Numark Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Numark Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,968 |
| Total Mortgage Loan Application Amount | $298,450,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $905,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $3,170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 463 | $ 86,975,000 | $ 187,000 | $ 96,000 |
| Cook County Illinois | 434 | $ 78,460,000 | $ 180,000 | $ 93,000 |
| DuPage County Illinois | 114 | $ 26,060,000 | $ 228,000 | $ 138,000 |
| Grundy County Illinois | 58 | $ 10,130,000 | $ 174,000 | $ 132,000 |
| Kane County Illinois | 49 | $ 10,195,000 | $ 208,000 | $ 121,000 |
| Kendall County Illinois | 31 | $ 7,095,000 | $ 228,000 | $ 97,000 |
| Lake County Indiana | 25 | $ 4,865,000 | $ 194,000 | $ 150,000 |
| Lancaster County Pennsylvania | 19 | $ 1,335,000 | $ 70,000 | $ 48,000 |
| Kankakee County Illinois | 17 | $ 2,165,000 | $ 127,000 | $ 81,000 |
| Macomb County Michigan | 16 | $ 1,240,000 | $ 77,000 | $ 69,000 |
| Oakland County Michigan | 15 | $ 925,000 | $ 61,000 | $ 52,000 |
| Lehigh County Pennsylvania | 13 | $ 855,000 | $ 65,000 | $ 60,000 |
| Kent County Michigan | 12 | $ 840,000 | $ 70,000 | $ 56,000 |
| Lake County Illinois | 11 | $ 2,645,000 | $ 240,000 | $ 177,000 |
| Washtenaw County Michigan | 10 | $ 590,000 | $ 59,000 | $ 54,000 |
| Berks County Pennsylvania | 10 | $ 550,000 | $ 55,000 | $ 45,000 |
| Bucks County Pennsylvania | 10 | $ 840,000 | $ 84,000 | $ 58,000 |
| York County Pennsylvania | 10 | $ 620,000 | $ 62,000 | $ 44,000 |
| LaSalle County Illinois | 9 | $ 1,325,000 | $ 147,000 | $ 79,000 |
| McHenry County Illinois | 9 | $ 1,995,000 | $ 221,000 | $ 94,000 |
| McLean County Illinois | 8 | $ 470,000 | $ 58,000 | $ 74,000 |
| Anne Arundel County Maryland | 8 | $ 610,000 | $ 76,000 | $ 87,000 |
| Wright County Minnesota | 8 | $ 360,000 | $ 45,000 | $ 48,000 |
| Livingston County Michigan | 7 | $ 485,000 | $ 69,000 | $ 66,000 |
| Chester County Pennsylvania | 7 | $ 405,000 | $ 57,000 | $ 44,000 |
| Montgomery County Pennsylvania | 7 | $ 525,000 | $ 75,000 | $ 57,000 |
| Gloucester County New Jersey | 6 | $ 390,000 | $ 65,000 | $ 65,000 |
| Maricopa County Arizona | 5 | $ 385,000 | $ 77,000 | $ 56,000 |
| Lee County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 104,000 |
| Polk County Florida | 5 | $ 285,000 | $ 57,000 | $ 85,000 |
| Polk County Iowa | 5 | $ 265,000 | $ 53,000 | $ 63,000 |
| Wayne County Michigan | 5 | $ 215,000 | $ 43,000 | $ 42,000 |
| Middlesex County New Jersey | 5 | $ 605,000 | $ 121,000 | $ 94,000 |
| Butler County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 58,000 |
| Cumberland County Pennsylvania | 5 | $ 295,000 | $ 59,000 | $ 46,000 |
| Orange County Florida | 4 | $ 240,000 | $ 60,000 | $ 74,000 |
| Bureau County Illinois | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
| Genesee County Michigan | 4 | $ 310,000 | $ 77,000 | $ 118,000 |
| Monroe County Michigan | 4 | $ 190,000 | $ 47,000 | $ 46,000 |
| Ottawa County Michigan | 4 | $ 170,000 | $ 42,000 | $ 45,000 |
| Atlantic County New Jersey | 4 | $ 370,000 | $ 92,000 | $ 102,000 |
| Cape May County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 87,000 |
| Ocean County New Jersey | 4 | $ 230,000 | $ 57,000 | $ 55,000 |
| Bexar County Texas | 4 | $ 180,000 | $ 45,000 | $ 74,000 |
| Harris County Texas | 4 | $ 280,000 | $ 70,000 | $ 137,000 |
| Larimer County Colorado | 3 | $ 215,000 | $ 71,000 | $ 94,000 |
| Mesa County Colorado | 3 | $ 205,000 | $ 68,000 | $ 27,000 |
| Pueblo County Colorado | 3 | $ 205,000 | $ 68,000 | $ 52,000 |
| Weld County Colorado | 3 | $ 285,000 | $ 95,000 | $ 39,000 |
| Indian River County Florida | 3 | $ 265,000 | $ 88,000 | $ 72,000 |
| Gwinnett County Georgia | 3 | $ 95,000 | $ 31,000 | $ 142,000 |
| Ada County Idaho | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
| Kootenai County Idaho | 3 | $ 215,000 | $ 71,000 | $ 58,000 |
| Allen County Indiana | 3 | $ 275,000 | $ 91,000 | $ 78,000 |
| Johnson County Indiana | 3 | $ 85,000 | $ 28,000 | $ 33,000 |
| Allegan County Michigan | 3 | $ 155,000 | $ 51,000 | $ 72,000 |
| Cass County Michigan | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
| Jackson County Michigan | 3 | $ 145,000 | $ 48,000 | $ 47,000 |
| Kalamazoo County Michigan | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| St. Clair County Michigan | 3 | $ 205,000 | $ 68,000 | $ 44,000 |
| Pontotoc County Mississippi | 3 | $ 435,000 | $ 145,000 | $ 92,000 |
| Buchanan County Missouri | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Callaway County Missouri | 3 | $ 165,000 | $ 55,000 | $ 47,000 |
| Burlington County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 90,000 |
| Warren County New Jersey | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
| Dutchess County New York | 3 | $ 295,000 | $ 98,000 | $ 85,000 |
| Erie County New York | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| Ontario County New York | 3 | $ 195,000 | $ 65,000 | $ 61,000 |
| Dauphin County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 39,000 |
| Franklin County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 28,000 |
| Lebanon County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 57,000 |
| Northampton County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 64,000 |
| Comal County Texas | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
| Travis County Texas | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| Williamson County Texas | 3 | $ 345,000 | $ 115,000 | $ 181,000 |
| Augusta County Virginia | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
| Monongalia County West Virginia | 3 | $ 125,000 | $ 41,000 | $ 85,000 |
| Pinal County Arizona | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Sharp County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Los Angeles County California | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Garfield County Colorado | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| New London County Connecticut | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| New Castle County Delaware | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Broward County Florida | 2 | $ 150,000 | $ 75,000 | $ 113,000 |
| Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Douglas County Georgia | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Lee County Illinois | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Winnebago County Illinois | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
