Old National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Old National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Old National Bank 1 Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,543 |
| Total Mortgage Loan Application Amount | $1,146,736,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $12,560,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $3,605,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Old National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Old National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Old National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Old National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Old National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Old National Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 932 | $ 92,257,000 | $ 98,000 | $ 72,000 |
| Marion County Indiana | 671 | $ 71,933,000 | $ 107,000 | $ 72,000 |
| Vigo County Indiana | 619 | $ 53,472,000 | $ 86,000 | $ 70,000 |
| Monroe County Indiana | 519 | $ 71,653,000 | $ 138,000 | $ 77,000 |
| Delaware County Indiana | 458 | $ 35,733,000 | $ 78,000 | $ 67,000 |
| Muhlenberg County Kentucky | 388 | $ 23,557,000 | $ 60,000 | $ 59,000 |
| Daviess County Kentucky | 313 | $ 31,019,000 | $ 99,000 | $ 66,000 |
| Bartholomew County Indiana | 307 | $ 34,993,000 | $ 113,000 | $ 76,000 |
| Hamilton County Indiana | 294 | $ 49,273,000 | $ 167,000 | $ 100,000 |
| Henderson County Kentucky | 258 | $ 25,758,000 | $ 99,000 | $ 72,000 |
| Jackson County Indiana | 242 | $ 23,407,000 | $ 96,000 | $ 60,000 |
| Warrick County Indiana | 241 | $ 33,314,000 | $ 138,000 | $ 96,000 |
| Madison County Indiana | 226 | $ 16,627,000 | $ 73,000 | $ 61,000 |
| St. Joseph County Indiana | 226 | $ 26,737,000 | $ 118,000 | $ 94,000 |
| Dubois County Indiana | 212 | $ 22,023,000 | $ 103,000 | $ 65,000 |
| Williamson County Illinois | 211 | $ 20,722,000 | $ 98,000 | $ 77,000 |
| Vermilion County Illinois | 208 | $ 13,551,000 | $ 65,000 | $ 62,000 |
| Gibson County Indiana | 196 | $ 14,692,000 | $ 74,000 | $ 59,000 |
| Jefferson County Kentucky | 190 | $ 45,616,000 | $ 240,000 | $ 118,000 |
| Tippecanoe County Indiana | 186 | $ 20,243,000 | $ 108,000 | $ 79,000 |
| Randolph County Indiana | 180 | $ 10,915,000 | $ 60,000 | $ 61,000 |
| Knox County Indiana | 179 | $ 11,442,000 | $ 63,000 | $ 63,000 |
| Jackson County Illinois | 171 | $ 12,258,000 | $ 71,000 | $ 75,000 |
| Johnson County Indiana | 163 | $ 20,238,000 | $ 124,000 | $ 87,000 |
| Hendricks County Indiana | 154 | $ 20,014,000 | $ 129,000 | $ 100,000 |
| Hopkins County Kentucky | 154 | $ 11,597,000 | $ 75,000 | $ 68,000 |
| Putnam County Indiana | 148 | $ 11,728,000 | $ 79,000 | $ 63,000 |
| Jefferson County Indiana | 146 | $ 14,639,000 | $ 100,000 | $ 74,000 |
| Parke County Indiana | 115 | $ 9,264,000 | $ 80,000 | $ 61,000 |
| Daviess County Indiana | 105 | $ 9,179,000 | $ 87,000 | $ 66,000 |
| Posey County Indiana | 104 | $ 10,037,000 | $ 96,000 | $ 73,000 |
| Vermillion County Indiana | 102 | $ 6,462,000 | $ 63,000 | $ 52,000 |
| Jennings County Indiana | 97 | $ 8,359,000 | $ 86,000 | $ 67,000 |
| Kalamazoo County Michigan | 95 | $ 8,664,000 | $ 91,000 | $ 65,000 |
| Spencer County Indiana | 88 | $ 7,516,000 | $ 85,000 | $ 67,000 |
| Washington County Indiana | 88 | $ 6,910,000 | $ 78,000 | $ 69,000 |
| Fountain County Indiana | 87 | $ 5,615,000 | $ 64,000 | $ 66,000 |
