Nmsi, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nmsi, Inc. 3700 Wilshire Blvd. Ste. 330 Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,803 |
| Total Mortgage Loan Application Amount | $3,572,665,000 |
| Average Mortgage Loan Application Amount | $451,666 |
| Highest Mortgage Loan Application Amount | $2,585,000 |
| Average Applicant Income | $11,666 |
| Highest Applicant Income | $673,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Nmsi, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nmsi, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Nmsi, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nmsi, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nmsi, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nmsi, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,450 | $ 1,155,340,000 | $ 471,000 | $ 12,000 |
| Orange County California | 1,259 | $ 610,405,000 | $ 484,000 | $ 12,000 |
| San Bernardino County California | 612 | $ 241,660,000 | $ 394,000 | $ 9,000 |
| San Diego County California | 575 | $ 269,885,000 | $ 469,000 | $ 16,000 |
| Riverside County California | 437 | $ 167,705,000 | $ 383,000 | $ 10,000 |
| Alameda County California | 284 | $ 156,940,000 | $ 552,000 | $ 15,000 |
| Contra Costa County California | 275 | $ 136,165,000 | $ 495,000 | $ 12,000 |
| Santa Clara County California | 269 | $ 165,505,000 | $ 615,000 | $ 19,000 |
| Sacramento County California | 210 | $ 79,000,000 | $ 376,000 | $ 10,000 |
| King County Washington | 170 | $ 91,650,000 | $ 539,000 | $ 13,000 |
| Gwinnett County Georgia | 158 | $ 46,600,000 | $ 294,000 | $ 7,000 |
| Ventura County California | 73 | $ 34,835,000 | $ 477,000 | $ 21,000 |
| San Francisco County California | 61 | $ 40,665,000 | $ 666,000 | $ 16,000 |
| Solano County California | 61 | $ 26,045,000 | $ 426,000 | $ 10,000 |
| San Joaquin County California | 60 | $ 24,640,000 | $ 410,000 | $ 10,000 |
| San Mateo County California | 58 | $ 37,720,000 | $ 650,000 | $ 17,000 |
| Fairfax County Virginia | 51 | $ 18,335,000 | $ 359,000 | $ 8,000 |
| Snohomish County Washington | 44 | $ 21,530,000 | $ 489,000 | $ 14,000 |
| Placer County California | 41 | $ 16,675,000 | $ 406,000 | $ 12,000 |
| Kern County California | 39 | $ 10,865,000 | $ 278,000 | $ 7,000 |
| Fresno County California | 27 | $ 9,375,000 | $ 347,000 | $ 12,000 |
| Denton County Texas | 23 | $ 7,855,000 | $ 341,000 | $ 11,000 |
| Maricopa County Arizona | 21 | $ 6,395,000 | $ 304,000 | $ 8,000 |
| Harris County Texas | 19 | $ 4,695,000 | $ 247,000 | $ 8,000 |
| Fulton County Georgia | 18 | $ 7,510,000 | $ 417,000 | $ 11,000 |
| Fort Bend County Texas | 17 | $ 5,355,000 | $ 315,000 | $ 9,000 |
| Monterey County California | 16 | $ 6,690,000 | $ 418,000 | $ 9,000 |
| Stanislaus County California | 16 | $ 5,120,000 | $ 320,000 | $ 8,000 |
| Marin County California | 15 | $ 11,275,000 | $ 751,000 | $ 18,000 |
| Sonoma County California | 14 | $ 5,780,000 | $ 412,000 | $ 15,000 |
| Yolo County California | 14 | $ 4,930,000 | $ 352,000 | $ 14,000 |
| Forsyth County Georgia | 13 | $ 4,375,000 | $ 336,000 | $ 9,000 |
| Tarrant County Texas | 12 | $ 3,070,000 | $ 255,000 | $ 8,000 |
| Shasta County California | 11 | $ 3,005,000 | $ 273,000 | $ 7,000 |
| Anne Arundel County Maryland | 11 | $ 3,575,000 | $ 325,000 | $ 7,000 |
| Pierce County Washington | 11 | $ 4,765,000 | $ 433,000 | $ 16,000 |
| Santa Barbara County California | 10 | $ 5,430,000 | $ 543,000 | $ 12,000 |
| Montgomery County Maryland | 10 | $ 2,900,000 | $ 290,000 | $ 7,000 |
