First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

First Place Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Place Bank
185 East Market
Warren, OH 44481
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,031
Total Mortgage Loan Application Amount $2,937,237,000
Average Mortgage Loan Application Amount $138,666
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $74,666
Highest Applicant Income $8,223,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2009.

Mortgage Loan Application Totals for First Place Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga County Ohio 1,168 $ 200,166,000 $ 171,000 $ 102,000
Mahoning County Ohio 1,112 $ 147,224,000 $ 132,000 $ 73,000
Trumbull County Ohio 759 $ 90,860,000 $ 119,000 $ 68,000
Franklin County Ohio 742 $ 143,308,000 $ 193,000 $ 101,000
Oakland County Michigan 728 $ 177,477,000 $ 243,000 $ 79,000
Cook County Illinois 617 $ 149,901,000 $ 242,000 $ 12,000
Genesee County Michigan 516 $ 75,124,000 $ 145,000 $ 84,000
Lorain County Ohio 494 $ 77,554,000 $ 156,000 $ 84,000
Ottawa County Michigan 468 $ 76,029,000 $ 162,000 $ 76,000
Hamilton County Ohio 466 $ 78,678,000 $ 168,000 $ 74,000
Summit County Ohio 388 $ 73,685,000 $ 189,000 $ 94,000
Wayne County Michigan 381 $ 70,462,000 $ 184,000 $ 66,000
Hamilton County Indiana 368 $ 64,216,000 $ 174,000 $ 70,000
Will County Illinois 326 $ 70,125,000 $ 215,000 $ 9,000
Lucas County Ohio 326 $ 50,429,000 $ 154,000 $ 90,000
Marion County Indiana 325 $ 43,349,000 $ 133,000 $ 59,000
Kent County Michigan 286 $ 50,351,000 $ 176,000 $ 85,000
Delaware County Ohio 282 $ 67,864,000 $ 240,000 $ 116,000
Portage County Ohio 263 $ 47,519,000 $ 180,000 $ 90,000
Lake County Ohio 232 $ 37,990,000 $ 163,000 $ 85,000
Licking County Ohio 228 $ 42,301,000 $ 185,000 $ 107,000
Stark County Ohio 226 $ 35,501,000 $ 157,000 $ 40,000
Warren County Ohio 225 $ 56,274,000 $ 250,000 $ 110,000
Washtenaw County Michigan 202 $ 45,513,000 $ 225,000 $ 57,000
Montgomery County Ohio 191 $ 41,036,000 $ 214,000 $ 138,000
DuPage County Illinois 180 $ 45,488,000 $ 252,000 $ 12,000
Jackson County Michigan 166 $ 23,982,000 $ 144,000 $ 76,000
Clermont County Ohio 158 $ 29,650,000 $ 187,000 $ 80,000
Greene County Ohio 155 $ 40,003,000 $ 258,000 $ 138,000
Calhoun County Michigan 149 $ 18,868,000 $ 126,000 $ 53,000
Hendricks County Indiana 142 $ 22,796,000 $ 160,000 $ 75,000
Allegan County Michigan 123 $ 21,755,000 $ 176,000 $ 95,000
Montgomery County Maryland 118 $ 45,676,000 $ 387,000 $ 178,000
Geauga County Ohio 118 $ 26,860,000 $ 227,000 $ 119,000
Wood County Ohio 111 $ 19,927,000 $ 179,000 $ 110,000
Livingston County Michigan 108 $ 22,979,000 $ 212,000 $ 106,000
Columbiana County Ohio 107 $ 12,406,000 $ 115,000 $ 58,000
Macomb County Michigan 104 $ 20,147,000 $ 193,000 $ 65,000
Howard County Indiana 103 $ 13,089,000 $ 127,000 $ 63,000
Medina County Ohio 102 $ 19,615,000 $ 192,000 $ 104,000
Butler County Ohio 101 $ 19,463,000 $ 192,000 $ 81,000
Knox County Ohio 100 $ 12,819,000 $ 128,000 $ 66,000
Allen County Indiana 81 $ 12,264,000 $ 151,000 $ 2,000
Hancock County Indiana 78 $ 12,734,000 $ 163,000 $ 71,000
Lake County Indiana 76 $ 14,155,000 $ 186,000 $ 32,000
Lake County Illinois 75 $ 20,259,000 $ 270,000 $ 16,000
Johnson County Indiana 75 $ 10,022,000 $ 133,000 $ 54,000
Fairfield County Ohio 69 $ 13,977,000 $ 202,000 $ 110,000
Ingham County Michigan 62 $ 9,161,000 $ 147,000 $ 49,000
Kane County Illinois 56 $ 13,623,000 $ 243,000 $ 21,000
Eaton County Michigan 55 $ 7,470,000 $ 135,000 $ 39,000
Monroe County Michigan 53 $ 8,903,000 $ 167,000 $ 109,000
Boone County Kentucky 38 $ 7,845,000 $ 206,000 $ 85,000
District of Columbia County District Of Columbia 37 $ 15,120,000 $ 408,000 $ 165,000
Lapeer County Michigan 37 $ 6,324,000 $ 170,000 $ 79,000
