Oakstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Oakstar Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Oakstar Bank 1020 E Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,279 |
| Total Mortgage Loan Application Amount | $265,675,000 |
| Average Mortgage Loan Application Amount | $152,666 |
| Highest Mortgage Loan Application Amount | $4,633,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Oakstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Oakstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Oakstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 508 | $ 89,671,000 | $ 176,000 | $ 93,000 |
| Christian County Missouri | 174 | $ 27,927,000 | $ 160,000 | $ 79,000 |
| Johnson County Kansas | 117 | $ 24,844,000 | $ 212,000 | $ 119,000 |
| Jackson County Missouri | 96 | $ 17,995,000 | $ 187,000 | $ 88,000 |
| Clay County Missouri | 59 | $ 12,482,000 | $ 211,000 | $ 98,000 |
| Webster County Missouri | 18 | $ 3,135,000 | $ 174,000 | $ 93,000 |
| Platte County Missouri | 15 | $ 3,754,000 | $ 250,000 | $ 103,000 |
| Stone County Missouri | 15 | $ 2,907,000 | $ 193,000 | $ 330,000 |
| Taney County Missouri | 14 | $ 2,291,000 | $ 163,000 | $ 84,000 |
| Maricopa County Arizona | 11 | $ 3,587,000 | $ 326,000 | $ 185,000 |
| Cass County Missouri | 10 | $ 1,566,000 | $ 156,000 | $ 88,000 |
| Honolulu County Hawaii | 9 | $ 4,622,000 | $ 513,000 | $ 105,000 |
| Wyandotte County Kansas | 7 | $ 1,005,000 | $ 143,000 | $ 59,000 |
| Lawrence County Missouri | 7 | $ 787,000 | $ 112,000 | $ 55,000 |
| Polk County Missouri | 7 | $ 1,173,000 | $ 167,000 | $ 79,000 |
| King County Washington | 7 | $ 2,869,000 | $ 409,000 | $ 132,000 |
| Wright County Missouri | 6 | $ 784,000 | $ 130,000 | $ 64,000 |
| Fairfax County Virginia | 5 | $ 1,830,000 | $ 366,000 | $ 317,000 |
| Alameda County California | 4 | $ 2,200,000 | $ 550,000 | $ 86,000 |
| Cook County Illinois | 4 | $ 1,180,000 | $ 295,000 | $ 95,000 |
| Harris County Texas | 4 | $ 1,249,000 | $ 312,000 | $ 136,000 |
| Loudoun County Virginia | 4 | $ 1,930,000 | $ 482,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,191,000 | $ 730,000 | $ 417,000 |
| Kauai County Hawaii | 3 | $ 1,495,000 | $ 498,000 | $ 46,000 |
| Prince George's County Maryland | 3 | $ 928,000 | $ 309,000 | $ 108,000 |
| Dallas County Missouri | 3 | $ 795,000 | $ 265,000 | $ 55,000 |
| Douglas County Missouri | 3 | $ 234,000 | $ 78,000 | $ 42,000 |
| Hickory County Missouri | 3 | $ 372,000 | $ 124,000 | $ 35,000 |
| St. Louis County Missouri | 3 | $ 855,000 | $ 285,000 | $ 124,000 |
| Clark County Nevada | 3 | $ 402,000 | $ 134,000 | $ 85,000 |
| Hudson County New Jersey | 3 | $ 1,734,000 | $ 578,000 | $ 146,000 |
| Cumberland County North Carolina | 3 | $ 757,000 | $ 252,000 | $ 97,000 |
| Dare County North Carolina | 3 | $ 1,302,000 | $ 434,000 | $ 658,000 |
| Collin County Texas | 3 | $ 644,000 | $ 214,000 | $ 283,000 |
| Denton County Texas | 3 | $ 549,000 | $ 183,000 | $ 231,000 |
| Montgomery County Texas | 3 | $ 1,226,000 | $ 408,000 | $ 90,000 |
| Arlington County Virginia | 3 | $ 989,000 | $ 329,000 | $ 154,000 |
| Benton County Arkansas | 2 | $ 694,000 | $ 347,000 | $ 148,000 |
| Washington County Arkansas | 2 | $ 249,000 | $ 124,000 | $ 157,000 |
| Broward County Florida | 2 | $ 883,000 | $ 441,000 | $ 63,000 |
| Cobb County Georgia | 2 | $ 729,000 | $ 364,000 | $ 36,000 |
| Anne Arundel County Maryland | 2 | $ 1,038,000 | $ 519,000 | $ 56,000 |
| Frederick County Maryland | 2 | $ 637,000 | $ 318,000 | $ 112,000 |
| Middlesex County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 85,000 |
| Barry County Missouri | 2 | $ 183,000 | $ 91,000 | $ 31,000 |
| Benton County Missouri | 2 | $ 211,000 | $ 105,000 | $ 236,000 |
| Boone County Missouri | 2 | $ 470,000 | $ 235,000 | $ 193,000 |
| Camden County Missouri | 2 | $ 244,000 | $ 122,000 | $ 164,000 |
| Jasper County Missouri | 2 | $ 331,000 | $ 165,000 | $ 102,000 |
| Morgan County Missouri | 2 | $ 457,000 | $ 228,000 | $ 170,000 |
| Rockingham County New Hampshire | 2 | $ 637,000 | $ 318,000 | $ 192,000 |
| Atlantic County New Jersey | 2 | $ 472,000 | $ 236,000 | $ 42,000 |
| Mecklenburg County North Carolina | 2 | $ 593,000 | $ 296,000 | $ 101,000 |
| Pender County North Carolina | 2 | $ 661,000 | $ 330,000 | $ 56,000 |
| Charleston County South Carolina | 2 | $ 622,000 | $ 311,000 | $ 42,000 |
| Guadalupe County Texas | 2 | $ 398,000 | $ 199,000 | $ 55,000 |