| Elkhart County Indiana | 2 | $ 100,000 | $ 50,000 | $ 77,000 |
| Harrison County Indiana | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Kosciusko County Indiana | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Porter County Indiana | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Dubuque County Iowa | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Linn County Iowa | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
| Mitchell County Kansas | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
| Calloway County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 100,000 |
| Calcasieu County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Washington County Maryland | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Eaton County Michigan | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Grand Traverse County Michigan | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Lenawee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Sanilac County Michigan | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| Shiawassee County Michigan | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Anoka County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 40,000 |
| Harrison County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 80,000 |
| Marion County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Clay County Missouri | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Greene County Missouri | 2 | $ 200,000 | $ 100,000 | $ 86,000 |
| Lawrence County Missouri | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
| Lincoln County Missouri | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Pulaski County Missouri | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| St. Charles County Missouri | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Lancaster County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Sarpy County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Camden County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Bernalillo County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
| Albany County New York | 2 | $ 170,000 | $ 85,000 | $ 199,000 |
| Monroe County New York | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Niagara County New York | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Orleans County New York | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Saratoga County New York | 2 | $ 100,000 | $ 50,000 | $ 94,000 |
| Ulster County New York | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Cuyahoga County Ohio | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Geauga County Ohio | 2 | $ 160,000 | $ 80,000 | $ 128,000 |
| Wood County Ohio | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
| Adams County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
| Allegheny County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
| Fayette County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Schuylkill County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Horry County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Knox County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Kaufman County Texas | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Campbell County Virginia | 2 | $ 200,000 | $ 100,000 | $ 35,000 |
| Door County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 356,000 |
| Eau Claire County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Kenosha County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Oneida County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 285,000 |
| Vilas County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 283,000 |
| Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Cullman County Alabama | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Marengo County Alabama | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Pickens County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Tuscaloosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Baxter County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Boone County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Cleburne County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Craighead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Fulton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Hot Spring County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Izard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Randolph County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Van Buren County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| White County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Santa Clara County California | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Bent County Colorado | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Boulder County Colorado | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Eagle County Colorado | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| El Paso County Colorado | 1 | $ 495,000 | $ 495,000 | $ 81,000 |
| Elbert County Colorado | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Grand County Colorado | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Hartford County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Windham County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Alachua County Florida | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Miami-Dade County Florida | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 467,000 |
| Barrow County Georgia | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Pierce County Georgia | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Lemhi County Idaho | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Adams County Illinois | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Boone County Illinois | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Franklin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Jo Daviess County Illinois | 1 | $ 95,000 | $ 95,000 | $ 255,000 |
| Lawrence County Illinois | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Menard County Illinois | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Peoria County Illinois | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Wayne County Illinois | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Henry County Indiana | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Knox County Indiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| LaGrange County Indiana | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Miami County Indiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Morgan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Owen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Putnam County Indiana | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Ripley County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Spencer County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Starke County Indiana | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
