Oakstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Oakstar Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Oakstar Bank
1020 E Battlefield
Springfield, MO 65807
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,865
Total Mortgage Loan Application Amount $355,501,000
Average Mortgage Loan Application Amount $185,666
Highest Mortgage Loan Application Amount $6,240,000
Average Applicant Income $90,666
Highest Applicant Income $1,402,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Oakstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Oakstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Oakstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Oakstar Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Oakstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Oakstar Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Oakstar Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene County Missouri 658 $ 109,616,000 $ 166,000 $ 84,000
Christian County Missouri 230 $ 44,101,000 $ 191,000 $ 81,000
Polk County Missouri 136 $ 19,062,000 $ 140,000 $ 68,000
Jackson County Missouri 106 $ 22,790,000 $ 215,000 $ 137,000
Johnson County Kansas 102 $ 25,840,000 $ 253,000 $ 118,000
Hickory County Missouri 78 $ 7,174,000 $ 91,000 $ 66,000
Dallas County Missouri 68 $ 6,741,000 $ 99,000 $ 48,000
Clay County Missouri 47 $ 10,626,000 $ 226,000 $ 96,000
Webster County Missouri 33 $ 4,499,000 $ 136,000 $ 69,000
Taney County Missouri 25 $ 5,884,000 $ 235,000 $ 102,000
Platte County Missouri 19 $ 4,954,000 $ 260,000 $ 111,000
Stone County Missouri 18 $ 4,418,000 $ 245,000 $ 91,000
Benton County Arkansas 17 $ 4,670,000 $ 274,000 $ 111,000
Camden County Missouri 17 $ 1,922,000 $ 113,000 $ 76,000
Cass County Missouri 14 $ 2,389,000 $ 170,000 $ 98,000
Honolulu County Hawaii 12 $ 6,320,000 $ 526,000 $ 126,000
Jasper County Missouri 12 $ 2,373,000 $ 197,000 $ 105,000
Cedar County Missouri 11 $ 1,471,000 $ 133,000 $ 76,000
Wyandotte County Kansas 9 $ 1,245,000 $ 138,000 $ 95,000
Henry County Missouri 8 $ 1,134,000 $ 141,000 $ 38,000
Lawrence County Missouri 7 $ 1,374,000 $ 196,000 $ 82,000
St. Clair County Missouri 6 $ 1,120,000 $ 186,000 $ 69,000
St. Louis County Missouri 6 $ 1,632,000 $ 272,000 $ 108,000
Denton County Texas 6 $ 1,342,000 $ 223,000 $ 173,000
Lee County Florida 5 $ 2,888,000 $ 577,000 $ 34,000
Benton County Missouri 4 $ 214,000 $ 53,000 $ 119,000
Laclede County Missouri 4 $ 400,000 $ 100,000 $ 75,000
Fairfax County Virginia 4 $ 2,053,000 $ 513,000 $ 379,000
King County Washington 4 $ 1,724,000 $ 431,000 $ 103,000
Maricopa County Arizona 3 $ 821,000 $ 273,000 $ 104,000
Alameda County California 3 $ 678,000 $ 226,000 $ 78,000
District of Columbia County District Of Columbia 3 $ 727,000 $ 242,000 $ 84,000
Hawaii County Hawaii 3 $ 1,389,000 $ 463,000 $ 731,000
Miami County Kansas 3 $ 545,000 $ 181,000 $ 84,000
Riley County Kansas 3 $ 613,000 $ 204,000 $ 170,000
Norfolk County Massachusetts 3 $ 797,000 $ 265,000 $ 96,000
Barry County Missouri 3 $ 527,000 $ 175,000 $ 86,000
Buchanan County Missouri 3 $ 703,000 $ 234,000 $ 72,000
