Northwest Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northwest Federal Credit Union 220 Spring Street Herndon, VA 20170 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,484 |
| Total Mortgage Loan Application Amount | $1,627,060,000 |
| Average Mortgage Loan Application Amount | $269,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $155,800 |
| Highest Applicant Income | $7,122,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,186 | $ 611,740,000 | $ 253,500 | $ 154,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 152 | $ 44,580,000 | $ 293,000 | $ 160,000 |
| NA (OUTSIDE OF MSA/MD) | 139 | $ 28,375,000 | $ 180,310 | $ 123,103 |
| RALEIGH, NC | 91 | $ 26,865,000 | $ 295,000 | $ 138,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 83 | $ 23,685,000 | $ 285,000 | $ 168,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 68 | $ 14,850,000 | $ 218,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 62 | $ 14,530,000 | $ 234,000 | $ 113,000 |
| WINCHESTER, VA-WV | 52 | $ 12,660,000 | $ 200,000 | $ 185,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 48 | $ 10,850,000 | $ 226,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 44 | $ 10,390,000 | $ 236,000 | $ 129,000 |
| RICHMOND, VA | 40 | $ 8,470,000 | $ 211,000 | $ 137,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 35 | $ 7,405,000 | $ 180,500 | $ 128,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 34 | $ 9,010,000 | $ 265,000 | $ 153,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 29 | $ 7,895,000 | $ 272,000 | $ 386,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 27 | $ 7,525,000 | $ 219,500 | $ 105,500 |
| SALISBURY, MD-DE | 27 | $ 8,885,000 | $ 375,000 | $ 181,500 |
| DURHAM-CHAPEL HILL, NC | 26 | $ 6,770,000 | $ 260,000 | $ 114,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 26 | $ 4,790,000 | $ 184,000 | $ 155,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 24 | $ 3,250,000 | $ 141,500 | $ 102,500 |
| CHARLOTTESVILLE, VA | 23 | $ 6,515,000 | $ 283,000 | $ 130,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 23 | $ 4,885,000 | $ 212,000 | $ 146,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 23 | $ 5,455,000 | $ 237,000 | $ 121,000 |
| DENVER-AURORA-LAKEWOOD, CO | 22 | $ 7,090,000 | $ 322,000 | $ 179,000 |
| CHICAGO-NAPERVILLE, IL | 21 | $ 4,705,000 | $ 224,000 | $ 159,000 |
| JACKSONVILLE, FL | 20 | $ 5,250,000 | $ 262,000 | $ 150,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 18 | $ 5,190,000 | $ 288,000 | $ 198,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 3,905,000 | $ 229,000 | $ 107,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15 | $ 4,135,000 | $ 275,000 | $ 134,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13 | $ 5,295,000 | $ 407,000 | $ 105,000 |
| ROANOKE, VA | 13 | $ 3,375,000 | $ 259,000 | $ 184,000 |
| ST. LOUIS, MO-IL | 13 | $ 3,245,000 | $ 258,500 | $ 100,500 |
| PORT ST. LUCIE, FL | 12 | $ 2,060,000 | $ 171,000 | $ 107,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 2,865,000 | $ 260,000 | $ 107,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 11 | $ 5,105,000 | $ 404,000 | $ 181,500 |
| ASHEVILLE, NC | 10 | $ 2,400,000 | $ 240,000 | $ 85,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 2,285,000 | $ 253,000 | $ 93,000 |
| KNOXVILLE, TN | 9 | $ 1,775,000 | $ 197,000 | $ 120,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 9 | $ 3,025,000 | $ 336,000 | $ 206,000 |
| NEW YORK-NEWARK, NY | 9 | $ 2,485,000 | $ 261,000 | $ 162,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 2,195,000 | $ 243,000 | $ 111,000 |
| PHILADELPHIA, PA | 9 | $ 1,985,000 | $ 220,000 | $ 124,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 9 | $ 2,205,000 | $ 243,000 | $ 115,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 8 | $ 2,900,000 | $ 362,000 | $ 225,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 2,640,000 | $ 330,000 | $ 132,000 |
