Northwest Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Northwest Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Northwest Federal Credit Union 220 Spring Street Herndon, VA 20170 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $488,376,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $1,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Northwest Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Northwest Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Northwest Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Northwest Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Northwest Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Northwest Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 500 | $ 123,220,000 | $ 246,000 | $ 151,000 |
| Loudoun County Virginia | 288 | $ 77,946,000 | $ 270,000 | $ 149,000 |
| Prince William County Virginia | 100 | $ 22,138,000 | $ 221,000 | $ 130,000 |
| Montgomery County Maryland | 40 | $ 10,448,000 | $ 261,000 | $ 168,000 |
| Arlington County Virginia | 31 | $ 10,577,000 | $ 341,000 | $ 166,000 |
| Prince George's County Maryland | 28 | $ 4,555,000 | $ 162,000 | $ 115,000 |
| District of Columbia County District Of Columbia | 25 | $ 6,847,000 | $ 273,000 | $ 131,000 |
| Fauquier County Virginia | 21 | $ 5,349,000 | $ 254,000 | $ 149,000 |
| Anne Arundel County Maryland | 17 | $ 3,191,000 | $ 187,000 | $ 128,000 |
| Stafford County Virginia | 17 | $ 3,894,000 | $ 229,000 | $ 137,000 |
| Jefferson County West Virginia | 16 | $ 2,478,000 | $ 154,000 | $ 84,000 |
| Frederick County Virginia | 14 | $ 2,590,000 | $ 185,000 | $ 105,000 |
| Howard County Maryland | 12 | $ 2,564,000 | $ 213,000 | $ 130,000 |
| Warren County Virginia | 11 | $ 2,047,000 | $ 186,000 | $ 149,000 |
| Frederick County Maryland | 9 | $ 1,895,000 | $ 210,000 | $ 133,000 |
| Alexandria County Virginia | 9 | $ 1,607,000 | $ 178,000 | $ 113,000 |
| Charles County Maryland | 8 | $ 1,668,000 | $ 208,000 | $ 110,000 |
| Culpeper County Virginia | 8 | $ 1,202,000 | $ 150,000 | $ 95,000 |
| Manassas County Virginia | 7 | $ 1,612,000 | $ 230,000 | $ 99,000 |
| Fairfax City County Virginia | 6 | $ 2,008,000 | $ 334,000 | $ 150,000 |
| Berkeley County West Virginia | 6 | $ 789,000 | $ 131,000 | $ 119,000 |
| Sussex County Delaware | 5 | $ 895,000 | $ 179,000 | $ 127,000 |
| Broward County Florida | 5 | $ 612,000 | $ 122,000 | $ 190,000 |
| Calvert County Maryland | 5 | $ 1,215,000 | $ 243,000 | $ 123,000 |
| St. Louis County Missouri | 5 | $ 569,000 | $ 113,000 | $ 75,000 |
| Clarke County Virginia | 5 | $ 1,159,000 | $ 231,000 | $ 118,000 |
| Falls Church County Virginia | 5 | $ 1,472,000 | $ 294,000 | $ 136,000 |
| Orange County Virginia | 5 | $ 678,000 | $ 135,000 | $ 121,000 |
| Pinellas County Florida | 4 | $ 466,000 | $ 116,000 | $ 180,000 |
| Henrico County Virginia | 4 | $ 448,000 | $ 112,000 | $ 65,000 |
| James City County Virginia | 4 | $ 433,000 | $ 108,000 | $ 51,000 |
| Manassas Park County Virginia | 4 | $ 647,000 | $ 161,000 | $ 105,000 |
| Rappahannock County Virginia | 4 | $ 928,000 | $ 232,000 | $ 141,000 |
| Shenandoah County Virginia | 4 | $ 380,000 | $ 95,000 | $ 72,000 |
| Spotsylvania County Virginia | 4 | $ 564,000 | $ 141,000 | $ 100,000 |
| Maricopa County Arizona | 3 | $ 680,000 | $ 226,000 | $ 120,000 |
| Okaloosa County Florida | 3 | $ 502,000 | $ 167,000 | $ 177,000 |
| Orange County Florida | 3 | $ 625,000 | $ 208,000 | $ 92,000 |
| Volusia County Florida | 3 | $ 198,000 | $ 66,000 | $ 41,000 |
| Cobb County Georgia | 3 | $ 808,000 | $ 269,000 | $ 131,000 |
| Queen Anne's County Maryland | 3 | $ 717,000 | $ 239,000 | $ 124,000 |
| Worcester County Maryland | 3 | $ 510,000 | $ 170,000 | $ 191,000 |
| Moore County North Carolina | 3 | $ 312,000 | $ 104,000 | $ 61,000 |
| Wake County North Carolina | 3 | $ 596,000 | $ 198,000 | $ 87,000 |
| Cumberland County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 133,000 |
| Bedford County Virginia | 3 | $ 839,000 | $ 279,000 | $ 168,000 |
| Fredericksburg County Virginia | 3 | $ 585,000 | $ 195,000 | $ 107,000 |
| Hampshire County West Virginia | 3 | $ 904,000 | $ 301,000 | $ 193,000 |
| Arapahoe County Colorado | 2 | $ 341,000 | $ 170,000 | $ 116,000 |
