Novelle Financial Services, in Mortgage Lending & HMDA Data, 2007
In 2007, Novelle Financial Services, in of Irvine, CA reported 1,424 mortgage applications totaling $391.3 million. The average application was for $274,794, and applicants reported an average income of $107,146. 19% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (202), Los Angeles-Long Beach-Glendale, CA (174) and Cape Coral-Fort Myers, FL (104) (applications in parentheses).
| Mortgage Company & Address | Novelle Financial Services, in 19500 Jamboree Road, Ste. 102 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 1,424 |
| Total Mortgage Loan Application Amount | $391,307,000 |
| Average Mortgage Loan Application Amount | $274,794 |
| Highest Mortgage Loan Application Amount | $1,087,000 |
| Average Applicant Income | $107,146 |
| Highest Applicant Income | $1,548,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Novelle Financial Services, in filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 177 | $ 74,844,000 | $ 422,847 | $ 130,000 |
| San Bernardino, California | 111 | $ 34,578,000 | $ 311,513 | $ 105,000 |
| Lee, Florida | 110 | $ 25,801,000 | $ 234,554 | $ 104,000 |
| Riverside, California | 107 | $ 38,993,000 | $ 364,420 | $ 115,000 |
| Hillsborough, Florida | 51 | $ 9,922,000 | $ 194,549 | $ 94,000 |
| Broward, Florida | 50 | $ 14,675,000 | $ 293,500 | $ 117,000 |
| Harris, Texas | 46 | $ 7,939,000 | $ 172,586 | $ 95,000 |
| Hennepin, Minnesota | 43 | $ 13,688,000 | $ 318,325 | $ 156,000 |
| Orange, California | 42 | $ 18,812,000 | $ 447,904 | $ 148,000 |
| Miami-Dade, Florida | 26 | $ 6,723,000 | $ 258,576 | $ 89,000 |
| Pinellas, Florida | 23 | $ 5,614,000 | $ 244,086 | $ 103,000 |
| Pasco, Florida | 22 | $ 6,556,000 | $ 298,000 | $ 145,000 |
| Collier, Florida | 19 | $ 7,120,000 | $ 374,736 | $ 133,000 |
| Ramsey, Minnesota | 16 | $ 3,823,000 | $ 238,937 | $ 98,000 |
| Kern, California | 15 | $ 3,398,000 | $ 226,533 | $ 107,000 |
| Jefferson, Louisiana | 14 | $ 2,058,000 | $ 147,000 | $ 70,000 |
| Anoka, Minnesota | 14 | $ 2,798,000 | $ 199,857 | $ 66,000 |
| Polk, Florida | 13 | $ 2,037,000 | $ 156,692 | $ 88,000 |
| East Baton Rouge, Louisiana | 13 | $ 1,420,000 | $ 109,230 | $ 60,000 |
| San Diego, California | 11 | $ 4,351,000 | $ 395,545 | $ 106,000 |
| Palm Beach, Florida | 11 | $ 2,750,000 | $ 250,000 | $ 105,000 |
| Wright, Minnesota | 11 | $ 2,440,000 | $ 221,818 | $ 166,000 |
| Sacramento, California | 10 | $ 3,516,000 | $ 351,600 | $ 113,000 |
| Duval, Florida | 10 | $ 1,349,000 | $ 134,900 | $ 137,000 |
| Orange, Florida | 9 | $ 1,782,000 | $ 198,000 | $ 78,000 |
| St. Lucie, Florida | 9 | $ 1,765,000 | $ 196,111 | $ 89,000 |
| Copiah, Mississippi | 9 | $ 620,000 | $ 68,888 | $ 29,000 |
| Marion, Indiana | 8 | $ 858,000 | $ 107,250 | $ 70,000 |
| Orleans, Louisiana | 8 | $ 1,588,000 | $ 198,500 | $ 92,000 |
| Dallas, Texas | 8 | $ 1,525,000 | $ 190,625 | $ 87,000 |
| Sarasota, Florida | 7 | $ 1,768,000 | $ 252,571 | $ 141,000 |
| Dakota, Minnesota | 7 | $ 1,779,000 | $ 254,142 | $ 92,000 |
| Scott, Minnesota | 7 | $ 1,268,000 | $ 181,142 | $ 204,000 |
| Clark, Nevada | 7 | $ 2,566,000 | $ 366,571 | $ 136,000 |
| Bexar, Texas | 7 | $ 1,451,000 | $ 207,285 | $ 179,000 |
| Fort Bend, Texas | 7 | $ 916,000 | $ 130,857 | $ 69,000 |
| Milwaukee, Wisconsin | 7 | $ 954,000 | $ 136,285 | $ 38,000 |
| Santa Clara, California | 6 | $ 2,235,000 | $ 372,500 | $ 197,000 |
| Osceola, Florida | 6 | $ 2,585,000 | $ 430,833 | $ 325,000 |
| St. Tammany, Louisiana | 6 | $ 1,026,000 | $ 171,000 | $ 73,000 |
| Washington, Minnesota | 6 | $ 2,364,000 | $ 394,000 | $ 62,000 |
| Harrison, Mississippi | 6 | $ 805,000 | $ 134,166 | $ 62,000 |
| Fresno, California | 5 | $ 1,443,000 | $ 288,600 | $ 87,000 |