| Wayne County Indiana | 86 | $ 6,388,000 | $ 74,000 | $ 65,000 |
| Union County Kentucky | 86 | $ 6,317,000 | $ 73,000 | $ 107,000 |
| Martin County Indiana | 85 | $ 4,995,000 | $ 58,000 | $ 52,000 |
| Lawrence County Indiana | 80 | $ 7,163,000 | $ 89,000 | $ 76,000 |
| Elkhart County Indiana | 78 | $ 9,423,000 | $ 120,000 | $ 142,000 |
| Jefferson County Illinois | 75 | $ 4,115,000 | $ 54,000 | $ 55,000 |
| Perry County Indiana | 68 | $ 5,136,000 | $ 75,000 | $ 60,000 |
| Wabash County Illinois | 67 | $ 4,919,000 | $ 73,000 | $ 66,000 |
| Allen County Indiana | 67 | $ 6,578,000 | $ 98,000 | $ 75,000 |
| Ripley County Indiana | 61 | $ 5,853,000 | $ 95,000 | $ 120,000 |
| Saline County Illinois | 56 | $ 2,775,000 | $ 49,000 | $ 66,000 |
| Warren County Indiana | 56 | $ 3,917,000 | $ 69,000 | $ 59,000 |
| Morgan County Indiana | 55 | $ 6,094,000 | $ 110,000 | $ 81,000 |
| Hancock County Indiana | 52 | $ 7,268,000 | $ 139,000 | $ 102,000 |
| Orange County Indiana | 50 | $ 4,083,000 | $ 81,000 | $ 64,000 |
| Jay County Indiana | 47 | $ 3,393,000 | $ 72,000 | $ 59,000 |
| Clay County Indiana | 46 | $ 5,557,000 | $ 120,000 | $ 77,000 |
| Sullivan County Indiana | 46 | $ 4,080,000 | $ 88,000 | $ 83,000 |
| White County Indiana | 44 | $ 3,618,000 | $ 82,000 | $ 75,000 |
| Jackson County Michigan | 43 | $ 4,149,000 | $ 96,000 | $ 66,000 |
| White County Illinois | 42 | $ 2,302,000 | $ 54,000 | $ 68,000 |
| Owen County Indiana | 42 | $ 4,705,000 | $ 112,000 | $ 89,000 |
| Darke County Ohio | 41 | $ 2,368,000 | $ 57,000 | $ 54,000 |
| Henry County Indiana | 40 | $ 3,065,000 | $ 76,000 | $ 62,000 |
| Pike County Indiana | 38 | $ 2,509,000 | $ 66,000 | $ 62,000 |
| Clark County Illinois | 37 | $ 3,686,000 | $ 99,000 | $ 66,000 |
| Boone County Indiana | 37 | $ 4,597,000 | $ 124,000 | $ 112,000 |
| Berrien County Michigan | 35 | $ 2,890,000 | $ 82,000 | $ 58,000 |
| Lenawee County Michigan | 35 | $ 2,802,000 | $ 80,000 | $ 82,000 |
| Grant County Indiana | 34 | $ 3,380,000 | $ 99,000 | $ 104,000 |
| Cass County Michigan | 34 | $ 9,333,000 | $ 274,000 | $ 223,000 |
| Lawrence County Illinois | 32 | $ 1,918,000 | $ 59,000 | $ 58,000 |
| Scott County Indiana | 31 | $ 2,149,000 | $ 69,000 | $ 88,000 |
| Greene County Indiana | 29 | $ 2,177,000 | $ 75,000 | $ 56,000 |
| Franklin County Illinois | 28 | $ 2,038,000 | $ 72,000 | $ 72,000 |
| Floyd County Indiana | 27 | $ 5,870,000 | $ 217,000 | $ 165,000 |
| Calhoun County Michigan | 27 | $ 1,583,000 | $ 58,000 | $ 40,000 |
| Decatur County Indiana | 26 | $ 2,552,000 | $ 98,000 | $ 52,000 |
| Noble County Indiana | 25 | $ 1,741,000 | $ 69,000 | $ 67,000 |
| Oldham County Kentucky | 24 | $ 4,818,000 | $ 200,000 | $ 137,000 |
| Ohio County Kentucky | 22 | $ 2,049,000 | $ 93,000 | $ 59,000 |
| Franklin County Indiana | 21 | $ 2,979,000 | $ 141,000 | $ 66,000 |
| Montgomery County Indiana | 21 | $ 1,986,000 | $ 94,000 | $ 79,000 |
| Webster County Kentucky | 21 | $ 1,520,000 | $ 72,000 | $ 82,000 |
| Brown County Indiana | 20 | $ 2,889,000 | $ 144,000 | $ 101,000 |
| Carroll County Indiana | 19 | $ 1,790,000 | $ 94,000 | $ 62,000 |
| Van Buren County Michigan | 18 | $ 1,417,000 | $ 78,000 | $ 69,000 |
| Union County Illinois | 17 | $ 1,471,000 | $ 86,000 | $ 70,000 |
| Shelby County Indiana | 17 | $ 2,201,000 | $ 129,000 | $ 76,000 |
| Edgar County Illinois | 15 | $ 1,120,000 | $ 74,000 | $ 48,000 |
| Johnson County Illinois | 14 | $ 1,762,000 | $ 125,000 | $ 80,000 |