| Prince William County Virginia | 2 | $ 620,000 | $ 310,000 | $ 78,000 |
| Island County Washington | 2 | $ 472,000 | $ 236,000 | $ 29,000 |
| Walla Walla County Washington | 2 | $ 704,000 | $ 352,000 | $ 33,000 |
| Elmore County Alabama | 1 | $ 216,000 | $ 216,000 | $ 200,000 |
| Juneau County Alaska | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Pima County Arizona | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Stone County Arkansas | 1 | $ 475,000 | $ 475,000 | $ 125,000 |
| Los Angeles County California | 1 | $ 528,000 | $ 528,000 | $ 125,000 |
| Orange County California | 1 | $ 1,042,000 | $ 1,042,000 | $ 216,000 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 147,000 |
| San Mateo County California | 1 | $ 1,400,000 | $ 1,400,000 | $ 144,000 |
| Santa Clara County California | 1 | $ 609,000 | $ 609,000 | $ 0 |
| Denver County Colorado | 1 | $ 291,000 | $ 291,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,293,000 |
| Weld County Colorado | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 601,000 | $ 601,000 | $ 345,000 |
| Hartford County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Litchfield County Connecticut | 1 | $ 332,000 | $ 332,000 | $ 242,000 |
| Middlesex County Connecticut | 1 | $ 271,000 | $ 271,000 | $ 84,000 |
| Alachua County Florida | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Brevard County Florida | 1 | $ 210,000 | $ 210,000 | $ 154,000 |
| Hernando County Florida | 1 | $ 268,000 | $ 268,000 | $ 132,000 |
| Hillsborough County Florida | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 301,000 | $ 301,000 | $ 81,000 |
| Pasco County Florida | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Pinellas County Florida | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 349,000 | $ 349,000 | $ 96,000 |
| Bryan County Georgia | 1 | $ 358,000 | $ 358,000 | $ 76,000 |
| Cherokee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Madison County Illinois | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Sangamon County Illinois | 1 | $ 229,000 | $ 229,000 | $ 75,000 |
| Warrick County Indiana | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Polk County Iowa | 1 | $ 239,000 | $ 239,000 | $ 92,000 |
| Pottawattamie County Iowa | 1 | $ 90,000 | $ 90,000 | $ 250,000 |
| Cowley County Kansas | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Miami County Kansas | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Shawnee County Kansas | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Fayette County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 157,000 |
| Orleans County Louisiana | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Garrett County Maryland | 1 | $ 198,000 | $ 198,000 | $ 33,000 |
| Howard County Maryland | 1 | $ 680,000 | $ 680,000 | $ 127,000 |
| Montgomery County Maryland | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Norfolk County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 46,000 |
| Worcester County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Livingston County Michigan | 1 | $ 340,000 | $ 340,000 | $ 171,000 |
| Carver County Minnesota | 1 | $ 306,000 | $ 306,000 | $ 120,000 |
| Ramsey County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 42,000 |
| St. Louis County Minnesota | 1 | $ 499,000 | $ 499,000 | $ 275,000 |
| Buchanan County Missouri | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Crawford County Missouri | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| Dade County Missouri | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Laclede County Missouri | 1 | $ 117,000 | $ 117,000 | $ 162,000 |
| Newton County Missouri | 1 | $ 350,000 | $ 350,000 | $ 229,000 |
| Ray County Missouri | 1 | $ 210,000 | $ 210,000 | $ 129,000 |
| Texas County Missouri | 1 | $ 48,000 | $ 48,000 | $ 69,000 |
| Silver Bow County Montana | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Cass County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 129,000 |
| Douglas County Nebraska | 1 | $ 290,000 | $ 290,000 | $ 147,000 |
| Essex County New Jersey | 1 | $ 371,000 | $ 371,000 | $ 97,000 |
| Dona Ana County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Saratoga County New York | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Suffolk County New York | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Bertie County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 161,000 |