| Denver, Colorado | 5 | $ 1,186,000 | $ 237,200 | $ 42,000 |
| Charlotte, Florida | 5 | $ 1,518,000 | $ 303,600 | $ 169,000 |
| Manatee, Florida | 5 | $ 1,362,000 | $ 272,400 | $ 238,000 |
| Shelby, Tennessee | 5 | $ 737,000 | $ 147,400 | $ 79,000 |
| Butte, California | 4 | $ 1,465,000 | $ 366,250 | $ 124,000 |
| Contra Costa, California | 4 | $ 2,308,000 | $ 577,000 | $ 244,000 |
| Ventura, California | 4 | $ 2,200,000 | $ 550,000 | $ 130,000 |
| Hernando, Florida | 4 | $ 887,000 | $ 221,750 | $ 56,000 |
| St. John the Baptist, Louisiana | 4 | $ 716,000 | $ 179,000 | $ 63,000 |
| Wayne, Michigan | 4 | $ 1,498,000 | $ 374,500 | $ 178,000 |
| Sherburne, Minnesota | 4 | $ 1,025,000 | $ 256,250 | $ 75,000 |
| Hinds, Mississippi | 4 | $ 348,000 | $ 87,000 | $ 34,000 |
| Oklahoma, Oklahoma | 4 | $ 449,000 | $ 112,250 | $ 35,000 |
| Brazoria, Texas | 4 | $ 1,393,000 | $ 348,250 | $ 115,000 |
| Galveston, Texas | 4 | $ 781,000 | $ 195,250 | $ 79,000 |
| Alameda, California | 3 | $ 1,242,000 | $ 414,000 | $ 111,000 |
| Imperial, California | 3 | $ 717,000 | $ 239,000 | $ 64,000 |
| Tulare, California | 3 | $ 405,000 | $ 135,000 | $ 36,000 |
| Fairfield, Connecticut | 3 | $ 702,000 | $ 234,000 | $ 70,000 |
| New Castle, Delaware | 3 | $ 635,000 | $ 211,666 | $ 69,000 |
| Clay, Florida | 3 | $ 705,000 | $ 235,000 | $ 75,000 |
| Hendry, Florida | 3 | $ 927,000 | $ 309,000 | $ 121,000 |
| Lake, Indiana | 3 | $ 270,000 | $ 90,000 | $ 50,000 |
| Terrebonne, Louisiana | 3 | $ 309,000 | $ 103,000 | $ 46,000 |
| Harford, Maryland | 3 | $ 510,000 | $ 170,000 | $ 71,000 |
| Jackson, Missouri | 3 | $ 249,000 | $ 83,000 | $ 45,000 |
| Canadian, Oklahoma | 3 | $ 449,000 | $ 149,666 | $ 52,000 |
| Philadelphia, Pennsylvania | 3 | $ 321,000 | $ 107,000 | $ 94,000 |
| Nueces, Texas | 3 | $ 491,000 | $ 163,666 | $ 114,000 |
| Mississippi, Arkansas | 2 | $ 166,000 | $ 83,000 | $ 26,000 |
| Pulaski, Arkansas | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Kings, California | 2 | $ 270,000 | $ 135,000 | $ 273,000 |
| Placer, California | 2 | $ 810,000 | $ 405,000 | $ 117,000 |
| San Joaquin, California | 2 | $ 927,000 | $ 463,500 | $ 158,000 |
| Arapahoe, Colorado | 2 | $ 592,000 | $ 296,000 | $ 92,000 |
| El Paso, Colorado | 2 | $ 287,000 | $ 143,500 | $ 88,000 |
| Mesa, Colorado | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| New Haven, Connecticut | 2 | $ 551,000 | $ 275,500 | $ 62,000 |
| District of Columbia, District Of Columbia | 2 | $ 653,000 | $ 326,500 | $ 72,000 |
| Marion, Florida | 2 | $ 716,000 | $ 358,000 | $ 126,000 |
| Putnam, Florida | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Seminole, Florida | 2 | $ 398,000 | $ 199,000 | $ 74,000 |
| Volusia, Florida | 2 | $ 307,000 | $ 153,500 | $ 95,000 |
| Muscogee, Georgia | 2 | $ 193,000 | $ 96,500 | $ 601,000 |
| Canyon, Idaho | 2 | $ 472,000 | $ 236,000 | $ 71,000 |
| Clark, Indiana | 2 | $ 284,000 | $ 142,000 | $ 50,000 |
| Lafayette, Louisiana | 2 | $ 249,000 | $ 124,500 | $ 38,000 |
| Baltimore, Maryland | 2 | $ 329,000 | $ 164,500 | $ 53,000 |
| Baltimore City, Maryland | 2 | $ 286,000 | $ 143,000 | $ 68,000 |
| Montgomery, Maryland | 2 | $ 315,000 | $ 157,500 | $ 156,000 |
| Ingham, Michigan | 2 | $ 137,000 | $ 68,500 | $ 45,000 |
| Macomb, Michigan | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Ottawa, Michigan | 2 | $ 298,000 | $ 149,000 | $ 34,000 |
| Washtenaw, Michigan | 2 | $ 556,000 | $ 278,000 | $ 96,000 |
| Chisago, Minnesota | 2 | $ 523,000 | $ 261,500 | $ 74,000 |
| Clay, Minnesota | 2 | $ 123,000 | $ 61,500 | $ 25,000 |
| Isanti, Minnesota | 2 | $ 365,000 | $ 182,500 | $ 64,000 |
| St. Louis, Minnesota | 2 | $ 353,000 | $ 176,500 | $ 75,000 |
| Pike, Mississippi | 2 | $ 214,000 | $ 107,000 | $ 49,000 |
