Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Old National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,164 |
| Total Mortgage Loan Application Amount | $713,020,000 |
| Average Mortgage Loan Application Amount | $70,666 |
| Highest Mortgage Loan Application Amount | $11,200,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,073 | $ 81,662,000 | $ 76,000 | $ 67,000 |
| Vigo County Indiana | 592 | $ 43,908,000 | $ 74,000 | $ 62,000 |
| Muhlenberg County Kentucky | 424 | $ 19,198,000 | $ 45,000 | $ 54,000 |
| Henderson County Kentucky | 391 | $ 24,413,000 | $ 62,000 | $ 61,000 |
| Warrick County Indiana | 302 | $ 34,522,000 | $ 114,000 | $ 89,000 |
| Delaware County Indiana | 284 | $ 20,098,000 | $ 70,000 | $ 63,000 |
| Hopkins County Kentucky | 282 | $ 17,267,000 | $ 61,000 | $ 62,000 |
| Daviess County Kentucky | 244 | $ 20,497,000 | $ 84,000 | $ 72,000 |
| Williamson County Illinois | 199 | $ 12,098,000 | $ 60,000 | $ 57,000 |
| Jackson County Illinois | 191 | $ 11,933,000 | $ 62,000 | $ 73,000 |
| Gibson County Indiana | 191 | $ 11,897,000 | $ 62,000 | $ 54,000 |
| Perry County Indiana | 190 | $ 9,443,000 | $ 49,000 | $ 61,000 |
| Dubois County Indiana | 183 | $ 14,644,000 | $ 80,000 | $ 56,000 |
| Marion County Indiana | 183 | $ 20,232,000 | $ 110,000 | $ 78,000 |
| Monroe County Indiana | 172 | $ 17,905,000 | $ 104,000 | $ 77,000 |
| Union County Kentucky | 172 | $ 7,968,000 | $ 46,000 | $ 54,000 |
| Knox County Indiana | 163 | $ 8,430,000 | $ 51,000 | $ 61,000 |
| Vermillion County Indiana | 153 | $ 6,585,000 | $ 43,000 | $ 57,000 |
| Posey County Indiana | 142 | $ 9,802,000 | $ 69,000 | $ 62,000 |
| Jefferson County Kentucky | 137 | $ 16,402,000 | $ 119,000 | $ 108,000 |
| Madison County Indiana | 132 | $ 9,097,000 | $ 68,000 | $ 53,000 |
| Vermilion County Illinois | 127 | $ 6,508,000 | $ 51,000 | $ 62,000 |
| Hamilton County Indiana | 116 | $ 22,398,000 | $ 193,000 | $ 135,000 |
| Putnam County Indiana | 116 | $ 9,608,000 | $ 82,000 | $ 66,000 |
| Wayne County Indiana | 112 | $ 6,124,000 | $ 54,000 | $ 54,000 |
| Randolph County Indiana | 109 | $ 3,936,000 | $ 36,000 | $ 46,000 |
| Saline County Illinois | 91 | $ 2,812,000 | $ 30,000 | $ 55,000 |
| Fountain County Indiana | 91 | $ 4,669,000 | $ 51,000 | $ 52,000 |
| Daviess County Indiana | 83 | $ 4,599,000 | $ 55,000 | $ 52,000 |
| Spencer County Indiana | 83 | $ 4,655,000 | $ 56,000 | $ 58,000 |
| Parke County Indiana | 75 | $ 3,617,000 | $ 48,000 | $ 54,000 |
| Wabash County Illinois | 72 | $ 3,396,000 | $ 47,000 | $ 56,000 |
| Jefferson County Illinois | 62 | $ 3,133,000 | $ 50,000 | $ 71,000 |
| Clark County Illinois | 61 | $ 4,656,000 | $ 76,000 | $ 63,000 |
| Orange County Indiana | 58 | $ 3,681,000 | $ 63,000 | $ 63,000 |
| Martin County Indiana | 57 | $ 2,367,000 | $ 41,000 | $ 62,000 |
| Lawrence County Illinois | 53 | $ 2,130,000 | $ 40,000 | $ 50,000 |
| Grant County Indiana | 49 | $ 3,096,000 | $ 63,000 | $ 82,000 |
| Tippecanoe County Indiana | 47 | $ 4,158,000 | $ 88,000 | $ 69,000 |
| Johnson County Indiana | 46 | $ 6,215,000 | $ 135,000 | $ 82,000 |
| Jay County Indiana | 43 | $ 2,042,000 | $ 47,000 | $ 42,000 |
| St. Joseph County Indiana | 43 | $ 11,984,000 | $ 278,000 | $ 206,000 |
| Clay County Indiana | 37 | $ 2,511,000 | $ 67,000 | $ 66,000 |
| Warren County Indiana | 36 | $ 1,885,000 | $ 52,000 | $ 69,000 |
| White County Illinois | 34 | $ 1,402,000 | $ 41,000 | $ 62,000 |
