Nuvision Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Nuvision Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nuvision Federal Credit Union 7812 Edinger Avenue Huntington Beach, CA 92647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,154 |
| Total Mortgage Loan Application Amount | $483,955,000 |
| Average Mortgage Loan Application Amount | $337,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $184,400 |
| Highest Applicant Income | $4,540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Nuvision Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nuvision Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Nuvision Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nuvision Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Nuvision Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nuvision Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 430 | $ 122,710,000 | $ 285,000 | $ 207,000 |
| Los Angeles County California | 422 | $ 116,740,000 | $ 276,000 | $ 190,000 |
| Anchorage County Alaska | 325 | $ 51,640,000 | $ 159,000 | $ 159,000 |
| Matanuska-Susitna County Alaska | 152 | $ 19,880,000 | $ 130,000 | $ 123,000 |
| Riverside County California | 117 | $ 26,055,000 | $ 222,000 | $ 149,000 |
| San Bernardino County California | 105 | $ 17,915,000 | $ 170,000 | $ 150,000 |
| Laramie County Wyoming | 71 | $ 6,435,000 | $ 90,000 | $ 125,000 |
| Maricopa County Arizona | 62 | $ 14,360,000 | $ 231,000 | $ 187,000 |
| Fairbanks North Star County Alaska | 45 | $ 4,205,000 | $ 93,000 | $ 100,000 |
| King County Washington | 45 | $ 12,185,000 | $ 270,000 | $ 170,000 |
| Kenai Peninsula County Alaska | 37 | $ 4,455,000 | $ 120,000 | $ 109,000 |
| Pierce County Washington | 25 | $ 2,585,000 | $ 103,000 | $ 144,000 |
| San Diego County California | 21 | $ 14,745,000 | $ 702,000 | $ 363,000 |
| Natrona County Wyoming | 19 | $ 845,000 | $ 44,000 | $ 108,000 |
| Ventura County California | 17 | $ 7,085,000 | $ 416,000 | $ 243,000 |
| Juneau County Alaska | 11 | $ 515,000 | $ 46,000 | $ 97,000 |
| Kern County California | 11 | $ 1,205,000 | $ 109,000 | $ 105,000 |
| Mohave County Arizona | 7 | $ 915,000 | $ 130,000 | $ 95,000 |
| Alameda County California | 7 | $ 7,035,000 | $ 1,005,000 | $ 371,000 |
| Honolulu County Hawaii | 7 | $ 5,705,000 | $ 815,000 | $ 321,000 |
| Contra Costa County California | 6 | $ 1,170,000 | $ 195,000 | $ 183,000 |
| Santa Clara County California | 6 | $ 6,030,000 | $ 1,005,000 | $ 409,000 |
| Tulare County California | 6 | $ 380,000 | $ 63,000 | $ 172,000 |
| Clark County Nevada | 6 | $ 350,000 | $ 58,000 | $ 116,000 |
| Snohomish County Washington | 6 | $ 570,000 | $ 95,000 | $ 133,000 |
| Pima County Arizona | 5 | $ 885,000 | $ 177,000 | $ 131,000 |
| Placer County California | 4 | $ 310,000 | $ 77,000 | $ 189,000 |
| Sacramento County California | 4 | $ 350,000 | $ 87,000 | $ 118,000 |
| San Luis Obispo County California | 4 | $ 670,000 | $ 167,000 | $ 129,000 |
| Solano County California | 4 | $ 1,960,000 | $ 490,000 | $ 171,000 |
| Weld County Colorado | 4 | $ 1,150,000 | $ 287,000 | $ 369,000 |
| Washington County Oregon | 4 | $ 380,000 | $ 95,000 | $ 104,000 |
| Southeast Fairbanks County Alaska | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| Pinal County Arizona | 3 | $ 265,000 | $ 88,000 | $ 130,000 |
| El Dorado County California | 3 | $ 1,075,000 | $ 358,000 | $ 189,000 |
| Fresno County California | 3 | $ 155,000 | $ 51,000 | $ 93,000 |
| Santa Barbara County California | 3 | $ 1,545,000 | $ 515,000 | $ 544,000 |
| Stanislaus County California | 3 | $ 915,000 | $ 305,000 | $ 112,000 |
| Larimer County Colorado | 3 | $ 505,000 | $ 168,000 | $ 270,000 |
| Skagit County Washington | 3 | $ 245,000 | $ 81,000 | $ 140,000 |
| Dillingham County Alaska | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Sitka County Alaska | 2 | $ 580,000 | $ 290,000 | $ 181,000 |
| Coconino County Arizona | 2 | $ 250,000 | $ 125,000 | $ 348,000 |
| San Mateo County California | 2 | $ 2,950,000 | $ 1,475,000 | $ 367,000 |
| Douglas County Colorado | 2 | $ 1,770,000 | $ 885,000 | $ 286,000 |
| El Paso County Colorado | 2 | $ 780,000 | $ 390,000 | $ 222,000 |
| Jefferson County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 439,000 |
| Ada County Idaho | 2 | $ 1,690,000 | $ 845,000 | $ 280,000 |
| Kootenai County Idaho | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Clark County Washington | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Albany County Wyoming | 2 | $ 120,000 | $ 60,000 | $ 121,000 |
| Fremont County Wyoming | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
| Aleutians West County Alaska | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Haines County Alaska | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Kodiak Island County Alaska | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Yukon-Koyukuk County Alaska | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| La Paz County Arizona | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Yavapai County Arizona | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Butte County California | 1 | $ 45,000 | $ 45,000 | $ 161,000 |