| Rankin, Mississippi | 2 | $ 262,000 | $ 131,000 | $ 36,000 |
| Bernalillo, New Mexico | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Wake, North Carolina | 2 | $ 429,000 | $ 214,500 | $ 90,000 |
| Lake, Ohio | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| Pittsburg, Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 26,000 |
| Deschutes, Oregon | 2 | $ 506,000 | $ 253,000 | $ 71,000 |
| Richland, South Carolina | 2 | $ 163,000 | $ 81,500 | $ 25,000 |
| Davidson, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Dickson, Tennessee | 2 | $ 132,000 | $ 66,000 | $ 48,000 |
| Hamilton, Tennessee | 2 | $ 746,000 | $ 373,000 | $ 290,000 |
| Rutherford, Tennessee | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| El Paso, Texas | 2 | $ 128,000 | $ 64,000 | $ 72,000 |
| Montgomery, Texas | 2 | $ 653,000 | $ 326,500 | $ 177,000 |
| Tarrant, Texas | 2 | $ 289,000 | $ 144,500 | $ 92,000 |
| Snohomish, Washington | 2 | $ 546,000 | $ 273,000 | $ 74,000 |
| Madison, Alabama | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Craighead, Arkansas | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Greene, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Humboldt, California | 1 | $ 243,000 | $ 243,000 | $ 67,000 |
| Mendocino, California | 1 | $ 328,000 | $ 328,000 | $ 102,000 |
| San Benito, California | 1 | $ 338,000 | $ 338,000 | $ 98,000 |
| San Francisco, California | 1 | $ 750,000 | $ 750,000 | $ 228,000 |
| San Mateo, California | 1 | $ 640,000 | $ 640,000 | $ 142,000 |
| Sonoma, California | 1 | $ 395,000 | $ 395,000 | $ 91,000 |
| Stanislaus, California | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Yolo, California | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Adams, Colorado | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Douglas, Colorado | 1 | $ 281,000 | $ 281,000 | $ 55,000 |
| Larimer, Colorado | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| Montrose, Colorado | 1 | $ 299,000 | $ 299,000 | $ 55,000 |
| Pueblo, Colorado | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Weld, Colorado | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Hartford, Connecticut | 1 | $ 184,000 | $ 184,000 | $ 26,000 |
| Brevard, Florida | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| DeSoto, Florida | 1 | $ 176,000 | $ 176,000 | $ 420,000 |
| Dixie, Florida | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Escambia, Florida | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Franklin, Florida | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| Highlands, Florida | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Indian River, Florida | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Lake, Florida | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Martin, Florida | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| Taylor, Florida | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
| Carroll, Georgia | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| Catoosa, Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Forsyth, Georgia | 1 | $ 510,000 | $ 510,000 | $ 102,000 |
| Fulton, Georgia | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Floyd, Indiana | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Harrison, Indiana | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Hamilton, Iowa | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Johnson, Iowa | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Polk, Iowa | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Warren, Iowa | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Sedgwick, Kansas | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Shawnee, Kansas | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Wyandotte, Kansas | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Fayette, Kentucky | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Jefferson, Kentucky | 1 | $ 170,000 | $ 170,000 | $ 29,000 |