| CHATTANOOGA, TN-GA | 8 | $ 2,370,000 | $ 296,000 | $ 178,000 |
| DALLAS-PLANO-IRVING, TX | 8 | $ 3,450,000 | $ 431,000 | $ 152,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 8 | $ 1,790,000 | $ 223,000 | $ 139,000 |
| WILMINGTON, NC | 8 | $ 2,670,000 | $ 333,000 | $ 118,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 1,365,000 | $ 195,000 | $ 108,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7 | $ 1,715,000 | $ 245,000 | $ 138,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 1,855,000 | $ 265,000 | $ 152,000 |
| SAN DIEGO-CARLSBAD, CA | 7 | $ 4,005,000 | $ 572,000 | $ 202,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 830,000 | $ 138,000 | $ 191,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,280,000 | $ 213,000 | $ 118,000 |
| HUNTSVILLE, AL | 6 | $ 1,180,000 | $ 196,000 | $ 186,000 |
| PUNTA GORDA, FL | 6 | $ 1,320,000 | $ 220,000 | $ 124,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 2,910,000 | $ 485,000 | $ 163,000 |
| WINSTON-SALEM, NC | 6 | $ 860,000 | $ 143,000 | $ 138,000 |
| ALBUQUERQUE, NM | 5 | $ 1,075,000 | $ 215,000 | $ 117,000 |
| BOSTON, MA | 5 | $ 1,855,000 | $ 371,000 | $ 133,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 1,625,000 | $ 329,000 | $ 134,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,555,000 | $ 311,000 | $ 166,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,195,000 | $ 239,000 | $ 229,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 1,025,000 | $ 205,000 | $ 91,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,475,000 | $ 295,000 | $ 149,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 585,000 | $ 117,000 | $ 135,000 |
| OCALA, FL | 5 | $ 825,000 | $ 165,000 | $ 106,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,575,000 | $ 315,000 | $ 97,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 720,000 | $ 180,000 | $ 107,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,170,000 | $ 292,000 | $ 139,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 990,000 | $ 247,000 | $ 110,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 650,000 | $ 162,000 | $ 176,000 |
| JACKSON, MS | 4 | $ 720,000 | $ 180,000 | $ 57,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 720,000 | $ 180,000 | $ 173,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 830,000 | $ 207,000 | $ 119,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 2,290,000 | $ 572,000 | $ 219,000 |
| THE VILLAGES, FL | 4 | $ 920,000 | $ 230,000 | $ 138,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 575,000 | $ 191,000 | $ 107,000 |
| BOISE CITY, ID | 3 | $ 295,000 | $ 98,000 | $ 68,000 |
| CAMDEN, NJ | 3 | $ 505,000 | $ 168,000 | $ 132,000 |
| COLUMBIA, SC | 3 | $ 815,000 | $ 271,000 | $ 133,000 |
| FAYETTEVILLE, NC | 3 | $ 615,000 | $ 205,000 | $ 88,000 |
| GAINESVILLE, GA | 3 | $ 1,035,000 | $ 345,000 | $ 171,000 |
| KANSAS CITY, MO-KS | 3 | $ 735,000 | $ 245,000 | $ 186,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 3 | $ 455,000 | $ 151,000 | $ 195,000 |
| LYNCHBURG, VA | 3 | $ 215,000 | $ 71,000 | $ 92,000 |
| PITTSBURGH, PA | 3 | $ 495,000 | $ 165,000 | $ 118,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 1,195,000 | $ 398,000 | $ 241,000 |
| READING, PA | 3 | $ 305,000 | $ 101,000 | $ 76,000 |
| SANTA FE, NM | 3 | $ 1,225,000 | $ 408,000 | $ 51,000 |
| TUCSON, AZ | 3 | $ 695,000 | $ 231,000 | $ 100,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 1,055,000 | $ 347,500 | $ 182,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| ANN ARBOR, MI | 2 | $ 210,000 | $ 105,000 | $ 123,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 450,000 | $ 225,000 | $ 230,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 920,000 | $ 460,000 | $ 140,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 550,000 | $ 275,000 | $ 100,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| COLUMBUS, OH | 2 | $ 90,000 | $ 45,000 | $ 209,000 |