Union County Ohio 35 $ 7,913,000 $ 226,000 $ 104,000
Tippecanoe County Indiana 32 $ 4,080,000 $ 127,000 $ 50,000
Kalamazoo County Michigan 30 $ 7,022,000 $ 234,000 $ 81,000
Milwaukee County Wisconsin 30 $ 5,662,000 $ 188,000 $ 0
Porter County Indiana 29 $ 4,564,000 $ 157,000 $ 22,000
Kenton County Kentucky 29 $ 5,865,000 $ 202,000 $ 109,000
Brown County Ohio 28 $ 4,116,000 $ 147,000 $ 55,000
Ashtabula County Ohio 26 $ 2,941,000 $ 113,000 $ 76,000
McHenry County Illinois 24 $ 5,024,000 $ 209,000 $ 6,000
Barry County Michigan 24 $ 4,323,000 $ 180,000 $ 91,000
Shiawassee County Michigan 22 $ 3,913,000 $ 177,000 $ 54,000
Lee County Florida 20 $ 3,756,000 $ 187,000 $ 169,000
Erie County Ohio 20 $ 3,462,000 $ 173,000 $ 131,000
Madison County Ohio 20 $ 3,772,000 $ 188,000 $ 84,000
Ottawa County Ohio 20 $ 4,241,000 $ 212,000 $ 107,000
Lenawee County Michigan 18 $ 3,147,000 $ 174,000 $ 112,000
Pickaway County Ohio 18 $ 2,385,000 $ 132,000 $ 60,000
Campbell County Kentucky 17 $ 2,738,000 $ 161,000 $ 57,000
Morrow County Ohio 17 $ 2,861,000 $ 168,000 $ 85,000
Fairfax County Virginia 17 $ 6,059,000 $ 356,000 $ 159,000
Maricopa County Arizona 16 $ 2,799,000 $ 174,000 $ 156,000
Jefferson County Colorado 16 $ 4,236,000 $ 264,000 $ 28,000
Collier County Florida 16 $ 4,414,000 $ 275,000 $ 154,000
Buncombe County North Carolina 16 $ 3,258,000 $ 203,000 $ 0
Waukesha County Wisconsin 16 $ 4,469,000 $ 279,000 $ 5,000
Boone County Indiana 14 $ 3,759,000 $ 268,000 $ 127,000
Dearborn County Indiana 14 $ 2,426,000 $ 173,000 $ 79,000
Madison County Indiana 14 $ 2,077,000 $ 148,000 $ 59,000
Howard County Maryland 14 $ 4,680,000 $ 334,000 $ 137,000
Tuscola County Michigan 14 $ 1,626,000 $ 116,000 $ 50,000
Fulton County Ohio 14 $ 2,561,000 $ 182,000 $ 75,000
Clinton County Michigan 13 $ 2,107,000 $ 162,000 $ 22,000
Defiance County Ohio 13 $ 988,000 $ 76,000 $ 51,000
Wayne County Ohio 13 $ 2,355,000 $ 181,000 $ 95,000
El Paso County Colorado 12 $ 2,765,000 $ 230,000 $ 8,000
Saginaw County Michigan 12 $ 2,561,000 $ 213,000 $ 98,000
Grundy County Illinois 11 $ 1,623,000 $ 147,000 $ 5,000
Morgan County Indiana 11 $ 1,394,000 $ 126,000 $ 45,000
Frederick County Maryland 11 $ 2,973,000 $ 270,000 $ 115,000
Scioto County Ohio 11 $ 1,735,000 $ 157,000 $ 78,000
Denver County Colorado 10 $ 2,015,000 $ 201,000 $ 9,000
Douglas County Colorado 10 $ 2,292,000 $ 229,000 $ 6,000
Sarasota County Florida 10 $ 1,668,000 $ 166,000 $ 100,000
Shelby County Indiana 10 $ 1,249,000 $ 124,000 $ 50,000
Iosco County Michigan 10 $ 1,236,000 $ 123,000 $ 93,000
Leelanau County Michigan 10 $ 2,805,000 $ 280,000 $ 40,000
Muskegon County Michigan 10 $ 1,711,000 $ 171,000 $ 84,000
Van Buren County Michigan 10 $ 1,622,000 $ 162,000 $ 32,000
Miami County Ohio 10 $ 2,173,000 $ 217,000 $ 109,000
Perry County Ohio 10 $ 2,233,000 $ 223,000 $ 137,000
Washington County Pennsylvania 10 $ 1,909,000 $ 190,000 $ 100,000
Jefferson County Kentucky 9 $ 1,620,000 $ 180,000 $ 77,000
Newaygo County Michigan 9 $ 1,625,000 $ 180,000 $ 111,000
Sanilac County Michigan 9 $ 1,335,000 $ 148,000 $ 87,000
St. Clair County Michigan 9 $ 1,522,000 $ 169,000 $ 82,000
Beaufort County South Carolina 9 $ 1,998,000 $ 222,000 $ 270,000
Anne Arundel County Maryland 8 $ 2,538,000 $ 317,000 $ 100,000
Prince George's County Maryland 8 $ 2,492,000 $ 311,000 $ 134,000
Charlevoix County Michigan 8 $ 2,916,000 $ 364,000 $ 204,000
Grand Traverse County Michigan 8 $ 2,447,000 $ 305,000 $ 148,000
Hillsdale County Michigan 8 $ 910,000 $ 113,000 $ 85,000
Allegheny County Pennsylvania 8 $ 1,688,000 $ 211,000 $ 111,000
Hillsborough County Florida 7 $ 1,652,000 $ 236,000 $ 152,000
Lafayette County Louisiana 7 $ 1,886,000 $ 269,000 $ 151,000
Benzie County Michigan 7 $ 1,834,000 $ 262,000 $ 32,000
Berrien County Michigan 7 $ 1,747,000 $ 249,000 $ 95,000