| Collin County Texas | 10 | $ 3,820,000 | $ 382,000 | $ 12,000 |
| Tulare County California | 9 | $ 2,445,000 | $ 271,000 | $ 8,000 |
| Cobb County Georgia | 9 | $ 2,525,000 | $ 280,000 | $ 6,000 |
| Prince George's County Maryland | 9 | $ 2,985,000 | $ 331,000 | $ 7,000 |
| Prince William County Virginia | 9 | $ 2,655,000 | $ 295,000 | $ 6,000 |
| El Dorado County California | 8 | $ 4,600,000 | $ 575,000 | $ 16,000 |
| Merced County California | 8 | $ 2,300,000 | $ 287,000 | $ 12,000 |
| Howard County Maryland | 8 | $ 2,980,000 | $ 372,000 | $ 11,000 |
| Lake County California | 7 | $ 2,125,000 | $ 303,000 | $ 6,000 |
| Santa Cruz County California | 7 | $ 2,645,000 | $ 377,000 | $ 13,000 |
| DeKalb County Georgia | 7 | $ 1,525,000 | $ 217,000 | $ 6,000 |
| Baltimore County Maryland | 7 | $ 2,005,000 | $ 286,000 | $ 6,000 |
| Wake County North Carolina | 7 | $ 2,455,000 | $ 350,000 | $ 6,000 |
| Dallas County Texas | 7 | $ 2,225,000 | $ 317,000 | $ 8,000 |
| Sutter County California | 6 | $ 2,080,000 | $ 346,000 | $ 11,000 |
| Washington County Oregon | 6 | $ 1,930,000 | $ 321,000 | $ 6,000 |
| Napa County California | 5 | $ 2,185,000 | $ 437,000 | $ 7,000 |
| Hall County Georgia | 5 | $ 1,615,000 | $ 323,000 | $ 11,000 |
| Jackson County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 8,000 |
| Loudoun County Virginia | 5 | $ 1,765,000 | $ 353,000 | $ 7,000 |
| San Benito County California | 4 | $ 1,910,000 | $ 477,000 | $ 10,000 |
| San Luis Obispo County California | 4 | $ 2,140,000 | $ 535,000 | $ 16,000 |
| Orange County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 9,000 |
| Barrow County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 10,000 |
| Troup County Georgia | 4 | $ 880,000 | $ 220,000 | $ 5,000 |
| Bergen County New Jersey | 4 | $ 3,410,000 | $ 852,000 | $ 58,000 |
| Jackson County Oregon | 4 | $ 2,840,000 | $ 710,000 | $ 23,000 |
| Lancaster County Pennsylvania | 4 | $ 990,000 | $ 247,000 | $ 9,000 |
| Hidalgo County Texas | 4 | $ 840,000 | $ 210,000 | $ 8,000 |
| Lee County Alabama | 3 | $ 725,000 | $ 241,000 | $ 7,000 |
| Pima County Arizona | 3 | $ 875,000 | $ 291,000 | $ 14,000 |
| Calaveras County California | 3 | $ 1,455,000 | $ 485,000 | $ 11,000 |
| Madera County California | 3 | $ 1,065,000 | $ 355,000 | $ 8,000 |
| Nevada County California | 3 | $ 1,315,000 | $ 438,000 | $ 8,000 |
| Yuba County California | 3 | $ 985,000 | $ 328,000 | $ 13,000 |
| Boulder County Colorado | 3 | $ 865,000 | $ 288,000 | $ 15,000 |
| Douglas County Colorado | 3 | $ 1,285,000 | $ 428,000 | $ 8,000 |
| Sarasota County Florida | 3 | $ 835,000 | $ 278,000 | $ 10,000 |
| Guilford County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 4,000 |
| Orange County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 8,000 |
| Clackamas County Oregon | 3 | $ 1,545,000 | $ 515,000 | $ 12,000 |
| Multnomah County Oregon | 3 | $ 1,025,000 | $ 341,000 | $ 10,000 |
| Montgomery County Pennsylvania | 3 | $ 905,000 | $ 301,000 | $ 15,000 |
| Williamson County Texas | 3 | $ 855,000 | $ 285,000 | $ 13,000 |
| Spokane County Washington | 3 | $ 1,315,000 | $ 438,000 | $ 22,000 |
| Thurston County Washington | 3 | $ 1,305,000 | $ 435,000 | $ 7,000 |
| Mohave County Arizona | 2 | $ 890,000 | $ 445,000 | $ 19,000 |
| Imperial County California | 2 | $ 340,000 | $ 170,000 | $ 6,000 |
| Kings County California | 2 | $ 350,000 | $ 175,000 | $ 8,000 |
| Tehama County California | 2 | $ 670,000 | $ 335,000 | $ 8,000 |
