Novelle Financial Services, In
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Novelle Financial Services, In 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Novelle Financial Services, In 19500 Jamboree Road, Ste. 102 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 1,424 |
| Total Mortgage Loan Application Amount | $391,307,000 |
| Average Mortgage Loan Application Amount | $376,000 |
| Highest Mortgage Loan Application Amount | $1,087,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,548,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Novelle Financial Services, In. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Novelle Financial Services, In's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Novelle Financial Services, In's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Novelle Financial Services, In serves its applicants.
Each category highlights the total number of mortgage applications processed by Novelle Financial Services, In, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Novelle Financial Services, In's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 202 | $ 67,315,000 | $ 333,000 | $ 111,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 174 | $ 74,245,000 | $ 426,000 | $ 131,000 |
| CAPE CORAL-FORT MYERS, FL | 104 | $ 24,199,000 | $ 232,000 | $ 104,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 97 | $ 22,397,000 | $ 230,000 | $ 105,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 96 | $ 26,088,000 | $ 200,000 | $ 89,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 58 | $ 10,203,000 | $ 175,000 | $ 94,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 46 | $ 13,336,000 | $ 289,000 | $ 110,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 41 | $ 18,112,000 | $ 441,000 | $ 147,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 29 | $ 4,873,000 | $ 168,000 | $ 76,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 6,231,000 | $ 366,000 | $ 103,000 |
| JACKSON, MS | 16 | $ 1,282,000 | $ 80,000 | $ 32,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 3,820,000 | $ 238,000 | $ 84,000 |
| ORLANDO-KISSIMMEE, FL | 15 | $ 3,567,000 | $ 237,000 | $ 127,000 |
| BAKERSFIELD, CA | 14 | $ 2,999,000 | $ 214,000 | $ 106,000 |
| BATON ROUGE, LA | 14 | $ 1,664,000 | $ 118,000 | $ 72,000 |
| LAKELAND, FL | 13 | $ 2,037,000 | $ 156,000 | $ 88,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 13 | $ 4,721,000 | $ 363,000 | $ 118,000 |
| JACKSONVILLE, FL | 12 | $ 1,585,000 | $ 132,000 | $ 121,000 |
| SARASOTA-BRADENTON-VENICE, FL | 11 | $ 2,942,000 | $ 267,000 | $ 192,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 11 | $ 2,750,000 | $ 250,000 | $ 105,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10 | $ 3,887,000 | $ 388,000 | $ 101,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 1,848,000 | $ 205,000 | $ 102,000 |
| DENVER-AURORA, CO | 9 | $ 2,320,000 | $ 257,000 | $ 50,000 |
| INDIANAPOLIS-CARMEL, IN | 8 | $ 858,000 | $ 107,000 | $ 70,000 |
| OKLAHOMA CITY, OK | 8 | $ 984,000 | $ 123,000 | $ 43,000 |
| PORT ST. LUCIE, FL | 8 | $ 1,592,000 | $ 199,000 | $ 89,000 |
| BALTIMORE-TOWSON, MD | 7 | $ 1,125,000 | $ 160,000 | $ 65,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 954,000 | $ 136,000 | $ 38,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 7 | $ 3,550,000 | $ 507,000 | $ 187,000 |
| SAN ANTONIO, TX | 7 | $ 1,451,000 | $ 207,000 | $ 179,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 2,573,000 | $ 367,000 | $ 183,000 |
| GULFPORT-BILOXI, MS | 6 | $ 805,000 | $ 134,000 | $ 62,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 1,901,000 | $ 316,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 496,000 | $ 82,000 | $ 51,000 |
| FRESNO, CA | 5 | $ 1,443,000 | $ 288,000 | $ 87,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5 | $ 601,000 | $ 123,000 | $ 41,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 1,862,000 | $ 369,666 | $ 116,333 |
| KANSAS CITY, MO-KS | 4 | $ 317,000 | $ 75,500 | $ 48,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 663,000 | $ 165,000 | $ 86,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,200,000 | $ 550,000 | $ 130,000 |
| PUNTA GORDA, FL | 4 | $ 962,000 | $ 240,000 | $ 156,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3 | $ 810,000 | $ 270,000 | $ 80,000 |
| CHATTANOOGA, TN-GA | 3 | $ 941,000 | $ 284,000 | $ 172,500 |
| CHICO, CA | 3 | $ 1,109,000 | $ 369,000 | $ 125,000 |
| CORPUS CHRISTI, TX | 3 | $ 491,000 | $ 163,000 | $ 114,000 |
| FARGO, ND-MN | 3 | $ 209,000 | $ 73,500 | $ 31,000 |
| GARY, IN | 3 | $ 270,000 | $ 90,000 | $ 50,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 3 | $ 360,000 | $ 120,000 | $ 51,000 |
| LAFAYETTE, LA | 3 | $ 300,000 | $ 100,000 | $ 54,000 |
| PHILADELPHIA, PA | 3 | $ 321,000 | $ 107,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 753,000 | $ 251,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 597,000 | $ 199,000 | $ 63,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 440,000 | $ 146,000 | $ 62,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 635,000 | $ 211,000 | $ 69,000 |
| ALBUQUERQUE, NM | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| ALEXANDRIA, LA | 2 | $ 137,000 | $ 68,000 | $ 26,000 |