Oceana County Michigan 7 $ 973,000 $ 139,000 $ 89,000
Roscommon County Michigan 7 $ 1,271,000 $ 181,000 $ 264,000
Mecklenburg County North Carolina 7 $ 2,468,000 $ 352,000 $ 160,000
Ashland County Ohio 7 $ 877,000 $ 125,000 $ 62,000
Belmont County Ohio 7 $ 1,116,000 $ 159,000 $ 164,000
Marion County Ohio 7 $ 1,209,000 $ 172,000 $ 61,000
Muskingum County Ohio 7 $ 1,124,000 $ 160,000 $ 69,000
Richland County Ohio 7 $ 731,000 $ 104,000 $ 61,000
Lackawanna County Pennsylvania 7 $ 1,108,000 $ 158,000 $ 6,000
Arapahoe County Colorado 6 $ 890,000 $ 148,000 $ 0
Grand County Colorado 6 $ 2,259,000 $ 376,000 $ 0
Broward County Florida 6 $ 1,044,000 $ 174,000 $ 87,000
Charlotte County Florida 6 $ 1,100,000 $ 183,000 $ 99,000
Palm Beach County Florida 6 $ 2,281,000 $ 380,000 $ 438,000
Fulton County Georgia 6 $ 1,048,000 $ 174,000 $ 100,000
Kendall County Illinois 6 $ 1,130,000 $ 188,000 $ 3,000
DeKalb County Indiana 6 $ 890,000 $ 148,000 $ 29,000
Fayette County Kentucky 6 $ 1,109,000 $ 184,000 $ 64,000
Carroll County Maryland 6 $ 1,916,000 $ 319,000 $ 123,000
Emmet County Michigan 6 $ 1,739,000 $ 289,000 $ 82,000
Champaign County Ohio 6 $ 846,000 $ 141,000 $ 91,000
Logan County Ohio 6 $ 1,312,000 $ 218,000 $ 197,000
Tuscarawas County Ohio 6 $ 941,000 $ 156,000 $ 53,000
Kershaw County South Carolina 6 $ 801,000 $ 133,000 $ 121,000
Arlington County Virginia 6 $ 2,199,000 $ 366,000 $ 224,000
Cass County Indiana 5 $ 432,000 $ 86,000 $ 47,000
Dubois County Indiana 5 $ 439,000 $ 87,000 $ 54,000
Henry County Indiana 5 $ 462,000 $ 92,000 $ 43,000
Whitley County Indiana 5 $ 767,000 $ 153,000 $ 12,000
Baltimore County Maryland 5 $ 1,794,000 $ 358,000 $ 132,000
Antrim County Michigan 5 $ 984,000 $ 196,000 $ 41,000
Clare County Michigan 5 $ 661,000 $ 132,000 $ 36,000
Gladwin County Michigan 5 $ 522,000 $ 104,000 $ 40,000
Huron County Michigan 5 $ 925,000 $ 185,000 $ 52,000
Ionia County Michigan 5 $ 705,000 $ 141,000 $ 46,000
Missaukee County Michigan 5 $ 649,000 $ 129,000 $ 69,000
Montcalm County Michigan 5 $ 769,000 $ 153,000 $ 84,000
Montmorency County Michigan 5 $ 839,000 $ 167,000 $ 143,000
Hennepin County Minnesota 5 $ 633,000 $ 126,000 $ 95,000
Carroll County Ohio 5 $ 1,024,000 $ 204,000 $ 56,000
Clark County Ohio 5 $ 781,000 $ 156,000 $ 78,000
Huron County Ohio 5 $ 855,000 $ 171,000 $ 86,000
Sandusky County Ohio 5 $ 824,000 $ 164,000 $ 77,000
Butler County Pennsylvania 5 $ 1,326,000 $ 265,000 $ 99,000
Pike County Pennsylvania 5 $ 690,000 $ 138,000 $ 14,000
Dane County Wisconsin 5 $ 1,053,000 $ 210,000 $ 55,000
Manatee County Florida 4 $ 1,806,000 $ 451,000 $ 188,000
Pinellas County Florida 4 $ 459,000 $ 114,000 $ 63,000
Kankakee County Illinois 4 $ 744,000 $ 186,000 $ 0
Clark County Indiana 4 $ 439,000 $ 109,000 $ 61,000
Clinton County Indiana 4 $ 335,000 $ 83,000 $ 57,000
Grant County Indiana 4 $ 582,000 $ 145,000 $ 67,000
Queen Anne's County Maryland 4 $ 1,870,000 $ 467,000 $ 156,000
Kalkaska County Michigan 4 $ 957,000 $ 239,000 $ 225,000
Manistee County Michigan 4 $ 716,000 $ 179,000 $ 121,000
Presque Isle County Michigan 4 $ 783,000 $ 195,000 $ 158,000
Brunswick County North Carolina 4 $ 1,284,000 $ 321,000 $ 183,000
Cabarrus County North Carolina 4 $ 792,000 $ 198,000 $ 86,000
Athens County Ohio 4 $ 672,000 $ 168,000 $ 119,000
Highland County Ohio 4 $ 679,000 $ 169,000 $ 56,000
Jefferson County Ohio 4 $ 610,000 $ 152,000 $ 88,000
Charleston County South Carolina 4 $ 1,126,000 $ 281,000 $ 177,000
Loudon County Tennessee 4 $ 794,000 $ 198,000 $ 54,000
Brevard County Florida 3 $ 651,000 $ 217,000 $ 205,000
Monroe County Florida 3 $ 1,018,000 $ 339,000 $ 35,000
DeKalb County Georgia 3 $ 774,000 $ 258,000 $ 128,000
DeKalb County Illinois 3 $ 517,000 $ 172,000 $ 0
Jo Daviess County Illinois 3 $ 493,000 $ 164,000 $ 0