| DANVILLE, IL | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 540,000 | $ 270,000 | $ 139,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 370,000 | $ 185,000 | $ 141,000 |
| ELGIN, IL | 2 | $ 60,000 | $ 30,000 | $ 243,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 690,000 | $ 345,000 | $ 105,000 |
| FORT COLLINS, CO | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| FORT SMITH, AR-OK | 2 | $ 50,000 | $ 25,000 | $ 30,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 140,000 | $ 70,000 | $ 121,000 |
| HARRISONBURG, VA | 2 | $ 390,000 | $ 195,000 | $ 226,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 380,000 | $ 190,000 | $ 148,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 160,000 | $ 80,000 | $ 117,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 640,000 | $ 320,000 | $ 123,000 |
| MODESTO, CA | 2 | $ 530,000 | $ 265,000 | $ 145,000 |
| NEWARK, NJ-PA | 2 | $ 960,000 | $ 480,000 | $ 235,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 610,000 | $ 305,000 | $ 98,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 810,000 | $ 405,000 | $ 158,000 |
| PITTSFIELD, MA | 2 | $ 1,090,000 | $ 545,000 | $ 300,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 420,000 | $ 210,000 | $ 132,000 |
| ROCHESTER, NY | 2 | $ 710,000 | $ 355,000 | $ 119,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 920,000 | $ 460,000 | $ 142,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 1,660,000 | $ 830,000 | $ 280,000 |
| SAVANNAH, GA | 2 | $ 800,000 | $ 400,000 | $ 119,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| STATE COLLEGE, PA | 2 | $ 650,000 | $ 325,000 | $ 189,000 |
| SYRACUSE, NY | 2 | $ 560,000 | $ 280,000 | $ 233,000 |
| TALLAHASSEE, FL | 2 | $ 720,000 | $ 360,000 | $ 61,000 |
| TOLEDO, OH | 2 | $ 590,000 | $ 295,000 | $ 189,000 |
| TUSCALOOSA, AL | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 470,000 | $ 235,000 | $ 298,000 |
| AKRON, OH | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| ALBANY, GA | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| ALTOONA, PA | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| BAKERSFIELD, CA | 1 | $ 305,000 | $ 305,000 | $ 199,000 |
| BATON ROUGE, LA | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| BURLINGTON, NC | 1 | $ 345,000 | $ 345,000 | $ 179,000 |
| CHARLESTON, WV | 1 | $ 145,000 | $ 145,000 | $ 257,000 |
| CLARKSVILLE, TN-KY | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| COLUMBIA, MO | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| CUMBERLAND, MD-WV | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| DULUTH, MN-WI | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| EVANSVILLE, IN-KY | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| FARGO, ND-MN | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| FLAGSTAFF, AZ | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| FLORENCE, SC | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| GAINESVILLE, FL | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 195,000 | $ 195,000 | $ 252,000 |
| GREENVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| JACKSONVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| JOHNSON CITY, TN | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| JOHNSTOWN, PA | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 635,000 | $ 635,000 | $ 237,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| LANCASTER, PA | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| LAS CRUCES, NM | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| LIMA, OH | 1 | $ 425,000 | $ 425,000 | $ 150,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 545,000 | $ 545,000 | $ 211,000 |
| MANHATTAN, KS | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| MEDFORD, OR | 1 | $ 525,000 | $ 525,000 | $ 268,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 445,000 | $ 445,000 | $ 193,000 |
