Nova Financial & Investment Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Nova Financial & Investment Corporation 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 14,964 |
| Total Mortgage Loan Application Amount | $4,596,600,000 |
| Average Mortgage Loan Application Amount | $281,333 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $2,670,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Nova Financial & Investment Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nova Financial & Investment Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Nova Financial & Investment Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nova Financial & Investment Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Nova Financial & Investment Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nova Financial & Investment Corporation's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 4,674 | $ 1,212,920,000 | $ 259,000 | $ 82,000 |
| Maricopa County Arizona | 4,074 | $ 1,421,380,000 | $ 348,000 | $ 94,000 |
| Yuma County Arizona | 1,285 | $ 290,115,000 | $ 225,000 | $ 70,000 |
| Cochise County Arizona | 856 | $ 200,560,000 | $ 234,000 | $ 73,000 |
| Pinal County Arizona | 849 | $ 237,865,000 | $ 280,000 | $ 82,000 |
| Clark County Nevada | 656 | $ 224,170,000 | $ 341,000 | $ 90,000 |
| Jefferson County Colorado | 211 | $ 99,975,000 | $ 473,000 | $ 126,000 |
| Denver County Colorado | 185 | $ 91,805,000 | $ 496,000 | $ 153,000 |
| Coconino County Arizona | 182 | $ 63,170,000 | $ 347,000 | $ 124,000 |
| Yavapai County Arizona | 177 | $ 58,495,000 | $ 330,000 | $ 109,000 |
| Arapahoe County Colorado | 161 | $ 72,275,000 | $ 448,000 | $ 129,000 |
| Mohave County Arizona | 153 | $ 30,815,000 | $ 201,000 | $ 61,000 |
| Douglas County Colorado | 137 | $ 77,195,000 | $ 563,000 | $ 145,000 |
| San Diego County California | 132 | $ 87,500,000 | $ 662,000 | $ 219,000 |
| Adams County Colorado | 120 | $ 46,710,000 | $ 389,000 | $ 100,000 |
| Santa Cruz County Arizona | 116 | $ 29,030,000 | $ 250,000 | $ 87,000 |
| Navajo County Arizona | 78 | $ 19,160,000 | $ 245,000 | $ 99,000 |
| Graham County Arizona | 70 | $ 15,390,000 | $ 219,000 | $ 69,000 |
| Weld County Colorado | 55 | $ 21,985,000 | $ 399,000 | $ 107,000 |
| La Paz County Arizona | 53 | $ 10,995,000 | $ 207,000 | $ 63,000 |
| Gila County Arizona | 51 | $ 14,335,000 | $ 281,000 | $ 91,000 |
| Boulder County Colorado | 46 | $ 22,360,000 | $ 486,000 | $ 123,000 |
| El Paso County Colorado | 42 | $ 16,100,000 | $ 383,000 | $ 137,000 |
| Larimer County Colorado | 33 | $ 12,885,000 | $ 390,000 | $ 96,000 |
| Riverside County California | 32 | $ 13,350,000 | $ 417,000 | $ 166,000 |
| Los Angeles County California | 20 | $ 15,240,000 | $ 762,000 | $ 267,000 |
| Broomfield County Colorado | 20 | $ 8,550,000 | $ 427,000 | $ 118,000 |
| Pierce County Washington | 19 | $ 7,745,000 | $ 407,000 | $ 106,000 |
| Nye County Nevada | 13 | $ 4,125,000 | $ 317,000 | $ 73,000 |
| El Paso County Texas | 13 | $ 2,905,000 | $ 223,000 | $ 83,000 |
| Apache County Arizona | 11 | $ 2,855,000 | $ 259,000 | $ 100,000 |
| Elbert County Colorado | 10 | $ 5,390,000 | $ 539,000 | $ 143,000 |
| King County Washington | 10 | $ 4,880,000 | $ 488,000 | $ 120,000 |
| Imperial County California | 9 | $ 2,455,000 | $ 272,000 | $ 144,000 |
| Dona Ana County New Mexico | 9 | $ 2,125,000 | $ 236,000 | $ 93,000 |
| Marion County Florida | 8 | $ 1,640,000 | $ 205,000 | $ 72,000 |
| Washoe County Nevada | 8 | $ 2,740,000 | $ 342,000 | $ 91,000 |
| Harris County Texas | 8 | $ 2,640,000 | $ 330,000 | $ 158,000 |
| San Bernardino County California | 7 | $ 2,955,000 | $ 422,000 | $ 138,000 |
| Grand County Colorado | 7 | $ 4,835,000 | $ 690,000 | $ 227,000 |
| Montrose County Colorado | 7 | $ 2,035,000 | $ 290,000 | $ 104,000 |
| Park County Colorado | 7 | $ 3,005,000 | $ 429,000 | $ 134,000 |
| Pueblo County Colorado | 6 | $ 1,850,000 | $ 308,000 | $ 103,000 |
| Brevard County Florida | 6 | $ 1,580,000 | $ 263,000 | $ 105,000 |
| Hillsborough County Florida | 6 | $ 2,200,000 | $ 366,000 | $ 116,000 |
| Bernalillo County New Mexico | 6 | $ 1,290,000 | $ 215,000 | $ 76,000 |
| Denton County Texas | 6 | $ 2,020,000 | $ 336,000 | $ 116,000 |
| Orange County California | 5 | $ 3,725,000 | $ 745,000 | $ 192,000 |
| Sacramento County California | 5 | $ 2,425,000 | $ 485,000 | $ 200,000 |
| Ventura County California | 5 | $ 3,115,000 | $ 623,000 | $ 144,000 |
| Summit County Colorado | 5 | $ 3,025,000 | $ 605,000 | $ 230,000 |
| Sumter County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 48,000 |
| Dallas County Texas | 5 | $ 2,585,000 | $ 517,000 | $ 148,000 |