Kosciusko County Indiana 3 $ 438,000 $ 146,000 $ 0
LaGrange County Indiana 3 $ 690,000 $ 230,000 $ 183,000
LaPorte County Indiana 3 $ 516,000 $ 172,000 $ 40,000
Miami County Indiana 3 $ 381,000 $ 127,000 $ 68,000
Monroe County Indiana 3 $ 616,000 $ 205,000 $ 132,000
Newton County Indiana 3 $ 534,000 $ 178,000 $ 55,000
Noble County Indiana 3 $ 491,000 $ 163,000 $ 80,000
Steuben County Indiana 3 $ 716,000 $ 238,000 $ 3,000
Tipton County Indiana 3 $ 450,000 $ 150,000 $ 57,000
Gallatin County Kentucky 3 $ 837,000 $ 279,000 $ 110,000
St. Landry County Louisiana 3 $ 993,000 $ 331,000 $ 195,000
St. Martin County Louisiana 3 $ 602,000 $ 200,000 $ 107,000
Baltimore City County Maryland 3 $ 1,060,000 $ 353,000 $ 120,000
Alcona County Michigan 3 $ 471,000 $ 157,000 $ 104,000
Alpena County Michigan 3 $ 589,000 $ 196,000 $ 56,000
Cass County Michigan 3 $ 847,000 $ 282,000 $ 85,000
Cheboygan County Michigan 3 $ 611,000 $ 203,000 $ 105,000
Mason County Michigan 3 $ 200,000 $ 66,000 $ 60,000
Midland County Michigan 3 $ 715,000 $ 238,000 $ 112,000
Ogemaw County Michigan 3 $ 455,000 $ 151,000 $ 114,000
Osceola County Michigan 3 $ 325,000 $ 108,000 $ 43,000
Otsego County Michigan 3 $ 371,000 $ 123,000 $ 59,000
St. Joseph County Michigan 3 $ 253,000 $ 84,000 $ 35,000
Middlesex County New Jersey 3 $ 825,000 $ 275,000 $ 119,000
Carteret County North Carolina 3 $ 943,000 $ 314,000 $ 221,000
Chatham County North Carolina 3 $ 648,000 $ 216,000 $ 94,000
Pender County North Carolina 3 $ 552,000 $ 184,000 $ 125,000
Wake County North Carolina 3 $ 979,000 $ 326,000 $ 169,000
Clinton County Ohio 3 $ 309,000 $ 103,000 $ 50,000
Crawford County Ohio 3 $ 279,000 $ 93,000 $ 60,000
Hancock County Ohio 3 $ 514,000 $ 171,000 $ 90,000
Ross County Ohio 3 $ 643,000 $ 214,000 $ 84,000
Williams County Ohio 3 $ 377,000 $ 125,000 $ 93,000
Beaver County Pennsylvania 3 $ 774,000 $ 258,000 $ 100,000
Chester County Pennsylvania 3 $ 931,000 $ 310,000 $ 121,000
Lawrence County Pennsylvania 3 $ 320,000 $ 106,000 $ 18,000
Wayne County Pennsylvania 3 $ 582,000 $ 194,000 $ 0
Horry County South Carolina 3 $ 615,000 $ 205,000 $ 87,000
Prince William County Virginia 3 $ 631,000 $ 210,000 $ 95,000
Racine County Wisconsin 3 $ 634,000 $ 211,000 $ 0
Madison County Alabama 2 $ 524,000 $ 262,000 $ 110,000
Pima County Arizona 2 $ 337,000 $ 168,000 $ 55,000
Pinal County Arizona 2 $ 240,000 $ 120,000 $ 77,000
Crittenden County Arkansas 2 $ 244,000 $ 122,000 $ 140,000
Los Angeles County California 2 $ 864,000 $ 432,000 $ 81,000
Santa Cruz County California 2 $ 1,098,000 $ 549,000 $ 144,000
Elbert County Colorado 2 $ 631,000 $ 315,000 $ 0
Bay County Florida 2 $ 691,000 $ 345,000 $ 235,000
Citrus County Florida 2 $ 570,000 $ 285,000 $ 119,000
Duval County Florida 2 $ 728,000 $ 364,000 $ 415,000
Seminole County Florida 2 $ 423,000 $ 211,000 $ 77,000
St. Lucie County Florida 2 $ 455,000 $ 227,000 $ 799,000
Sumter County Florida 2 $ 281,000 $ 140,000 $ 194,000
Volusia County Florida 2 $ 530,000 $ 265,000 $ 64,000
Cobb County Georgia 2 $ 574,000 $ 287,000 $ 122,000
Coweta County Georgia 2 $ 357,000 $ 178,000 $ 86,000
Lumpkin County Georgia 2 $ 450,000 $ 225,000 $ 93,000
Putnam County Georgia 2 $ 532,000 $ 266,000 $ 86,000
LaSalle County Illinois 2 $ 547,000 $ 273,000 $ 0
Winnebago County Illinois 2 $ 410,000 $ 205,000 $ 0
Adams County Indiana 2 $ 300,000 $ 150,000 $ 0
Brown County Indiana 2 $ 294,000 $ 147,000 $ 159,000
Carroll County Indiana 2 $ 249,000 $ 124,000 $ 44,000
Elkhart County Indiana 2 $ 326,000 $ 163,000 $ 0
Putnam County Indiana 2 $ 165,000 $ 82,000 $ 30,000
St. Joseph County Indiana 2 $ 376,000 $ 188,000 $ 55,000
Wells County Indiana 2 $ 180,000 $ 90,000 $ 23,000
White County Indiana 2 $ 309,000 $ 154,000 $ 68,000
Grant County Kentucky 2 $ 166,000 $ 83,000 $ 26,000
