Nl Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Nl Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nl Inc 2175 N California Blvd Walnut Creek, CA 94596 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,865 |
| Total Mortgage Loan Application Amount | $1,854,272,000 |
| Average Mortgage Loan Application Amount | $380,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $171,000 |
| Highest Applicant Income | $2,128,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Nl Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nl Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Nl Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nl Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nl Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nl Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 1,232 | $ 550,061,000 | $ 446,000 | $ 182,000 |
| Alameda County California | 1,056 | $ 445,114,000 | $ 421,000 | $ 175,000 |
| Sacramento County California | 206 | $ 51,439,000 | $ 249,000 | $ 122,000 |
| Stanislaus County California | 206 | $ 45,000,000 | $ 218,000 | $ 102,000 |
| San Francisco County California | 166 | $ 93,023,000 | $ 560,000 | $ 229,000 |
| Kern County California | 149 | $ 15,214,000 | $ 102,000 | $ 143,000 |
| Santa Cruz County California | 136 | $ 57,075,000 | $ 419,000 | $ 184,000 |
| Solano County California | 135 | $ 36,266,000 | $ 268,000 | $ 112,000 |
| Santa Clara County California | 125 | $ 62,177,000 | $ 497,000 | $ 196,000 |
| San Joaquin County California | 112 | $ 35,167,000 | $ 313,000 | $ 130,000 |
| Maricopa County Arizona | 106 | $ 28,667,000 | $ 270,000 | $ 153,000 |
| San Mateo County California | 105 | $ 59,026,000 | $ 562,000 | $ 235,000 |
| Merced County California | 78 | $ 18,174,000 | $ 233,000 | $ 95,000 |
| Marin County California | 75 | $ 40,643,000 | $ 541,000 | $ 252,000 |
| Placer County California | 70 | $ 27,371,000 | $ 391,000 | $ 196,000 |
| Monterey County California | 58 | $ 29,410,000 | $ 507,000 | $ 229,000 |
| Los Angeles County California | 43 | $ 20,697,000 | $ 481,000 | $ 179,000 |
| Clark County Nevada | 36 | $ 10,821,000 | $ 300,000 | $ 161,000 |
| Sonoma County California | 33 | $ 13,510,000 | $ 409,000 | $ 231,000 |
| Yolo County California | 33 | $ 9,831,000 | $ 297,000 | $ 132,000 |
| Washoe County Nevada | 33 | $ 12,238,000 | $ 370,000 | $ 223,000 |
| San Diego County California | 32 | $ 14,725,000 | $ 460,000 | $ 209,000 |
| El Dorado County California | 30 | $ 12,886,000 | $ 429,000 | $ 229,000 |
| Fresno County California | 26 | $ 6,279,000 | $ 241,000 | $ 126,000 |
| Tuolumne County California | 22 | $ 4,688,000 | $ 213,000 | $ 187,000 |
| Riverside County California | 21 | $ 7,652,000 | $ 364,000 | $ 199,000 |
| Shasta County California | 21 | $ 5,341,000 | $ 254,000 | $ 138,000 |
| Napa County California | 19 | $ 9,137,000 | $ 480,000 | $ 205,000 |
| Butte County California | 14 | $ 3,619,000 | $ 258,000 | $ 111,000 |
| Calaveras County California | 13 | $ 4,143,000 | $ 318,000 | $ 344,000 |
| Orange County California | 13 | $ 6,388,000 | $ 491,000 | $ 189,000 |
| Nevada County California | 12 | $ 3,891,000 | $ 324,000 | $ 251,000 |
| Fairfield County Connecticut | 12 | $ 3,265,000 | $ 272,000 | $ 159,000 |
| Hartford County Connecticut | 12 | $ 1,643,000 | $ 136,000 | $ 90,000 |
| Honolulu County Hawaii | 11 | $ 4,569,000 | $ 415,000 | $ 195,000 |
| Ada County Idaho | 11 | $ 2,162,000 | $ 196,000 | $ 226,000 |
| Canyon County Idaho | 11 | $ 1,081,000 | $ 98,000 | $ 141,000 |
| New Haven County Connecticut | 10 | $ 1,501,000 | $ 150,000 | $ 109,000 |
| Multnomah County Oregon | 10 | $ 2,468,000 | $ 246,000 | $ 133,000 |
| King County Washington | 10 | $ 2,470,000 | $ 247,000 | $ 216,000 |
| San Bernardino County California | 9 | $ 2,110,000 | $ 234,000 | $ 101,000 |
| San Luis Obispo County California | 9 | $ 3,152,000 | $ 350,000 | $ 138,000 |
| Tulare County California | 9 | $ 2,446,000 | $ 271,000 | $ 118,000 |
| Amador County California | 8 | $ 2,424,000 | $ 303,000 | $ 169,000 |
| Lake County California | 7 | $ 1,532,000 | $ 218,000 | $ 97,000 |
| Washington County Oregon | 7 | $ 1,197,000 | $ 171,000 | $ 99,000 |
| Bexar County Texas | 7 | $ 1,270,000 | $ 181,000 | $ 183,000 |
| Mariposa County California | 6 | $ 1,470,000 | $ 245,000 | $ 105,000 |
| Mendocino County California | 6 | $ 2,324,000 | $ 387,000 | $ 164,000 |
| Santa Barbara County California | 6 | $ 2,278,000 | $ 379,000 | $ 343,000 |