Morgan County Missouri 3 $ 542,000 $ 180,000 $ 200,000
Wright County Missouri 3 $ 510,000 $ 170,000 $ 75,000
Douglas County Nebraska 3 $ 462,000 $ 154,000 $ 176,000
Clark County Nevada 3 $ 774,000 $ 258,000 $ 79,000
Clark County Ohio 3 $ 420,000 $ 140,000 $ 43,000
Dallas County Texas 3 $ 528,000 $ 176,000 $ 63,000
Fort Bend County Texas 3 $ 544,000 $ 181,000 $ 98,000
Washington County Arkansas 2 $ 331,000 $ 165,000 $ 135,000
El Paso County Colorado 2 $ 532,000 $ 266,000 $ 117,000
Broward County Florida 2 $ 625,000 $ 312,000 $ 107,000
Duval County Florida 2 $ 393,000 $ 196,000 $ 43,000
Okaloosa County Florida 2 $ 1,425,000 $ 712,000 $ 160,000
Orange County Florida 2 $ 510,000 $ 255,000 $ 202,000
Maui County Hawaii 2 $ 1,071,000 $ 535,000 $ 97,000
Butler County Kansas 2 $ 356,000 $ 178,000 $ 86,000
Douglas County Kansas 2 $ 203,000 $ 101,000 $ 144,000
Leavenworth County Kansas 2 $ 486,000 $ 243,000 $ 78,000
Anne Arundel County Maryland 2 $ 676,000 $ 338,000 $ 110,000
Barton County Missouri 2 $ 465,000 $ 232,000 $ 402,000
Butler County Missouri 2 $ 154,000 $ 77,000 $ 305,000
Newton County Missouri 2 $ 375,000 $ 187,000 $ 80,000
St. Charles County Missouri 2 $ 432,000 $ 216,000 $ 92,000
Durham County North Carolina 2 $ 557,000 $ 278,000 $ 50,000
Greene County Ohio 2 $ 378,000 $ 189,000 $ 85,000
Harris County Texas 2 $ 576,000 $ 288,000 $ 102,000
Travis County Texas 2 $ 651,000 $ 325,000 $ 169,000
Williamson County Texas 2 $ 360,000 $ 180,000 $ 135,000
Davis County Utah 2 $ 803,000 $ 401,000 $ 74,000
Alexandria County Virginia 2 $ 1,501,000 $ 750,000 $ 188,000
Loudoun County Virginia 2 $ 862,000 $ 431,000 $ 0
Prince William County Virginia 2 $ 1,033,000 $ 516,000 $ 104,000
Clark County Washington 2 $ 1,134,000 $ 567,000 $ 104,000
Baldwin County Alabama 1 $ 268,000 $ 268,000 $ 200,000
Mobile County Alabama 1 $ 408,000 $ 408,000 $ 268,000
Pinal County Arizona 1 $ 155,000 $ 155,000 $ 144,000
Yavapai County Arizona 1 $ 220,000 $ 220,000 $ 201,000
Carroll County Arkansas 1 $ 156,000 $ 156,000 $ 105,000
Pulaski County Arkansas 1 $ 747,000 $ 747,000 $ 425,000
Contra Costa County California 1 $ 582,000 $ 582,000 $ 212,000
Monterey County California 1 $ 469,000 $ 469,000 $ 142,000
Sacramento County California 1 $ 200,000 $ 200,000 $ 122,000
San Diego County California 1 $ 589,000 $ 589,000 $ 0
Douglas County Colorado 1 $ 360,000 $ 360,000 $ 184,000
Fairfield County Connecticut 1 $ 150,000 $ 150,000 $ 106,000
Brevard County Florida 1 $ 100,000 $ 100,000 $ 149,000
Citrus County Florida 1 $ 180,000 $ 180,000 $ 88,000
Collier County Florida 1 $ 658,000 $ 658,000 $ 240,000
Hillsborough County Florida 1 $ 136,000 $ 136,000 $ 72,000
Manatee County Florida 1 $ 195,000 $ 195,000 $ 132,000
Miami-Dade County Florida 1 $ 391,000 $ 391,000 $ 54,000
Santa Rosa County Florida 1 $ 107,000 $ 107,000 $ 102,000
St. Lucie County Florida 1 $ 210,000 $ 210,000 $ 99,000
Walton County Florida 1 $ 385,000 $ 385,000 $ 138,000
Chatham County Georgia 1 $ 563,000 $ 563,000 $ 578,000
Cherokee County Georgia 1 $ 413,000 $ 413,000 $ 232,000
Henry County Georgia 1 $ 375,000 $ 375,000 $ 78,000