| Nelson, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Ascension, Louisiana | 1 | $ 279,000 | $ 279,000 | $ 204,000 |
| Avoyelles, Louisiana | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Calcasieu, Louisiana | 1 | $ 342,000 | $ 342,000 | $ 177,000 |
| Grant, Louisiana | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Jefferson Davis, Louisiana | 1 | $ 81,000 | $ 81,000 | $ 78,000 |
| Lafourche, Louisiana | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Lincoln, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Livingston, Louisiana | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Plaquemines, Louisiana | 1 | $ 189,000 | $ 189,000 | $ 66,000 |
| Rapides, Louisiana | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| St. Martin, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 88,000 |
| West Baton Rouge, Louisiana | 1 | $ 174,000 | $ 174,000 | $ 81,000 |
| Prince George's, Maryland | 1 | $ 358,000 | $ 358,000 | $ 141,000 |
| Manistee, Michigan | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Oakland, Michigan | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Itasca, Minnesota | 1 | $ 369,000 | $ 369,000 | $ 107,000 |
| McLeod, Minnesota | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Olmsted, Minnesota | 1 | $ 126,000 | $ 126,000 | $ 198,000 |
| Rice, Minnesota | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Stearns, Minnesota | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| Bolivar, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| DeSoto, Mississippi | 1 | $ 369,000 | $ 369,000 | $ 75,000 |
| Hancock, Mississippi | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Holmes, Mississippi | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Jackson, Mississippi | 1 | $ 78,000 | $ 78,000 | $ 106,000 |
| Madison, Mississippi | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Pearl River, Mississippi | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Pontotoc, Mississippi | 1 | $ 367,000 | $ 367,000 | $ 73,000 |
| Walthall, Mississippi | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Buchanan, Missouri | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Greene, Missouri | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| St. Louis, Missouri | 1 | $ 983,000 | $ 983,000 | $ 251,000 |
| Lincoln, Nebraska | 1 | $ 253,000 | $ 253,000 | $ 96,000 |
| Washoe, Nevada | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| Durham, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 27,000 |
| Pitt, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Union, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 166,000 |
| Cass, North Dakota | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Shelby, Ohio | 1 | $ 89,000 | $ 89,000 | $ 18,000 |
| Caddo, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Lincoln, Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Tulsa, Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| Woodward, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Baker, Oregon | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Clackamas, Oregon | 1 | $ 204,000 | $ 204,000 | $ 40,000 |
| Josephine, Oregon | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Multnomah, Oregon | 1 | $ 308,000 | $ 308,000 | $ 62,000 |
| Umatilla, Oregon | 1 | $ 428,000 | $ 428,000 | $ 76,000 |
| Allegheny, Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Berks, Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Lebanon, Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 65,000 |
| Washington, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Providence, Rhode Island | 1 | $ 266,000 | $ 266,000 | $ 62,000 |