| Adams County Colorado | 2 | $ 770,000 | $ 385,000 | $ 7,000 |
| Arapahoe County Colorado | 2 | $ 590,000 | $ 295,000 | $ 6,000 |
| Denver County Colorado | 2 | $ 660,000 | $ 330,000 | $ 9,000 |
| El Paso County Colorado | 2 | $ 500,000 | $ 250,000 | $ 4,000 |
| Jefferson County Colorado | 2 | $ 490,000 | $ 245,000 | $ 13,000 |
| New Castle County Delaware | 2 | $ 390,000 | $ 195,000 | $ 3,000 |
| District of Columbia County District Of Columbia | 2 | $ 990,000 | $ 495,000 | $ 12,000 |
| Collier County Florida | 2 | $ 970,000 | $ 485,000 | $ 12,000 |
| Miami-Dade County Florida | 2 | $ 530,000 | $ 265,000 | $ 10,000 |
| Bibb County Georgia | 2 | $ 470,000 | $ 235,000 | $ 7,000 |
| Cherokee County Georgia | 2 | $ 650,000 | $ 325,000 | $ 10,000 |
| Harris County Georgia | 2 | $ 460,000 | $ 230,000 | $ 8,000 |
| Henry County Georgia | 2 | $ 850,000 | $ 425,000 | $ 9,000 |
| Oconee County Georgia | 2 | $ 580,000 | $ 290,000 | $ 7,000 |
| Clark County Nevada | 2 | $ 480,000 | $ 240,000 | $ 5,000 |
| Middlesex County New Jersey | 2 | $ 670,000 | $ 335,000 | $ 8,000 |
| Hays County Texas | 2 | $ 540,000 | $ 270,000 | $ 8,000 |
| Travis County Texas | 2 | $ 570,000 | $ 285,000 | $ 13,000 |
| Manassas County Virginia | 2 | $ 590,000 | $ 295,000 | $ 4,000 |
| Montgomery County Alabama | 1 | $ 225,000 | $ 225,000 | $ 7,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 9,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 4,000 |
| Amador County California | 1 | $ 375,000 | $ 375,000 | $ 7,000 |
| Butte County California | 1 | $ 305,000 | $ 305,000 | $ 9,000 |
| Colusa County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Del Norte County California | 1 | $ 345,000 | $ 345,000 | $ 58,000 |
| Humboldt County California | 1 | $ 325,000 | $ 325,000 | $ 10,000 |
| Mariposa County California | 1 | $ 1,235,000 | $ 1,235,000 | $ 25,000 |
| Plumas County California | 1 | $ 415,000 | $ 415,000 | $ 15,000 |
| Tuolumne County California | 1 | $ 125,000 | $ 125,000 | $ 7,000 |
| Broomfield County Colorado | 1 | $ 415,000 | $ 415,000 | $ 14,000 |
| Garfield County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 69,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 4,000 |
| Montezuma County Colorado | 1 | $ 445,000 | $ 445,000 | $ 11,000 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 12,000 |
| Brevard County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 45,000 |
| Broward County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 35,000 |
| Duval County Florida | 1 | $ 125,000 | $ 125,000 | $ 6,000 |
| Manatee County Florida | 1 | $ 1,725,000 | $ 1,725,000 | $ 90,000 |
| Palm Beach County Florida | 1 | $ 415,000 | $ 415,000 | $ 17,000 |
| Pinellas County Florida | 1 | $ 795,000 | $ 795,000 | $ 17,000 |
| Douglas County Georgia | 1 | $ 325,000 | $ 325,000 | $ 6,000 |
| Paulding County Georgia | 1 | $ 275,000 | $ 275,000 | $ 6,000 |
| Union County Georgia | 1 | $ 305,000 | $ 305,000 | $ 5,000 |
| Ada County Idaho | 1 | $ 345,000 | $ 345,000 | $ 14,000 |
| Kootenai County Idaho | 1 | $ 545,000 | $ 545,000 | $ 8,000 |
| DuPage County Illinois | 1 | $ 195,000 | $ 195,000 | $ 25,000 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 7,000 |
| Charles County Maryland | 1 | $ 365,000 | $ 365,000 | $ 8,000 |
| Douglas County Nebraska | 1 | $ 375,000 | $ 375,000 | $ 14,000 |
| Lancaster County Nebraska | 1 | $ 435,000 | $ 435,000 | $ 16,000 |
| Cabarrus County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 2,000 |
| Durham County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 7,000 |