| Sullivan County Indiana | 33 | $ 2,558,000 | $ 77,000 | $ 68,000 |
| Boone County Indiana | 31 | $ 4,161,000 | $ 134,000 | $ 75,000 |
| Hendricks County Indiana | 30 | $ 3,932,000 | $ 131,000 | $ 77,000 |
| Franklin County Illinois | 28 | $ 1,134,000 | $ 40,000 | $ 49,000 |
| Pike County Indiana | 28 | $ 1,819,000 | $ 64,000 | $ 56,000 |
| Darke County Ohio | 28 | $ 1,309,000 | $ 46,000 | $ 54,000 |
| Ohio County Kentucky | 26 | $ 1,221,000 | $ 46,000 | $ 63,000 |
| Webster County Kentucky | 22 | $ 1,359,000 | $ 61,000 | $ 57,000 |
| Owen County Indiana | 19 | $ 1,389,000 | $ 73,000 | $ 78,000 |
| Cook County Illinois | 18 | $ 5,503,000 | $ 305,000 | $ 284,000 |
| Union County Illinois | 17 | $ 1,087,000 | $ 63,000 | $ 79,000 |
| Elkhart County Indiana | 16 | $ 1,890,000 | $ 118,000 | $ 98,000 |
| Henry County Indiana | 16 | $ 1,171,000 | $ 73,000 | $ 65,000 |
| Morgan County Indiana | 15 | $ 2,200,000 | $ 146,000 | $ 102,000 |
| Bullitt County Kentucky | 15 | $ 1,343,000 | $ 89,000 | $ 43,000 |
| Greene County Indiana | 14 | $ 1,017,000 | $ 72,000 | $ 37,000 |
| Hancock County Indiana | 14 | $ 2,632,000 | $ 188,000 | $ 122,000 |
| Gallatin County Illinois | 13 | $ 440,000 | $ 33,000 | $ 58,000 |
| Hancock County Kentucky | 13 | $ 1,034,000 | $ 79,000 | $ 48,000 |
| Lawrence County Indiana | 12 | $ 671,000 | $ 55,000 | $ 80,000 |
| Edgar County Illinois | 11 | $ 807,000 | $ 73,000 | $ 50,000 |
| Perry County Illinois | 11 | $ 695,000 | $ 63,000 | $ 56,000 |
| Crawford County Indiana | 11 | $ 533,000 | $ 48,000 | $ 51,000 |
| Lyon County Kentucky | 11 | $ 1,370,000 | $ 124,000 | $ 123,000 |
| McLean County Kentucky | 11 | $ 373,000 | $ 33,000 | $ 47,000 |
| Richland County Illinois | 10 | $ 155,000 | $ 15,000 | $ 52,000 |
| Cass County Michigan | 10 | $ 1,882,000 | $ 188,000 | $ 151,000 |
| Clark County Indiana | 9 | $ 1,160,000 | $ 128,000 | $ 91,000 |
| Logan County Kentucky | 9 | $ 656,000 | $ 72,000 | $ 84,000 |
| Preble County Ohio | 9 | $ 758,000 | $ 84,000 | $ 53,000 |
| Lee County Florida | 8 | $ 1,827,000 | $ 228,000 | $ 273,000 |
| Trigg County Kentucky | 8 | $ 614,000 | $ 76,000 | $ 81,000 |
| Wayne County Illinois | 7 | $ 273,000 | $ 39,000 | $ 69,000 |
| Blackford County Indiana | 7 | $ 179,000 | $ 25,000 | $ 56,000 |
| Clinton County Indiana | 7 | $ 860,000 | $ 122,000 | $ 22,000 |
| Kosciusko County Indiana | 7 | $ 1,293,000 | $ 184,000 | $ 404,000 |
| Montgomery County Indiana | 6 | $ 261,000 | $ 43,000 | $ 62,000 |
| Christian County Kentucky | 6 | $ 446,000 | $ 74,000 | $ 92,000 |
| Crittenden County Kentucky | 6 | $ 350,000 | $ 58,000 | $ 56,000 |
| Todd County Kentucky | 6 | $ 424,000 | $ 70,000 | $ 61,000 |
| Warren County Kentucky | 6 | $ 691,000 | $ 115,000 | $ 280,000 |
| Champaign County Illinois | 5 | $ 352,000 | $ 70,000 | $ 56,000 |
| Jasper County Illinois | 5 | $ 30,000 | $ 6,000 | $ 21,000 |
| Johnson County Illinois | 5 | $ 558,000 | $ 111,000 | $ 66,000 |
| Allen County Indiana | 5 | $ 556,000 | $ 111,000 | $ 62,000 |
| Washington County Indiana | 5 | $ 648,000 | $ 129,000 | $ 59,000 |
| Oldham County Kentucky | 5 | $ 924,000 | $ 184,000 | $ 84,000 |
| Coles County Illinois | 4 | $ 375,000 | $ 93,000 | $ 60,000 |
| Crawford County Illinois | 4 | $ 95,000 | $ 23,000 | $ 52,000 |
| Edwards County Illinois | 4 | $ 127,000 | $ 31,000 | $ 59,000 |
| Hamilton County Illinois | 4 | $ 297,000 | $ 74,000 | $ 67,000 |