Rowan County Kentucky 2 $ 317,000 $ 158,000 $ 95,000
Iberville County Louisiana 2 $ 160,000 $ 80,000 $ 63,000
St. Tammany County Louisiana 2 $ 262,000 $ 131,000 $ 85,000
Washington County Maryland 2 $ 360,000 $ 180,000 $ 69,000
Gratiot County Michigan 2 $ 616,000 $ 308,000 $ 22,000
Isabella County Michigan 2 $ 372,000 $ 186,000 $ 144,000
Lake County Michigan 2 $ 387,000 $ 193,000 $ 68,000
Mackinac County Michigan 2 $ 562,000 $ 281,000 $ 0
Oscoda County Michigan 2 $ 317,000 $ 158,000 $ 82,000
Wexford County Michigan 2 $ 285,000 $ 142,000 $ 65,000
Wright County Minnesota 2 $ 127,000 $ 63,000 $ 159,000
St. Louis County Missouri 2 $ 428,000 $ 214,000 $ 169,000
Washoe County Nevada 2 $ 128,000 $ 64,000 $ 42,000
Essex County New Jersey 2 $ 804,000 $ 402,000 $ 200,000
Torrance County New Mexico 2 $ 566,000 $ 283,000 $ 170,000
Durham County North Carolina 2 $ 107,000 $ 53,000 $ 29,000
Iredell County North Carolina 2 $ 583,000 $ 291,000 $ 93,000
Lincoln County North Carolina 2 $ 608,000 $ 304,000 $ 94,000
Onslow County North Carolina 2 $ 693,000 $ 346,000 $ 157,000
Gallia County Ohio 2 $ 224,000 $ 112,000 $ 122,000
Guernsey County Ohio 2 $ 350,000 $ 175,000 $ 229,000
Henry County Ohio 2 $ 272,000 $ 136,000 $ 61,000
Paulding County Ohio 2 $ 230,000 $ 115,000 $ 82,000
Washington County Ohio 2 $ 210,000 $ 105,000 $ 26,000
Washington County Oregon 2 $ 394,000 $ 197,000 $ 54,000
Crawford County Pennsylvania 2 $ 219,000 $ 109,000 $ 44,000
Fayette County Pennsylvania 2 $ 315,000 $ 157,000 $ 158,000
Luzerne County Pennsylvania 2 $ 279,000 $ 139,000 $ 114,000
Mercer County Pennsylvania 2 $ 172,000 $ 86,000 $ 54,000
Philadelphia County Pennsylvania 2 $ 422,000 $ 211,000 $ 49,000
Westmoreland County Pennsylvania 2 $ 396,000 $ 198,000 $ 49,000
Berkeley County South Carolina 2 $ 659,000 $ 329,000 $ 129,000
Lexington County South Carolina 2 $ 512,000 $ 256,000 $ 99,000
Richland County South Carolina 2 $ 753,000 $ 376,000 $ 148,000
Sumter County South Carolina 2 $ 369,000 $ 184,000 $ 104,000
York County South Carolina 2 $ 962,000 $ 481,000 $ 251,000
Campbell County Tennessee 2 $ 745,000 $ 372,000 $ 128,000
Hamblen County Tennessee 2 $ 114,000 $ 57,000 $ 21,000
Knox County Tennessee 2 $ 281,000 $ 140,000 $ 41,000
Sevier County Tennessee 2 $ 344,000 $ 172,000 $ 156,000
Sumner County Tennessee 2 $ 719,000 $ 359,000 $ 138,000
Walker County Texas 2 $ 293,000 $ 146,000 $ 170,000
Chesterfield County Virginia 2 $ 607,000 $ 303,000 $ 143,000
Fairfax City County Virginia 2 $ 459,000 $ 229,000 $ 161,000
Oneida County Wisconsin 2 $ 618,000 $ 309,000 $ 307,000
Ozaukee County Wisconsin 2 $ 561,000 $ 280,000 $ 0
Vilas County Wisconsin 2 $ 582,000 $ 291,000 $ 0
Walworth County Wisconsin 2 $ 350,000 $ 175,000 $ 0
Colbert County Alabama 1 $ 132,000 $ 132,000 $ 55,000
Covington County Alabama 1 $ 59,000 $ 59,000 $ 98,000
Lee County Alabama 1 $ 68,000 $ 68,000 $ 31,000
Tallapoosa County Alabama 1 $ 107,000 $ 107,000 $ 43,000
Yavapai County Arizona 1 $ 340,000 $ 340,000 $ 121,000
Benton County Arkansas 1 $ 408,000 $ 408,000 $ 134,000
Riverside County California 1 $ 206,000 $ 206,000 $ 155,000
San Bernardino County California 1 $ 57,000 $ 57,000 $ 141,000
Eagle County Colorado 1 $ 250,000 $ 250,000 $ 72,000
Garfield County Colorado 1 $ 178,000 $ 178,000 $ 247,000
Larimer County Colorado 1 $ 337,000 $ 337,000 $ 0
Logan County Colorado 1 $ 263,000 $ 263,000 $ 0
Park County Colorado 1 $ 366,000 $ 366,000 $ 0
Summit County Colorado 1 $ 416,000 $ 416,000 $ 0
Teller County Colorado 1 $ 61,000 $ 61,000 $ 0
Weld County Colorado 1 $ 413,000 $ 413,000 $ 157,000
Fairfield County Connecticut 1 $ 495,000 $ 495,000 $ 130,000
Escambia County Florida 1 $ 148,000 $ 148,000 $ 174,000
Hernando County Florida 1 $ 68,000 $ 68,000 $ 43,000
