Novelle Financial Services, In
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Novelle Financial Services, In 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Novelle Financial Services, In 19500 Jamboree Road, Ste. 102 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 1,424 |
| Total Mortgage Loan Application Amount | $391,307,000 |
| Average Mortgage Loan Application Amount | $376,000 |
| Highest Mortgage Loan Application Amount | $1,087,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,548,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Novelle Financial Services, In. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Novelle Financial Services, In's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Novelle Financial Services, In's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Novelle Financial Services, In serves its applicants.
Each category highlights the total number of mortgage applications processed by Novelle Financial Services, In, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Novelle Financial Services, In's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 177 | $ 74,844,000 | $ 422,000 | $ 130,000 |
| San Bernardino County California | 111 | $ 34,578,000 | $ 311,000 | $ 105,000 |
| Lee County Florida | 110 | $ 25,801,000 | $ 234,000 | $ 104,000 |
| Riverside County California | 107 | $ 38,993,000 | $ 364,000 | $ 115,000 |
| Hillsborough County Florida | 51 | $ 9,922,000 | $ 194,000 | $ 94,000 |
| Broward County Florida | 50 | $ 14,675,000 | $ 293,000 | $ 117,000 |
| Harris County Texas | 46 | $ 7,939,000 | $ 172,000 | $ 95,000 |
| Hennepin County Minnesota | 43 | $ 13,688,000 | $ 318,000 | $ 156,000 |
| Orange County California | 42 | $ 18,812,000 | $ 447,000 | $ 148,000 |
| Miami-Dade County Florida | 26 | $ 6,723,000 | $ 258,000 | $ 89,000 |
| Pinellas County Florida | 23 | $ 5,614,000 | $ 244,000 | $ 103,000 |
| Pasco County Florida | 22 | $ 6,556,000 | $ 298,000 | $ 145,000 |
| Collier County Florida | 19 | $ 7,120,000 | $ 374,000 | $ 133,000 |
| Ramsey County Minnesota | 16 | $ 3,823,000 | $ 238,000 | $ 98,000 |
| Kern County California | 15 | $ 3,398,000 | $ 226,000 | $ 107,000 |
| Jefferson County Louisiana | 14 | $ 2,058,000 | $ 147,000 | $ 70,000 |
| Anoka County Minnesota | 14 | $ 2,798,000 | $ 199,000 | $ 66,000 |
| Polk County Florida | 13 | $ 2,037,000 | $ 156,000 | $ 88,000 |
| East Baton Rouge County Louisiana | 13 | $ 1,420,000 | $ 109,000 | $ 60,000 |
| San Diego County California | 11 | $ 4,351,000 | $ 395,000 | $ 106,000 |
| Palm Beach County Florida | 11 | $ 2,750,000 | $ 250,000 | $ 105,000 |
| Wright County Minnesota | 11 | $ 2,440,000 | $ 221,000 | $ 166,000 |
| Sacramento County California | 10 | $ 3,516,000 | $ 351,000 | $ 113,000 |
| Duval County Florida | 10 | $ 1,349,000 | $ 134,000 | $ 137,000 |
| Orange County Florida | 9 | $ 1,782,000 | $ 198,000 | $ 78,000 |
| St. Lucie County Florida | 9 | $ 1,765,000 | $ 196,000 | $ 89,000 |
| Copiah County Mississippi | 9 | $ 620,000 | $ 68,000 | $ 29,000 |
| Marion County Indiana | 8 | $ 858,000 | $ 107,000 | $ 70,000 |
| Orleans County Louisiana | 8 | $ 1,588,000 | $ 198,000 | $ 92,000 |
| Dallas County Texas | 8 | $ 1,525,000 | $ 190,000 | $ 87,000 |
| Sarasota County Florida | 7 | $ 1,768,000 | $ 252,000 | $ 141,000 |
| Dakota County Minnesota | 7 | $ 1,779,000 | $ 254,000 | $ 92,000 |
| Scott County Minnesota | 7 | $ 1,268,000 | $ 181,000 | $ 204,000 |
| Clark County Nevada | 7 | $ 2,566,000 | $ 366,000 | $ 136,000 |
| Bexar County Texas | 7 | $ 1,451,000 | $ 207,000 | $ 179,000 |
| Fort Bend County Texas | 7 | $ 916,000 | $ 130,000 | $ 69,000 |
| Milwaukee County Wisconsin | 7 | $ 954,000 | $ 136,000 | $ 38,000 |
| Santa Clara County California | 6 | $ 2,235,000 | $ 372,000 | $ 197,000 |
| Osceola County Florida | 6 | $ 2,585,000 | $ 430,000 | $ 325,000 |
| St. Tammany County Louisiana | 6 | $ 1,026,000 | $ 171,000 | $ 73,000 |
| Washington County Minnesota | 6 | $ 2,364,000 | $ 394,000 | $ 62,000 |
| Harrison County Mississippi | 6 | $ 805,000 | $ 134,000 | $ 62,000 |
| Fresno County California | 5 | $ 1,443,000 | $ 288,000 | $ 87,000 |
| Denver County Colorado | 5 | $ 1,186,000 | $ 237,000 | $ 42,000 |
| Charlotte County Florida | 5 | $ 1,518,000 | $ 303,000 | $ 169,000 |
| Manatee County Florida | 5 | $ 1,362,000 | $ 272,000 | $ 238,000 |
| Shelby County Tennessee | 5 | $ 737,000 | $ 147,000 | $ 79,000 |
| Butte County California | 4 | $ 1,465,000 | $ 366,000 | $ 124,000 |
| Contra Costa County California | 4 | $ 2,308,000 | $ 577,000 | $ 244,000 |
| Ventura County California | 4 | $ 2,200,000 | $ 550,000 | $ 130,000 |
| Hernando County Florida | 4 | $ 887,000 | $ 221,000 | $ 56,000 |
| St. John the Baptist County Louisiana | 4 | $ 716,000 | $ 179,000 | $ 63,000 |
| Wayne County Michigan | 4 | $ 1,498,000 | $ 374,000 | $ 178,000 |