| Clinton County Indiana | 13 | $ 1,051,000 | $ 80,000 | $ 98,000 |
| McLean County Kentucky | 13 | $ 468,000 | $ 36,000 | $ 60,000 |
| Logan County Kentucky | 11 | $ 918,000 | $ 83,000 | $ 85,000 |
| Shelby County Kentucky | 11 | $ 1,462,000 | $ 132,000 | $ 74,000 |
| Perry County Illinois | 10 | $ 643,000 | $ 64,000 | $ 61,000 |
| Benton County Indiana | 10 | $ 564,000 | $ 56,000 | $ 60,000 |
| Clark County Indiana | 10 | $ 1,456,000 | $ 145,000 | $ 97,000 |
| Gallatin County Illinois | 9 | $ 543,000 | $ 60,000 | $ 43,000 |
| Hardin County Illinois | 9 | $ 468,000 | $ 52,000 | $ 69,000 |
| DeKalb County Indiana | 9 | $ 776,000 | $ 86,000 | $ 71,000 |
| Edwards County Illinois | 8 | $ 683,000 | $ 85,000 | $ 76,000 |
| Howard County Indiana | 8 | $ 779,000 | $ 97,000 | $ 105,000 |
| Hancock County Kentucky | 8 | $ 743,000 | $ 92,000 | $ 73,000 |
| Marshall County Indiana | 7 | $ 2,616,000 | $ 373,000 | $ 326,000 |
| Bullitt County Kentucky | 7 | $ 537,000 | $ 76,000 | $ 65,000 |
| St. Joseph County Michigan | 7 | $ 1,034,000 | $ 147,000 | $ 130,000 |
| Crawford County Illinois | 6 | $ 384,000 | $ 64,000 | $ 53,000 |
| Richland County Illinois | 6 | $ 288,000 | $ 48,000 | $ 36,000 |
| Wayne County Illinois | 6 | $ 302,000 | $ 50,000 | $ 43,000 |
| Crawford County Indiana | 6 | $ 316,000 | $ 52,000 | $ 44,000 |
| Dearborn County Indiana | 6 | $ 527,000 | $ 87,000 | $ 54,000 |
| Allegan County Michigan | 6 | $ 607,000 | $ 101,000 | $ 82,000 |
| Barry County Michigan | 6 | $ 609,000 | $ 101,000 | $ 77,000 |
| Pope County Illinois | 5 | $ 257,000 | $ 51,000 | $ 91,000 |
| Cass County Indiana | 5 | $ 249,000 | $ 49,000 | $ 47,000 |
| LaGrange County Indiana | 5 | $ 475,000 | $ 95,000 | $ 60,000 |
| Trigg County Kentucky | 5 | $ 587,000 | $ 117,000 | $ 81,000 |
| Arapahoe County Colorado | 4 | $ 1,580,000 | $ 395,000 | $ 275,000 |
| Cook County Illinois | 4 | $ 1,322,000 | $ 330,000 | $ 359,000 |
| Whitley County Indiana | 4 | $ 350,000 | $ 87,000 | $ 57,000 |
| Lyon County Kentucky | 4 | $ 476,000 | $ 119,000 | $ 181,000 |
| Todd County Kentucky | 4 | $ 295,000 | $ 73,000 | $ 88,000 |
| Hamilton County Illinois | 3 | $ 189,000 | $ 63,000 | $ 61,000 |
| Marion County Illinois | 3 | $ 79,000 | $ 26,000 | $ 55,000 |
| Blackford County Indiana | 3 | $ 240,000 | $ 80,000 | $ 85,000 |
| Harrison County Indiana | 3 | $ 475,000 | $ 158,000 | $ 44,000 |
| Huntington County Indiana | 3 | $ 132,000 | $ 44,000 | $ 58,000 |
| Kosciusko County Indiana | 3 | $ 344,000 | $ 114,000 | $ 73,000 |
| Miami County Indiana | 3 | $ 216,000 | $ 72,000 | $ 69,000 |
| Union County Indiana | 3 | $ 295,000 | $ 98,000 | $ 47,000 |
| Boone County Kentucky | 3 | $ 250,000 | $ 83,000 | $ 128,000 |
| Christian County Kentucky | 3 | $ 163,000 | $ 54,000 | $ 40,000 |
| Marshall County Kentucky | 3 | $ 368,000 | $ 122,000 | $ 372,000 |
| Nelson County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 72,000 |
| Hillsdale County Michigan | 3 | $ 188,000 | $ 62,000 | $ 47,000 |
| St. Louis County Missouri | 3 | $ 837,000 | $ 279,000 | $ 157,000 |
| Broward County Florida | 2 | $ 421,000 | $ 210,000 | $ 214,000 |
| Sumter County Florida | 2 | $ 439,000 | $ 219,000 | $ 672,000 |
| Champaign County Illinois | 2 | $ 365,000 | $ 182,000 | $ 128,000 |
| Adams County Indiana | 2 | $ 68,000 | $ 34,000 | $ 42,000 |
| Jasper County Indiana | 2 | $ 169,000 | $ 84,000 | $ 75,000 |