Indian River County Florida 1 $ 417,000 $ 417,000 $ 1,062,000
Lake County Florida 1 $ 196,000 $ 196,000 $ 0
Marion County Florida 1 $ 114,000 $ 114,000 $ 54,000
Miami-Dade County Florida 1 $ 223,000 $ 223,000 $ 279,000
Okaloosa County Florida 1 $ 71,000 $ 71,000 $ 79,000
Osceola County Florida 1 $ 56,000 $ 56,000 $ 38,000
Pasco County Florida 1 $ 159,000 $ 159,000 $ 43,000
Polk County Florida 1 $ 32,000 $ 32,000 $ 13,000
Santa Rosa County Florida 1 $ 119,000 $ 119,000 $ 56,000
St. Johns County Florida 1 $ 316,000 $ 316,000 $ 0
Bartow County Georgia 1 $ 189,000 $ 189,000 $ 112,000
Clayton County Georgia 1 $ 23,000 $ 23,000 $ 52,000
Dawson County Georgia 1 $ 106,000 $ 106,000 $ 165,000
Floyd County Georgia 1 $ 166,000 $ 166,000 $ 129,000
Greene County Georgia 1 $ 1,470,000 $ 1,470,000 $ 300,000
Gwinnett County Georgia 1 $ 269,000 $ 269,000 $ 121,000
Hall County Georgia 1 $ 362,000 $ 362,000 $ 1,196,000
Henry County Georgia 1 $ 173,000 $ 173,000 $ 53,000
Houston County Georgia 1 $ 293,000 $ 293,000 $ 125,000
Jackson County Georgia 1 $ 171,000 $ 171,000 $ 30,000
Newton County Georgia 1 $ 240,000 $ 240,000 $ 107,000
Canyon County Idaho 1 $ 71,000 $ 71,000 $ 202,000
Carroll County Illinois 1 $ 384,000 $ 384,000 $ 0
Champaign County Illinois 1 $ 304,000 $ 304,000 $ 0
Cumberland County Illinois 1 $ 232,000 $ 232,000 $ 0
Fayette County Illinois 1 $ 83,000 $ 83,000 $ 0
Ford County Illinois 1 $ 73,000 $ 73,000 $ 0
Lee County Illinois 1 $ 225,000 $ 225,000 $ 0
Marshall County Illinois 1 $ 225,000 $ 225,000 $ 0
Ogle County Illinois 1 $ 112,000 $ 112,000 $ 0
Peoria County Illinois 1 $ 405,000 $ 405,000 $ 0
St. Clair County Illinois 1 $ 150,000 $ 150,000 $ 65,000
Tazewell County Illinois 1 $ 74,000 $ 74,000 $ 0
Bartholomew County Indiana 1 $ 182,000 $ 182,000 $ 84,000
Delaware County Indiana 1 $ 113,000 $ 113,000 $ 53,000
Franklin County Indiana 1 $ 142,000 $ 142,000 $ 69,000
Greene County Indiana 1 $ 106,000 $ 106,000 $ 34,000
Harrison County Indiana 1 $ 142,000 $ 142,000 $ 37,000
Rush County Indiana 1 $ 39,000 $ 39,000 $ 23,000
Starke County Indiana 1 $ 72,000 $ 72,000 $ 0
Vigo County Indiana 1 $ 186,000 $ 186,000 $ 150,000
Washington County Indiana 1 $ 117,000 $ 117,000 $ 58,000
Wayne County Indiana 1 $ 320,000 $ 320,000 $ 242,000
Harvey County Kansas 1 $ 120,000 $ 120,000 $ 76,000
Leavenworth County Kansas 1 $ 152,000 $ 152,000 $ 67,000
Bracken County Kentucky 1 $ 43,000 $ 43,000 $ 31,000
Bullitt County Kentucky 1 $ 204,000 $ 204,000 $ 121,000
Greenup County Kentucky 1 $ 185,000 $ 185,000 $ 83,000
Hardin County Kentucky 1 $ 202,000 $ 202,000 $ 75,000
Lewis County Kentucky 1 $ 154,000 $ 154,000 $ 55,000
Lyon County Kentucky 1 $ 227,000 $ 227,000 $ 211,000
Madison County Kentucky 1 $ 72,000 $ 72,000 $ 33,000
Oldham County Kentucky 1 $ 333,000 $ 333,000 $ 87,000
Warren County Kentucky 1 $ 219,000 $ 219,000 $ 120,000
Wayne County Kentucky 1 $ 165,000 $ 165,000 $ 96,000
Acadia County Louisiana 1 $ 167,000 $ 167,000 $ 94,000
Ascension County Louisiana 1 $ 149,000 $ 149,000 $ 49,000
Calcasieu County Louisiana 1 $ 148,000 $ 148,000 $ 32,000
Lafourche County Louisiana 1 $ 245,000 $ 245,000 $ 118,000
Livingston County Louisiana 1 $ 178,000 $ 178,000 $ 53,000
Pointe Coupee County Louisiana 1 $ 417,000 $ 417,000 $ 72,000
West Baton Rouge County Louisiana 1 $ 233,000 $ 233,000 $ 50,000
Calvert County Maryland 1 $ 252,000 $ 252,000 $ 190,000
Charles County Maryland 1 $ 319,000 $ 319,000 $ 85,000
Worcester County Maryland 1 $ 269,000 $ 269,000 $ 338,000
Middlesex County Massachusetts 1 $ 158,000 $ 158,000 $ 41,000
Plymouth County Massachusetts 1 $ 333,000 $ 333,000 $ 55,000
Arenac County Michigan 1 $ 200,000 $ 200,000 $ 217,000
Baraga County Michigan 1 $ 62,000 $ 62,000 $ 28,000
Branch County Michigan 1 $ 363,000 $ 363,000 $ 14,000
Crawford County Michigan 1 $ 120,000 $ 120,000 $ 0
