Northpoint Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Northpoint Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northpoint Mortgage, Inc. 204 Turnpike Road Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,375 |
| Total Mortgage Loan Application Amount | $1,013,155,000 |
| Average Mortgage Loan Application Amount | $285,500 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $119,500 |
| Highest Applicant Income | $1,536,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Worcester County Massachusetts | 396 | $ 119,680,000 | $ 302,000 | $ 114,000 |
| Cumberland County Maine | 323 | $ 98,315,000 | $ 304,000 | $ 128,000 |
| Orange County Florida | 230 | $ 84,270,000 | $ 366,000 | $ 150,000 |
| Hillsborough County New Hampshire | 211 | $ 60,365,000 | $ 286,000 | $ 112,000 |
| Hartford County Connecticut | 204 | $ 48,550,000 | $ 237,000 | $ 102,000 |
| Hampden County Massachusetts | 187 | $ 43,275,000 | $ 231,000 | $ 90,000 |
| Middlesex County Massachusetts | 170 | $ 69,390,000 | $ 408,000 | $ 158,000 |
| York County Maine | 142 | $ 40,120,000 | $ 282,000 | $ 104,000 |
| Rockingham County New Hampshire | 115 | $ 39,675,000 | $ 345,000 | $ 142,000 |
| Providence County Rhode Island | 111 | $ 28,075,000 | $ 252,000 | $ 104,000 |
| Osceola County Florida | 103 | $ 29,615,000 | $ 287,000 | $ 116,000 |
| Norfolk County Massachusetts | 72 | $ 27,680,000 | $ 384,000 | $ 149,000 |
| Essex County Massachusetts | 61 | $ 21,155,000 | $ 346,000 | $ 109,000 |
| Strafford County New Hampshire | 58 | $ 15,790,000 | $ 272,000 | $ 113,000 |
| Kennebec County Maine | 57 | $ 13,135,000 | $ 230,000 | $ 112,000 |
| Tolland County Connecticut | 53 | $ 13,625,000 | $ 257,000 | $ 108,000 |
| Merrimack County New Hampshire | 52 | $ 14,070,000 | $ 270,000 | $ 114,000 |
| Barnstable County Massachusetts | 49 | $ 18,305,000 | $ 373,000 | $ 164,000 |
| Plymouth County Massachusetts | 49 | $ 19,205,000 | $ 391,000 | $ 115,000 |
| Sagadahoc County Maine | 46 | $ 11,060,000 | $ 240,000 | $ 91,000 |
| New Haven County Connecticut | 45 | $ 10,715,000 | $ 238,000 | $ 98,000 |
| Androscoggin County Maine | 38 | $ 8,460,000 | $ 222,000 | $ 69,000 |
| Hampshire County Massachusetts | 38 | $ 9,270,000 | $ 243,000 | $ 99,000 |
| Bristol County Massachusetts | 37 | $ 12,725,000 | $ 343,000 | $ 114,000 |
| Suffolk County Massachusetts | 36 | $ 15,160,000 | $ 421,000 | $ 157,000 |
| Middlesex County Connecticut | 32 | $ 7,340,000 | $ 229,000 | $ 100,000 |
| Windham County Connecticut | 31 | $ 7,055,000 | $ 227,000 | $ 110,000 |
| Belknap County New Hampshire | 27 | $ 7,775,000 | $ 287,000 | $ 128,000 |
| Carroll County New Hampshire | 22 | $ 6,260,000 | $ 284,000 | $ 158,000 |
| Kent County Rhode Island | 22 | $ 5,820,000 | $ 264,000 | $ 127,000 |
| Lake County Florida | 21 | $ 6,555,000 | $ 312,000 | $ 90,000 |
| Polk County Florida | 21 | $ 5,325,000 | $ 253,000 | $ 85,000 |
| Seminole County Florida | 20 | $ 6,510,000 | $ 325,000 | $ 131,000 |
| Lincoln County Maine | 20 | $ 6,030,000 | $ 301,000 | $ 143,000 |
| Bristol County Rhode Island | 14 | $ 5,210,000 | $ 372,000 | $ 171,000 |
| Grafton County New Hampshire | 13 | $ 2,945,000 | $ 226,000 | $ 151,000 |
| New London County Connecticut | 12 | $ 3,600,000 | $ 300,000 | $ 124,000 |
| Collier County Florida | 12 | $ 7,410,000 | $ 617,000 | $ 354,000 |
| Brevard County Florida | 11 | $ 2,355,000 | $ 214,000 | $ 122,000 |
| Franklin County Maine | 11 | $ 2,645,000 | $ 240,000 | $ 136,000 |
| Waldo County Maine | 10 | $ 1,840,000 | $ 184,000 | $ 103,000 |
| Marion County Florida | 9 | $ 1,475,000 | $ 163,000 | $ 65,000 |
| Pinellas County Florida | 9 | $ 2,455,000 | $ 272,000 | $ 108,000 |
| Penobscot County Maine | 9 | $ 1,915,000 | $ 212,000 | $ 87,000 |
| Cheshire County New Hampshire | 9 | $ 2,245,000 | $ 249,000 | $ 110,000 |
| Fairfield County Connecticut | 8 | $ 2,180,000 | $ 272,000 | $ 74,000 |
| Broward County Florida | 8 | $ 3,420,000 | $ 427,000 | $ 186,000 |
| Oxford County Maine | 8 | $ 2,280,000 | $ 285,000 | $ 125,000 |
| Lee County Florida | 7 | $ 2,355,000 | $ 336,000 | $ 168,000 |
| Manatee County Florida | 7 | $ 3,115,000 | $ 445,000 | $ 147,000 |
| Palm Beach County Florida | 7 | $ 1,375,000 | $ 196,000 | $ 177,000 |
| Sarasota County Florida | 7 | $ 1,495,000 | $ 213,000 | $ 116,000 |
| Volusia County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 67,000 |
| Knox County Maine | 6 | $ 2,090,000 | $ 348,000 | $ 141,000 |
| Newport County Rhode Island | 6 | $ 2,720,000 | $ 453,000 | $ 147,000 |
| Aroostook County Maine | 5 | $ 1,285,000 | $ 257,000 | $ 76,000 |
| Somerset County Maine | 5 | $ 1,005,000 | $ 201,000 | $ 106,000 |
| Berkshire County Massachusetts | 5 | $ 1,125,000 | $ 225,000 | $ 220,000 |