Kootenai County Idaho 1 $ 200,000 $ 200,000 $ 178,000
Jersey County Illinois 1 $ 365,000 $ 365,000 $ 213,000
Williamson County Illinois 1 $ 408,000 $ 408,000 $ 250,000
Madison County Iowa 1 $ 70,000 $ 70,000 $ 26,000
Polk County Iowa 1 $ 224,000 $ 224,000 $ 90,000
Linn County Kansas 1 $ 103,000 $ 103,000 $ 335,000
Marshall County Kansas 1 $ 68,000 $ 68,000 $ 36,000
Sedgwick County Kansas 1 $ 319,000 $ 319,000 $ 122,000
Carroll County Kentucky 1 $ 196,000 $ 196,000 $ 105,000
Oldham County Kentucky 1 $ 424,000 $ 424,000 $ 78,000
Cumberland County Maine 1 $ 195,000 $ 195,000 $ 53,000
Charles County Maryland 1 $ 421,000 $ 421,000 $ 189,000
Howard County Maryland 1 $ 417,000 $ 417,000 $ 227,000
Montgomery County Maryland 1 $ 491,000 $ 491,000 $ 159,000
Prince George's County Maryland 1 $ 250,000 $ 250,000 $ 96,000
Middlesex County Massachusetts 1 $ 400,000 $ 400,000 $ 69,000
Plymouth County Massachusetts 1 $ 395,000 $ 395,000 $ 88,000
Worcester County Massachusetts 1 $ 150,000 $ 150,000 $ 123,000
Ottawa County Michigan 1 $ 295,000 $ 295,000 $ 38,000
Wayne County Michigan 1 $ 175,000 $ 175,000 $ 74,000
Hennepin County Minnesota 1 $ 380,000 $ 380,000 $ 229,000
Scott County Minnesota 1 $ 424,000 $ 424,000 $ 243,000
Boone County Missouri 1 $ 140,000 $ 140,000 $ 47,000
Cape Girardeau County Missouri 1 $ 226,000 $ 226,000 $ 68,000
Clinton County Missouri 1 $ 160,000 $ 160,000 $ 125,000
Cole County Missouri 1 $ 334,000 $ 334,000 $ 123,000
Dade County Missouri 1 $ 73,000 $ 73,000 $ 50,000
Daviess County Missouri 1 $ 424,000 $ 424,000 $ 257,000
Douglas County Missouri 1 $ 61,000 $ 61,000 $ 35,000
Johnson County Missouri 1 $ 256,000 $ 256,000 $ 162,000
Lafayette County Missouri 1 $ 182,000 $ 182,000 $ 59,000
Miller County Missouri 1 $ 130,000 $ 130,000 $ 239,000
Ozark County Missouri 1 $ 108,000 $ 108,000 $ 54,000
Perry County Missouri 1 $ 53,000 $ 53,000 $ 90,000
Phelps County Missouri 1 $ 199,000 $ 199,000 $ 97,000
Ripley County Missouri 1 $ 272,000 $ 272,000 $ 100,000
St. Francois County Missouri 1 $ 152,000 $ 152,000 $ 66,000
St. Louis City County Missouri 1 $ 120,000 $ 120,000 $ 643,000
Texas County Missouri 1 $ 477,000 $ 477,000 $ 75,000
Warren County Missouri 1 $ 158,000 $ 158,000 $ 440,000
Saunders County Nebraska 1 $ 280,000 $ 280,000 $ 656,000
Washington County Nebraska 1 $ 100,000 $ 100,000 $ 155,000
Belknap County New Hampshire 1 $ 256,000 $ 256,000 $ 171,000
Bergen County New Jersey 1 $ 417,000 $ 417,000 $ 438,000
Santa Fe County New Mexico 1 $ 417,000 $ 417,000 $ 284,000
Warren County New York 1 $ 285,000 $ 285,000 $ 315,000
Alamance County North Carolina 1 $ 86,000 $ 86,000 $ 35,000
Buncombe County North Carolina 1 $ 216,000 $ 216,000 $ 42,000
Scotland County North Carolina 1 $ 1,264,000 $ 1,264,000 $ 0
Transylvania County North Carolina 1 $ 624,000 $ 624,000 $ 0
Wake County North Carolina 1 $ 424,000 $ 424,000 $ 162,000
Lucas County Ohio 1 $ 213,000 $ 213,000 $ 90,000
Summit County Ohio 1 $ 237,000 $ 237,000 $ 110,000
Delaware County Oklahoma 1 $ 275,000 $ 275,000 $ 128,000
Haskell County Oklahoma 1 $ 218,000 $ 218,000 $ 140,000
Multnomah County Oregon 1 $ 180,000 $ 180,000 $ 251,000