Delta County Michigan 1 $ 347,000 $ 347,000 $ 220,000
Mecosta County Michigan 1 $ 45,000 $ 45,000 $ 62,000
Dakota County Minnesota 1 $ 128,000 $ 128,000 $ 40,000
Kandiyohi County Minnesota 1 $ 276,000 $ 276,000 $ 219,000
Scott County Minnesota 1 $ 417,000 $ 417,000 $ 113,000
Washington County Minnesota 1 $ 256,000 $ 256,000 $ 114,000
Jackson County Missouri 1 $ 354,000 $ 354,000 $ 0
St. Charles County Missouri 1 $ 378,000 $ 378,000 $ 190,000
St. Louis City County Missouri 1 $ 296,000 $ 296,000 $ 122,000
Clark County Nevada 1 $ 239,000 $ 239,000 $ 144,000
Grafton County New Hampshire 1 $ 85,000 $ 85,000 $ 49,000
Merrimack County New Hampshire 1 $ 114,000 $ 114,000 $ 43,000
Burlington County New Jersey 1 $ 417,000 $ 417,000 $ 290,000
Hudson County New Jersey 1 $ 335,000 $ 335,000 $ 172,000
Union County New Jersey 1 $ 338,000 $ 338,000 $ 163,000
Chautauqua County New York 1 $ 144,000 $ 144,000 $ 169,000
Nassau County New York 1 $ 1,375,000 $ 1,375,000 $ 8,223,000
Suffolk County New York 1 $ 699,000 $ 699,000 $ 500,000
Alamance County North Carolina 1 $ 306,000 $ 306,000 $ 109,000
Beaufort County North Carolina 1 $ 135,000 $ 135,000 $ 51,000
Cherokee County North Carolina 1 $ 159,000 $ 159,000 $ 150,000
Craven County North Carolina 1 $ 200,000 $ 200,000 $ 104,000
Dare County North Carolina 1 $ 178,000 $ 178,000 $ 230,000
Davidson County North Carolina 1 $ 247,000 $ 247,000 $ 92,000
Forsyth County North Carolina 1 $ 184,000 $ 184,000 $ 83,000
Franklin County North Carolina 1 $ 165,000 $ 165,000 $ 240,000
Gaston County North Carolina 1 $ 322,000 $ 322,000 $ 130,000
Henderson County North Carolina 1 $ 321,000 $ 321,000 $ 0
Moore County North Carolina 1 $ 388,000 $ 388,000 $ 0
New Hanover County North Carolina 1 $ 270,000 $ 270,000 $ 156,000
Orange County North Carolina 1 $ 365,000 $ 365,000 $ 0
Rockingham County North Carolina 1 $ 244,000 $ 244,000 $ 91,000
Adams County Ohio 1 $ 229,000 $ 229,000 $ 60,000
Allen County Ohio 1 $ 211,000 $ 211,000 $ 124,000
Auglaize County Ohio 1 $ 140,000 $ 140,000 $ 84,000
Fayette County Ohio 1 $ 408,000 $ 408,000 $ 266,000
Holmes County Ohio 1 $ 118,000 $ 118,000 $ 53,000
Lawrence County Ohio 1 $ 156,000 $ 156,000 $ 64,000
Noble County Ohio 1 $ 270,000 $ 270,000 $ 113,000
Pike County Ohio 1 $ 108,000 $ 108,000 $ 57,000
Seneca County Ohio 1 $ 174,000 $ 174,000 $ 78,000
Van Wert County Ohio 1 $ 71,000 $ 71,000 $ 64,000
Blair County Pennsylvania 1 $ 47,000 $ 47,000 $ 40,000
Delaware County Pennsylvania 1 $ 71,000 $ 71,000 $ 48,000
Greene County Pennsylvania 1 $ 57,000 $ 57,000 $ 44,000
Lehigh County Pennsylvania 1 $ 99,000 $ 99,000 $ 0
Monroe County Pennsylvania 1 $ 141,000 $ 141,000 $ 76,000
Montgomery County Pennsylvania 1 $ 233,000 $ 233,000 $ 58,000
Somerset County Pennsylvania 1 $ 139,000 $ 139,000 $ 82,000
Warren County Pennsylvania 1 $ 59,000 $ 59,000 $ 26,000
York County Pennsylvania 1 $ 411,000 $ 411,000 $ 115,000
Newport County Rhode Island 1 $ 265,000 $ 265,000 $ 300,000
Washington County Rhode Island 1 $ 417,000 $ 417,000 $ 572,000
Clarendon County South Carolina 1 $ 137,000 $ 137,000 $ 79,000
Darlington County South Carolina 1 $ 106,000 $ 106,000 $ 22,000
Fairfield County South Carolina 1 $ 136,000 $ 136,000 $ 68,000
Greenville County South Carolina 1 $ 416,000 $ 416,000 $ 350,000
Newberry County South Carolina 1 $ 157,000 $ 157,000 $ 63,000
Spartanburg County South Carolina 1 $ 77,000 $ 77,000 $ 52,000
Williamsburg County South Carolina 1 $ 244,000 $ 244,000 $ 112,000
Bexar County Texas 1 $ 92,000 $ 92,000 $ 172,000
Dallas County Texas 1 $ 244,000 $ 244,000 $ 105,000
Denton County Texas 1 $ 109,000 $ 109,000 $ 38,000
Harris County Texas 1 $ 417,000 $ 417,000 $ 160,000
Houston County Texas 1 $ 150,000 $ 150,000 $ 254,000
Montgomery County Texas 1 $ 155,000 $ 155,000 $ 122,000