| Hardin County Illinois | 4 | $ 42,000 | $ 10,000 | $ 57,000 |
| Bartholomew County Indiana | 4 | $ 282,000 | $ 70,000 | $ 73,000 |
| Floyd County Indiana | 4 | $ 365,000 | $ 91,000 | $ 92,000 |
| Butler County Kentucky | 4 | $ 156,000 | $ 39,000 | $ 66,000 |
| Caldwell County Kentucky | 4 | $ 107,000 | $ 26,000 | $ 37,000 |
| Shelby County Kentucky | 4 | $ 386,000 | $ 96,000 | $ 60,000 |
| Berrien County Michigan | 4 | $ 2,303,000 | $ 575,000 | $ 1,146,000 |
| Davidson County Tennessee | 4 | $ 299,000 | $ 74,000 | $ 82,000 |
| Manatee County Florida | 3 | $ 725,000 | $ 241,000 | $ 155,000 |
| Pinellas County Florida | 3 | $ 758,000 | $ 252,000 | $ 139,000 |
| Douglas County Illinois | 3 | $ 100,000 | $ 33,000 | $ 61,000 |
| Brown County Indiana | 3 | $ 427,000 | $ 142,000 | $ 70,000 |
| Harrison County Indiana | 3 | $ 269,000 | $ 89,000 | $ 185,000 |
| LaPorte County Indiana | 3 | $ 620,000 | $ 206,000 | $ 91,000 |
| Marshall County Indiana | 3 | $ 346,000 | $ 115,000 | $ 60,000 |
| Porter County Indiana | 3 | $ 687,000 | $ 229,000 | $ 12,000 |
| Union County Indiana | 3 | $ 137,000 | $ 45,000 | $ 32,000 |
| Breckinridge County Kentucky | 3 | $ 530,000 | $ 176,000 | $ 195,000 |
| McCracken County Kentucky | 3 | $ 138,000 | $ 46,000 | $ 58,000 |
| Meade County Kentucky | 3 | $ 357,000 | $ 119,000 | $ 36,000 |
| Spencer County Kentucky | 3 | $ 602,000 | $ 200,000 | $ 93,000 |
| Leelanau County Michigan | 3 | $ 750,000 | $ 250,000 | $ 37,000 |
| Coffee County Alabama | 2 | $ 286,000 | $ 143,000 | $ 85,000 |
| Pima County Arizona | 2 | $ 382,000 | $ 191,000 | $ 240,000 |
| Pitkin County Colorado | 2 | $ 2,000,000 | $ 1,000,000 | $ 794,000 |
| Collier County Florida | 2 | $ 1,104,000 | $ 552,000 | $ 343,000 |
| Clay County Illinois | 2 | $ 72,000 | $ 36,000 | $ 40,000 |
| Madison County Illinois | 2 | $ 25,000 | $ 12,000 | $ 88,000 |
| Randolph County Illinois | 2 | $ 20,000 | $ 10,000 | $ 75,000 |
| Carroll County Indiana | 2 | $ 148,000 | $ 74,000 | $ 111,000 |
| Cass County Indiana | 2 | $ 97,000 | $ 48,000 | $ 75,000 |
| Jackson County Indiana | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Jasper County Indiana | 2 | $ 106,000 | $ 53,000 | $ 66,000 |
| Jennings County Indiana | 2 | $ 27,000 | $ 13,000 | $ 45,000 |
| Lake County Indiana | 2 | $ 96,000 | $ 48,000 | $ 47,000 |
| Miami County Indiana | 2 | $ 81,000 | $ 40,000 | $ 36,000 |
| Pulaski County Indiana | 2 | $ 86,000 | $ 43,000 | $ 41,000 |
| Shelby County Indiana | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Wabash County Indiana | 2 | $ 231,000 | $ 115,000 | $ 103,000 |
| Jefferson County Louisiana | 2 | $ 473,000 | $ 236,000 | $ 69,000 |
| Clark County Nevada | 2 | $ 450,000 | $ 225,000 | $ 357,000 |
| Payne County Oklahoma | 2 | $ 87,000 | $ 43,000 | $ 63,000 |
| Tulsa County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 80,000 |
| Beaufort County South Carolina | 2 | $ 2,071,000 | $ 1,035,000 | $ 418,000 |
| Knox County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 54,000 |
| Montgomery County Tennessee | 2 | $ 163,000 | $ 81,000 | $ 73,000 |
| Pickett County Tennessee | 2 | $ 392,000 | $ 196,000 | $ 236,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Lee County Alabama | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Madison County Alabama | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Riverside County California | 1 | $ 400,000 | $ 400,000 | $ 500,000 |
