Np, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Np, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Np, Inc. E, 4800 N Federal Hwy #200 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 7,906 |
| Total Mortgage Loan Application Amount | $2,276,200,000 |
| Average Mortgage Loan Application Amount | $292,500 |
| Highest Mortgage Loan Application Amount | $11,005,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $6,857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Np, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Np, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Np, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Np, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Np, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Np, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 995 | $ 319,665,000 | $ 321,000 | $ 140,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 919 | $ 290,715,000 | $ 316,000 | $ 126,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 408 | $ 148,390,000 | $ 363,000 | $ 139,000 |
| NA (OUTSIDE OF MSA/MD) | 372 | $ 87,390,000 | $ 224,250 | $ 21,656 |
| NEW YORK-NEWARK, NY | 296 | $ 87,820,000 | $ 296,000 | $ 115,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 224 | $ 58,260,000 | $ 260,000 | $ 87,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 177 | $ 73,565,000 | $ 426,666 | $ 61,666 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 151 | $ 37,345,000 | $ 247,000 | $ 35,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 137 | $ 33,875,000 | $ 247,000 | $ 22,000 |
| PORT ST. LUCIE, FL | 137 | $ 44,985,000 | $ 328,000 | $ 115,000 |
| COLORADO SPRINGS, CO | 122 | $ 37,110,000 | $ 304,000 | $ 70,000 |
| JACKSONVILLE, FL | 115 | $ 33,475,000 | $ 291,000 | $ 100,000 |
| NEWARK, NJ-PA | 108 | $ 33,940,000 | $ 247,000 | $ 90,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 102 | $ 31,510,000 | $ 308,000 | $ 65,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 102 | $ 32,590,000 | $ 319,000 | $ 98,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 97 | $ 25,305,000 | $ 266,000 | $ 15,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 91 | $ 25,745,000 | $ 282,000 | $ 35,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 86 | $ 25,780,000 | $ 299,000 | $ 17,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 82 | $ 29,130,000 | $ 355,000 | $ 129,000 |
| PHILADELPHIA, PA | 81 | $ 16,715,000 | $ 206,000 | $ 76,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 78 | $ 19,290,000 | $ 247,000 | $ 27,000 |
| DENVER-AURORA-LAKEWOOD, CO | 75 | $ 26,095,000 | $ 347,000 | $ 36,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 71 | $ 16,845,000 | $ 264,500 | $ 61,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 66 | $ 26,570,000 | $ 402,000 | $ 209,000 |
| RICHMOND, VA | 66 | $ 18,410,000 | $ 278,000 | $ 59,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 63 | $ 14,685,000 | $ 216,500 | $ 37,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 62 | $ 14,770,000 | $ 238,000 | $ 42,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 57 | $ 15,845,000 | $ 277,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 52 | $ 15,070,000 | $ 289,000 | $ 80,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 52 | $ 20,710,000 | $ 398,000 | $ 39,000 |
| SEBASTIAN-VERO BEACH, FL | 49 | $ 10,925,000 | $ 222,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 47 | $ 10,505,000 | $ 223,000 | $ 40,000 |
| CAMDEN, NJ | 42 | $ 9,770,000 | $ 232,000 | $ 65,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 41 | $ 9,645,000 | $ 235,000 | $ 75,000 |
| COLUMBIA, SC | 40 | $ 9,000,000 | $ 225,000 | $ 26,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 40 | $ 11,210,000 | $ 280,000 | $ 10,000 |