| Boulder County Colorado | 2 | $ 335,000 | $ 167,000 | $ 117,000 |
| El Paso County Colorado | 2 | $ 304,000 | $ 152,000 | $ 90,000 |
| Brevard County Florida | 2 | $ 404,000 | $ 202,000 | $ 261,000 |
| Palm Beach County Florida | 2 | $ 295,000 | $ 147,000 | $ 188,000 |
| Polk County Florida | 2 | $ 204,000 | $ 102,000 | $ 147,000 |
| McLean County Illinois | 2 | $ 218,000 | $ 109,000 | $ 107,000 |
| Kennebec County Maine | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Baltimore City County Maryland | 2 | $ 236,000 | $ 118,000 | $ 89,000 |
| Washington County Maryland | 2 | $ 717,000 | $ 358,000 | $ 169,000 |
| Oakland County Michigan | 2 | $ 207,000 | $ 103,000 | $ 91,000 |
| Grafton County New Hampshire | 2 | $ 400,000 | $ 200,000 | $ 219,000 |
| Bergen County New Jersey | 2 | $ 702,000 | $ 351,000 | $ 119,000 |
| Somerset County New Jersey | 2 | $ 542,000 | $ 271,000 | $ 132,000 |
| Bernalillo County New Mexico | 2 | $ 207,000 | $ 103,000 | $ 141,000 |
| Dare County North Carolina | 2 | $ 681,000 | $ 340,000 | $ 201,000 |
| Mecklenburg County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| New Hanover County North Carolina | 2 | $ 486,000 | $ 243,000 | $ 193,000 |
| Tulsa County Oklahoma | 2 | $ 304,000 | $ 152,000 | $ 426,000 |
| Allegheny County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 64,000 |
| Franklin County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Georgetown County South Carolina | 2 | $ 566,000 | $ 283,000 | $ 253,000 |
| Horry County South Carolina | 2 | $ 309,000 | $ 154,000 | $ 127,000 |
| Summit County Utah | 2 | $ 827,000 | $ 413,000 | $ 145,000 |
| Accomack County Virginia | 2 | $ 607,000 | $ 303,000 | $ 293,000 |
| Hanover County Virginia | 2 | $ 367,000 | $ 183,000 | $ 59,000 |
| Louisa County Virginia | 2 | $ 345,000 | $ 172,000 | $ 138,000 |
| Madison County Virginia | 2 | $ 411,000 | $ 205,000 | $ 95,000 |
| Norfolk County Virginia | 2 | $ 337,000 | $ 168,000 | $ 96,000 |
| Northumberland County Virginia | 2 | $ 324,000 | $ 162,000 | $ 137,000 |
| Rockingham County Virginia | 2 | $ 340,000 | $ 170,000 | $ 123,000 |
| Virginia Beach County Virginia | 2 | $ 350,000 | $ 175,000 | $ 112,000 |
| Taylor County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 130,000 |
| Dallas County Alabama | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Montgomery County Alabama | 1 | $ 153,000 | $ 153,000 | $ 97,000 |
| Talladega County Alabama | 1 | $ 102,000 | $ 102,000 | $ 115,000 |
| Coconino County Arizona | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
| Pulaski County Arkansas | 1 | $ 262,000 | $ 262,000 | $ 97,000 |
| Elbert County Colorado | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Larimer County Colorado | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| New London County Connecticut | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Alachua County Florida | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Bay County Florida | 1 | $ 164,000 | $ 164,000 | $ 129,000 |
| Charlotte County Florida | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Citrus County Florida | 1 | $ 236,000 | $ 236,000 | $ 127,000 |
| Collier County Florida | 1 | $ 414,000 | $ 414,000 | $ 125,000 |
| Hillsborough County Florida | 1 | $ 131,000 | $ 131,000 | $ 88,000 |
| Indian River County Florida | 1 | $ 254,000 | $ 254,000 | $ 235,000 |
| Lake County Florida | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Manatee County Florida | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Marion County Florida | 1 | $ 61,000 | $ 61,000 | $ 67,000 |
| Miami-Dade County Florida | 1 | $ 203,000 | $ 203,000 | $ 301,000 |
| Pasco County Florida | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| St. Johns County Florida | 1 | $ 193,000 | $ 193,000 | $ 82,000 |
| Camden County Georgia | 1 | $ 173,000 | $ 173,000 | $ 112,000 |
| Columbia County Georgia | 1 | $ 211,000 | $ 211,000 | $ 98,000 |
| Douglas County Georgia | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Gilmer County Georgia | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| Henry County Georgia | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Cook County Illinois | 1 | $ 401,000 | $ 401,000 | $ 121,000 |