| Santa Cruz County California | 1 | $ 400,000 | $ 400,000 | $ 500,000 |
| Denver County Colorado | 1 | $ 251,000 | $ 251,000 | $ 70,000 |
| Fairfield County Connecticut | 1 | $ 750,000 | $ 750,000 | $ 812,000 |
| Broward County Florida | 1 | $ 286,000 | $ 286,000 | $ 450,000 |
| Hillsborough County Florida | 1 | $ 2,640,000 | $ 2,640,000 | $ 3,900,000 |
| Martin County Florida | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Orange County Florida | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Osceola County Florida | 1 | $ 101,000 | $ 101,000 | $ 189,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 243,000 |
| St. Johns County Florida | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Volusia County Florida | 1 | $ 6,000 | $ 6,000 | $ 13,000 |
| Jo Daviess County Illinois | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
| Kankakee County Illinois | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Lake County Illinois | 1 | $ 159,000 | $ 159,000 | $ 154,000 |
| Macon County Illinois | 1 | $ 11,200,000 | $ 11,200,000 | $ 0 |
| Marion County Illinois | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| McHenry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Peoria County Illinois | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Piatt County Illinois | 1 | $ 67,000 | $ 67,000 | $ 84,000 |
| Washington County Illinois | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| DeKalb County Indiana | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
| Fayette County Indiana | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Franklin County Indiana | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Howard County Indiana | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Noble County Indiana | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Scott County Indiana | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Tipton County Indiana | 1 | $ 17,000 | $ 17,000 | $ 53,000 |
| White County Indiana | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Whitley County Indiana | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Allen County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Lincoln County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 9,000 |
| Livingston County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Cumberland County Maine | 1 | $ 415,000 | $ 415,000 | $ 82,000 |
| Oakland County Michigan | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Ottawa County Michigan | 1 | $ 500,000 | $ 500,000 | $ 1,092,000 |
| St. Charles County Missouri | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| St. Louis County Missouri | 1 | $ 1,840,000 | $ 1,840,000 | $ 8,500,000 |
| Taney County Missouri | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Warren County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Schenectady County New York | 1 | $ 11,000 | $ 11,000 | $ 156,000 |
| Chatham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Yancey County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 285,000 |
| Clermont County Ohio | 1 | $ 410,000 | $ 410,000 | $ 179,000 |
| Fairfield County Ohio | 1 | $ 281,000 | $ 281,000 | $ 85,000 |
| Mercer County Ohio | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Montgomery County Ohio | 1 | $ 90,000 | $ 90,000 | $ 168,000 |
| Lebanon County Pennsylvania | 1 | $ 489,000 | $ 489,000 | $ 190,000 |
