Williamsburg, Virginia 1 $ 205,000 $ 205,000 $ 124,000
Jackson, West Virginia 1 $ 215,000 $ 215,000 $ 74,000
Monongalia, West Virginia 1 $ 315,000 $ 315,000 $ 41,000
Morgan, West Virginia 1 $ 265,000 $ 265,000 $ 53,000
Upshur, West Virginia 1 $ 185,000 $ 185,000 $ 93,000
Wood, West Virginia 1 $ 65,000 $ 65,000 $ 15,000
Dane, Wisconsin 1 $ 285,000 $ 285,000 $ 192,000
Milwaukee, Wisconsin 1 $ 185,000 $ 185,000 $ 63,000

Mortgage Loan Application Detail Totals for NFM, Inc in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,377 $3,258,935,000 $263,000 $4,255,000 $98,000 $9,074,000
Refinancing 2,288 $728,320,000 $318,000 $4,485,000 $93,000 $1,066,000
Cash-out Refinancing 1,012 $261,760,000 $258,000 $1,875,000 $103,000 $779,000
Not Applicable 2 $940,000 $470,000 $575,000 $121,000 $167,000
Home Improvement 1 $165,000 $165,000 $165,000 $90,000 $90,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,557 $2,640,265,000 $276,000 $4,255,000 $107,000 $9,074,000
Hispanic 2,662 $670,780,000 $251,000 $2,805,000 $72,000 $785,000
Black or African American 1,935 $499,465,000 $258,000 $4,485,000 $80,000 $884,000
Not Provided 1,004 $287,740,000 $286,000 $1,215,000 $107,000 $649,000
Asian 419 $123,375,000 $294,000 $1,325,000 $106,000 $1,285,000
Native Hawaiian or Other Pacific Islander 48 $12,980,000 $270,000 $615,000 $100,000 $211,000
American Indian or Alaskan Native 47 $11,885,000 $252,000 $775,000 $80,000 $276,000
Not applicable 1 $265,000 $265,000 $265,000 $79,000 $79,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,273 $2,599,455,000 $280,000 $1,995,000 $116,000 $9,074,000
FHA-insured (Federal Housing Administration) 4,737 $1,151,525,000 $243,000 $4,485,000 $68,000 $718,000
VA-guaranteed (Veterans Administration) 1,437 $455,105,000 $316,000 $1,075,000 $78,000 $367,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 233 $44,035,000 $188,000 $485,000 $61,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,058 $3,271,290,000 $271,000 $1,985,000 $96,000 $1,803,000
Application Withdrawn By Applicant 1,779 $495,685,000 $278,000 $4,485,000 $112,000 $9,074,000
File Closed For Incompleteness 1,269 $329,935,000 $259,000 $1,965,000 $96,000 $1,231,000
Application Denied By Financial Institution 520 $138,130,000 $265,000 $3,625,000 $77,000 $850,000
Application Approved But Not Accepted 54 $15,080,000 $279,000 $1,325,000 $126,000 $1,285,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,160 $4,111,990,000 $271,000 $4,485,000 $98,000 $9,074,000
Debt-To-Income Ratio 149 $40,405,000 $271,000 $3,625,000 $61,000 $357,000
Credit History 110 $35,970,000 $327,000 $2,815,000 $94,000 $664,000
Collateral 89 $20,675,000 $232,000 $705,000 $85,000 $468,000
Insufficient Cash (Downpayment, Closing Cost) 56 $13,490,000 $240,000 $1,045,000 $69,000 $300,000
Employment History 53 $10,495,000 $198,000 $425,000 $45,000 $172,000
Other 33 $9,205,000 $278,000 $675,000 $89,000 $245,000
Unverifiable Information 26 $7,040,000 $270,000 $905,000 $99,000 $670,000
Mortgage Insurance Denied 3 $645,000 $215,000 $305,000 $54,000 $63,000
Credit Application Incomplete 1 $205,000 $205,000 $205,000 $850,000 $850,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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