Nicolet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Nicolet National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nicolet National Bank 111 N Washington St Green Bay, WI 54301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,246 |
| Total Mortgage Loan Application Amount | $745,880,000 |
| Average Mortgage Loan Application Amount | $138,666 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $2,611,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Nicolet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nicolet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Nicolet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nicolet National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nicolet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nicolet National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brown County Wisconsin | 1,075 | $ 198,955,000 | $ 185,000 | $ 138,000 |
| Door County Wisconsin | 491 | $ 87,735,000 | $ 178,000 | $ 134,000 |
| Outagamie County Wisconsin | 414 | $ 73,590,000 | $ 177,000 | $ 134,000 |
| Winnebago County Wisconsin | 275 | $ 45,905,000 | $ 166,000 | $ 139,000 |
| Oneida County Wisconsin | 190 | $ 33,400,000 | $ 175,000 | $ 137,000 |
| Kewaunee County Wisconsin | 165 | $ 18,905,000 | $ 114,000 | $ 86,000 |
| Vilas County Wisconsin | 149 | $ 26,845,000 | $ 180,000 | $ 128,000 |
| Marathon County Wisconsin | 120 | $ 18,410,000 | $ 153,000 | $ 160,000 |
| Marinette County Wisconsin | 114 | $ 14,530,000 | $ 127,000 | $ 99,000 |
| Oconto County Wisconsin | 88 | $ 14,140,000 | $ 160,000 | $ 132,000 |
| Calumet County Wisconsin | 73 | $ 15,205,000 | $ 208,000 | $ 148,000 |
| Taylor County Wisconsin | 72 | $ 10,230,000 | $ 142,000 | $ 89,000 |
| Menominee County Michigan | 26 | $ 2,960,000 | $ 113,000 | $ 79,000 |
| Shawano County Wisconsin | 25 | $ 3,005,000 | $ 120,000 | $ 89,000 |
| Manitowoc County Wisconsin | 24 | $ 2,680,000 | $ 111,000 | $ 77,000 |
| Waupaca County Wisconsin | 22 | $ 5,070,000 | $ 230,000 | $ 116,000 |
| Clark County Wisconsin | 14 | $ 1,140,000 | $ 81,000 | $ 75,000 |
| Price County Wisconsin | 14 | $ 1,320,000 | $ 94,000 | $ 73,000 |
| Lincoln County Wisconsin | 13 | $ 2,825,000 | $ 217,000 | $ 173,000 |
| Dane County Wisconsin | 11 | $ 2,665,000 | $ 242,000 | $ 213,000 |
| Fond du Lac County Wisconsin | 11 | $ 2,405,000 | $ 218,000 | $ 171,000 |
| Forest County Wisconsin | 11 | $ 1,005,000 | $ 91,000 | $ 110,000 |
| Lee County Florida | 10 | $ 2,420,000 | $ 242,000 | $ 170,000 |
| Milwaukee County Wisconsin | 10 | $ 1,450,000 | $ 145,000 | $ 112,000 |
| Ozaukee County Wisconsin | 10 | $ 2,770,000 | $ 277,000 | $ 187,000 |
| Washington County Wisconsin | 9 | $ 1,695,000 | $ 188,000 | $ 119,000 |
| Waushara County Wisconsin | 9 | $ 1,895,000 | $ 210,000 | $ 236,000 |
| Waukesha County Wisconsin | 8 | $ 2,220,000 | $ 277,000 | $ 162,000 |
| Langlade County Wisconsin | 6 | $ 920,000 | $ 153,000 | $ 104,000 |
| Menominee County Wisconsin | 6 | $ 1,230,000 | $ 205,000 | $ 250,000 |
| Sheboygan County Wisconsin | 6 | $ 2,050,000 | $ 341,000 | $ 161,000 |
| Cook County Illinois | 5 | $ 1,945,000 | $ 389,000 | $ 473,000 |
| Dickinson County Michigan | 5 | $ 945,000 | $ 189,000 | $ 138,000 |
| Wood County Wisconsin | 5 | $ 1,325,000 | $ 265,000 | $ 112,000 |
| DuPage County Illinois | 4 | $ 900,000 | $ 225,000 | $ 157,000 |
| Marquette County Michigan | 4 | $ 390,000 | $ 97,000 | $ 105,000 |
| Chippewa County Wisconsin | 4 | $ 420,000 | $ 105,000 | $ 50,000 |
| Maricopa County Arizona | 3 | $ 295,000 | $ 98,000 | $ 104,000 |
| Orleans County Louisiana | 3 | $ 915,000 | $ 305,000 | $ 63,000 |
| Gogebic County Michigan | 3 | $ 155,000 | $ 51,000 | $ 72,000 |
| Bayfield County Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 144,000 |
| Dunn County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Florence County Wisconsin | 3 | $ 785,000 | $ 261,000 | $ 193,000 |
| Iron County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 117,000 |
| Pima County Arizona | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| Manatee County Florida | 2 | $ 690,000 | $ 345,000 | $ 114,000 |
| Orange County Florida | 2 | $ 270,000 | $ 135,000 | $ 184,000 |
| Sarasota County Florida | 2 | $ 440,000 | $ 220,000 | $ 250,000 |
| Coweta County Georgia | 2 | $ 660,000 | $ 330,000 | $ 85,000 |
| Fayette County Georgia | 2 | $ 950,000 | $ 475,000 | $ 156,000 |
| Lake County Illinois | 2 | $ 380,000 | $ 190,000 | $ 141,000 |
| Delta County Michigan | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Hennepin County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 235,000 |
| Koochiching County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Washington County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 174,000 |
| Missoula County Montana | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Nye County Nevada | 2 | $ 490,000 | $ 245,000 | $ 199,000 |
| Collin County Texas | 2 | $ 1,480,000 | $ 740,000 | $ 323,000 |
| Tarrant County Texas | 2 | $ 510,000 | $ 255,000 | $ 208,000 |
| Ashland County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 156,000 |
| Eau Claire County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Green Lake County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 358,000 |
| Rock County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 149,000 |
| Rusk County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Walworth County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 170,000 |