| Sullivan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Vanderburgh County Indiana | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Cerro Gordo County Iowa | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Delaware County Iowa | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Harrison County Iowa | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Jackson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Jones County Iowa | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Marion County Iowa | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Mills County Iowa | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Story County Iowa | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Wright County Iowa | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Butler County Kansas | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Chase County Kansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Cherokee County Kansas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Crawford County Kansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Grant County Kansas | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Jefferson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Nemaha County Kansas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Reno County Kansas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Riley County Kansas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Sumner County Kansas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Allen County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Breathitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Carter County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Daviess County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Estill County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Floyd County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Hancock County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Henderson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Laurel County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| McCreary County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Menifee County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Pike County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Powell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Wayne County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Webster County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Concordia County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
| Jackson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Lafourche County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Richland County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Vernon County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 253,000 |
| Cumberland County Maine | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Berkshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Alger County Michigan | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Barry County Michigan | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Berrien County Michigan | 1 | $ 425,000 | $ 425,000 | $ 287,000 |
| Hillsdale County Michigan | 1 | $ 255,000 | $ 255,000 | $ 308,000 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Isabella County Michigan | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Leelanau County Michigan | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Montcalm County Michigan | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Saginaw County Michigan | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Van Buren County Michigan | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Chisago County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Crow Wing County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Dakota County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Houston County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Olmsted County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Ramsey County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Stearns County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Alcorn County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Bolivar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Franklin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| Hancock County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Holmes County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Lee County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Marshall County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Panola County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Perry County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Scott County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Tallahatchie County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Tunica County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Benton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Boone County Missouri | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Johnson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Madison County Missouri | 1 | $ 145,000 | $ 145,000 | $ 167,000 |
| Morgan County Missouri | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| New Madrid County Missouri | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Saline County Missouri | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| St. Francois County Missouri | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Texas County Missouri | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| McCone County Montana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Yellowstone County Montana | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Scotts Bluff County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Cumberland County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Passaic County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Dona Ana County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Los Alamos County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Cattaraugus County New York | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