| Currituck County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 155,000 |
| Henderson County North Carolina | 1 | $ 456,000 | $ 456,000 | $ 216,000 |
| Onslow County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Wake County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 165,000 |
| Butler County Ohio | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Muskingum County Ohio | 1 | $ 309,000 | $ 309,000 | $ 133,000 |
| Cleveland County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Clatsop County Oregon | 1 | $ 398,000 | $ 398,000 | $ 147,000 |
| Multnomah County Oregon | 1 | $ 541,000 | $ 541,000 | $ 195,000 |
| Allegheny County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 87,000 |
| Delaware County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 9,999,000 |
| Montgomery County Pennsylvania | 1 | $ 418,000 | $ 418,000 | $ 105,000 |
| Dorchester County South Carolina | 1 | $ 307,000 | $ 307,000 | $ 71,000 |
| Richland County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 65,000 |
| Williamson County Tennessee | 1 | $ 416,000 | $ 416,000 | $ 180,000 |
| Bexar County Texas | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Galveston County Texas | 1 | $ 472,000 | $ 472,000 | $ 181,000 |
| Hays County Texas | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Williamson County Texas | 1 | $ 500,000 | $ 500,000 | $ 158,000 |
| Alexandria County Virginia | 1 | $ 626,000 | $ 626,000 | $ 656,000 |
| Henrico County Virginia | 1 | $ 499,000 | $ 499,000 | $ 152,000 |
| Isle of Wight County Virginia | 1 | $ 752,000 | $ 752,000 | $ 233,000 |
| Chelan County Washington | 1 | $ 854,000 | $ 854,000 | $ 520,000 |
| Laramie County Wyoming | 1 | $ 296,000 | $ 296,000 | $ 0 |
Mortgage Loan Application Detail Totals for Oakstar Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 825 | $152,279,000 | $184,000 | $4,633,000 | $110,000 | $9,999,000 |
| Refinancing | 451 | $113,326,000 | $251,000 | $3,759,000 | $112,000 | $1,600,000 |
| Home Improvement | 3 | $70,000 | $23,000 | $35,000 | $87,000 | $122,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,123 | $219,503,000 | $195,000 | $1,400,000 | $117,000 | $9,999,000 |
| Not applicable | 48 | $19,198,000 | $399,000 | $4,633,000 | $0 | $0 |
| Asian | 30 | $5,855,000 | $195,000 | $580,000 | $134,000 | $586,000 |
| Black or African American | 25 | $6,671,000 | $266,000 | $752,000 | $80,000 | $233,000 |
| Not Provided | 25 | $8,410,000 | $336,000 | $680,000 | $100,000 | $192,000 |
| Hispanic | 21 | $3,663,000 | $174,000 | $375,000 | $73,000 | $205,000 |
| American Indian or Alaskan Native | 4 | $1,062,000 | $265,000 | $456,000 | $129,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,313,000 | $437,000 | $590,000 | $66,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 935 | $185,767,000 | $198,000 | $4,633,000 | $125,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 170 | $55,559,000 | $326,000 | $1,042,000 | $87,000 | $560,000 |
| FHA-insured (Federal Housing Administration) | 132 | $18,828,000 | $142,000 | $283,000 | $58,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $5,521,000 | $131,000 | $214,000 | $48,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,107 | $223,741,000 | $202,000 | $4,633,000 | $112,000 | $9,999,000 |
| Application Withdrawn By Applicant | 104 | $25,408,000 | $244,000 | $778,000 | $122,000 | $721,000 |
| Application Denied By Financial Institution | 52 | $9,404,000 | $180,000 | $1,400,000 | $71,000 | $233,000 |
| Application Approved But Not Accepted | 9 | $5,614,000 | $623,000 | $3,759,000 | $147,000 | $746,000 |
| File Closed For Incompleteness | 7 | $1,508,000 | $215,000 | $358,000 | $63,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $2,026,000 | $135,000 | $309,000 | $60,000 | $140,000 |
| Collateral | 9 | $2,014,000 | $223,000 | $752,000 | $115,000 | $233,000 |
| Other | 9 | $1,460,000 | $162,000 | $347,000 | $70,000 | $174,000 |
| Debt-To-Income Ratio | 8 | $2,581,000 | $322,000 | $1,400,000 | $66,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $162,000 | $81,000 | $87,000 | $60,000 | $61,000 |
| Unverifiable Information | 1 | $216,000 | $216,000 | $216,000 | $77,000 | $77,000 |
| Employment History | 1 | $113,000 | $113,000 | $113,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $134,000 | $134,000 | $134,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oakstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.