| CHICAGO-NAPERVILLE, IL | 36 | $ 8,180,000 | $ 227,000 | $ 15,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 36 | $ 13,440,000 | $ 373,000 | $ 4,000 |
| TACOMA-LAKEWOOD, WA | 36 | $ 9,470,000 | $ 263,000 | $ 14,000 |
| FAYETTEVILLE, NC | 35 | $ 6,855,000 | $ 195,000 | $ 15,000 |
| RALEIGH, NC | 35 | $ 8,855,000 | $ 253,000 | $ 63,000 |
| ALBUQUERQUE, NM | 34 | $ 6,970,000 | $ 205,000 | $ 10,000 |
| CAPE CORAL-FORT MYERS, FL | 34 | $ 9,900,000 | $ 291,000 | $ 215,000 |
| FORT WORTH-ARLINGTON, TX | 34 | $ 7,780,000 | $ 228,000 | $ 35,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 33 | $ 10,235,000 | $ 310,000 | $ 142,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 8,130,000 | $ 254,000 | $ 21,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 32 | $ 6,310,000 | $ 197,000 | $ 37,000 |
| LAKELAND-WINTER HAVEN, FL | 31 | $ 6,895,000 | $ 222,000 | $ 75,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 30 | $ 9,190,000 | $ 306,000 | $ 28,000 |
| SAN DIEGO-CARLSBAD, CA | 30 | $ 12,490,000 | $ 416,000 | $ 9,000 |
| TUCSON, AZ | 30 | $ 7,140,000 | $ 238,000 | $ 3,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 28 | $ 6,570,000 | $ 234,000 | $ 86,000 |
| PITTSBURGH, PA | 28 | $ 6,190,000 | $ 221,000 | $ 35,000 |
| OKLAHOMA CITY, OK | 27 | $ 6,025,000 | $ 223,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 26 | $ 5,280,000 | $ 199,666 | $ 10,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 7,500,000 | $ 281,000 | $ 6,000 |
| HUNTSVILLE, AL | 24 | $ 6,340,000 | $ 264,000 | $ 7,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 23 | $ 6,795,000 | $ 295,000 | $ 46,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 22 | $ 4,530,000 | $ 205,000 | $ 14,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 22 | $ 10,330,000 | $ 469,000 | $ 72,000 |
| SAVANNAH, GA | 22 | $ 6,320,000 | $ 287,000 | $ 50,000 |
| COLUMBUS, OH | 21 | $ 4,935,000 | $ 235,000 | $ 8,000 |
| SPOKANE-SPOKANE VALLEY, WA | 21 | $ 5,105,000 | $ 243,000 | $ 14,000 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 4,640,000 | $ 232,000 | $ 7,000 |
| TULSA, OK | 20 | $ 4,640,000 | $ 232,000 | $ 2,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20 | $ 4,400,000 | $ 220,000 | $ 15,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 19 | $ 4,755,000 | $ 296,000 | $ 67,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 19 | $ 4,035,000 | $ 212,000 | $ 47,000 |
| WILMINGTON, DE-MD-NJ | 19 | $ 4,615,000 | $ 246,000 | $ 26,000 |
| KANSAS CITY, MO-KS | 18 | $ 4,010,000 | $ 195,500 | $ 37,500 |
| MANCHESTER-NASHUA, NH | 18 | $ 4,240,000 | $ 235,000 | $ 33,000 |
| NEW ORLEANS-METAIRIE, LA | 18 | $ 3,800,000 | $ 211,000 | $ 26,000 |
| PUEBLO, CO | 18 | $ 4,810,000 | $ 267,000 | $ 83,000 |
| RENO, NV | 18 | $ 5,140,000 | $ 285,000 | $ 0 |
| WINSTON-SALEM, NC | 18 | $ 3,590,000 | $ 199,000 | $ 25,000 |
| AUSTIN-ROUND ROCK, TX | 17 | $ 4,635,000 | $ 272,000 | $ 15,000 |
| BAKERSFIELD, CA | 17 | $ 4,065,000 | $ 239,000 | $ 35,000 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 3,555,000 | $ 209,000 | $ 0 |
| ST. LOUIS, MO-IL | 17 | $ 3,665,000 | $ 202,000 | $ 29,000 |
| BREMERTON-SILVERDALE, WA | 16 | $ 4,030,000 | $ 251,000 | $ 2,000 |
| JACKSONVILLE, NC | 16 | $ 3,020,000 | $ 188,000 | $ 3,000 |
| KNOXVILLE, TN | 16 | $ 3,750,000 | $ 234,000 | $ 32,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 16 | $ 3,560,000 | $ 220,000 | $ 42,000 |
| ASHEVILLE, NC | 15 | $ 4,125,000 | $ 275,000 | $ 100,000 |
| GREELEY, CO | 15 | $ 4,245,000 | $ 283,000 | $ 46,000 |
| OLYMPIA-TUMWATER, WA | 15 | $ 4,525,000 | $ 301,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 15 | $ 4,865,000 | $ 324,000 | $ 11,000 |