| Berkeley, South Carolina | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Florence, South Carolina | 1 | $ 104,000 | $ 104,000 | $ 22,000 |
| Greenville, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Laurens, South Carolina | 1 | $ 134,000 | $ 134,000 | $ 66,000 |
| Pennington, South Dakota | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Anderson, Tennessee | 1 | $ 239,000 | $ 239,000 | $ 88,000 |
| Collin, Texas | 1 | $ 323,000 | $ 323,000 | $ 225,000 |
| Jefferson, Texas | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Randall, Texas | 1 | $ 111,000 | $ 111,000 | $ 17,000 |
| Val Verde, Texas | 1 | $ 116,000 | $ 116,000 | $ 163,000 |
| Wilson, Texas | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| Chesapeake, Virginia | 1 | $ 173,000 | $ 173,000 | $ 36,000 |
| Hampton, Virginia | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Norfolk, Virginia | 1 | $ 239,000 | $ 239,000 | $ 44,000 |
| Prince William, Virginia | 1 | $ 612,000 | $ 612,000 | $ 156,000 |
| Russell, Virginia | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Spotsylvania, Virginia | 1 | $ 239,000 | $ 239,000 | $ 116,000 |
| King, Washington | 1 | $ 207,000 | $ 207,000 | $ 36,000 |
| Lewis, Washington | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Pierce, Washington | 1 | $ 304,000 | $ 304,000 | $ 102,000 |
| Spokane, Washington | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Thurston, Washington | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Columbia, Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 389,000 |
| Grant, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kenosha, Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Marathon, Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| Shawano, Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| St. Croix, Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Trempealeau, Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Vilas, Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Uinta, Wyoming | 1 | $ 133,000 | $ 133,000 | $ 0 |
Mortgage Loan Application Detail Totals for Novelle Financial Services, in in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 772 | $206,285,000 | $267,000 | $974,000 | $114,000 | $1,548,000 |
| Refinancing | 651 | $184,444,000 | $283,000 | $1,087,000 | $99,000 | $853,000 |
| Home Improvement | 1 | $578,000 | $578,000 | $578,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 554 | $136,578,000 | $246,000 | $983,000 | $100,000 | $1,212,000 |
| Hispanic | 440 | $138,502,000 | $314,000 | $944,000 | $105,000 | $480,000 |
| White | 252 | $70,195,000 | $278,000 | $1,087,000 | $126,000 | $1,103,000 |
| Black or African American | 155 | $37,160,000 | $239,000 | $974,000 | $101,000 | $1,548,000 |
| Asian | 17 | $6,789,000 | $399,000 | $750,000 | $156,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,075,000 | $268,000 | $513,000 | $89,000 | $170,000 |
| American Indian or Alaskan Native | 2 | $1,008,000 | $504,000 | $540,000 | $149,000 | $159,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $391,307,000 | $274,000 | $1,087,000 | $107,000 | $1,548,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 686 | $185,147,000 | $269,000 | $983,000 | $111,000 | $1,212,000 |
| Application Denied By Financial Institution | 469 | $143,677,000 | $306,000 | $1,087,000 | $107,000 | $1,548,000 |
| Loan Originated | 268 | $62,403,000 | $232,000 | $719,000 | $96,000 | $1,103,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $64,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Novelle Financial Services, in's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Novelle Financial Services, in's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About