| Spokane County Washington | 5 | $ 1,585,000 | $ 317,000 | $ 126,000 |
| Shasta County California | 4 | $ 740,000 | $ 185,000 | $ 60,000 |
| Clear Creek County Colorado | 4 | $ 1,730,000 | $ 432,000 | $ 112,000 |
| Eagle County Colorado | 4 | $ 2,320,000 | $ 580,000 | $ 210,000 |
| Fremont County Colorado | 4 | $ 1,070,000 | $ 267,000 | $ 60,000 |
| Kit Carson County Colorado | 4 | $ 1,000,000 | $ 250,000 | $ 77,000 |
| Mesa County Colorado | 4 | $ 1,950,000 | $ 487,000 | $ 170,000 |
| Broward County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 82,000 |
| Pasco County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 115,000 |
| Morgan County Indiana | 4 | $ 680,000 | $ 170,000 | $ 300,000 |
| Bexar County Texas | 4 | $ 920,000 | $ 230,000 | $ 92,000 |
| Collin County Texas | 4 | $ 1,860,000 | $ 465,000 | $ 130,000 |
| Randall County Texas | 4 | $ 660,000 | $ 165,000 | $ 70,000 |
| Clark County Washington | 4 | $ 1,560,000 | $ 390,000 | $ 75,000 |
| Kern County California | 3 | $ 815,000 | $ 271,000 | $ 93,000 |
| Chaffee County Colorado | 3 | $ 1,505,000 | $ 501,000 | $ 106,000 |
| Logan County Colorado | 3 | $ 1,205,000 | $ 401,000 | $ 136,000 |
| Phillips County Colorado | 3 | $ 935,000 | $ 311,000 | $ 73,000 |
| Teller County Colorado | 3 | $ 935,000 | $ 311,000 | $ 63,000 |
| Escambia County Florida | 3 | $ 915,000 | $ 305,000 | $ 76,000 |
| Monroe County Indiana | 3 | $ 955,000 | $ 318,000 | $ 73,000 |
| McKinley County New Mexico | 3 | $ 375,000 | $ 125,000 | $ 30,000 |
| Otero County New Mexico | 3 | $ 725,000 | $ 241,000 | $ 133,000 |
| Bell County Texas | 3 | $ 665,000 | $ 221,000 | $ 90,000 |
| Kitsap County Washington | 3 | $ 1,135,000 | $ 378,000 | $ 96,000 |
| Alameda County California | 2 | $ 1,000,000 | $ 500,000 | $ 80,000 |
| Contra Costa County California | 2 | $ 2,310,000 | $ 1,155,000 | $ 235,000 |
| Fresno County California | 2 | $ 550,000 | $ 275,000 | $ 40,000 |
| Monterey County California | 2 | $ 820,000 | $ 410,000 | $ 90,000 |
| San Joaquin County California | 2 | $ 760,000 | $ 380,000 | $ 130,000 |
| Santa Barbara County California | 2 | $ 1,890,000 | $ 945,000 | $ 250,000 |
| Santa Clara County California | 2 | $ 2,700,000 | $ 1,350,000 | $ 260,000 |
| Sonoma County California | 2 | $ 1,190,000 | $ 595,000 | $ 115,000 |
| Tulare County California | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| Lake County Colorado | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Routt County Colorado | 2 | $ 930,000 | $ 465,000 | $ 215,000 |
| San Miguel County Colorado | 2 | $ 3,330,000 | $ 1,665,000 | $ 380,000 |
| Alachua County Florida | 2 | $ 930,000 | $ 465,000 | $ 135,000 |
| Citrus County Florida | 2 | $ 600,000 | $ 300,000 | $ 75,000 |
| Duval County Florida | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Indian River County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 205,000 |
| Miami-Dade County Florida | 2 | $ 780,000 | $ 390,000 | $ 85,000 |
| Okaloosa County Florida | 2 | $ 710,000 | $ 355,000 | $ 150,000 |
| Orange County Florida | 2 | $ 430,000 | $ 215,000 | $ 40,000 |
| Palm Beach County Florida | 2 | $ 790,000 | $ 395,000 | $ 100,000 |
| Pinellas County Florida | 2 | $ 490,000 | $ 245,000 | $ 50,000 |
| Polk County Florida | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 100,000 |
| Lake County Illinois | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Marion County Indiana | 2 | $ 280,000 | $ 140,000 | $ 525,000 |
| Sandoval County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 140,000 |
| Taos County New Mexico | 2 | $ 810,000 | $ 405,000 | $ 195,000 |
| Clackamas County Oregon | 2 | $ 1,140,000 | $ 570,000 | $ 260,000 |
| Coos County Oregon | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| Curry County Oregon | 2 | $ 1,980,000 | $ 990,000 | $ 890,000 |
| Washington County Oregon | 2 | $ 1,360,000 | $ 680,000 | $ 130,000 |
| Ellis County Texas | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| Hays County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 175,000 |
| Hill County Texas | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| McLennan County Texas | 2 | $ 610,000 | $ 305,000 | $ 80,000 |
| Montgomery County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 645,000 |
| Nueces County Texas | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Tarrant County Texas | 2 | $ 570,000 | $ 285,000 | $ 95,000 |
| Williamson County Texas | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Utah County Utah | 2 | $ 800,000 | $ 400,000 | $ 210,000 |
| Lewis County Washington | 2 | $ 760,000 | $ 380,000 | $ 95,000 |