| HARRISBURG-CARLISLE, PA | 14 | $ 2,870,000 | $ 205,000 | $ 18,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 3,630,000 | $ 256,500 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 3,250,000 | $ 232,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 13 | $ 3,115,000 | $ 239,000 | $ 10,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 13 | $ 2,595,000 | $ 199,000 | $ 48,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 3,685,000 | $ 283,000 | $ 19,000 |
| MONTGOMERY, AL | 13 | $ 3,005,000 | $ 231,000 | $ 0 |
| OCALA, FL | 13 | $ 2,545,000 | $ 195,000 | $ 67,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 3,495,000 | $ 268,000 | $ 134,000 |
| SALEM, OR | 13 | $ 3,235,000 | $ 248,000 | $ 0 |
| WARNER ROBINS, GA | 13 | $ 2,865,000 | $ 220,000 | $ 12,000 |
| BATON ROUGE, LA | 12 | $ 2,550,000 | $ 212,000 | $ 8,000 |
| FRESNO, CA | 12 | $ 2,950,000 | $ 245,000 | $ 15,000 |
| OCEAN CITY, NJ | 12 | $ 3,040,000 | $ 253,000 | $ 163,000 |
| TRENTON, NJ | 12 | $ 2,610,000 | $ 217,000 | $ 67,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 5,125,000 | $ 465,000 | $ 52,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 3,795,000 | $ 345,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,255,000 | $ 205,000 | $ 6,000 |
| KILLEEN-TEMPLE, TX | 11 | $ 2,335,000 | $ 212,000 | $ 6,000 |
| SALISBURY, MD-DE | 11 | $ 3,445,000 | $ 317,500 | $ 23,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,605,000 | $ 236,000 | $ 14,000 |
| SIERRA VISTA-DOUGLAS, AZ | 11 | $ 2,505,000 | $ 227,000 | $ 0 |
| STOCKTON-LODI, CA | 11 | $ 3,905,000 | $ 355,000 | $ 37,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 4,005,000 | $ 364,000 | $ 58,000 |
| YORK-HANOVER, PA | 11 | $ 1,905,000 | $ 173,000 | $ 37,000 |
| COLUMBUS, GA-AL | 10 | $ 2,180,000 | $ 217,500 | $ 0 |
| GARY, IN | 10 | $ 1,960,000 | $ 196,000 | $ 63,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 2,420,000 | $ 242,000 | $ 11,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 2,330,000 | $ 233,000 | $ 0 |
| MOBILE, AL | 10 | $ 2,020,000 | $ 202,000 | $ 10,000 |
| WICHITA, KS | 10 | $ 1,920,000 | $ 192,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 2,055,000 | $ 207,500 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 3,455,000 | $ 383,000 | $ 37,000 |
| CLARKSVILLE, TN-KY | 9 | $ 1,705,000 | $ 174,000 | $ 0 |
| FORT COLLINS, CO | 9 | $ 3,095,000 | $ 343,000 | $ 64,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 1,955,000 | $ 217,000 | $ 14,000 |
| PANAMA CITY, FL | 9 | $ 2,085,000 | $ 231,000 | $ 39,000 |
| SANTA ROSA, CA | 9 | $ 3,265,000 | $ 362,000 | $ 66,000 |
| WILMINGTON, NC | 9 | $ 2,505,000 | $ 278,000 | $ 20,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 2,260,000 | $ 282,000 | $ 127,000 |
| DOVER, DE | 8 | $ 1,940,000 | $ 242,000 | $ 9,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,240,000 | $ 155,000 | $ 49,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 8 | $ 1,960,000 | $ 245,000 | $ 28,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8 | $ 4,650,000 | $ 581,000 | $ 42,000 |
| SPARTANBURG, SC | 8 | $ 1,960,000 | $ 245,000 | $ 6,000 |
| TUSCALOOSA, AL | 8 | $ 1,660,000 | $ 207,000 | $ 15,000 |
| AMARILLO, TX | 7 | $ 1,385,000 | $ 197,000 | $ 49,000 |
| EL PASO, TX | 7 | $ 1,775,000 | $ 253,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 7 | $ 1,505,000 | $ 215,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 1,635,000 | $ 233,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 7 | $ 2,255,000 | $ 322,000 | $ 28,000 |
| SANTA FE, NM | 7 | $ 1,585,000 | $ 226,000 | $ 54,000 |
| WINCHESTER, VA-WV | 7 | $ 1,815,000 | $ 259,000 | $ 31,000 |
| YAKIMA, WA | 7 | $ 1,515,000 | $ 216,000 | $ 16,000 |
| YUBA CITY, CA | 7 | $ 2,085,000 | $ 297,000 | $ 0 |
| BURLINGTON, NC | 6 | $ 1,070,000 | $ 178,000 | $ 42,000 |