| Chenango County New York | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Clinton County New York | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Franklin County New York | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Greene County New York | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Jefferson County New York | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Madison County New York | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Oneida County New York | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Orange County New York | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Otsego County New York | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Schoharie County New York | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Suffolk County New York | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Sullivan County New York | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Warren County New York | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Mecklenburg County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Onslow County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Grand Forks County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Clermont County Ohio | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Columbiana County Ohio | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Hancock County Ohio | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Meigs County Ohio | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Morrow County Ohio | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Stark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Trumbull County Ohio | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Union County Ohio | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Cherokee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Grady County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Oklahoma County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Okmulgee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Greene County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Mercer County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Northumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Perry County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Wayne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Charleston County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Lincoln County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Union County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Benton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Jefferson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Montgomery County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Wilson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Galveston County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Hays County Texas | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Nueces County Texas | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Weber County Utah | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Lancaster County Virginia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Prince George County Virginia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Harrison County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Logan County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Mason County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Wayne County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Barron County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Brown County Wisconsin | 1 | $ 905,000 | $ 905,000 | $ 480,000 |
| Calumet County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Douglas County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Polk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Portage County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| St. Croix County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Walworth County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Laramie County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Numark Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,076 | $136,780,000 | $127,000 | $905,000 | $82,000 | $3,170,000 |
| Refinancing | 891 | $161,635,000 | $181,000 | $705,000 | $102,000 | $1,932,000 |
| Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $51,000 | $51,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,313 | $192,915,000 | $146,000 | $705,000 | $88,000 | $1,560,000 |
| Hispanic | 334 | $56,100,000 | $167,000 | $505,000 | $95,000 | $1,932,000 |
| Black or African American | 211 | $33,015,000 | $156,000 | $435,000 | $92,000 | $3,170,000 |
| Not Provided | 52 | $5,190,000 | $99,000 | $885,000 | $72,000 | $425,000 |
| Asian | 43 | $8,685,000 | $201,000 | $905,000 | $146,000 | $1,051,000 |
| American Indian or Alaskan Native | 8 | $920,000 | $115,000 | $295,000 | $64,000 | $226,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,946 | $294,160,000 | $151,000 | $905,000 | $90,000 | $3,170,000 |
| FHA-insured (Federal Housing Administration) | 21 | $3,905,000 | $185,000 | $355,000 | $132,000 | $1,560,000 |
| VA-guaranteed (Veterans Administration) | 1 | $385,000 | $385,000 | $385,000 | $75,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,004 | $168,300,000 | $167,000 | $885,000 | $94,000 | $1,051,000 |
| Application Withdrawn By Applicant | 404 | $72,340,000 | $179,000 | $905,000 | $109,000 | $3,170,000 |
| Application Approved But Not Accepted | 305 | $21,705,000 | $71,000 | $245,000 | $63,000 | $375,000 |
| Application Denied By Financial Institution | 255 | $36,105,000 | $141,000 | $505,000 | $83,000 | $1,932,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,713 | $262,345,000 | $153,000 | $905,000 | $92,000 | $3,170,000 |
| Credit History | 128 | $15,290,000 | $119,000 | $415,000 | $96,000 | $1,932,000 |
| Debt-To-Income Ratio | 66 | $10,790,000 | $163,000 | $495,000 | $64,000 | $360,000 |
| Other | 17 | $3,815,000 | $224,000 | $505,000 | $93,000 | $240,000 |
| Credit Application Incomplete | 15 | $2,175,000 | $145,000 | $295,000 | $70,000 | $122,000 |
| Employment History | 14 | $1,530,000 | $109,000 | $305,000 | $61,000 | $211,000 |
| Collateral | 12 | $2,190,000 | $182,000 | $315,000 | $90,000 | $273,000 |
| Unverifiable Information | 3 | $315,000 | $105,000 | $215,000 | $51,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.