| Thurston County Washington | 2 | $ 790,000 | $ 395,000 | $ 125,000 |
| Greenlee County Arizona | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Lassen County California | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Madera County California | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| San Francisco County California | 1 | $ 975,000 | $ 975,000 | $ 280,000 |
| San Luis Obispo County California | 1 | $ 555,000 | $ 555,000 | $ 90,000 |
| Solano County California | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Yolo County California | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Yuba County California | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Archuleta County Colorado | 1 | $ 455,000 | $ 455,000 | $ 60,000 |
| Crowley County Colorado | 1 | $ 275,000 | $ 275,000 | $ 30,000 |
| Custer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Delta County Colorado | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Garfield County Colorado | 1 | $ 655,000 | $ 655,000 | $ 190,000 |
| Gilpin County Colorado | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Gunnison County Colorado | 1 | $ 505,000 | $ 505,000 | $ 80,000 |
| Las Animas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Montezuma County Colorado | 1 | $ 545,000 | $ 545,000 | $ 120,000 |
| Morgan County Colorado | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Rio Grande County Colorado | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Washington County Colorado | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| DeSoto County Florida | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Hernando County Florida | 1 | $ 375,000 | $ 375,000 | $ 70,000 |
| Lake County Florida | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Nassau County Florida | 1 | $ 725,000 | $ 725,000 | $ 230,000 |
| Wakulla County Florida | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Walton County Florida | 1 | $ 875,000 | $ 875,000 | $ 150,000 |
| Coles County Illinois | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 330,000 |
| Kankakee County Illinois | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Will County Illinois | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Decatur County Indiana | 1 | $ 105,000 | $ 105,000 | $ 490,000 |
| Whitley County Indiana | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Boyle County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Carter County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Casey County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Jefferson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Douglas County Nebraska | 1 | $ 1,505,000 | $ 1,505,000 | $ 730,000 |
| Johnson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Lancaster County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 220,000 |
| Platte County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 290,000 |
| Douglas County Nevada | 1 | $ 655,000 | $ 655,000 | $ 210,000 |
| Elko County Nevada | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Catron County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Chaves County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Cibola County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Colfax County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Eddy County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Grant County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Lea County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Lincoln County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 290,000 |
| Luna County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Sierra County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Josephine County Oregon | 1 | $ 375,000 | $ 375,000 | $ 70,000 |
| Klamath County Oregon | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Linn County Oregon | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Malheur County Oregon | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Carbon County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Brazoria County Texas | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Brazos County Texas | 1 | $ 535,000 | $ 535,000 | $ 50,000 |
| Cameron County Texas | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Fort Bend County Texas | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Galveston County Texas | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Guadalupe County Texas | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Hardin County Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Hidalgo County Texas | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Hunt County Texas | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Lamar County Texas | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Leon County Texas | 1 | $ 525,000 | $ 525,000 | $ 110,000 |