| EAST STROUDSBURG, PA | 6 | $ 1,370,000 | $ 228,000 | $ 67,000 |
| GRAND JUNCTION, CO | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 800,000 | $ 133,000 | $ 28,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 1,580,000 | $ 263,000 | $ 0 |
| LANSING-EAST LANSING, MI | 6 | $ 1,190,000 | $ 198,000 | $ 36,000 |
| LAS CRUCES, NM | 6 | $ 1,150,000 | $ 191,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,440,000 | $ 240,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,330,000 | $ 221,000 | $ 0 |
| CHICO, CA | 5 | $ 1,565,000 | $ 313,000 | $ 74,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,345,000 | $ 269,000 | $ 44,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 1,275,000 | $ 255,000 | $ 33,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 1,525,000 | $ 305,000 | $ 126,000 |
| EUGENE, OR | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| GETTYSBURG, PA | 5 | $ 985,000 | $ 197,000 | $ 14,000 |
| HINESVILLE, GA | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| JACKSON, TN | 5 | $ 955,000 | $ 191,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| LUBBOCK, TX | 5 | $ 1,095,000 | $ 219,000 | $ 82,000 |
| MANHATTAN, KS | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| MODESTO, CA | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| NEW BERN, NC | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| ODESSA, TX | 5 | $ 915,000 | $ 183,000 | $ 14,000 |
| PUNTA GORDA, FL | 5 | $ 1,245,000 | $ 249,000 | $ 108,000 |
| READING, PA | 5 | $ 1,465,000 | $ 293,000 | $ 54,000 |
| REDDING, CA | 5 | $ 1,485,000 | $ 297,000 | $ 0 |
| ROANOKE, VA | 5 | $ 1,505,000 | $ 301,000 | $ 14,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 1,425,000 | $ 285,000 | $ 12,000 |
| TALLAHASSEE, FL | 5 | $ 1,225,000 | $ 245,000 | $ 115,000 |
| BELLINGHAM, WA | 4 | $ 860,000 | $ 215,000 | $ 0 |
| BOULDER, CO | 4 | $ 1,160,000 | $ 290,000 | $ 10,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,260,000 | $ 315,000 | $ 20,000 |
| CHATTANOOGA, TN-GA | 4 | $ 580,000 | $ 145,000 | $ 19,000 |
| GAINESVILLE, FL | 4 | $ 950,000 | $ 237,000 | $ 78,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 690,000 | $ 172,500 | $ 44,000 |
| JOHNSON CITY, TN | 4 | $ 940,000 | $ 235,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 790,000 | $ 197,000 | $ 0 |
| LANCASTER, PA | 4 | $ 1,080,000 | $ 270,000 | $ 25,000 |
| LAWTON, OK | 4 | $ 790,000 | $ 197,000 | $ 0 |
| LONGVIEW, WA | 4 | $ 990,000 | $ 247,000 | $ 72,000 |
| LYNCHBURG, VA | 4 | $ 730,000 | $ 182,000 | $ 27,000 |
| MEDFORD, OR | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,570,000 | $ 392,000 | $ 22,000 |
| THE VILLAGES, FL | 4 | $ 760,000 | $ 190,000 | $ 76,000 |
| TYLER, TX | 4 | $ 710,000 | $ 177,000 | $ 10,000 |
| WALLA WALLA, WA | 4 | $ 950,000 | $ 237,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 670,000 | $ 167,000 | $ 0 |
| AKRON, OH | 3 | $ 915,000 | $ 305,000 | $ 62,000 |
| ALBANY, OR | 3 | $ 515,000 | $ 171,000 | $ 21,000 |
| ALEXANDRIA, LA | 3 | $ 745,000 | $ 248,000 | $ 0 |
| ANN ARBOR, MI | 3 | $ 715,000 | $ 238,000 | $ 44,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 675,000 | $ 225,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 355,000 | $ 118,000 | $ 44,000 |
| DULUTH, MN-WI | 3 | $ 525,000 | $ 175,000 | $ 14,000 |
| ELGIN, IL | 3 | $ 845,000 | $ 281,000 | $ 0 |
| ELKHART-GOSHEN, IN | 3 | $ 535,000 | $ 178,000 | $ 40,000 |
| FLINT, MI | 3 | $ 605,000 | $ 201,000 | $ 0 |
| GRANTS PASS, OR | 3 | $ 885,000 | $ 295,000 | $ 0 |
| HAMMOND, LA | 3 | $ 645,000 | $ 215,000 | $ 0 |
| HANFORD-CORCORAN, CA | 3 | $ 715,000 | $ 238,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 3 | $ 615,000 | $ 205,000 | $ 24,000 |
| IOWA CITY, IA | 3 | $ 745,000 | $ 248,000 | $ 49,000 |