| Tipton County Indiana | 2 | $ 227,000 | $ 113,000 | $ 230,000 |
| Breckinridge County Kentucky | 2 | $ 265,000 | $ 132,000 | $ 127,000 |
| Caldwell County Kentucky | 2 | $ 153,000 | $ 76,000 | $ 51,000 |
| Carroll County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Edmonson County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 112,000 |
| Henry County Kentucky | 2 | $ 202,000 | $ 101,000 | $ 80,000 |
| Livingston County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 86,000 |
| Warren County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 20,000 |
| York County Pennsylvania | 2 | $ 467,000 | $ 233,000 | $ 87,000 |
| Davidson County Tennessee | 2 | $ 467,000 | $ 233,000 | $ 278,000 |
| Collier County Florida | 1 | $ 535,000 | $ 535,000 | $ 664,000 |
| Duval County Florida | 1 | $ 960,000 | $ 960,000 | $ 352,000 |
| Lee County Florida | 1 | $ 1,150,000 | $ 1,150,000 | $ 459,000 |
| Martin County Florida | 1 | $ 240,000 | $ 240,000 | $ 1,301,000 |
| Miami-Dade County Florida | 1 | $ 165,000 | $ 165,000 | $ 379,000 |
| Polk County Florida | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Fulton County Georgia | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Douglas County Illinois | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 176,000 | $ 176,000 | $ 81,000 |
| Effingham County Illinois | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Fayette County Illinois | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Logan County Illinois | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Massac County Illinois | 1 | $ 104,000 | $ 104,000 | $ 127,000 |
| Pulaski County Illinois | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Randolph County Illinois | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Washington County Illinois | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Fayette County Indiana | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Lake County Indiana | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Pulaski County Indiana | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Starke County Indiana | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Steuben County Indiana | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Wells County Indiana | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Barren County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Butler County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Clark County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Fayette County Kentucky | 1 | $ 221,000 | $ 221,000 | $ 143,000 |
| Hardin County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Letcher County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Meade County Kentucky | 1 | $ 244,000 | $ 244,000 | $ 362,000 |
| Scott County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 26,000 |
| Trimble County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 86,000 |
| Jefferson County Louisiana | 1 | $ 252,000 | $ 252,000 | $ 117,000 |
| Cumberland County Maine | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Branch County Michigan | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Kent County Michigan | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Leelanau County Michigan | 1 | $ 147,000 | $ 147,000 | $ 148,000 |