| Nemaha County Kansas | 1 | $ 64,000 | $ 64,000 | $ 144,000 |
| Boone County Kentucky | 1 | $ 276,000 | $ 276,000 | $ 121,000 |
| Baltimore County Maryland | 1 | $ 198,000 | $ 198,000 | $ 95,000 |
| Carroll County Maryland | 1 | $ 375,000 | $ 375,000 | $ 328,000 |
| Dorchester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 184,000 |
| Garrett County Maryland | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| St. Mary's County Maryland | 1 | $ 249,000 | $ 249,000 | $ 125,000 |
| Talbot County Maryland | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Dukes County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 381,000 |
| Plymouth County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 139,000 |
| Worcester County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Benzie County Michigan | 1 | $ 239,000 | $ 239,000 | $ 495,000 |
| Ingham County Michigan | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Macomb County Michigan | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| St. Louis County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 512,000 |
| Sarpy County Nebraska | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Washoe County Nevada | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| Carroll County New Hampshire | 1 | $ 218,000 | $ 218,000 | $ 183,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 279,000 |
| Ocean County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 177,000 |
| Passaic County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 134,000 |
| Dona Ana County New Mexico | 1 | $ 354,000 | $ 354,000 | $ 298,000 |
| Brunswick County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
| Durham County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 71,000 |
| Gaston County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Granville County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 148,000 |
| Jackson County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Onslow County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Pamlico County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 314,000 |
| Pender County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 212,000 |
| Pitt County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 148,000 |
| Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Wilson County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 84,000 |
| Lake County Ohio | 1 | $ 230,000 | $ 230,000 | $ 127,000 |
| Montgomery County Ohio | 1 | $ 300,000 | $ 300,000 | $ 198,000 |
| Trumbull County Ohio | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Benton County Oregon | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Lane County Oregon | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Umatilla County Oregon | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Adams County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 231,000 |
| Chester County Pennsylvania | 1 | $ 297,000 | $ 297,000 | $ 104,000 |
| Delaware County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 117,000 |
| Lehigh County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 159,000 |
| Montgomery County Pennsylvania | 1 | $ 413,000 | $ 413,000 | $ 172,000 |
| Northampton County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 1 | $ 401,000 | $ 401,000 | $ 171,000 |
| Union County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Bristol County Rhode Island | 1 | $ 149,000 | $ 149,000 | $ 236,000 |
| Kent County Rhode Island | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Florence County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Kershaw County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| McCormick County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 63,000 |
| Carroll County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Hamilton County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 175,000 |
| Johnson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 327,000 |
| Knox County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 98,000 |
| Monroe County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