| LAKE CHARLES, LA | 3 | $ 625,000 | $ 208,000 | $ 0 |
| LAREDO, TX | 3 | $ 755,000 | $ 251,000 | $ 0 |
| LEBANON, PA | 3 | $ 535,000 | $ 178,000 | $ 21,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 665,000 | $ 221,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 905,000 | $ 301,000 | $ 0 |
| MERCED, CA | 3 | $ 755,000 | $ 251,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 535,000 | $ 178,000 | $ 0 |
| MIDLAND, TX | 3 | $ 875,000 | $ 291,000 | $ 78,000 |
| MUNCIE, IN | 3 | $ 435,000 | $ 145,000 | $ 68,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| PEORIA, IL | 3 | $ 665,000 | $ 221,000 | $ 0 |
| ROCKY MOUNT, NC | 3 | $ 585,000 | $ 195,000 | $ 63,000 |
| SALINAS, CA | 3 | $ 1,435,000 | $ 478,000 | $ 44,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 2,405,000 | $ 801,000 | $ 0 |
| SHERMAN-DENISON, TX | 3 | $ 545,000 | $ 181,000 | $ 61,000 |
| VALDOSTA, GA | 3 | $ 615,000 | $ 205,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 605,000 | $ 201,000 | $ 0 |
| AMES, IA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| BEND-REDMOND, OR | 2 | $ 460,000 | $ 230,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| CEDAR RAPIDS, IA | 2 | $ 640,000 | $ 320,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 370,000 | $ 185,000 | $ 22,000 |
| CORVALLIS, OR | 2 | $ 460,000 | $ 230,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 480,000 | $ 240,000 | $ 0 |
| DECATUR, AL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| DOTHAN, AL | 2 | $ 780,000 | $ 390,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 310,000 | $ 155,000 | $ 0 |
| FARMINGTON, NM | 2 | $ 340,000 | $ 170,000 | $ 0 |
| GOLDSBORO, NC | 2 | $ 370,000 | $ 185,000 | $ 24,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 470,000 | $ 235,000 | $ 0 |
| HATTIESBURG, MS | 2 | $ 430,000 | $ 215,000 | $ 0 |
| JACKSON, MS | 2 | $ 800,000 | $ 400,000 | $ 26,000 |
| KANKAKEE, IL | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 340,000 | $ 170,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 340,000 | $ 170,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 430,000 | $ 215,000 | $ 0 |
| MADERA, CA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| MORRISTOWN, TN | 2 | $ 440,000 | $ 220,000 | $ 0 |
| MUSKEGON, MI | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 440,000 | $ 220,000 | $ 0 |
| RACINE, WI | 2 | $ 330,000 | $ 165,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 410,000 | $ 205,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 500,000 | $ 250,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 650,000 | $ 325,000 | $ 85,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| SUMTER, SC | 2 | $ 330,000 | $ 165,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| VICTORIA, TX | 2 | $ 670,000 | $ 335,000 | $ 186,000 |
| WACO, TX | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| YUMA, AZ | 2 | $ 340,000 | $ 170,000 | $ 0 |
| APPLETON, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BANGOR, ME | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BAY CITY, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| CANTON-MASSILLON, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| DALTON, GA | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| DANVILLE, IL | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| DUBUQUE, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 275,000 | $ 275,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| FLORENCE, SC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| FOND DU LAC, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| GADSDEN, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| GREEN BAY, WI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 