| Lexington County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Sevier County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 56,000 |
| Williamson County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Loudoun County Virginia | 1 | $ 584,000 | $ 584,000 | $ 274,000 |
| Northampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Island County Washington | 1 | $ 272,000 | $ 272,000 | $ 208,000 |
| Whatcom County Washington | 1 | $ 274,000 | $ 274,000 | $ 315,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,621 | $405,388,000 | $111,000 | $11,200,000 | $67,000 | $8,500,000 |
| Refinancing | 3,138 | $259,795,000 | $82,000 | $1,423,000 | $72,000 | $1,500,000 |
| Home Improvement | 2,405 | $47,837,000 | $19,000 | $500,000 | $62,000 | $1,335,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,411 | $630,798,000 | $74,000 | $2,640,000 | $67,000 | $4,075,000 |
| Black or African American | 268 | $19,070,000 | $71,000 | $700,000 | $56,000 | $473,000 |
| Not Provided | 209 | $21,281,000 | $101,000 | $2,425,000 | $140,000 | $8,500,000 |
| Not applicable | 99 | $25,598,000 | $258,000 | $11,200,000 | $0 | $0 |
| Hispanic | 96 | $6,786,000 | $70,000 | $373,000 | $71,000 | $960,000 |
| Asian | 57 | $7,711,000 | $135,000 | $783,000 | $99,000 | $1,094,000 |
| American Indian or Alaskan Native | 16 | $1,150,000 | $71,000 | $400,000 | $67,000 | $451,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $626,000 | $78,000 | $144,000 | $39,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,650 | $670,661,000 | $77,000 | $11,200,000 | $69,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 325 | $27,459,000 | $84,000 | $203,000 | $45,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $11,626,000 | $74,000 | $170,000 | $38,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 33 | $3,274,000 | $99,000 | $199,000 | $43,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,084 | $388,739,000 | $76,000 | $2,640,000 | $77,000 | $8,500,000 |
| Application Denied By Financial Institution | 1,919 | $113,900,000 | $59,000 | $760,000 | $52,000 | $900,000 |
| Preapproval Denied by Financial Institution | 848 | $70,384,000 | $83,000 | $417,000 | $38,000 | $285,000 |
| Application Withdrawn By Applicant | 703 | $98,887,000 | $140,000 | $11,200,000 | $78,000 | $1,500,000 |
| Application Approved But Not Accepted | 496 | $25,553,000 | $51,000 | $650,000 | $69,000 | $477,000 |
| File Closed For Incompleteness | 114 | $15,557,000 | $136,000 | $955,000 | $66,000 | $298,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,673 | $107,491,000 | $64,000 | $550,000 | $45,000 | $572,000 |
| Debt-To-Income Ratio | 543 | $36,978,000 | $68,000 | $650,000 | $42,000 | $261,000 |
| Collateral | 261 | $19,207,000 | $73,000 | $760,000 | $65,000 | $900,000 |
| Other | 180 | $11,578,000 | $64,000 | $750,000 | $63,000 | $812,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $4,452,000 | $90,000 | $350,000 | $47,000 | $184,000 |
| Employment History | 32 | $2,091,000 | $65,000 | $308,000 | $51,000 | $200,000 |
| Credit Application Incomplete | 15 | $1,307,000 | $87,000 | $335,000 | $65,000 | $285,000 |
| Unverifiable Information | 8 | $809,000 | $101,000 | $176,000 | $45,000 | $100,000 |
| Mortgage Insurance Denied | 6 | $371,000 | $61,000 | $100,000 | $43,000 | $105,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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