| Monroe County Michigan | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Montcalm County Michigan | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Lake County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Jackson County Missouri | 1 | $ 213,000 | $ 213,000 | $ 148,000 |
| Mecklenburg County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 160,000 |
| Butler County Ohio | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Clermont County Ohio | 1 | $ 284,000 | $ 284,000 | $ 148,000 |
| Preble County Ohio | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Utah County Utah | 1 | $ 186,000 | $ 186,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,248 | $754,810,000 | $104,000 | $1,559,000 | $77,000 | $2,814,000 |
| Home Improvement | 2,360 | $111,897,000 | $47,000 | $12,560,000 | $64,000 | $3,605,000 |
| Home Purchase | 1,935 | $280,029,000 | $144,000 | $2,300,000 | $81,000 | $1,459,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,204 | $981,208,000 | $96,000 | $2,000,000 | $75,000 | $3,605,000 |
| Not Provided | 631 | $72,839,000 | $115,000 | $870,000 | $89,000 | $1,459,000 |
| Black or African American | 283 | $20,636,000 | $72,000 | $520,000 | $59,000 | $565,000 |
| Hispanic | 161 | $15,750,000 | $97,000 | $500,000 | $70,000 | $1,000,000 |
| Asian | 131 | $18,767,000 | $143,000 | $1,200,000 | $83,000 | $450,000 |
| Not applicable | 86 | $33,680,000 | $391,000 | $12,560,000 | $0 | $0 |
| American Indian or Alaskan Native | 30 | $2,244,000 | $74,000 | $208,000 | $63,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $1,612,000 | $94,000 | $263,000 | $68,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,744 | $1,054,501,000 | $98,000 | $12,560,000 | $77,000 | $3,605,000 |
| FHA-insured (Federal Housing Administration) | 489 | $54,956,000 | $112,000 | $276,000 | $56,000 | $1,459,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 208 | $21,343,000 | $102,000 | $288,000 | $45,000 | $545,000 |
| VA-guaranteed (Veterans Administration) | 102 | $15,936,000 | $156,000 | $372,000 | $59,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,976 | $618,964,000 | $103,000 | $12,560,000 | $82,000 | $3,605,000 |
| Application Denied By Financial Institution | 4,149 | $351,750,000 | $84,000 | $1,200,000 | $62,000 | $1,459,000 |
| Application Withdrawn By Applicant | 806 | $110,793,000 | $137,000 | $1,559,000 | $85,000 | $1,236,000 |
| Application Approved But Not Accepted | 462 | $45,928,000 | $99,000 | $2,300,000 | $83,000 | $1,000,000 |
| File Closed For Incompleteness | 96 | $15,364,000 | $160,000 | $850,000 | $116,000 | $1,800,000 |
| Loan Purchased By The Institution | 54 | $3,937,000 | $72,000 | $131,000 | $36,000 | $73,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,423 | $102,544,000 | $72,000 | $681,000 | $62,000 | $1,459,000 |
| Collateral | 1,028 | $105,902,000 | $103,000 | $1,000,000 | $70,000 | $802,000 |
| Other | 918 | $62,856,000 | $68,000 | $1,113,000 | $61,000 | $983,000 |
| Debt-To-Income Ratio | 551 | $57,142,000 | $103,000 | $1,200,000 | $44,000 | $561,000 |
| Unverifiable Information | 86 | $7,671,000 | $89,000 | $330,000 | $77,000 | $356,000 |
| Credit Application Incomplete | 86 | $9,534,000 | $110,000 | $400,000 | $98,000 | $1,068,000 |
| Employment History | 35 | $3,389,000 | $96,000 | $309,000 | $48,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,266,000 | $113,000 | $600,000 | $29,000 | $100,000 |
| Mortgage Insurance Denied | 2 | $446,000 | $223,000 | $375,000 | $89,000 | $154,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.