255,000 | $ 255,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 295,000 | $ 295,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 275,000 | $ 275,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| LAWRENCE, KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MADISON, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| MONROE, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MONROE, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| ROME, GA | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| SAN ANGELO, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SEBRING, FL | 1 | $ 385,000 | $ 385,000 | $ 331,000 |
| ST. JOSEPH, MO-KS | 1 | $ 275,000 | $ 275,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| TOLEDO, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| TOPEKA, KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| WAUSAU, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Np, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,497 | $1,537,245,000 | $279,000 | $11,005,000 | $57,000 | $6,857,000 |
| Home Purchase | 2,409 | $738,955,000 | $306,000 | $4,125,000 | $122,000 | $5,489,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,150 | $1,494,450,000 | $290,000 | $11,005,000 | $80,000 | $6,857,000 |
| Black or African American | 1,134 | $305,450,000 | $269,000 | $2,075,000 | $49,000 | $600,000 |
| Hispanic | 1,120 | $324,220,000 | $289,000 | $3,005,000 | $86,000 | $1,619,000 |
| Not Provided | 287 | $85,745,000 | $298,000 | $1,625,000 | $79,000 | $672,000 |
| Asian | 177 | $56,095,000 | $316,000 | $1,445,000 | $114,000 | $1,257,000 |
| American Indian or Alaskan Native | 21 | $5,355,000 | $255,000 | $405,000 | $23,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,960,000 | $282,000 | $845,000 | $54,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,764 | $1,157,860,000 | $307,000 | $11,005,000 | $137,000 | $6,857,000 |
| VA-guaranteed (Veterans Administration) | 3,048 | $833,580,000 | $273,000 | $2,275,000 | $6,000 | $362,000 |
| FHA-insured (Federal Housing Administration) | 1,087 | $283,575,000 | $260,000 | $665,000 | $65,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,185,000 | $169,000 | $235,000 | $54,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,448 | $1,538,870,000 | $282,000 | $3,005,000 | $76,000 | $6,857,000 |
| Application Withdrawn By Applicant | 1,378 | $400,170,000 | $290,000 | $10,005,000 | $66,000 | $2,119,000 |
| Application Denied By Financial Institution | 591 | $187,995,000 | $318,000 | $11,005,000 | $110,000 | $4,800,000 |
| File Closed For Incompleteness | 410 | $127,330,000 | $310,000 | $4,125,000 | $81,000 | $1,619,000 |
| Application Approved But Not Accepted | 79 | $21,835,000 | $276,000 | $1,165,000 | $39,000 | $540,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,315 | $2,088,205,000 | $285,000 | $10,005,000 | $74,000 | $6,857,000 |
| Collateral | 145 | $37,725,000 | $260,000 | $775,000 | $93,000 | $682,000 |
| Debt-To-Income Ratio | 137 | $48,775,000 | $356,000 | $11,005,000 | $94,000 | $1,602,000 |
| Credit History | 114 | $31,930,000 | $280,000 | $1,875,000 | $73,000 | $444,000 |
| Other | 78 | $35,540,000 | $455,000 | $2,085,000 | $246,000 | $4,800,000 |
| Unverifiable Information | 48 | $13,290,000 | $276,000 | $635,000 | $94,000 | $444,000 |
| Employment History | 40 | $11,660,000 | $291,000 | $605,000 | $93,000 | $499,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $5,285,000 | $278,000 | $995,000 | $115,000 | $751,000 |
| Credit Application Incomplete | 10 | $3,790,000 | $379,000 | $715,000 | $90,000 | $179,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Np, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Np, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.