| Jackson County Oregon | 6 | $ 1,886,000 | $ 314,000 | $ 152,000 |
| Pierce County Washington | 6 | $ 842,000 | $ 140,000 | $ 203,000 |
| Pinal County Arizona | 5 | $ 1,005,000 | $ 201,000 | $ 108,000 |
| Madera County California | 5 | $ 1,406,000 | $ 281,000 | $ 102,000 |
| Tehama County California | 5 | $ 1,338,000 | $ 267,000 | $ 98,000 |
| Hawaii County Hawaii | 5 | $ 1,819,000 | $ 363,000 | $ 234,000 |
| Los Alamos County New Mexico | 5 | $ 705,000 | $ 141,000 | $ 171,000 |
| Kitsap County Washington | 5 | $ 1,392,000 | $ 278,000 | $ 184,000 |
| Yavapai County Arizona | 4 | $ 1,090,000 | $ 272,000 | $ 186,000 |
| San Benito County California | 4 | $ 1,230,000 | $ 307,000 | $ 146,000 |
| Sutter County California | 4 | $ 559,000 | $ 139,000 | $ 84,000 |
| Maui County Hawaii | 4 | $ 1,046,000 | $ 261,000 | $ 89,000 |
| Kootenai County Idaho | 4 | $ 590,000 | $ 147,000 | $ 134,000 |
| Deschutes County Oregon | 4 | $ 1,597,000 | $ 399,000 | $ 440,000 |
| Spokane County Washington | 4 | $ 322,000 | $ 80,000 | $ 87,000 |
| Pima County Arizona | 3 | $ 571,000 | $ 190,000 | $ 176,000 |
| Humboldt County California | 3 | $ 417,000 | $ 139,000 | $ 51,000 |
| Ventura County California | 3 | $ 1,719,000 | $ 573,000 | $ 134,000 |
| Bonneville County Idaho | 3 | $ 379,000 | $ 126,000 | $ 194,000 |
| St. Louis County Missouri | 3 | $ 485,000 | $ 161,000 | $ 68,000 |
| Carson City County Nevada | 3 | $ 470,000 | $ 156,000 | $ 128,000 |
| Bernalillo County New Mexico | 3 | $ 516,000 | $ 172,000 | $ 177,000 |
| Clackamas County Oregon | 3 | $ 1,700,000 | $ 566,000 | $ 249,000 |
| Anderson County South Carolina | 3 | $ 462,000 | $ 154,000 | $ 111,000 |
| Tarrant County Texas | 3 | $ 247,000 | $ 82,000 | $ 174,000 |
| Travis County Texas | 3 | $ 481,000 | $ 160,000 | $ 163,000 |
| Loudoun County Virginia | 3 | $ 892,000 | $ 297,000 | $ 75,000 |
| Snohomish County Washington | 3 | $ 700,000 | $ 233,000 | $ 103,000 |
| Glenn County California | 2 | $ 843,000 | $ 421,000 | $ 173,000 |
| Mono County California | 2 | $ 1,119,000 | $ 559,000 | $ 188,000 |
| Plumas County California | 2 | $ 475,000 | $ 237,000 | $ 190,000 |
| Yuba County California | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Litchfield County Connecticut | 2 | $ 343,000 | $ 171,000 | $ 131,000 |
| Windham County Connecticut | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Fulton County Georgia | 2 | $ 386,000 | $ 193,000 | $ 107,000 |
| Kauai County Hawaii | 2 | $ 916,000 | $ 458,000 | $ 182,000 |
| Greene County Missouri | 2 | $ 358,000 | $ 179,000 | $ 191,000 |
| Ravalli County Montana | 2 | $ 319,000 | $ 159,000 | $ 199,000 |
| Douglas County Nevada | 2 | $ 670,000 | $ 335,000 | $ 228,000 |
| Sandoval County New Mexico | 2 | $ 303,000 | $ 151,000 | $ 127,000 |
| Santa Fe County New Mexico | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Lane County Oregon | 2 | $ 516,000 | $ 258,000 | $ 57,000 |
| Tillamook County Oregon | 2 | $ 300,000 | $ 150,000 | $ 223,000 |
| Cherokee County South Carolina | 2 | $ 125,000 | $ 62,000 | $ 100,000 |
| Dorchester County South Carolina | 2 | $ 830,000 | $ 415,000 | $ 234,000 |
| Falls Church County Virginia | 2 | $ 600,000 | $ 300,000 | $ 186,000 |
| Stafford County Virginia | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| Clark County Washington | 2 | $ 496,000 | $ 248,000 | $ 177,000 |
| Grays Harbor County Washington | 2 | $ 88,000 | $ 44,000 | $ 34,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Coconino County Arizona | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Gila County Arizona | 1 | $ 276,000 | $ 276,000 | $ 300,000 |
| Yuma County Arizona | 1 | $ 160,000 | $ 160,000 | $ 150,000 |
| Del Norte County California | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Kings County California | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Siskiyou County California | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
| Adams County Colorado | 1 | $ 77,000 | $ 77,000 | $ 144,000 |
| Arapahoe County Colorado | 1 | $ 576,000 | $ 576,000 | $ 195,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Denver County Colorado | 1 | $ 344,000 | $ 344,000 | $ 177,000 |
| El Paso County Colorado | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| Summit County Colorado | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Tolland County Connecticut | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Twin Falls County Idaho | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Suffolk County Massachusetts | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Christian County Missouri | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Platte County Missouri | 1 | $ 288,000 | $ 288,000 | $ 150,000 |