| Mobile County Alabama | 1 | $ 155,000 | $ 155,000 | $ 611,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Boulder County Colorado | 1 | $ 485,000 | $ 485,000 | $ 609,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 283,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 565,000 |
| Dixie County Florida | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Palm Beach County Florida | 1 | $ 275,000 | $ 275,000 | $ 641,000 |
| Pinellas County Florida | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 197,000 |
| Bonner County Idaho | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Lee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Will County Illinois | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Winnebago County Illinois | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Pottawattamie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Cheboygan County Michigan | 1 | $ 285,000 | $ 285,000 | $ 193,000 |
| Iron County Michigan | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Carver County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Dakota County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| McLeod County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 282,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| St. Louis County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 76,000 |
| Santa Fe County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Watauga County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Portage County Ohio | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 340,000 |
| Cumberland County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 174,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Shelby County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| El Paso County Texas | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Ellis County Texas | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Salt Lake County Utah | 1 | $ 315,000 | $ 315,000 | $ 202,000 |
| King County Washington | 1 | $ 395,000 | $ 395,000 | $ 468,000 |
| Adams County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Buffalo County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Burnett County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Portage County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Sauk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Sawyer County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| St. Croix County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Washburn County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Nicolet National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,078 | $400,350,000 | $192,000 | $2,005,000 | $118,000 | $2,035,000 |
| Refinancing | 1,085 | $218,525,000 | $201,000 | $935,000 | $141,000 | $1,263,000 |
| Cash-out Refinancing | 391 | $81,095,000 | $207,000 | $1,385,000 | $125,000 | $2,611,000 |
| Home Improvement | 353 | $20,795,000 | $58,000 | $605,000 | $114,000 | $727,000 |
| Other Purpose | 334 | $24,610,000 | $73,000 | $605,000 | $128,000 | $1,578,000 |
| Not Applicable | 5 | $505,000 | $101,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,870 | $679,110,000 | $175,000 | $1,885,000 | $126,000 | $2,611,000 |
| Hispanic | 132 | $16,650,000 | $126,000 | $505,000 | $68,000 | $686,000 |
| Not applicable | 91 | $18,925,000 | $207,000 | $2,005,000 | $0 | $0 |
| Not Provided | 73 | $14,375,000 | $196,000 | $995,000 | $128,000 | $611,000 |
| Asian | 44 | $9,910,000 | $225,000 | $655,000 | $149,000 | $842,000 |
| American Indian or Alaskan Native | 17 | $3,985,000 | $234,000 | $805,000 | $267,000 | $900,000 |
| Black or African American | 15 | $2,185,000 | $145,000 | $425,000 | $78,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $85,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,239 | $744,545,000 | $175,000 | $2,005,000 | $125,000 | $2,611,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,130,000 | $188,000 | $255,000 | $82,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $83,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,112 | $555,290,000 | $178,000 | $2,005,000 | $135,000 | $2,611,000 |
| Preapproval Approved but not Accepted | 340 | $69,750,000 | $205,000 | $805,000 | $99,000 | $1,083,000 |
| Preapproval Denied by Financial Institution | 297 | $43,035,000 | $144,000 | $805,000 | $62,000 | $854,000 |
| Application Denied By Financial Institution | 238 | $33,210,000 | $139,000 | $595,000 | $88,000 | $876,000 |
| Application Withdrawn By Applicant | 177 | $32,585,000 | $184,000 | $885,000 | $140,000 | $1,380,000 |
| Application Approved But Not Accepted | 47 | $6,925,000 | $147,000 | $465,000 | $175,000 | $1,994,000 |
| File Closed For Incompleteness | 30 | $4,580,000 | $152,000 | $605,000 | $120,000 | $528,000 |
| Loan Purchased By The Institution | 5 | $505,000 | $101,000 | $135,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,711 | $669,635,000 | $180,000 | $2,005,000 | $133,000 | $2,611,000 |
| Credit History | 273 | $38,395,000 | $140,000 | $525,000 | $69,000 | $485,000 |
| Debt-To-Income Ratio | 171 | $24,495,000 | $143,000 | $805,000 | $50,000 | $686,000 |
| Collateral | 46 | $5,660,000 | $123,000 | $485,000 | $132,000 | $476,000 |
| Other | 28 | $5,200,000 | $185,000 | $485,000 | $170,000 | $876,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,700,000 | $170,000 | $345,000 | $59,000 | $99,000 |
| Employment History | 4 | $560,000 | $140,000 | $185,000 | $38,000 | $46,000 |
| Credit Application Incomplete | 2 | $120,000 | $60,000 | $95,000 | $56,000 | $59,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nicolet National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nicolet National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.