| MOBILE, AL | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| MONTGOMERY, AL | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| NEW BERN, NC | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| OCEAN CITY, NJ | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| OKLAHOMA CITY, OK | 1 | $ 455,000 | $ 455,000 | $ 159,000 |
| PEORIA, IL | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| PROVO-OREM, UT | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| RENO, NV | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 485,000 | $ 485,000 | $ 87,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 565,000 | $ 565,000 | $ 214,000 |
| SALT LAKE CITY, UT | 1 | $ 335,000 | $ 335,000 | $ 343,000 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| SHERMAN-DENISON, TX | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| SUMTER, SC | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| TRENTON, NJ | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| WARNER ROBINS, GA | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| YORK-HANOVER, PA | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northwest Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,292 | $831,730,000 | $362,000 | $1,505,000 | $143,000 | $4,600,000 |
| Refinancing | 1,253 | $388,005,000 | $309,000 | $1,145,000 | $159,000 | $851,000 |
| Home Improvement | 1,075 | $194,485,000 | $180,000 | $1,455,000 | $170,000 | $7,122,000 |
| Cash-out Refinancing | 702 | $172,350,000 | $245,000 | $1,335,000 | $171,000 | $5,987,000 |
| Other Purpose | 162 | $40,490,000 | $249,000 | $645,000 | $136,000 | $479,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,039 | $893,375,000 | $293,000 | $1,455,000 | $158,000 | $4,600,000 |
| Not Provided | 840 | $263,830,000 | $314,000 | $1,505,000 | $169,000 | $5,987,000 |
| Black or African American | 649 | $178,455,000 | $274,000 | $1,445,000 | $138,000 | $2,860,000 |
| Hispanic | 399 | $108,765,000 | $272,000 | $1,245,000 | $122,000 | $587,000 |
| Asian | 295 | $98,875,000 | $335,000 | $1,205,000 | $146,000 | $608,000 |
| American Indian or Alaskan Native | 43 | $8,625,000 | $200,000 | $615,000 | $290,000 | $7,122,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,055,000 | $411,000 | $805,000 | $157,000 | $260,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,405 | $1,599,045,000 | $295,000 | $1,505,000 | $154,000 | $5,987,000 |
| VA-guaranteed (Veterans Administration) | 79 | $28,015,000 | $354,000 | $975,000 | $216,000 | $7,122,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,587 | $713,505,000 | $275,000 | $1,455,000 | $168,000 | $5,987,000 |
| Preapproval Approved but not Accepted | 1,116 | $431,490,000 | $386,000 | $1,405,000 | $154,000 | $4,600,000 |
| Application Withdrawn By Applicant | 642 | $182,200,000 | $283,000 | $1,445,000 | $177,000 | $7,122,000 |
| Application Denied By Financial Institution | 600 | $135,750,000 | $226,000 | $1,505,000 | $113,000 | $1,825,000 |
| Preapproval Denied by Financial Institution | 447 | $141,935,000 | $317,000 | $1,445,000 | $98,000 | $1,300,000 |
| File Closed For Incompleteness | 92 | $22,180,000 | $241,000 | $635,000 | $218,000 | $4,342,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,437 | $1,349,375,000 | $304,000 | $1,455,000 | $167,000 | $7,122,000 |
| Debt-To-Income Ratio | 585 | $155,725,000 | $266,000 | $1,505,000 | $78,000 | $358,000 |
| Credit History | 266 | $68,070,000 | $255,000 | $1,005,000 | $141,000 | $1,825,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 85 | $27,875,000 | $327,000 | $1,005,000 | $124,000 | $379,000 |
| Collateral | 50 | $9,460,000 | $189,000 | $825,000 | $162,000 | $440,000 |
| Other | 35 | $10,235,000 | $292,000 | $805,000 | $174,000 | $462,000 |
| Unverifiable Information | 13 | $3,255,000 | $250,000 | $645,000 | $157,000 | $569,000 |
| Employment History | 13 | $3,065,000 | $235,000 | $445,000 | $116,000 | $337,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.