| Sherburne County Minnesota | 4 | $ 1,025,000 | $ 256,000 | $ 75,000 |
| Hinds County Mississippi | 4 | $ 348,000 | $ 87,000 | $ 34,000 |
| Oklahoma County Oklahoma | 4 | $ 449,000 | $ 112,000 | $ 35,000 |
| Brazoria County Texas | 4 | $ 1,393,000 | $ 348,000 | $ 115,000 |
| Galveston County Texas | 4 | $ 781,000 | $ 195,000 | $ 79,000 |
| Alameda County California | 3 | $ 1,242,000 | $ 414,000 | $ 111,000 |
| Imperial County California | 3 | $ 717,000 | $ 239,000 | $ 64,000 |
| Tulare County California | 3 | $ 405,000 | $ 135,000 | $ 36,000 |
| Fairfield County Connecticut | 3 | $ 702,000 | $ 234,000 | $ 70,000 |
| New Castle County Delaware | 3 | $ 635,000 | $ 211,000 | $ 69,000 |
| Clay County Florida | 3 | $ 705,000 | $ 235,000 | $ 75,000 |
| Hendry County Florida | 3 | $ 927,000 | $ 309,000 | $ 121,000 |
| Lake County Indiana | 3 | $ 270,000 | $ 90,000 | $ 50,000 |
| Terrebonne County Louisiana | 3 | $ 309,000 | $ 103,000 | $ 46,000 |
| Harford County Maryland | 3 | $ 510,000 | $ 170,000 | $ 71,000 |
| Jackson County Missouri | 3 | $ 249,000 | $ 83,000 | $ 45,000 |
| Canadian County Oklahoma | 3 | $ 449,000 | $ 149,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 3 | $ 321,000 | $ 107,000 | $ 94,000 |
| Nueces County Texas | 3 | $ 491,000 | $ 163,000 | $ 114,000 |
| Mississippi County Arkansas | 2 | $ 166,000 | $ 83,000 | $ 26,000 |
| Pulaski County Arkansas | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Kings County California | 2 | $ 270,000 | $ 135,000 | $ 273,000 |
| Placer County California | 2 | $ 810,000 | $ 405,000 | $ 117,000 |
| San Joaquin County California | 2 | $ 927,000 | $ 463,000 | $ 158,000 |
| Arapahoe County Colorado | 2 | $ 592,000 | $ 296,000 | $ 92,000 |
| El Paso County Colorado | 2 | $ 287,000 | $ 143,000 | $ 88,000 |
| Mesa County Colorado | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| New Haven County Connecticut | 2 | $ 551,000 | $ 275,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 2 | $ 653,000 | $ 326,000 | $ 72,000 |
| Marion County Florida | 2 | $ 716,000 | $ 358,000 | $ 126,000 |
| Putnam County Florida | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Seminole County Florida | 2 | $ 398,000 | $ 199,000 | $ 74,000 |
| Volusia County Florida | 2 | $ 307,000 | $ 153,000 | $ 95,000 |
| Muscogee County Georgia | 2 | $ 193,000 | $ 96,000 | $ 601,000 |
| Canyon County Idaho | 2 | $ 472,000 | $ 236,000 | $ 71,000 |
| Clark County Indiana | 2 | $ 284,000 | $ 142,000 | $ 50,000 |
| Lafayette County Louisiana | 2 | $ 249,000 | $ 124,000 | $ 38,000 |
| Baltimore County Maryland | 2 | $ 329,000 | $ 164,000 | $ 53,000 |
| Baltimore City County Maryland | 2 | $ 286,000 | $ 143,000 | $ 68,000 |
| Montgomery County Maryland | 2 | $ 315,000 | $ 157,000 | $ 156,000 |
| Ingham County Michigan | 2 | $ 137,000 | $ 68,000 | $ 45,000 |
| Macomb County Michigan | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Ottawa County Michigan | 2 | $ 298,000 | $ 149,000 | $ 34,000 |
| Washtenaw County Michigan | 2 | $ 556,000 | $ 278,000 | $ 96,000 |
| Chisago County Minnesota | 2 | $ 523,000 | $ 261,000 | $ 74,000 |
| Clay County Minnesota | 2 | $ 123,000 | $ 61,000 | $ 25,000 |
| Isanti County Minnesota | 2 | $ 365,000 | $ 182,000 | $ 64,000 |
| St. Louis County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 75,000 |
| Pike County Mississippi | 2 | $ 214,000 | $ 107,000 | $ 49,000 |
| Rankin County Mississippi | 2 | $ 262,000 | $ 131,000 | $ 36,000 |
| Bernalillo County New Mexico | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Wake County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 90,000 |
| Lake County Ohio | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| Pittsburg County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 26,000 |
| Deschutes County Oregon | 2 | $ 506,000 | $ 253,000 | $ 71,000 |
| Richland County South Carolina | 2 | $ 163,000 | $ 81,000 | $ 25,000 |
| Davidson County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Dickson County Tennessee | 2 | $ 132,000 | $ 66,000 | $ 48,000 |
| Hamilton County Tennessee | 2 | $ 746,000 | $ 373,000 | $ 290,000 |
| Rutherford County Tennessee | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| El Paso County Texas | 2 | $ 128,000 | $ 64,000 | $ 72,000 |
| Montgomery County Texas | 2 | $ 653,000 | $ 326,000 | $ 177,000 |
| Tarrant County Texas | 2 | $ 289,000 | $ 144,000 | $ 92,000 |
| Snohomish County Washington | 2 | $ 546,000 | $ 273,000 | $ 74,000 |
| Madison County Alabama | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Craighead County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Greene County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Humboldt County California | 1 | $ 243,000 | $ 243,000 | $ 67,000 |
| Mendocino County California | 1 | $ 328,000 | $ 328,000 | $ 102,000 |
| San Benito County California | 1 | $ 338,000 | $ 338,000 | $ 98,000 |