| Washington County Rhode Island | 5 | $ 1,385,000 | $ 277,000 | $ 114,000 |
| Franklin County Massachusetts | 4 | $ 1,130,000 | $ 282,000 | $ 181,000 |
| Litchfield County Connecticut | 3 | $ 955,000 | $ 318,000 | $ 75,000 |
| Hillsborough County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 201,000 |
| Miami-Dade County Florida | 3 | $ 755,000 | $ 251,000 | $ 234,000 |
| Pasco County Florida | 3 | $ 885,000 | $ 295,000 | $ 159,000 |
| Hancock County Maine | 3 | $ 715,000 | $ 238,000 | $ 130,000 |
| Coos County New Hampshire | 3 | $ 435,000 | $ 145,000 | $ 89,000 |
| Alachua County Florida | 2 | $ 410,000 | $ 205,000 | $ 218,000 |
| Columbia County Florida | 2 | $ 730,000 | $ 365,000 | $ 130,000 |
| St. Johns County Florida | 2 | $ 820,000 | $ 410,000 | $ 109,000 |
| Piscataquis County Maine | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Sullivan County New Hampshire | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Monmouth County New Jersey | 2 | $ 680,000 | $ 340,000 | $ 102,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Indian River County Florida | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Jefferson County Florida | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Monroe County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 927,000 |
| Putnam County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| St. Lucie County Florida | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| Sumter County Florida | 1 | $ 545,000 | $ 545,000 | $ 188,000 |
| Dukes County Massachusetts | 1 | $ 985,000 | $ 985,000 | $ 565,000 |
| Nantucket County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 305,000 |
| Essex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Middlesex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 75,000 |
| Ocean County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Passaic County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Warren County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northpoint Mortgage, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,658 | $536,580,000 | $323,000 | $2,325,000 | $120,000 | $1,132,000 |
| Refinancing | 1,208 | $335,740,000 | $277,000 | $1,405,000 | $126,000 | $1,082,000 |
| Cash-out Refinancing | 421 | $117,625,000 | $279,000 | $985,000 | $115,000 | $1,536,000 |
| Home Improvement | 88 | $23,210,000 | $263,000 | $545,000 | $117,000 | $476,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,565 | $753,895,000 | $293,000 | $2,325,000 | $123,000 | $1,536,000 |
| Hispanic | 338 | $107,690,000 | $318,000 | $765,000 | $96,000 | $670,000 |
| Not Provided | 208 | $65,310,000 | $313,000 | $1,725,000 | $134,000 | $1,082,000 |
| Asian | 139 | $48,605,000 | $349,000 | $1,075,000 | $156,000 | $788,000 |
| Black or African American | 117 | $35,305,000 | $301,000 | $945,000 | $89,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,380,000 | $345,000 | $415,000 | $119,000 | $195,000 |
| American Indian or Alaskan Native | 3 | $675,000 | $225,000 | $305,000 | $63,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,898 | $872,160,000 | $300,000 | $2,325,000 | $128,000 | $1,536,000 |
| FHA-insured (Federal Housing Administration) | 315 | $88,495,000 | $280,000 | $765,000 | $75,000 | $210,000 |
| VA-guaranteed (Veterans Administration) | 114 | $40,720,000 | $357,000 | $1,355,000 | $82,000 | $927,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $11,780,000 | $245,000 | $525,000 | $72,000 | $163,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,740 | $815,020,000 | $297,000 | $1,725,000 | $121,000 | $1,132,000 |
| Application Withdrawn By Applicant | 396 | $126,700,000 | $319,000 | $2,325,000 | $127,000 | $1,536,000 |
| Application Denied By Financial Institution | 135 | $40,735,000 | $301,000 | $835,000 | $87,000 | $447,000 |
| File Closed For Incompleteness | 101 | $29,765,000 | $294,000 | $895,000 | $133,000 | $780,000 |
| Application Approved But Not Accepted | 3 | $935,000 | $311,000 | $405,000 | $175,000 | $375,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,240 | $972,420,000 | $300,000 | $2,325,000 | $123,000 | $1,536,000 |
| Debt-To-Income Ratio | 46 | $15,980,000 | $347,000 | $835,000 | $79,000 | $447,000 |
| Collateral | 28 | $7,430,000 | $265,000 | $545,000 | $101,000 | $410,000 |
| Other | 22 | $6,480,000 | $294,000 | $575,000 | $73,000 | $167,000 |
| Credit History | 19 | $5,295,000 | $278,000 | $745,000 | $105,000 | $300,000 |
| Unverifiable Information | 11 | $3,235,000 | $294,000 | $445,000 | $84,000 | $207,000 |
| Credit Application Incomplete | 7 | $2,015,000 | $287,000 | $525,000 | $92,000 | $153,000 |
| Employment History | 2 | $300,000 | $150,000 | $185,000 | $39,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.