Chester County Pennsylvania 1 $ 75,000 $ 75,000 $ 43,000
Erie County Pennsylvania 1 $ 217,000 $ 217,000 $ 64,000
Schuylkill County Pennsylvania 1 $ 265,000 $ 265,000 $ 73,000
Davidson County Tennessee 1 $ 214,000 $ 214,000 $ 121,000
Rhea County Tennessee 1 $ 61,000 $ 61,000 $ 26,000
Washington County Tennessee 1 $ 70,000 $ 70,000 $ 82,000
Bowie County Texas 1 $ 249,000 $ 249,000 $ 124,000
Collin County Texas 1 $ 370,000 $ 370,000 $ 175,000
Comal County Texas 1 $ 192,000 $ 192,000 $ 85,000
Tarrant County Texas 1 $ 255,000 $ 255,000 $ 55,000
Wichita County Texas 1 $ 178,000 $ 178,000 $ 61,000
Orange County Vermont 1 $ 424,000 $ 424,000 $ 162,000
Bedford County Virginia 1 $ 336,000 $ 336,000 $ 152,000
Chesterfield County Virginia 1 $ 268,000 $ 268,000 $ 69,000
Greene County Virginia 1 $ 568,000 $ 568,000 $ 125,000
King George County Virginia 1 $ 215,000 $ 215,000 $ 44,000
Radford County Virginia 1 $ 81,000 $ 81,000 $ 72,000
Spotsylvania County Virginia 1 $ 230,000 $ 230,000 $ 46,000
Virginia Beach County Virginia 1 $ 592,000 $ 592,000 $ 131,000
York County Virginia 1 $ 372,000 $ 372,000 $ 0
Kitsap County Washington 1 $ 420,000 $ 420,000 $ 178,000

Mortgage Loan Application Detail Totals for Oakstar Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,343 $250,229,000 $186,000 $6,240,000 $94,000 $1,048,000
Refinancing 437 $91,448,000 $209,000 $1,608,000 $92,000 $1,402,000
Home Improvement 85 $13,824,000 $162,000 $683,000 $86,000 $438,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,655 $301,851,000 $182,000 $1,500,000 $97,000 $1,402,000
Not applicable 88 $25,421,000 $288,000 $6,240,000 $0 $0
Asian 39 $11,098,000 $284,000 $900,000 $129,000 $640,000
Hispanic 36 $6,406,000 $177,000 $469,000 $80,000 $230,000
Black or African American 24 $6,095,000 $253,000 $578,000 $136,000 $549,000
Not Provided 15 $2,504,000 $166,000 $345,000 $81,000 $247,000
American Indian or Alaskan Native 5 $1,205,000 $241,000 $424,000 $145,000 $297,000
Native Hawaiian or Other Pacific Islander 3 $921,000 $307,000 $423,000 $85,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,496 $275,279,000 $184,000 $6,240,000 $98,000 $1,402,000
FHA-insured (Federal Housing Administration) 179 $28,884,000 $161,000 $606,000 $67,000 $259,000
VA-guaranteed (Veterans Administration) 155 $46,879,000 $302,000 $1,181,000 $92,000 $365,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $4,459,000 $127,000 $256,000 $45,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,611 $307,351,000 $190,000 $6,240,000 $93,000 $1,048,000
Application Withdrawn By Applicant 163 $34,317,000 $210,000 $1,500,000 $98,000 $1,188,000
Application Denied By Financial Institution 78 $12,524,000 $160,000 $722,000 $100,000 $1,402,000
Application Approved But Not Accepted 12 $1,214,000 $101,000 $150,000 $90,000 $207,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $50,000 $50,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Oakstar Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Oakstar Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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