| BEND, OR | 2 | $ 506,000 | $ 253,000 | $ 71,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 2 | $ 315,000 | $ 157,000 | $ 156,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 472,000 | $ 236,000 | $ 71,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 579,000 | $ 289,000 | $ 86,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| COLORADO SPRINGS, CO | 2 | $ 287,000 | $ 143,000 | $ 88,000 |
| COLUMBUS, GA-AL | 2 | $ 193,000 | $ 96,000 | $ 601,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 307,000 | $ 153,000 | $ 95,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 587,000 | $ 293,000 | $ 232,000 |
| DULUTH, MN-WI | 2 | $ 353,000 | $ 176,000 | $ 75,000 |
| EL PASO, TX | 2 | $ 128,000 | $ 64,000 | $ 72,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 289,000 | $ 144,000 | $ 92,000 |
| GRAND JUNCTION, CO | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2 | $ 214,000 | $ 107,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 2 | $ 270,000 | $ 135,000 | $ 273,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 298,000 | $ 149,000 | $ 34,000 |
| LANSING-EAST LANSING, MI | 2 | $ 137,000 | $ 68,000 | $ 45,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 551,000 | $ 275,000 | $ 62,000 |
| OCALA, FL | 2 | $ 716,000 | $ 358,000 | $ 126,000 |
| PITTSBURGH, PA | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2 | $ 512,000 | $ 256,000 | $ 51,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 1,390,000 | $ 695,000 | $ 185,000 |
| STOCKTON, CA | 2 | $ 927,000 | $ 463,000 | $ 158,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 207,000 | $ 103,000 | $ 27,000 |
| AMARILLO, TX | 1 | $ 111,000 | $ 111,000 | $ 17,000 |
| ANN ARBOR, MI | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| COLUMBIA, SC | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| DURHAM, NC | 1 | $ 127,000 | $ 127,000 | $ 27,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| GREELEY, CO | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 184,000 | $ 184,000 | $ 26,000 |
| HUNTSVILLE, AL | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| IOWA CITY, IA | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| JONESBORO, AR | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| KNOXVILLE, TN | 1 | $ 239,000 | $ 239,000 | $ 88,000 |
| LAKE CHARLES, LA | 1 | $ 342,000 | $ 342,000 | $ 177,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| LEBANON, PA | 1 | $ 218,000 | $ 218,000 | $ 65,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| MADISON, WI | 1 | $ 149,000 | $ 149,000 | $ 389,000 |
| MODESTO, CA | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| OLYMPIA, WA | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| PASCAGOULA, MS | 1 | $ 78,000 | $ 78,000 | $ 106,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 266,000 | $ 266,000 | $ 62,000 |
| PUEBLO, CO | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| RALEIGH-CARY, NC | 1 | $ 266,000 | $ 266,000 | $ 120,000 |
| RAPID CITY, SD | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| READING, PA | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| RENO-SPARKS, NV | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| ROCHESTER, MN | 1 | $ 126,000 | $ 126,000 | $ 198,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 395,000 | $ 395,000 | $ 91,000 |
| SPOKANE, WA | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| ST. CLOUD, MN | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| ST. JOSEPH, MO-KS | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| ST. LOUIS, MO-IL | 1 | $ 983,000 | $ 983,000 | $ 251,000 |
| TACOMA, WA | 1 | $ 304,000 | $ 304,000 | $ 102,000 |
| TOPEKA, KS | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| TULSA, OK | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| WAUSAU, WI | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| WICHITA, KS | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Novelle Financial Services, In in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 772 | $206,285,000 | $267,000 | $974,000 | $114,000 | $1,548,000 |
| Refinancing | 651 | $184,444,000 | $283,000 | $1,087,000 | $99,000 | $853,000 |
| Home Improvement | 1 | $578,000 | $578,000 | $578,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 554 | $136,578,000 | $246,000 | $983,000 | $100,000 | $1,212,000 |
| Hispanic | 440 | $138,502,000 | $314,000 | $944,000 | $105,000 | $480,000 |
| White | 252 | $70,195,000 | $278,000 | $1,087,000 | $126,000 | $1,103,000 |
| Black or African American | 155 | $37,160,000 | $239,000 | $974,000 | $101,000 | $1,548,000 |
| Asian | 17 | $6,789,000 | $399,000 | $750,000 | $156,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,075,000 | $268,000 | $513,000 | $89,000 | $170,000 |
| American Indian or Alaskan Native | 2 | $1,008,000 | $504,000 | $540,000 | $149,000 | $159,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $391,307,000 | $274,000 | $1,087,000 | $107,000 | $1,548,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 686 | $185,147,000 | $269,000 | $983,000 | $111,000 | $1,212,000 |
| Application Denied By Financial Institution | 469 | $143,677,000 | $306,000 | $1,087,000 | $107,000 | $1,548,000 |
| Loan Originated | 268 | $62,403,000 | $232,000 | $719,000 | $96,000 | $1,103,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $64,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Novelle Financial Services, In's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Novelle Financial Services, In's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.