| San Francisco County California | 1 | $ 750,000 | $ 750,000 | $ 228,000 |
| San Mateo County California | 1 | $ 640,000 | $ 640,000 | $ 142,000 |
| Sonoma County California | 1 | $ 395,000 | $ 395,000 | $ 91,000 |
| Stanislaus County California | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Yolo County California | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Adams County Colorado | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Douglas County Colorado | 1 | $ 281,000 | $ 281,000 | $ 55,000 |
| Larimer County Colorado | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| Montrose County Colorado | 1 | $ 299,000 | $ 299,000 | $ 55,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Weld County Colorado | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Hartford County Connecticut | 1 | $ 184,000 | $ 184,000 | $ 26,000 |
| Brevard County Florida | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| DeSoto County Florida | 1 | $ 176,000 | $ 176,000 | $ 420,000 |
| Dixie County Florida | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Escambia County Florida | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Franklin County Florida | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| Highlands County Florida | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| Taylor County Florida | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
| Carroll County Georgia | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Forsyth County Georgia | 1 | $ 510,000 | $ 510,000 | $ 102,000 |
| Fulton County Georgia | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Floyd County Indiana | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Harrison County Indiana | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Hamilton County Iowa | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Johnson County Iowa | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Polk County Iowa | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Warren County Iowa | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Sedgwick County Kansas | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Shawnee County Kansas | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Wyandotte County Kansas | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Fayette County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 29,000 |
| Nelson County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Ascension County Louisiana | 1 | $ 279,000 | $ 279,000 | $ 204,000 |
| Avoyelles County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Calcasieu County Louisiana | 1 | $ 342,000 | $ 342,000 | $ 177,000 |
| Grant County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Jefferson Davis County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 78,000 |
| Lafourche County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Lincoln County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Livingston County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Plaquemines County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| Rapides County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| St. Martin County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 88,000 |
| West Baton Rouge County Louisiana | 1 | $ 174,000 | $ 174,000 | $ 81,000 |
| Prince George's County Maryland | 1 | $ 358,000 | $ 358,000 | $ 141,000 |
| Manistee County Michigan | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Itasca County Minnesota | 1 | $ 369,000 | $ 369,000 | $ 107,000 |
| McLeod County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Olmsted County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 198,000 |
| Rice County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Stearns County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| Bolivar County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| DeSoto County Mississippi | 1 | $ 369,000 | $ 369,000 | $ 75,000 |
| Hancock County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Holmes County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Jackson County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 106,000 |
| Madison County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Pearl River County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Pontotoc County Mississippi | 1 | $ 367,000 | $ 367,000 | $ 73,000 |
| Walthall County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Greene County Missouri | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| St. Louis County Missouri | 1 | $ 983,000 | $ 983,000 | $ 251,000 |
| Lincoln County Nebraska | 1 | $ 253,000 | $ 253,000 | $ 96,000 |
| Washoe County Nevada | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| Durham County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 27,000 |