| Granville County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 16,000 |
| Marion County Oregon | 1 | $ 325,000 | $ 325,000 | $ 6,000 |
| Allegheny County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 17,000 |
| Bedford County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 4,000 |
| Berks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 15,000 |
| Bucks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Carbon County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 9,000 |
| Delaware County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 12,000 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 13,000 |
| Northampton County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 9,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 5,000 |
| Greenville County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 5,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 23,000 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 12,000 |
| Ector County Texas | 1 | $ 155,000 | $ 155,000 | $ 5,000 |
| Galveston County Texas | 1 | $ 195,000 | $ 195,000 | $ 10,000 |
| Grayson County Texas | 1 | $ 245,000 | $ 245,000 | $ 7,000 |
| Johnson County Texas | 1 | $ 285,000 | $ 285,000 | $ 18,000 |
| Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 8,000 |
| Montgomery County Texas | 1 | $ 495,000 | $ 495,000 | $ 12,000 |
| Rockwall County Texas | 1 | $ 525,000 | $ 525,000 | $ 18,000 |
| Albemarle County Virginia | 1 | $ 265,000 | $ 265,000 | $ 11,000 |
| Fairfax City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 4,000 |
| Richmond County Virginia | 1 | $ 225,000 | $ 225,000 | $ 4,000 |
| Stafford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 5,000 |
| Asotin County Washington | 1 | $ 195,000 | $ 195,000 | $ 5,000 |
| Yakima County Washington | 1 | $ 305,000 | $ 305,000 | $ 10,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,601 | $1,755,885,000 | $487,000 | $2,315,000 | $12,000 | $673,000 |
| Refinancing | 2,734 | $1,170,290,000 | $428,000 | $1,695,000 | $12,000 | $130,000 |
| Cash-out Refinancing | 1,468 | $646,490,000 | $440,000 | $2,585,000 | $11,000 | $473,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,432 | $1,593,350,000 | $464,000 | $2,105,000 | $12,000 | $619,000 |
| Not Provided | 2,125 | $983,945,000 | $463,000 | $1,805,000 | $13,000 | $105,000 |
| White | 1,381 | $611,395,000 | $442,000 | $2,585,000 | $12,000 | $673,000 |
| Hispanic | 303 | $117,625,000 | $388,000 | $1,745,000 | $9,000 | $125,000 |
| Black or African American | 86 | $34,580,000 | $402,000 | $765,000 | $10,000 | $35,000 |
| American Indian or Alaskan Native | 6 | $2,000,000 | $333,000 | $545,000 | $7,000 | $17,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,425,000 | $475,000 | $675,000 | $9,000 | $12,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,741 | $3,545,915,000 | $458,000 | $2,585,000 | $12,000 | $673,000 |
| FHA-insured (Federal Housing Administration) | 62 | $26,750,000 | $431,000 | $945,000 | $6,000 | $22,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,802 | $3,571,920,000 | $457,000 | $2,585,000 | $12,000 | $673,000 |
| Application Withdrawn By Applicant | 1 | $745,000 | $745,000 | $745,000 | $13,000 | $13,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,803 | $3,572,665,000 | $457,000 | $2,585,000 | $12,000 | $673,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nmsi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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