Travis County Texas 1 $ 98,000 $ 98,000 $ 28,000
Salt Lake County Utah 1 $ 170,000 $ 170,000 $ 87,000
Summit County Utah 1 $ 730,000 $ 730,000 $ 228,000
Chittenden County Vermont 1 $ 300,000 $ 300,000 $ 180,000
Alexandria County Virginia 1 $ 501,000 $ 501,000 $ 87,000
Falls Church County Virginia 1 $ 510,000 $ 510,000 $ 90,000
James City County Virginia 1 $ 255,000 $ 255,000 $ 110,000
Loudoun County Virginia 1 $ 361,000 $ 361,000 $ 98,000
Spotsylvania County Virginia 1 $ 157,000 $ 157,000 $ 80,000
Virginia Beach County Virginia 1 $ 414,000 $ 414,000 $ 120,000
Skagit County Washington 1 $ 415,000 $ 415,000 $ 196,000
Spokane County Washington 1 $ 400,000 $ 400,000 $ 180,000
Lewis County West Virginia 1 $ 140,000 $ 140,000 $ 89,000
Brown County Wisconsin 1 $ 177,000 $ 177,000 $ 61,000
Florence County Wisconsin 1 $ 140,000 $ 140,000 $ 0
Green Lake County Wisconsin 1 $ 272,000 $ 272,000 $ 0
Jefferson County Wisconsin 1 $ 121,000 $ 121,000 $ 0
Kenosha County Wisconsin 1 $ 320,000 $ 320,000 $ 0
Sheboygan County Wisconsin 1 $ 239,000 $ 239,000 $ 65,000
Fremont County Wyoming 1 $ 176,000 $ 176,000 $ 45,000

Mortgage Loan Application Detail Totals for First Place Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,689 $1,961,727,000 $202,000 $2,000,000 $82,000 $2,538,000
Home Purchase 6,294 $972,614,000 $154,000 $3,800,000 $75,000 $8,223,000
Home Improvement 48 $2,896,000 $60,000 $1,603,000 $67,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,538 $2,641,496,000 $181,000 $2,000,000 $80,000 $2,538,000
Asian 498 $113,667,000 $228,000 $1,300,000 $71,000 $1,284,000
Black or African American 428 $62,061,000 $145,000 $735,000 $78,000 $4,262,000
Hispanic 236 $39,016,000 $165,000 $1,375,000 $101,000 $8,223,000
Not Provided 201 $41,042,000 $204,000 $750,000 $106,000 $795,000
Not applicable 84 $31,475,000 $374,000 $3,800,000 $1,000 $94,000
American Indian or Alaskan Native 28 $4,500,000 $160,000 $557,000 $79,000 $191,000
Native Hawaiian or Other Pacific Islander 18 $3,980,000 $221,000 $373,000 $79,000 $214,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,301 $2,429,525,000 $197,000 $3,800,000 $86,000 $8,223,000
FHA-insured (Federal Housing Administration) 3,405 $459,687,000 $135,000 $703,000 $58,000 $589,000
VA-guaranteed (Veterans Administration) 224 $37,784,000 $168,000 $511,000 $65,000 $297,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 101 $10,241,000 $101,000 $228,000 $42,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,540 $1,844,710,000 $175,000 $3,750,000 $96,000 $8,223,000
Loan Purchased By The Institution 2,465 $557,877,000 $226,000 $801,000 $0 $352,000
Application Withdrawn By Applicant 1,459 $269,606,000 $184,000 $3,800,000 $89,000 $1,776,000
Application Denied By Financial Institution 1,191 $197,338,000 $165,000 $1,950,000 $83,000 $1,284,000
Application Approved But Not Accepted 376 $67,706,000 $180,000 $2,000,000 $96,000 $1,196,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 405 $75,353,000 $186,000 $818,000 $97,000 $1,284,000
Credit Application Incomplete 314 $46,700,000 $148,000 $640,000 $86,000 $946,000
Debt-To-Income Ratio 173 $32,177,000 $185,000 $1,950,000 $54,000 $192,000
Credit History 118 $15,392,000 $130,000 $472,000 $61,000 $400,000
Other 99 $13,318,000 $134,000 $480,000 $94,000 $795,000
Insufficient Cash (Downpayment, Closing Cost) 26 $4,208,000 $161,000 $608,000 $86,000 $707,000
Mortgage Insurance Denied 21 $4,458,000 $212,000 $345,000 $111,000 $275,000
Unverifiable Information 21 $3,498,000 $166,000 $417,000 $86,000 $360,000
Employment History 14 $2,234,000 $159,000 $364,000 $46,000 $202,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Place Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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