| Pitt County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Union County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 166,000 |
| Cass County North Dakota | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Shelby County Ohio | 1 | $ 89,000 | $ 89,000 | $ 18,000 |
| Caddo County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Lincoln County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| Woodward County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Baker County Oregon | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Clackamas County Oregon | 1 | $ 204,000 | $ 204,000 | $ 40,000 |
| Josephine County Oregon | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Multnomah County Oregon | 1 | $ 308,000 | $ 308,000 | $ 62,000 |
| Umatilla County Oregon | 1 | $ 428,000 | $ 428,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Berks County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 65,000 |
| Washington County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Providence County Rhode Island | 1 | $ 266,000 | $ 266,000 | $ 62,000 |
| Berkeley County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Florence County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 22,000 |
| Greenville County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Laurens County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 66,000 |
| Pennington County South Dakota | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Anderson County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 88,000 |
| Collin County Texas | 1 | $ 323,000 | $ 323,000 | $ 225,000 |
| Jefferson County Texas | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Randall County Texas | 1 | $ 111,000 | $ 111,000 | $ 17,000 |
| Val Verde County Texas | 1 | $ 116,000 | $ 116,000 | $ 163,000 |
| Wilson County Texas | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 173,000 | $ 173,000 | $ 36,000 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Norfolk County Virginia | 1 | $ 239,000 | $ 239,000 | $ 44,000 |
| Prince William County Virginia | 1 | $ 612,000 | $ 612,000 | $ 156,000 |
| Russell County Virginia | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Spotsylvania County Virginia | 1 | $ 239,000 | $ 239,000 | $ 116,000 |
| King County Washington | 1 | $ 207,000 | $ 207,000 | $ 36,000 |
| Lewis County Washington | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Pierce County Washington | 1 | $ 304,000 | $ 304,000 | $ 102,000 |
| Spokane County Washington | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Thurston County Washington | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Columbia County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 389,000 |
| Grant County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Marathon County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| Shawano County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| St. Croix County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Trempealeau County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Vilas County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Uinta County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 0 |
Mortgage Loan Application Detail Totals for Novelle Financial Services, In in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 772 | $206,285,000 | $267,000 | $974,000 | $114,000 | $1,548,000 |
| Refinancing | 651 | $184,444,000 | $283,000 | $1,087,000 | $99,000 | $853,000 |
| Home Improvement | 1 | $578,000 | $578,000 | $578,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 554 | $136,578,000 | $246,000 | $983,000 | $100,000 | $1,212,000 |
| Hispanic | 440 | $138,502,000 | $314,000 | $944,000 | $105,000 | $480,000 |
| White | 252 | $70,195,000 | $278,000 | $1,087,000 | $126,000 | $1,103,000 |
| Black or African American | 155 | $37,160,000 | $239,000 | $974,000 | $101,000 | $1,548,000 |
| Asian | 17 | $6,789,000 | $399,000 | $750,000 | $156,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,075,000 | $268,000 | $513,000 | $89,000 | $170,000 |
| American Indian or Alaskan Native | 2 | $1,008,000 | $504,000 | $540,000 | $149,000 | $159,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $391,307,000 | $274,000 | $1,087,000 | $107,000 | $1,548,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 686 | $185,147,000 | $269,000 | $983,000 | $111,000 | $1,212,000 |
| Application Denied By Financial Institution | 469 | $143,677,000 | $306,000 | $1,087,000 | $107,000 | $1,548,000 |
| Loan Originated | 268 | $62,403,000 | $232,000 | $719,000 | $96,000 | $1,103,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $64,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Novelle Financial Services, In's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Novelle Financial Services, In's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.