| Lubbock County Texas | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Medina County Texas | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Midland County Texas | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Parker County Texas | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Reeves County Texas | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Shelby County Texas | 1 | $ 85,000 | $ 85,000 | $ 200,000 |
| Travis County Texas | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Walker County Texas | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Wichita County Texas | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Winkler County Texas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Davis County Utah | 1 | $ 585,000 | $ 585,000 | $ 80,000 |
| Iron County Utah | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Morgan County Utah | 1 | $ 575,000 | $ 575,000 | $ 110,000 |
| Summit County Utah | 1 | $ 725,000 | $ 725,000 | $ 320,000 |
| Benton County Washington | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Franklin County Washington | 1 | $ 385,000 | $ 385,000 | $ 70,000 |
| Grays Harbor County Washington | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Okanogan County Washington | 1 | $ 345,000 | $ 345,000 | $ 40,000 |
| Skagit County Washington | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| Snohomish County Washington | 1 | $ 475,000 | $ 475,000 | $ 100,000 |
| Whatcom County Washington | 1 | $ 575,000 | $ 575,000 | $ 190,000 |
| Yakima County Washington | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Nova Financial & Investment Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,502 | $3,169,280,000 | $333,000 | $3,005,000 | $95,000 | $2,160,000 |
| Cash-out Refinancing | 4,010 | $1,072,290,000 | $267,000 | $1,705,000 | $80,000 | $1,710,000 |
| Refinancing | 1,452 | $355,030,000 | $244,000 | $2,385,000 | $94,000 | $2,670,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,677 | $2,545,205,000 | $331,000 | $3,005,000 | $102,000 | $2,670,000 |
| Hispanic | 4,912 | $1,260,230,000 | $256,000 | $1,765,000 | $70,000 | $2,100,000 |
| Not Provided | 1,400 | $458,500,000 | $327,000 | $2,055,000 | $98,000 | $1,990,000 |
| Black or African American | 460 | $146,060,000 | $317,000 | $1,055,000 | $84,000 | $1,120,000 |
| Asian | 335 | $128,265,000 | $382,000 | $1,885,000 | $132,000 | $1,830,000 |
| American Indian or Alaskan Native | 91 | $26,645,000 | $292,000 | $665,000 | $71,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,975,000 | $319,000 | $1,285,000 | $74,000 | $260,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,170 | $3,170,350,000 | $311,000 | $2,385,000 | $93,000 | $2,670,000 |
| FHA-insured (Federal Housing Administration) | 3,244 | $982,070,000 | $302,000 | $3,005,000 | $86,000 | $2,100,000 |
| VA-guaranteed (Veterans Administration) | 1,451 | $416,235,000 | $286,000 | $1,555,000 | $86,000 | $1,210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $27,945,000 | $282,000 | $1,765,000 | $70,000 | $330,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,037 | $2,812,905,000 | $311,000 | $2,255,000 | $92,000 | $2,670,000 |
| File Closed For Incompleteness | 2,690 | $793,220,000 | $294,000 | $2,325,000 | $82,000 | $2,100,000 |
| Application Withdrawn By Applicant | 2,160 | $676,930,000 | $313,000 | $3,005,000 | $98,000 | $2,160,000 |
| Application Denied By Financial Institution | 711 | $192,375,000 | $270,000 | $1,705,000 | $81,000 | $2,530,000 |
| Application Approved But Not Accepted | 366 | $121,170,000 | $331,000 | $2,385,000 | $97,000 | $1,290,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,253 | $4,404,225,000 | $309,000 | $3,005,000 | $91,000 | $2,670,000 |
| Credit History | 167 | $40,845,000 | $244,000 | $1,005,000 | $77,000 | $810,000 |
| Collateral | 152 | $37,250,000 | $245,000 | $905,000 | $86,000 | $1,840,000 |
| Employment History | 146 | $41,110,000 | $281,000 | $1,705,000 | $57,000 | $280,000 |
| Other | 97 | $30,315,000 | $312,000 | $1,085,000 | $126,000 | $2,530,000 |
| Debt-To-Income Ratio | 71 | $20,695,000 | $291,000 | $1,525,000 | $65,000 | $890,000 |
| Unverifiable Information | 54 | $15,210,000 | $281,000 | $1,285,000 | $82,000 | $490,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,950,000 | $289,000 | $825,000 | $85,000 | $320,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.