| St. Charles County Missouri | 1 | $ 236,000 | $ 236,000 | $ 97,000 |
| Flathead County Montana | 1 | $ 368,000 | $ 368,000 | $ 59,000 |
| Gallatin County Montana | 1 | $ 215,000 | $ 215,000 | $ 600,000 |
| Churchill County Nevada | 1 | $ 338,000 | $ 338,000 | $ 160,000 |
| Lyon County Nevada | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 253,000 |
| Douglas County Oregon | 1 | $ 160,000 | $ 160,000 | $ 149,000 |
| Josephine County Oregon | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Klamath County Oregon | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Polk County Oregon | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Wasco County Oregon | 1 | $ 240,000 | $ 240,000 | $ 35,000 |
| Allegheny County Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 250,000 |
| Washington County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 160,000 |
| Charleston County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Florence County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 13,000 | $ 13,000 | $ 115,000 |
| Lexington County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Williamson County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 322,000 |
| Brazos County Texas | 1 | $ 123,000 | $ 123,000 | $ 102,000 |
| El Paso County Texas | 1 | $ 322,000 | $ 322,000 | $ 150,000 |
| Llano County Texas | 1 | $ 113,000 | $ 113,000 | $ 145,000 |
| Cache County Utah | 1 | $ 92,000 | $ 92,000 | $ 360,000 |
| Alexandria County Virginia | 1 | $ 260,000 | $ 260,000 | $ 244,000 |
| Hanover County Virginia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Prince William County Virginia | 1 | $ 316,000 | $ 316,000 | $ 157,000 |
| Benton County Washington | 1 | $ 159,000 | $ 159,000 | $ 37,000 |
| Jefferson County Washington | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Skagit County Washington | 1 | $ 160,000 | $ 160,000 | $ 129,000 |
| Whatcom County Washington | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Nl Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,462 | $974,164,000 | $395,000 | $2,765,000 | $164,000 | $2,128,000 |
| Home Purchase | 2,403 | $880,108,000 | $366,000 | $3,000,000 | $178,000 | $2,108,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,909 | $1,153,499,000 | $396,000 | $3,000,000 | $180,000 | $2,128,000 |
| Not Provided | 984 | $381,967,000 | $388,000 | $2,500,000 | $173,000 | $1,011,000 |
| Hispanic | 543 | $167,123,000 | $307,000 | $1,615,000 | $128,000 | $1,259,000 |
| Asian | 191 | $72,312,000 | $378,000 | $2,000,000 | $164,000 | $526,000 |
| Black or African American | 171 | $53,402,000 | $312,000 | $1,000,000 | $144,000 | $674,000 |
| Native Hawaiian or Other Pacific Islander | 61 | $23,059,000 | $378,000 | $1,495,000 | $157,000 | $491,000 |
| American Indian or Alaskan Native | 6 | $2,910,000 | $485,000 | $875,000 | $151,000 | $438,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,865 | $1,854,272,000 | $381,000 | $3,000,000 | $171,000 | $2,128,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,009 | $1,567,256,000 | $390,000 | $3,000,000 | $171,000 | $2,128,000 |
| Application Approved But Not Accepted | 536 | $187,111,000 | $349,000 | $1,780,000 | $162,000 | $724,000 |
| Application Withdrawn By Applicant | 178 | $57,960,000 | $325,000 | $2,500,000 | $197,000 | $1,111,000 |
| File Closed For Incompleteness | 86 | $27,279,000 | $317,000 | $2,000,000 | $171,000 | $585,000 |
| Application Denied By Financial Institution | 56 | $14,666,000 | $261,000 | $1,120,000 | $170,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $3,694,000 | $246,000 | $532,000 | $129,000 | $407,000 |
| Debt-To-Income Ratio | 7 | $1,722,000 | $246,000 | $570,000 | $137,000 | $283,000 |
| Collateral | 4 | $732,000 | $183,000 | $500,000 | $79,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $974,000 | $324,000 | $510,000 | $230,000 | $432,000 |
| Unverifiable Information | 3 | $880,000 | $293,000 | $540,000 | $88,000 | $210,000 |
| Other | 2 | $52,000 | $26,000 | $35,000 | $217,000 | $230,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nl Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nl Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.