| Calaveras County California | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Humboldt County California | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Kings County California | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Lake County California | 1 | $ 375,000 | $ 375,000 | $ 221,000 |
| Mariposa County California | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Mono County California | 1 | $ 385,000 | $ 385,000 | $ 247,000 |
| Santa Cruz County California | 1 | $ 205,000 | $ 205,000 | $ 632,000 |
| Sonoma County California | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Adams County Colorado | 1 | $ 865,000 | $ 865,000 | $ 168,000 |
| Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 339,000 |
| Teller County Colorado | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 189,000 |
| Sarasota County Florida | 1 | $ 945,000 | $ 945,000 | $ 261,000 |
| Bonneville County Idaho | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Canyon County Idaho | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Gem County Idaho | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Shoshone County Idaho | 1 | $ 225,000 | $ 225,000 | $ 654,000 |
| Jessamine County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 343,000 |
| Essex County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Nye County Nevada | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Clackamas County Oregon | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Coos County Oregon | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Josephine County Oregon | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Lane County Oregon | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Lincoln County Oregon | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Chambers County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Benton County Washington | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Kitsap County Washington | 1 | $ 135,000 | $ 135,000 | $ 278,000 |
| Lewis County Washington | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Mason County Washington | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Whatcom County Washington | 1 | $ 475,000 | $ 475,000 | $ 124,000 |
| Yakima County Washington | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Goshen County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Platte County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Nuvision Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 971 | $109,080,000 | $112,000 | $1,005,000 | $147,000 | $3,360,000 |
| Home Improvement | 706 | $91,850,000 | $130,000 | $1,005,000 | $159,000 | $1,740,000 |
| Home Purchase | 309 | $222,825,000 | $721,000 | $2,505,000 | $295,000 | $4,540,000 |
| Cash-out Refinancing | 90 | $28,250,000 | $313,000 | $1,325,000 | $134,000 | $390,000 |
| Refinancing | 78 | $31,950,000 | $409,000 | $2,505,000 | $187,000 | $861,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 990 | $238,250,000 | $240,000 | $2,505,000 | $184,000 | $4,540,000 |
| Hispanic | 423 | $67,435,000 | $159,000 | $2,035,000 | $142,000 | $1,728,000 |
| Not Provided | 331 | $82,175,000 | $248,000 | $2,375,000 | $177,000 | $1,798,000 |
| Asian | 221 | $61,095,000 | $276,000 | $1,955,000 | $186,000 | $1,740,000 |
| Black or African American | 87 | $16,120,000 | $187,000 | $715,000 | $170,000 | $3,360,000 |
| American Indian or Alaskan Native | 63 | $7,185,000 | $114,000 | $705,000 | $147,000 | $1,031,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,480,000 | $123,000 | $295,000 | $115,000 | $201,000 |
| Not applicable | 10 | $6,670,000 | $667,000 | $1,275,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,102 | $463,155,000 | $220,000 | $2,505,000 | $172,000 | $3,360,000 |
| FHA-insured (Federal Housing Administration) | 40 | $15,350,000 | $383,000 | $905,000 | $231,000 | $4,540,000 |
| VA-guaranteed (Veterans Administration) | 12 | $5,450,000 | $454,000 | $805,000 | $134,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,116 | $264,530,000 | $237,000 | $2,505,000 | $186,000 | $4,540,000 |
| Application Denied By Financial Institution | 827 | $122,160,000 | $147,000 | $2,505,000 | $147,000 | $3,360,000 |
| Application Withdrawn By Applicant | 189 | $91,355,000 | $483,000 | $2,475,000 | $215,000 | $1,798,000 |
| File Closed For Incompleteness | 20 | $5,720,000 | $286,000 | $605,000 | $177,000 | $896,000 |
| Application Approved But Not Accepted | 2 | $190,000 | $95,000 | $155,000 | $120,000 | $158,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,327 | $361,795,000 | $272,000 | $2,505,000 | $190,000 | $4,540,000 |
| Debt-To-Income Ratio | 331 | $57,955,000 | $175,000 | $1,445,000 | $108,000 | $800,000 |
| Other | 298 | $37,125,000 | $125,000 | $1,445,000 | $182,000 | $3,360,000 |
| Collateral | 124 | $14,440,000 | $116,000 | $1,005,000 | $168,000 | $839,000 |
| Credit History | 49 | $4,315,000 | $88,000 | $475,000 | $109,000 | $375,000 |
| Unverifiable Information | 10 | $3,230,000 | $323,000 | $1,585,000 | $264,000 | $1,080,000 |
| Credit Application Incomplete | 8 | $4,390,000 | $548,000 | $2,505,000 | $231,000 | $736,000 |
| Employment History | 6 | $600,000 | $100,000 | $205,000 | $86,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $228,000 | $228,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nuvision Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nuvision Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.