| Uintah County Utah | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Albemarle County Virginia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Caroline County Virginia | 1 | $ 307,000 | $ 307,000 | $ 213,000 |
| Chesapeake County Virginia | 1 | $ 429,000 | $ 429,000 | $ 169,000 |
| Franklin County Virginia | 1 | $ 250,000 | $ 250,000 | $ 101,000 |
| Greene County Virginia | 1 | $ 220,000 | $ 220,000 | $ 144,000 |
| Hampton County Virginia | 1 | $ 209,000 | $ 209,000 | $ 226,000 |
| Lancaster County Virginia | 1 | $ 250,000 | $ 250,000 | $ 265,000 |
| Lynchburg County Virginia | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Nelson County Virginia | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Page County Virginia | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Pittsylvania County Virginia | 1 | $ 62,000 | $ 62,000 | $ 139,000 |
| Pulaski County Virginia | 1 | $ 200,000 | $ 200,000 | $ 154,000 |
| Richmond County Virginia | 1 | $ 212,000 | $ 212,000 | $ 116,000 |
| Roanoke City County Virginia | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
| Staunton County Virginia | 1 | $ 162,000 | $ 162,000 | $ 123,000 |
| Washington County Virginia | 1 | $ 162,000 | $ 162,000 | $ 108,000 |
| Westmoreland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 155,000 |
| Williamsburg County Virginia | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Winchester County Virginia | 1 | $ 103,000 | $ 103,000 | $ 103,000 |
| York County Virginia | 1 | $ 337,000 | $ 337,000 | $ 88,000 |
| Thurston County Washington | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Morgan County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 507,000 |
| Tucker County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 327,000 |
| Rock County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Northwest Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,003 | $243,344,000 | $242,000 | $720,000 | $144,000 | $1,520,000 |
| Home Purchase | 838 | $236,910,000 | $282,000 | $730,000 | $128,000 | $507,000 |
| Home Improvement | 120 | $8,122,000 | $67,000 | $350,000 | $142,000 | $443,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,220 | $301,541,000 | $247,000 | $730,000 | $142,000 | $1,520,000 |
| Not Provided | 380 | $97,671,000 | $257,000 | $730,000 | $140,000 | $654,000 |
| Asian | 142 | $39,103,000 | $275,000 | $653,000 | $121,000 | $343,000 |
| Black or African American | 136 | $29,237,000 | $214,000 | $613,000 | $114,000 | $396,000 |
| Hispanic | 66 | $16,593,000 | $251,000 | $613,000 | $119,000 | $295,000 |
| American Indian or Alaskan Native | 13 | $3,155,000 | $242,000 | $535,000 | $112,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,076,000 | $269,000 | $450,000 | $100,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,931 | $477,574,000 | $247,000 | $730,000 | $137,000 | $1,520,000 |
| VA-guaranteed (Veterans Administration) | 30 | $10,802,000 | $360,000 | $613,000 | $119,000 | $235,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,109 | $255,005,000 | $229,000 | $730,000 | $143,000 | $1,520,000 |
| Application Withdrawn By Applicant | 473 | $133,904,000 | $283,000 | $725,000 | $140,000 | $454,000 |
| Preapproval Approved but not Accepted | 274 | $73,624,000 | $268,000 | $730,000 | $116,000 | $502,000 |
| Application Denied By Financial Institution | 95 | $22,742,000 | $239,000 | $709,000 | $110,000 | $414,000 |
| Application Approved But Not Accepted | 9 | $2,901,000 | $322,000 | $499,000 | $184,000 | $387,000 |
| Preapproval Denied by Financial Institution | 1 | $200,000 | $200,000 | $200,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $8,725,000 | $272,000 | $574,000 | $93,000 | $220,000 |
| Credit History | 30 | $7,393,000 | $246,000 | $535,000 | $110,000 | $211,000 |
| Collateral | 26 | $4,429,000 | $170,000 | $450,000 | $122,000 | $414,000 |
| Other | 4 | $1,184,000 | $296,000 | $709,000 | $156,000 | $295,000 |
| Unverifiable Information | 2 | $590,000 | $295,000 | $363,000 | $77,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $621,000 | $310,000 | $360,000 | $152,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Northwest Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Northwest Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.